feat(fd): add Renewal Grace Period product field, both storage paths

New per-FD-product "Renewal Grace Period (Days)" term field: null/0 (every existing product)
keeps today's instant, same-night auto-renewal; a positive value is later read by the nightly
maturity job and the manual Renew action to decide whether/how a matured FD waits for staff to
act instead of renewing itself.

Wired into the live product path end-to-end -- DepositsApiConstants param, DepositTermDetail
column + diffing, DepositProductAssembler (create and update), DepositProductReadPlatformServiceImpl,
FixedDepositProductData -- migration 0572 adds the column.

Also wired into the maker-checker pending-edit mirror (m_saving_product_temp /
FixedDepositEditFields / ProductPendingEditFieldMapper), a second, independent storage path a
governed product edit uses -- without this the field silently dropped out of a checker's
"Proposed changes" review even though it was submitted. Migration 0573 adds its column.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositProductReadPlatformServiceImpl.java

@@ -309,6 +309,7 @@ public class DepositProductReadPlatformServiceImpl implements DepositProductRead
             sqlBuilder.append("dptp.in_multiples_of_deposit_term_type_enum as inMultiplesOfDepositTermTypeId, ");
             sqlBuilder.append("dptp.min_deposit_amount as minDepositAmount, dptp.deposit_amount as depositAmount, ");
             sqlBuilder.append("dptp.max_deposit_amount as maxDepositAmount, ");
+            sqlBuilder.append("dptp.renewal_grace_period_days as renewalGracePeriodDays, ");
             sqlBuilder.append("sp.account_type as accountType, sp.fd_type as fdType, sp.product_code as productCode, ");
             sqlBuilder.append("sp.customer_segment as customerSegment, ");
             sqlBuilder.append("sp.gl_account_id as glAccountId, gla.name as glAccountName, ");
@@ -385,6 +386,7 @@ public class DepositProductReadPlatformServiceImpl implements DepositProductRead
             // CBS Custom Fields
             result.setAccountType(rs.getString("accountType"));
             result.setFdType(rs.getString("fdType"));
+            result.setRenewalGracePeriodDays(JdbcSupport.getInteger(rs, "renewalGracePeriodDays"));
             result.setProductCode(rs.getString("productCode"));
             result.setCustomerSegment(rs.getString("customerSegment"));
             result.setGlAccountId(JdbcSupport.getLong(rs, "glAccountId"));

fineract-provider/src/main/resources/db/changelog/tenant/parts/0572_add_renewal_grace_period_to_deposit_product_term.xml

@@ -0,0 +1,26 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+    xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog
+        http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <!--
+        Days after maturity a depositor can still walk in and have their FD renewed backdated to the
+        original maturity date, at the currently active rate. Null/0 (every existing product, since
+        this column is brand new) means "no grace period configured", so that product keeps the
+        instant, same-night auto-renewal it always had; see
+        DepositAccountWritePlatformServiceJpaRepositoryImpl#updateMaturityDetails, which only skips
+        the automatic renewal when this is a positive value. So adding this column changes nothing
+        for any product until an admin explicitly sets a grace period on it.
+    -->
+
+    <changeSet id="0572_add_renewal_grace_period_to_deposit_product_term" author="CBS">
+        <preConditions onFail="MARK_RAN">
+            <not><columnExists tableName="m_deposit_product_term_and_preclosure" columnName="renewal_grace_period_days"/></not>
+        </preConditions>
+        <addColumn tableName="m_deposit_product_term_and_preclosure">
+            <column name="renewal_grace_period_days" type="INTEGER"/>
+        </addColumn>
+    </changeSet>
+
+</databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0573_add_renewal_grace_period_to_saving_product_temp.xml

@@ -0,0 +1,27 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+    xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog
+        http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <!--
+        m_saving_product_temp is a full field-by-field mirror of the product tables, used by the
+        maker-checker "pending product edit" flow (ProductPendingEditFieldMapper /
+        FixedDepositEditFields, an @Embeddable mapped directly onto this table). It is a separate
+        storage path from the live product tables migration 0572 added a column to, so
+        renewalGracePeriodDays needs its own column here too, or a governed FD/RD product edit that
+        sets it silently drops the value: the checker's "Proposed changes" screen never shows it,
+        and approving the edit never carries it forward, even though the value was actually typed in
+        and submitted.
+    -->
+
+    <changeSet id="0573_add_renewal_grace_period_to_saving_product_temp" author="CBS">
+        <preConditions onFail="MARK_RAN">
+            <not><columnExists tableName="m_saving_product_temp" columnName="renewal_grace_period_days"/></not>
+        </preConditions>
+        <addColumn tableName="m_saving_product_temp">
+            <column name="renewal_grace_period_days" type="INTEGER"/>
+        </addColumn>
+    </changeSet>
+
+</databaseChangeLog>