FINERACT-2290: Handling accelerate maturity date charge-off in case LAST_INSTALLMENT strategy

This commit is contained in:
mariiaKraievska
2025-02-13 13:20:39 +01:00
committed by Adam Saghy
parent e2157501c0
commit cb0ad23f37
10 changed files with 431 additions and 13 deletions
@@ -93,6 +93,8 @@ public enum DefaultLoanProduct implements LoanProduct {
LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR, //
LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_INTEREST_FIRST, //
LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_PRINCIPAL_FIRST, //
LP2_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY, //
LP2_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY, //
;
@Override
@@ -1267,7 +1267,7 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PRINCIPAL,
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_INTEREST), //
createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
@@ -1645,6 +1645,77 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
.createLoanProduct(loanProductsRequestChargebackAllocationPrincipalFirst).execute();
TestContext.INSTANCE.set(TestContextKey.LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_PRINCIPAL_FIRST_RESPONSE,
loanProductsResponseChargebackAllocationPrincipalFirst);
// LP2 with progressive loan schedule + horizontal + interest EMI + 360/30 +
// accelerate-maturity chargeOff behaviour + last installment strategy
// (LP2_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY)
final String name71 = DefaultLoanProduct.LP2_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY
.getName();
final PostLoanProductsRequest loanProductsRequestAdvCustomInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule = loanProductsRequestFactory
.defaultLoanProductsRequestLP2InterestDailyRecalculation()//
.name(name71)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "LAST_INSTALLMENT",
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PRINCIPAL))) //
.chargeOffBehaviour("ACCELERATE_MATURITY");//
final Response<PostLoanProductsResponse> responseLoanProductsRequestAdvCustomInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule = loanProductsApi
.createLoanProduct(
loanProductsRequestAdvCustomInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY,
responseLoanProductsRequestAdvCustomInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule);
// LP2 with progressive loan schedule + horizontal + accelerate-maturity chargeOff behaviour + last installment
// strategy
// (LP2_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY)
final String name72 = DefaultLoanProduct.LP2_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY.getName();
final PostLoanProductsRequest loanProductsRequestAdvCustomAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule = loanProductsRequestFactory
.defaultLoanProductsRequestLP2()//
.name(name72)//
.enableDownPayment(false)//
.enableAutoRepaymentForDownPayment(null)//
.disbursedAmountPercentageForDownPayment(null)//
.transactionProcessingStrategyCode(ADVANCED_PAYMENT_ALLOCATION.getValue())//
.loanScheduleType("PROGRESSIVE") //
.loanScheduleProcessingType("HORIZONTAL")//
.interestRateFrequencyType(3)//
.maxInterestRatePerPeriod(10.0)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "LAST_INSTALLMENT",
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PRINCIPAL))) //
.chargeOffBehaviour("ACCELERATE_MATURITY");//
final Response<PostLoanProductsResponse> responseLoanProductsRequestAdvCustomAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule = loanProductsApi
.createLoanProduct(
loanProductsRequestAdvCustomAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule)
.execute();
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY,
responseLoanProductsRequestAdvCustomAccelerateMaturityChargeOffBehaviourLastInstallmentStrategyProgressiveLoanSchedule);
}
public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
@@ -19,6 +19,7 @@
package org.apache.fineract.test.stepdef.loan;
import static org.apache.fineract.test.data.TransactionProcessingStrategyCode.ADVANCED_PAYMENT_ALLOCATION;
import static org.apache.fineract.test.data.loanproduct.DefaultLoanProduct.LP2_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY;
import static org.apache.fineract.test.data.loanproduct.DefaultLoanProduct.LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR;
import static org.apache.fineract.test.data.loanproduct.DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR;
import static org.apache.fineract.test.data.loanproduct.DefaultLoanProduct.LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_BEHAVIOUR;
@@ -3018,6 +3019,13 @@ public class LoanStepDef extends AbstractStepDef {
DefaultLoanProduct.valueOf(LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR.getName()));
}
@When("Admin creates a new accelerate maturity charge-off Loan with last installment strategy, without interest recalculation and with date: {string}")
public void createLoanWithoutInterestRecalculationAndAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy(final String date)
throws IOException {
createLoanWithLoanBehaviour(date, false,
DefaultLoanProduct.valueOf(LP2_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY.getName()));
}
private void createLoanWithLoanBehaviour(final String date, final boolean isInterestRecalculation, final DefaultLoanProduct product)
throws IOException {
final Response<PostClientsResponse> clientResponse = testContext().get(TestContextKey.CLIENT_CREATE_RESPONSE);
@@ -123,6 +123,8 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR = "loanProductCreateResponseLP2AdvancedPaymentAccelerateMaturityChargeOffBehaviour";
public static final String LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_INTEREST_FIRST_RESPONSE = "loanProductCreateResponseLP2NoInterestRecalculationChargebackAllocationInterestFirst";
public static final String LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_PRINCIPAL_FIRST_RESPONSE = "loanProductCreateResponseLP2NoInterestRecalculationChargebackAllocationPrincipalFirst";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";