Credit Balance Refund loan transaction

This commit is contained in:
John Woodlock
2022-04-19 10:04:16 +02:00
committed by Arnold Gálovics
parent 3d3e8c4083
commit d1168833cc
24 changed files with 671 additions and 21 deletions
@@ -0,0 +1,307 @@
/**
* Licensed to the Apache Software Foundation (ASF) under one
* or more contributor license agreements. See the NOTICE file
* distributed with this work for additional information
* regarding copyright ownership. The ASF licenses this file
* to you under the Apache License, Version 2.0 (the
* "License"); you may not use this file except in compliance
* with the License. You may obtain a copy of the License at
*
* http://www.apache.org/licenses/LICENSE-2.0
*
* Unless required by applicable law or agreed to in writing,
* software distributed under the License is distributed on an
* "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
* KIND, either express or implied. See the License for the
* specific language governing permissions and limitations
* under the License.
*/
package org.apache.fineract.integrationtests;
import static org.junit.jupiter.api.Assertions.assertEquals;
import io.restassured.builder.RequestSpecBuilder;
import io.restassured.builder.ResponseSpecBuilder;
import io.restassured.http.ContentType;
import io.restassured.specification.RequestSpecification;
import io.restassured.specification.ResponseSpecification;
import java.util.ArrayList;
import java.util.HashMap;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.integrationtests.common.CommonConstants;
import org.apache.fineract.integrationtests.common.Utils;
import org.apache.fineract.integrationtests.common.accounting.Account;
import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
import org.apache.fineract.integrationtests.common.accounting.JournalEntry;
import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper;
import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanStatusChecker;
import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
import org.junit.jupiter.api.Assertions;
import org.junit.jupiter.api.BeforeEach;
import org.junit.jupiter.api.Test;
import org.slf4j.Logger;
import org.slf4j.LoggerFactory;
@SuppressWarnings({ "rawtypes", "unchecked" })
public class ClientLoanCreditBalanceRefundIntegrationTest {
private static final Logger LOG = LoggerFactory.getLogger(ClientLoanCreditBalanceRefundIntegrationTest.class);
private ResponseSpecification responseSpec;
private RequestSpecification requestSpec;
private LoanTransactionHelper loanTransactionHelper;
private LoanTransactionHelper loanTransactionHelperValidationError;
private JournalEntryHelper journalEntryHelper;
private AccountHelper accountHelper;
private Integer disbursedLoanID;
private static final String ACCRUAL_PERIODIC = "3";
private Account assetAccount;
private Account incomeAccount;
private Account expenseAccount;
private Account overpaymentAccount;
@BeforeEach
public void setup() {
Utils.initializeRESTAssured();
this.requestSpec = new RequestSpecBuilder().setContentType(ContentType.JSON).build();
this.requestSpec.header("Authorization", "Basic " + Utils.loginIntoServerAndGetBase64EncodedAuthenticationKey());
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.loanTransactionHelperValidationError = new LoanTransactionHelper(this.requestSpec, new ResponseSpecBuilder().build());
this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
this.assetAccount = this.accountHelper.createAssetAccount();
this.incomeAccount = this.accountHelper.createIncomeAccount();
this.expenseAccount = this.accountHelper.createExpenseAccount();
this.overpaymentAccount = this.accountHelper.createLiabilityAccount();
this.journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec);
final String principal = "12000.00";
final String submitApproveDisburseDate = "01 January 2022";
this.disbursedLoanID = fromStartToDisburseLoan(submitApproveDisburseDate, principal, ACCRUAL_PERIODIC, assetAccount, incomeAccount,
expenseAccount, overpaymentAccount);
}
private Integer createLoanProduct(final String principal, final boolean multiDisburseLoan, final String accountingRule,
final Account... accounts) {
LOG.info("------------------------------CREATING NEW LOAN PRODUCT ---------------------------------------");
LoanProductTestBuilder builder = new LoanProductTestBuilder() //
.withPrincipal(principal) //
.withNumberOfRepayments("4") //
.withRepaymentAfterEvery("1") //
.withRepaymentTypeAsMonth() //
.withinterestRatePerPeriod("1") //
.withInterestRateFrequencyTypeAsMonths() //
.withAmortizationTypeAsEqualInstallments() //
.withInterestTypeAsDecliningBalance() //
.withAccounting(accountingRule, accounts) //
.withTranches(multiDisburseLoan);
if (multiDisburseLoan) {
builder = builder.withInterestCalculationPeriodTypeAsRepaymentPeriod(true);
builder = builder.withMaxTrancheCount("30");
}
final String loanProductJSON = builder.build(null);
return this.loanTransactionHelper.getLoanProductId(loanProductJSON);
}
private Integer applyForLoanApplication(final Integer clientID, final Integer loanProductID, String principal, String submitDate) {
LOG.info("--------------------------------APPLYING FOR LOAN APPLICATION--------------------------------");
final String loanApplicationJSON = new LoanApplicationTestBuilder() //
.withPrincipal(principal) //
.withLoanTermFrequency("4") //
.withLoanTermFrequencyAsMonths() //
.withNumberOfRepayments("4") //
.withRepaymentEveryAfter("1") //
.withRepaymentFrequencyTypeAsMonths() //
.withInterestRatePerPeriod("2") //
.withAmortizationTypeAsEqualInstallments() //
.withInterestTypeAsDecliningBalance() //
.withInterestCalculationPeriodTypeSameAsRepaymentPeriod() //
.withExpectedDisbursementDate(submitDate) //
.withSubmittedOnDate(submitDate) //
.build(clientID.toString(), loanProductID.toString(), null);
return this.loanTransactionHelper.getLoanId(loanApplicationJSON);
}
private Integer fromStartToDisburseLoan(String submitApproveDisburseDate, String principal, final String accountingRule,
final Account... accounts) {
final Integer clientID = ClientHelper.createClient(this.requestSpec, this.responseSpec);
ClientHelper.verifyClientCreatedOnServer(this.requestSpec, this.responseSpec, clientID);
boolean allowMultipleDisbursals = false;
final Integer loanProductID = createLoanProduct(principal, allowMultipleDisbursals, accountingRule, accounts);
Assertions.assertNotNull(loanProductID);
final Integer loanID = applyForLoanApplication(clientID, loanProductID, principal, submitApproveDisburseDate);
Assertions.assertNotNull(loanID);
HashMap loanStatusHashMap = LoanStatusChecker.getStatusOfLoan(this.requestSpec, this.responseSpec, loanID);
LoanStatusChecker.verifyLoanIsPending(loanStatusHashMap);
LOG.info("-----------------------------------APPROVE LOAN-----------------------------------------");
loanStatusHashMap = this.loanTransactionHelper.approveLoan(submitApproveDisburseDate, loanID);
LoanStatusChecker.verifyLoanIsApproved(loanStatusHashMap);
LoanStatusChecker.verifyLoanIsWaitingForDisbursal(loanStatusHashMap);
LOG.info("-------------------------------DISBURSE LOAN -------------------------------------------"); //
// String loanDetails = this.loanTransactionHelper.getLoanDetails(this.requestSpec, this.responseSpec, loanID);
loanStatusHashMap = this.loanTransactionHelper.disburseLoan(submitApproveDisburseDate, loanID, principal);
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
return loanID;
}
private HashMap makeRepayment(final String repaymentDate, final Float repayment) {
LOG.info("-------------Make repayment -----------");
this.loanTransactionHelper.makeRepayment(repaymentDate, repayment, disbursedLoanID);
HashMap loanStatusHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID,
"status");
return loanStatusHashMap;
}
@Test
public void creditBalanceRefundCanOnlyBeAppliedWhereLoanStatusIsOverpaidTest() {
HashMap loanStatusHashMap = makeRepayment("06 January 2022", 2000.00f); // not full payment
LoanStatusChecker.verifyLoanIsActive(loanStatusHashMap);
final String creditBalanceRefundDate = "09 January 2022";
final Float refund = 1000.00f;
final String externalId = null;
ArrayList<HashMap> cbrErrors = (ArrayList<HashMap>) loanTransactionHelperValidationError
.creditBalanceRefund(creditBalanceRefundDate, refund, externalId, disbursedLoanID, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.loan.credit.balance.refund.account.is.not.overpaid",
cbrErrors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
// ArrayList<HashMap> loanSchedule = this.loanTransactionHelper.getLoanRepaymentSchedule(this.requestSpec,
// this.responseSpec, loanID);
// final int loanScheduleLineCount = loanSchedule.size();
}
@Test
public void cantRefundMoreThanOverpaidTest() {
HashMap loanStatusHashMap = makeRepayment("06 January 2022", 20000.00f); // overpayment
LoanStatusChecker.verifyLoanAccountIsOverPaid(loanStatusHashMap);
final String creditBalanceRefundDate = "09 January 2022";
Float refund = 10000.00f;
final String externalId = null;
ArrayList<HashMap> cbrErrors = (ArrayList<HashMap>) loanTransactionHelperValidationError
.creditBalanceRefund(creditBalanceRefundDate, refund, externalId, disbursedLoanID, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.transactionAmount.invalid.must.be.>zero.and<=overpaidamount",
cbrErrors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
refund = (float) -1.00;
cbrErrors = (ArrayList<HashMap>) loanTransactionHelperValidationError.creditBalanceRefund(creditBalanceRefundDate, refund,
externalId, disbursedLoanID, CommonConstants.RESPONSE_ERROR);
assertEquals("validation.msg.loan.transaction.transactionAmount.not.greater.than.zero",
cbrErrors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
}
@Test
public void fullRefundChangesStatusToClosedObligationMetTest() {
HashMap loanStatusHashMap = makeRepayment("06 January 2022", 20000.00f); // overpayment
LoanStatusChecker.verifyLoanAccountIsOverPaid(loanStatusHashMap);
final Float totalOverpaid = (Float) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID,
"totalOverpaid");
final String creditBalanceRefundDate = "09 January 2022";
final String externalId = null;
loanTransactionHelper.creditBalanceRefund(creditBalanceRefundDate, totalOverpaid, externalId, disbursedLoanID, null);
loanStatusHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID,
"status");
LoanStatusChecker.verifyLoanAccountIsClosed(loanStatusHashMap);
final Float floatZero = 0.0f;
Float totalOverpaidAtEnd = (Float) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID,
"totalOverpaid");
if (totalOverpaidAtEnd == null) {
totalOverpaidAtEnd = floatZero;
}
assertEquals(totalOverpaidAtEnd, floatZero);
}
@Test
public void partialRefundKeepsOverpaidStatusTest() {
HashMap loanStatusHashMap = makeRepayment("06 January 2022", 20000.00f); // overpayment
LoanStatusChecker.verifyLoanAccountIsOverPaid(loanStatusHashMap);
final Float refund = 5000.00f; // partial refund
final String creditBalanceRefundDate = "09 January 2022";
final String externalId = null;
loanTransactionHelper.creditBalanceRefund(creditBalanceRefundDate, refund, externalId, disbursedLoanID, null);
loanStatusHashMap = (HashMap) this.loanTransactionHelper.getLoanDetail(this.requestSpec, this.responseSpec, disbursedLoanID,
"status");
LoanStatusChecker.verifyLoanAccountIsOverPaid(loanStatusHashMap);
}
@Test
public void newCreditBalanceRefundSavesExternalIdTest() {
HashMap loanStatusHashMap = makeRepayment("06 January 2022", 20000.00f); // overpayment
LoanStatusChecker.verifyLoanAccountIsOverPaid(loanStatusHashMap);
final Float refund = 1000.00f; // partial refund
final String creditBalanceRefundDate = "09 January 2022";
final String externalId = "cbrextID" + disbursedLoanID.toString();
Integer resourceId = (Integer) loanTransactionHelper.creditBalanceRefund(creditBalanceRefundDate, refund, externalId,
disbursedLoanID, "resourceId");
Assertions.assertNotNull(resourceId);
HashMap creditBalanceRefundMap = this.loanTransactionHelper.getLoanTransactionDetails(disbursedLoanID, resourceId);
Assertions.assertNotNull(creditBalanceRefundMap.get("externalId"));
Assertions.assertEquals(creditBalanceRefundMap.get("externalId"), externalId, "Incorrect External Id Saved");
}
@Test
public void newCreditBalanceRefundFindsDuplicateExternalIdTest() {
HashMap loanStatusHashMap = makeRepayment("06 January 2022", 20000.00f); // overpayment
LoanStatusChecker.verifyLoanAccountIsOverPaid(loanStatusHashMap);
final Float refund = 1000.00f; // partial refund
final String creditBalanceRefundDate = "09 January 2022";
final String externalId = "cbrextID" + disbursedLoanID.toString();
final Integer resourceId = (Integer) loanTransactionHelper.creditBalanceRefund(creditBalanceRefundDate, refund, externalId,
disbursedLoanID, "resourceId");
Assertions.assertNotNull(resourceId);
final Float refund2 = 10.00f; // partial refund
final String creditBalanceRefundDate2 = "10 January 2022";
ArrayList<HashMap> cbrErrors = (ArrayList<HashMap>) loanTransactionHelperValidationError
.creditBalanceRefund(creditBalanceRefundDate2, refund2, externalId, disbursedLoanID, CommonConstants.RESPONSE_ERROR);
assertEquals("error.msg.loan.creditBalanceRefund.duplicate.externalId",
cbrErrors.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
}
@Test
public void newCreditBalanceRefundCreatesCorrectJournalEntriesForPeriodicAccrualsTest() {
HashMap loanStatusHashMap = makeRepayment("06 January 2022", 20000.00f); // overpayment
LoanStatusChecker.verifyLoanAccountIsOverPaid(loanStatusHashMap);
final Float refund = 1000.00f; // partial refund
final String creditBalanceRefundDate = "09 January 2022";
final String externalId = null;
final Integer resourceId = (Integer) loanTransactionHelper.creditBalanceRefund(creditBalanceRefundDate, refund, externalId,
disbursedLoanID, "resourceId");
Assertions.assertNotNull(resourceId);
this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, creditBalanceRefundDate,
new JournalEntry(refund, JournalEntry.TransactionType.DEBIT));
this.journalEntryHelper.checkJournalEntryForLiabilityAccount(overpaymentAccount, creditBalanceRefundDate,
new JournalEntry(refund, JournalEntry.TransactionType.CREDIT));
}
}
@@ -46,9 +46,9 @@ import org.slf4j.LoggerFactory;
* repayments and verifying accounting transactions
*/
@SuppressWarnings({ "rawtypes", "unchecked" })
public class ClientLoanIntegrationMultipleDisbursementsTest {
public class ClientLoanMultipleDisbursementsIntegrationTest {
private static final Logger LOG = LoggerFactory.getLogger(ClientLoanIntegrationMultipleDisbursementsTest.class);
private static final Logger LOG = LoggerFactory.getLogger(ClientLoanMultipleDisbursementsIntegrationTest.class);
public static final String MINIMUM_OPENING_BALANCE = "1000.0";
public static final String ACCOUNT_TYPE_INDIVIDUAL = "INDIVIDUAL";
@@ -63,6 +63,7 @@ public class LoanTransactionHelper {
private static final String WRITE_OFF_LOAN_COMMAND = "writeoff";
private static final String WAIVE_INTEREST_COMMAND = "waiveinterest";
private static final String MAKE_REPAYMENT_COMMAND = "repayment";
private static final String CREDIT_BALANCE_REFUND_COMMAND = "creditBalanceRefund";
private static final String WITHDRAW_LOAN_APPLICATION_COMMAND = "withdrawnByApplicant";
private static final String RECOVER_FROM_GUARANTORS_COMMAND = "recoverGuarantees";
private static final String MAKE_REFUND_BY_CASH_COMMAND = "refundByCash";
@@ -332,6 +333,12 @@ public class LoanTransactionHelper {
return resourceId;
}
public Object creditBalanceRefund(final String date, final Float amountToBePaid, final String externalId, final Integer loanID,
String jsonAttributeToGetback) {
return performLoanTransaction(createLoanTransactionURL(CREDIT_BALANCE_REFUND_COMMAND, loanID),
getCreditBalanceRefundBodyAsJSON(date, amountToBePaid, externalId), jsonAttributeToGetback);
}
public HashMap makeRepayment(final String date, final Float amountToBePaid, final Integer loanID) {
return (HashMap) performLoanTransaction(createLoanTransactionURL(MAKE_REPAYMENT_COMMAND, loanID),
getRepaymentBodyAsJSON(date, amountToBePaid), "");
@@ -425,6 +432,12 @@ public class LoanTransactionHelper {
return Utils.performServerGet(requestSpec, responseSpec, GET_LOAN_CHARGES_URL, "");
}
public HashMap getLoanTransactionDetails(final Integer loanId, final Integer txnId) {
final String GET_LOAN_CHARGES_URL = "/fineract-provider/api/v1/loans/" + loanId + "/transactions/" + txnId + "?"
+ Utils.TENANT_IDENTIFIER;
return Utils.performServerGet(requestSpec, responseSpec, GET_LOAN_CHARGES_URL, "");
}
public HashMap getPostDatedCheck(final Integer loanId, final Integer installmentId) {
final String GET_POST_DATED_TRANS_URL = "/fineract-provider/api/v1/loans/" + loanId + "/postdatedchecks/" + installmentId + "?"
+ Utils.TENANT_IDENTIFIER;
@@ -500,6 +513,19 @@ public class LoanTransactionHelper {
return new Gson().toJson(map);
}
private String getCreditBalanceRefundBodyAsJSON(final String transactionDate, final Float transactionAmount, final String externalId) {
final HashMap<String, String> map = new HashMap<>();
map.put("locale", "en");
map.put("dateFormat", "dd MMMM yyyy");
map.put("transactionDate", transactionDate);
map.put("transactionAmount", transactionAmount.toString());
map.put("note", "Credit Balance Refund Made!!!");
if (externalId != null) {
map.put("externalId", externalId);
}
return new Gson().toJson(map);
}
private String getRepaymentBodyAsJSON(final String transactionDate, final Float transactionAmount) {
final HashMap<String, String> map = new HashMap<>();
map.put("locale", "en");