diff --git a/api-docs/apiLive.htm b/api-docs/apiLive.htm
index b5b18b1f3..8de5d816e 100644
--- a/api-docs/apiLive.htm
+++ b/api-docs/apiLive.htm
@@ -292,7 +292,7 @@
 								<td></td>
 								<td>loans</td>
 								<td><a href="#loans_create">Submit a new Loan Application</a></td>
-								<td></td>
+								<td><a href="#loans_list">List Loans/Loan Applications</a></td>
 								<td></td>
 								<td></td>
 							</tr>
@@ -4413,6 +4413,247 @@ GET https://DomainName/api/v1/loans/{loanId}
 				</div>
 			</div>
 
+			<a id="loans_list" name="loans_list" class="old-syle-anchor">&nbsp;</a>
+			<div class="method-section">
+				<div class="method-description">
+					<h4>List Loans</h4>
+					<p>The <i>list</i> capability of loans can support <b>pagination</b> and <b>sorting</b>.</p>
+					<h5>Optional Arguments</h5>
+					<dl class="argument-list">
+						<dt>offset</dt>
+						<dd>
+							Integer <span>optional</span>, defaults to 0
+						</dd>
+						<dd>Indicates from what result to start from.</dd>
+						
+						<dt>limit</dt>
+						<dd>
+							Integer <span>optional</span>, defaults to 200
+						</dd>
+						<dd>Restricts the size of results returned. To override the default and return all entries you must explicitly pass a non-positive integer value for limit e.g. limit=0, or limit=-1</dd>
+
+						<dt>orderBy</dt>
+						<dd>
+							String <span>optional</span>, one of <span>displayName, accountNo, officeId, officeName</span>
+						</dd>
+						<dd>Orders the results by the field indicated.</dd>
+
+						<dt>sortBy</dt>
+						<dd>
+							String <span>optional</span>, one of <span>ASC, DESC</span>
+						</dd>
+						<dd>Indicates what way to order results if <i>orderBy</i> is used.</dd>
+
+						<dt>officeId</dt>
+						<dd>
+							Integer <span>optional</span> 
+						</dd>
+						<dd>Provides ability to restrict list of loans returned based on the office there associated with.</dd>
+						
+						<dt>underHierarchy</dt>
+						<dd>
+							String <span>optional</span>
+						</dd>
+						<dd>Use the office hierarchy string to return all loans under a given hierarchy.</dd>
+
+						<dt>accountNo</dt>
+						<dd>
+							String <span>optional</span>
+						</dd>
+						<dd>Use account no. of loans to restrict results.</dd>
+
+						<dt>externalId</dt>
+						<dd>
+							String <span>optional</span>
+						</dd>
+						<dd>Use externalId of loan to restrict results.</dd>
+
+						<dt>sqlSearch</dt>
+						<dd>
+							String <span>optional</span>
+						</dd>
+						<dd>Use an sql fragment valid for the underlying loan schema to filter results. e.g. display_name like %K%</dd>				
+					</dl>
+					<p>Example Requests:</p>
+					<div class=apiClick>loans</div>
+					<br>
+					<div class=apiClick>loans?fields=accountNo</div>
+					<br>
+					<div class=apiClick>loans?offset=10&limit=50</div>
+					<br>
+					<div class=apiClick>loans?orderBy=accountNo,sortOrder=DESC</div>
+				</div>
+				<div class="method-example">
+					<code class="method-declaration">
+GET https://DomainName/mifosng-provider/api/v1/loans
+					</code>
+					<code class="method-response">
+{
+  "totalFilteredRecords": 1,
+  "pageItems": [
+    {
+      "id": 1,
+      "accountNo": "000000001",
+      "status": {
+        "id": 300,
+        "code": "loanStatusType.active",
+        "value": "Active",
+        "pendingApproval": false,
+        "waitingForDisbursal": false,
+        "active": true,
+        "closedObligationsMet": false,
+        "closedWrittenOff": false,
+        "closedRescheduled": false,
+        "closed": false,
+        "overpaid": false
+      },
+      "clientId": 1,
+      "clientName": "Change To IndividualName",
+      "clientOfficeId": 1,
+      "loanProductId": 1,
+      "loanProductName": "AgriCredit",
+      "loanProductDescription": "test",
+      "loanType": {
+        "id": 1,
+        "code": "loanType.individual",
+        "value": "Individual"
+      },
+      "currency": {
+        "code": "USD",
+        "name": "US Dollar",
+        "decimalPlaces": 2,
+        "displaySymbol": "$",
+        "nameCode": "currency.USD",
+        "displayLabel": "US Dollar ($)"
+      },
+      "principal": 10000,
+      "termFrequency": 12,
+      "termPeriodFrequencyType": {
+        "id": 2,
+        "code": "termFrequency.periodFrequencyType.months",
+        "value": "Months"
+      },
+      "numberOfRepayments": 12,
+      "repaymentEvery": 1,
+      "repaymentFrequencyType": {
+        "id": 2,
+        "code": "repaymentFrequency.periodFrequencyType.months",
+        "value": "Months"
+      },
+      "interestRatePerPeriod": 2,
+      "interestRateFrequencyType": {
+        "id": 2,
+        "code": "interestRateFrequency.periodFrequencyType.months",
+        "value": "Per month"
+      },
+      "annualInterestRate": 24,
+      "amortizationType": {
+        "id": 1,
+        "code": "amortizationType.equal.installments",
+        "value": "Equal installments"
+      },
+      "interestType": {
+        "id": 0,
+        "code": "interestType.declining.balance",
+        "value": "Declining Balance"
+      },
+      "interestCalculationPeriodType": {
+        "id": 1,
+        "code": "interestCalculationPeriodType.same.as.repayment.period",
+        "value": "Same as repayment period"
+      },
+      "transactionProcessingStrategyId": 2,
+      "timeline": {
+        "submittedOnDate": [
+          2012,
+          6,
+          1
+        ],
+        "submittedByUsername": "mifos",
+        "submittedByFirstname": "App",
+        "submittedByLastname": "Administrator",
+        "approvedOnDate": [
+          2012,
+          6,
+          1
+        ],
+        "approvedByUsername": "mifos",
+        "approvedByFirstname": "App",
+        "approvedByLastname": "Administrator",
+        "expectedDisbursementDate": [
+          2012,
+          6,
+          1
+        ],
+        "actualDisbursementDate": [
+          2012,
+          6,
+          1
+        ],
+        "disbursedByUsername": "mifos",
+        "disbursedByFirstname": "App",
+        "disbursedByLastname": "Administrator",
+        "expectedMaturityDate": [
+          2013,
+          6,
+          1
+        ]
+      },
+      "summary": {
+        "currency": {
+          "code": "USD",
+          "name": "US Dollar",
+          "decimalPlaces": 2,
+          "displaySymbol": "$",
+          "nameCode": "currency.USD",
+          "displayLabel": "US Dollar ($)"
+        },
+        "principalDisbursed": 10000,
+        "principalPaid": 3073.07,
+        "principalWrittenOff": 0,
+        "principalOutstanding": 6926.93,
+        "principalOverdue": 5999.92,
+        "interestCharged": 1347.15,
+        "interestPaid": 709.33,
+        "interestWaived": 0,
+        "interestWrittenOff": 0,
+        "interestOutstanding": 637.82,
+        "interestOverdue": 619.28,
+        "feeChargesCharged": 0,
+        "feeChargesDueAtDisbursementCharged": 0,
+        "feeChargesPaid": 0,
+        "feeChargesWaived": 0,
+        "feeChargesWrittenOff": 0,
+        "feeChargesOutstanding": 0,
+        "feeChargesOverdue": 0,
+        "penaltyChargesCharged": 0,
+        "penaltyChargesPaid": 0,
+        "penaltyChargesWaived": 0,
+        "penaltyChargesWrittenOff": 0,
+        "penaltyChargesOutstanding": 0,
+        "penaltyChargesOverdue": 0,
+        "totalExpectedRepayment": 11347.15,
+        "totalRepayment": 3782.4,
+        "totalExpectedCostOfLoan": 1347.15,
+        "totalCostOfLoan": 709.33,
+        "totalWaived": 0,
+        "totalWrittenOff": 0,
+        "totalOutstanding": 7564.75,
+        "totalOverdue": 6619.2,
+        "overdueSinceDate": [
+          2012,
+          11,
+          1
+        ]
+      },
+      "feeChargesAtDisbursementCharged": 0
+    }
+  ]
+}
+					</code>
+				</div>
+			</div>
+
 			<a id="loans_calculate" name="loans_calculate" class="old-syle-anchor">&nbsp;</a>
 			<div class="method-section">
 				<div class="method-description">
@@ -13611,7 +13852,7 @@ GET https://DomainName/api/v1/search?query=000000111
 					<td></td>
 					<td>loans</td>
 					<td><a href="#loans_create">Submit a new Loan Application</a></td>
-					<td></td>
+					<td><a href="#loans_list">List Loans/Loan Applications</a></td>
 					<td></td>
 					<td></td>
 				</tr>
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/api/LoansApiResource.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/api/LoansApiResource.java
index 7c6306194..8d1d8724f 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/api/LoansApiResource.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/api/LoansApiResource.java
@@ -238,7 +238,7 @@ public class LoansApiResource {
 
         context.authenticatedUser().validateHasReadPermission(resourceNameForPermissions);
 
-        final LoanAccountData loanBasicDetails = this.loanReadPlatformService.retrieveLoanAccountDetails(loanId);
+        final LoanAccountData loanBasicDetails = this.loanReadPlatformService.retrieveOne(loanId);
 
         Collection<LoanTransactionData> loanRepayments = null;
         LoanScheduleData repaymentSchedule = null;
@@ -486,7 +486,7 @@ public class LoansApiResource {
         // normal
         // template method to avoid 'assign' on api. and avoid needing to query
         // for officeId and loanOfficerId in current way!
-        final LoanAccountData loanBasicDetails = this.loanReadPlatformService.retrieveLoanAccountDetails(loanId);
+        final LoanAccountData loanBasicDetails = this.loanReadPlatformService.retrieveOne(loanId);
 
         final Collection<StaffData> allowedLoanOfficers = this.staffReadPlatformService.retrieveAllLoanOfficersByOffice(loanBasicDetails
                 .officeId());
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformService.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformService.java
index 288665b90..d4f1c55f3 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformService.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformService.java
@@ -17,7 +17,7 @@ import org.mifosplatform.portfolio.loanaccount.loanschedule.data.LoanScheduleDat
 
 public interface LoanReadPlatformService {
 
-    LoanAccountData retrieveLoanAccountDetails(Long loanId);
+    LoanAccountData retrieveOne(Long loanId);
 
     LoanScheduleData retrieveRepaymentSchedule(Long loanId, RepaymentScheduleRelatedLoanData repaymentScheduleRelatedData);
 
diff --git a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java
index 29f5b3d17..573c37e3b 100644
--- a/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java
+++ b/mifosng-provider/src/main/java/org/mifosplatform/portfolio/loanaccount/service/LoanReadPlatformServiceImpl.java
@@ -66,6 +66,7 @@ import org.mifosplatform.portfolio.loanproduct.data.TransactionProcessingStrateg
 import org.mifosplatform.portfolio.loanproduct.service.LoanDropdownReadPlatformService;
 import org.mifosplatform.portfolio.loanproduct.service.LoanEnumerations;
 import org.mifosplatform.portfolio.loanproduct.service.LoanProductReadPlatformService;
+import org.mifosplatform.useradministration.domain.AppUser;
 import org.springframework.beans.factory.annotation.Autowired;
 import org.springframework.dao.DataAccessException;
 import org.springframework.dao.EmptyResultDataAccessException;
@@ -120,16 +121,22 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
     }
 
     @Override
-    public LoanAccountData retrieveLoanAccountDetails(final Long loanId) {
+    public LoanAccountData retrieveOne(final Long loanId) {
 
         try {
-            context.authenticatedUser();
+            final AppUser currentUser = context.authenticatedUser();
+            final String hierarchy = currentUser.getOffice().getHierarchy();
+            final String hierarchySearchString = hierarchy + "%";
 
             LoanMapper rm = new LoanMapper();
 
-            String sql = "select " + rm.loanSchema() + " where l.id = ?";
+            StringBuilder sqlBuilder = new StringBuilder();
+            sqlBuilder.append("select ");
+            sqlBuilder.append(rm.loanSchema());
+            sqlBuilder.append(" join m_office o on o.id = c.office_id");
+            sqlBuilder.append(" where l.id=? and o.hierarchy like ?");
 
-            return this.jdbcTemplate.queryForObject(sql, rm, new Object[] { loanId });
+            return this.jdbcTemplate.queryForObject(sqlBuilder.toString(), rm, new Object[] { loanId, hierarchySearchString });
         } catch (EmptyResultDataAccessException e) {
             throw new LoanNotFoundException(loanId);
         }
@@ -176,12 +183,25 @@ public class LoanReadPlatformServiceImpl implements LoanReadPlatformService {
     @Override
     public Page<LoanAccountData> retrieveAll(final SearchParameters searchParameters) {
 
+        final AppUser currentUser = context.authenticatedUser();
+        final String hierarchy = currentUser.getOffice().getHierarchy();
+        final String hierarchySearchString = hierarchy + "%";
+
         StringBuilder sqlBuilder = new StringBuilder(200);
         sqlBuilder.append("select SQL_CALC_FOUND_ROWS ");
         sqlBuilder.append(loaanLoanMapper.loanSchema());
 
-        final Object[] objectArray = new Object[1];
-        int arrayPos = 0;
+        // TODO - for time being this will data scope list of loans returned to
+        // only loans that have a client associated.
+        // to support senario where loan has group_id only OR client_id will
+        // probably require a UNION query
+        // but that at present is an edge case
+        sqlBuilder.append(" join m_office o on o.id = c.office_id");
+        sqlBuilder.append(" where o.hierarchy like ?");
+
+        final Object[] objectArray = new Object[2];
+        objectArray[0] = hierarchySearchString;
+        int arrayPos = 1;
 
         String sqlQueryCriteria = searchParameters.getSqlSearch();
         if (StringUtils.isNotBlank(sqlQueryCriteria)) {