FINERACT-2264: added e2e tests for incorrect interest handling in case of early repayment in the middle of interest pause
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+1
@@ -118,6 +118,7 @@ public enum DefaultLoanProduct implements LoanProduct {
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LP2_ADV_PYMNT_INT_DAILY_EMI_ACTUAL_ACTUAL_INT_REFUND_FULL_ACCELERATE_MATURITY_CHARGE_OFF, //
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LP2_ADV_PYMNT_INT_DAILY_EMI_ACTUAL_ACTUAL_NO_INTEREST_RECALC_INT_REFUND_FULL_ZERO_INT_CHARGE_OFF, //
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LP2_ADV_PYMNT_INT_DAILY_EMI_ACTUAL_ACTUAL_NO_INTEREST_RECALC_INT_REFUND_FULL_ACC_MATUR_CHARGE_OFF, //
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LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT, //
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;
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@Override
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+31
@@ -2346,6 +2346,37 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
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TestContext.INSTANCE.set(
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TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INT_DAILY_EMI_ACTUAL_ACTUAL_NO_INTEREST_RECALC_INT_REFUND_FULL_ACC_MATUR_CHARGE_OFF,
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responseLoanProductsRequestLP2AdvPaymentIntEmiActualActualNoInterestRecalcIntRefundFullAccelerateMaturityChargeOff);
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// LP2 with progressive loan schedule + horizontal + interest EMI + 360/30
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// + interest recalculation, preClosureInterestCalculationStrategy= till rest frequency date,
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// interestRecalculationCompoundingMethod = none
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// Frequency for recalculate Outstanding Principal: Daily, Frequency Interval for recalculation: 1
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// (LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT)
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String name96 = DefaultLoanProduct.LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT
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.getName();
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PostLoanProductsRequest loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyTillRestFrequencyDateLastInstallment = loanProductsRequestFactory
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.defaultLoanProductsRequestLP2Emi()//
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.name(name96)//
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.daysInYearType(DaysInYearType.DAYS360.value)//
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.daysInMonthType(DaysInMonthType.DAYS30.value)//
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.isInterestRecalculationEnabled(true)//
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.preClosureInterestCalculationStrategy(2)//
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.rescheduleStrategyMethod(4)//
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.interestRecalculationCompoundingMethod(0)//
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.recalculationRestFrequencyType(2)//
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.recalculationRestFrequencyInterval(1)//
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.paymentAllocation(List.of(//
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createPaymentAllocation("DEFAULT", "LAST_INSTALLMENT"), //
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createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //
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createPaymentAllocation("MERCHANT_ISSUED_REFUND", "REAMORTIZATION"), //
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createPaymentAllocation("PAYOUT_REFUND", "NEXT_INSTALLMENT")));//
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Response<PostLoanProductsResponse> responseLoanProductsRequestLP2AdvancedpaymentInterest36030InterestRecalcDailyTillRestFrequencyDateLastInstallment = loanProductsApi
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.createLoanProduct(
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loanProductsRequestLP2AdvancedpaymentInterestEmi36030InterestRecalcDailyTillRestFrequencyDateLastInstallment)
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.execute();
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TestContext.INSTANCE.set(
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TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATELAST_INSTALLMENT,
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responseLoanProductsRequestLP2AdvancedpaymentInterest36030InterestRecalcDailyTillRestFrequencyDateLastInstallment);
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}
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public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
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+1
@@ -148,6 +148,7 @@ public abstract class TestContextKey {
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public static final String LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_PRINCIPAL_FIRST_RESPONSE = "loanProductCreateResponseLP2NoInterestRecalculationChargebackAllocationPrincipalFirst";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
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public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATELAST_INSTALLMENT = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyTillRestFrequencyDateLastInstallment";
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public static final String CHARGE_FOR_LOAN_PERCENT_LATE_CREATE_RESPONSE = "ChargeForLoanPercentLateCreateResponse";
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public static final String CHARGE_FOR_LOAN_PERCENT_LATE_AMOUNT_PLUS_INTEREST_CREATE_RESPONSE = "ChargeForLoanPercentLateAmountPlusInterestCreateResponse";
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public static final String CHARGE_FOR_LOAN_PERCENT_PROCESSING_CREATE_RESPONSE = "ChargeForLoanPercentProcessingCreateResponse";
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