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FINERACT-2421: Run inline COB on newly created loans that are behind

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Adam Saghy
2026-02-06 09:34:32 +01:00
committed by Arnold Gálovics
parent 967e0ea306
commit f6d013c68d
5 changed files with 48 additions and 5 deletions
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fineract-e2e-tests-runner/src/test/resources/features/LoanAccrualTransaction.feature
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@@ -1961,3 +1961,33 @@ Feature: LoanAccrualTransaction
When Loan Pay-off is made on "01 July 2024"
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
When Admin set "LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_ACCRUAL_ACTIVITY_POSTING" loan product "MERCHANT_ISSUED_REFUND" transaction type to "REAMORTIZATION" future installment allocation rule
@TestRailId:C4627
Scenario: Verify accrual date matches charge creation date when repayment happens before COB run
When Admin sets the business date to "17 November 2025"
When Admin creates a client with random data
When Admin creates a fully customized loan with the following data:
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_ACCRUAL_ACTIVITY | 17 November 2025 | 100 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
And Admin successfully approves the loan on "17 November 2025" with "100" amount and expected disbursement date on "17 November 2025"
When Admin successfully disburse the loan on "17 November 2025" with "100" EUR transaction amount
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "17 November 2025" due date and 10 EUR transaction amount
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 17 November 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 |
# --- Date changes to next day (post-midnight but before COB) ---
When Admin sets the business date to "18 November 2025"
# --- Full repayment made before COB runs ---
When Admin creates new user with "NO_BYPASS_AUTOTEST" username, "NO_BYPASS_AUTOTEST_ROLE" role name and given permissions:
| REPAYMENT_LOAN |
And Created user makes "AUTOPAY" repayment on "18 November 2025" with 110 EUR transaction amount
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
# --- Expected: Accrual transaction date should be 17 November 2025 (charge creation date) ---
Then Loan Transactions tab has the following data:
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance |
| 17 November 2025 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 |
| 18 November 2025 | Repayment | 110.0 | 100.0 | 0.0 | 10.0 | 0.0 | 0.0 |
| 17 November 2025 | Accrual | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 0.0 |
| 18 November 2025 | Accrual Activity | 10.0 | 0.0 | 0.0 | 10.0 | 0.0 | 0.0 |
Then LoanAccrualTransactionCreatedBusinessEvent is raised on "17 November 2025"
Then LoanTransactionAccrualActivityPostBusinessEvent is raised on "18 November 2025"