CTR/STR report and Risk Category auto mark on bases of person occupation and anual salary enter

fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml

@@ -478,4 +478,5 @@
     <include file="parts/0361_add_share_account_pending_edit_table.xml" relativeToChangelogFile="true"/>
     <include file="parts/0362_add_share_account_edit_approval_permissions.xml" relativeToChangelogFile="true"/>
     <include file="parts/0421_add_master_salutation_value.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0428_add_client_risk_rules.xml" relativeToChangelogFile="true"/>
 </databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0428_add_client_risk_rules.xml

@@ -0,0 +1,151 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!--
+
+    Licensed to the Apache Software Foundation (ASF) under one
+    or more contributor license agreements. See the NOTICE file
+    distributed with this work for additional information
+    regarding copyright ownership. The ASF licenses this file
+    to you under the Apache License, Version 2.0 (the
+    "License"); you may not use this file except in compliance
+    with the License. You may obtain a copy of the License at
+
+    http://www.apache.org/licenses/LICENSE-2.0
+
+    Unless required by applicable law or agreed to in writing,
+    software distributed under the License is distributed on an
+    "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+    KIND, either express or implied. See the License for the
+    specific language governing permissions and limitations
+    under the License.
+
+-->
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.13.xsd">
+
+    <changeSet author="fineract" id="0428-1">
+        <preConditions onFail="MARK_RAN">
+            <not><tableExists tableName="m_client_risk_rule"/></not>
+        </preConditions>
+        <createTable tableName="m_client_risk_rule">
+            <column name="id" type="BIGINT" autoIncrement="true">
+                <constraints primaryKey="true" nullable="false"/>
+            </column>
+            <column name="rule_name" type="VARCHAR(100)">
+                <constraints nullable="false"/>
+            </column>
+            <column name="legal_form_id" type="INT">
+                <constraints nullable="true"/>
+            </column>
+            <column name="occupation_category_cv_id" type="BIGINT">
+                <constraints nullable="true"/>
+            </column>
+            <column name="occupation_cv_id" type="BIGINT">
+                <constraints nullable="true"/>
+            </column>
+            <column name="min_monthly_income" type="DECIMAL(19,6)">
+                <constraints nullable="true"/>
+            </column>
+            <column name="max_monthly_income" type="DECIMAL(19,6)">
+                <constraints nullable="true"/>
+            </column>
+            <column name="min_annual_income" type="DECIMAL(19,6)">
+                <constraints nullable="true"/>
+            </column>
+            <column name="max_annual_income" type="DECIMAL(19,6)">
+                <constraints nullable="true"/>
+            </column>
+            <column name="min_annual_turnover" type="DECIMAL(19,6)">
+                <constraints nullable="true"/>
+            </column>
+            <column name="max_annual_turnover" type="DECIMAL(19,6)">
+                <constraints nullable="true"/>
+            </column>
+            <column name="risk_category" type="INT">
+                <constraints nullable="false"/>
+            </column>
+            <column name="reason" type="VARCHAR(255)">
+                <constraints nullable="false"/>
+            </column>
+            <column name="order_position" type="INT">
+                <constraints nullable="false"/>
+            </column>
+        </createTable>
+    </changeSet>
+
+    <changeSet author="fineract" id="0428-2">
+        <preConditions onFail="MARK_RAN">
+            <not><foreignKeyConstraintExists foreignKeyName="FK_m_client_risk_rule_occupation_category_cv_id"/></not>
+        </preConditions>
+        <addForeignKeyConstraint baseTableName="m_client_risk_rule" baseColumnNames="occupation_category_cv_id"
+                                 referencedTableName="m_code_value" referencedColumnNames="id"
+                                 constraintName="FK_m_client_risk_rule_occupation_category_cv_id" />
+    </changeSet>
+
+    <changeSet author="fineract" id="0428-3">
+        <preConditions onFail="MARK_RAN">
+            <not><foreignKeyConstraintExists foreignKeyName="FK_m_client_risk_rule_occupation_cv_id"/></not>
+        </preConditions>
+        <addForeignKeyConstraint baseTableName="m_client_risk_rule" baseColumnNames="occupation_cv_id"
+                                 referencedTableName="m_code_value" referencedColumnNames="id"
+                                 constraintName="FK_m_client_risk_rule_occupation_cv_id" />
+    </changeSet>
+
+    <changeSet author="fineract" id="0428-4">
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_client_risk_rule</sqlCheck>
+        </preConditions>
+        <sql>
+            INSERT INTO m_client_risk_rule (rule_name, legal_form_id, occupation_category_cv_id, occupation_cv_id, min_monthly_income, min_annual_income, min_annual_turnover, risk_category, reason, order_position)
+            VALUES 
+            ('Politician / Elected Representative', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Politician / Elected Representative' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 3, 'Politically Exposed Person (PEP) / Elected Representative', 10),
+            ('Real Estate Dealer', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Real Estate / Property Dealer' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 3, 'High Risk Industry (Real Estate / Property Dealing)', 20),
+            ('Importer / Exporter', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Importer / Exporter' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 3, 'High Risk Trade (Import / Export)', 30),
+            ('Commission Agent', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Commission Agent' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 3, 'High Risk Business Type (Commission Agent)', 40),
+            ('Financial Advisor', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Financial Advisor' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 3, 'High Risk Professional (Financial Advisor)', 50),
+            ('High Monthly Income (> 2 Lakhs)', 1, null, null, 200000.0, null, null, 3, 'High Income threshold (> ₹2L Monthly)', 60),
+            ('High Annual Income (> 20 Lakhs)', 1, null, null, null, 2000000.0, null, 3, 'High Income threshold (> ₹20L Annual)', 70),
+            ('High Business Turnover (> 1 Crore)', 1, null, null, null, null, 10000000.0, 3, 'High Business Turnover (> ₹1 Crore Annual)', 80),
+            ('NRI Account Profile', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'NRI (Non-Resident Indian)' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Non-Resident Indian (NRI) account profile', 90),
+            ('PIO / OCI Profile', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'PIO / OCI' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Foreign/Overseas Citizen profile (PIO / OCI)', 100),
+            ('Business Owner / Proprietor', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Business Owner / Proprietor' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed / Business owner profile', 110),
+            ('Trader / Merchant', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Trader / Merchant' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed / Business owner profile', 120),
+            ('Manufacturer', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Manufacturer' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed / Business owner profile', 130),
+            ('Contractor', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Contractor' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed / Business owner profile', 140),
+            ('Doctor (Private Practice)', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Doctor (Private Practice)' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 150),
+            ('Lawyer / Advocate', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Lawyer / Advocate' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 160),
+            ('Chartered Accountant', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Chartered Accountant' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 170),
+            ('Company Secretary', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Company Secretary' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 180),
+            ('Architect', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Architect' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 190),
+            ('Consultant', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Consultant' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 200),
+            ('IT Professional / Freelancer', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'IT Professional / Freelancer' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 210),
+            ('Auditor', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Auditor' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 2, 'Self-Employed Professional profile', 220),
+            ('Business / Self Employed Category', 1, (SELECT id FROM m_code_value WHERE code_value = 'Business / Self Employed' AND code_id = (SELECT id FROM m_code WHERE code_name = 'OccupationCategory')), null, null, null, null, 2, 'Business / Self-Employed Category', 230),
+            ('Professional Category', 1, (SELECT id FROM m_code_value WHERE code_value = 'Professional' AND code_id = (SELECT id FROM m_code WHERE code_name = 'OccupationCategory')), null, null, null, null, 2, 'Professional Category', 240),
+            ('Medium Monthly Income (> 50K)', 1, null, null, 50000.0, null, null, 2, 'Medium Income threshold (> ₹50K Monthly)', 250),
+            ('Medium Annual Income (> 6 Lakhs)', 1, null, null, null, 600000.0, null, 2, 'Medium Income threshold (> ₹6L Annual)', 260),
+            ('Medium Business Turnover (> 20 Lakhs)', 1, null, null, null, null, 2000000.0, 2, 'Medium Business Turnover (> ₹20L Annual)', 270),
+            ('Student Profile', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Student' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Non-Earning profile (Student)', 280),
+            ('Housewife / Homemaker Profile', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Housewife / Homemaker' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Non-Earning profile (Homemaker)', 290),
+            ('Dependent / Minor Profile', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Dependent / Minor' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Non-Earning profile (Dependent / Minor)', 300),
+            ('Unemployed Profile', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Unemployed' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Non-Earning profile (Unemployed)', 310),
+            ('Government Employee', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Government Employee' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk employment (Government Employee)', 320),
+            ('PSU Employee', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Public Sector Undertaking (PSU) Employee' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk employment (PSU Employee)', 330),
+            ('Defence Personnel', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Defence / Armed Forces Personnel' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk employment (Defence Personnel)', 340),
+            ('Police / Paramilitary', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Police / Paramilitary' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk employment (Police / Paramilitary)', 350),
+            ('Teacher / Professor', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Teacher / Professor' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk employment (Teacher / Professor)', 360),
+            ('Bank Employee', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Bank Employee' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk employment (Bank Employee)', 370),
+            ('Railway Employee', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Railway Employee' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk employment (Railway Employee)', 380),
+            ('Farmer (Own Land)', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Farmer (Own Land)' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk agricultural occupation', 390),
+            ('Tenant Farmer', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Tenant Farmer' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk agricultural occupation', 400),
+            ('Agricultural Labourer', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Agricultural Labourer' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk manual/agricultural labour', 410),
+            ('Labourer / Daily Wage', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Labourer / Daily Wage' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk manual labour', 420),
+            ('Domestic Worker', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Domestic Worker' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk manual/domestic service', 430),
+            ('Driver / Operator', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Driver / Operator' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk manual/transport service', 440),
+            ('Artisan / Craftsman', 1, null, (SELECT id FROM m_code_value WHERE code_value = 'Artisan / Craftsman' AND code_id = (SELECT id FROM m_code WHERE code_name = 'Occupation')), null, null, null, 1, 'Low risk manual/artisan profile', 450),
+            ('Non-Individual Default Medium Risk', 2, null, null, null, null, null, 2, 'Non-Individual / Entity profile (Default Medium Risk)', 460),
+            ('Global Default Low Risk', null, null, null, null, null, null, 1, 'Default Low Risk profile (Salary / Service / Agriculture / Others)', 500);
+        </sql>
+    </changeSet>
+
+</databaseChangeLog>