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FINERACT-2389: loan is not closed with outstanding amount during pay-off loan with reschedule trns

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mariiaKraievska
2026-01-23 16:11:11 +01:00
committed by Adam Saghy
parent bf879064af
commit ddc82f1b68
6 changed files with 102 additions and 59 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanReAmortization.feature
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@@ -4878,7 +4878,6 @@ Feature: LoanReAmortization
When Loan Pay-off is made on "01 May 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@Skip
@TestRailId:C4508
Scenario: Verify Re-amortization with reschedulereschedule with adjustedDueDate with last installment strategy - interest bearing loan with equal amortization + interest split - UC4.3
When Admin sets the business date to "01 January 2024"
@@ -4968,8 +4967,26 @@ Feature: LoanReAmortization
When Admin sets the business date to "01 May 2024"
When Loan Pay-off is made on "01 May 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 45 | 15 April 2024 | 01 May 2024 | 63.08 | 20.49 | 0.83 | 0.0 | 0.0 | 21.32 | 21.32 | 0.0 | 21.32 | 0.0 |
| 4 | 30 | 15 May 2024 | 01 May 2024 | 42.4 | 20.68 | 0.38 | 0.0 | 0.0 | 21.06 | 21.06 | 21.06 | 0.0 | 0.0 |
| 5 | 31 | 15 June 2024 | 01 May 2024 | 21.2 | 21.2 | 0.12 | 0.0 | 0.0 | 21.32 | 21.32 | 21.32 | 0.0 | 0.0 |
| 6 | 30 | 15 July 2024 | 01 May 2024 | 0.0 | 21.2 | 0.12 | 0.0 | 0.0 | 21.32 | 21.32 | 21.32 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.03 | 0.0 | 0.0 | 102.03 | 102.03 | 63.7 | 21.32 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 15 March 2024 | Re-amortize | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
| 01 May 2024 | Repayment | 85.02 | 83.57 | 1.45 | 0.0 | 0.0 | 0.0 | false | false |
| 01 May 2024 | Accrual | 2.03 | 0.0 | 2.03 | 0.0 | 0.0 | 0.0 | false | false |
@Skip
@TestRailId:C4509
Scenario: Verify Re-amortization with loan reschedule with newInterestRate - interest bearing loan with equal amortization + interest split - UC4.4
When Admin sets the business date to "01 January 2024"
@@ -5083,12 +5100,12 @@ Feature: LoanReAmortization
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | | 62.94 | 20.63 | 0.82 | 0.0 | 0.0 | 21.45 | 0.0 | 0.0 | 0.0 | 21.45 |
| 4 | 30 | 01 May 2024 | | 42.26 | 20.68 | 0.81 | 0.0 | 0.0 | 21.49 | 0.0 | 0.0 | 0.0 | 21.49 |
| 5 | 31 | 01 June 2024 | | 21.31 | 20.95 | 0.54 | 0.0 | 0.0 | 21.49 | 0.0 | 0.0 | 0.0 | 21.49 |
| 6 | 30 | 01 July 2024 | | 0.0 | 21.31 | 0.33 | 0.0 | 0.0 | 21.64 | 0.0 | 0.0 | 0.0 | 21.64 |
| 4 | 30 | 01 May 2024 | | 42.1 | 20.84 | 0.65 | 0.0 | 0.0 | 21.49 | 0.0 | 0.0 | 0.0 | 21.49 |
| 5 | 31 | 01 June 2024 | | 21.15 | 20.95 | 0.54 | 0.0 | 0.0 | 21.49 | 0.0 | 0.0 | 0.0 | 21.49 |
| 6 | 30 | 01 July 2024 | | 0.0 | 21.15 | 0.33 | 0.0 | 0.0 | 21.48 | 0.0 | 0.0 | 0.0 | 21.48 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 3.08 | 0.0 | 0.0 | 103.08 | 17.01 | 0.0 | 0.0 | 86.07 |
| 100.0 | 2.92 | 0.0 | 0.0 | 102.92 | 17.01 | 0.0 | 0.0 | 85.91 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
@@ -5097,6 +5114,28 @@ Feature: LoanReAmortization
# --- close the loan --- #
When Loan Pay-off is made on "02 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
Then Loan Repayment schedule has 6 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 31 | 01 April 2024 | 02 April 2024 | 62.94 | 20.63 | 0.82 | 0.0 | 0.0 | 21.45 | 21.45 | 0.0 | 21.45 | 0.0 |
| 4 | 30 | 01 May 2024 | 02 April 2024 | 41.59 | 21.35 | 0.14 | 0.0 | 0.0 | 21.49 | 21.49 | 21.49 | 0.0 | 0.0 |
| 5 | 31 | 01 June 2024 | 02 April 2024 | 20.22 | 21.37 | 0.12 | 0.0 | 0.0 | 21.49 | 21.49 | 21.49 | 0.0 | 0.0 |
| 6 | 30 | 01 July 2024 | 02 April 2024 | 0.0 | 20.22 | 0.12 | 0.0 | 0.0 | 20.34 | 20.34 | 20.34 | 0.0 | 0.0 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.78 | 0.0 | 0.0 | 101.78 | 101.78 | 63.32 | 21.45 | 0.0 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 01 February 2024 | Accrual Activity | 0.58 | 0.0 | 0.58 | 0.0 | 0.0 | 0.0 | false | false |
| 15 March 2024 | Re-amortize | 17.09 | 16.6 | 0.49 | 0.0 | 0.0 | 0.0 | false | false |
| 01 April 2024 | Accrual Activity | 0.82 | 0.0 | 0.82 | 0.0 | 0.0 | 0.0 | false | false |
| 02 April 2024 | Repayment | 84.77 | 83.57 | 1.2 | 0.0 | 0.0 | 0.0 | false | false |
| 02 April 2024 | Accrual | 1.78 | 0.0 | 1.78 | 0.0 | 0.0 | 0.0 | false | false |
| 02 April 2024 | Accrual Activity | 0.38 | 0.0 | 0.38 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C4510 @AdvancedPaymentAllocation
Scenario: Verify re-amortization on same day as disbursement is rejected when no overdue exists - interest bearing loan with default interest handling - UC5.1