diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/cashierdeposit/api/CashierDepositRequestApiResource.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/cashierdeposit/api/CashierDepositRequestApiResource.java
index 7378801ec..25b268f90 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/cashierdeposit/api/CashierDepositRequestApiResource.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/cashierdeposit/api/CashierDepositRequestApiResource.java
@@ -418,13 +418,20 @@ public class CashierDepositRequestApiResource {
             txnId = executeGlJournalEntry(glAccountId, contraGlId, glOfficeId, currencyCode,
                 amount, ptId, txnDateStr, description, true);
         } else {
-            // Determine real account type by checking which table owns this ID.
+            // Determine real account type by checking which table/column owns this ID.
             // Do NOT rely solely on the stored account_type field — old records may have 'SAVINGS'
-            // even for current accounts (submitted before the frontend fix).
-            final boolean isCurrentAccount = isCurrentAccountById(savingsAccountId);
-            txnId = isCurrentAccount
-                ? executeCurrentAccountDeposit(savingsAccountId, amount, ptId, txnDateStr, description)
-                : executeSavingsDeposit(savingsAccountId, amount, ptId, txnDateStr, description);
+            // even for current accounts (submitted before the frontend fix), and FD/RD accounts share
+            // the very same m_savings_account table as a plain savings account, distinguished only by
+            // deposit_type_enum -- so this is looked up fresh rather than trusted from the request.
+            final String depositCategory = resolveDepositAccountCategory(savingsAccountId);
+            final boolean isCurrentAccount = "CURRENT".equals(depositCategory);
+            txnId = switch (depositCategory) {
+                case "CURRENT" -> executeCurrentAccountDeposit(savingsAccountId, amount, ptId, txnDateStr, description);
+                case "FIXED_DEPOSIT" -> executeFixedDepositDeposit(savingsAccountId, amount, ptId, txnDateStr, description);
+                case "RECURRING_DEPOSIT" ->
+                    executeRecurringDepositDeposit(savingsAccountId, amount, ptId, txnDateStr, description);
+                default -> executeSavingsDeposit(savingsAccountId, amount, ptId, txnDateStr, description);
+            };
             if (!isCurrentAccount && txnId != null) {
                 // approve() is one @Transactional block, so an uncaught exception here would roll back
                 // the deposit that was just posted along with it -- every Cheque/DD approval that ever
@@ -718,6 +725,64 @@ public class CashierDepositRequestApiResource {
         return result.getResourceId() != null ? result.getResourceId().toString() : null;
     }
 
+    private String executeFixedDepositDeposit(
+            final Long accountId, final BigDecimal amount,
+            final Object paymentTypeId, final String txnDateStr, final String note) {
+
+        final String today = LocalDate.now(DateUtils.getDateTimeZoneOfTenant()).format(DateTimeFormatter.ofPattern("dd MMMM yyyy"));
+        final String date = txnDateStr != null && !txnDateStr.isBlank() ? formatForFineract(txnDateStr) : today;
+
+        final JsonObject payload = new JsonObject();
+        payload.addProperty("locale", "en");
+        payload.addProperty("dateFormat", "dd MMMM yyyy");
+        payload.addProperty("transactionDate", date);
+        payload.addProperty("transactionAmount", amount);
+        if (paymentTypeId != null) {
+            payload.addProperty("paymentTypeId", ((Number) paymentTypeId).longValue());
+        }
+        if (note != null && !note.isBlank()) {
+            payload.addProperty("note", note);
+        }
+
+        final CommandWrapper commandRequest = new CommandWrapperBuilder()
+            .fixedDepositAccountDeposit(accountId)
+            .withJson(payload.toString())
+            .build();
+
+        final CommandProcessingResult result = voucherService
+            .withOwnVoucher(() -> commandsSourceWritePlatformService.logCommandSource(commandRequest));
+        return result.getResourceId() != null ? result.getResourceId().toString() : null;
+    }
+
+    private String executeRecurringDepositDeposit(
+            final Long accountId, final BigDecimal amount,
+            final Object paymentTypeId, final String txnDateStr, final String note) {
+
+        final String today = LocalDate.now(DateUtils.getDateTimeZoneOfTenant()).format(DateTimeFormatter.ofPattern("dd MMMM yyyy"));
+        final String date = txnDateStr != null && !txnDateStr.isBlank() ? formatForFineract(txnDateStr) : today;
+
+        final JsonObject payload = new JsonObject();
+        payload.addProperty("locale", "en");
+        payload.addProperty("dateFormat", "dd MMMM yyyy");
+        payload.addProperty("transactionDate", date);
+        payload.addProperty("transactionAmount", amount);
+        if (paymentTypeId != null) {
+            payload.addProperty("paymentTypeId", ((Number) paymentTypeId).longValue());
+        }
+        if (note != null && !note.isBlank()) {
+            payload.addProperty("note", note);
+        }
+
+        final CommandWrapper commandRequest = new CommandWrapperBuilder()
+            .recurringAccountDeposit(accountId)
+            .withJson(payload.toString())
+            .build();
+
+        final CommandProcessingResult result = voucherService
+            .withOwnVoucher(() -> commandsSourceWritePlatformService.logCommandSource(commandRequest));
+        return result.getResourceId() != null ? result.getResourceId().toString() : null;
+    }
+
     /**
      * A Cheque/DD deposit is credited to the ledger immediately (same as cash) but is not really the
      * branch's own money yet -- it still has to clear. Real-world CBS practice is to hold that amount
@@ -809,6 +874,32 @@ public class CashierDepositRequestApiResource {
         }
     }
 
+    /**
+     * "CURRENT", "FIXED_DEPOSIT", "RECURRING_DEPOSIT" or "SAVINGS" — checked against the database
+     * rather than the request's own account_type string. FD and RD accounts live in the same
+     * m_savings_account table as a plain savings account (deposit_type_enum 200/300 vs 100), so a
+     * plain "not current → savings" check would post an FD/RD deposit through the generic savings
+     * deposit command, which does not accept a term-deposit account id.
+     */
+    private String resolveDepositAccountCategory(final Long accountId) {
+        if (accountId == null) {
+            return "SAVINGS";
+        }
+        if (isCurrentAccountById(accountId)) {
+            return "CURRENT";
+        }
+        final List<Integer> depositTypes = jdbcTemplate.queryForList(
+            "SELECT deposit_type_enum FROM m_savings_account WHERE id = ?", Integer.class, accountId);
+        final Integer depositType = depositTypes.isEmpty() ? null : depositTypes.get(0);
+        if (Integer.valueOf(200).equals(depositType)) {
+            return "FIXED_DEPOSIT";
+        }
+        if (Integer.valueOf(300).equals(depositType)) {
+            return "RECURRING_DEPOSIT";
+        }
+        return "SAVINGS";
+    }
+
     // Parses a Fineract transaction id string to Long.
     // Savings/current txn ids are decimal; GL journal entry ids are hex strings.
     private Long parseTxnIdToLong(final String txnId) {