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FINERACT-2162: Chargeback implementation for progressive interest recalculation enabled loan.

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This commit is contained in:
Janos Meszaros
2025-02-14 15:16:59 +01:00
committed by Adam Saghy
parent 22f7972f60
commit cdbf0df571
23 changed files with 2303 additions and 176 deletions
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fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/LoanWritePlatformServiceJpaRepositoryImpl.java
+13 -7
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@@ -1635,7 +1635,7 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
throw new PlatformServiceUnavailableException("error.msg.loan.chargeback.operation.not.allowed",
"Loan transaction:" + transactionId + " chargeback not allowed as loan status is written off", transactionId);
}
if (loan.isInterestBearingAndInterestRecalculationEnabled()) {
if (loan.isInterestBearingAndInterestRecalculationEnabled() && !loan.isProgressiveSchedule()) {
throw new PlatformServiceUnavailableException("error.msg.loan.chargeback.operation.not.allowed",
"Loan transaction:" + transactionId + " chargeback not allowed as loan product is interest recalculation enabled",
transactionId);
@@ -1672,10 +1672,10 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
LoanTransactionRelationTypeEnum.CHARGEBACK);
this.loanTransactionRelationRepository.save(loanTransactionRelation);
newTransaction = this.loanTransactionRepository.saveAndFlush(newTransaction);
handleChargebackTransaction(loan, newTransaction, loanLifecycleStateMachine);
newTransaction = this.loanTransactionRepository.saveAndFlush(newTransaction);
loan = saveAndFlushLoanWithDataIntegrityViolationChecks(loan);
final String noteText = command.stringValueOfParameterNamed(LoanApiConstants.noteParamName);
@@ -3423,15 +3423,21 @@ public class LoanWritePlatformServiceJpaRepositoryImpl implements LoanWritePlatf
.build();
}
public void handleChargebackTransaction(final Loan loan, final LoanTransaction chargebackTransaction,
public void handleChargebackTransaction(final Loan loan, LoanTransaction chargebackTransaction,
final LoanLifecycleStateMachine loanLifecycleStateMachine) {
loanTransactionValidator.validateIfTransactionIsChargeback(chargebackTransaction);
final LoanRepaymentScheduleTransactionProcessor loanRepaymentScheduleTransactionProcessor = loan.getTransactionProcessor();
loan.addLoanTransaction(chargebackTransaction);
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(chargebackTransaction, new TransactionCtx(loan.getCurrency(),
loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(), new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
if (loan.isInterestBearing() && loan.isInterestRecalculationEnabled()) {
loanRepaymentScheduleTransactionProcessor.reprocessLoanTransactions(loan.getDisbursementDate(),
loan.retrieveListOfTransactionsForReprocessing(), loan.getCurrency(), loan.getRepaymentScheduleInstallments(),
loan.getActiveCharges());
} else {
loanRepaymentScheduleTransactionProcessor.processLatestTransaction(chargebackTransaction,
new TransactionCtx(loan.getCurrency(), loan.getRepaymentScheduleInstallments(), loan.getActiveCharges(),
new MoneyHolder(loan.getTotalOverpaidAsMoney()), null));
}
loan.updateLoanSummaryDerivedFields();
if (!loan.doPostLoanTransactionChecks(chargebackTransaction.getTransactionDate(), loanLifecycleStateMachine)) {
loanLifecycleStateMachine.transition(LoanEvent.LOAN_CHARGEBACK, loan);
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/ProgressiveLoanInterestRefundServiceImpl.java
+1 -1
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@@ -41,10 +41,10 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.LoanTransactionType;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.LoanRepaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.AdvancedPaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.ProgressiveLoanInterestScheduleModel;
import org.apache.fineract.portfolio.loanaccount.loanschedule.domain.LoanScheduleType;
import org.apache.fineract.portfolio.loanaccount.starter.AdvancedPaymentScheduleTransactionProcessorCondition;
import org.apache.fineract.portfolio.loanproduct.calc.EMICalculator;
import org.apache.fineract.portfolio.loanproduct.calc.data.ProgressiveLoanInterestScheduleModel;
import org.springframework.context.annotation.Conditional;
import org.springframework.stereotype.Service;
import org.springframework.transaction.annotation.Propagation;
fineract-provider/src/main/java/org/apache/fineract/portfolio/loanaccount/service/ProgressiveLoanSummaryDataProvider.java
+2 -2
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@@ -36,9 +36,9 @@ import org.apache.fineract.portfolio.loanaccount.domain.LoanTransaction;
import org.apache.fineract.portfolio.loanaccount.domain.transactionprocessor.impl.AdvancedPaymentScheduleTransactionProcessor;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanScheduleData;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.LoanSchedulePeriodData;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.PeriodDueDetails;
import org.apache.fineract.portfolio.loanaccount.loanschedule.data.ProgressiveLoanInterestScheduleModel;
import org.apache.fineract.portfolio.loanproduct.calc.EMICalculator;
import org.apache.fineract.portfolio.loanproduct.calc.data.PeriodDueDetails;
import org.apache.fineract.portfolio.loanproduct.calc.data.ProgressiveLoanInterestScheduleModel;
import org.springframework.stereotype.Component;
@Component