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FINERACT-2232: added e2e automation tests for capitalized income amortization calculation

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MarianaDmytrivBinariks
2025-06-12 23:42:12 +02:00
committed by Adam Saghy
parent 76b9cde83c
commit c490e167b8
5 changed files with 580 additions and 1 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanCapitalizedIncome.feature
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@@ -3628,6 +3628,75 @@ Feature: Capitalized Income
| ASSET | 112603 | Interest/Fee Receivable | 0.25 | |
| LIABILITY | 145024 | Deferred Capitalized Income | | 55.0 |
@TestRailId:C3756
Scenario: Verify Capitalised Income Adjustment reversed on same biz date when added - UC4
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
| 2 | 29 | 01 March 2024 | | 33.53 | 33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
| 3 | 31 | 01 April 2024 | | 0.0 | 33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0 | 33.73 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.17 | 0.00 | 0.00 | 101.17 | 0.0 | 0.0 | 0.0 | 101.17 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "100" EUR transaction amount
When Admin sets the business date to "02 January 2024"
And Admin runs inline COB job for Loan
When Admin sets the business date to "03 January 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 01 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "03 January 2024" with "100" EUR trn amount with "01 January 2024" date for capitalized income
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 01 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Capitalized Income Adjustment | 100.0 | 99.92 | 0.08 | 0.0 | 0.0 | 100.08 | false | false |
# -- undo Capitalized Income Adjustment transaction at the same biz date when it was added -- #
When Customer undo "1"th "Capitalized Income Adjustment" transaction made on "03 January 2024"
When Admin sets the business date to "05 January 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 133.72 | 66.28 | 1.17 | 0.0 | 0.0 | 67.45 | 0.0 | 0.0 | 0.0 | 67.45 |
| 2 | 29 | 01 March 2024 | | 67.05 | 66.67 | 0.78 | 0.0 | 0.0 | 67.45 | 0.0 | 0.0 | 0.0 | 67.45 |
| 3 | 31 | 01 April 2024 | | 0.0 | 67.05 | 0.39 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 2.34 | 0.00 | 0.00 | 202.34 | 0.0 | 0.0 | 0.0 | 202.34 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 01 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
| 02 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Capitalized Income Adjustment | 100.0 | 99.92 | 0.08 | 0.0 | 0.0 | 100.08 | true | false |
| 03 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3708
Scenario: Verify capitalized income reversed after repayment - UC1
When Admin sets the business date to "1 January 2024"
@@ -4148,4 +4217,439 @@ Feature: Capitalized Income
| 08 January 2024 | Capitalized Income Amortization Adjustment | 300.0 | 0.0 | 300.0 | 0.0 | 0.0 | 0.0 | false | false |
| 08 January 2024 | Accrual Adjustment | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
And Loan has 0.0 outstanding amount
And Loan has 398.53 overpaid amount
And Loan has 398.53 overpaid amount
@TestRailId:C3747
Scenario: Verify Capitalized Income Amortization validation while run COB a month after Capitalized Income trn - UC1
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3748
Scenario: Verify Capitalized Income Amortization while run COB a month after Capitalized Income with Adjustment trns - UC2
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3749
Scenario: Verify backdated Capitalized Income Amortization while add Capitalised Income trn with a month earlier date - UC3
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
| 2 | 29 | 01 March 2024 | | 33.53 | 33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
| 3 | 31 | 01 April 2024 | | 0.0 | 33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0 | 33.73 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.17 | 0.00 | 0.00 | 101.17 | 0.0 | 0.0 | 0.0 | 101.17 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
When Admin sets the business date to "02 February 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 2 | 29 | 01 March 2024 | | 50.31 | 49.98 | 0.6 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.31 | 0.29 | 0.0 | 0.0 | 50.6 | 0.0 | 0.0 | 0.0 | 50.6 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.76 | 0.00 | 0.00 | 151.76 | 0.0 | 0.0 | 0.0 | 151.76 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3750
Scenario: Verify backdated Capitalized Income Amortization while add Capitalised Income and Adjustment trns with earlier date - UC4
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
| 2 | 29 | 01 March 2024 | | 33.53 | 33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
| 3 | 31 | 01 April 2024 | | 0.0 | 33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0 | 33.73 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.17 | 0.00 | 0.00 | 101.17 | 0.0 | 0.0 | 0.0 | 101.17 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "40" EUR transaction amount
When Admin sets the business date to "02 February 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
| 2 | 29 | 01 March 2024 | | 50.07 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.07 | 0.29 | 0.0 | 0.0 | 50.36 | 0.0 | 0.0 | 0.0 | 50.36 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.52 | 0.00 | 0.00 | 151.52 | 40.0 | 40.0 | 0.0 | 111.52 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 02 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.08 | 0.0 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 3.44 | 0.0 | 3.44 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3751
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date - UC5
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
When Admin sets the business date to "02 February 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 133.72 | 66.28 | 1.16 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
| 2 | 29 | 01 March 2024 | | 67.07 | 66.65 | 0.79 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
| 3 | 31 | 01 April 2024 | | 0.0 | 67.07 | 0.39 | 0.0 | 0.0 | 67.46 | 0.0 | 0.0 | 0.0 | 67.46 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 2.34 | 0.00 | 0.00 | 202.34 | 0.0 | 0.0 | 0.0 | 202.34 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.77 | 0.0 | 17.77 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3752
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date after Adjustment trn - UC6
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 300 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "300" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
When Admin sets the business date to "02 February 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 133.48 | 66.52 | 0.92 | 0.0 | 0.0 | 67.44 | 40.0 | 40.0 | 0.0 | 27.44 |
| 2 | 29 | 01 March 2024 | | 66.82 | 66.66 | 0.78 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
| 3 | 31 | 01 April 2024 | | 0.0 | 66.82 | 0.39 | 0.0 | 0.0 | 67.21 | 0.0 | 0.0 | 0.0 | 67.21 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 2.09 | 0.00 | 0.00 | 202.09 | 40.0 | 40.0 | 0.0 | 162.09 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 160.0 | false | false |
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.3 | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.33 | 0.0 | 17.33 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3753
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income with Adjustment trns with earlier date after Adjustment trn - UC7
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 300 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "300" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "70" EUR transaction amount
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "60" EUR trn amount with "02 January 2024" date for capitalized income
When Admin sets the business date to "02 February 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 02 January 2024 | | 70.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 02 January 2024 | 145.83 | 74.17 | 0.02 | 0.0 | 0.0 | 74.19 | 74.19 | 74.19 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 73.02 | 72.81 | 1.38 | 0.0 | 0.0 | 74.19 | 25.81 | 25.81 | 0.0 | 48.38 |
| 3 | 31 | 01 April 2024 | | 0.0 | 73.02 | 0.43 | 0.0 | 0.0 | 73.45 | 0.0 | 0.0 | 0.0 | 73.45 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 220.0 | 1.83 | 0.00 | 0.00 | 221.83 | 100.0 | 100.0 | 0.0 | 121.83 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
| 02 January 2024 | Capitalized Income | 70.0 | 70.0 | 0.0 | 0.0 | 0.0 | 180.0 | false | false |
| 02 January 2024 | Capitalized Income Adjustment | 60.0 | 59.98 | 0.02 | 0.0 | 0.0 | 120.02 | false | false |
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.08 | 0.0 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 3.55 | 0.0 | 3.55 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3754
Scenario: Verify Capitalized Income Amortization while run COB a month after Capitalized Income with Adjustment trns for multidisbursl loan - UC8
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3755
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date for multidisbursl loan - UC9
When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
When Admin sets the business date to "01 February 2024"
And Admin runs inline COB job for Loan
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
When Admin sets the business date to "02 February 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 133.72 | 66.28 | 1.16 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
| 2 | 29 | 01 March 2024 | | 67.07 | 66.65 | 0.79 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
| 3 | 31 | 01 April 2024 | | 0.0 | 67.07 | 0.39 | 0.0 | 0.0 | 67.46 | 0.0 | 0.0 | 0.0 | 67.46 |
And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 200.0 | 2.34 | 0.00 | 0.00 | 202.34 | 0.0 | 0.0 | 0.0 | 202.34 |
And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
| 01 February 2024 | Capitalized Income Amortization | 17.77 | 0.0 | 17.77 | 0.0 | 0.0 | 0.0 | false | false |