FINERACT-2406: Set COMMIT flush mode during transaction processing

This commit is contained in:
Adam Saghy
2025-11-06 21:12:58 +01:00
parent 5079203d57
commit ccf760c79d
11 changed files with 737 additions and 47 deletions
@@ -690,3 +690,59 @@ Feature: LoanInterestWaiver
| Type | Account code | Account name | Debit | Credit |
| INCOME | 404001 | Interest Income Charge Off | | 260.0 |
| INCOME | 404000 | Interest Income | 260.0 | |
@TestRailId:C4200
Scenario: Verify Interest Payment Waiver transaction - UC12: IPW after Charge-off
When Admin sets the business date to "23 October 2025"
And Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL_ZERO_CHARGE_OFF | 25 October 2021 | 678.03 | 9.5129 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 24 | MONTHS | 1 | MONTHS | 24 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "25 October 2021" with "678.03" amount and expected disbursement date on "01 January 2024"
And Admin successfully disburse the loan on "25 October 2021" with "678.03" EUR transaction amount
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "29 October 2021" with 10 EUR transaction amount and self-generated Idempotency key
And Customer makes "AUTOPAY" repayment on "26 August 2022" with 186.84 EUR transaction amount
And Admin does charge-off the loan on "24 September 2022"
When Admin makes "INTEREST_PAYMENT_WAIVER" transaction with "AUTOPAY" payment type on "24 September 2022" with 46.56 EUR transaction amount and self-generated external-id
Then Loan Repayment schedule has 24 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 25 October 2021 | | 678.03 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 25 November 2021 | 26 August 2022 | 652.2 | 25.83 | 5.31 | 0.0 | 0.0 | 31.14 | 31.14 | 0.01 | 31.13 | 0.0 |
| 2 | 30 | 25 December 2021 | 26 August 2022 | 626.36 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 31.14 | 0.0 | 31.14 | 0.0 |
| 3 | 31 | 25 January 2022 | 26 August 2022 | 600.52 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 31.14 | 0.0 | 31.14 | 0.0 |
| 4 | 31 | 25 February 2022 | 26 August 2022 | 574.68 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 31.14 | 0.0 | 31.14 | 0.0 |
| 5 | 28 | 25 March 2022 | 26 August 2022 | 548.84 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 31.14 | 0.0 | 31.14 | 0.0 |
| 6 | 31 | 25 April 2022 | 26 August 2022 | 523.0 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 31.14 | 0.0 | 31.14 | 0.0 |
| 7 | 30 | 25 May 2022 | 24 September 2022 | 497.16 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 31.14 | 0.0 | 31.14 | 0.0 |
| 8 | 31 | 25 June 2022 | | 471.32 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 15.43 | 0.0 | 15.43 | 15.71 |
| 9 | 30 | 25 July 2022 | | 445.48 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 10 | 31 | 25 August 2022 | | 419.64 | 25.84 | 5.3 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 11 | 31 | 25 September 2022 | | 392.48 | 27.16 | 3.98 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 12 | 30 | 25 October 2022 | | 361.34 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 13 | 31 | 25 November 2022 | | 330.2 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 14 | 30 | 25 December 2022 | | 299.06 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 15 | 31 | 25 January 2023 | | 267.92 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 16 | 31 | 25 February 2023 | | 236.78 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 17 | 28 | 25 March 2023 | | 205.64 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 18 | 31 | 25 April 2023 | | 174.5 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 19 | 30 | 25 May 2023 | | 143.36 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 20 | 31 | 25 June 2023 | | 112.22 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 21 | 30 | 25 July 2023 | | 81.08 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 22 | 31 | 25 August 2023 | | 49.94 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 23 | 31 | 25 September 2023 | | 18.8 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 | 0.0 | 0.0 | 0.0 | 31.14 |
| 24 | 30 | 25 October 2023 | | 0.0 | 18.8 | 0.0 | 0.0 | 0.0 | 18.8 | 10.0 | 10.0 | 0.0 | 8.8 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 678.03 | 56.99 | 0.0 | 0.0 | 735.02 | 243.41 | 10.01 | 233.40 | 491.61 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 25 October 2021 | Disbursement | 678.03 | 0.0 | 0.0 | 0.0 | 0.0 | 678.03 |
| 29 October 2021 | Merchant Issued Refund | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 668.03 |
| 29 October 2021 | Interest Refund | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 668.03 |
| 26 August 2022 | Repayment | 186.84 | 155.03 | 31.81 | 0.0 | 0.0 | 513.0 |
| 24 September 2022 | Accrual | 56.99 | 0.0 | 56.99 | 0.0 | 0.0 | 0.0 |
| 24 September 2022 | Charge-off | 538.17 | 513.0 | 25.17 | 0.0 | 0.0 | 0.0 |
| 24 September 2022 | Interest Payment Waiver | 46.56 | 35.97 | 10.59 | 0.0 | 0.0 | 477.03 |
And Customer makes "AUTOPAY" repayment on "24 September 2022" with 491.61 EUR transaction amount
Then Loan is closed with zero outstanding balance and it's all installments have obligations met