Add all CBS custom modules: KYC, Sanctions, RBI Feed, OpenProject, Mobile Lookup, Charges, Avro schemas

Includes all prior work not yet committed on this branch:
- KYC module (LincPay eKYC: PAN, Aadhaar OTP, GSTIN verification)
- Sanctions screening (UN Security Council consolidated list)
- RBI Feed integration with scheduled jobs
- OpenProject API integration
- Mobile lookup service
- Charge module enhancements (current account support)
- Client family member nominee fields
- Avro schema updates
- Liquibase migrations 0216-0224
- Postman collections for OpenProject, RBI Feeds, Sanctions
- SQL seed scripts

Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>

fineract-charge/src/main/java/org/apache/fineract/portfolio/charge/domain/ChargeAppliesTo.java

@@ -24,7 +24,8 @@ public enum ChargeAppliesTo {
     LOAN(1, "chargeAppliesTo.loan"), //
     SAVINGS(2, "chargeAppliesTo.savings"), //
     CLIENT(3, "chargeAppliesTo.client"), //
-    SHARES(4, "chargeAppliesTo.shares"); //
+    SHARES(4, "chargeAppliesTo.shares"), //
+    CURRENT_ACCOUNT(5, "chargeAppliesTo.currentAccount"); //
 
     private final Integer value;
     private final String code;
@@ -59,6 +60,9 @@ public enum ChargeAppliesTo {
                 case 4:
                     chargeAppliesToType = SHARES;
                 break;
+                case 5:
+                    chargeAppliesToType = CURRENT_ACCOUNT;
+                break;
                 default:
                     chargeAppliesToType = INVALID;
                 break;
@@ -84,8 +88,12 @@ public enum ChargeAppliesTo {
         return this.value.equals(SHARES.getValue());
     }
 
+    public boolean isCurrentAccountCharge() {
+        return this.value.equals(CURRENT_ACCOUNT.getValue());
+    }
+
     public static Object[] validValues() {
         return new Object[] { ChargeAppliesTo.LOAN.getValue(), ChargeAppliesTo.SAVINGS.getValue(), ChargeAppliesTo.CLIENT.getValue(),
-                ChargeAppliesTo.SHARES.getValue() };
+                ChargeAppliesTo.SHARES.getValue(), ChargeAppliesTo.CURRENT_ACCOUNT.getValue() };
     }
 }

fineract-charge/src/main/java/org/apache/fineract/portfolio/charge/domain/ChargeCalculationType.java

@@ -53,6 +53,10 @@ public enum ChargeCalculationType {
         return new Integer[] { ChargeCalculationType.FLAT.getValue(), ChargeCalculationType.PERCENT_OF_AMOUNT.getValue() };
     }
 
+    public static Object[] validValuesForCurrentAccount() {
+        return new Integer[] { ChargeCalculationType.FLAT.getValue(), ChargeCalculationType.PERCENT_OF_AMOUNT.getValue() };
+    }
+
     public static Object[] validValuesForShares() {
         return new Integer[] { ChargeCalculationType.FLAT.getValue(), ChargeCalculationType.PERCENT_OF_AMOUNT.getValue() };
     }

fineract-charge/src/main/java/org/apache/fineract/portfolio/charge/serialization/ChargeDefinitionCommandFromApiJsonDeserializer.java

@@ -255,6 +255,38 @@ public final class ChargeDefinitionCommandFromApiJsonDeserializer {
                 baseDataValidator.reset().parameter(CHARGE_CALCULATION_TYPE).value(chargeCalculationType)
                         .isOneOfTheseValues(ChargeCalculationType.validValuesForShareAccountActivation());
             }
+        } else if (appliesTo.isCurrentAccountCharge()) {
+            // current account applicable validation — same rules as savings
+            final Integer chargeTimeType = this.fromApiJsonHelper.extractIntegerSansLocaleNamed(CHARGE_TIME_TYPE, element);
+            baseDataValidator.reset().parameter(CHARGE_TIME_TYPE).value(chargeTimeType).notNull();
+            if (chargeTimeType != null) {
+                baseDataValidator.reset().parameter(CHARGE_TIME_TYPE).value(chargeTimeType)
+                        .isOneOfTheseValues(ChargeTimeType.validCurrentAccountValues());
+            }
+
+            final ChargeTimeType ctt = ChargeTimeType.fromInt(chargeTimeType);
+
+            if (ctt.isWeeklyFee()) {
+                final String monthDay = this.fromApiJsonHelper.extractStringNamed(FEE_ON_MONTH_DAY, element);
+                baseDataValidator.reset().parameter(FEE_ON_MONTH_DAY).value(monthDay).mustBeBlankWhenParameterProvidedIs(CHARGE_TIME_TYPE,
+                        chargeTimeType);
+            }
+
+            if (ctt.isMonthlyFee()) {
+                final MonthDay monthDay = this.fromApiJsonHelper.extractMonthDayNamed(FEE_ON_MONTH_DAY, element);
+                baseDataValidator.reset().parameter(FEE_ON_MONTH_DAY).value(monthDay).notNull();
+                baseDataValidator.reset().parameter(FEE_INTERVAL).value(feeInterval).notNull().inMinMaxRange(1, 12);
+            }
+
+            if (ctt.isAnnualFee()) {
+                final MonthDay monthDay = this.fromApiJsonHelper.extractMonthDayNamed(FEE_ON_MONTH_DAY, element);
+                baseDataValidator.reset().parameter(FEE_ON_MONTH_DAY).value(monthDay).notNull();
+            }
+
+            if (chargeCalculationType != null) {
+                baseDataValidator.reset().parameter(CHARGE_CALCULATION_TYPE).value(chargeCalculationType)
+                        .isOneOfTheseValues(ChargeCalculationType.validValuesForCurrentAccount());
+            }
         }
 
         final String name = this.fromApiJsonHelper.extractStringNamed(NAME, element);

fineract-charge/src/main/java/org/apache/fineract/portfolio/charge/service/ChargeDropdownReadPlatformService.java

@@ -47,4 +47,8 @@ public interface ChargeDropdownReadPlatformService {
 
     List<EnumOptionData> retrieveSharesCollectionTimeTypes();
 
+    List<EnumOptionData> retrieveCurrentAccountCalculationTypes();
+
+    List<EnumOptionData> retrieveCurrentAccountCollectionTimeTypes();
+
 }

fineract-charge/src/main/java/org/apache/fineract/portfolio/charge/service/ChargeDropdownReadPlatformServiceImpl.java

@@ -124,4 +124,18 @@ public class ChargeDropdownReadPlatformServiceImpl implements ChargeDropdownRead
         return Arrays.asList(chargeTimeType(ChargeTimeType.SHAREACCOUNT_ACTIVATION), chargeTimeType(ChargeTimeType.SHARE_PURCHASE),
                 chargeTimeType(ChargeTimeType.SHARE_REDEEM));
     }
+
+    @Override
+    public List<EnumOptionData> retrieveCurrentAccountCalculationTypes() {
+        return Arrays.asList(chargeCalculationType(ChargeCalculationType.FLAT),
+                chargeCalculationType(ChargeCalculationType.PERCENT_OF_AMOUNT));
+    }
+
+    @Override
+    public List<EnumOptionData> retrieveCurrentAccountCollectionTimeTypes() {
+        return Arrays.asList(chargeTimeType(ChargeTimeType.SPECIFIED_DUE_DATE), chargeTimeType(ChargeTimeType.SAVINGS_ACTIVATION),
+                chargeTimeType(ChargeTimeType.WITHDRAWAL_FEE), chargeTimeType(ChargeTimeType.ANNUAL_FEE),
+                chargeTimeType(ChargeTimeType.MONTHLY_FEE), chargeTimeType(ChargeTimeType.WEEKLY_FEE),
+                chargeTimeType(ChargeTimeType.OVERDRAFT_FEE), chargeTimeType(ChargeTimeType.SAVINGS_NOACTIVITY_FEE));
+    }
 }

fineract-charge/src/main/java/org/apache/fineract/portfolio/charge/service/ChargeEnumerations.java

@@ -130,6 +130,10 @@ public final class ChargeEnumerations {
             case SHARES:
                 optionData = new EnumOptionData(ChargeAppliesTo.SHARES.getValue().longValue(), ChargeAppliesTo.SHARES.getCode(), "Shares");
             break;
+            case CURRENT_ACCOUNT:
+                optionData = new EnumOptionData(ChargeAppliesTo.CURRENT_ACCOUNT.getValue().longValue(),
+                        ChargeAppliesTo.CURRENT_ACCOUNT.getCode(), "Current Account");
+            break;
             default:
                 optionData = new EnumOptionData(ChargeAppliesTo.INVALID.getValue().longValue(), ChargeAppliesTo.INVALID.getCode(),
                         "Invalid");