feat: senior citizen interest rate fix for FD/RD accounts + CBS table renames

- Apply senior citizen rate override in FixedDepositAccount and RecurringDepositAccount getEffectiveInterestRateAsFraction() so maturity is calculated at correct rate (e.g. 7.5%) instead of chart slab rate on every event: submit, activate, posting, pre-closure, maturity - Override getEffectiveInterestRateAsFractionAccrual() in both FD/RD to keep accrual consistent with maturity calculation — independent of DB nominalAnnualInterestRate value - Add isSeniorCitizen and seniorCitizenInterestRate fields to SavingsAccount entity with JPA mapping and accessor methods; updateNominalAnnualInterestRate() helper added - Extend DepositsApiConstants whitelist and SavingsAccountAssembler.applyCbsFields() to read and persist senior citizen fields from API request as final override step - Add DepositAccountAssembler early-stage rate override for senior citizen accounts - Liquibase migration 2015: add is_senior_citizen and senior_citizen_interest_rate columns to m_savings_account table - Liquibase migration 0300: rename fd_base_interest_rate tables to CBS naming convention - Update CBS copyright header in FdBaseInterestRateEffective and FdBaseInterestRateSlabHistory Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>
2026-05-21 20:57:17 +05:30
parent 9f627bde61
commit ea2dfd789d
12 changed files with 3820 additions and 3665 deletions
@@ -316,4 +316,5 @@
    <include file="parts/0297_fix_unique_nominee_per_account.xml" relativeToChangelogFile="true"/>
    <include file="parts/0298_unique_external_id_on_current_account.xml" relativeToChangelogFile="true"/>
    <include file="parts/0299_seed_indian_states.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0300_rename_fd_base_interest_rate_tables_to_cbs.xml" relativeToChangelogFile="true"/>
 </databaseChangeLog>
@@ -0,0 +1,40 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+    Licensed to the Apache Software Foundation (ASF) under one
+    or more contributor license agreements. See the NOTICE file
+    distributed with this work for additional information
+    regarding copyright ownership. The ASF licenses this file
+    to you under the Apache License, Version 2.0 (the
+    "License"); you may not use this file except in compliance
+    with the License. You may obtain a copy of the License at
+
+    http://www.apache.org/licenses/LICENSE-2.0
+
+    Unless required by applicable law or agreed to in writing,
+    software distributed under the License is distributed on an
+    "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+    KIND, either express or implied. See the License for the
+    specific language governing permissions and limitations
+    under the License.
+-->
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <changeSet id="0300-1" author="cbs">
+        <preConditions onFail="MARK_RAN">
+            <tableExists tableName="m_fd_base_interest_rate_effective"/>
+        </preConditions>
+        <renameTable oldTableName="m_fd_base_interest_rate_effective"
+                     newTableName="m_cbs_base_interest_rate_effective"/>
+    </changeSet>
+
+    <changeSet id="0300-2" author="cbs">
+        <preConditions onFail="MARK_RAN">
+            <tableExists tableName="m_fd_base_interest_rate_slab_history"/>
+        </preConditions>
+        <renameTable oldTableName="m_fd_base_interest_rate_slab_history"
+                     newTableName="m_cbs_base_interest_rate_slab_history"/>
+    </changeSet>
+
+</databaseChangeLog>