diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java
index 15afdcfaf..459ce8e15 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java
@@ -309,6 +309,12 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
                 }
                 CalendarInstance parentCalendarInstance = this.calendarInstanceRepository.findByEntityIdAndEntityTypeIdAndCalendarTypeId(
                         groupId, entityType, CalendarType.COLLECTION.getValue());
+                if(parentCalendarInstance == null){
+                	final String defaultUserMessage = "Meeting frequency is not attached to the Group/Center to which the client belongs to.";
+                    throw new GeneralPlatformDomainRuleException(
+                            "error.msg.meeting.frequency.not.attached.to.group.to.which.client.belongs.to",
+                            defaultUserMessage, account.clientId());
+                }
                 calendarInstance = CalendarInstance.from(parentCalendarInstance.getCalendar(), account.getId(),
                         CalendarEntityType.SAVINGS.getValue());
             }