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FINERACT-2060: Accrual reverse replay logic and Handling

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This commit is contained in:
Marta Jankovics
2024-11-29 19:17:23 +01:00
committed by Adam Saghy
parent 8d25b0c765
commit d57e72ec2f
80 changed files with 2882 additions and 2940 deletions
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fineract-e2e-tests-runner/src/test/resources/features/EMICalculation.feature
+398 -170
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File diff suppressed because it is too large Load Diff
fineract-e2e-tests-runner/src/test/resources/features/Loan.feature
+2
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@@ -5989,6 +5989,7 @@ Feature: Loan
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
| 15 February 2024 | Repayment | 83.81 | 83.57 | 0.24 | 0.0 | 0.0 | 0.0 | false |
| 15 February 2024 | Accrual | 0.82 | 0.0 | 0.82 | 0.0 | 0.0 | 0.0 | false |
Then Loan's all installments have obligations met
Scenario: Early pay-off loan with interest, TILL_REST_FREQUENCY_DATE product
@@ -6049,6 +6050,7 @@ Feature: Loan
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false |
| 15 February 2024 | Repayment | 84.06 | 83.57 | 0.49 | 0.0 | 0.0 | 0.0 | false |
| 15 February 2024 | Accrual | 1.07 | 0.0 | 1.07 | 0.0 | 0.0 | 0.0 | false |
Then Loan's all installments have obligations met
When Admin set "LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_REST_FREQUENCY_DATE" loan product "DEFAULT" transaction type to "LAST_INSTALLMENT" future installment allocation rule
fineract-e2e-tests-runner/src/test/resources/features/LoanAccrualActivity.feature
+192 -24
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@@ -1329,12 +1329,12 @@ Feature: LoanAccrualActivity
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 4.1 | 0.0 | 0.0 | 1004.1 | 0.0 | 0.0 | 0.0 | 1004.1 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Repayment | 1004.1 | 1000.0 | 4.1 | 0.0 | 0.0 | 0.0 | true | false |
| 04 January 2024 | Accrual | 0.32 | 0.0 | 0.32 | 0.0 | 0.0 | 0.0 | false | false |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Repayment | 1004.1 | 1000.0 | 4.1 | 0.0 | 0.0 | 0.0 | true | false |
| 04 January 2024 | Accrual | 0.32 | 0.0 | 0.32 | 0.0 | 0.0 | 0.0 | false | false |
# --- Accrual activity ---
When Admin sets the business date to "07 January 2024"
When Admin runs inline COB job for Loan
@@ -1349,15 +1349,15 @@ Feature: LoanAccrualActivity
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 4.1 | 0.0 | 0.0 | 1004.1 | 0.0 | 0.0 | 0.0 | 1004.1 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Repayment | 1004.1 | 1000.0 | 4.1 | 0.0 | 0.0 | 0.0 | true | false |
| 04 January 2024 | Accrual | 0.32 | 0.0 | 0.32 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual Activity | 1.64 | 0.0 | 1.64 | 0.0 | 0.0 | 0.0 | false | false |
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 02 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 03 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 04 January 2024 | Repayment | 1004.1 | 1000.0 | 4.1 | 0.0 | 0.0 | 0.0 | true | false |
| 04 January 2024 | Accrual | 0.32 | 0.0 | 0.32 | 0.0 | 0.0 | 0.0 | false | false |
| 05 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false |
| 06 January 2024 | Accrual Activity | 1.64 | 0.0 | 1.64 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3188
Scenario: Verify accrual activity - UC16: Preclose, loan account partially paid before first installment due date, fully paid after first installment date, reopen by undo 1st repayment
@@ -1775,15 +1775,15 @@ Feature: LoanAccrualActivity
When Admin sets the business date to "07 January 2024"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 5 | 06 January 2024 | | 750.64 | 249.36 | 1.64 | 0.0 | 0.0 | 251.0 | 0.0 | 0.0 | 0.0 | 251.0 |
| 2 | 5 | 11 January 2024 | | 500.96 | 249.68 | 1.32 | 0.0 | 0.0 | 251.0 | 0.0 | 0.0 | 0.0 | 251.0 |
| 3 | 5 | 16 January 2024 | | 250.78 | 250.18 | 0.82 | 0.0 | 0.0 | 251.0 | 0.0 | 0.0 | 0.0 | 251.0 |
| 4 | 5 | 21 January 2024 | | 0.0 | 250.78 | 0.41 | 0.0 | 0.0 | 251.19| 0.0 | 0.0 | 0.0 | 251.19 |
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 5 | 06 January 2024 | | 750.64 | 249.36 | 1.64 | 0.0 | 0.0 | 251.0 | 0.0 | 0.0 | 0.0 | 251.0 |
| 2 | 5 | 11 January 2024 | | 500.96 | 249.68 | 1.32 | 0.0 | 0.0 | 251.0 | 0.0 | 0.0 | 0.0 | 251.0 |
| 3 | 5 | 16 January 2024 | | 250.78 | 250.18 | 0.82 | 0.0 | 0.0 | 251.0 | 0.0 | 0.0 | 0.0 | 251.0 |
| 4 | 5 | 21 January 2024 | | 0.0 | 250.78 | 0.41 | 0.0 | 0.0 | 251.19 | 0.0 | 0.0 | 0.0 | 251.19 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 4.19 | 0.0 | 0.0 | 1004.19| 0.0 | 0.0 | 0.0 | 1004.19 |
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 4.19 | 0.0 | 0.0 | 1004.19 | 0.0 | 0.0 | 0.0 | 1004.19 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
@@ -2045,7 +2045,175 @@ Feature: LoanAccrualActivity
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 22 April 2024 | Disbursement | 400.0 | 0.0 | 0.0 | 0.0 | 0.0 | 400.0 | false | false |
| 22 April 2024 | Accrual | 30.0 | 0.0 | 0.0 | 0.0 | 30.0 | 0.0 | false | false |
| 22 April 2024 | Repayment | 600.0 | 400.0 | 0.0 | 0.0 | 30.0 | 0.0 | true | true |
| 22 April 2024 | Goodwill Credit | 15.0 | 0.0 | 0.0 | 0.0 | 15.0 | 400.0 | false | true |
| 09 October 2024 | Accrual | 30.0 | 0.0 | 0.0 | 0.0 | 30.0 | 0.0 | false | false |
| 10 October 2024 | Charge Adjustment | 15.0 | 0.0 | 0.0 | 0.0 | 15.0 | 400.0 | false | true |
@TestRailId:C3274
Scenario: Verify accrual activity for repayment reversal on the progressive loan
When Admin sets the business date to "01 January 2024"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_CUSTOM_PAYMENT_ALLOC_INTEREST_RECALCULATION_DAILY_EMI_360_30_MULTIDISBURSE | 01 January 2024 | 1000 | 26 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 54.75 | 0.0 | 0.0 | 1054.75 | 0.0 | 0.0 | 0.0 | 1054.75 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
When Admin sets the business date to "14 January 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 54.75 | 0.0 | 0.0 | 1054.75 | 0.0 | 0.0 | 0.0 | 1054.75 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 13 January 2024 | Accrual | 8.39 | 0.0 | 8.39 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "15 January 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 54.75 | 0.0 | 0.0 | 1054.75 | 0.0 | 0.0 | 0.0 | 1054.75 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 13 January 2024 | Accrual | 8.39 | 0.0 | 8.39 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
When Customer makes "AUTOPAY" repayment on "15 January 2024" with 263.69 EUR transaction amount
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 15 January 2024 | 746.1 | 253.9 | 9.79 | 0.0 | 0.0 | 263.69 | 263.69 | 263.69 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 507.44 | 238.66 | 25.03 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 254.74 | 252.7 | 10.99 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 254.74 | 5.52 | 0.0 | 0.0 | 260.26 | 0.0 | 0.0 | 0.0 | 260.26 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 51.33 | 0.0 | 0.0 | 1051.33 | 263.69 | 263.69 | 0.0 | 787.64 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 13 January 2024 | Accrual | 8.39 | 0.0 | 8.39 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.9 | 9.79 | 0.0 | 0.0 | 746.1 | false | false |
When Admin sets the business date to "21 January 2024"
And Admin runs inline COB job for Loan
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 13 January 2024 | Accrual | 8.39 | 0.0 | 8.39 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.9 | 9.79 | 0.0 | 0.0 | 746.1 | false | false |
| 15 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
When Customer undo "1"th repayment on "15 January 2024"
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 54.75 | 0.0 | 0.0 | 1054.75 | 0.0 | 0.0 | 0.0 | 1054.75 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 13 January 2024 | Accrual | 8.39 | 0.0 | 8.39 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.9 | 9.79 | 0.0 | 0.0 | 746.1 | true | false |
| 15 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "23 January 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 54.75 | 0.0 | 0.0 | 1054.75 | 0.0 | 0.0 | 0.0 | 1054.75 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 13 January 2024 | Accrual | 8.39 | 0.0 | 8.39 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.9 | 9.79 | 0.0 | 0.0 | 746.1 | true | false |
| 15 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2024 | Accrual | 1.58 | 0.0 | 1.58 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
When Admin sets the business date to "28 January 2024"
And Admin runs inline COB job for Loan
Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | | 757.98 | 242.02 | 21.67 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 2 | 29 | 01 March 2024 | | 510.71 | 247.27 | 16.42 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 3 | 31 | 01 April 2024 | | 258.09 | 252.62 | 11.07 | 0.0 | 0.0 | 263.69 | 0.0 | 0.0 | 0.0 | 263.69 |
| 4 | 30 | 01 May 2024 | | 0.0 | 258.09 | 5.59 | 0.0 | 0.0 | 263.68 | 0.0 | 0.0 | 0.0 | 263.68 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 54.75 | 0.0 | 0.0 | 1054.75 | 0.0 | 0.0 | 0.0 | 1054.75 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
| 13 January 2024 | Accrual | 8.39 | 0.0 | 8.39 | 0.0 | 0.0 | 0.0 | false | false |
| 14 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 15 January 2024 | Repayment | 263.69 | 253.9 | 9.79 | 0.0 | 0.0 | 746.1 | true | false |
| 15 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 16 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 17 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 18 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 19 January 2024 | Accrual | 0.52 | 0.0 | 0.52 | 0.0 | 0.0 | 0.0 | false | false |
| 20 January 2024 | Accrual | 0.53 | 0.0 | 0.53 | 0.0 | 0.0 | 0.0 | false | false |
| 21 January 2024 | Accrual | 1.58 | 0.0 | 1.58 | 0.0 | 0.0 | 0.0 | false | false |
| 22 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 23 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 24 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 25 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 26 January 2024 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false |
| 27 January 2024 | Accrual | 0.69 | 0.0 | 0.69 | 0.0 | 0.0 | 0.0 | false | false |
fineract-e2e-tests-runner/src/test/resources/features/LoanAccrualTransaction.feature
+5 -4
View File
@@ -881,7 +881,8 @@ Feature: LoanAccrualTransaction
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 17 April 2024 | Disbursement | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 750.0 |
| 17 April 2024 | Waive loan charges | 20.0 | 0.0 | 0.0 | 0.0 | 0.0 | 750.0 |
| 17 April 2024 | Accrual | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 0.0 |
| 17 April 2024 | Waive loan charges | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 750.0 |
| 19 April 2024 | Accrual | 55.0 | 0.0 | 0.0 | 0.0 | 55.0 | 0.0 |
| 20 April 2024 | Repayment | 55.0 | 55.0 | 0.0 | 0.0 | 0.0 | 695.0 |
| 20 April 2024 | Repayment | 810.0 | 695.0 | 0.0 | 0.0 | 115.0 | 0.0 |
@@ -921,8 +922,8 @@ Feature: LoanAccrualTransaction
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 05 April 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 |
| 20 April 2024 | Accrual | 2.47 | 0.0 | 2.47 | 0.0 | 0.0 | 0.0 |
| 24 April 2024 | Accrual | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 |
| 25 April 2024 | Accrual | 2.47 | 0.0 | 2.47 | 0.0 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 500.0 | 5.77 | 0.0 | 0.0 | 505.77 | 0.0 | 0.0 | 0.0 | 505.77 |
@@ -938,9 +939,9 @@ Feature: LoanAccrualTransaction
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 05 April 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 |
| 25 April 2024 | Accrual | 2.47 | 0.0 | 2.47 | 0.0 | 0.0 | 0.0 |
| 20 April 2024 | Accrual | 2.47 | 0.0 | 2.47 | 0.0 | 0.0 | 0.0 |
| 24 April 2024 | Accrual | 1.05 | 0.0 | 1.05 | 0.0 | 0.0 | 0.0 |
| 26 April 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 26 April 2024 | Accrual | 2.47 | 0.0 | 2.47 | 0.0 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000.0 | 8.06 | 0.0 | 0.0 | 1008.06 | 0.0 | 0.0 | 0.0 | 1008.06 |
fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
+4 -4
View File
@@ -926,8 +926,8 @@ Feature: Charge-off
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 01 June 2023 | Charge-off | 15.0 | 0.0 | 0.0 | 0.0 | 15.0 | 0.0 |
When Admin sets the business date to "10 June 2023"
When Customer undo "1"th "Repayment" transaction made on "10 February 2023"
@@ -942,8 +942,8 @@ Feature: Charge-off
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 01 June 2023 | Charge-off | 1035.0 | 1000.0 | 0.0 | 20.0 | 15.0 | 0.0 |
Then On Loan Transactions tab the "Repayment" Transaction with date "10 February 2023" is reverted
@@ -973,8 +973,8 @@ Feature: Charge-off
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 01 June 2023 | Charge-off | 15.0 | 0.0 | 0.0 | 0.0 | 15.0 | 0.0 |
When Admin sets the business date to "10 June 2023"
When Customer undo "1"th "Repayment" transaction made on "10 February 2023"
@@ -989,8 +989,8 @@ Feature: Charge-off
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 February 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 01 June 2023 | Charge-off | 1035.0 | 1000.0 | 0.0 | 20.0 | 15.0 | 0.0 |
Then On Loan Transactions tab the "Repayment" Transaction with date "10 February 2023" is reverted
fineract-e2e-tests-runner/src/test/resources/features/LoanChargeback.feature
+6 -28
View File
@@ -2514,10 +2514,6 @@ Feature: LoanChargeback
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | | 250.0 |
| LIABILITY | 145023 | Suspense/Clearing account | 250.0 | |
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112603 | Interest/Fee Receivable | 30.0 | |
| INCOME | 404007 | Fee Income | | 30.0 |
Then Loan Transactions tab has a "CHARGEBACK" transaction with date "01 April 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| LIABILITY | 145023 | Suspense/Clearing account | | 280.0 |
@@ -2563,10 +2559,6 @@ Feature: LoanChargeback
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | | 250.0 |
| LIABILITY | 145023 | Suspense/Clearing account | 250.0 | |
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112603 | Interest/Fee Receivable | 30.0 | |
| INCOME | 404007 | Fee Income | | 30.0 |
Then Loan Transactions tab has a "CHARGEBACK" transaction with date "01 April 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| LIABILITY | 145023 | Suspense/Clearing account | | 280.0 |
@@ -2967,7 +2959,6 @@ Feature: LoanChargeback
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 |
| 19 January 2024 | Merchant Issued Refund | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 90.0 | 0.0 |
| 01 February 2024 | Repayment | 105.0 | 90.0 | 0.0 | 0.0 | 5.0 | 0.0 | 10.0 |
| 01 February 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 15 April 2024 | Chargeback | 7.0 | 2.0 | 0.0 | 0.0 | 5.0 | 0.0 | 7.0 |
| 16 April 2024 | Chargeback | 7.0 | 7.0 | 0.0 | 0.0 | 0.0 | 4.0 | 3.0 |
Then Loan Transactions tab has a "CHARGEBACK" transaction with date "16 April 2024" which has the following Journal entries:
@@ -3041,7 +3032,6 @@ Feature: LoanChargeback
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 |
| 01 February 2024 | Repayment | 105.0 | 100.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 01 February 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 01 March 2024 | Chargeback | 3.0 | 0.0 | 0.0 | 0.0 | 3.0 | 0.0 | 0.0 |
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
@@ -3052,10 +3042,6 @@ Feature: LoanChargeback
| ASSET | 112601 | Loans Receivable | | 100.0 |
| ASSET | 112603 | Interest/Fee Receivable | | 5.0 |
| LIABILITY | 145023 | Suspense/Clearing account | 105.0 | |
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112603 | Interest/Fee Receivable | 5.0 | |
| INCOME | 404007 | Fee Income | | 5.0 |
Then Loan Transactions tab has a "CHARGEBACK" transaction with date "01 March 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| LIABILITY | 145023 | Suspense/Clearing account | | 3.0 |
@@ -3079,7 +3065,6 @@ Feature: LoanChargeback
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 |
| 01 February 2024 | Repayment | 105.0 | 100.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 01 February 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 01 March 2024 | Chargeback | 3.0 | 0.0 | 0.0 | 0.0 | 3.0 | 0.0 | 0.0 |
| 05 March 2024 | Chargeback | 10.0 | 8.0 | 0.0 | 0.0 | 2.0 | 8.0 | 0.0 |
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
@@ -3091,10 +3076,6 @@ Feature: LoanChargeback
| ASSET | 112601 | Loans Receivable | | 100.0 |
| ASSET | 112603 | Interest/Fee Receivable | | 5.0 |
| LIABILITY | 145023 | Suspense/Clearing account | 105.0 | |
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112603 | Interest/Fee Receivable | 5.0 | |
| INCOME | 404007 | Fee Income | | 5.0 |
Then Loan Transactions tab has a "CHARGEBACK" transaction with date "01 March 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| LIABILITY | 145023 | Suspense/Clearing account | | 3.0 |
@@ -3156,6 +3137,8 @@ Feature: LoanChargeback
# ---Chargeback with amount < fee ---
When Admin sets the business date to "15 April 2024"
When Admin makes "REPAYMENT_ADJUSTMENT_REFUND" chargeback with 3 EUR transaction amount for Payment nr. 1
When Admin sets the business date to "16 April 2024"
When Admin runs inline COB job for Loan
Then Loan Repayment schedule has 5 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -3171,8 +3154,8 @@ Feature: LoanChargeback
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 |
| 01 February 2024 | Repayment | 105.0 | 100.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 01 February 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 15 April 2024 | Chargeback | 3.0 | 0.0 | 0.0 | 0.0 | 3.0 | 0.0 | 0.0 |
| 15 April 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | 100.0 | |
@@ -3182,7 +3165,7 @@ Feature: LoanChargeback
| ASSET | 112601 | Loans Receivable | | 100.0 |
| ASSET | 112603 | Interest/Fee Receivable | | 5.0 |
| LIABILITY | 145023 | Suspense/Clearing account | 105.0 | |
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
Then Loan Transactions tab has a "ACCRUAL" transaction with date "15 April 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112603 | Interest/Fee Receivable | 5.0 | |
| INCOME | 404007 | Fee Income | | 5.0 |
@@ -3210,8 +3193,8 @@ Feature: LoanChargeback
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 |
| 01 February 2024 | Repayment | 105.0 | 100.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 01 February 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 15 April 2024 | Chargeback | 3.0 | 0.0 | 0.0 | 0.0 | 3.0 | 0.0 | 0.0 |
| 15 April 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 20 April 2024 | Chargeback | 10.0 | 8.0 | 0.0 | 0.0 | 2.0 | 8.0 | 0.0 |
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
@@ -3222,7 +3205,7 @@ Feature: LoanChargeback
| ASSET | 112601 | Loans Receivable | | 100.0 |
| ASSET | 112603 | Interest/Fee Receivable | | 5.0 |
| LIABILITY | 145023 | Suspense/Clearing account | 105.0 | |
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
Then Loan Transactions tab has a "ACCRUAL" transaction with date "15 April 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112603 | Interest/Fee Receivable | 5.0 | |
| INCOME | 404007 | Fee Income | | 5.0 |
@@ -3370,7 +3353,6 @@ Feature: LoanChargeback
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Overpayment |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | 0.0 |
| 19 January 2024 | Merchant Issued Refund | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 90.0 | 0.0 |
| 01 February 2024 | Accrual | 5.0 | 0.0 | 0.0 | 0.0 | 5.0 | 0.0 | 0.0 |
| 01 February 2024 | Repayment | 105.0 | 90.0 | 0.0 | 0.0 | 5.0 | 0.0 | 10.0 |
| 15 April 2024 | Chargeback | 3.0 | 0.0 | 0.0 | 0.0 | 3.0 | 0.0 | 3.0 |
| 20 April 2024 | Chargeback | 10.0 | 8.0 | 0.0 | 0.0 | 2.0 | 3.0 | 7.0 |
@@ -3382,10 +3364,6 @@ Feature: LoanChargeback
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | | 10.0 |
| LIABILITY | 145023 | Suspense/Clearing account | 10.0 | |
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112603 | Interest/Fee Receivable | 5.0 | |
| INCOME | 404007 | Fee Income | | 5.0 |
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
| Type | Account code | Account name | Debit | Credit |
| ASSET | 112601 | Loans Receivable | | 90.0 |
fineract-e2e-tests-runner/src/test/resources/features/LoanRepayment.feature
+19 -18
View File
@@ -875,9 +875,9 @@ Feature: LoanRepayment
Then Loan Repayment schedule has 3 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2023 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2023 | | 666.67 | 333.33 | 10.0 | 103.0 | 10.0 | 456.33 | 400.0 | 400.0 | 0.0 | 56.33 |
| 2 | 28 | 01 March 2023 | | 333.34 | 333.33 | 10.0 | 0.0 | 0.0 | 343.33 | 0.0 | 0.0 | 0.0 | 343.33 |
| 3 | 31 | 01 April 2023 | | 0.0 | 333.34 | 10.0 | 0.0 | 0.0 | 343.34 | 0.0 | 0.0 | 0.0 | 343.34 |
| 1 | 31 | 01 February 2023 | | 667.0 | 333.0 | 10.0 | 103.0 | 10.0 | 456.0 | 400.0 | 400.0 | 0.0 | 56.0 |
| 2 | 28 | 01 March 2023 | | 334.0 | 333.0 | 10.0 | 0.0 | 0.0 | 343.0 | 0.0 | 0.0 | 0.0 | 343.0 |
| 3 | 31 | 01 April 2023 | | 0.0 | 334.0 | 10.0 | 0.0 | 0.0 | 344.0 | 0.0 | 0.0 | 0.0 | 344.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 1000 | 30 | 103 | 10 | 1143 | 400 | 400 | 0 | 743 |
@@ -1281,6 +1281,7 @@ Feature: LoanRepayment
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Repayment | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 500.0 |
| 17 January 2023 | Repayment | 550.0 | 500.0 | 0.0 | 0.0 | 50.0 | 0.0 |
| 17 January 2023 | Accrual | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| NSF fee | true | Specified due date | 20 January 2023 | Flat | 50.0 | 50.0 | 0.0 | 0.0 |
@@ -1887,15 +1888,15 @@ Feature: LoanRepayment
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 04 January 2023 | Repayment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 800.0 |
| 12 January 2023 | Repayment | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 500.0 |
| 12 January 2023 | Repayment | 300.0 | 290.0 | 0.0 | 10.0 | 0.0 | 510.0 |
And Customer makes "AUTOPAY" repayment on "12 January 2023" with 510 EUR transaction amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 04 January 2023 | Repayment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 800.0 |
| 12 January 2023 | Repayment | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 500.0 |
| 12 January 2023 | Repayment | 300.0 | 290.0 | 0.0 | 10.0 | 0.0 | 510.0 |
| 12 January 2023 | Accrual | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 0.0 |
| 12 January 2023 | Repayment | 510.0 | 500.0 | 0.0 | 10.0 | 0.0 | 0.0 |
| 12 January 2023 | Repayment | 510.0 | 510.0 | 0.0 | 0.0 | 0.0 | 0.0 |
@TestRailId:C2694 @PaymentStrategyDueInAdvancePenaltyInterestPrincipalFee
Scenario: Verify the due-penalty-interest-principal-fee-in-advance-penalty-interest-principal-fee-strategy payment strategy: UC1 - no fees or penalties, due payment
@@ -2358,8 +2359,8 @@ Feature: LoanRepayment
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 January 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| NSF fee | true | Specified due date | 01 February 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@@ -2472,8 +2473,8 @@ Feature: LoanRepayment
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 January 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| NSF fee | true | Specified due date | 28 January 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@@ -2563,8 +2564,8 @@ Feature: LoanRepayment
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 January 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| NSF fee | true | Specified due date | 28 January 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@@ -2601,10 +2602,10 @@ Feature: LoanRepayment
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 10 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 28 January 2023 | Repayment | 1040.0 | 1000.0 | 0.0 | 20.0 | 20.0 | 0.0 |
| 10 January 2023 | Repayment | 1020.0 | 1000.0 | 0.0 | 20.0 | 0.0 | 0.0 |
| 28 January 2023 | Accrual | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 0.0 |
| 28 January 2023 | Repayment | 1040.0 | 1000.0 | 0.0 | 20.0 | 20.0 | 0.0 |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
| NSF fee | true | Specified due date | 01 February 2023 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
@@ -2750,8 +2751,8 @@ Feature: LoanRepayment
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
| 15 January 2023 | Repayment | 500.0 | 470.0 | 10.0 | 0.0 | 20.0 | 530.0 |
| 25 January 2023 | Accrual | 50.0 | 0.0 | 10.0 | 20.0 | 20.0 | 0.0 |
| 25 January 2023 | Repayment | 530.0 | 500.0 | 10.0 | 0.0 | 20.0 | 500.0 |
| 25 January 2023 | Accrual | 50.0 | 0.0 | 10.0 | 20.0 | 20.0 | 0.0 |
| 01 February 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
Then Loan Charges tab has the following data:
| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
@@ -2770,8 +2771,8 @@ Feature: LoanRepayment
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
| 15 January 2023 | Repayment | 500.0 | 470.0 | 10.0 | 0.0 | 20.0 | 530.0 |
| 25 January 2023 | Repayment | 530.0 | 500.0 | 10.0 | 0.0 | 20.0 | 500.0 |
| 25 January 2023 | Accrual | 50.0 | 0.0 | 10.0 | 20.0 | 20.0 | 0.0 |
| 25 January 2023 | Repayment | 530.0 | 500.0 | 10.0 | 0.0 | 20.0 | 500.0 |
| 01 February 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
| 01 February 2023 | Repayment | 10.0 | 0.0 | 10.0 | 0.0 | 0.0 | 1000.0 |
And Customer makes "AUTOPAY" repayment on "01 February 2023" with 1000 EUR transaction amount
@@ -2780,8 +2781,8 @@ Feature: LoanRepayment
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
| 15 January 2023 | Repayment | 500.0 | 470.0 | 10.0 | 0.0 | 20.0 | 530.0 |
| 25 January 2023 | Repayment | 530.0 | 500.0 | 10.0 | 0.0 | 20.0 | 500.0 |
| 25 January 2023 | Accrual | 50.0 | 0.0 | 10.0 | 20.0 | 20.0 | 0.0 |
| 25 January 2023 | Repayment | 530.0 | 500.0 | 10.0 | 0.0 | 20.0 | 500.0 |
| 01 February 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
| 01 February 2023 | Repayment | 10.0 | 0.0 | 10.0 | 0.0 | 0.0 | 1000.0 |
| 01 February 2023 | Repayment | 1000.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 |
@@ -2791,8 +2792,8 @@ Feature: LoanRepayment
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 10 January 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
| 15 January 2023 | Repayment | 500.0 | 470.0 | 10.0 | 0.0 | 20.0 | 530.0 |
| 25 January 2023 | Repayment | 530.0 | 500.0 | 10.0 | 0.0 | 20.0 | 500.0 |
| 25 January 2023 | Accrual | 50.0 | 0.0 | 10.0 | 20.0 | 20.0 | 0.0 |
| 25 January 2023 | Repayment | 530.0 | 500.0 | 10.0 | 0.0 | 20.0 | 500.0 |
| 01 February 2023 | Repayment | 20.0 | 0.0 | 0.0 | 0.0 | 20.0 | 1000.0 |
| 01 February 2023 | Repayment | 10.0 | 0.0 | 10.0 | 0.0 | 0.0 | 1000.0 |
| 01 February 2023 | Repayment | 1000.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 |
@@ -2830,15 +2831,15 @@ Feature: LoanRepayment
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 04 January 2023 | Repayment | 200.0 | 190.0 | 10.0 | 0.0 | 0.0 | 810.0 |
| 12 January 2023 | Repayment | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 510.0 |
| 12 January 2023 | Repayment | 300.0 | 289.9 | 0.0 | 10.1 | 0.0 | 520.1 |
And Customer makes "AUTOPAY" repayment on "12 January 2023" with 520.10 EUR transaction amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 01 January 2023 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 |
| 04 January 2023 | Repayment | 200.0 | 190.0 | 10.0 | 0.0 | 0.0 | 810.0 |
| 12 January 2023 | Repayment | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 510.0 |
| 12 January 2023 | Repayment | 300.0 | 289.9 | 0.0 | 10.1 | 0.0 | 520.1 |
| 12 January 2023 | Repayment | 520.1 | 520.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| 12 January 2023 | Accrual | 20.1 | 0.0 | 10.0 | 10.1 | 0.0 | 0.0 |
| 12 January 2023 | Repayment | 520.1 | 510.0 | 0.0 | 10.1 | 0.0 | 0.0 |
@TestRailId:C2810
Scenario: As a user I would like to adjust an existing repayment and validate the event