FINERACT-2042 Configurable CreditAllocations for Loan Product
This commit is contained in:
committed by
Peter Bagrij
parent
02cf6749af
commit
cca520125b
+309
@@ -0,0 +1,309 @@
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/**
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* Licensed to the Apache Software Foundation (ASF) under one
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* or more contributor license agreements. See the NOTICE file
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* distributed with this work for additional information
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* regarding copyright ownership. The ASF licenses this file
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* to you under the Apache License, Version 2.0 (the
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* "License"); you may not use this file except in compliance
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* with the License. You may obtain a copy of the License at
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*
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* http://www.apache.org/licenses/LICENSE-2.0
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*
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* Unless required by applicable law or agreed to in writing,
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* software distributed under the License is distributed on an
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* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
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* KIND, either express or implied. See the License for the
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* specific language governing permissions and limitations
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* under the License.
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*/
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package org.apache.fineract.integrationtests;
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import io.restassured.builder.RequestSpecBuilder;
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import io.restassured.builder.ResponseSpecBuilder;
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import io.restassured.http.ContentType;
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import io.restassured.specification.RequestSpecification;
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import io.restassured.specification.ResponseSpecification;
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import java.util.Arrays;
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import java.util.List;
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import java.util.Map;
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import java.util.concurrent.atomic.AtomicInteger;
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import lombok.extern.slf4j.Slf4j;
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import org.apache.fineract.accounting.common.AccountingConstants;
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import org.apache.fineract.client.models.AdvancedPaymentData;
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import org.apache.fineract.client.models.CreditAllocationData;
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import org.apache.fineract.client.models.CreditAllocationOrder;
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import org.apache.fineract.client.models.GetFinancialActivityAccountsResponse;
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import org.apache.fineract.client.models.GetLoanProductsProductIdResponse;
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import org.apache.fineract.client.models.PaymentAllocationOrder;
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import org.apache.fineract.client.models.PostFinancialActivityAccountsRequest;
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import org.apache.fineract.client.models.PutLoanProductsProductIdRequest;
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import org.apache.fineract.client.util.CallFailedRuntimeException;
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import org.apache.fineract.integrationtests.common.Utils;
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import org.apache.fineract.integrationtests.common.accounting.Account;
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import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
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import org.apache.fineract.integrationtests.common.accounting.FinancialActivityAccountHelper;
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import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
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import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
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import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
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import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType;
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import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
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import org.apache.fineract.portfolio.loanproduct.domain.PaymentAllocationType;
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import org.junit.jupiter.api.Assertions;
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import org.junit.jupiter.api.BeforeAll;
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import org.junit.jupiter.api.Test;
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import org.junit.jupiter.api.extension.ExtendWith;
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@Slf4j
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@ExtendWith(LoanTestLifecycleExtension.class)
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public class LoanProductWithCreditAllocationsIntegrationTests {
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private static ResponseSpecification RESPONSE_SPEC;
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private static RequestSpecification REQUEST_SPEC;
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private static Account ASSET_ACCOUNT;
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private static Account FEE_PENALTY_ACCOUNT;
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private static Account TRANSFER_ACCOUNT;
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private static Account EXPENSE_ACCOUNT;
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private static Account INCOME_ACCOUNT;
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private static Account OVERPAYMENT_ACCOUNT;
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private static FinancialActivityAccountHelper FINANCIAL_ACTIVITY_ACCOUNT_HELPER;
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private static LoanTransactionHelper LOAN_TRANSACTION_HELPER;
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@BeforeAll
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public static void setupTests() {
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Utils.initializeRESTAssured();
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REQUEST_SPEC = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
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REQUEST_SPEC.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
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RESPONSE_SPEC = new ResponseSpecBuilder().expectStatusCode(200).build();
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AccountHelper accountHelper = new AccountHelper(REQUEST_SPEC, RESPONSE_SPEC);
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FINANCIAL_ACTIVITY_ACCOUNT_HELPER = new FinancialActivityAccountHelper(REQUEST_SPEC);
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LOAN_TRANSACTION_HELPER = new LoanTransactionHelper(REQUEST_SPEC, RESPONSE_SPEC);
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ASSET_ACCOUNT = accountHelper.createAssetAccount();
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FEE_PENALTY_ACCOUNT = accountHelper.createAssetAccount();
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TRANSFER_ACCOUNT = accountHelper.createAssetAccount();
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EXPENSE_ACCOUNT = accountHelper.createExpenseAccount();
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INCOME_ACCOUNT = accountHelper.createIncomeAccount();
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OVERPAYMENT_ACCOUNT = accountHelper.createLiabilityAccount();
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setProperFinancialActivity(TRANSFER_ACCOUNT);
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}
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@Test
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public void testCreateAndReadLoanProductWithAdvancedPaymentAndCreditAllocations() {
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// given
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AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation();
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AdvancedPaymentData repaymentPaymentAllocation = createRepaymentPaymentAllocation();
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// when
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String loanProductJSON = baseLoanProduct().addAdvancedPaymentAllocation(defaultAllocation, repaymentPaymentAllocation)
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.addCreditAllocations(createChargebackAllocation()).build();
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Integer loanProductId = LOAN_TRANSACTION_HELPER.getLoanProductId(loanProductJSON);
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Assertions.assertNotNull(loanProductId);
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GetLoanProductsProductIdResponse loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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// then
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Assertions.assertNotNull(loanProduct.getCreditAllocation());
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Assertions.assertEquals(1, loanProduct.getCreditAllocation().size());
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Assertions.assertEquals(createChargebackAllocation(), loanProduct.getCreditAllocation().get(0));
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}
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@Test
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public void testCreateLoanProductAndLaterAddCreditAllocation() {
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// given
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AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation();
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AdvancedPaymentData repaymentPaymentAllocation = createRepaymentPaymentAllocation();
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// create empty
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String loanProductJSON = baseLoanProduct().addAdvancedPaymentAllocation(defaultAllocation, repaymentPaymentAllocation).build();
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Integer loanProductId = LOAN_TRANSACTION_HELPER.getLoanProductId(loanProductJSON);
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Assertions.assertNotNull(loanProductId);
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GetLoanProductsProductIdResponse loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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Assertions.assertEquals(0, loanProduct.getCreditAllocation().size());
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// add credit allocation
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PutLoanProductsProductIdRequest putLoanProductsProductIdRequest = updateLoanProductRequest(createChargebackAllocation());
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LOAN_TRANSACTION_HELPER.updateLoanProduct(loanProductId.longValue(), putLoanProductsProductIdRequest);
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loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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Assertions.assertNotNull(loanProduct.getCreditAllocation());
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Assertions.assertEquals(1, loanProduct.getCreditAllocation().size());
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Assertions.assertEquals(createChargebackAllocation(), loanProduct.getCreditAllocation().get(0));
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}
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@Test
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public void testCreateAndUpdateCreditAllocation() {
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// given
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AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation();
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AdvancedPaymentData repaymentPaymentAllocation = createRepaymentPaymentAllocation();
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// when
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String loanProductJSON = baseLoanProduct().addAdvancedPaymentAllocation(defaultAllocation, repaymentPaymentAllocation)
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.addCreditAllocations(createChargebackAllocation()).build();
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Integer loanProductId = LOAN_TRANSACTION_HELPER.getLoanProductId(loanProductJSON);
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Assertions.assertNotNull(loanProductId);
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GetLoanProductsProductIdResponse loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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Assertions.assertNotNull(loanProduct.getCreditAllocation());
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Assertions.assertEquals(1, loanProduct.getCreditAllocation().size());
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Assertions.assertEquals(createChargebackAllocation(), loanProduct.getCreditAllocation().get(0));
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CreditAllocationData updated = createChargebackAllocation();
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List<CreditAllocationOrder> updatedOrder = createCreditAllocationOrders("FEE", "INTEREST", "PRINCIPAL", "PENALTY");
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updated.setCreditAllocationOrder(updatedOrder);
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PutLoanProductsProductIdRequest putLoanProductsProductIdRequest = updateLoanProductRequest(updated);
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LOAN_TRANSACTION_HELPER.updateLoanProduct(loanProductId.longValue(), putLoanProductsProductIdRequest);
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loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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Assertions.assertEquals(1, loanProduct.getCreditAllocation().size());
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Assertions.assertEquals(updatedOrder, loanProduct.getCreditAllocation().get(0).getCreditAllocationOrder());
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}
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@Test
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public void testCreateAndDeleteCreditAllocation() {
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// given
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AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation();
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AdvancedPaymentData repaymentPaymentAllocation = createRepaymentPaymentAllocation();
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// when
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String loanProductJSON = baseLoanProduct().addAdvancedPaymentAllocation(defaultAllocation, repaymentPaymentAllocation)
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.addCreditAllocations(createChargebackAllocation()).build();
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Integer loanProductId = LOAN_TRANSACTION_HELPER.getLoanProductId(loanProductJSON);
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Assertions.assertNotNull(loanProductId);
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GetLoanProductsProductIdResponse loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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Assertions.assertNotNull(loanProduct.getCreditAllocation());
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Assertions.assertEquals(1, loanProduct.getCreditAllocation().size());
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Assertions.assertEquals(createChargebackAllocation(), loanProduct.getCreditAllocation().get(0));
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PutLoanProductsProductIdRequest putLoanProductsProductIdRequest = updateLoanProductRequest(new CreditAllocationData[] {});
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LOAN_TRANSACTION_HELPER.updateLoanProduct(loanProductId.longValue(), putLoanProductsProductIdRequest);
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loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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Assertions.assertEquals(0, loanProduct.getCreditAllocation().size());
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}
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@Test
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public void testCreditAllocationIsNotAllowedWhenPaymentStrategyIsNotAdvancedPaymentStrategy() {
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// given
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String loanProductJSON = baseLoanProduct().withRepaymentStrategy("mifos-standard-strategy")
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.addCreditAllocations(createChargebackAllocation()).build();
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ResponseSpecification errorResponse = new ResponseSpecBuilder().expectStatusCode(400).build();
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LoanTransactionHelper validationErrorHelper = new LoanTransactionHelper(REQUEST_SPEC, errorResponse);
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// when
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List<Map<String, String>> loanProductError = validationErrorHelper.getLoanProductError(loanProductJSON, "errors");
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// then
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Assertions.assertEquals("In case 'mifos-standard-strategy' payment strategy, creditAllocation must not be provided",
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loanProductError.get(0).get("defaultUserMessage"));
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}
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@Test
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public void testCreateLoanProductWithCreditAllocationThenUpdatePaymentStrategyShouldFail() {
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// given
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AdvancedPaymentData defaultAllocation = createDefaultPaymentAllocation();
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AdvancedPaymentData repaymentPaymentAllocation = createRepaymentPaymentAllocation();
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String loanProductJSON = baseLoanProduct().addAdvancedPaymentAllocation(defaultAllocation, repaymentPaymentAllocation)
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.addCreditAllocations(createChargebackAllocation()).build();
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Integer loanProductId = LOAN_TRANSACTION_HELPER.getLoanProductId(loanProductJSON);
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Assertions.assertNotNull(loanProductId);
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GetLoanProductsProductIdResponse loanProduct = LOAN_TRANSACTION_HELPER.getLoanProduct(loanProductId);
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Assertions.assertNotNull(loanProduct.getCreditAllocation());
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Assertions.assertEquals(1, loanProduct.getCreditAllocation().size());
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Assertions.assertEquals(createChargebackAllocation(), loanProduct.getCreditAllocation().get(0));
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PutLoanProductsProductIdRequest putLoanProductsProductIdRequest = updateLoanProductRequest("mifos-standard-strategy");
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putLoanProductsProductIdRequest.setPaymentAllocation(List.of());
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// when
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CallFailedRuntimeException callFailedRuntimeException = Assertions.assertThrows(CallFailedRuntimeException.class, () -> {
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LOAN_TRANSACTION_HELPER.updateLoanProduct(loanProductId.longValue(), putLoanProductsProductIdRequest);
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});
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// then
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Assertions.assertTrue(callFailedRuntimeException.getMessage()
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.contains("In case 'mifos-standard-strategy' payment strategy, creditAllocation must not be provided"));
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}
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private CreditAllocationData createChargebackAllocation() {
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CreditAllocationData creditAllocationData = new CreditAllocationData();
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creditAllocationData.setTransactionType("CHARGEBACK");
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creditAllocationData.setCreditAllocationOrder(createCreditAllocationOrders("PENALTY", "FEE", "INTEREST", "PRINCIPAL"));
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return creditAllocationData;
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}
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public List<CreditAllocationOrder> createCreditAllocationOrders(String... allocationRule) {
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AtomicInteger integer = new AtomicInteger(1);
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return Arrays.stream(allocationRule).map(allocation -> {
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CreditAllocationOrder creditAllocationOrder = new CreditAllocationOrder();
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creditAllocationOrder.setCreditAllocationRule(allocation);
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creditAllocationOrder.setOrder(integer.getAndIncrement());
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return creditAllocationOrder;
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}).toList();
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}
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private LoanProductTestBuilder baseLoanProduct() {
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return new LoanProductTestBuilder().withPrincipal("15,000.00").withNumberOfRepayments("4").withRepaymentAfterEvery("1")
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.withRepaymentTypeAsMonth().withinterestRatePerPeriod("1")
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.withAccountingRulePeriodicAccrual(new Account[] { ASSET_ACCOUNT, EXPENSE_ACCOUNT, INCOME_ACCOUNT, OVERPAYMENT_ACCOUNT })
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.withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualInstallments().withInterestTypeAsDecliningBalance()
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.withFeeAndPenaltyAssetAccount(FEE_PENALTY_ACCOUNT).withLoanScheduleType(LoanScheduleType.PROGRESSIVE)
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.withLoanScheduleProcessingType(LoanScheduleProcessingType.HORIZONTAL);
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}
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private PutLoanProductsProductIdRequest updateLoanProductRequest(CreditAllocationData... creditAllocationData) {
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PutLoanProductsProductIdRequest putLoanProductsProductIdRequest = new PutLoanProductsProductIdRequest();
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putLoanProductsProductIdRequest.creditAllocation(Arrays.stream(creditAllocationData).toList());
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return putLoanProductsProductIdRequest;
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}
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private PutLoanProductsProductIdRequest updateLoanProductRequest(String transactionProcessingStrategyCode) {
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PutLoanProductsProductIdRequest putLoanProductsProductIdRequest = new PutLoanProductsProductIdRequest();
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putLoanProductsProductIdRequest.setTransactionProcessingStrategyCode(transactionProcessingStrategyCode);
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return putLoanProductsProductIdRequest;
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}
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private AdvancedPaymentData createRepaymentPaymentAllocation() {
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AdvancedPaymentData advancedPaymentData = new AdvancedPaymentData();
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advancedPaymentData.setTransactionType("REPAYMENT");
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advancedPaymentData.setFutureInstallmentAllocationRule("NEXT_INSTALLMENT");
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List<PaymentAllocationOrder> paymentAllocationOrders = getPaymentAllocationOrder(PaymentAllocationType.PAST_DUE_PENALTY,
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PaymentAllocationType.PAST_DUE_FEE, PaymentAllocationType.PAST_DUE_INTEREST, PaymentAllocationType.PAST_DUE_PRINCIPAL,
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PaymentAllocationType.DUE_PENALTY, PaymentAllocationType.DUE_FEE, PaymentAllocationType.DUE_INTEREST,
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PaymentAllocationType.DUE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_PENALTY, PaymentAllocationType.IN_ADVANCE_FEE,
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PaymentAllocationType.IN_ADVANCE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_INTEREST);
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advancedPaymentData.setPaymentAllocationOrder(paymentAllocationOrders);
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return advancedPaymentData;
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}
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private AdvancedPaymentData createDefaultPaymentAllocation() {
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AdvancedPaymentData advancedPaymentData = new AdvancedPaymentData();
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advancedPaymentData.setTransactionType("DEFAULT");
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advancedPaymentData.setFutureInstallmentAllocationRule("NEXT_INSTALLMENT");
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List<PaymentAllocationOrder> paymentAllocationOrders = getPaymentAllocationOrder(PaymentAllocationType.PAST_DUE_PENALTY,
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PaymentAllocationType.PAST_DUE_FEE, PaymentAllocationType.PAST_DUE_PRINCIPAL, PaymentAllocationType.PAST_DUE_INTEREST,
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PaymentAllocationType.DUE_PENALTY, PaymentAllocationType.DUE_FEE, PaymentAllocationType.DUE_PRINCIPAL,
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PaymentAllocationType.DUE_INTEREST, PaymentAllocationType.IN_ADVANCE_PENALTY, PaymentAllocationType.IN_ADVANCE_FEE,
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PaymentAllocationType.IN_ADVANCE_PRINCIPAL, PaymentAllocationType.IN_ADVANCE_INTEREST);
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advancedPaymentData.setPaymentAllocationOrder(paymentAllocationOrders);
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return advancedPaymentData;
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}
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private List<PaymentAllocationOrder> getPaymentAllocationOrder(PaymentAllocationType... paymentAllocationTypes) {
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AtomicInteger integer = new AtomicInteger(1);
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return Arrays.stream(paymentAllocationTypes).map(pat -> {
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PaymentAllocationOrder paymentAllocationOrder = new PaymentAllocationOrder();
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paymentAllocationOrder.setPaymentAllocationRule(pat.name());
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paymentAllocationOrder.setOrder(integer.getAndIncrement());
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return paymentAllocationOrder;
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}).toList();
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}
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private static void setProperFinancialActivity(Account transferAccount) {
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List<GetFinancialActivityAccountsResponse> financialMappings = FINANCIAL_ACTIVITY_ACCOUNT_HELPER.getAllFinancialActivityAccounts();
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financialMappings.forEach(mapping -> FINANCIAL_ACTIVITY_ACCOUNT_HELPER.deleteFinancialActivityAccount(mapping.getId()));
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FINANCIAL_ACTIVITY_ACCOUNT_HELPER.createFinancialActivityAccount(new PostFinancialActivityAccountsRequest()
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.financialActivityId((long) AccountingConstants.FinancialActivity.ASSET_TRANSFER.getValue())
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.glAccountId((long) transferAccount.getAccountID()));
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}
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}
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+8
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import java.util.List;
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import java.util.Map;
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import org.apache.fineract.client.models.AdvancedPaymentData;
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import org.apache.fineract.client.models.CreditAllocationData;
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import org.apache.fineract.integrationtests.common.Utils;
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import org.apache.fineract.integrationtests.common.accounting.Account;
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import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleProcessingType;
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@@ -94,6 +95,7 @@ public class LoanProductTestBuilder {
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private String inArrearsTolerance = "0";
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private String transactionProcessingStrategyCode = DEFAULT_STRATEGY;
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private List<AdvancedPaymentData> advancedPaymentAllocations = null;
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private List<CreditAllocationData> creditAllocations = null;
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private String accountingRule = NONE;
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private final String currencyCode = USD;
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private String amortizationType = EQUAL_INSTALLMENTS;
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@@ -197,6 +199,7 @@ public class LoanProductTestBuilder {
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map.put("inArrearsTolerance", this.inArrearsTolerance);
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map.put("transactionProcessingStrategyCode", this.transactionProcessingStrategyCode);
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map.put("paymentAllocation", this.advancedPaymentAllocations);
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map.put("creditAllocation", this.creditAllocations);
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map.put("accountingRule", this.accountingRule);
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map.put("minPrincipal", this.minPrincipal);
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map.put("maxPrincipal", this.maxPrincipal);
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@@ -736,6 +739,11 @@ public class LoanProductTestBuilder {
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return this;
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}
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public LoanProductTestBuilder addCreditAllocations(CreditAllocationData... creditAllocationData) {
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this.creditAllocations = new ArrayList<>(Arrays.stream(creditAllocationData).toList());
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return this;
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}
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public LoanProductTestBuilder withRepaymentStartDateType(final Integer repaymentStartDateType) {
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this.repaymentStartDateType = repaymentStartDateType;
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return this;
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