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FINERACT-2354: e2e test scenario for re-age with equal amortization with interest pause

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MarianaDmytrivBinariks
2025-12-11 17:09:38 +01:00
committed by Adam Saghy
parent c3ed5caab2
commit ef8621b080
1 changed files with 53 additions and 58 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanReAging.feature
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@@ -14924,8 +14924,7 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
When Loan Pay-off is made on "01 January 2024" When Loan Pay-off is made on "01 January 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
# TODO check and unSkip when PS-2922 is done @TestRailId:C4273
@Skip @TestRailId:C4273
Scenario: Verify Re-aging with interest pause: UC1: Interest handling: EQUAL_AMORTIZATION_FULL_INTEREST, interest pause before re-aging Scenario: Verify Re-aging with interest pause: UC1: Interest handling: EQUAL_AMORTIZATION_FULL_INTEREST, interest pause before re-aging
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data And Admin creates a client with random data
@@ -15015,9 +15014,9 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 14 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 17 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 3 | 14 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4 | 31 | 01 April 2024 | | 69.64 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 | | 4 | 17 | 01 April 2024 | | 69.64 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 |
| 5 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 | | 5 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 |
| 6 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 | | 6 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 |
| 7 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 | | 7 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.17 | 0.0 | 0.0 | 14.1 | 0.0 | 0.0 | 0.0 | 14.1 |
@@ -15365,7 +15364,6 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false |
# TODO check and unSkip when PS-2922 is done
@Skip @TestRailId:C4277 @Skip @TestRailId:C4277
Scenario: Verify Re-aging with interest pause: UC4.1: Interest handling: WAIVE_INTEREST, interest pause after re-aging Scenario: Verify Re-aging with interest pause: UC4.1: Interest handling: WAIVE_INTEREST, interest pause after re-aging
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
@@ -15479,8 +15477,7 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
When Loan Pay-off is made on "02 April 2024" When Loan Pay-off is made on "02 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
# TODO check and unSkip when PS-2922 is done @TestRailId:C4278
@Skip @TestRailId:C4278
Scenario: Verify Re-aging with interest pause: UC4.2: Interest handling: EQUAL_AMORTIZATION_PAYABLE_INTEREST, interest pause after re-aging Scenario: Verify Re-aging with interest pause: UC4.2: Interest handling: EQUAL_AMORTIZATION_PAYABLE_INTEREST, interest pause after re-aging
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data And Admin creates a client with random data
@@ -15546,7 +15543,6 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
When Admin creates a Loan re-aging transaction with the following data: When Admin creates a Loan re-aging transaction with the following data:
| frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling | | frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling |
| 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_PAYABLE_INTEREST | | 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_PAYABLE_INTEREST |
# TODO check numbers
Then Loan Repayment schedule has 9 periods, with the following data for periods: Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -15577,8 +15573,8 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 14 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 3 | 14 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4 | 17 | 01 April 2024 | | 69.64 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 | | 4 | 17 | 01 April 2024 | | 69.64 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 5 | 30 | 01 May 2024 | | 55.71 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 | | 5 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 6 | 31 | 01 June 2024 | | 41.78 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 | | 6 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 7 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 | | 7 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 8 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 | | 8 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.12 | 0.0 | 0.0 | 14.05 | 0.0 | 0.0 | 0.0 | 14.05 |
| 9 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.11 | 0.0 | 0.0 | 14.03 | 0.0 | 0.0 | 0.0 | 14.03 | | 9 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.11 | 0.0 | 0.0 | 14.03 | 0.0 | 0.0 | 0.0 | 14.03 |
@@ -15594,8 +15590,7 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
When Loan Pay-off is made on "02 April 2024" When Loan Pay-off is made on "02 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
# TODO check and unSkip when PS-2922 is done @TestRailId:C4279
@Skip @TestRailId:C4279
Scenario: Verify Re-aging with interest pause: UC4.3: Interest handling: EQUAL_AMORTIZATION_FULL_INTEREST, interest pause after re-aging Scenario: Verify Re-aging with interest pause: UC4.3: Interest handling: EQUAL_AMORTIZATION_FULL_INTEREST, interest pause after re-aging
When Admin sets the business date to "01 January 2024" When Admin sets the business date to "01 January 2024"
And Admin creates a client with random data And Admin creates a client with random data
@@ -15661,7 +15656,6 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
When Admin creates a Loan re-aging transaction with the following data: When Admin creates a Loan re-aging transaction with the following data:
| frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling | | frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling |
| 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_FULL_INTEREST | | 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_FULL_INTEREST |
# TODO check numbers
Then Loan Repayment schedule has 9 periods, with the following data for periods: Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
@@ -15672,7 +15666,7 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
| 5 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 | | 5 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 6 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 | | 6 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 7 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 | | 7 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 8 | 31 | 01 August 2024 | | 14.21 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 | | 8 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 9 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 | | 9 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
And Loan Repayment schedule has the following data in Total row: And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
@@ -15681,7 +15675,7 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 | 0.0 | 0.0 | 0.0 | false | false |
# --- Interest pause --- # --- Interest pause ---
When Admin sets the business date to "02 April 2024" When Admin sets the business date to "02 April 2024"
And Create an interest pause period with start date "10 April 2024" and end date "10 June 2024" And Create an interest pause period with start date "10 April 2024" and end date "10 June 2024"
@@ -15691,20 +15685,20 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 14 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 3 | 14 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4 | 17 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 4 | 17 | 01 April 2024 | | 69.64 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 5 | 30 | 01 May 2024 | | 56.08 | 14.17 | 0.13 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 5 | 30 | 01 May 2024 | | 55.71 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 6 | 31 | 01 June 2024 | | 41.78 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 6 | 31 | 01 June 2024 | | 41.78 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 7 | 30 | 01 July 2024 | | 27.65 | 14.13 | 0.17 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 7 | 30 | 01 July 2024 | | 27.85 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 8 | 31 | 01 August 2024 | | 13.51 | 14.14 | 0.16 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 8 | 31 | 01 August 2024 | | 13.92 | 13.93 | 0.25 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
| 9 | 31 | 01 September 2024 | | 0.0 | 13.51 | 0.08 | 0.0 | 0.0 | 13.59 | 0.0 | 0.0 | 0.0 | 13.59 | | 9 | 31 | 01 September 2024 | | 0.0 | 13.92 | 0.26 | 0.0 | 0.0 | 14.18 | 0.0 | 0.0 | 0.0 | 14.18 |
And Loan Repayment schedule has the following data in Total row: And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.1 | 0.0 | 0.0 | 102.1 | 17.01 | 0.0 | 0.0 | 85.09 | | 100.0 | 2.09 | 0.0 | 0.0 | 102.09 | 17.01 | 0.0 | 0.0 | 85.08 |
And Loan Transactions tab has the following data: And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false |
| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Re-age | 85.08 | 83.57 | 1.51 | 0.0 | 0.0 | 0.0 | false | false |
# --- Close loan --- # --- Close loan ---
When Loan Pay-off is made on "02 April 2024" When Loan Pay-off is made on "02 April 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met
@@ -16023,73 +16017,74 @@ Then Loan Repayment schedule has 4 periods, with the following data for periods:
| frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling | | frequencyNumber | frequencyType | startDate | numberOfInstallments | reAgeInterestHandling |
| 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_PAYABLE_INTEREST | | 1 | MONTHS | 01 April 2024 | 6 | EQUAL_AMORTIZATION_PAYABLE_INTEREST |
#TODO check extra line #TODO check extra line
Then Loan Repayment schedule has 8 periods, with the following data for periods: Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 14 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 14 | 15 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 3 | 14 | 15 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 17 | 01 April 2024 | | 69.36 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 4 | 17 | 01 April 2024 | | 69.36 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 4 | 30 | 01 May 2024 | | 56.49 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 5 | 30 | 01 May 2024 | | 55.49 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 5 | 31 | 01 June 2024 | | 41.62 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 6 | 31 | 01 June 2024 | | 41.62 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 6 | 30 | 01 July 2024 | | 27.75 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 7 | 30 | 01 July 2024 | | 27.75 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 7 | 31 | 01 August 2024 | | 13.88 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 8 | 31 | 01 August 2024 | | 13.88 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 8 | 31 | 01 September 2024 | | 0.0 | 13.88 | 0.03 | 0.0 | 0.0 | 13.91 | 0.0 | 0.0 | 0.0 | 13.91 | | 9 | 31 | 01 September 2024 | | 0.0 | 13.88 | 0.03 | 0.0 | 0.0 | 13.91 | 0.0 | 0.0 | 0.0 | 13.91 |
And Loan Repayment schedule has the following data in Total row: And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 0.32 | 0.0 | 0.0 | 100.32 | 17.01 | 17.01 | 0.0 | 83.31 | | 100.0 | 0.32 | 0.0 | 0.0 | 100.32 | 17.01 | 17.01 | 0.0 | 83.31 |
And Loan Transactions tab has the following data: And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 14 January 2024 | Repayment | 17.01 | 16.77 | 0.24 | 0.0 | 0.0 | 83.23 | false | false |
| 15 March 2024 | Re-age | 83.31 | 83.23 | 0.08 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Re-age | 83.31 | 83.23 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
# --- 2nd Interest pause --- # --- 2nd Interest pause ---
When Admin sets the business date to "02 April 2024" When Admin sets the business date to "02 April 2024"
And Create an interest pause period with start date "10 April 2024" and end date "10 June 2024" And Create an interest pause period with start date "10 April 2024" and end date "10 June 2024"
#TODO check extra line + interests #TODO check extra line + interests
Then Loan Repayment schedule has 8 periods, with the following data for periods: Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 14 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 14 | 15 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 3 | 14 | 15 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 17 | 01 April 2024 | | 69.36 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 4 | 17 | 01 April 2024 | | 69.36 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 4 | 30 | 01 May 2024 | | 56.49 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 5 | 30 | 01 May 2024 | | 55.49 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 5 | 31 | 01 June 2024 | | 41.62 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 6 | 31 | 01 June 2024 | | 41.62 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 6 | 30 | 01 July 2024 | | 27.75 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 7 | 30 | 01 July 2024 | | 27.75 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 7 | 31 | 01 August 2024 | | 13.88 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 | | 8 | 31 | 01 August 2024 | | 13.88 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 8 | 31 | 01 September 2024 | | 0.0 | 13.88 | 0.03 | 0.0 | 0.0 | 13.91 | 0.0 | 0.0 | 0.0 | 13.91 | | 9 | 31 | 01 September 2024 | | 0.0 | 13.88 | 0.03 | 0.0 | 0.0 | 13.91 | 0.0 | 0.0 | 0.0 | 13.91 |
And Loan Repayment schedule has the following data in Total row: And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 0.32 | 0.0 | 0.0 | 100.32 | 17.01 | 17.01 | 0.0 | 83.31 | | 100.0 | 0.32 | 0.0 | 0.0 | 100.32 | 17.01 | 17.01 | 0.0 | 83.31 |
And Loan Transactions tab has the following data: And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 14 January 2024 | Repayment | 17.01 | 16.77 | 0.24 | 0.0 | 0.0 | 83.23 | false | false |
| 15 March 2024 | Re-age | 83.31 | 83.23 | 0.08 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Re-age | 83.31 | 83.23 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
# --- Mid-pause repayment --- # --- Mid-pause repayment ---
When Admin sets the business date to "01 May 2024" When Admin sets the business date to "01 May 2024"
And Customer makes "AUTOPAY" repayment on "01 May 2024" with 17.01 EUR transaction amount And Customer makes "AUTOPAY" repayment on "01 May 2024" with 17.01 EUR transaction amount
Then Loan Repayment schedule has 9 periods, with the following data for periods: Then Loan Repayment schedule has 9 periods, with the following data for periods:
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
| 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 1 | 31 | 01 February 2024 | 14 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 |
| 2 | 29 | 01 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 3 | 14 | 15 March 2024 | 15 March 2024 | 83.57 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | | 3 | 14 | 15 March 2024 | 15 March 2024 | 83.23 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| 4 | 17 | 01 April 2024 | | 70.25 | 13.32 | 0.98 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 4 | 17 | 01 April 2024 | 01 May 2024 | 69.36 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 13.88 | 0.0 | 13.88| 0.0 |
| 5 | 30 | 01 May 2024 | | 56.08 | 14.17 | 0.13 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 5 | 30 | 01 May 2024 | | 55.49 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 3.13 | 0.0 | 0.0 | 10.75 |
| 6 | 31 | 01 June 2024 | | 41.78 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 6 | 31 | 01 June 2024 | | 41.62 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 7 | 30 | 01 July 2024 | | 27.82 | 13.96 | 0.34 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 7 | 30 | 01 July 2024 | | 27.75 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 8 | 31 | 01 August 2024 | | 13.68 | 14.14 | 0.16 | 0.0 | 0.0 | 14.3 | 0.0 | 0.0 | 0.0 | 14.3 | | 8 | 31 | 01 August 2024 | | 13.88 | 13.87 | 0.01 | 0.0 | 0.0 | 13.88 | 0.0 | 0.0 | 0.0 | 13.88 |
| 9 | 31 | 01 September 2024 | | 0.0 | 13.68 | 0.08 | 0.0 | 0.0 | 13.76 | 0.0 | 0.0 | 0.0 | 13.76 | | 9 | 31 | 01 September 2024 | | 0.0 | 13.88 | 0.03 | 0.0 | 0.0 | 13.91 | 0.0 | 0.0 | 0.0 | 13.91 |
And Loan Repayment schedule has the following data in Total row: And Loan Repayment schedule has the following data in Total row:
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
| 100.0 | 2.27 | 0.0 | 0.0 | 102.27 | 17.01 | 0.0 | 0.0 | 85.26 | | 100.0 | 0.32 | 0.0 | 0.0 | 100.32 | 34.02 | 17.01 | 13.88 | 66.3 |
And Loan Transactions tab has the following data: And Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
| 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 14 January 2024 | Repayment | 17.01 | 16.77 | 0.24 | 0.0 | 0.0 | 83.23 | false | false |
| 15 March 2024 | Re-age | 84.28 | 83.57 | 0.71 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Re-age | 83.31 | 83.23 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
| 01 May 2024 | Repayment | 17.01 | 16.99 | 0.02 | 0.0 | 0.0 | 66.24 | false | false |
# --- Close loan --- # --- Close loan ---
When Loan Pay-off is made on "01 May 2024" When Loan Pay-off is made on "01 May 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met Then Loan is closed with zero outstanding balance and it's all installments have obligations met