FINERACT-1958-Autopayment-downpayment

This commit is contained in:
Ruchi Dhamankar
2023-08-15 08:33:12 +02:00
committed by Arnold Gálovics
parent 7c0c525cd5
commit ef2c446761
24 changed files with 503 additions and 52 deletions
@@ -19,7 +19,9 @@
package org.apache.fineract.integrationtests;
import static org.junit.jupiter.api.Assertions.assertEquals;
import static org.junit.jupiter.api.Assertions.assertFalse;
import static org.junit.jupiter.api.Assertions.assertNotNull;
import static org.junit.jupiter.api.Assertions.assertTrue;
import io.restassured.builder.RequestSpecBuilder;
import io.restassured.builder.ResponseSpecBuilder;
@@ -27,6 +29,7 @@ import io.restassured.http.ContentType;
import io.restassured.specification.RequestSpecification;
import io.restassured.specification.ResponseSpecification;
import java.math.BigDecimal;
import java.time.LocalDate;
import java.util.ArrayList;
import java.util.HashMap;
import java.util.UUID;
@@ -37,9 +40,16 @@ import org.apache.fineract.client.models.PostLoansLoanIdTransactionsRequest;
import org.apache.fineract.client.models.PostLoansLoanIdTransactionsResponse;
import org.apache.fineract.client.models.PutLoanProductsProductIdRequest;
import org.apache.fineract.client.models.PutLoanProductsProductIdResponse;
import org.apache.fineract.infrastructure.businessdate.domain.BusinessDateType;
import org.apache.fineract.integrationtests.common.BusinessDateHelper;
import org.apache.fineract.integrationtests.common.ClientHelper;
import org.apache.fineract.integrationtests.common.CommonConstants;
import org.apache.fineract.integrationtests.common.GlobalConfigurationHelper;
import org.apache.fineract.integrationtests.common.Utils;
import org.apache.fineract.integrationtests.common.accounting.Account;
import org.apache.fineract.integrationtests.common.accounting.AccountHelper;
import org.apache.fineract.integrationtests.common.accounting.JournalEntry;
import org.apache.fineract.integrationtests.common.accounting.JournalEntryHelper;
import org.apache.fineract.integrationtests.common.loans.LoanApplicationTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanProductTestBuilder;
import org.apache.fineract.integrationtests.common.loans.LoanTransactionHelper;
@@ -53,6 +63,8 @@ public class LoanProductWithDownPaymentConfigurationTest {
private RequestSpecification requestSpec;
private LoanTransactionHelper loanTransactionHelper;
private ClientHelper clientHelper;
private AccountHelper accountHelper;
private JournalEntryHelper journalEntryHelper;
@BeforeEach
public void setup() {
@@ -62,6 +74,8 @@ public class LoanProductWithDownPaymentConfigurationTest {
this.responseSpec = new ResponseSpecBuilder().expectStatusCode(200).build();
this.loanTransactionHelper = new LoanTransactionHelper(this.requestSpec, this.responseSpec);
this.clientHelper = new ClientHelper(this.requestSpec, this.responseSpec);
this.accountHelper = new AccountHelper(this.requestSpec, this.responseSpec);
this.journalEntryHelper = new JournalEntryHelper(this.requestSpec, this.responseSpec);
}
@Test
@@ -74,16 +88,17 @@ public class LoanProductWithDownPaymentConfigurationTest {
// down-payment configuration
Boolean enableDownPayment = true;
BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25);
Boolean enableAutoRepaymentForDownPayment = false;
// Loan Product creation with down-payment configuration
Integer loanProductId = createLoanProductWithDownPaymentConfiguration(loanTransactionHelper, delinquencyBucketId, enableDownPayment,
"25");
"25", enableAutoRepaymentForDownPayment);
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = loanTransactionHelper.getLoanProduct(loanProductId);
assertNotNull(getLoanProductsProductResponse);
assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment());
assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment()
.compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment());
}
@Test
@@ -122,7 +137,7 @@ public class LoanProductWithDownPaymentConfigurationTest {
Boolean enableDownPayment = true;
// Loan Product with enable down payment and with disbursed amount percentage as zero
final HashMap<String, Object> loanProductMap = new LoanProductTestBuilder().withEnableDownPayment(enableDownPayment, "0")
final HashMap<String, Object> loanProductMap = new LoanProductTestBuilder().withEnableDownPayment(enableDownPayment, "0", false)
.build(null, delinquencyBucketId);
ArrayList<HashMap> loanProductErrorData = (ArrayList<HashMap>) validationErrorHelper
@@ -132,7 +147,7 @@ public class LoanProductWithDownPaymentConfigurationTest {
loanProductErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
// Loan Product with enable down payment and with disbursed amount percentage as greater than 100
final HashMap<String, Object> loanProductMap_1 = new LoanProductTestBuilder().withEnableDownPayment(enableDownPayment, "101")
final HashMap<String, Object> loanProductMap_1 = new LoanProductTestBuilder().withEnableDownPayment(enableDownPayment, "101", false)
.build(null, delinquencyBucketId);
loanProductErrorData = (ArrayList<HashMap>) validationErrorHelper.getLoanProductError(Utils.convertToJson(loanProductMap_1),
@@ -143,7 +158,7 @@ public class LoanProductWithDownPaymentConfigurationTest {
// Loan Product with enable down payment and with disbursed amount percentage precision greater than 6
final HashMap<String, Object> loanProductMap_2 = new LoanProductTestBuilder()
.withEnableDownPayment(enableDownPayment, "12.55555555").build(null, delinquencyBucketId);
.withEnableDownPayment(enableDownPayment, "12.55555555", false).build(null, delinquencyBucketId);
loanProductErrorData = (ArrayList<HashMap>) validationErrorHelper.getLoanProductError(Utils.convertToJson(loanProductMap_2),
CommonConstants.RESPONSE_ERROR);
@@ -152,8 +167,8 @@ public class LoanProductWithDownPaymentConfigurationTest {
loanProductErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
// Loan Product with disable down payment and with disbursed amount percentage
final HashMap<String, Object> loanProductMap_3 = new LoanProductTestBuilder().withEnableDownPayment(false, "12.5").build(null,
delinquencyBucketId);
final HashMap<String, Object> loanProductMap_3 = new LoanProductTestBuilder().withEnableDownPayment(false, "12.5", false)
.build(null, delinquencyBucketId);
loanProductErrorData = (ArrayList<HashMap>) validationErrorHelper.getLoanProductError(Utils.convertToJson(loanProductMap_3),
CommonConstants.RESPONSE_ERROR);
@@ -162,7 +177,7 @@ public class LoanProductWithDownPaymentConfigurationTest {
loanProductErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
// Loan Product with enable down payment and without disbursed amount percentage
final HashMap<String, Object> loanProductMap_4 = new LoanProductTestBuilder().withEnableDownPayment(enableDownPayment, null)
final HashMap<String, Object> loanProductMap_4 = new LoanProductTestBuilder().withEnableDownPayment(enableDownPayment, null, false)
.build(null, delinquencyBucketId);
loanProductErrorData = (ArrayList<HashMap>) validationErrorHelper.getLoanProductError(Utils.convertToJson(loanProductMap_4),
@@ -171,6 +186,15 @@ public class LoanProductWithDownPaymentConfigurationTest {
assertEquals("validation.msg.loanproduct.disbursedAmountPercentageForDownPayment.required.for.enable.down.payment.true",
loanProductErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
// Loan Product with disable down payment and enable auto repayment for down payment
final HashMap<String, Object> loanProductMap_5 = new LoanProductTestBuilder().withEnableDownPayment(false, null, true).build(null,
delinquencyBucketId);
loanProductErrorData = (ArrayList<HashMap>) validationErrorHelper.getLoanProductError(Utils.convertToJson(loanProductMap_5),
CommonConstants.RESPONSE_ERROR);
assertNotNull(loanProductErrorData);
assertEquals("validation.msg.loanproduct.enableAutoRepaymentForDownPayment.supported.only.for.enable.down.payment.true",
loanProductErrorData.get(0).get(CommonConstants.RESPONSE_ERROR_MESSAGE_CODE));
}
@Test
@@ -186,20 +210,22 @@ public class LoanProductWithDownPaymentConfigurationTest {
// down-payment configuration
Boolean enableDownPayment = true;
BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25);
Boolean enableAutoRepaymentForDownPayment = false;
final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
// Loan Product creation with down-payment configuration
Integer loanProductId = createLoanProductWithDownPaymentConfiguration(loanTransactionHelper, delinquencyBucketId, enableDownPayment,
"25");
"25", enableAutoRepaymentForDownPayment);
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = loanTransactionHelper.getLoanProduct(loanProductId);
assertNotNull(getLoanProductsProductResponse);
assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment());
assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment()
.compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment());
final Integer loanId = createLoanAccount(clientId, loanProductId.longValue(), loanExternalIdStr);
final Integer loanId = createApproveAndDisburseLoanAccount(clientId, loanProductId.longValue(), loanExternalIdStr);
// Retrieve Loan with loanId
@@ -209,6 +235,7 @@ public class LoanProductWithDownPaymentConfigurationTest {
assertNotNull(loanDetails);
assertEquals(enableDownPayment, loanDetails.getEnableDownPayment());
assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment());
}
@@ -225,20 +252,22 @@ public class LoanProductWithDownPaymentConfigurationTest {
// down-payment configuration
Boolean enableDownPayment = true;
BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(12.5);
Boolean enableAutoRepaymentForDownPayment = false;
final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
// Loan Product creation with down-payment configuration
Integer loanProductId = createLoanProductWithDownPaymentConfiguration(loanTransactionHelper, delinquencyBucketId, enableDownPayment,
"12.5");
"12.5", enableAutoRepaymentForDownPayment);
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = loanTransactionHelper.getLoanProduct(loanProductId);
assertNotNull(getLoanProductsProductResponse);
assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment());
assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment()
.compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment());
final Integer loanId = createLoanAccount(clientId, loanProductId.longValue(), loanExternalIdStr);
final Integer loanId = createApproveAndDisburseLoanAccount(clientId, loanProductId.longValue(), loanExternalIdStr);
// Retrieve Loan with loanId
@@ -248,6 +277,7 @@ public class LoanProductWithDownPaymentConfigurationTest {
assertNotNull(loanDetails);
assertEquals(enableDownPayment, loanDetails.getEnableDownPayment());
assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment());
// Modify Loan Product to update enable down payment configuration
PutLoanProductsProductIdResponse loanProductModifyResponse = updateLoanProduct(loanTransactionHelper,
@@ -259,6 +289,7 @@ public class LoanProductWithDownPaymentConfigurationTest {
assertNotNull(getLoanProductsProductResponse_1);
assertEquals(enableDownPayment, getLoanProductsProductResponse_1.getEnableDownPayment());
assertEquals(0, getLoanProductsProductResponse_1.getDisbursedAmountPercentageForDownPayment().compareTo(BigDecimal.valueOf(25.0)));
assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse_1.getEnableAutoRepaymentForDownPayment());
// make repayment for loan
final PostLoansLoanIdTransactionsResponse repaymentTransaction_1 = loanTransactionHelper.makeLoanRepayment(loanExternalIdStr,
@@ -271,9 +302,239 @@ public class LoanProductWithDownPaymentConfigurationTest {
assertNotNull(loanDetails);
assertEquals(enableDownPayment, loanDetails.getEnableDownPayment());
assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment());
}
@Test
public void loanApplicationWithLoanProductWithEnableDownPaymentAndEnableAutoRepaymentForDownPaymentTest() {
try {
// Set business date
LocalDate disbursementDate = LocalDate.of(2023, 03, 3);
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate);
// Accounts oof periodic accrual
final Account assetAccount = this.accountHelper.createAssetAccount();
final Account incomeAccount = this.accountHelper.createIncomeAccount();
final Account expenseAccount = this.accountHelper.createExpenseAccount();
final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
// Loan ExternalId
String loanExternalIdStr = UUID.randomUUID().toString();
// Delinquency Bucket
final Integer delinquencyBucketId = DelinquencyBucketsHelper.createDelinquencyBucket(requestSpec, responseSpec);
final GetDelinquencyBucketsResponse delinquencyBucket = DelinquencyBucketsHelper.getDelinquencyBucket(requestSpec, responseSpec,
delinquencyBucketId);
// down-payment configuration
Boolean enableDownPayment = true;
BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25);
Boolean enableAutoRepaymentForDownPayment = true;
final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
// Loan Product creation with down-payment configuration
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithDownPaymentConfigurationAndAccrualAccounting(
loanTransactionHelper, delinquencyBucketId, enableDownPayment, "25", enableAutoRepaymentForDownPayment, assetAccount,
incomeAccount, expenseAccount, overpaymentAccount);
assertNotNull(getLoanProductsProductResponse);
assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment());
assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment()
.compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment());
final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(),
loanExternalIdStr);
// Retrieve Loan with loanId
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue());
// verify down-payment details for Loan
assertNotNull(loanDetails);
assertEquals(enableDownPayment, loanDetails.getEnableDownPayment());
assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment());
// first disbursement
loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "1000");
// verify down-payment transaction created
checkDownPaymentTransaction(disbursementDate, 250.0f, 0.0f, 0.0f, 0.0f, loanId);
// verify journal entries for down-payment
this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, "03 March 2023",
new JournalEntry(250, JournalEntry.TransactionType.CREDIT));
this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, "03 March 2023",
new JournalEntry(250, JournalEntry.TransactionType.DEBIT));
// second disbursement
disbursementDate = LocalDate.of(2023, 03, 5);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate);
loanTransactionHelper.disburseLoanWithTransactionAmount("05 March 2023", loanId, "200");
checkDownPaymentTransaction(disbursementDate, 50.0f, 0.0f, 0.0f, 0.0f, loanId);
// verify journal entries for down-payment
this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, "05 March 2023",
new JournalEntry(50, JournalEntry.TransactionType.CREDIT));
this.journalEntryHelper.checkJournalEntryForAssetAccount(assetAccount, "05 March 2023",
new JournalEntry(50, JournalEntry.TransactionType.DEBIT));
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
}
}
@Test
public void loanApplicationWithLoanProductWithEnableDownPaymentAndDisableAutoRepaymentForDownPaymentVerifyNoDownPaymentCreatedTest() {
try {
// Set business date
LocalDate disbursementDate = LocalDate.of(2023, 03, 3);
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.TRUE);
BusinessDateHelper.updateBusinessDate(requestSpec, responseSpec, BusinessDateType.BUSINESS_DATE, disbursementDate);
// Accounts oof periodic accrual
final Account assetAccount = this.accountHelper.createAssetAccount();
final Account incomeAccount = this.accountHelper.createIncomeAccount();
final Account expenseAccount = this.accountHelper.createExpenseAccount();
final Account overpaymentAccount = this.accountHelper.createLiabilityAccount();
// Loan ExternalId
String loanExternalIdStr = UUID.randomUUID().toString();
// Delinquency Bucket
final Integer delinquencyBucketId = DelinquencyBucketsHelper.createDelinquencyBucket(requestSpec, responseSpec);
final GetDelinquencyBucketsResponse delinquencyBucket = DelinquencyBucketsHelper.getDelinquencyBucket(requestSpec, responseSpec,
delinquencyBucketId);
// down-payment configuration
Boolean enableDownPayment = true;
BigDecimal disbursedAmountPercentageForDownPayment = BigDecimal.valueOf(25);
Boolean enableAutoRepaymentForDownPayment = false;
final Integer clientId = clientHelper.createClient(ClientHelper.defaultClientCreationRequest()).getClientId().intValue();
// Loan Product creation with down-payment configuration
final GetLoanProductsProductIdResponse getLoanProductsProductResponse = createLoanProductWithDownPaymentConfigurationAndAccrualAccounting(
loanTransactionHelper, delinquencyBucketId, enableDownPayment, "25", enableAutoRepaymentForDownPayment, assetAccount,
incomeAccount, expenseAccount, overpaymentAccount);
assertNotNull(getLoanProductsProductResponse);
assertEquals(enableDownPayment, getLoanProductsProductResponse.getEnableDownPayment());
assertEquals(0, getLoanProductsProductResponse.getDisbursedAmountPercentageForDownPayment()
.compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, getLoanProductsProductResponse.getEnableAutoRepaymentForDownPayment());
final Integer loanId = createLoanAccountMultipleRepaymentsDisbursement(clientId, getLoanProductsProductResponse.getId(),
loanExternalIdStr);
// Retrieve Loan with loanId
GetLoansLoanIdResponse loanDetails = loanTransactionHelper.getLoanDetails(loanId.longValue());
// verify down-payment details for Loan
assertNotNull(loanDetails);
assertEquals(enableDownPayment, loanDetails.getEnableDownPayment());
assertEquals(0, loanDetails.getDisbursedAmountPercentageForDownPayment().compareTo(disbursedAmountPercentageForDownPayment));
assertEquals(enableAutoRepaymentForDownPayment, loanDetails.getEnableAutoRepaymentForDownPayment());
// first disbursement
loanTransactionHelper.disburseLoanWithTransactionAmount("03 March 2023", loanId, "1000");
// verify no down-payment transaction created
checkNoDownPaymentTransaction(loanId);
} finally {
GlobalConfigurationHelper.updateIsBusinessDateEnabled(requestSpec, responseSpec, Boolean.FALSE);
}
}
private void checkNoDownPaymentTransaction(final Integer loanID) {
ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec,
this.responseSpec, loanID);
boolean isTransactionFound = false;
for (int i = 0; i < transactions.size(); i++) {
HashMap transactionType = (HashMap) transactions.get(i).get("type");
boolean isDownPaymentTransaction = (Boolean) transactionType.get("downPayment");
if (isDownPaymentTransaction) {
isTransactionFound = true;
break;
}
}
assertFalse(isTransactionFound, "Down Payment entries are posted");
}
private void checkDownPaymentTransaction(final LocalDate transactionDate, final Float principalPortion, final Float interestPortion,
final Float feePortion, final Float penaltyPortion, final Integer loanID) {
ArrayList<HashMap> transactions = (ArrayList<HashMap>) loanTransactionHelper.getLoanTransactions(this.requestSpec,
this.responseSpec, loanID);
boolean isTransactionFound = false;
for (int i = 0; i < transactions.size(); i++) {
HashMap transactionType = (HashMap) transactions.get(i).get("type");
boolean isDownPaymentTransaction = (Boolean) transactionType.get("downPayment");
if (isDownPaymentTransaction) {
ArrayList<Integer> downPaymentDateAsArray = (ArrayList<Integer>) transactions.get(i).get("date");
LocalDate downPaymentEntryDate = LocalDate.of(downPaymentDateAsArray.get(0), downPaymentDateAsArray.get(1),
downPaymentDateAsArray.get(2));
if (transactionDate.isEqual(downPaymentEntryDate)) {
isTransactionFound = true;
assertEquals(principalPortion, Float.valueOf(String.valueOf(transactions.get(i).get("principalPortion"))),
"Mismatch in transaction amounts");
assertEquals(interestPortion, Float.valueOf(String.valueOf(transactions.get(i).get("interestPortion"))),
"Mismatch in transaction amounts");
assertEquals(feePortion, Float.valueOf(String.valueOf(transactions.get(i).get("feeChargesPortion"))),
"Mismatch in transaction amounts");
assertEquals(penaltyPortion, Float.valueOf(String.valueOf(transactions.get(i).get("penaltyChargesPortion"))),
"Mismatch in transaction amounts");
break;
}
}
}
assertTrue(isTransactionFound, "No Down Payment entries are posted");
}
private Integer createLoanAccountMultipleRepaymentsDisbursement(final Integer clientID, final Long loanProductID,
final String externalId) {
String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("30")
.withLoanTermFrequencyAsDays().withNumberOfRepayments("1").withRepaymentEveryAfter("30").withRepaymentFrequencyTypeAsDays()
.withInterestRatePerPeriod("0").withInterestTypeAsFlatBalance().withAmortizationTypeAsEqualPrincipalPayments()
.withInterestCalculationPeriodTypeSameAsRepaymentPeriod().withExpectedDisbursementDate("03 March 2023")
.withSubmittedOnDate("03 March 2023").withLoanType("individual").withExternalId(externalId)
.build(clientID.toString(), loanProductID.toString(), null);
final Integer loanId = loanTransactionHelper.getLoanId(loanApplicationJSON);
loanTransactionHelper.approveLoan("03 March 2023", "1000", loanId, null);
return loanId;
}
private GetLoanProductsProductIdResponse createLoanProductWithDownPaymentConfigurationAndAccrualAccounting(
LoanTransactionHelper loanTransactionHelper, Integer delinquencyBucketId, Boolean enableDownPayment,
String disbursedAmountPercentageForDownPayment, boolean enableAutoRepaymentForDownPayment, final Account... accounts) {
final String loanProductJSON = new LoanProductTestBuilder().withPrincipal("1000").withRepaymentTypeAsMonth()
.withRepaymentAfterEvery("1").withNumberOfRepayments("1").withRepaymentTypeAsMonth().withinterestRatePerPeriod("0")
.withInterestRateFrequencyTypeAsMonths().withAmortizationTypeAsEqualPrincipalPayment().withInterestTypeAsDecliningBalance()
.withAccountingRulePeriodicAccrual(accounts).withInterestCalculationPeriodTypeAsRepaymentPeriod(true).withDaysInMonth("30")
.withDaysInYear("365").withMoratorium("0", "0").withMultiDisburse().withDisallowExpectedDisbursements(true)
.withEnableDownPayment(enableDownPayment, disbursedAmountPercentageForDownPayment, enableAutoRepaymentForDownPayment)
.build(null);
final Integer loanProductId = loanTransactionHelper.getLoanProductId(loanProductJSON);
return loanTransactionHelper.getLoanProduct(loanProductId);
}
private PutLoanProductsProductIdResponse updateLoanProduct(LoanTransactionHelper loanTransactionHelper, Long id) {
// down-payment configuration
Boolean enableDownPayment = true;
@@ -291,14 +552,16 @@ public class LoanProductWithDownPaymentConfigurationTest {
}
private Integer createLoanProductWithDownPaymentConfiguration(final LoanTransactionHelper loanTransactionHelper,
final Integer delinquencyBucketId, Boolean enableDownPayment, String disbursedAmountPercentageForDownPayment) {
final Integer delinquencyBucketId, Boolean enableDownPayment, String disbursedAmountPercentageForDownPayment,
Boolean enableAutoRepaymentForDownPayment) {
final HashMap<String, Object> loanProductMap = new LoanProductTestBuilder()
.withEnableDownPayment(enableDownPayment, disbursedAmountPercentageForDownPayment).build(null, delinquencyBucketId);
.withEnableDownPayment(enableDownPayment, disbursedAmountPercentageForDownPayment, enableAutoRepaymentForDownPayment)
.build(null, delinquencyBucketId);
final Integer loanProductId = loanTransactionHelper.getLoanProductId(Utils.convertToJson(loanProductMap));
return loanProductId;
}
private Integer createLoanAccount(final Integer clientID, final Long loanProductID, final String externalId) {
private Integer createApproveAndDisburseLoanAccount(final Integer clientID, final Long loanProductID, final String externalId) {
String loanApplicationJSON = new LoanApplicationTestBuilder().withPrincipal("1000").withLoanTermFrequency("1")
.withLoanTermFrequencyAsMonths().withNumberOfRepayments("1").withRepaymentEveryAfter("1")
@@ -145,6 +145,7 @@ public class LoanProductTestBuilder {
private Integer overDueDaysForRepaymentEvent = null;
private boolean enableDownPayment = false;
private String disbursedAmountPercentageForDownPayment = null;
private boolean enableAutoRepaymentForDownPayment = false;
public String build(final String chargeId) {
final HashMap<String, Object> map = build(chargeId, null);
@@ -285,6 +286,9 @@ public class LoanProductTestBuilder {
if (this.disbursedAmountPercentageForDownPayment != null) {
map.put("disbursedAmountPercentageForDownPayment", disbursedAmountPercentageForDownPayment);
}
if (enableAutoRepaymentForDownPayment) {
map.put("enableAutoRepaymentForDownPayment", enableAutoRepaymentForDownPayment);
}
return map;
}
@@ -697,9 +701,10 @@ public class LoanProductTestBuilder {
}
public LoanProductTestBuilder withEnableDownPayment(final Boolean enableDownPayment,
final String disbursedAmountPercentageForDownPayment) {
final String disbursedAmountPercentageForDownPayment, final Boolean enableAutoRepaymentForDownPayment) {
this.enableDownPayment = enableDownPayment;
this.disbursedAmountPercentageForDownPayment = disbursedAmountPercentageForDownPayment;
this.enableAutoRepaymentForDownPayment = enableAutoRepaymentForDownPayment;
return this;
}