CBSNexora/cbsnexora-backend
4
0
Fork 0
Code Issues Pull Requests Actions 55 Packages Projects Releases Wiki Activity

FINERACT-2181: Fix for certain interest recalculation settings making prepay api and payment allocation inconsistent

Browse Source
This commit is contained in:
mark.vituska
2025-07-07 17:04:17 +02:00
committed by Adam Saghy
parent 01f850aecc
commit df995bc932
11 changed files with 332 additions and 146 deletions
Download Patch File Download Diff File Expand all files Collapse all files
fineract-e2e-tests-runner/src/test/resources/features/LoanChargeOff.feature
+10 -10
View File
@@ -3901,18 +3901,18 @@ Feature: Charge-off
| 1 | 31 | 01 February 2024 | 01 February 2024 | 86.02 | 13.98 | 7.0 | 0.0 | 0.0 | 20.98 | 20.98 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | | 71.06 | 14.96 | 6.02 | 0.0 | 0.0 | 20.98 | 0.0 | 0.0 | 0.0 | 20.98 |
| 3 | 31 | 01 April 2024 | | 56.1 | 14.96 | 6.02 | 0.0 | 0.0 | 20.98 | 0.0 | 0.0 | 0.0 | 20.98 |
| 4 | 30 | 01 May 2024 | | 41.14 | 14.96 | 6.02 | 0.0 | 0.0 | 20.98 | 0.0 | 0.0 | 0.0 | 20.98 |
| 5 | 31 | 01 June 2024 | | 23.04 | 18.1 | 2.88 | 0.0 | 0.0 | 20.98 | 0.0 | 0.0 | 0.0 | 20.98 |
| 6 | 30 | 01 July 2024 | | 0.0 | 23.04 | 1.61 | 0.0 | 0.0 | 24.65 | 0.0 | 0.0 | 0.0 | 24.65 |
| 4 | 30 | 01 May 2024 | | 39.12 | 16.98 | 4.0 | 0.0 | 0.0 | 20.98 | 0.0 | 0.0 | 0.0 | 20.98 |
| 5 | 31 | 01 June 2024 | | 20.88 | 18.24 | 2.74 | 0.0 | 0.0 | 20.98 | 0.0 | 0.0 | 0.0 | 20.98 |
| 6 | 30 | 01 July 2024 | | 0.0 | 20.88 | 1.46 | 0.0 | 0.0 | 22.34 | 0.0 | 0.0 | 0.0 | 22.34 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 29.55 | 0.0 | 0.0 | 129.55 | 20.98 | 0.0 | 0.0 | 108.57 |
| 100.0 | 27.24 | 0.0 | 0.0 | 127.24 | 20.98 | 0.0 | 0.0 | 106.26 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 20.98 | 13.98 | 7.0 | 0.0 | 0.0 | 86.02 | false | false |
| 02 April 2024 | Accrual | 19.24 | 0.0 | 19.24 | 0.0 | 0.0 | 0.0 | false | false |
| 02 April 2024 | Charge-off | 108.57 | 86.02 | 22.55 | 0.0 | 0.0 | 0.0 | false | false |
| 02 April 2024 | Charge-off | 106.26 | 86.02 | 20.24 | 0.0 | 0.0 | 0.0 | false | false |
@TestRailId:C3363
Scenario: Charge-off on due date when loan behavior is zero-interest with interestRecalculation disabled - UC1
@@ -6006,17 +6006,17 @@ Feature: Charge-off
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 March 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 17.01 | 0.0 |
| 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 3 | 30 | 31 March 2024 | | 0.0 | 67.05 | 0.08 | 0.0 | 0.0 | 67.13 | 35.98 | 35.98 | 0.0 | 31.15 |
| 3 | 30 | 31 March 2024 | | 0.0 | 67.05 | 0.18 | 0.0 | 0.0 | 67.23 | 35.98 | 35.98 | 0.0 | 31.25 |
Then Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 1.15 | 0.0 | 0.0 | 101.15 | 70.0 | 35.98 | 17.01 | 31.15 |
| 100.0 | 1.25 | 0.0 | 0.0 | 101.25 | 70.0 | 35.98 | 17.01 | 31.25 |
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 March 2024 | Repayment | 70.0 | 68.93 | 1.07 | 0.0 | 0.0 | 31.07 | false | false |
| 31 March 2024 | Accrual | 1.72 | 0.0 | 1.72 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Accrual Adjustment | 0.57 | 0.0 | 0.57 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Charge-off | 31.15 | 31.07 | 0.08 | 0.0 | 0.0 | 0.0 | false | true |
| 31 March 2024 | Accrual Adjustment | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false |
| 31 March 2024 | Charge-off | 31.25 | 31.07 | 0.18 | 0.0 | 0.0 | 0.0 | false | true |
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
@TestRailId:C3499 @AdvancedPaymentAllocation
@@ -9585,4 +9585,4 @@ Feature: Charge-off
And Loan Details response does not contain chargedOff flag and chargedOffOnDate field after repayment and reverted charge off
And Loan has 0.0 outstanding amount
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled
And Global configuration "is-principal-compounding-disabled-for-overdue-loans" is disabled