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FINERACT-1925: New repayment schedule

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This commit is contained in:
Adam Saghy
2023-05-03 15:12:53 +02:00
parent c7e777c37c
commit cf94eb8d81
13 changed files with 1173 additions and 19 deletions
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integration-tests/src/test/java/org/apache/fineract/integrationtests/DueDateRespectiveLoanRepaymentScheduleTest.java
+773 -11
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@@ -22,24 +22,30 @@ import static org.junit.jupiter.api.Assertions.assertEquals;
import static org.junit.jupiter.api.Assertions.assertNull;
import static org.junit.jupiter.api.Assertions.assertTrue;
import com.google.gson.Gson;
import io.restassured.builder.RequestSpecBuilder;
import io.restassured.builder.ResponseSpecBuilder;
import io.restassured.http.ContentType;
import io.restassured.specification.RequestSpecification;
import io.restassured.specification.ResponseSpecification;
import java.time.LocalDate;
import java.util.HashMap;
import org.apache.fineract.client.models.BusinessDateRequest;
import org.apache.fineract.client.models.GetLoansLoanIdResponse;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsTransactionIdRequest;
import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType;
import org.apache.fineract.integrationtests.common.BusinessDateHelper;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper;
import org.apache.fineract.integrationtests.common.LoanRescheduleRequestHelper;
import org.apache.fineract.integrationtests.common.Utils;
import org.apache.fineract.integrationtests.common.accounting.Account;
import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
import org.apache.fineract.integrationtests.common.charges.ChargesHelper;
import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanRescheduleRequestTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker;
import org.apache.fineract.integrationtests.common.loans.LoanTestLifecycleExtension;
import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
@@ -57,6 +63,7 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
private RequestSpecification requestSpec;
private BusinessDateHelper businessDateHelper;
private LoanTransactionHelper loanTransactionHelper;
private LoanRescheduleRequestHelper loanRescheduleRequestHelper;
private AccountHelper accountHelper;
@@ -68,12 +75,13 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
this.requestSpec.header("Fineract-Platform-TenantId", "default");
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.loanRescheduleRequestHelper = new LoanRescheduleRequestHelper(this.requestSpec, this.responseSpec);
this.businessDateHelper = new BusinessDateHelper();
this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
}
// Scenario1:
// DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY
// 1. Disburse the loan
// 2. Adding a partial repayment
// 3. Adding a charge
@@ -97,11 +105,13 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "50", true));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "1", "0",
LoanProductTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
LoanProductTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "1", "1", "1", "0",
LoanApplicationTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, "01 January 2023", "01 January 2023");
LoanApplicationTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
@@ -176,6 +186,7 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
}
// Scenario2:
// DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY
// 1. Disburse the loan
// 2. Adding a partial repayment
// 3. Adding a charge
@@ -206,11 +217,13 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
Integer fee = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "50", false));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "1", "0",
LoanProductTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
LoanProductTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "1", "1", "1", "0",
LoanApplicationTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, "01 January 2023", "01 January 2023");
LoanApplicationTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
@@ -290,6 +303,7 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
}
// Scenario3:
// DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY
// 1. Disburse the loan
// 2. Adding a partial repayment
// 3. Adding a charge
@@ -311,11 +325,13 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
Integer fee = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "50", false));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "1", "0",
LoanProductTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
LoanProductTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "1", "1", "1", "0",
LoanApplicationTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, "01 January 2023", "01 January 2023");
LoanApplicationTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
@@ -405,6 +421,7 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
}
// Scenario4:
// DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY
// 1. Disburse the loan with 3 installments
// 2. Adding a charge but not due
// 2. Adding a repayment which fully pays 1st installment and partially the next
@@ -425,11 +442,13 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
Integer fee = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "50", false));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "3", "0",
LoanProductTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
LoanProductTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "3", "1", "3", "0",
LoanApplicationTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, "01 January 2023", "01 January 2023");
LoanApplicationTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
@@ -490,6 +509,7 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
}
// Scenario5:
// DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY
// 1. Disburse the loan with 3 installments
// 2. Adding a charge but not due
// 2. Adding a repayment which fully pays 1st installment and partially the next
@@ -511,11 +531,13 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
Integer fee = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "50", false));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "3", "0",
LoanProductTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
LoanProductTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "3", "1", "3", "0",
LoanApplicationTestBuilder.DUE_DATE_RESPECTIVE_STRATEGY, "01 January 2023", "01 January 2023");
LoanApplicationTestBuilder.DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
@@ -635,6 +657,746 @@ public class DueDateRespectiveLoanRepaymentScheduleTest {
}
}
// Scenario6:
// DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY
// 1. Disburse the loan
// 2. Adding a snooze fee
// 3. Do partial repayment
// 3.1 Repay principal fully
// 3.2 Repay fee partially
@Test
public void scenario6() {
try {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.03.01").dateFormat("yyyy.MM.dd").locale("en"));
final Account assetAccount = this.accountHelper.createAssetAccount();
final Account incomeAccount = this.accountHelper.createIncomeAccount();
final Account expenseAccount = this.accountHelper.createExpenseAccount();
final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
Integer fee = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "20", false));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "1", "0",
LoanProductTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "1", "1", "1", "0",
LoanApplicationTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.approveLoan("01 January 2023", loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.disburseLoanWithTransactionAmount("01 January 2023", loanID, "1000");
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
Integer firstChargeId = loanTransactionHelper.addChargesForLoan(loanID,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(fee), "25 January 2023", "20"));
Integer firstRepaymentId = (Integer) loanTransactionHelper.makeRepayment("01 March 2023", Float.parseFloat("1010.00"), loanID)
.get("resourceId");
GetLoansLoanIdResponse response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(10.0, response.getSummary().getTotalOutstanding());
assertEquals(10.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(firstRepaymentId, response.getTransactions().get(1).getId().intValue());
assertNull(response.getTransactions().get(1).getReversedOnDate());
assertTrue(response.getTransactions().get(1).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(1).getType().getRepayment());
assertEquals(1010.0, response.getTransactions().get(1).getAmount());
assertEquals(1000.0, response.getTransactions().get(1).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(1).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(1).getInterestPortion());
assertEquals(10.0, response.getTransactions().get(1).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(1).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(1).getLoanChargePaidByList().size());
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
}
}
// Scenario7:
// DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY
// 1. Disburse the loan
// 2. Full repayment
// 3. Reverse repayment
// 3.1 Add NSF Fee
// 4. Partial repayment
@Test
public void scenario7() {
try {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.01.28").dateFormat("yyyy.MM.dd").locale("en"));
final Account assetAccount = this.accountHelper.createAssetAccount();
final Account incomeAccount = this.accountHelper.createIncomeAccount();
final Account expenseAccount = this.accountHelper.createExpenseAccount();
final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "15", true));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "1", "0",
LoanProductTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "1", "1", "1", "0",
LoanApplicationTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.approveLoan("01 January 2023", loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.disburseLoanWithTransactionAmount("01 January 2023", loanID, "1000");
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
Integer firstRepaymentId = (Integer) loanTransactionHelper.makeRepayment("25 January 2023", Float.parseFloat("1000.00"), loanID)
.get("resourceId");
GetLoansLoanIdResponse response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(0.0, response.getSummary().getTotalOutstanding());
assertEquals(0.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getClosedObligationsMet());
assertEquals(firstRepaymentId, response.getTransactions().get(1).getId().intValue());
assertNull(response.getTransactions().get(1).getReversedOnDate());
assertTrue(response.getTransactions().get(1).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(1).getType().getRepayment());
assertEquals(1000.0, response.getTransactions().get(1).getAmount());
assertEquals(1000.0, response.getTransactions().get(1).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(1).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(1).getInterestPortion());
assertEquals(0.0, response.getTransactions().get(1).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOutstandingLoanBalance());
assertEquals(0, response.getTransactions().get(1).getLoanChargePaidByList().size());
PostLoansLoanIdTransactionsResponse reverseRepayment = loanTransactionHelper.reverseLoanTransaction((long) loanID,
(long) firstRepaymentId, new PostLoansLoanIdTransactionsTransactionIdRequest().dateFormat("dd MMMM yyyy")
.transactionDate("28 January 2023").transactionAmount(0.0).locale("en"));
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.01.31").dateFormat("yyyy.MM.dd").locale("en"));
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(1000.0, response.getSummary().getTotalOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(firstRepaymentId, response.getTransactions().get(1).getId().intValue());
assertEquals(LocalDate.of(2023, 1, 28), response.getTransactions().get(1).getReversedOnDate());
assertTrue(response.getTransactions().get(1).getManuallyReversed());
assertTrue(response.getTransactions().get(1).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(1).getType().getRepayment());
assertEquals(1000.0, response.getTransactions().get(1).getAmount());
assertEquals(1000.0, response.getTransactions().get(1).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(1).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(1).getInterestPortion());
assertEquals(0.0, response.getTransactions().get(1).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOutstandingLoanBalance());
assertEquals(0, response.getTransactions().get(1).getLoanChargePaidByList().size());
Integer firstChargeId = loanTransactionHelper.addChargesForLoan(loanID,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), "28 January 2023", "15"));
Integer secondRepayment = (Integer) loanTransactionHelper.makeRepayment("31 January 2023", Float.parseFloat("1010.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(5.0, response.getSummary().getTotalOutstanding());
assertEquals(5.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(995.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(5.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(secondRepayment, response.getTransactions().get(2).getId().intValue());
assertNull(response.getTransactions().get(2).getReversedOnDate());
assertTrue(response.getTransactions().get(2).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(2).getType().getRepayment());
assertEquals(1010.0, response.getTransactions().get(2).getAmount());
assertEquals(995.0, response.getTransactions().get(2).getPrincipalPortion());
assertEquals(15.0, response.getTransactions().get(2).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(2).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(2).getInterestPortion());
assertEquals(0.0, response.getTransactions().get(2).getFeeChargesPortion());
assertEquals(5.0, response.getTransactions().get(2).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(2).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(2).getLoanChargePaidByList().size());
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
}
}
// Scenario8:
// DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY
// 1. Disburse the loan
// 2. Snooze fee
// 3. Partial repayment
// 4. Reverse repayment
// 4.1 NSF Fee added
// 4. Partial repayment
@Test
public void scenario8() {
try {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.02.15").dateFormat("yyyy.MM.dd").locale("en"));
final Account assetAccount = this.accountHelper.createAssetAccount();
final Account incomeAccount = this.accountHelper.createIncomeAccount();
final Account expenseAccount = this.accountHelper.createExpenseAccount();
final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
Integer fee = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "20", false));
Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "15", true));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "1", "0",
LoanProductTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "1", "1", "1", "0",
LoanApplicationTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.approveLoan("01 January 2023", loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.disburseLoanWithTransactionAmount("01 January 2023", loanID, "1000");
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
final String requestJSON = new LoanRescheduleRequestTestBuilder().updateRescheduleFromDate("1 February 2023")
.updateAdjustedDueDate("01 March 2023").updateSubmittedOnDate("25 January 2023").updateGraceOnPrincipal(null)
.updateGraceOnInterest(null).updateExtraTerms(null).build(loanID.toString());
final HashMap<String, String> map = new HashMap<>();
map.put("locale", "en");
map.put("dateFormat", "dd MMMM yyyy");
map.put("approvedOnDate", "25 January 2023");
final String aproveRequestJSON = new Gson().toJson(map);
Integer loanRescheduleRequestId = this.loanRescheduleRequestHelper.createLoanRescheduleRequest(requestJSON);
this.loanRescheduleRequestHelper.approveLoanRescheduleRequest(loanRescheduleRequestId, aproveRequestJSON);
Integer firstChargeId = loanTransactionHelper.addChargesForLoan(loanID,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(fee), "01 March 2023", "20"));
Integer firstRepaymentId = (Integer) loanTransactionHelper
.makeRepayment("10 February 2023", Float.parseFloat("1010.00"), loanID).get("resourceId");
GetLoansLoanIdResponse response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(10.0, response.getSummary().getTotalOutstanding());
assertEquals(10.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(firstRepaymentId, response.getTransactions().get(1).getId().intValue());
assertNull(response.getTransactions().get(1).getReversedOnDate());
assertTrue(response.getTransactions().get(1).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(1).getType().getRepayment());
assertEquals(1010.0, response.getTransactions().get(1).getAmount());
assertEquals(1000.0, response.getTransactions().get(1).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(1).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(1).getInterestPortion());
assertEquals(10.0, response.getTransactions().get(1).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(1).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(1).getLoanChargePaidByList().size());
PostLoansLoanIdTransactionsResponse reverseRepayment = loanTransactionHelper.reverseLoanTransaction((long) loanID,
(long) firstRepaymentId, new PostLoansLoanIdTransactionsTransactionIdRequest().dateFormat("dd MMMM yyyy")
.transactionDate("15 February 2023").transactionAmount(0.0).locale("en"));
Integer secondChargeId = loanTransactionHelper.addChargesForLoan(loanID,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), "15 February 2023", "15"));
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.03.01").dateFormat("yyyy.MM.dd").locale("en"));
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(1035.0, response.getSummary().getTotalOutstanding());
assertEquals(1035.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(firstRepaymentId, response.getTransactions().get(1).getId().intValue());
assertEquals(LocalDate.of(2023, 2, 15), response.getTransactions().get(1).getReversedOnDate());
assertTrue(response.getTransactions().get(1).getManuallyReversed());
assertTrue(response.getTransactions().get(1).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(1).getType().getRepayment());
assertEquals(1010.0, response.getTransactions().get(1).getAmount());
assertEquals(1000.0, response.getTransactions().get(1).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(1).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(1).getInterestPortion());
assertEquals(10.0, response.getTransactions().get(1).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(1).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(1).getLoanChargePaidByList().size());
Integer secondRepayment = (Integer) loanTransactionHelper.makeRepayment("01 March 2023", Float.parseFloat("15.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(1020.0, response.getSummary().getTotalOutstanding());
assertEquals(1020.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(secondRepayment, response.getTransactions().get(2).getId().intValue());
assertNull(response.getTransactions().get(2).getReversedOnDate());
assertTrue(response.getTransactions().get(2).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(2).getType().getRepayment());
assertEquals(15.0, response.getTransactions().get(2).getAmount());
assertEquals(0.0, response.getTransactions().get(2).getPrincipalPortion());
assertEquals(15.0, response.getTransactions().get(2).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(2).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(2).getInterestPortion());
assertEquals(0.0, response.getTransactions().get(2).getFeeChargesPortion());
assertEquals(1000.0, response.getTransactions().get(2).getOutstandingLoanBalance());
assertEquals(secondChargeId, response.getTransactions().get(2).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(2).getLoanChargePaidByList().size());
Integer thirdRepayment = (Integer) loanTransactionHelper.makeRepayment("01 March 2023", Float.parseFloat("1000.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(20.0, response.getSummary().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(thirdRepayment, response.getTransactions().get(3).getId().intValue());
assertNull(response.getTransactions().get(3).getReversedOnDate());
assertTrue(response.getTransactions().get(3).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(3).getType().getRepayment());
assertEquals(1000.0, response.getTransactions().get(3).getAmount());
assertEquals(1000.0, response.getTransactions().get(3).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(3).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(3).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(3).getInterestPortion());
assertEquals(0.0, response.getTransactions().get(3).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(3).getOutstandingLoanBalance());
assertEquals(0, response.getTransactions().get(3).getLoanChargePaidByList().size());
Integer forthRepayment = (Integer) loanTransactionHelper.makeRepayment("01 March 2023", Float.parseFloat("10.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(10.0, response.getSummary().getTotalOutstanding());
assertEquals(10.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(forthRepayment, response.getTransactions().get(4).getId().intValue());
assertNull(response.getTransactions().get(4).getReversedOnDate());
assertTrue(response.getTransactions().get(4).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(4).getType().getRepayment());
assertEquals(10.0, response.getTransactions().get(4).getAmount());
assertEquals(0.0, response.getTransactions().get(4).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(4).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(4).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(4).getInterestPortion());
assertEquals(10.0, response.getTransactions().get(4).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(4).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(4).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(4).getLoanChargePaidByList().size());
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
}
}
// Scenario9:
// DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY
// 1. Disburse the loan
// 2. Snooze fee
// 3. Partial repayment
// 4. Reverse repayment
// 4.1 NSF Fee added
// 4. Partial repayment
// 5. Reverse repayment
// 5.1 NSF Fee added
// 6. Partial repayment
@Test
public void scenario9() {
try {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.02.15").dateFormat("yyyy.MM.dd").locale("en"));
final Account assetAccount = this.accountHelper.createAssetAccount();
final Account incomeAccount = this.accountHelper.createIncomeAccount();
final Account expenseAccount = this.accountHelper.createExpenseAccount();
final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
Integer fee = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "20", false));
Integer penalty = ChargesHelper.createCharges(requestSpec, responseSpec,
ChargesHelper.getLoanSpecifiedDueDateJSON(ChargesHelper.CHARGE_CALCULATION_TYPE_FLAT, "15", true));
final Integer loanProductID = createLoanProductWithNoAccountingNoInterest("1000", "1", "1", "0",
LoanProductTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
assetAccount, incomeAccount, expenseAccount, overpaymentAccount);
final Integer clientID = ClientHelper.createClient(requestSpec, responseSpec, "01 January 2023");
final Integer loanID = applyForLoanApplication(clientID, loanProductID, "1000", "1", "1", "1", "0",
LoanApplicationTestBuilder.DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY,
"01 January 2023", "01 January 2023");
HashMap<String, Object> loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(requestSpec, responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.approveLoan("01 January 2023", loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
loanStatusHashMap = loanTransactionHelper.disburseLoanWithTransactionAmount("01 January 2023", loanID, "1000");
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
final String requestJSON = new LoanRescheduleRequestTestBuilder().updateRescheduleFromDate("1 February 2023")
.updateAdjustedDueDate("01 March 2023").updateSubmittedOnDate("25 January 2023").updateGraceOnPrincipal(null)
.updateGraceOnInterest(null).updateExtraTerms(null).build(loanID.toString());
final HashMap<String, String> map = new HashMap<>();
map.put("locale", "en");
map.put("dateFormat", "dd MMMM yyyy");
map.put("approvedOnDate", "25 January 2023");
final String aproveRequestJSON = new Gson().toJson(map);
Integer loanRescheduleRequestId = this.loanRescheduleRequestHelper.createLoanRescheduleRequest(requestJSON);
this.loanRescheduleRequestHelper.approveLoanRescheduleRequest(loanRescheduleRequestId, aproveRequestJSON);
Integer firstChargeId = loanTransactionHelper.addChargesForLoan(loanID,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(fee), "01 March 2023", "20"));
Integer firstRepaymentId = (Integer) loanTransactionHelper
.makeRepayment("10 February 2023", Float.parseFloat("1010.00"), loanID).get("resourceId");
GetLoansLoanIdResponse response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(10.0, response.getSummary().getTotalOutstanding());
assertEquals(10.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(firstRepaymentId, response.getTransactions().get(1).getId().intValue());
assertNull(response.getTransactions().get(1).getReversedOnDate());
assertTrue(response.getTransactions().get(1).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(1).getType().getRepayment());
assertEquals(1010.0, response.getTransactions().get(1).getAmount());
assertEquals(1000.0, response.getTransactions().get(1).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(1).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(1).getInterestPortion());
assertEquals(10.0, response.getTransactions().get(1).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(1).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(1).getLoanChargePaidByList().size());
PostLoansLoanIdTransactionsResponse reverseRepayment = loanTransactionHelper.reverseLoanTransaction((long) loanID,
(long) firstRepaymentId, new PostLoansLoanIdTransactionsTransactionIdRequest().dateFormat("dd MMMM yyyy")
.transactionDate("15 February 2023").transactionAmount(0.0).locale("en"));
Integer secondChargeId = loanTransactionHelper.addChargesForLoan(loanID,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), "15 February 2023", "15"));
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.03.01").dateFormat("yyyy.MM.dd").locale("en"));
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(1035.0, response.getSummary().getTotalOutstanding());
assertEquals(1035.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(firstRepaymentId, response.getTransactions().get(1).getId().intValue());
assertEquals(LocalDate.of(2023, 2, 15), response.getTransactions().get(1).getReversedOnDate());
assertTrue(response.getTransactions().get(1).getManuallyReversed());
assertTrue(response.getTransactions().get(1).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(1).getType().getRepayment());
assertEquals(1010.0, response.getTransactions().get(1).getAmount());
assertEquals(1000.0, response.getTransactions().get(1).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(1).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(1).getInterestPortion());
assertEquals(10.0, response.getTransactions().get(1).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(1).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(1).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(1).getLoanChargePaidByList().size());
Integer secondRepayment = (Integer) loanTransactionHelper.makeRepayment("01 March 2023", Float.parseFloat("1030.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(5.0, response.getSummary().getTotalOutstanding());
assertEquals(5.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(5.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(secondRepayment, response.getTransactions().get(2).getId().intValue());
assertNull(response.getTransactions().get(2).getReversedOnDate());
assertTrue(response.getTransactions().get(2).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(2).getType().getRepayment());
assertEquals(1030.0, response.getTransactions().get(2).getAmount());
assertEquals(1000.0, response.getTransactions().get(2).getPrincipalPortion());
assertEquals(15.0, response.getTransactions().get(2).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(2).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(2).getInterestPortion());
assertEquals(15.0, response.getTransactions().get(2).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(2).getOutstandingLoanBalance());
if (secondChargeId.equals(response.getTransactions().get(2).getLoanChargePaidByList().get(0).getChargeId().intValue())) {
assertEquals(secondChargeId, response.getTransactions().get(2).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(firstChargeId, response.getTransactions().get(2).getLoanChargePaidByList().get(1).getChargeId().intValue());
} else {
assertEquals(secondChargeId, response.getTransactions().get(2).getLoanChargePaidByList().get(1).getChargeId().intValue());
assertEquals(firstChargeId, response.getTransactions().get(2).getLoanChargePaidByList().get(0).getChargeId().intValue());
}
assertEquals(2, response.getTransactions().get(2).getLoanChargePaidByList().size());
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.03.07").dateFormat("yyyy.MM.dd").locale("en"));
PostLoansLoanIdTransactionsResponse secondReverseRepayment = loanTransactionHelper.reverseLoanTransaction((long) loanID,
(long) secondRepayment, new PostLoansLoanIdTransactionsTransactionIdRequest().dateFormat("dd MMMM yyyy")
.transactionDate("07 March 2023").transactionAmount(0.0).locale("en"));
Integer thirdChargeId = loanTransactionHelper.addChargesForLoan(loanID,
LoanTransactionHelper.getSpecifiedDueDateChargesForLoanAsJSON(String.valueOf(penalty), "07 March 2023", "15"));
businessDateHelper.updateBusinessDate(new BusinessDateRequest().type(BusinessDateType.BUSINESS_DATE.getName())
.date("2023.03.08").dateFormat("yyyy.MM.dd").locale("en"));
Integer thirdRepayment = (Integer) loanTransactionHelper.makeRepayment("08 March 2023", Float.parseFloat("15.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(1035.0, response.getSummary().getTotalOutstanding());
assertEquals(1035.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesPaid());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesOutstanding());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalOutstanding());
assertEquals(thirdRepayment, response.getTransactions().get(3).getId().intValue());
assertNull(response.getTransactions().get(3).getReversedOnDate());
assertTrue(response.getTransactions().get(3).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(3).getType().getRepayment());
assertEquals(15.0, response.getTransactions().get(3).getAmount());
assertEquals(0.0, response.getTransactions().get(3).getPrincipalPortion());
assertEquals(15.0, response.getTransactions().get(3).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(3).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(3).getInterestPortion());
assertEquals(0.0, response.getTransactions().get(3).getFeeChargesPortion());
assertEquals(1000.0, response.getTransactions().get(3).getOutstandingLoanBalance());
assertEquals(secondChargeId, response.getTransactions().get(3).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(3).getLoanChargePaidByList().size());
Integer forthRepayment = (Integer) loanTransactionHelper.makeRepayment("08 March 2023", Float.parseFloat("1015.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(20.0, response.getSummary().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(5.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesPaid());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesOutstanding());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalOutstanding());
assertEquals(forthRepayment, response.getTransactions().get(4).getId().intValue());
assertNull(response.getTransactions().get(4).getReversedOnDate());
assertTrue(response.getTransactions().get(4).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(4).getType().getRepayment());
assertEquals(1015.0, response.getTransactions().get(4).getAmount());
assertEquals(1000.0, response.getTransactions().get(4).getPrincipalPortion());
assertEquals(0.0, response.getTransactions().get(4).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(4).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(4).getInterestPortion());
assertEquals(15.0, response.getTransactions().get(4).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(4).getOutstandingLoanBalance());
assertEquals(firstChargeId, response.getTransactions().get(4).getLoanChargePaidByList().get(0).getChargeId().intValue());
assertEquals(1, response.getTransactions().get(4).getLoanChargePaidByList().size());
Integer fifthRepayment = (Integer) loanTransactionHelper.makeRepayment("08 March 2023", Float.parseFloat("10.00"), loanID)
.get("resourceId");
response = loanTransactionHelper.getLoanDetails((long) loanID);
assertEquals(10.0, response.getSummary().getTotalOutstanding());
assertEquals(10.0, response.getRepaymentSchedule().getTotalOutstanding());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesDue());
assertEquals(20.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesDue());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPenaltyChargesOutstanding());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalDue());
assertEquals(1000.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(1).getPrincipalOutstanding());
assertTrue(response.getStatus().getActive());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getFeeChargesOutstanding());
assertEquals(15.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesDue());
assertEquals(5.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesPaid());
assertEquals(10.0, response.getRepaymentSchedule().getPeriods().get(2).getPenaltyChargesOutstanding());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalDue());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalPaid());
assertEquals(0.0, response.getRepaymentSchedule().getPeriods().get(2).getPrincipalOutstanding());
assertEquals(fifthRepayment, response.getTransactions().get(5).getId().intValue());
assertNull(response.getTransactions().get(5).getReversedOnDate());
assertTrue(response.getTransactions().get(5).getTransactionRelations().isEmpty());
assertTrue(response.getTransactions().get(5).getType().getRepayment());
assertEquals(10.0, response.getTransactions().get(5).getAmount());
assertEquals(0.0, response.getTransactions().get(5).getPrincipalPortion());
assertEquals(5.0, response.getTransactions().get(5).getPenaltyChargesPortion());
assertEquals(0.0, response.getTransactions().get(5).getOverpaymentPortion());
assertEquals(0.0, response.getTransactions().get(5).getInterestPortion());
assertEquals(5.0, response.getTransactions().get(5).getFeeChargesPortion());
assertEquals(0.0, response.getTransactions().get(5).getOutstandingLoanBalance());
if (firstChargeId.equals(response.getTransactions().get(5).getLoanChargePaidByList().get(0).getChargeId().intValue())) {
assertEquals(thirdChargeId, response.getTransactions().get(5).getLoanChargePaidByList().get(1).getChargeId().intValue());
} else {
assertEquals(firstChargeId, response.getTransactions().get(5).getLoanChargePaidByList().get(1).getChargeId().intValue());
assertEquals(thirdChargeId, response.getTransactions().get(5).getLoanChargePaidByList().get(0).getChargeId().intValue());
}
assertEquals(2, response.getTransactions().get(5).getLoanChargePaidByList().size());
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
}
}
private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID, final String principal,
final String loanTermFrequency, final String repaymentAfterEvery, final String numberOfRepayments, final String interestRate,
final String repaymentStrategy, final String expectedDisbursementDate, final String submittedOnDate) {
integration-tests/src/test/java/org/apache/fineract/integrationtests/common/loans/LoanApplicationTestBuilder.java
+2 -1
View File
@@ -42,7 +42,8 @@ public class LoanApplicationTestBuilder {
public static final String DEFAULT_STRATEGY = "mifos-standard-strategy";
public static final String RBI_INDIA_STRATEGY = "rbi-india-strategy";
public static final String INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER_STRATEGY = "interest-principal-penalties-fees-order-strategy";
public static final String DUE_DATE_RESPECTIVE_STRATEGY = "due-penalty-fee-interest-principal-in-advance-principal-penalty-fee-interest-strategy";
public static final String DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY = "due-penalty-fee-interest-principal-in-advance-principal-penalty-fee-interest-strategy";
public static final String DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY = "due-penalty-interest-principal-fee-in-advance-penalty-interest-principal-fee-strategy";
private String externalId = null;
private String principal = "10,000";
integration-tests/src/test/java/org/apache/fineract/integrationtests/common/loans/LoanProductTestBuilder.java
+3 -1
View File
@@ -42,7 +42,9 @@ public class LoanProductTestBuilder {
private static final String FLAT_BALANCE = "1";
public static final String DEFAULT_STRATEGY = "mifos-standard-strategy";
public static final String INTEREST_PRINCIPAL_PENALTIES_FEES_ORDER_STRATEGY = "interest-principal-penalties-fees-order-strategy";
public static final String DUE_DATE_RESPECTIVE_STRATEGY = "due-penalty-fee-interest-principal-in-advance-principal-penalty-fee-interest-strategy";
public static final String DUE_PENALTY_FEE_INTEREST_PRINCIPAL_IN_ADVANCE_PRINCIPAL_PENALTY_FEE_INTEREST_STRATEGY = "due-penalty-fee-interest-principal-in-advance-principal-penalty-fee-interest-strategy";
public static final String DUE_PENALTY_INTEREST_PRINCIPAL_FEE_IN_ADVANCE_PENALTY_INTEREST_PRINCIPAL_FEE_STRATEGY = "due-penalty-interest-principal-fee-in-advance-penalty-interest-principal-fee-strategy";
// private static final String HEAVENS_FAMILY_STRATEGY ="heavensfamily-strategy";
// private static final String CREO_CORE_STRATEGY ="creocore-strategy";
public static final String RBI_INDIA_STRATEGY = "rbi-india-strategy";