FINERACT-2385: e2e test scenarios for re-aging disallowed with zero amount
This commit is contained in:
MarianaDmytrivBinariks
committed by
Adam Saghy
Adam Saghy
parent
4ae6fd5694
commit
e95e4da65e
@@ -3063,7 +3063,8 @@ Feature: LoanReAging
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| NSF fee | true | Specified due date | 01 October 2024 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
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| NSF fee | true | Specified due date | 01 October 2024 | Flat | 20.0 | 0.0 | 0.0 | 20.0 |
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| NSF fee | true | Specified due date | 01 November 2024 | Flat | 30.0 | 0.0 | 0.0 | 30.0 |
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| NSF fee | true | Specified due date | 01 November 2024 | Flat | 30.0 | 0.0 | 0.0 | 30.0 |
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Scenario: Verify that Loan re-aging with zero outstanding balance is rejected in real-time
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@TestRailId:C4136 @AdvancedPaymentAllocation
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Scenario: Verify that Loan re-aging with zero outstanding balance is rejected in real-time - UC1
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When Admin sets the business date to "01 January 2024"
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a client with random data
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When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
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When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
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@@ -3079,6 +3080,13 @@ Feature: LoanReAging
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| 2 | 15 | 16 January 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 2 | 15 | 16 January 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 3 | 15 | 31 January 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 3 | 15 | 31 January 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 4 | 15 | 15 February 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 4 | 15 | 15 February 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 250.0 | 0.0 | 0.0 | 750.0 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
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When Admin sets the business date to "20 February 2024"
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When Admin sets the business date to "20 February 2024"
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And Customer makes "AUTOPAY" repayment on "20 February 2024" with 750 EUR transaction amount
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And Customer makes "AUTOPAY" repayment on "20 February 2024" with 750 EUR transaction amount
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Then Loan Repayment schedule has 4 periods, with the following data for periods:
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Then Loan Repayment schedule has 4 periods, with the following data for periods:
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@@ -3088,6 +3096,14 @@ Feature: LoanReAging
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| 2 | 15 | 16 January 2024 | 20 February 2024 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 2 | 15 | 16 January 2024 | 20 February 2024 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 3 | 15 | 31 January 2024 | 20 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 3 | 15 | 31 January 2024 | 20 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 20 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 20 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 1000.0 | 0.0 | 750.0 | 0.0 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
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| 20 February 2024 | Repayment | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
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And Admin adds "LOAN_NSF_FEE" due date charge with "01 March 2024" due date and 10 EUR transaction amount
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And Admin adds "LOAN_NSF_FEE" due date charge with "01 March 2024" due date and 10 EUR transaction amount
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Then Loan Repayment schedule has 5 periods, with the following data for periods:
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Then Loan Repayment schedule has 5 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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@@ -3097,6 +3113,14 @@ Feature: LoanReAging
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| 3 | 15 | 31 January 2024 | 20 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 3 | 15 | 31 January 2024 | 20 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 20 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 20 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 5 | 15 | 01 March 2024 | | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 |
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| 5 | 15 | 01 March 2024 | | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 10.0 | 1010.0 | 1000.0 | 0.0 | 750.0 | 10.0 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
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| 20 February 2024 | Repayment | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
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When Admin fails to create a Loan re-aging transaction with error "error.msg.loan.reage.no.outstanding.balance.to.reage" and with the following data:
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When Admin fails to create a Loan re-aging transaction with error "error.msg.loan.reage.no.outstanding.balance.to.reage" and with the following data:
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| frequencyNumber | frequencyType | startDate | numberOfInstallments |
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| frequencyNumber | frequencyType | startDate | numberOfInstallments |
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| 1 | MONTHS | 01 March 2024 | 3 |
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| 1 | MONTHS | 01 March 2024 | 3 |
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@@ -3108,6 +3132,9 @@ Feature: LoanReAging
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| 3 | 15 | 31 January 2024 | 20 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 3 | 15 | 31 January 2024 | 20 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 20 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 20 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 5 | 15 | 01 March 2024 | | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 |
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| 5 | 15 | 01 March 2024 | | 0.0 | 0.0 | 0.0 | 0.0 | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 10.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 10.0 | 1010.0 | 1000.0 | 0.0 | 750.0 | 10.0 |
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Then Loan Transactions tab has the following data:
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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@@ -3117,7 +3144,12 @@ Feature: LoanReAging
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| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
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| Name | isPenalty | Payment due at | Due as of | Calculation type | Due | Paid | Waived | Outstanding |
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| NSF fee | true | Specified due date | 01 March 2024 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
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| NSF fee | true | Specified due date | 01 March 2024 | Flat | 10.0 | 0.0 | 0.0 | 10.0 |
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Scenario: Verify that zero amount reage transaction is reverted during reverse-replay
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When Loan Pay-off is made on "20 February 2024"
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Then Loan status will be "CLOSED_OBLIGATIONS_MET"
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Then Loan has 0 outstanding amount
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@TestRailId:C4137 @AdvancedPaymentAllocation
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Scenario: Verify that zero amount reage transaction is reverted during reverse-replay with backdated repayment that fully paid loan - UC2
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When Admin sets the business date to "01 January 2024"
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin creates a client with random data
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When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
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When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
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@@ -3133,6 +3165,13 @@ Feature: LoanReAging
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| 2 | 15 | 16 January 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 2 | 15 | 16 January 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 3 | 15 | 31 January 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 3 | 15 | 31 January 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 4 | 15 | 15 February 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 4 | 15 | 15 February 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 250.0 | 0.0 | 0.0 | 750.0 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
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When Admin sets the business date to "20 February 2024"
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When Admin sets the business date to "20 February 2024"
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When Admin creates a Loan re-aging transaction with the following data:
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When Admin creates a Loan re-aging transaction with the following data:
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| frequencyNumber | frequencyType | startDate | numberOfInstallments |
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| frequencyNumber | frequencyType | startDate | numberOfInstallments |
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@@ -3147,6 +3186,9 @@ Feature: LoanReAging
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| 5 | 15 | 01 March 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 5 | 15 | 01 March 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 6 | 31 | 01 April 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 6 | 31 | 01 April 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 7 | 30 | 01 May 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 7 | 30 | 01 May 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 250.0 | 0.0 | 0.0 | 750.0 |
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Then Loan Transactions tab has the following data:
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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@@ -3154,6 +3196,8 @@ Feature: LoanReAging
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| 20 February 2024 | Re-age | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
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| 20 February 2024 | Re-age | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
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When Admin sets the business date to "21 February 2024"
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When Admin sets the business date to "21 February 2024"
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And Customer makes "AUTOPAY" repayment on "19 February 2024" with 750 EUR transaction amount
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And Customer makes "AUTOPAY" repayment on "19 February 2024" with 750 EUR transaction amount
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Then Loan status will be "CLOSED_OBLIGATIONS_MET"
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Then Loan has 0 outstanding amount
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Then Loan Repayment schedule has 4 periods, with the following data for periods:
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Then Loan Repayment schedule has 4 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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@@ -3161,8 +3205,148 @@ Feature: LoanReAging
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| 2 | 15 | 16 January 2024 | 19 February 2024 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 2 | 15 | 16 January 2024 | 19 February 2024 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 3 | 15 | 31 January 2024 | 19 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 3 | 15 | 31 January 2024 | 19 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 19 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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| 4 | 15 | 15 February 2024 | 19 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 1000.0 | 0.0 | 750.0 | 0.0 |
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Then Loan Transactions tab has the following data:
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
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| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
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| 19 February 2024 | Repayment | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
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| 19 February 2024 | Repayment | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
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@TestRailId:C4138 @AdvancedPaymentAllocation
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Scenario: Verify that zero amount reage transaction is reverted during reverse-replay with backdated MAR trn that fully paid loan - UC3
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When Admin sets the business date to "01 January 2024"
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When Admin creates a client with random data
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When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
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When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
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Then Loan Repayment schedule has 4 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 0 | 01 January 2024 | 01 January 2024 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 |
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| 2 | 15 | 16 January 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 3 | 15 | 31 January 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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| 4 | 15 | 15 February 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
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Then Loan Repayment schedule has the following data in Total row:
|
||||||
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 250.0 | 0.0 | 0.0 | 750.0 |
|
||||||
|
Then Loan Transactions tab has the following data:
|
||||||
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||||
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
||||||
|
| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
|
||||||
|
When Admin sets the business date to "20 February 2024"
|
||||||
|
When Admin creates a Loan re-aging transaction with the following data:
|
||||||
|
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
|
||||||
|
| 1 | MONTHS | 01 March 2024 | 3 |
|
||||||
|
Then Loan Repayment schedule has 7 periods, with the following data for periods:
|
||||||
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||||
|
| 1 | 0 | 01 January 2024 | 01 January 2024 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 2 | 15 | 16 January 2024 | 20 February 2024 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 3 | 15 | 31 January 2024 | 20 February 2024 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 4 | 15 | 15 February 2024 | 20 February 2024 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 5 | 15 | 01 March 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
| 6 | 31 | 01 April 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
| 7 | 30 | 01 May 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
Then Loan Repayment schedule has the following data in Total row:
|
||||||
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 250.0 | 0.0 | 0.0 | 750.0 |
|
||||||
|
Then Loan Transactions tab has the following data:
|
||||||
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||||
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
||||||
|
| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
|
||||||
|
| 20 February 2024 | Re-age | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
|
||||||
|
When Admin sets the business date to "21 February 2024"
|
||||||
|
And Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "19 February 2024" with 750 EUR transaction amount and system-generated Idempotency key
|
||||||
|
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
|
||||||
|
Then Loan has 0 outstanding amount
|
||||||
|
Then Loan Repayment schedule has 4 periods, with the following data for periods:
|
||||||
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||||
|
| 1 | 0 | 01 January 2024 | 01 January 2024 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 2 | 15 | 16 January 2024 | 19 February 2024 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
|
||||||
|
| 3 | 15 | 31 January 2024 | 19 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
|
||||||
|
| 4 | 15 | 15 February 2024 | 19 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
|
||||||
|
Then Loan Repayment schedule has the following data in Total row:
|
||||||
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 1000.0 | 0.0 | 750.0 | 0.0 |
|
||||||
|
Then Loan Transactions tab has the following data:
|
||||||
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||||
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
||||||
|
| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
|
||||||
|
| 19 February 2024 | Merchant Issued Refund | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
|
||||||
|
|
||||||
|
@TestRailId:C4139 @AdvancedPaymentAllocation
|
||||||
|
Scenario: Verify that zero amount reage transaction is reverted during reverse-replay with backdated repayment that overpaid loan - UC4
|
||||||
|
When Admin sets the business date to "01 January 2024"
|
||||||
|
When Admin creates a client with random data
|
||||||
|
When Admin set "LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION" loan product "DEFAULT" transaction type to "NEXT_INSTALLMENT" future installment allocation rule
|
||||||
|
When Admin creates a fully customized loan with the following data:
|
||||||
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
||||||
|
| LP2_DOWNPAYMENT_AUTO_ADVANCED_PAYMENT_ALLOCATION | 01 January 2024 | 1000 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 45 | DAYS | 15 | DAYS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
||||||
|
And Admin successfully approves the loan on "01 January 2024" with "1000" amount and expected disbursement date on "01 January 2024"
|
||||||
|
When Admin successfully disburse the loan on "01 January 2024" with "1000" EUR transaction amount
|
||||||
|
Then Loan Repayment schedule has 4 periods, with the following data for periods:
|
||||||
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||||
|
| 1 | 0 | 01 January 2024 | 01 January 2024 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 2 | 15 | 16 January 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
| 3 | 15 | 31 January 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
| 4 | 15 | 15 February 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
Then Loan Repayment schedule has the following data in Total row:
|
||||||
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 250.0 | 0.0 | 0.0 | 750.0 |
|
||||||
|
Then Loan Transactions tab has the following data:
|
||||||
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||||
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
||||||
|
| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
|
||||||
|
When Admin sets the business date to "20 February 2024"
|
||||||
|
When Admin creates a Loan re-aging transaction with the following data:
|
||||||
|
| frequencyNumber | frequencyType | startDate | numberOfInstallments |
|
||||||
|
| 1 | MONTHS | 01 March 2024 | 3 |
|
||||||
|
Then Loan Repayment schedule has 7 periods, with the following data for periods:
|
||||||
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||||
|
| 1 | 0 | 01 January 2024 | 01 January 2024 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 2 | 15 | 16 January 2024 | 20 February 2024 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 3 | 15 | 31 January 2024 | 20 February 2024 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 4 | 15 | 15 February 2024 | 20 February 2024 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 5 | 15 | 01 March 2024 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
| 6 | 31 | 01 April 2024 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
| 7 | 30 | 01 May 2024 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 |
|
||||||
|
Then Loan Repayment schedule has the following data in Total row:
|
||||||
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 250.0 | 0.0 | 0.0 | 750.0 |
|
||||||
|
Then Loan Transactions tab has the following data:
|
||||||
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||||
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
||||||
|
| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
|
||||||
|
| 20 February 2024 | Re-age | 750.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
|
||||||
|
When Admin sets the business date to "21 February 2024"
|
||||||
|
And Customer makes "AUTOPAY" repayment on "19 February 2024" with 800 EUR transaction amount
|
||||||
|
Then Loan status will be "OVERPAID"
|
||||||
|
And Loan has 50 overpaid amount
|
||||||
|
Then Loan Repayment schedule has 4 periods, with the following data for periods:
|
||||||
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
||||||
|
| 1 | 0 | 01 January 2024 | 01 January 2024 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 |
|
||||||
|
| 2 | 15 | 16 January 2024 | 19 February 2024 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
|
||||||
|
| 3 | 15 | 31 January 2024 | 19 February 2024 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
|
||||||
|
| 4 | 15 | 15 February 2024 | 19 February 2024 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 250.0 | 0.0 |
|
||||||
|
Then Loan Repayment schedule has the following data in Total row:
|
||||||
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
||||||
|
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 1000.0 | 0.0 | 750.0 | 0.0 |
|
||||||
|
Then Loan Transactions tab has the following data:
|
||||||
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
||||||
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
||||||
|
| 01 January 2024 | Down Payment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false |
|
||||||
|
| 19 February 2024 | Repayment | 800.0 | 750.0 | 0.0 | 0.0 | 0.0 | 0.0 | false |
|
||||||
|
|
||||||
|
When Admin makes Credit Balance Refund transaction on "21 February 2024" with 50 EUR transaction amount
|
||||||
|
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
|
||||||
|
Then Loan has 0 outstanding amount
|
||||||
|
|||||||
Reference in New Issue
Block a user