rd and fd product and account code update

fineract-core/src/main/java/org/apache/fineract/portfolio/savings/DepositsApiConstants.java

@@ -274,6 +274,46 @@ public final class DepositsApiConstants {
         fixedDepositRequestData.addAll(DEPOSIT_PRODUCT_REQUEST_DATA_PARAMETERS);
         fixedDepositRequestData.addAll(PRECLOSURE_REQUEST_DATA_PARAMETERS);
         fixedDepositRequestData.addAll(DEPOSIT_TERM_REQUEST_DATA_PARAMETERS);
+        fixedDepositRequestData.add(SavingsApiConstants.minBalanceForInterestCalculationParamName);
+        fixedDepositRequestData.add("accountType");
+        fixedDepositRequestData.add("customerSegment");
+        fixedDepositRequestData.add("productCode");
+        fixedDepositRequestData.add("fdType");
+        fixedDepositRequestData.add(SavingsApiConstants.glAccountIdParamName);
+        fixedDepositRequestData.add("effectiveDate");
+        fixedDepositRequestData.add("effectiveTo");
+        fixedDepositRequestData.add("endDate");
+        fixedDepositRequestData.add("introducerRequired");
+        fixedDepositRequestData.add("shareLinkingEnabled");
+        fixedDepositRequestData.add("nominationFacility");
+        fixedDepositRequestData.add("dormancyAlert");
+        fixedDepositRequestData.add(SavingsApiConstants.isDormancyTrackingActiveParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.daysToInactiveParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.daysToDormancyParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.daysToEscheatParamName);
+        fixedDepositRequestData.add("interestCalculateSelector");
+        fixedDepositRequestData.add("averagePeriod");
+        fixedDepositRequestData.add("autoPost");
+        fixedDepositRequestData.add("frequencyFixDay");
+        fixedDepositRequestData.add("lastInterestDate");
+        fixedDepositRequestData.add("enableLockinPeriod");
+        fixedDepositRequestData.add("balanceFrequency");
+        fixedDepositRequestData.add("accountClosedZeroBalanceInDayClosing");
+        fixedDepositRequestData.add("autoDebitFacility");
+        fixedDepositRequestData.add("loanFacility");
+        fixedDepositRequestData.add("prematureWithdrawalOption");
+        fixedDepositRequestData.add("tenureFlexibility");
+        fixedDepositRequestData.add("lienMarked");
+        fixedDepositRequestData.add("withdrawalFeeForTransfers");
+        fixedDepositRequestData.add("maturityInstructions");
+        fixedDepositRequestData.add("creditMaturityProceeds");
+        fixedDepositRequestData.add("penaltyGracePeriodMissedInstallments");
+        fixedDepositRequestData.add("panelRequestApplicable");
+        fixedDepositRequestData.add("noPenaltyNomineeHeirClosure");
+        fixedDepositRequestData.add("deceasedSettlement");
+        fixedDepositRequestData.add("allowDebitTxnAfterDueDate");
+        fixedDepositRequestData.add("escheatLiabilityId");
+        fixedDepositRequestData.add("fdSlabs");
         return fixedDepositRequestData;
     }
 
@@ -282,6 +322,54 @@ public final class DepositsApiConstants {
         fixedDepositRequestData.addAll(DEPOSIT_PRODUCT_REQUEST_DATA_PARAMETERS);
         fixedDepositRequestData.addAll(PRECLOSURE_RESPONSE_DATA_PARAMETERS);
         fixedDepositRequestData.addAll(DEPOSIT_TERM_RESPONSE_DATA_PARAMETERS);
+        fixedDepositRequestData.add(SavingsApiConstants.minBalanceForInterestCalculationParamName);
+        fixedDepositRequestData.add("interestCalculationTypeOption");
+        fixedDepositRequestData.add("periodFrequencyOptions");
+        fixedDepositRequestData.add("yesNoOptions");
+        fixedDepositRequestData.add("accountTypeOptions");
+        fixedDepositRequestData.add("customerSegmentOptions");
+        fixedDepositRequestData.add("accountType");
+        fixedDepositRequestData.add("customerSegment");
+        fixedDepositRequestData.add("productCode");
+        fixedDepositRequestData.add("fdType");
+        fixedDepositRequestData.add(SavingsApiConstants.glAccountIdParamName);
+        fixedDepositRequestData.add("glAccountName");
+        fixedDepositRequestData.add("effectiveDate");
+        fixedDepositRequestData.add("effectiveTo");
+        fixedDepositRequestData.add("endDate");
+        fixedDepositRequestData.add("introducerRequired");
+        fixedDepositRequestData.add("shareLinkingEnabled");
+        fixedDepositRequestData.add("nominationFacility");
+        fixedDepositRequestData.add("dormancyAlert");
+        fixedDepositRequestData.add(SavingsApiConstants.isDormancyTrackingActiveParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.daysToInactiveParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.daysToDormancyParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.daysToEscheatParamName);
+        fixedDepositRequestData.add("interestCalculateSelector");
+        fixedDepositRequestData.add("averagePeriod");
+        fixedDepositRequestData.add("autoPost");
+        fixedDepositRequestData.add("frequencyFixDay");
+        fixedDepositRequestData.add("lastInterestDate");
+        fixedDepositRequestData.add("enableLockinPeriod");
+        fixedDepositRequestData.add("balanceFrequency");
+        fixedDepositRequestData.add("accountClosedZeroBalanceInDayClosing");
+        fixedDepositRequestData.add("autoDebitFacility");
+        fixedDepositRequestData.add("loanFacility");
+        fixedDepositRequestData.add("prematureWithdrawalOption");
+        fixedDepositRequestData.add("tenureFlexibility");
+        fixedDepositRequestData.add("lienMarked");
+        fixedDepositRequestData.add("withdrawalFeeForTransfers");
+        fixedDepositRequestData.add("maturityInstructions");
+        fixedDepositRequestData.add("creditMaturityProceeds");
+        fixedDepositRequestData.add("penaltyGracePeriodMissedInstallments");
+        fixedDepositRequestData.add("panelRequestApplicable");
+        fixedDepositRequestData.add("noPenaltyNomineeHeirClosure");
+        fixedDepositRequestData.add("deceasedSettlement");
+        fixedDepositRequestData.add("allowDebitTxnAfterDueDate");
+        fixedDepositRequestData.add("accountingMappings");
+        fixedDepositRequestData.add("paymentChannelToFundSourceMappings");
+        fixedDepositRequestData.add("feeToIncomeAccountMappings");
+        fixedDepositRequestData.add("penaltyToIncomeAccountMappings");
         return fixedDepositRequestData;
     }
 
@@ -332,6 +420,7 @@ public final class DepositsApiConstants {
         recurringDepositRequestData.add("deceasedSettlement");
         recurringDepositRequestData.add("allowDebitTxnAfterDueDate");
         recurringDepositRequestData.add("accountClosedZeroBalanceInDayClosing");
+        recurringDepositRequestData.add("escheatLiabilityId");
         // Custom CBS fields — Interest rate slabs (sent inline but ignored server-side; saved separately)
         recurringDepositRequestData.add("rdSlabs");
         return recurringDepositRequestData;
@@ -387,6 +476,11 @@ public final class DepositsApiConstants {
         recurringDepositRequestData.add("noPenaltyNomineeHeirClosure");
         recurringDepositRequestData.add("deceasedSettlement");
         recurringDepositRequestData.add("allowDebitTxnAfterDueDate");
+        recurringDepositRequestData.add("escheatLiabilityId");
+        recurringDepositRequestData.add("accountingMappings");
+        recurringDepositRequestData.add("paymentChannelToFundSourceMappings");
+        recurringDepositRequestData.add("feeToIncomeAccountMappings");
+        recurringDepositRequestData.add("penaltyToIncomeAccountMappings");
         return recurringDepositRequestData;
     }
 
@@ -428,6 +522,27 @@ public final class DepositsApiConstants {
         fixedDepositRequestData.addAll(DEPOSIT_TERM_REQUEST_DATA_PARAMETERS);
         fixedDepositRequestData.add(linkedAccountParamName);
         fixedDepositRequestData.add(transferInterestToSavingsParamName);
+        fixedDepositRequestData.add("accountType");
+        fixedDepositRequestData.add("customerSegment");
+        fixedDepositRequestData.add(SavingsApiConstants.accountStatusParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.modeOfOperationParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.specialCategoryParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.weakerSectionParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.guardianNameParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.guardianCifNumberParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.guardianRelationshipParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.guardianClientIdParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.minorDateOfBirthParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.introducerIdParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.introducerNameParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.introducerCifNumberParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.nomineeParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.linkedAccountIdParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.linkedAccountTypeParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.linkedAccountNoParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.jointHoldersParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.autoDebitFacilityParamName);
+        fixedDepositRequestData.add(SavingsApiConstants.nominationFacilityParamName);
         return fixedDepositRequestData;
     }
 
@@ -438,6 +553,31 @@ public final class DepositsApiConstants {
         fixedDepositResponseData.addAll(DEPOSIT_TERM_RESPONSE_DATA_PARAMETERS);
         fixedDepositResponseData.add(linkedAccountParamName);
         fixedDepositResponseData.add(transferInterestToSavingsParamName);
+        fixedDepositResponseData.add("accountType");
+        fixedDepositResponseData.add("customerSegment");
+        fixedDepositResponseData.add("accountTypeOptions");
+        fixedDepositResponseData.add("customerSegmentOptions");
+        fixedDepositResponseData.add("productCode");
+        fixedDepositResponseData.add("previewAccountNo");
+        fixedDepositResponseData.add(SavingsApiConstants.accountStatusParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.modeOfOperationParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.specialCategoryParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.weakerSectionParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.guardianNameParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.guardianCifNumberParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.guardianRelationshipParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.guardianClientIdParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.minorDateOfBirthParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.introducerIdParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.introducerNameParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.introducerCifNumberParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.nomineeParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.linkedAccountIdParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.linkedAccountTypeParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.linkedAccountNoParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.jointHoldersParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.nominationFacilityParamName);
+        fixedDepositResponseData.add(SavingsApiConstants.autoDebitFacilityParamName);
         return fixedDepositResponseData;
     }
 
@@ -517,6 +657,10 @@ public final class DepositsApiConstants {
         recurringDepositResponseData.add("noPenaltyNomineeHeirClosure");
         recurringDepositResponseData.add("deceasedSettlement");
         recurringDepositResponseData.add("allowDebitTxnAfterDueDate");
+        recurringDepositResponseData.add("accountingMappings");
+        recurringDepositResponseData.add("paymentChannelToFundSourceMappings");
+        recurringDepositResponseData.add("feeToIncomeAccountMappings");
+        recurringDepositResponseData.add("penaltyToIncomeAccountMappings");
         return recurringDepositResponseData;
     }
 

fineract-core/src/main/java/org/apache/fineract/portfolio/savings/SavingsApiConstants.java

@@ -32,6 +32,8 @@ public class SavingsApiConstants {
     public static final String CURRENT_PRODUCT_CUSTOMER_SEGMENT = "CurrentProductCustomerSegment";
     public static final String RD_PRODUCT_ACCOUNT_TYPE = "RecurringDepositProductAccountType";
     public static final String RD_PRODUCT_CUSTOMER_SEGMENT = "RecurringDepositProductCustomerSegment";
+    public static final String FD_PRODUCT_ACCOUNT_TYPE = "FixedDepositProductAccountType";
+    public static final String FD_PRODUCT_CUSTOMER_SEGMENT = "FixedDepositProductCustomerSegment";
     public static final String PERIOD_FREQUENCY = "PeriodFrequency";
     public static final String INTEREST_CALCULATION_TYPE_OPTION = "InterestCalculationTypeOption";
 

fineract-current-product/src/main/java/org/apache/fineract/portfolio/currentproduct/domain/CurrentProduct.java

@@ -226,7 +226,7 @@ public class CurrentProduct extends AbstractPersistableCustom<Long> {
     @Column(name = "customer_segment", length = 50)
     private String customerSegment;
 
-    @Column(name = "product_code", length = 20, unique = true)
+    @Column(name = "product_code", length = 20)
     private String productCode;
 
     @Column(name = "gl_account_id")

fineract-provider/src/main/java/org/apache/fineract/portfolio/account/service/AccountAssociationsReadPlatformServiceImpl.java

@@ -189,7 +189,16 @@ public class AccountAssociationsReadPlatformServiceImpl implements AccountAssoci
 
     @Override
     public PortfolioAccountData retriveSavingsAccount(final Long savingsId) {
-        String accountNo = jdbcTemplate.queryForObject("select account_no from m_savings_account where id = ?", String.class, savingsId);
+        String accountNo = null;
+        try {
+            accountNo = jdbcTemplate.queryForObject("select account_no from m_savings_account where id = ?", String.class, savingsId);
+        } catch (EmptyResultDataAccessException e) {
+            try {
+                accountNo = jdbcTemplate.queryForObject("select account_no from m_current_account where id = ?", String.class, savingsId);
+            } catch (EmptyResultDataAccessException ex) {
+                return null;
+            }
+        }
         return PortfolioAccountData.lookup(savingsId, accountNo);
     }
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/CurrentProductsApiResource.java

@@ -102,21 +102,6 @@ public class CurrentProductsApiResource {
     private final CodeValueReadPlatformService codeValueReadPlatformService;
     private final JdbcTemplate jdbcTemplate;
 
-    private String generateNextProductCode(final String tableName, final String prefix) {
-        try {
-            String maxCode = jdbcTemplate.queryForObject(
-                    "SELECT MAX(product_code) FROM " + tableName + " WHERE product_code LIKE ?",
-                    String.class, prefix + "%");
-            if (maxCode == null || maxCode.isBlank()) {
-                return prefix + "001";
-            }
-            String numStr = maxCode.substring(prefix.length());
-            int num = Integer.parseInt(numStr);
-            return prefix + String.format("%03d", num + 1);
-        } catch (Exception e) {
-            return prefix + "001";
-        }
-    }
 
     @POST
     @Consumes({ MediaType.APPLICATION_JSON })
@@ -306,7 +291,7 @@ public class CurrentProductsApiResource {
                     interestCalculationTypeOption, interestCalculationDaysInYearTypeOptions, lockinPeriodFrequencyTypeOptions, withdrawalFeeTypeOptions,
                     periodFrequencyOptions, paymentTypeOptions, accountingRuleOptions, accountingMappingOptions, chargeOptions,
                     penaltyOptions, taxGroupOptions, yesNoOptions, accountTypeOptions, customerSegmentOptions, accountMappingForPayment);
-            savingsProductToReturn.setProductCode(generateNextProductCode("m_current_product", "CA-IND-"));
+            // product code removed
         }
 
         return savingsProductToReturn;

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/FdInterestRateSaveRequest.java

@@ -0,0 +1,42 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.api;
+
+import java.math.BigDecimal;
+import java.util.List;
+import lombok.Getter;
+import lombok.NoArgsConstructor;
+import lombok.Setter;
+
+@Getter
+@Setter
+@NoArgsConstructor
+public class FdInterestRateSaveRequest {
+
+    private String fdType;
+    private String versionLabel;
+    private String remarks;
+    private List<SlabRequest> slabs;
+
+    @Getter
+    @Setter
+    @NoArgsConstructor
+    public static class SlabRequest {
+        private Integer srNo;
+        private String description;
+        private Integer periodTypeEnum;
+        private Integer fromPeriod;
+        private Integer toPeriod;
+        private BigDecimal annualInterestRate;
+        private BigDecimal seniorCitizenRate;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/FixedDepositProductsApiResource.java

@@ -54,9 +54,13 @@ import org.apache.fineract.commands.service.CommandWrapperBuilder;
 import org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
 import org.apache.fineract.infrastructure.core.api.ApiRequestParameterHelper;
 import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import java.util.Locale;
 import org.apache.fineract.infrastructure.core.data.EnumOptionData;
+import org.apache.fineract.portfolio.savings.SavingsApiConstants;
 import org.apache.fineract.infrastructure.core.serialization.ApiRequestJsonSerializationSettings;
 import org.apache.fineract.infrastructure.core.serialization.DefaultToApiJsonSerializer;
+import org.apache.fineract.infrastructure.codes.data.CodeValueData;
+import org.apache.fineract.infrastructure.codes.service.CodeValueReadPlatformService;
 import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
 import org.apache.fineract.organisation.monetary.data.CurrencyData;
 import org.apache.fineract.organisation.monetary.service.CurrencyReadPlatformService;
@@ -110,6 +114,8 @@ public class FixedDepositProductsApiResource {
     private final DropdownReadPlatformService dropdownReadPlatformService;
     private final PaymentTypeReadService paymentTypeReadPlatformService;
     private final TaxReadPlatformService taxReadPlatformService;
+    private final CodeValueReadPlatformService codeValueReadPlatformService;
+    private final org.springframework.jdbc.core.JdbcTemplate jdbcTemplate;
 
     @POST
     @Consumes({ MediaType.APPLICATION_JSON })
@@ -315,6 +321,16 @@ public class FixedDepositProductsApiResource {
         // interest rate chart template
         final InterestRateChartData chartTemplate = this.interestRateChartReadPlatformService.template();
 
+        // CBS custom options
+        final Collection<EnumOptionData> interestCalculationTypeOption = retrieveInterestCalculationTypeOption();
+        final Collection<EnumOptionData> periodFrequencyOptions = retrievePeriodFrequencyOptions();
+        final List<CodeValueData> yesNoOptions = new ArrayList<>(
+                this.codeValueReadPlatformService.retrieveCodeValuesByCode(SavingsApiConstants.YES_NO));
+        final List<CodeValueData> accountTypeOptions = new ArrayList<>(
+                this.codeValueReadPlatformService.retrieveCodeValuesByCode(SavingsApiConstants.FD_PRODUCT_ACCOUNT_TYPE));
+        final List<CodeValueData> customerSegmentOptions = new ArrayList<>(
+                this.codeValueReadPlatformService.retrieveCodeValuesByCode(SavingsApiConstants.FD_PRODUCT_CUSTOMER_SEGMENT));
+
         FixedDepositProductData fixedDepositProductToReturn = null;
         if (savingsProduct != null) {
             fixedDepositProductToReturn = FixedDepositProductData.withTemplate(savingsProduct, currencyOptions,
@@ -329,11 +345,34 @@ public class FixedDepositProductsApiResource {
                     interestCalculationDaysInYearTypeOptions, lockinPeriodFrequencyTypeOptions, withdrawalFeeTypeOptions,
                     paymentTypeOptions, accountingRuleOptions, accountingMappingOptions, chargeOptions, penaltyOptions, chartTemplate,
                     preClosurePenalInterestOnTypeOptions, periodFrequencyTypeOptions, taxGroupOptions);
+            // product code removed
         }
 
+        fixedDepositProductToReturn.setInterestCalculationTypeOption(interestCalculationTypeOption);
+        fixedDepositProductToReturn.setPeriodFrequencyOptions(periodFrequencyOptions);
+        fixedDepositProductToReturn.setYesNoOptions(yesNoOptions);
+        fixedDepositProductToReturn.setAccountTypeOptions(accountTypeOptions);
+        fixedDepositProductToReturn.setCustomerSegmentOptions(customerSegmentOptions);
+
         return fixedDepositProductToReturn;
     }
 
+    private Collection<EnumOptionData> retrievePeriodFrequencyOptions() {
+        return this.codeValueReadPlatformService.retrieveCodeValuesByCode(SavingsApiConstants.PERIOD_FREQUENCY).stream()
+                .map(codeValue -> new EnumOptionData(codeValue.getId(),
+                        "periodFrequencyType." + codeValue.getName().toLowerCase(Locale.ROOT).replace(' ', '_'), codeValue.getName()))
+                .toList();
+    }
+
+    private Collection<EnumOptionData> retrieveInterestCalculationTypeOption() {
+        return this.codeValueReadPlatformService.retrieveCodeValuesByCode(SavingsApiConstants.INTEREST_CALCULATION_TYPE_OPTION).stream()
+                .map(codeValue -> new EnumOptionData(codeValue.getId(),
+                        "interestCalculationTypeOption." + codeValue.getName().toLowerCase(Locale.ROOT).replace(' ', '_'),
+                        codeValue.getName()))
+                .toList();
+    }
+
+
     @DELETE
     @Path("{productId}")
     @Consumes({ MediaType.APPLICATION_JSON })

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/FixedDepositProductsApiResourceSwagger.java

@@ -342,6 +342,7 @@ final class FixedDepositProductsApiResourceSwagger {
             public GetFixedDepositProductsGlAccount interestOnSavingsAccount;
             public GetFixedDepositProductsGlAccount savingsControlAccount;
             public GetFixedDepositProductsGlAccount transfersInSuspenseAccount;
+            public GetFixedDepositProductsGlAccount escheatLiabilityAccount;
             public GetFixedDepositProductsGlAccount interestPayableAccount;
         }
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/FixedDepositProductsBaseInterestRatesApiResource.java

@@ -0,0 +1,87 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.api;
+
+import com.google.gson.Gson;
+import com.google.gson.GsonBuilder;
+import com.google.gson.JsonPrimitive;
+import com.google.gson.JsonSerializer;
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.responses.ApiResponse;
+import io.swagger.v3.oas.annotations.responses.ApiResponses;
+import jakarta.ws.rs.Consumes;
+import jakarta.ws.rs.GET;
+import jakarta.ws.rs.POST;
+import jakarta.ws.rs.Path;
+import jakarta.ws.rs.Produces;
+import jakarta.ws.rs.QueryParam;
+import jakarta.ws.rs.core.MediaType;
+import java.time.LocalDate;
+import java.util.List;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.apache.fineract.portfolio.savings.DepositsApiConstants;
+import org.apache.fineract.portfolio.savings.data.FdInterestRateEffectiveData;
+import org.apache.fineract.portfolio.savings.service.FdBaseInterestRateReadPlatformService;
+import org.springframework.stereotype.Component;
+
+@Path("/v1/fixeddepositproducts/baseinterestrates")
+@Component
+@RequiredArgsConstructor
+public class FixedDepositProductsBaseInterestRatesApiResource {
+
+    private final PlatformSecurityContext context;
+    private final FdBaseInterestRateReadPlatformService fdBaseInterestRateReadPlatformService;
+    private final Gson gson = new GsonBuilder()
+            .registerTypeAdapter(LocalDate.class,
+                    (JsonSerializer<LocalDate>) (src, typeOfSrc, ctx) -> new JsonPrimitive(src.toString()))
+            .create();
+
+    @GET
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Get all active FD base interest rate charts", description = "Returns active CBS FD base interest-rate versions with slabs. Optionally filter by fdType (SINGLE, DOUBLE, SPECIAL).")
+    @ApiResponses({ @ApiResponse(responseCode = "200", description = "OK") })
+    public String retrieveAllActiveInterestRates(@QueryParam("fdType") final String fdType) {
+        this.context.authenticatedUser().validateHasReadPermission(DepositsApiConstants.FIXED_DEPOSIT_PRODUCT_RESOURCE_NAME);
+        final List<FdInterestRateEffectiveData> data = fdType != null && !fdType.isBlank()
+                ? this.fdBaseInterestRateReadPlatformService.retrieveActiveInterestRatesByType(fdType)
+                : this.fdBaseInterestRateReadPlatformService.retrieveAllActiveInterestRates();
+        return gson.toJson(data);
+    }
+
+    @GET
+    @Path("history")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Get all FD base interest rate charts", description = "Returns the full FD base chart history.")
+    @ApiResponses({ @ApiResponse(responseCode = "200", description = "OK") })
+    public String retrieveHistory() {
+        this.context.authenticatedUser().validateHasReadPermission(DepositsApiConstants.FIXED_DEPOSIT_PRODUCT_RESOURCE_NAME);
+        final List<FdInterestRateEffectiveData> data = this.fdBaseInterestRateReadPlatformService.retrieveAllInterestRates();
+        return gson.toJson(data);
+    }
+
+    @POST
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Save new FD base interest rate version", description = "Creates a new FD CBS base chart version for the given fdType and deactivates the previous active version.")
+    @ApiResponses({ @ApiResponse(responseCode = "200", description = "OK") })
+    public String saveInterestRates(@Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        this.context.authenticatedUser().validateHasReadPermission(DepositsApiConstants.FIXED_DEPOSIT_PRODUCT_RESOURCE_NAME);
+        final FdInterestRateSaveRequest request = gson.fromJson(apiRequestBodyAsJson, FdInterestRateSaveRequest.class);
+        final Long createdById = this.context.authenticatedUser().getId();
+        final FdInterestRateEffectiveData saved = this.fdBaseInterestRateReadPlatformService.saveInterestRates(request, createdById);
+        return gson.toJson(saved);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/RecurringDepositAccountsApiResource.java

@@ -45,6 +45,7 @@ import jakarta.ws.rs.core.UriInfo;
 import java.io.InputStream;
 import java.util.Arrays;
 import java.util.Collection;
+import java.util.HashMap;
 import java.util.HashSet;
 import java.util.Set;
 import lombok.RequiredArgsConstructor;
@@ -77,6 +78,7 @@ import org.apache.fineract.portfolio.savings.data.SavingsAccountChargeData;
 import org.apache.fineract.portfolio.savings.data.SavingsAccountTransactionData;
 import org.apache.fineract.portfolio.savings.service.DepositAccountPreMatureCalculationPlatformService;
 import org.apache.fineract.portfolio.savings.service.DepositAccountReadPlatformService;
+import org.apache.fineract.portfolio.savings.service.RecurringDepositAccountInterestCalculationService;
 import org.apache.fineract.portfolio.savings.service.SavingsAccountChargeReadPlatformService;
 import org.glassfish.jersey.media.multipart.FormDataContentDisposition;
 import org.glassfish.jersey.media.multipart.FormDataParam;
@@ -99,6 +101,7 @@ public class RecurringDepositAccountsApiResource {
     private final DepositAccountPreMatureCalculationPlatformService accountPreMatureCalculationPlatformService;
     private final BulkImportWorkbookService bulkImportWorkbookService;
     private final BulkImportWorkbookPopulatorService bulkImportWorkbookPopulatorService;
+    private final RecurringDepositAccountInterestCalculationService recurringDepositAccountInterestCalculationService;
     private final SqlValidator sqlValidator;
 
     @GET
@@ -369,6 +372,18 @@ public class RecurringDepositAccountsApiResource {
         return this.toApiJsonSerializer.serialize(result);
     }
 
+    @POST
+    @Path("calculate-rd-interest")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    public String calculateRecurringDepositInterest(@Context final UriInfo uriInfo, final String apiRequestBodyAsJson) {
+        JsonElement jsonElement = fromJsonHelper.parse(apiRequestBodyAsJson);
+        HashMap<String, Object> result = recurringDepositAccountInterestCalculationService
+                .calculateInterest(new JsonQuery(apiRequestBodyAsJson, jsonElement, fromJsonHelper));
+
+        return toApiJsonSerializer.serializeResult(result);
+    }
+
     private boolean is(final String commandParam, final String commandValue) {
         return StringUtils.isNotBlank(commandParam) && commandParam.trim().equalsIgnoreCase(commandValue);
     }

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/RecurringDepositProductsApiResource.java

@@ -333,7 +333,7 @@ public class RecurringDepositProductsApiResource {
                     interestCalculationDaysInYearTypeOptions, lockinPeriodFrequencyTypeOptions, withdrawalFeeTypeOptions,
                     paymentTypeOptions, accountingRuleOptions, accountingMappingOptions, chargeOptions, penaltyOptions, chartTemplate,
                     preClosurePenalInterestOnTypeOptions, periodFrequencyTypeOptions, taxGroupOptions);
-            recurringDepositProductToReturn.setProductCode(generateNextProductCode("m_savings_product", "RD-IND-"));
+            // product code removed
         }
 
         recurringDepositProductToReturn.setInterestCalculationTypeOption(interestCalculationTypeOption);
@@ -360,21 +360,6 @@ public class RecurringDepositProductsApiResource {
                 .toList();
     }
 
-    private String generateNextProductCode(final String tableName, final String prefix) {
-        try {
-            String maxCode = jdbcTemplate.queryForObject(
-                    "SELECT MAX(product_code) FROM " + tableName + " WHERE product_code LIKE ? AND deposit_type_enum = 300",
-                    String.class, prefix + "%");
-            if (maxCode == null || maxCode.isBlank()) {
-                return prefix + "001";
-            }
-            String numStr = maxCode.substring(prefix.length());
-            int num = Integer.parseInt(numStr);
-            return prefix + String.format("%03d", num + 1);
-        } catch (Exception e) {
-            return prefix + "001";
-        }
-    }
 
     // ── RD Interest Rate Chart endpoints ────────────────────────────────────
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/RecurringDepositProductsApiResourceSwagger.java

@@ -360,6 +360,7 @@ final class RecurringDepositProductsApiResourceSwagger {
             public GetRecurringDepositProductsGlAccount interestOnSavingsAccount;
             public GetRecurringDepositProductsGlAccount savingsControlAccount;
             public GetRecurringDepositProductsGlAccount transfersInSuspenseAccount;
+            public GetRecurringDepositProductsGlAccount escheatLiabilityAccount;
             public GetRecurringDepositProductsGlAccount feeReceivableAccount;
             public GetRecurringDepositProductsGlAccount penaltyReceivableAccount;
             public GetRecurringDepositProductsGlAccount interestPayableAccount;

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/SavingsProductsApiResource.java

@@ -106,21 +106,6 @@ public class SavingsProductsApiResource {
     private final ConfigurationDomainService configurationDomainService;
     private final JdbcTemplate jdbcTemplate;
 
-    private String generateNextProductCode(final String tableName, final String prefix) {
-        try {
-            String maxCode = jdbcTemplate.queryForObject(
-                    "SELECT MAX(product_code) FROM " + tableName + " WHERE product_code LIKE ?",
-                    String.class, prefix + "%");
-            if (maxCode == null || maxCode.isBlank()) {
-                return prefix + "001";
-            }
-            String numStr = maxCode.substring(prefix.length());
-            int num = Integer.parseInt(numStr);
-            return prefix + String.format("%03d", num + 1);
-        } catch (Exception e) {
-            return prefix + "001";
-        }
-    }
 
     @POST
     @Consumes({ MediaType.APPLICATION_JSON })
@@ -315,7 +300,7 @@ public class SavingsProductsApiResource {
                     periodFrequencyOptions, paymentTypeOptions, accountingRuleOptions, accountingMappingOptions, chargeOptions,
                     penaltyOptions, taxGroupOptions, yesNoOptions, accountTypeOptions, customerSegmentOptions,
                     accountMappingForPayment);
-            savingsProductToReturn.setProductCode(generateNextProductCode("m_savings_product", "SB-IND-"));
+            // product code generation removed
         }
 
         return savingsProductToReturn;

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/SavingsProductsApiResourceSwagger.java

@@ -285,6 +285,7 @@ final class SavingsProductsApiResourceSwagger {
             public GetSavingsProductsGlAccount writeOffAccount;
             public GetSavingsProductsGlAccount savingsControlAccount;
             public GetSavingsProductsGlAccount transfersInSuspenseAccount;
+            public GetSavingsProductsGlAccount escheatLiabilityAccount;
             public GetSavingsProductsGlAccount interestPayableAccount;
         }
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/DepositProductDataValidator.java

@@ -632,8 +632,12 @@ public class DepositProductDataValidator {
     }
 
     private void validateDepositAmountForCreate(JsonElement element, DataValidatorBuilder baseDataValidator) {
-        final BigDecimal depositAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(depositAmountParamName, element);
+        final BigDecimal depositAmount = this.fromApiJsonHelper.parameterExists(depositAmountParamName, element)
-        baseDataValidator.reset().parameter(depositAmountParamName).value(depositAmount).notNull().positiveAmount();
+                ? this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(depositAmountParamName, element)
+                : null;
+        if (depositAmount != null) {
+            baseDataValidator.reset().parameter(depositAmountParamName).value(depositAmount).positiveAmount();
+        }
 
         BigDecimal depositMinAmount = null;
         if (this.fromApiJsonHelper.parameterExists(depositMinAmountParamName, element)) {
@@ -667,7 +671,7 @@ public class DepositProductDataValidator {
 
         if (this.fromApiJsonHelper.parameterExists(depositAmountParamName, element)) {
             depositAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(depositAmountParamName, element);
-            baseDataValidator.reset().parameter(depositAmountParamName).value(depositAmount).notNull().positiveAmount();
+            baseDataValidator.reset().parameter(depositAmountParamName).value(depositAmount).positiveAmount();
         }
 
         BigDecimal depositMinAmount = null;

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/FdInterestRateEffectiveData.java

@@ -0,0 +1,31 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.data;
+
+import java.time.LocalDate;
+import java.util.List;
+import lombok.Builder;
+import lombok.Getter;
+
+@Getter
+@Builder
+public class FdInterestRateEffectiveData {
+
+    private Long id;
+    private String fdType;
+    private String versionLabel;
+    private LocalDate effectiveFromDate;
+    private LocalDate effectiveToDate;
+    private Boolean isActive;
+    private String remarks;
+    private List<FdInterestRateSlabData> slabs;
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/FdInterestRateSlabData.java

@@ -0,0 +1,31 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.data;
+
+import java.math.BigDecimal;
+import lombok.Builder;
+import lombok.Getter;
+
+@Getter
+@Builder
+public class FdInterestRateSlabData {
+
+    private Long id;
+    private Integer srNo;
+    private String description;
+    private Integer periodTypeEnum;
+    private String periodTypeLabel;
+    private Integer fromPeriod;
+    private Integer toPeriod;
+    private BigDecimal annualInterestRate;
+    private BigDecimal seniorCitizenRate;
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/domain/DepositAccountAssembler.java

@@ -120,6 +120,7 @@ public class DepositAccountAssembler {
     private final PaymentDetailAssembler paymentDetailAssembler;
 
     private final ExternalIdFactory externalIdFactory;
+    private final SavingsAccountAssembler savingsAccountAssembler;
 
     @Autowired
     public DepositAccountAssembler(final SavingsAccountTransactionSummaryWrapper savingsAccountTransactionSummaryWrapper,
@@ -130,7 +131,8 @@ public class DepositAccountAssembler {
             final DepositProductAssembler depositProductAssembler,
             final RecurringDepositProductRepository recurringDepositProductRepository,
             final AccountTransfersReadPlatformService accountTransfersReadPlatformService, final PlatformSecurityContext context,
-            final PaymentDetailAssembler paymentDetailAssembler, ExternalIdFactory externalIdFactory) {
+            final PaymentDetailAssembler paymentDetailAssembler, ExternalIdFactory externalIdFactory,
+            final SavingsAccountAssembler savingsAccountAssembler) {
 
         this.savingsAccountTransactionSummaryWrapper = savingsAccountTransactionSummaryWrapper;
         this.clientRepository = clientRepository;
@@ -146,6 +148,7 @@ public class DepositAccountAssembler {
         this.context = context;
         this.paymentDetailAssembler = paymentDetailAssembler;
         this.externalIdFactory = externalIdFactory;
+        this.savingsAccountAssembler = savingsAccountAssembler;
     }
 
     /**
@@ -358,6 +361,9 @@ public class DepositAccountAssembler {
         if (account != null) {
             account.setHelpers(this.savingsAccountTransactionSummaryWrapper, this.savingsHelper);
             account.validateNewApplicationState(depositAccountType.resourceName());
+            // Apply CBS-specific fields (accountStatus, customerSegment, autoDebitFacility,
+            // linkedAccount, nominee, jointHolders, guardian, etc.)
+            this.savingsAccountAssembler.applyCbsFields(command, element, account);
         }
 
         return account;

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/domain/FdBaseInterestRateEffective.java

@@ -0,0 +1,75 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.GeneratedValue;
+import jakarta.persistence.GenerationType;
+import jakarta.persistence.Id;
+import jakarta.persistence.Table;
+import java.time.LocalDate;
+import lombok.Getter;
+import lombok.NoArgsConstructor;
+
+@Entity
+@Table(name = "m_fd_base_interest_rate_effective")
+@Getter
+@NoArgsConstructor
+public class FdBaseInterestRateEffective {
+
+    @Id
+    @GeneratedValue(strategy = GenerationType.IDENTITY)
+    private Long id;
+
+    @Column(name = "fd_type", length = 20)
+    private String fdType;
+
+    @Column(name = "version_label")
+    private String versionLabel;
+
+    @Column(name = "effective_from_date")
+    private LocalDate effectiveFromDate;
+
+    @Column(name = "effective_to_date")
+    private LocalDate effectiveToDate;
+
+    @Column(name = "is_active")
+    private Boolean isActive;
+
+    @Column(name = "remarks")
+    private String remarks;
+
+    @Column(name = "created_by_id")
+    private Long createdById;
+
+    @Column(name = "created_date")
+    private LocalDate createdDate;
+
+    public static FdBaseInterestRateEffective create(String fdType, String versionLabel, LocalDate effectiveFromDate, String remarks,
+            Long createdById) {
+        FdBaseInterestRateEffective e = new FdBaseInterestRateEffective();
+        e.fdType = fdType;
+        e.versionLabel = versionLabel;
+        e.effectiveFromDate = effectiveFromDate;
+        e.isActive = true;
+        e.remarks = remarks;
+        e.createdById = createdById;
+        e.createdDate = LocalDate.now();
+        return e;
+    }
+
+    public void deactivate(LocalDate toDate) {
+        this.isActive = false;
+        this.effectiveToDate = toDate;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/domain/FdBaseInterestRateEffectiveRepository.java

@@ -0,0 +1,26 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.domain;
+
+import java.util.List;
+import org.springframework.data.jpa.repository.JpaRepository;
+
+public interface FdBaseInterestRateEffectiveRepository extends JpaRepository<FdBaseInterestRateEffective, Long> {
+
+    List<FdBaseInterestRateEffective> findByFdTypeAndIsActiveTrueOrderByEffectiveFromDateDesc(String fdType);
+
+    List<FdBaseInterestRateEffective> findByFdTypeOrderByEffectiveFromDateDesc(String fdType);
+
+    List<FdBaseInterestRateEffective> findByIsActiveTrueOrderByEffectiveFromDateDesc();
+
+    List<FdBaseInterestRateEffective> findByOrderByEffectiveFromDateDesc();
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/domain/FdBaseInterestRateSlabHistory.java

@@ -0,0 +1,76 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.GeneratedValue;
+import jakarta.persistence.GenerationType;
+import jakarta.persistence.Id;
+import jakarta.persistence.Table;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import lombok.Getter;
+import lombok.NoArgsConstructor;
+
+@Entity
+@Table(name = "m_fd_base_interest_rate_slab_history")
+@Getter
+@NoArgsConstructor
+public class FdBaseInterestRateSlabHistory {
+
+    @Id
+    @GeneratedValue(strategy = GenerationType.IDENTITY)
+    private Long id;
+
+    @Column(name = "effective_id")
+    private Long effectiveId;
+
+    @Column(name = "sr_no")
+    private Integer srNo;
+
+    @Column(name = "description")
+    private String description;
+
+    @Column(name = "period_type_enum")
+    private Integer periodTypeEnum;
+
+    @Column(name = "from_period")
+    private Integer fromPeriod;
+
+    @Column(name = "to_period")
+    private Integer toPeriod;
+
+    @Column(name = "annual_interest_rate")
+    private BigDecimal annualInterestRate;
+
+    @Column(name = "senior_citizen_rate")
+    private BigDecimal seniorCitizenRate;
+
+    @Column(name = "created_date")
+    private LocalDate createdDate;
+
+    public static FdBaseInterestRateSlabHistory create(Long effectiveId, Integer srNo, String description, Integer periodTypeEnum,
+            Integer fromPeriod, Integer toPeriod, BigDecimal annualInterestRate, BigDecimal seniorCitizenRate) {
+        FdBaseInterestRateSlabHistory s = new FdBaseInterestRateSlabHistory();
+        s.effectiveId = effectiveId;
+        s.srNo = srNo;
+        s.description = description;
+        s.periodTypeEnum = periodTypeEnum != null ? periodTypeEnum : 1;
+        s.fromPeriod = fromPeriod;
+        s.toPeriod = toPeriod;
+        s.annualInterestRate = annualInterestRate;
+        s.seniorCitizenRate = seniorCitizenRate;
+        s.createdDate = LocalDate.now();
+        return s;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/domain/FdBaseInterestRateSlabHistoryRepository.java

@@ -0,0 +1,20 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.domain;
+
+import java.util.List;
+import org.springframework.data.jpa.repository.JpaRepository;
+
+public interface FdBaseInterestRateSlabHistoryRepository extends JpaRepository<FdBaseInterestRateSlabHistory, Long> {
+
+    List<FdBaseInterestRateSlabHistory> findByEffectiveIdOrderBySrNo(Long effectiveId);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsAccountAssembler.java

@@ -40,6 +40,8 @@ import static org.apache.fineract.portfolio.savings.SavingsApiConstants.minorDat
 import static org.apache.fineract.portfolio.savings.SavingsApiConstants.nomineeParamName;
 import static org.apache.fineract.portfolio.savings.SavingsApiConstants.specialCategoryParamName;
 import static org.apache.fineract.portfolio.savings.SavingsApiConstants.weakerSectionParamName;
+import static org.apache.fineract.portfolio.savings.SavingsApiConstants.nominationFacilityParamName;
+import static org.apache.fineract.portfolio.savings.SavingsApiConstants.autoDebitFacilityParamName;
 import static org.apache.fineract.portfolio.savings.SavingsApiConstants.allowOverdraftParamName;
 import static org.apache.fineract.portfolio.savings.SavingsApiConstants.clientIdParamName;
 import static org.apache.fineract.portfolio.savings.SavingsApiConstants.enforceMinRequiredBalanceParamName;
@@ -384,6 +386,14 @@ public class SavingsAccountAssembler {
 
         account.setSpecialCategory(this.fromApiJsonHelper.extractStringNamed(specialCategoryParamName, element));
         account.setWeakerSection(this.fromApiJsonHelper.extractStringNamed(weakerSectionParamName, element));
+
+        if (command.parameterExists(nominationFacilityParamName)) {
+            account.setNominationFacility(this.fromApiJsonHelper.extractBooleanNamed(nominationFacilityParamName, element));
+        }
+        if (command.parameterExists(autoDebitFacilityParamName)) {
+            account.setAutoDebitFacility(this.fromApiJsonHelper.extractBooleanNamed(autoDebitFacilityParamName, element));
+        }
+
         account.setGuardianName(this.fromApiJsonHelper.extractStringNamed(guardianNameParamName, element));
         account.setGuardianCifNumber(this.fromApiJsonHelper.extractStringNamed(guardianCifNumberParamName, element));
         account.setGuardianRelationship(this.fromApiJsonHelper.extractStringNamed(guardianRelationshipParamName, element));

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositAccountReadPlatformServiceImpl.java

@@ -408,6 +408,24 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
                         periodFrequencyTypeOptions, savingsAccountDatas, maturityInstructionOptions);
 
                 template = FixedDepositAccountData.withInterestChart((FixedDepositAccountData) template, accountChart);
+
+                try {
+                    final Collection<CodeValueData> accountTypeOpts = this.codeValueReadPlatformService
+                            .retrieveCodeValuesByCode(SavingsApiConstants.FD_PRODUCT_ACCOUNT_TYPE);
+                    final Collection<CodeValueData> customerSegmentOpts = this.codeValueReadPlatformService
+                            .retrieveCodeValuesByCode(SavingsApiConstants.FD_PRODUCT_CUSTOMER_SEGMENT);
+                    ((FixedDepositAccountData) template).setAccountTypeOptions(accountTypeOpts);
+                    ((FixedDepositAccountData) template).setCustomerSegmentOptions(customerSegmentOpts);
+                } catch (final Exception ex) {
+                    log.warn("Failed to load FD account type/customer segment options: {}", ex.getMessage());
+                }
+
+                try {
+                    final String preview = accountNumberGenerator.previewAccountNumber(productId, officeId);
+                    template.setPreviewAccountNo(preview);
+                } catch (final Exception ex) {
+                    log.warn("Failed to generate preview account number for FD productId={}: {}", productId, ex.getMessage());
+                }
             } else if (depositAccountType.isRecurringDeposit()) {
                 // Save CBS fields from mapper result before factory methods create new objects
                 final RecurringDepositAccountData rdTemplateWithCbs = (RecurringDepositAccountData) template;
@@ -696,6 +714,16 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             selectFieldsSqlBuilder.append("sa.total_penalty_charge_derived as totalPenaltyCharge, ");
             selectFieldsSqlBuilder.append("sa.total_withhold_tax_derived as totalWithholdTax,");
             selectFieldsSqlBuilder.append("sa.deposit_type_enum as depositTypeId, ");
+            selectFieldsSqlBuilder.append("sa.cbs_account_type as accountType, sa.customer_segment as customerSegment, ");
+            selectFieldsSqlBuilder.append("sa.account_status as accountStatus, sa.mode_of_operation as modeOfOperation, ");
+            selectFieldsSqlBuilder.append("sa.special_category as specialCategory, sa.weaker_section as weakerSection, ");
+            selectFieldsSqlBuilder.append("sa.guardian_name as guardianName, sa.guardian_cif_number as guardianCifNumber, ");
+            selectFieldsSqlBuilder.append("sa.guardian_relationship as guardianRelationship, sa.guardian_client_id as guardianClientId, ");
+            selectFieldsSqlBuilder.append("sa.minor_date_of_birth as minorDateOfBirth, ");
+            selectFieldsSqlBuilder.append("sa.introducer_client_id as introducerClientId, sa.introducer_name as introducerName, ");
+            selectFieldsSqlBuilder.append("sa.introducer_cif_number as introducerCifNumber, ");
+            selectFieldsSqlBuilder.append("sa.linked_account_id as linkedAccountId, sa.linked_account_type as linkedAccountType, ");
+            selectFieldsSqlBuilder.append("sa.linked_account_no as linkedAccountNo, ");
             selectFieldsSqlBuilder.append("sa.min_balance_for_interest_calculation as minBalanceForInterestCalculation, ");
             selectFieldsSqlBuilder.append("sa.withhold_tax as withHoldTax,");
             selectFieldsSqlBuilder.append("tg.id as taxGroupId, tg.name as taxGroupName ");
@@ -706,6 +734,7 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             selectTablesSqlBuilder.append("from m_savings_account sa ");
             selectTablesSqlBuilder.append("left join m_deposit_account_term_and_preclosure datp on sa.id = datp.savings_account_id ");
             selectTablesSqlBuilder.append("join m_savings_product sp ON sa.product_id = sp.id ");
+            selectTablesSqlBuilder.append("left join m_code_value icv on icv.id = sp.interest_calculate_selector ");
             selectTablesSqlBuilder.append("join m_currency curr on curr.code = sa.currency_code ");
             selectTablesSqlBuilder.append("left join m_client c ON c.id = sa.client_id ");
             selectTablesSqlBuilder.append("left join m_group g ON g.id = sa.group_id ");
@@ -714,7 +743,7 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             selectTablesSqlBuilder.append("left join m_appuser rbu on rbu.id = sa.rejectedon_userid ");
             selectTablesSqlBuilder.append("left join m_appuser wbu on wbu.id = sa.withdrawnon_userid ");
             selectTablesSqlBuilder.append("left join m_appuser abu on abu.id = sa.approvedon_userid ");
-            selectTablesSqlBuilder.append("left join m_appuser avbu on rbu.id = sa.activatedon_userid ");
+            selectTablesSqlBuilder.append("left join m_appuser avbu on avbu.id = sa.activatedon_userid ");
             selectTablesSqlBuilder.append("left join m_appuser cbu on cbu.id = sa.closedon_userid ");
             selectTablesSqlBuilder.append("left join m_tax_group tg on tg.id = sa.tax_group_id  ");
 
@@ -904,7 +933,28 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             sqlBuilder.append("datp.deposit_period_frequency_enum as depositPeriodFrequencyTypeId, ");
             sqlBuilder.append("datp.on_account_closure_enum as onAccountClosureId, ");
             sqlBuilder.append("datp.transfer_interest_to_linked_account as transferInterestToSavings, ");
-            sqlBuilder.append("datp.transfer_to_savings_account_id as transferToSavingsId ");
+            sqlBuilder.append("datp.transfer_to_savings_account_id as transferToSavingsId, ");
+            sqlBuilder.append("sp.fd_type as fdType, sp.product_code as productCode, sp.effective_date as effectiveDate, ");
+            sqlBuilder.append("sp.effective_to as effectiveTo, sp.end_date as endDate, sp.introducer_required as introducerRequired, ");
+            sqlBuilder.append("sp.share_linking_enabled as shareLinkingEnabled, ");
+            sqlBuilder.append("COALESCE(sa.nomination_facility, sp.nomination_facility) as nominationFacility, ");
+            sqlBuilder.append("sp.dormancy_alert as dormancyAlert, sp.is_dormancy_tracking_active as isDormancyTrackingActive, ");
+            sqlBuilder.append("sp.days_to_inactive as daysToInactive, sp.days_to_dormancy as daysToDormancy, ");
+            sqlBuilder.append("sp.days_to_escheat as daysToEscheat, sp.interest_calculate_selector as interestCalculateSelector, ");
+            sqlBuilder.append("icv.code_value as interestCalculationTypeName, sp.average_period as averagePeriod, ");
+            sqlBuilder.append("sp.auto_post as autoPost, sp.frequency_fix_day as frequencyFixDay, ");
+            sqlBuilder.append("sp.last_interest_date as lastInterestDate, sp.enable_lockin_period as enableLockinPeriod, ");
+            sqlBuilder.append("sp.balance_frequency as balanceFrequency, ");
+            sqlBuilder.append("sp.account_closed_zero_balance_in_day_closing as accountClosedZeroBalanceInDayClosing, ");
+            sqlBuilder.append("sp.balance_swap_option as balanceSwapOption, sp.msme as msme, ");
+            sqlBuilder.append("COALESCE(sa.auto_debit_facility, sp.auto_debit_facility) as autoDebitFacility, ");
+            sqlBuilder.append("sp.loan_facility as loanFacility, sp.premature_withdrawal_option as prematureWithdrawalOption, ");
+            sqlBuilder.append("sp.tenure_flexibility as tenureFlexibility, sp.lien_marked as lienMarked, ");
+            sqlBuilder.append("sp.maturity_instructions as maturityInstructions, sp.credit_maturity_proceeds as creditMaturityProceeds, ");
+            sqlBuilder.append("sp.penalty_grace_period_missed_installments as penaltyGracePeriodMissedInstallments, ");
+            sqlBuilder.append("sp.panel_request_applicable as panelRequestApplicable, ");
+            sqlBuilder.append("sp.no_penalty_nominee_heir_closure as noPenaltyNomineeHeirClosure, ");
+            sqlBuilder.append("sp.deceased_settlement as deceasedSettlement, sp.allow_debit_txn_after_due_date as allowDebitTxnAfterDueDate ");
 
             sqlBuilder.append(super.selectTablesSql());
 
@@ -954,10 +1004,26 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
 
             final Long transferToSavingsId = JdbcSupport.getLong(rs, TRANSFER_TO_SAVINGS_ID);
 
-            return FixedDepositAccountData.instance(depositAccountData, preClosurePenalApplicable, preClosurePenalInterest,
+            final FixedDepositAccountData result = FixedDepositAccountData.instance(depositAccountData, preClosurePenalApplicable, preClosurePenalInterest,
                     preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
                     inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate, depositPeriod,
                     depositPeriodFrequencyType, onAccountClosureType, transferInterestToSavings, transferToSavingsId);
+            result.setCbsProductFields(rs.getString("accountType"), rs.getString("customerSegment"), rs.getString("fdType"), rs.getString("productCode"),
+                    JdbcSupport.getLocalDate(rs, "effectiveDate"), JdbcSupport.getLocalDate(rs, "effectiveTo"),
+                    JdbcSupport.getLocalDate(rs, "endDate"), rs.getBoolean("introducerRequired"), rs.getBoolean("shareLinkingEnabled"),
+                    rs.getBoolean("nominationFacility"), rs.getBoolean("dormancyAlert"), rs.getBoolean("isDormancyTrackingActive"),
+                    JdbcSupport.getLong(rs, "daysToInactive"), JdbcSupport.getLong(rs, "daysToDormancy"),
+                    JdbcSupport.getLong(rs, "daysToEscheat"), JdbcSupport.getInteger(rs, "interestCalculateSelector"),
+                    rs.getString("interestCalculationTypeName"), rs.getString("averagePeriod"), rs.getBoolean("autoPost"),
+                    JdbcSupport.getInteger(rs, "frequencyFixDay"), JdbcSupport.getLocalDate(rs, "lastInterestDate"),
+                    rs.getBoolean("enableLockinPeriod"), rs.getString("balanceFrequency"),
+                    rs.getBoolean("accountClosedZeroBalanceInDayClosing"), rs.getBoolean("balanceSwapOption"), rs.getBoolean("msme"),
+                    rs.getBoolean("autoDebitFacility"), rs.getBoolean("loanFacility"), rs.getBoolean("prematureWithdrawalOption"),
+                    rs.getBoolean("tenureFlexibility"), rs.getBoolean("lienMarked"), rs.getBoolean("maturityInstructions"),
+                    rs.getBoolean("creditMaturityProceeds"), rs.getBoolean("penaltyGracePeriodMissedInstallments"),
+                    rs.getBoolean("panelRequestApplicable"), rs.getBoolean("noPenaltyNomineeHeirClosure"),
+                    rs.getBoolean("deceasedSettlement"), rs.getBoolean("allowDebitTxnAfterDueDate"));
+            return result;
         }
     }
 
@@ -1014,7 +1080,28 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             sqlBuilder.append("datp.maturity_date as maturityDate, ");
             sqlBuilder.append("datp.deposit_period as depositPeriod, ");
             sqlBuilder.append("datp.deposit_period_frequency_enum as depositPeriodFrequencyTypeId, ");
-            sqlBuilder.append("datp.on_account_closure_enum as onAccountClosureId ");
+            sqlBuilder.append("datp.on_account_closure_enum as onAccountClosureId, ");
+            sqlBuilder.append("sp.product_code as productCode, sp.effective_date as effectiveDate, ");
+            sqlBuilder.append("sp.effective_to as effectiveTo, sp.end_date as endDate, sp.introducer_required as introducerRequired, ");
+            sqlBuilder.append("sp.share_linking_enabled as shareLinkingEnabled, ");
+            sqlBuilder.append("COALESCE(sa.nomination_facility, sp.nomination_facility) as nominationFacility, ");
+            sqlBuilder.append("sp.dormancy_alert as dormancyAlert, sp.is_dormancy_tracking_active as isDormancyTrackingActive, ");
+            sqlBuilder.append("sp.days_to_inactive as daysToInactive, sp.days_to_dormancy as daysToDormancy, ");
+            sqlBuilder.append("sp.days_to_escheat as daysToEscheat, sp.interest_calculate_selector as interestCalculateSelector, ");
+            sqlBuilder.append("icv.code_value as interestCalculationTypeName, sp.average_period as averagePeriod, ");
+            sqlBuilder.append("sp.auto_post as autoPost, sp.frequency_fix_day as frequencyFixDay, ");
+            sqlBuilder.append("sp.last_interest_date as lastInterestDate, sp.enable_lockin_period as enableLockinPeriod, ");
+            sqlBuilder.append("sp.balance_frequency as balanceFrequency, ");
+            sqlBuilder.append("sp.account_closed_zero_balance_in_day_closing as accountClosedZeroBalanceInDayClosing, ");
+            sqlBuilder.append("sp.balance_swap_option as balanceSwapOption, sp.msme as msme, ");
+            sqlBuilder.append("COALESCE(sa.auto_debit_facility, sp.auto_debit_facility) as autoDebitFacility, ");
+            sqlBuilder.append("sp.loan_facility as loanFacility, sp.premature_withdrawal_option as prematureWithdrawalOption, ");
+            sqlBuilder.append("sp.tenure_flexibility as tenureFlexibility, sp.lien_marked as lienMarked, ");
+            sqlBuilder.append("sp.maturity_instructions as maturityInstructions, sp.credit_maturity_proceeds as creditMaturityProceeds, ");
+            sqlBuilder.append("sp.penalty_grace_period_missed_installments as penaltyGracePeriodMissedInstallments, ");
+            sqlBuilder.append("sp.panel_request_applicable as panelRequestApplicable, ");
+            sqlBuilder.append("sp.no_penalty_nominee_heir_closure as noPenaltyNomineeHeirClosure, ");
+            sqlBuilder.append("sp.deceased_settlement as deceasedSettlement, sp.allow_debit_txn_after_due_date as allowDebitTxnAfterDueDate ");
 
             sqlBuilder.append(this.selectTablesSql());
             sqlBuilder.append("left join m_deposit_account_recurring_detail dard on sa.id = dard.savings_account_id ");
@@ -1071,12 +1158,30 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
                     : SavingsEnumerations.depositAccountOnClosureType(onAccountClosureId);
             final LocalDate expectedFirstDepositOnDate = JdbcSupport.getLocalDate(rs, EXPECTED_FIRST_DEPOSIT_ON_DATE);
 
-            return RecurringDepositAccountData.instance(depositAccountData, preClosurePenalApplicable, preClosurePenalInterest,
+            final RecurringDepositAccountData result = RecurringDepositAccountData.instance(depositAccountData,
-                    preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
+                    preClosurePenalApplicable, preClosurePenalInterest, preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm,
-                    inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate, depositPeriod,
+                    minDepositTermType, maxDepositTermType, inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount,
-                    depositPeriodFrequencyType, mandatoryRecommendedDepositAmount, onAccountClosureType, expectedFirstDepositOnDate,
+                    maturityAmount, maturityDate, depositPeriod, depositPeriodFrequencyType, mandatoryRecommendedDepositAmount,
-                    totalOverdueAmount, noOfOverdueInstallments, isMandatoryDeposit, allowWithdrawal, adjustAdvanceTowardsFuturePayments,
+                    onAccountClosureType, expectedFirstDepositOnDate, totalOverdueAmount, noOfOverdueInstallments, isMandatoryDeposit,
-                    isCalendarInherited);
+                    allowWithdrawal, adjustAdvanceTowardsFuturePayments, isCalendarInherited);
+
+            result.setCbsProductFields(rs.getString("accountType"), rs.getString("customerSegment"), rs.getString("productCode"),
+                    JdbcSupport.getLocalDate(rs, "effectiveDate"), JdbcSupport.getLocalDate(rs, "effectiveTo"),
+                    JdbcSupport.getLocalDate(rs, "endDate"), rs.getBoolean("introducerRequired"), rs.getBoolean("shareLinkingEnabled"),
+                    rs.getBoolean("nominationFacility"), rs.getBoolean("dormancyAlert"), rs.getBoolean("isDormancyTrackingActive"),
+                    JdbcSupport.getInteger(rs, "daysToInactive"), JdbcSupport.getInteger(rs, "daysToDormancy"),
+                    JdbcSupport.getInteger(rs, "daysToEscheat"), JdbcSupport.getInteger(rs, "interestCalculateSelector"),
+                    rs.getString("interestCalculationTypeName"), rs.getString("averagePeriod"), rs.getBoolean("autoPost"),
+                    JdbcSupport.getInteger(rs, "frequencyFixDay"), JdbcSupport.getLocalDate(rs, "lastInterestDate"),
+                    rs.getBoolean("enableLockinPeriod"), rs.getString("balanceFrequency"),
+                    rs.getBoolean("accountClosedZeroBalanceInDayClosing"), rs.getBoolean("balanceSwapOption"), rs.getBoolean("msme"),
+                    rs.getBoolean("autoDebitFacility"), rs.getBoolean("loanFacility"), rs.getBoolean("prematureWithdrawalOption"),
+                    rs.getBoolean("tenureFlexibility"), rs.getBoolean("lienMarked"), rs.getBoolean("maturityInstructions"),
+                    rs.getBoolean("creditMaturityProceeds"), rs.getBoolean("penaltyGracePeriodMissedInstallments"),
+                    rs.getBoolean("panelRequestApplicable"), rs.getBoolean("noPenaltyNomineeHeirClosure"),
+                    rs.getBoolean("deceasedSettlement"), rs.getBoolean("allowDebitTxnAfterDueDate"));
+
+            return result;
 
         }
     }
@@ -1423,6 +1528,31 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             sqlBuilder.append(", dptp.pre_closure_penal_applicable as preClosurePenalApplicable, ");
             sqlBuilder.append("dptp.pre_closure_penal_interest as preClosurePenalInterest, ");
             sqlBuilder.append("dptp.pre_closure_penal_interest_on_enum as preClosurePenalInterestOnId, ");
+            sqlBuilder.append("sa.account_type as accountType, sa.customer_segment as customerSegment, sa.fd_type as fdType, ");
+            sqlBuilder.append("sa.product_code as productCode, ");
+            sqlBuilder.append("sa.effective_date as effectiveDate, sa.effective_to as effectiveTo, sa.end_date as endDate, ");
+            sqlBuilder.append("sa.introducer_required as introducerRequired, sa.share_linking_enabled as shareLinkingEnabled, ");
+            sqlBuilder.append("sa.nomination_facility as nominationFacility, sa.dormancy_alert as dormancyAlert, ");
+            sqlBuilder.append("sa.is_dormancy_tracking_active as isDormancyTrackingActive, ");
+            sqlBuilder.append("sa.days_to_inactive as daysToInactive, sa.days_to_dormancy as daysToDormancy, ");
+            sqlBuilder.append("sa.days_to_escheat as daysToEscheat, ");
+            sqlBuilder.append("sa.interest_calculate_selector as interestCalculateSelector, ");
+            sqlBuilder.append("icv.code_value as interestCalculationTypeName, ");
+            sqlBuilder.append("sa.average_period as averagePeriod, ");
+            sqlBuilder.append("sa.auto_post as autoPost, sa.frequency_fix_day as frequencyFixDay, ");
+            sqlBuilder.append("sa.last_interest_date as lastInterestDate, sa.enable_lockin_period as enableLockinPeriod, ");
+            sqlBuilder.append("sa.balance_frequency as balanceFrequency, ");
+            sqlBuilder.append("sa.account_closed_zero_balance_in_day_closing as accountClosedZeroBalanceInDayClosing, ");
+            sqlBuilder.append("sa.balance_swap_option as balanceSwapOption, sa.msme as msme, ");
+            sqlBuilder.append("sa.auto_debit_facility as autoDebitFacility, sa.loan_facility as loanFacility, ");
+            sqlBuilder.append("sa.premature_withdrawal_option as prematureWithdrawalOption, sa.tenure_flexibility as tenureFlexibility, ");
+            sqlBuilder.append("sa.lien_marked as lienMarked, sa.maturity_instructions as maturityInstructions, ");
+            sqlBuilder.append("sa.credit_maturity_proceeds as creditMaturityProceeds, ");
+            sqlBuilder.append("sa.penalty_grace_period_missed_installments as penaltyGracePeriodMissedInstallments, ");
+            sqlBuilder.append("sa.panel_request_applicable as panelRequestApplicable, ");
+            sqlBuilder.append("sa.no_penalty_nominee_heir_closure as noPenaltyNomineeHeirClosure, ");
+            sqlBuilder.append("sa.deceased_settlement as deceasedSettlement, ");
+            sqlBuilder.append("sa.allow_debit_txn_after_due_date as allowDebitTxnAfterDueDate, ");
             sqlBuilder.append("dptp.min_deposit_term as minDepositTerm, ");
             sqlBuilder.append("dptp.max_deposit_term as maxDepositTerm, ");
             sqlBuilder.append("dptp.min_deposit_term_type_enum as minDepositTermTypeId, ");
@@ -1431,6 +1561,7 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             sqlBuilder.append("dptp.in_multiples_of_deposit_term_type_enum as inMultiplesOfDepositTermTypeId ");
 
             sqlBuilder.append(super.selectTablesSql());
+            sqlBuilder.append("left join m_code_value icv on icv.id = sa.interest_calculate_selector ");
 
             this.schemaSql = sqlBuilder.toString();
         }
@@ -1472,10 +1603,26 @@ public class DepositAccountReadPlatformServiceImpl implements DepositAccountRead
             final EnumOptionData onAccountClosureType = null;
             final Boolean transferInterestToSavings = false;
 
-            return FixedDepositAccountData.instance(depositAccountData, preClosurePenalApplicable, preClosurePenalInterest,
+            final FixedDepositAccountData result = FixedDepositAccountData.instance(depositAccountData, preClosurePenalApplicable,
-                    preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
+                    preClosurePenalInterest, preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType,
-                    inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount, maturityDate, depositPeriod,
+                    maxDepositTermType, inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, depositAmount, maturityAmount,
-                    depositPeriodFrequencyType, onAccountClosureType, transferInterestToSavings, null);
+                    maturityDate, depositPeriod, depositPeriodFrequencyType, onAccountClosureType, transferInterestToSavings, null);
+            result.setCbsProductFields(rs.getString("accountType"), rs.getString("customerSegment"), rs.getString("fdType"), rs.getString("productCode"),
+                    JdbcSupport.getLocalDate(rs, "effectiveDate"), JdbcSupport.getLocalDate(rs, "effectiveTo"),
+                    JdbcSupport.getLocalDate(rs, "endDate"), rs.getBoolean("introducerRequired"), rs.getBoolean("shareLinkingEnabled"),
+                    rs.getBoolean("nominationFacility"), rs.getBoolean("dormancyAlert"), rs.getBoolean("isDormancyTrackingActive"),
+                    JdbcSupport.getLong(rs, "daysToInactive"), JdbcSupport.getLong(rs, "daysToDormancy"),
+                    JdbcSupport.getLong(rs, "daysToEscheat"), JdbcSupport.getInteger(rs, "interestCalculateSelector"),
+                    rs.getString("interestCalculationTypeName"), rs.getString("averagePeriod"), rs.getBoolean("autoPost"),
+                    JdbcSupport.getInteger(rs, "frequencyFixDay"), JdbcSupport.getLocalDate(rs, "lastInterestDate"),
+                    rs.getBoolean("enableLockinPeriod"), rs.getString("balanceFrequency"),
+                    rs.getBoolean("accountClosedZeroBalanceInDayClosing"), rs.getBoolean("balanceSwapOption"), rs.getBoolean("msme"),
+                    rs.getBoolean("autoDebitFacility"), rs.getBoolean("loanFacility"), rs.getBoolean("prematureWithdrawalOption"),
+                    rs.getBoolean("tenureFlexibility"), rs.getBoolean("lienMarked"), rs.getBoolean("maturityInstructions"),
+                    rs.getBoolean("creditMaturityProceeds"), rs.getBoolean("penaltyGracePeriodMissedInstallments"),
+                    rs.getBoolean("panelRequestApplicable"), rs.getBoolean("noPenaltyNomineeHeirClosure"),
+                    rs.getBoolean("deceasedSettlement"), rs.getBoolean("allowDebitTxnAfterDueDate"));
+            return result;
         }
     }
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl.java

@@ -172,6 +172,9 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
 
             account.updateMaturityDateAndAmountBeforeAccountActivation(mc, isPreMatureClosure, isSavingsInterestPostingAtCurrentPeriodEnd,
                     financialYearBeginningMonth);
+
+            this.savingsAccountAssembler.applyCbsFields(command, command.parsedJson(), account);
+
             this.fixedDepositAccountRepository.saveAndFlush(account);
 
             if (account.isAccountNumberRequiresAutoGeneration()) {
@@ -350,6 +353,7 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
                     DepositAccountType.FIXED_DEPOSIT);
             checkClientOrGroupActive(account);
             account.modifyApplication(command, changes);
+            this.savingsAccountAssembler.applyCbsFields(command, command.parsedJson(), account);
             account.validateNewApplicationState(DepositAccountType.FIXED_DEPOSIT.resourceName());
 
             if (!changes.isEmpty()) {
@@ -440,6 +444,7 @@ public class DepositApplicationProcessWritePlatformServiceJpaRepositoryImpl impl
                     DepositAccountType.RECURRING_DEPOSIT);
             checkClientOrGroupActive(account);
             account.modifyApplication(command, changes);
+            this.savingsAccountAssembler.applyCbsFields(command, command.parsedJson(), account);
             account.validateNewApplicationState(DepositAccountType.RECURRING_DEPOSIT.resourceName());
 
             if (!changes.isEmpty()) {

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/DepositProductReadPlatformServiceImpl.java

@@ -230,11 +230,37 @@ public class DepositProductReadPlatformServiceImpl implements DepositProductRead
             sqlBuilder.append("dptp.in_multiples_of_deposit_term as inMultiplesOfDepositTerm, ");
             sqlBuilder.append("dptp.in_multiples_of_deposit_term_type_enum as inMultiplesOfDepositTermTypeId, ");
             sqlBuilder.append("dptp.min_deposit_amount as minDepositAmount, dptp.deposit_amount as depositAmount, ");
-            sqlBuilder.append("dptp.max_deposit_amount as maxDepositAmount ");
+            sqlBuilder.append("dptp.max_deposit_amount as maxDepositAmount, ");
+            sqlBuilder.append("sp.account_type as accountType, sp.fd_type as fdType, sp.product_code as productCode, ");
+            sqlBuilder.append("sp.customer_segment as customerSegment, ");
+            sqlBuilder.append("sp.gl_account_id as glAccountId, gla.name as glAccountName, ");
+            sqlBuilder.append("sp.effective_date as effectiveDate, sp.effective_to as effectiveTo, sp.end_date as endDate, ");
+            sqlBuilder.append("sp.introducer_required as introducerRequired, sp.share_linking_enabled as shareLinkingEnabled, ");
+            sqlBuilder.append("sp.nomination_facility as nominationFacility, sp.dormancy_alert as dormancyAlert, ");
+            sqlBuilder.append("sp.is_dormancy_tracking_active as isDormancyTrackingActive, ");
+            sqlBuilder.append("sp.days_to_inactive as daysToInactive, sp.days_to_dormancy as daysToDormancy, ");
+            sqlBuilder.append("sp.days_to_escheat as daysToEscheat, ");
+            sqlBuilder.append("sp.interest_calculate_selector as interestCalculateSelector, ");
+            sqlBuilder.append("sp.average_period as averagePeriod, ");
+            sqlBuilder.append("sp.auto_post as autoPost, sp.frequency_fix_day as frequencyFixDay, ");
+            sqlBuilder.append("sp.last_interest_date as lastInterestDate, sp.enable_lockin_period as enableLockinPeriod, ");
+            sqlBuilder.append("sp.balance_frequency as balanceFrequency, ");
+            sqlBuilder.append("sp.account_closed_zero_balance_in_day_closing as accountClosedZeroBalanceInDayClosing, ");
+            sqlBuilder.append("sp.auto_debit_facility as autoDebitFacility, sp.loan_facility as loanFacility, ");
+            sqlBuilder.append("sp.premature_withdrawal_option as prematureWithdrawalOption, sp.tenure_flexibility as tenureFlexibility, ");
+            sqlBuilder.append("sp.lien_marked as lienMarked, sp.maturity_instructions as maturityInstructions, ");
+            sqlBuilder.append("sp.credit_maturity_proceeds as creditMaturityProceeds, ");
+            sqlBuilder.append("sp.penalty_grace_period_missed_installments as penaltyGracePeriodMissedInstallments, ");
+            sqlBuilder.append("sp.panel_request_applicable as panelRequestApplicable, ");
+            sqlBuilder.append("sp.no_penalty_nominee_heir_closure as noPenaltyNomineeHeirClosure, ");
+            sqlBuilder.append("sp.deceased_settlement as deceasedSettlement, ");
+            sqlBuilder.append("sp.allow_debit_txn_after_due_date as allowDebitTxnAfterDueDate, ");
+            sqlBuilder.append("sp.withdrawal_fee_for_transfer as withdrawalFeeForTransfers ");
             sqlBuilder.append("from m_savings_product sp ");
             sqlBuilder.append("left join m_deposit_product_term_and_preclosure dptp on sp.id=dptp.savings_product_id ");
             sqlBuilder.append("join m_currency curr on curr.code = sp.currency_code ");
-            sqlBuilder.append(" left join m_tax_group tg on tg.id = sp.tax_group_id  ");
+            sqlBuilder.append("left join m_tax_group tg on tg.id = sp.tax_group_id ");
+            sqlBuilder.append("left join acc_gl_account gla on gla.id = sp.gl_account_id ");
 
             this.schemaSql = sqlBuilder.toString();
         }
@@ -271,9 +297,55 @@ public class DepositProductReadPlatformServiceImpl implements DepositProductRead
             final BigDecimal depositAmount = JdbcSupport.getBigDecimalDefaultToNullIfZero(rs, "depositAmount");
             final BigDecimal maxDepositAmount = JdbcSupport.getBigDecimalDefaultToNullIfZero(rs, "maxDepositAmount");
 
-            return FixedDepositProductData.instance(depositProductData, preClosurePenalApplicable, preClosurePenalInterest,
+            final FixedDepositProductData result = FixedDepositProductData.instance(depositProductData, preClosurePenalApplicable,
-                    preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType, maxDepositTermType,
+                    preClosurePenalInterest, preClosurePenalInterestOnType, minDepositTerm, maxDepositTerm, minDepositTermType,
-                    inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, minDepositAmount, depositAmount, maxDepositAmount);
+                    maxDepositTermType, inMultiplesOfDepositTerm, inMultiplesOfDepositTermType, minDepositAmount, depositAmount,
+                    maxDepositAmount);
+
+            // CBS Custom Fields
+            result.setAccountType(rs.getString("accountType"));
+            result.setFdType(rs.getString("fdType"));
+            result.setProductCode(rs.getString("productCode"));
+            result.setCustomerSegment(rs.getString("customerSegment"));
+            result.setGlAccountId(JdbcSupport.getLong(rs, "glAccountId"));
+            result.setGlAccountName(rs.getString("glAccountName"));
+            final java.time.LocalDate effectiveDate = JdbcSupport.getLocalDate(rs, "effectiveDate");
+            result.setEffectiveDate(effectiveDate != null ? effectiveDate.toString() : null);
+            final java.time.LocalDate effectiveTo = JdbcSupport.getLocalDate(rs, "effectiveTo");
+            result.setEffectiveTo(effectiveTo != null ? effectiveTo.toString() : null);
+            final java.time.LocalDate endDate = JdbcSupport.getLocalDate(rs, "endDate");
+            result.setEndDate(endDate != null ? endDate.toString() : null);
+            result.setIntroducerRequired(rs.getBoolean("introducerRequired"));
+            result.setShareLinkingEnabled(rs.getBoolean("shareLinkingEnabled"));
+            result.setNominationFacility(rs.getBoolean("nominationFacility"));
+            result.setDormancyAlert(rs.getBoolean("dormancyAlert"));
+            result.setIsDormancyTrackingActive(rs.getBoolean("isDormancyTrackingActive"));
+            result.setDaysToInactive(JdbcSupport.getLong(rs, "daysToInactive"));
+            result.setDaysToDormancy(JdbcSupport.getLong(rs, "daysToDormancy"));
+            result.setDaysToEscheat(JdbcSupport.getLong(rs, "daysToEscheat"));
+            result.setInterestCalculateSelector(JdbcSupport.getInteger(rs, "interestCalculateSelector"));
+            result.setAveragePeriod(rs.getString("averagePeriod"));
+            result.setAutoPost(rs.getBoolean("autoPost"));
+            result.setFrequencyFixDay(JdbcSupport.getInteger(rs, "frequencyFixDay"));
+            final java.time.LocalDate lastInterestDate = JdbcSupport.getLocalDate(rs, "lastInterestDate");
+            result.setLastInterestDate(lastInterestDate != null ? lastInterestDate.toString() : null);
+            result.setEnableLockinPeriod(rs.getBoolean("enableLockinPeriod"));
+            result.setBalanceFrequency(rs.getString("balanceFrequency"));
+            result.setAccountClosedZeroBalanceInDayClosing(rs.getBoolean("accountClosedZeroBalanceInDayClosing"));
+            result.setAutoDebitFacility(rs.getBoolean("autoDebitFacility"));
+            result.setLoanFacility(rs.getBoolean("loanFacility"));
+            result.setPrematureWithdrawalOption(rs.getBoolean("prematureWithdrawalOption"));
+            result.setTenureFlexibility(rs.getBoolean("tenureFlexibility"));
+            result.setLienMarked(rs.getBoolean("lienMarked"));
+            result.setMaturityInstructions(rs.getBoolean("maturityInstructions"));
+            result.setCreditMaturityProceeds(rs.getBoolean("creditMaturityProceeds"));
+            result.setPenaltyGracePeriodMissedInstallments(rs.getBoolean("penaltyGracePeriodMissedInstallments"));
+            result.setPanelRequestApplicable(rs.getBoolean("panelRequestApplicable"));
+            result.setNoPenaltyNomineeHeirClosure(rs.getBoolean("noPenaltyNomineeHeirClosure"));
+            result.setDeceasedSettlement(rs.getBoolean("deceasedSettlement"));
+            result.setAllowDebitTxnAfterDueDate(rs.getBoolean("allowDebitTxnAfterDueDate"));
+            result.setWithdrawalFeeForTransfers(rs.getBoolean("withdrawalFeeForTransfers"));
+            return result;
         }
     }
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/FdBaseInterestRateReadPlatformService.java

@@ -0,0 +1,27 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.service;
+
+import java.util.List;
+import org.apache.fineract.portfolio.savings.api.FdInterestRateSaveRequest;
+import org.apache.fineract.portfolio.savings.data.FdInterestRateEffectiveData;
+
+public interface FdBaseInterestRateReadPlatformService {
+
+    List<FdInterestRateEffectiveData> retrieveAllInterestRates();
+
+    List<FdInterestRateEffectiveData> retrieveAllActiveInterestRates();
+
+    List<FdInterestRateEffectiveData> retrieveActiveInterestRatesByType(String fdType);
+
+    FdInterestRateEffectiveData saveInterestRates(FdInterestRateSaveRequest request, Long createdById);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/FdBaseInterestRateReadPlatformServiceImpl.java

@@ -0,0 +1,128 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ */
+package org.apache.fineract.portfolio.savings.service;
+
+import java.time.LocalDate;
+import java.util.List;
+import java.util.stream.Collectors;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.portfolio.savings.api.FdInterestRateSaveRequest;
+import org.apache.fineract.portfolio.savings.data.FdInterestRateEffectiveData;
+import org.apache.fineract.portfolio.savings.data.FdInterestRateSlabData;
+import org.apache.fineract.portfolio.savings.domain.FdBaseInterestRateEffective;
+import org.apache.fineract.portfolio.savings.domain.FdBaseInterestRateEffectiveRepository;
+import org.apache.fineract.portfolio.savings.domain.FdBaseInterestRateSlabHistory;
+import org.apache.fineract.portfolio.savings.domain.FdBaseInterestRateSlabHistoryRepository;
+import org.springframework.transaction.annotation.Transactional;
+
+@RequiredArgsConstructor
+public class FdBaseInterestRateReadPlatformServiceImpl implements FdBaseInterestRateReadPlatformService {
+
+    private final FdBaseInterestRateEffectiveRepository effectiveRepository;
+    private final FdBaseInterestRateSlabHistoryRepository slabRepository;
+
+    @Override
+    public List<FdInterestRateEffectiveData> retrieveAllInterestRates() {
+        return effectiveRepository.findByOrderByEffectiveFromDateDesc().stream().map(this::toData).collect(Collectors.toList());
+    }
+
+    @Override
+    public List<FdInterestRateEffectiveData> retrieveAllActiveInterestRates() {
+        return effectiveRepository.findByIsActiveTrueOrderByEffectiveFromDateDesc().stream().map(this::toData)
+                .collect(Collectors.toList());
+    }
+
+    @Override
+    public List<FdInterestRateEffectiveData> retrieveActiveInterestRatesByType(String fdType) {
+        return effectiveRepository.findByFdTypeAndIsActiveTrueOrderByEffectiveFromDateDesc(fdType).stream().map(this::toData)
+                .collect(Collectors.toList());
+    }
+
+    @Override
+    @Transactional
+    public FdInterestRateEffectiveData saveInterestRates(FdInterestRateSaveRequest request, Long createdById) {
+        final String fdType = request.getFdType();
+        final LocalDate today = LocalDate.now();
+
+        final List<FdBaseInterestRateEffective> activeVersions = effectiveRepository
+                .findByFdTypeAndIsActiveTrueOrderByEffectiveFromDateDesc(fdType);
+        for (FdBaseInterestRateEffective version : activeVersions) {
+            version.deactivate(today);
+        }
+        if (!activeVersions.isEmpty()) {
+            effectiveRepository.saveAll(activeVersions);
+        }
+
+        final String label = request.getVersionLabel() != null && !request.getVersionLabel().isBlank()
+                ? request.getVersionLabel()
+                : "FD " + fdType + " Rate Version " + LocalDate.now();
+
+        FdBaseInterestRateEffective newVersion = FdBaseInterestRateEffective.create(fdType, label, today, request.getRemarks(), createdById);
+        newVersion = effectiveRepository.saveAndFlush(newVersion);
+
+        final Long versionId = newVersion.getId();
+        int srCounter = 1;
+        if (request.getSlabs() != null) {
+            for (FdInterestRateSaveRequest.SlabRequest slabRequest : request.getSlabs()) {
+                final int sr = slabRequest.getSrNo() != null ? slabRequest.getSrNo() : srCounter++;
+                final FdBaseInterestRateSlabHistory slab = FdBaseInterestRateSlabHistory.create(versionId, sr,
+                        slabRequest.getDescription(), slabRequest.getPeriodTypeEnum(), slabRequest.getFromPeriod(),
+                        slabRequest.getToPeriod(), slabRequest.getAnnualInterestRate(), slabRequest.getSeniorCitizenRate());
+                slabRepository.save(slab);
+            }
+        }
+
+        return toData(newVersion);
+    }
+
+    private FdInterestRateEffectiveData toData(FdBaseInterestRateEffective e) {
+        List<FdInterestRateSlabData> slabs = slabRepository.findByEffectiveIdOrderBySrNo(e.getId()).stream()
+                .map(s -> FdInterestRateSlabData.builder()
+                        .id(s.getId())
+                        .srNo(s.getSrNo())
+                        .description(s.getDescription())
+                        .periodTypeEnum(s.getPeriodTypeEnum())
+                        .periodTypeLabel(periodLabel(s.getPeriodTypeEnum()))
+                        .fromPeriod(s.getFromPeriod())
+                        .toPeriod(s.getToPeriod())
+                        .annualInterestRate(s.getAnnualInterestRate())
+                        .seniorCitizenRate(s.getSeniorCitizenRate())
+                        .build())
+                .collect(Collectors.toList());
+
+        return FdInterestRateEffectiveData.builder()
+                .id(e.getId())
+                .fdType(e.getFdType())
+                .versionLabel(e.getVersionLabel())
+                .effectiveFromDate(e.getEffectiveFromDate())
+                .effectiveToDate(e.getEffectiveToDate())
+                .isActive(e.getIsActive())
+                .remarks(e.getRemarks())
+                .slabs(slabs)
+                .build();
+    }
+
+    private String periodLabel(Integer code) {
+        if (code == null) {
+            return "Days";
+        }
+
+        return switch (code) {
+            case 0 -> "Days";
+            case 1 -> "Weeks";
+            case 2 -> "Months";
+            case 3 -> "Years";
+            default -> "Days";
+        };
+    }
+
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/RecurringDepositAccountInterestCalculationService.java

@@ -0,0 +1,28 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.portfolio.savings.service;
+
+import java.util.HashMap;
+import org.apache.fineract.infrastructure.core.api.JsonQuery;
+
+public interface RecurringDepositAccountInterestCalculationService {
+
+    HashMap<String, Object> calculateInterest(JsonQuery query);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/RecurringDepositAccountInterestCalculationServiceImpl.java

@@ -0,0 +1,138 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+
+package org.apache.fineract.portfolio.savings.service;
+
+import static org.apache.fineract.portfolio.savings.DepositsApiConstants.annualInterestRateParamName;
+import static org.apache.fineract.portfolio.savings.DepositsApiConstants.depositAmountParamName;
+import static org.apache.fineract.portfolio.savings.DepositsApiConstants.interestCompoundingPeriodInMonthsParamName;
+import static org.apache.fineract.portfolio.savings.DepositsApiConstants.tenureInMonthsParamName;
+
+import com.google.gson.JsonElement;
+import java.math.BigDecimal;
+import java.math.MathContext;
+import java.math.RoundingMode;
+import java.time.LocalDate;
+import java.util.HashMap;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.api.JsonQuery;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.apache.fineract.organisation.monetary.domain.MoneyHelper;
+import org.springframework.stereotype.Service;
+
+@Service
+@RequiredArgsConstructor
+public class RecurringDepositAccountInterestCalculationServiceImpl implements RecurringDepositAccountInterestCalculationService {
+
+    private final FromJsonHelper fromApiJsonHelper;
+
+    @Override
+    public HashMap<String, Object> calculateInterest(JsonQuery query) {
+        JsonElement element = query.parsedJson();
+        BigDecimal depositAmount = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(depositAmountParamName, element);
+        BigDecimal annualInterestRate = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(annualInterestRateParamName, element);
+        Long tenureInMonths = this.fromApiJsonHelper.extractLongNamed(tenureInMonthsParamName, element);
+        Long interestCompoundingPeriodInMonths = this.fromApiJsonHelper.extractLongNamed(interestCompoundingPeriodInMonthsParamName,
+                element);
+        LocalDate submittedOnDate = this.fromApiJsonHelper.extractLocalDateNamed("submittedOnDate", element);
+        if (submittedOnDate == null) {
+            submittedOnDate = LocalDate.now();
+        }
+
+        BigDecimal maturityAmount = this.calculateInterestInternal(depositAmount, annualInterestRate, tenureInMonths,
+                interestCompoundingPeriodInMonths, submittedOnDate);
+        
+        BigDecimal totalPrincipal = depositAmount.multiply(BigDecimal.valueOf(tenureInMonths));
+        BigDecimal totalInterest = maturityAmount.subtract(totalPrincipal);
+
+        String warning = "This is an approximate calculated amount - it may vary slightly when the account is created";
+
+        HashMap<String, Object> result = new HashMap<>();
+        result.put("maturityAmount", maturityAmount);
+        result.put("totalPrincipal", totalPrincipal);
+        result.put("totalInterest", totalInterest);
+        result.put("daysInYear", 365); // Standard for this product as per image
+        result.put("warning", warning);
+
+        return result;
+    }
+
+    public BigDecimal calculateInterestInternal(BigDecimal installmentAmount, BigDecimal annualInterestRate, Long tenureInMonths,
+            Long interestCompoundingPeriodInMonths, LocalDate submittedOnDate) {
+        MathContext mc = MoneyHelper.getMathContext();
+        BigDecimal maturityAmount = BigDecimal.ZERO;
+        int totalMonths = Math.toIntExact(tenureInMonths);
+
+        if (interestCompoundingPeriodInMonths == 0) {
+            // Standard Banking Approach for Daily Compounding RD using Actual Calendar Days
+            BigDecimal currentBalance = BigDecimal.ZERO;
+            double dailyRate = annualInterestRate.doubleValue() / 36500.0;
+            LocalDate date = submittedOnDate;
+
+            for (int m = 1; m <= totalMonths; m++) {
+                // Add monthly installment at the start of the month
+                currentBalance = currentBalance.add(installmentAmount);
+                
+                // Get actual days in the current month
+                int daysInMonth = date.lengthOfMonth();
+                
+                // Calculate interest for the month using daily compounding
+                double multiplier = Math.pow(1.0 + dailyRate, daysInMonth);
+                currentBalance = currentBalance.multiply(BigDecimal.valueOf(multiplier), mc);
+                
+                // Move to next month
+                date = date.plusMonths(1);
+            }
+            maturityAmount = currentBalance;
+        } else {
+            // Periodic Compounding (Monthly, Quarterly, etc.)
+            BigDecimal monthlyRate = annualInterestRate.divide(BigDecimal.valueOf(1200), mc);
+            BigDecimal i = monthlyRate;
+            int n = totalMonths;
+            
+            // Standard RD formula for monthly compounding:
+            // M = P * ((1+i)^n - 1) / i * (1+i)
+            // For other periods, we can approximate or use a loop.
+            // Using loop for consistency with various compounding periods.
+            BigDecimal compoundingFrequencyMonths = BigDecimal.valueOf(interestCompoundingPeriodInMonths);
+            BigDecimal ratePerCompounding = annualInterestRate.divide(BigDecimal.valueOf(100), mc)
+                    .multiply(compoundingFrequencyMonths).divide(BigDecimal.valueOf(12), mc);
+
+            for (int m = 1; m <= totalMonths; m++) {
+                BigDecimal monthsRemaining = BigDecimal.valueOf(totalMonths - m + 1);
+                BigDecimal numberOfCompoundings = monthsRemaining.divide(compoundingFrequencyMonths, mc);
+                
+                BigDecimal installmentMaturity = installmentAmount.multiply(
+                        BigDecimal.ONE.add(ratePerCompounding).pow(numberOfCompoundings.intValue(), mc), mc);
+                
+                // Add remaining partial compounding period interest (simple interest for the rest)
+                BigDecimal remainingMonths = monthsRemaining.remainder(compoundingFrequencyMonths);
+                if (remainingMonths.compareTo(BigDecimal.ZERO) > 0) {
+                    BigDecimal partialInterest = installmentMaturity.multiply(annualInterestRate).multiply(remainingMonths)
+                            .divide(BigDecimal.valueOf(1200), mc);
+                    installmentMaturity = installmentMaturity.add(partialInterest);
+                }
+                
+                maturityAmount = maturityAmount.add(installmentMaturity);
+            }
+        }
+        
+        return maturityAmount.setScale(2, RoundingMode.HALF_UP);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/SavingsAccountReadPlatformServiceImpl.java

@@ -800,7 +800,8 @@ public class SavingsAccountReadPlatformServiceImpl implements SavingsAccountRead
             sqlBuilder.append("sa.linked_account_no as linkedAccountNo, ");
             sqlBuilder.append("sp.balance_swap_option as balanceSwapOption, ");
             sqlBuilder.append("sp.msme as msme, ");
-            sqlBuilder.append("sp.auto_debit_facility as autoDebitFacility, ");
+            sqlBuilder.append("COALESCE(sa.nomination_facility, sp.nomination_facility) as nominationFacility, ");
+            sqlBuilder.append("COALESCE(sa.auto_debit_facility, sp.auto_debit_facility) as autoDebitFacility, ");
             // Facility config fields
             sqlBuilder.append("safc.atm_facility as atmFacility, ");
             sqlBuilder.append("safc.atm_withdrawal_facility as atmWithdrawalFacility, ");
@@ -1054,6 +1055,7 @@ public class SavingsAccountReadPlatformServiceImpl implements SavingsAccountRead
             accountData.setLinkedAccountNo(rs.getString("linkedAccountNo"));
             accountData.setBalanceSwapOption(rs.getObject("balanceSwapOption") != null ? rs.getBoolean("balanceSwapOption") : null);
             accountData.setMsme(rs.getObject("msme") != null ? rs.getBoolean("msme") : null);
+            accountData.setNominationFacility(rs.getObject("nominationFacility") != null ? rs.getBoolean("nominationFacility") : null);
             accountData.setAutoDebitFacility(rs.getObject("autoDebitFacility") != null ? rs.getBoolean("autoDebitFacility") : null);
 
             // Nominee as parsed map

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/service/SavingsAccountWritePlatformServiceJpaRepositoryImpl.java

@@ -1391,8 +1391,7 @@ public class SavingsAccountWritePlatformServiceJpaRepositoryImpl implements Savi
     public SavingsAccountData fallbackPostInterest(SavingsAccountData savingsAccountData, boolean postInterestAs, LocalDate transactionDate,
             boolean backdatedTxnsAllowedTill, Throwable t) {
         // NOTE: allow caller to catch the exceptions
-        // NOTE: wrap throwable only if really necessary
+        throw org.apache.fineract.infrastructure.core.exception.ErrorHandler.getMappable(t, null, null, "savings.postinterest");
-        throw errorHandler.getMappable(t, null, null, "savings.postinterest");
     }
 
     @Transactional

fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/starter/SavingsConfiguration.java

@@ -146,8 +146,12 @@ import org.apache.fineract.portfolio.savings.service.SavingsProductWritePlatform
 import org.apache.fineract.portfolio.savings.service.SavingsProductWritePlatformServiceJpaRepositoryImpl;
 import org.apache.fineract.portfolio.savings.domain.RdBaseInterestRateEffectiveRepository;
 import org.apache.fineract.portfolio.savings.domain.RdBaseInterestRateSlabHistoryRepository;
+import org.apache.fineract.portfolio.savings.domain.FdBaseInterestRateEffectiveRepository;
+import org.apache.fineract.portfolio.savings.domain.FdBaseInterestRateSlabHistoryRepository;
 import org.apache.fineract.portfolio.savings.service.RdBaseInterestRateReadPlatformService;
 import org.apache.fineract.portfolio.savings.service.RdBaseInterestRateReadPlatformServiceImpl;
+import org.apache.fineract.portfolio.savings.service.FdBaseInterestRateReadPlatformService;
+import org.apache.fineract.portfolio.savings.service.FdBaseInterestRateReadPlatformServiceImpl;
 import org.apache.fineract.portfolio.savings.service.SavingsSchedularInterestPoster;
 import org.apache.fineract.portfolio.savings.service.SavingsSchedularInterestPosterTask;
 import org.apache.fineract.portfolio.savings.service.search.SavingsAccountTransactionSearchService;
@@ -171,6 +175,14 @@ public class SavingsConfiguration {
         return new RdBaseInterestRateReadPlatformServiceImpl(effectiveRepository, slabRepository);
     }
 
+    @Bean
+    @ConditionalOnMissingBean(FdBaseInterestRateReadPlatformService.class)
+    public FdBaseInterestRateReadPlatformService fdBaseInterestRateReadPlatformService(
+            FdBaseInterestRateEffectiveRepository effectiveRepository,
+            FdBaseInterestRateSlabHistoryRepository slabRepository) {
+        return new FdBaseInterestRateReadPlatformServiceImpl(effectiveRepository, slabRepository);
+    }
+
     @Bean
     @ConditionalOnMissingBean(SavingsAccountTransactionSearchService.class)
     public SavingsAccountTransactionSearchService savingsAccountTransactionSearchService(PlatformSecurityContext context,

fineract-provider/src/main/resources/db/changelog/tenant/changelog-tenant.xml

@@ -290,4 +290,8 @@
     <include file="parts/0276_create_current_account_tables.xml" relativeToChangelogFile="true"/>
     <include file="parts/0277_fix_current_account_audit_columns.xml" relativeToChangelogFile="true"/>
     <include file="parts/0278_add_is_mandatory_to_joint_holder.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0279_add_fd_type_and_base_interest_rate_tables.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0280_add_fixed_deposit_product_codes.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0284_remove_product_code_unique_constraints.xml" relativeToChangelogFile="true"/>
+    <include file="parts/0281_update_fd_base_interest_rate_seed_data.xml" relativeToChangelogFile="true"/>
 </databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0279_add_fd_type_and_base_interest_rate_tables.xml

@@ -0,0 +1,300 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog
+                   http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <!-- 1. Add fd_type column to m_savings_product -->
+    <changeSet id="0279a_add_fd_type_to_savings_product" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <not><columnExists tableName="m_savings_product" columnName="fd_type"/></not>
+        </preConditions>
+        <addColumn tableName="m_savings_product">
+            <column name="fd_type" type="VARCHAR(20)" defaultValue="SINGLE">
+                <constraints nullable="true"/>
+            </column>
+        </addColumn>
+    </changeSet>
+
+    <!-- 2. Create FD base interest rate effective (version) table -->
+    <changeSet id="0279b_create_fd_base_interest_rate_effective" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <not><tableExists tableName="m_fd_base_interest_rate_effective"/></not>
+        </preConditions>
+        <createTable tableName="m_fd_base_interest_rate_effective">
+            <column name="id" type="BIGINT" autoIncrement="true">
+                <constraints primaryKey="true" nullable="false"/>
+            </column>
+            <column name="fd_type" type="VARCHAR(20)">
+                <constraints nullable="false"/>
+            </column>
+            <column name="version_label" type="VARCHAR(100)">
+                <constraints nullable="false"/>
+            </column>
+            <column name="effective_from_date" type="DATE">
+                <constraints nullable="false"/>
+            </column>
+            <column name="effective_to_date" type="DATE"/>
+            <column name="is_active" type="BOOLEAN" defaultValueBoolean="true">
+                <constraints nullable="false"/>
+            </column>
+            <column name="remarks" type="VARCHAR(500)"/>
+            <column name="created_by_id" type="BIGINT"/>
+            <column name="created_date" type="DATE"/>
+        </createTable>
+    </changeSet>
+
+    <!-- 3. Create FD base interest rate slab history table -->
+    <changeSet id="0279c_create_fd_base_interest_rate_slab_history" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <not><tableExists tableName="m_fd_base_interest_rate_slab_history"/></not>
+        </preConditions>
+        <createTable tableName="m_fd_base_interest_rate_slab_history">
+            <column name="id" type="BIGINT" autoIncrement="true">
+                <constraints primaryKey="true" nullable="false"/>
+            </column>
+            <column name="effective_id" type="BIGINT">
+                <constraints nullable="false"/>
+            </column>
+            <column name="sr_no" type="INT">
+                <constraints nullable="false"/>
+            </column>
+            <column name="description" type="VARCHAR(200)"/>
+            <!-- period_type_enum: 0=DAYS, 1=WEEKS, 2=MONTHS, 3=YEARS -->
+            <column name="period_type_enum" type="INT" defaultValueNumeric="0">
+                <constraints nullable="false"/>
+            </column>
+            <column name="from_period" type="INT">
+                <constraints nullable="false"/>
+            </column>
+            <column name="to_period" type="INT"/>
+            <column name="annual_interest_rate" type="DECIMAL(19,6)">
+                <constraints nullable="false"/>
+            </column>
+            <!-- senior_citizen_rate: additional rate for senior citizens -->
+            <column name="senior_citizen_rate" type="DECIMAL(19,6)" defaultValueNumeric="0"/>
+            <column name="created_date" type="DATE"/>
+        </createTable>
+        <addForeignKeyConstraint
+            baseTableName="m_fd_base_interest_rate_slab_history"
+            baseColumnNames="effective_id"
+            referencedTableName="m_fd_base_interest_rate_effective"
+            referencedColumnNames="id"
+            constraintName="fk_fd_base_rate_slab_effective"/>
+    </changeSet>
+
+    <!-- 4. Seed initial FD base interest rate data -->
+    <changeSet id="0279d_seed_fd_base_interest_rate_single" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SINGLE'</sqlCheck>
+        </preConditions>
+        <!-- FD SINGLE: &lt; 1 year, period in DAYS -->
+        <insert tableName="m_fd_base_interest_rate_effective">
+            <column name="fd_type" value="SINGLE"/>
+            <column name="version_label" value="FD-SINGLE-V1"/>
+            <column name="effective_from_date" value="2025-01-01"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="remarks" value="Initial FD Single (Short Term) rates"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+    </changeSet>
+
+    <changeSet id="0279e_seed_fd_single_slabs" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_fd_base_interest_rate_slab_history sh JOIN m_fd_base_interest_rate_effective e ON sh.effective_id = e.id WHERE e.fd_type = 'SINGLE'</sqlCheck>
+        </preConditions>
+        <!-- 1-29 days -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SINGLE' AND version_label='FD-SINGLE-V1')"/>
+            <column name="sr_no" valueNumeric="1"/>
+            <column name="description" value="1 to 29 Days"/>
+            <column name="period_type_enum" valueNumeric="0"/>
+            <column name="from_period" valueNumeric="1"/>
+            <column name="to_period" valueNumeric="29"/>
+            <column name="annual_interest_rate" valueNumeric="4.50"/>
+            <column name="senior_citizen_rate" valueNumeric="5.00"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 30-89 days -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SINGLE' AND version_label='FD-SINGLE-V1')"/>
+            <column name="sr_no" valueNumeric="2"/>
+            <column name="description" value="30 to 89 Days"/>
+            <column name="period_type_enum" valueNumeric="0"/>
+            <column name="from_period" valueNumeric="30"/>
+            <column name="to_period" valueNumeric="89"/>
+            <column name="annual_interest_rate" valueNumeric="5.00"/>
+            <column name="senior_citizen_rate" valueNumeric="5.50"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 90-179 days -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SINGLE' AND version_label='FD-SINGLE-V1')"/>
+            <column name="sr_no" valueNumeric="3"/>
+            <column name="description" value="90 to 179 Days"/>
+            <column name="period_type_enum" valueNumeric="0"/>
+            <column name="from_period" valueNumeric="90"/>
+            <column name="to_period" valueNumeric="179"/>
+            <column name="annual_interest_rate" valueNumeric="5.50"/>
+            <column name="senior_citizen_rate" valueNumeric="6.00"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 180+ days -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SINGLE' AND version_label='FD-SINGLE-V1')"/>
+            <column name="sr_no" valueNumeric="4"/>
+            <column name="description" value="180+ Days"/>
+            <column name="period_type_enum" valueNumeric="0"/>
+            <column name="from_period" valueNumeric="180"/>
+            <column name="annual_interest_rate" valueNumeric="6.00"/>
+            <column name="senior_citizen_rate" valueNumeric="6.50"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+    </changeSet>
+
+    <changeSet id="0279f_seed_fd_base_interest_rate_double" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_fd_base_interest_rate_effective WHERE fd_type = 'DOUBLE'</sqlCheck>
+        </preConditions>
+        <!-- FD DOUBLE: >= 1 year, period in YEARS -->
+        <insert tableName="m_fd_base_interest_rate_effective">
+            <column name="fd_type" value="DOUBLE"/>
+            <column name="version_label" value="FD-DOUBLE-V1"/>
+            <column name="effective_from_date" value="2025-01-01"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="remarks" value="Initial FD Double (Long Term) rates"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+    </changeSet>
+
+    <changeSet id="0279g_seed_fd_double_slabs" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_fd_base_interest_rate_slab_history sh JOIN m_fd_base_interest_rate_effective e ON sh.effective_id = e.id WHERE e.fd_type = 'DOUBLE'</sqlCheck>
+        </preConditions>
+        <!-- 1-2 years -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='DOUBLE' AND version_label='FD-DOUBLE-V1')"/>
+            <column name="sr_no" valueNumeric="1"/>
+            <column name="description" value="1 to 2 Years"/>
+            <column name="period_type_enum" valueNumeric="3"/>
+            <column name="from_period" valueNumeric="1"/>
+            <column name="to_period" valueNumeric="2"/>
+            <column name="annual_interest_rate" valueNumeric="6.50"/>
+            <column name="senior_citizen_rate" valueNumeric="7.00"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 3-5 years -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='DOUBLE' AND version_label='FD-DOUBLE-V1')"/>
+            <column name="sr_no" valueNumeric="2"/>
+            <column name="description" value="3 to 5 Years"/>
+            <column name="period_type_enum" valueNumeric="3"/>
+            <column name="from_period" valueNumeric="3"/>
+            <column name="to_period" valueNumeric="5"/>
+            <column name="annual_interest_rate" valueNumeric="6.75"/>
+            <column name="senior_citizen_rate" valueNumeric="7.25"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 6-10 years -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='DOUBLE' AND version_label='FD-DOUBLE-V1')"/>
+            <column name="sr_no" valueNumeric="3"/>
+            <column name="description" value="6 to 10 Years"/>
+            <column name="period_type_enum" valueNumeric="3"/>
+            <column name="from_period" valueNumeric="6"/>
+            <column name="to_period" valueNumeric="10"/>
+            <column name="annual_interest_rate" valueNumeric="7.00"/>
+            <column name="senior_citizen_rate" valueNumeric="7.50"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 11+ years -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='DOUBLE' AND version_label='FD-DOUBLE-V1')"/>
+            <column name="sr_no" valueNumeric="4"/>
+            <column name="description" value="11+ Years"/>
+            <column name="period_type_enum" valueNumeric="3"/>
+            <column name="from_period" valueNumeric="11"/>
+            <column name="annual_interest_rate" valueNumeric="7.25"/>
+            <column name="senior_citizen_rate" valueNumeric="7.75"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+    </changeSet>
+
+    <changeSet id="0279h_seed_fd_base_interest_rate_special" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SPECIAL'</sqlCheck>
+        </preConditions>
+        <!-- FD SPECIAL: monthly interest payout, period in MONTHS -->
+        <insert tableName="m_fd_base_interest_rate_effective">
+            <column name="fd_type" value="SPECIAL"/>
+            <column name="version_label" value="FD-SPECIAL-V1"/>
+            <column name="effective_from_date" value="2025-01-01"/>
+            <column name="is_active" valueBoolean="true"/>
+            <column name="remarks" value="Initial FD Special (Monthly Payout) rates"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+    </changeSet>
+
+    <changeSet id="0279i_seed_fd_special_slabs" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <sqlCheck expectedResult="0">SELECT COUNT(*) FROM m_fd_base_interest_rate_slab_history sh JOIN m_fd_base_interest_rate_effective e ON sh.effective_id = e.id WHERE e.fd_type = 'SPECIAL'</sqlCheck>
+        </preConditions>
+        <!-- 1-12 months -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SPECIAL' AND version_label='FD-SPECIAL-V1')"/>
+            <column name="sr_no" valueNumeric="1"/>
+            <column name="description" value="1 to 12 Months"/>
+            <column name="period_type_enum" valueNumeric="2"/>
+            <column name="from_period" valueNumeric="1"/>
+            <column name="to_period" valueNumeric="12"/>
+            <column name="annual_interest_rate" valueNumeric="6.00"/>
+            <column name="senior_citizen_rate" valueNumeric="6.50"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 13-24 months -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SPECIAL' AND version_label='FD-SPECIAL-V1')"/>
+            <column name="sr_no" valueNumeric="2"/>
+            <column name="description" value="13 to 24 Months"/>
+            <column name="period_type_enum" valueNumeric="2"/>
+            <column name="from_period" valueNumeric="13"/>
+            <column name="to_period" valueNumeric="24"/>
+            <column name="annual_interest_rate" valueNumeric="6.50"/>
+            <column name="senior_citizen_rate" valueNumeric="7.00"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 25-60 months -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SPECIAL' AND version_label='FD-SPECIAL-V1')"/>
+            <column name="sr_no" valueNumeric="3"/>
+            <column name="description" value="25 to 60 Months"/>
+            <column name="period_type_enum" valueNumeric="2"/>
+            <column name="from_period" valueNumeric="25"/>
+            <column name="to_period" valueNumeric="60"/>
+            <column name="annual_interest_rate" valueNumeric="7.00"/>
+            <column name="senior_citizen_rate" valueNumeric="7.50"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+        <!-- 61+ months -->
+        <insert tableName="m_fd_base_interest_rate_slab_history">
+            <column name="effective_id" valueComputed="(SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type='SPECIAL' AND version_label='FD-SPECIAL-V1')"/>
+            <column name="sr_no" valueNumeric="4"/>
+            <column name="description" value="61+ Months"/>
+            <column name="period_type_enum" valueNumeric="2"/>
+            <column name="from_period" valueNumeric="61"/>
+            <column name="annual_interest_rate" valueNumeric="7.25"/>
+            <column name="senior_citizen_rate" valueNumeric="7.75"/>
+            <column name="created_date" valueDate="2025-01-01"/>
+        </insert>
+    </changeSet>
+
+</databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0280_add_fixed_deposit_product_codes.xml

@@ -0,0 +1,53 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+    xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <!-- FixedDepositProductAccountType code and values -->
+    <changeSet id="0280a_add_fd_product_account_type_code" author="system">
+        <validCheckSum>ANY</validCheckSum>
+        <sql>
+            INSERT INTO m_code (code_name, is_system_defined)
+            SELECT 'FixedDepositProductAccountType', false
+            WHERE NOT EXISTS (SELECT 1 FROM m_code WHERE code_name = 'FixedDepositProductAccountType');
+        </sql>
+        <sql>
+            INSERT INTO m_code_value (code_id, code_value, order_position, is_active, is_mandatory)
+            SELECT c.id, v.code_value, v.order_position, true, false
+            FROM m_code c,
+            (VALUES
+                ('Fd Account', 1)
+            ) AS v(code_value, order_position)
+            WHERE c.code_name = 'FixedDepositProductAccountType'
+              AND NOT EXISTS (
+                SELECT 1 FROM m_code_value cv
+                WHERE cv.code_id = c.id AND cv.code_value = v.code_value
+              );
+        </sql>
+    </changeSet>
+
+    <!-- FixedDepositProductCustomerSegment code and values -->
+    <changeSet id="0280b_add_fd_product_customer_segment_code" author="system">
+        <validCheckSum>ANY</validCheckSum>
+        <sql>
+            INSERT INTO m_code (code_name, is_system_defined)
+            SELECT 'FixedDepositProductCustomerSegment', false
+            WHERE NOT EXISTS (SELECT 1 FROM m_code WHERE code_name = 'FixedDepositProductCustomerSegment');
+        </sql>
+        <sql>
+            INSERT INTO m_code_value (code_id, code_value, order_position, is_active, is_mandatory)
+            SELECT c.id, v.code_value, v.order_position, true, false
+            FROM m_code c,
+            (VALUES
+                ('Individual', 1),
+                ('Non-Individual', 2)
+            ) AS v(code_value, order_position)
+            WHERE c.code_name = 'FixedDepositProductCustomerSegment'
+              AND NOT EXISTS (
+                SELECT 1 FROM m_code_value cv
+                WHERE cv.code_id = c.id AND cv.code_value = v.code_value
+              );
+        </sql>
+    </changeSet>
+
+</databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0281_update_fd_base_interest_rate_seed_data.xml

@@ -0,0 +1,105 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog
+                   http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <changeSet id="0281_update_fd_base_interest_rate_seed_data" author="fineract">
+        <validCheckSum>ANY</validCheckSum>
+        <preConditions onFail="MARK_RAN">
+            <tableExists tableName="m_fd_base_interest_rate_effective"/>
+        </preConditions>
+
+        <sql>
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '1 to 29 Days',
+                from_period = 1,
+                to_period = 29
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SINGLE' AND version_label = 'FD-SINGLE-V1')
+              AND sr_no = 1;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '30 to 89 Days',
+                from_period = 30,
+                to_period = 89
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SINGLE' AND version_label = 'FD-SINGLE-V1')
+              AND sr_no = 2;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '90 to 179 Days',
+                from_period = 90,
+                to_period = 179
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SINGLE' AND version_label = 'FD-SINGLE-V1')
+              AND sr_no = 3;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '180+ Days',
+                from_period = 180,
+                to_period = NULL
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SINGLE' AND version_label = 'FD-SINGLE-V1')
+              AND sr_no = 4;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '1 to 2 Years',
+                from_period = 1,
+                to_period = 2
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'DOUBLE' AND version_label = 'FD-DOUBLE-V1')
+              AND sr_no = 1;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '3 to 5 Years',
+                from_period = 3,
+                to_period = 5
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'DOUBLE' AND version_label = 'FD-DOUBLE-V1')
+              AND sr_no = 2;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '6 to 10 Years',
+                from_period = 6,
+                to_period = 10
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'DOUBLE' AND version_label = 'FD-DOUBLE-V1')
+              AND sr_no = 3;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '11+ Years',
+                from_period = 11,
+                to_period = NULL
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'DOUBLE' AND version_label = 'FD-DOUBLE-V1')
+              AND sr_no = 4;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '1 to 12 Months',
+                from_period = 1,
+                to_period = 12
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SPECIAL' AND version_label = 'FD-SPECIAL-V1')
+              AND sr_no = 1;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '13 to 24 Months',
+                from_period = 13,
+                to_period = 24
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SPECIAL' AND version_label = 'FD-SPECIAL-V1')
+              AND sr_no = 2;
+
+            UPDATE m_fd_base_interest_rate_slab_history
+            SET description = '25 to 60 Months',
+                from_period = 25,
+                to_period = 60
+            WHERE effective_id = (SELECT id FROM m_fd_base_interest_rate_effective WHERE fd_type = 'SPECIAL' AND version_label = 'FD-SPECIAL-V1')
+              AND sr_no = 3;
+
+            INSERT INTO m_fd_base_interest_rate_slab_history
+                (effective_id, sr_no, description, period_type_enum, from_period, to_period, annual_interest_rate, senior_citizen_rate, created_date)
+            SELECT e.id, 4, '61+ Months', 2, 61, NULL, 7.250000, 7.750000, CURRENT_DATE
+            FROM m_fd_base_interest_rate_effective e
+            WHERE e.fd_type = 'SPECIAL' AND e.version_label = 'FD-SPECIAL-V1'
+              AND NOT EXISTS (
+                SELECT 1
+                FROM m_fd_base_interest_rate_slab_history sh
+                WHERE sh.effective_id = e.id
+                  AND sh.sr_no = 4
+              );
+        </sql>
+    </changeSet>
+
+</databaseChangeLog>

fineract-provider/src/main/resources/db/changelog/tenant/parts/0284_remove_product_code_unique_constraints.xml

@@ -0,0 +1,25 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<databaseChangeLog xmlns="http://www.liquibase.org/xml/ns/dbchangelog"
+                   xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
+                   xsi:schemaLocation="http://www.liquibase.org/xml/ns/dbchangelog http://www.liquibase.org/xml/ns/dbchangelog/dbchangelog-4.1.xsd">
+
+    <changeSet id="0284_remove_product_code_unique_constraints" author="system">
+        <!-- For Savings/RD/FD products -->
+        <dropUniqueConstraint tableName="m_savings_product" constraintName="m_savings_product_product_code_key"/>
+        
+        <!-- For Current products -->
+        <dropUniqueConstraint tableName="m_current_product" constraintName="cp_unq_product_code"/>
+
+        <!-- Set existing empty or blank product_codes to NULL to avoid future issues -->
+        <update tableName="m_savings_product">
+            <column name="product_code" valueComputed="NULL"/>
+            <where>product_code = '' OR product_code IS NULL</where>
+        </update>
+
+        <update tableName="m_current_product">
+            <column name="product_code" valueComputed="NULL"/>
+            <where>product_code = '' OR product_code IS NULL</where>
+        </update>
+    </changeSet>
+
+</databaseChangeLog>

fineract-provider/src/test/java/org/apache/fineract/portfolio/account/jobs/executestandinginstructions/AccountNumberGeneratorTest.java

@@ -45,6 +45,7 @@ import org.apache.fineract.portfolio.shareaccounts.domain.ShareAccount;
 import org.apache.fineract.portfolio.shareproducts.domain.ShareProduct;
 import org.junit.jupiter.api.BeforeEach;
 import org.junit.jupiter.api.Test;
+import org.springframework.jdbc.core.JdbcTemplate;
 
 public class AccountNumberGeneratorTest {
 
@@ -54,6 +55,7 @@ public class AccountNumberGeneratorTest {
     private SavingsAccountRepository savingsRepo;
     private GLAccountRepository glAccountRepo;
     private SavingsProductRepository savingsProductRepo;
+    private JdbcTemplate jdbcTemplate;
 
     private AccountNumberGenerator generator;
 
@@ -65,8 +67,9 @@ public class AccountNumberGeneratorTest {
         savingsRepo = mock(SavingsAccountRepository.class);
         glAccountRepo = mock(GLAccountRepository.class);
         savingsProductRepo = mock(SavingsProductRepository.class);
+        jdbcTemplate = mock(JdbcTemplate.class);
 
-        generator = new AccountNumberGenerator(configService, clientRepo, loanRepo, savingsRepo, glAccountRepo, savingsProductRepo);
+        generator = new AccountNumberGenerator(configService, clientRepo, loanRepo, savingsRepo, glAccountRepo, savingsProductRepo, jdbcTemplate);
 
         GlobalConfigurationPropertyData accountLengthConfig = mock(GlobalConfigurationPropertyData.class);
         when(accountLengthConfig.getValue()).thenReturn(Long.valueOf("9"));

fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/data/FixedDepositAccountData.java

@@ -24,6 +24,7 @@ import java.util.Collection;
 import lombok.Getter;
 import org.apache.commons.lang3.builder.EqualsBuilder;
 import org.apache.commons.lang3.builder.HashCodeBuilder;
+import org.apache.fineract.infrastructure.codes.data.CodeValueData;
 import org.apache.fineract.infrastructure.core.data.EnumOptionData;
 import org.apache.fineract.organisation.monetary.data.CurrencyData;
 import org.apache.fineract.organisation.staff.data.StaffData;
@@ -73,6 +74,48 @@ public final class FixedDepositAccountData extends DepositAccountData {
     private Collection<PaymentTypeData> paymentTypeOptions;
     private final Collection<EnumOptionData> maturityInstructionOptions;
 
+    // CBS product/account fields used by the FD UI
+    private String accountType;
+    private String customerSegment;
+    private String fdType;
+    private Collection<CodeValueData> accountTypeOptions;
+    private Collection<CodeValueData> customerSegmentOptions;
+    private String productCode;
+    private LocalDate effectiveDate;
+    private LocalDate effectiveTo;
+    private LocalDate endDate;
+    private Boolean introducerRequired;
+    private Boolean shareLinkingEnabled;
+    private Boolean nominationFacility;
+    private Boolean dormancyAlert;
+    private Boolean isDormancyTrackingActive;
+    private Long daysToInactive;
+    private Long daysToDormancy;
+    private Long daysToEscheat;
+    private Integer interestCalculateSelector;
+    private String interestCalculationTypeName;
+    private String averagePeriod;
+    private Boolean autoPost;
+    private Integer frequencyFixDay;
+    private LocalDate lastInterestDate;
+    private Boolean enableLockinPeriod;
+    private String balanceFrequency;
+    private Boolean accountClosedZeroBalanceInDayClosing;
+    private Boolean balanceSwapOption;
+    private Boolean msme;
+    private Boolean autoDebitFacility;
+    private Boolean loanFacility;
+    private Boolean prematureWithdrawalOption;
+    private Boolean tenureFlexibility;
+    private Boolean lienMarked;
+    private Boolean maturityInstructions;
+    private Boolean creditMaturityProceeds;
+    private Boolean penaltyGracePeriodMissedInstallments;
+    private Boolean panelRequestApplicable;
+    private Boolean noPenaltyNomineeHeirClosure;
+    private Boolean deceasedSettlement;
+    private Boolean allowDebitTxnAfterDueDate;
+
     // import fields
     private transient Integer rowIndex;
     private String dateFormat;
@@ -92,6 +135,123 @@ public final class FixedDepositAccountData extends DepositAccountData {
                 locale, dateFormat);
     }
 
+    public void setAccountType(String accountType) {
+        this.accountType = accountType;
+    }
+
+    public void setCustomerSegment(String customerSegment) {
+        this.customerSegment = customerSegment;
+    }
+
+    public void setAccountTypeOptions(Collection<CodeValueData> accountTypeOptions) {
+        this.accountTypeOptions = accountTypeOptions;
+    }
+
+    public void setCustomerSegmentOptions(Collection<CodeValueData> customerSegmentOptions) {
+        this.customerSegmentOptions = customerSegmentOptions;
+    }
+
+    public void setFdType(String fdType) { this.fdType = fdType; }
+    public String getFdType() { return fdType; }
+
+    public void setCbsProductFields(final String accountType, final String customerSegment, final String fdType, final String productCode,
+            final LocalDate effectiveDate, final LocalDate effectiveTo, final LocalDate endDate, final Boolean introducerRequired,
+            final Boolean shareLinkingEnabled, final Boolean nominationFacility, final Boolean dormancyAlert,
+            final Boolean isDormancyTrackingActive, final Long daysToInactive, final Long daysToDormancy, final Long daysToEscheat,
+            final Integer interestCalculateSelector, final String interestCalculationTypeName, final String averagePeriod,
+            final Boolean autoPost, final Integer frequencyFixDay, final LocalDate lastInterestDate, final Boolean enableLockinPeriod,
+            final String balanceFrequency, final Boolean accountClosedZeroBalanceInDayClosing, final Boolean balanceSwapOption,
+            final Boolean msme, final Boolean autoDebitFacility, final Boolean loanFacility, final Boolean prematureWithdrawalOption,
+            final Boolean tenureFlexibility, final Boolean lienMarked, final Boolean maturityInstructions,
+            final Boolean creditMaturityProceeds, final Boolean penaltyGracePeriodMissedInstallments,
+            final Boolean panelRequestApplicable, final Boolean noPenaltyNomineeHeirClosure, final Boolean deceasedSettlement,
+            final Boolean allowDebitTxnAfterDueDate) {
+        this.accountType = accountType;
+        this.customerSegment = customerSegment;
+        this.fdType = fdType;
+        this.productCode = productCode;
+        this.effectiveDate = effectiveDate;
+        this.effectiveTo = effectiveTo;
+        this.endDate = endDate;
+        this.introducerRequired = introducerRequired;
+        this.shareLinkingEnabled = shareLinkingEnabled;
+        this.nominationFacility = nominationFacility;
+        this.dormancyAlert = dormancyAlert;
+        this.isDormancyTrackingActive = isDormancyTrackingActive;
+        this.daysToInactive = daysToInactive;
+        this.daysToDormancy = daysToDormancy;
+        this.daysToEscheat = daysToEscheat;
+        this.interestCalculateSelector = interestCalculateSelector;
+        this.interestCalculationTypeName = interestCalculationTypeName;
+        this.averagePeriod = averagePeriod;
+        this.autoPost = autoPost;
+        this.frequencyFixDay = frequencyFixDay;
+        this.lastInterestDate = lastInterestDate;
+        this.enableLockinPeriod = enableLockinPeriod;
+        this.balanceFrequency = balanceFrequency;
+        this.accountClosedZeroBalanceInDayClosing = accountClosedZeroBalanceInDayClosing;
+        this.balanceSwapOption = balanceSwapOption;
+        this.msme = msme;
+        this.autoDebitFacility = autoDebitFacility;
+        this.loanFacility = loanFacility;
+        this.prematureWithdrawalOption = prematureWithdrawalOption;
+        this.tenureFlexibility = tenureFlexibility;
+        this.lienMarked = lienMarked;
+        this.maturityInstructions = maturityInstructions;
+        this.creditMaturityProceeds = creditMaturityProceeds;
+        this.penaltyGracePeriodMissedInstallments = penaltyGracePeriodMissedInstallments;
+        this.panelRequestApplicable = panelRequestApplicable;
+        this.noPenaltyNomineeHeirClosure = noPenaltyNomineeHeirClosure;
+        this.deceasedSettlement = deceasedSettlement;
+        this.allowDebitTxnAfterDueDate = allowDebitTxnAfterDueDate;
+    }
+
+    public void copyCbsFieldsFrom(final FixedDepositAccountData src) {
+        if (src == null) {
+            return;
+        }
+        this.accountType = src.accountType;
+        this.customerSegment = src.customerSegment;
+        this.fdType = src.fdType;
+        this.accountTypeOptions = src.accountTypeOptions;
+        this.customerSegmentOptions = src.customerSegmentOptions;
+        this.productCode = src.productCode;
+        this.effectiveDate = src.effectiveDate;
+        this.effectiveTo = src.effectiveTo;
+        this.endDate = src.endDate;
+        this.introducerRequired = src.introducerRequired;
+        this.shareLinkingEnabled = src.shareLinkingEnabled;
+        this.nominationFacility = src.nominationFacility;
+        this.dormancyAlert = src.dormancyAlert;
+        this.isDormancyTrackingActive = src.isDormancyTrackingActive;
+        this.daysToInactive = src.daysToInactive;
+        this.daysToDormancy = src.daysToDormancy;
+        this.daysToEscheat = src.daysToEscheat;
+        this.interestCalculateSelector = src.interestCalculateSelector;
+        this.interestCalculationTypeName = src.interestCalculationTypeName;
+        this.averagePeriod = src.averagePeriod;
+        this.autoPost = src.autoPost;
+        this.frequencyFixDay = src.frequencyFixDay;
+        this.lastInterestDate = src.lastInterestDate;
+        this.enableLockinPeriod = src.enableLockinPeriod;
+        this.balanceFrequency = src.balanceFrequency;
+        this.accountClosedZeroBalanceInDayClosing = src.accountClosedZeroBalanceInDayClosing;
+        this.balanceSwapOption = src.balanceSwapOption;
+        this.msme = src.msme;
+        this.autoDebitFacility = src.autoDebitFacility;
+        this.loanFacility = src.loanFacility;
+        this.prematureWithdrawalOption = src.prematureWithdrawalOption;
+        this.tenureFlexibility = src.tenureFlexibility;
+        this.lienMarked = src.lienMarked;
+        this.maturityInstructions = src.maturityInstructions;
+        this.creditMaturityProceeds = src.creditMaturityProceeds;
+        this.penaltyGracePeriodMissedInstallments = src.penaltyGracePeriodMissedInstallments;
+        this.panelRequestApplicable = src.panelRequestApplicable;
+        this.noPenaltyNomineeHeirClosure = src.noPenaltyNomineeHeirClosure;
+        this.deceasedSettlement = src.deceasedSettlement;
+        this.allowDebitTxnAfterDueDate = src.allowDebitTxnAfterDueDate;
+    }
+
     private FixedDepositAccountData(Long clientId, Long productId, Long fieldofficerId, LocalDate submittedOnDate,
             EnumOptionData interestCompoundingPeriodType, EnumOptionData interestPostingPeriodType, EnumOptionData interestCalculationType,
             EnumOptionData interestCalculationDaysInYearType, Integer lockinPeriodFrequency, EnumOptionData lockinPeriodFrequencyType,
@@ -150,7 +310,7 @@ public final class FixedDepositAccountData extends DepositAccountData {
         final Collection<PaymentTypeData> paymentTypeOptions = null;
         final Collection<SavingsAccountData> savingsAccountDatas = null;
 
-        return new FixedDepositAccountData(depositAccountData.id, depositAccountData.accountNo, depositAccountData.externalId,
+        final FixedDepositAccountData result = new FixedDepositAccountData(depositAccountData.id, depositAccountData.accountNo, depositAccountData.externalId,
                 depositAccountData.groupId, depositAccountData.groupName, depositAccountData.clientId, depositAccountData.clientName,
                 depositAccountData.depositProductId, depositAccountData.depositProductName, depositAccountData.fieldOfficerId,
                 depositAccountData.fieldOfficerName, depositAccountData.status, depositAccountData.timeline, depositAccountData.currency,
@@ -170,11 +330,15 @@ public final class FixedDepositAccountData extends DepositAccountData {
                 depositPeriod, depositPeriodFrequency, periodFrequencyTypeOptions, depositType, onAccountClosure, onAccountClosureOptions,
                 paymentTypeOptions, savingsAccountDatas, linkedAccount, transferInterestToSavings, depositAccountData.withHoldTax,
                 depositAccountData.taxGroup, maturityInstructionOptions, transferToSavingsId, transferToSavingsAccount);
+        if (depositAccountData instanceof FixedDepositAccountData) {
+            result.copyCbsFieldsFrom((FixedDepositAccountData) depositAccountData);
+        }
+        return result;
     }
 
     public static FixedDepositAccountData withInterestChart(final FixedDepositAccountData account,
             final DepositAccountInterestRateChartData accountChart) {
-        return new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
+        final FixedDepositAccountData result = new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
                 account.clientId, account.clientName, account.depositProductId, account.depositProductName, account.fieldOfficerId,
                 account.fieldOfficerName, account.status, account.timeline, account.currency, account.nominalAnnualInterestRate,
                 account.interestCompoundingPeriodType, account.interestPostingPeriodType, account.interestCalculationType,
@@ -192,6 +356,8 @@ public final class FixedDepositAccountData extends DepositAccountData {
                 account.onAccountClosure, account.onAccountClosureOptions, account.paymentTypeOptions, account.savingsAccounts,
                 account.linkedAccount, account.transferInterestToSavings, account.withHoldTax, account.taxGroup,
                 account.maturityInstructionOptions, account.transferToSavingsId, account.transferToSavingsAccount);
+        result.copyCbsFieldsFrom(account);
+        return result;
     }
 
     public static FixedDepositAccountData associationsAndTemplate(final FixedDepositAccountData account, FixedDepositAccountData template,
@@ -202,7 +368,7 @@ public final class FixedDepositAccountData extends DepositAccountData {
             template = account;
         }
 
-        return new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
+        final FixedDepositAccountData result = new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
                 account.clientId, account.clientName, account.depositProductId, account.depositProductName, account.fieldOfficerId,
                 account.fieldOfficerName, account.status, account.timeline, account.currency, account.nominalAnnualInterestRate,
                 account.interestCompoundingPeriodType, account.interestPostingPeriodType, account.interestCalculationType,
@@ -220,6 +386,8 @@ public final class FixedDepositAccountData extends DepositAccountData {
                 account.onAccountClosure, account.onAccountClosureOptions, account.paymentTypeOptions, template.savingsAccounts,
                 linkedAccount, account.transferInterestToSavings, account.withHoldTax, account.taxGroup, account.maturityInstructionOptions,
                 account.transferToSavingsId, transferToSavingsAccount);
+        result.copyCbsFieldsFrom(account);
+        return result;
     }
 
     public static FixedDepositAccountData withTemplateOptions(final FixedDepositAccountData account,
@@ -234,7 +402,7 @@ public final class FixedDepositAccountData extends DepositAccountData {
             final Collection<EnumOptionData> periodFrequencyTypeOptions, final Collection<SavingsAccountData> savingsAccounts,
             final Collection<EnumOptionData> maturityInstructionOptions) {
 
-        return new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
+        final FixedDepositAccountData result = new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
                 account.clientId, account.clientName, account.depositProductId, account.depositProductName, account.fieldOfficerId,
                 account.fieldOfficerName, account.status, account.timeline, account.currency, account.nominalAnnualInterestRate,
                 account.interestCompoundingPeriodType, account.interestPostingPeriodType, account.interestCalculationType,
@@ -251,6 +419,8 @@ public final class FixedDepositAccountData extends DepositAccountData {
                 account.onAccountClosure, account.onAccountClosureOptions, account.paymentTypeOptions, savingsAccounts,
                 account.linkedAccount, account.transferInterestToSavings, account.withHoldTax, account.taxGroup, maturityInstructionOptions,
                 account.transferToSavingsId, account.transferToSavingsAccount);
+        result.copyCbsFieldsFrom(account);
+        return result;
     }
 
     public static FixedDepositAccountData withClientTemplate(final Long clientId, final String clientName, final Long groupId,
@@ -427,7 +597,7 @@ public final class FixedDepositAccountData extends DepositAccountData {
             final Collection<EnumOptionData> onAccountClosureOptions, final Collection<PaymentTypeData> paymentTypeOptions,
             final Collection<SavingsAccountData> savingsAccountDatas) {
 
-        return new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
+        final FixedDepositAccountData result = new FixedDepositAccountData(account.id, account.accountNo, account.externalId, account.groupId, account.groupName,
                 account.clientId, account.clientName, account.depositProductId, account.depositProductName, account.fieldOfficerId,
                 account.fieldOfficerName, account.status, account.timeline, account.currency, account.nominalAnnualInterestRate,
                 account.interestCompoundingPeriodType, account.interestPostingPeriodType, account.interestCalculationType,
@@ -445,7 +615,8 @@ public final class FixedDepositAccountData extends DepositAccountData {
                 account.onAccountClosure, onAccountClosureOptions, paymentTypeOptions, savingsAccountDatas, account.linkedAccount,
                 account.transferInterestToSavings, account.withHoldTax, account.taxGroup, account.maturityInstructionOptions,
                 account.transferToSavingsId, account.transferToSavingsAccount);
-
+        result.copyCbsFieldsFrom(account);
+        return result;
     }
 
     private FixedDepositAccountData(final Long id, final String accountNo, final String externalId, final Long groupId,

fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/data/FixedDepositProductData.java

@@ -112,9 +112,9 @@ public final class FixedDepositProductData extends DepositProductData {
     }
 
     public static FixedDepositProductData withCharges(final FixedDepositProductData existingProduct, final Collection<ChargeData> charges) {
-        return new FixedDepositProductData(existingProduct.id, existingProduct.name, existingProduct.shortName, existingProduct.description,
+        final FixedDepositProductData result = new FixedDepositProductData(existingProduct.id, existingProduct.name, existingProduct.shortName,
-                existingProduct.currency, existingProduct.nominalAnnualInterestRate, existingProduct.interestCompoundingPeriodType,
+                existingProduct.description, existingProduct.currency, existingProduct.nominalAnnualInterestRate,
-                existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
+                existingProduct.interestCompoundingPeriodType, existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
                 existingProduct.interestCalculationDaysInYearType, existingProduct.lockinPeriodFrequency,
                 existingProduct.lockinPeriodFrequencyType, existingProduct.minBalanceForInterestCalculation, existingProduct.accountingRule,
                 existingProduct.accountingMappings, existingProduct.paymentChannelToFundSourceMappings, existingProduct.currencyOptions,
@@ -131,6 +131,8 @@ public final class FixedDepositProductData extends DepositProductData {
                 existingProduct.minDepositAmount, existingProduct.depositAmount, existingProduct.maxDepositAmount,
                 existingProduct.periodFrequencyTypeOptions, existingProduct.withHoldTax, existingProduct.taxGroup,
                 existingProduct.taxGroupOptions);
+        result.copyCbsFieldsFrom(existingProduct);
+        return result;
     }
 
     /**
@@ -152,9 +154,9 @@ public final class FixedDepositProductData extends DepositProductData {
             final Collection<EnumOptionData> preClosurePenalInterestOnTypeOptions,
             final Collection<EnumOptionData> periodFrequencyTypeOptions, final Collection<TaxGroupData> taxGroupOptions) {
 
-        return new FixedDepositProductData(existingProduct.id, existingProduct.name, existingProduct.shortName, existingProduct.description,
+        final FixedDepositProductData result = new FixedDepositProductData(existingProduct.id, existingProduct.name, existingProduct.shortName,
-                existingProduct.currency, existingProduct.nominalAnnualInterestRate, existingProduct.interestCompoundingPeriodType,
+                existingProduct.description, existingProduct.currency, existingProduct.nominalAnnualInterestRate,
-                existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
+                existingProduct.interestCompoundingPeriodType, existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
                 existingProduct.interestCalculationDaysInYearType, existingProduct.lockinPeriodFrequency,
                 existingProduct.lockinPeriodFrequencyType, existingProduct.minBalanceForInterestCalculation, existingProduct.accountingRule,
                 existingProduct.accountingMappings, existingProduct.paymentChannelToFundSourceMappings, currencyOptions,
@@ -169,6 +171,8 @@ public final class FixedDepositProductData extends DepositProductData {
                 existingProduct.inMultiplesOfDepositTermType, existingProduct.minDepositAmount, existingProduct.depositAmount,
                 existingProduct.maxDepositAmount, periodFrequencyTypeOptions, existingProduct.withHoldTax, existingProduct.taxGroup,
                 taxGroupOptions);
+        result.copyCbsFieldsFrom(existingProduct);
+        return result;
     }
 
     public static FixedDepositProductData withAccountingDetails(final FixedDepositProductData existingProduct,
@@ -189,9 +193,9 @@ public final class FixedDepositProductData extends DepositProductData {
         final Collection<ChargeData> chargeOptions = null;
         final Collection<ChargeData> penaltyOptions = null;
 
-        return new FixedDepositProductData(existingProduct.id, existingProduct.name, existingProduct.shortName, existingProduct.description,
+        final FixedDepositProductData result = new FixedDepositProductData(existingProduct.id, existingProduct.name,
-                existingProduct.currency, existingProduct.nominalAnnualInterestRate, existingProduct.interestCompoundingPeriodType,
+                existingProduct.shortName, existingProduct.description, existingProduct.currency, existingProduct.nominalAnnualInterestRate,
-                existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
+                existingProduct.interestCompoundingPeriodType, existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
                 existingProduct.interestCalculationDaysInYearType, existingProduct.lockinPeriodFrequency,
                 existingProduct.lockinPeriodFrequencyType, existingProduct.minBalanceForInterestCalculation, existingProduct.accountingRule,
                 accountingMappings, paymentChannelToFundSourceMappings, currencyOptions, interestCompoundingPeriodTypeOptions,
@@ -206,6 +210,8 @@ public final class FixedDepositProductData extends DepositProductData {
                 existingProduct.minDepositAmount, existingProduct.depositAmount, existingProduct.maxDepositAmount,
                 existingProduct.periodFrequencyTypeOptions, existingProduct.withHoldTax, existingProduct.taxGroup,
                 existingProduct.taxGroupOptions);
+        result.copyCbsFieldsFrom(existingProduct);
+        return result;
     }
 
     public static FixedDepositProductData instance(final DepositProductData depositProductData, final boolean preClosurePenalApplicable,
@@ -243,7 +249,7 @@ public final class FixedDepositProductData extends DepositProductData {
                 depositProductData.interestCompoundingPeriodType, depositProductData.interestPostingPeriodType,
                 depositProductData.interestCalculationType, depositProductData.interestCalculationDaysInYearType,
                 depositProductData.lockinPeriodFrequency, depositProductData.lockinPeriodFrequencyType,
-                depositProductData.minBalanceForInterestCalculation, depositProductData.accountingRule, accountingMappings,
+                depositProductData.getMinBalanceForInterestCalculation(), depositProductData.accountingRule, accountingMappings,
                 paymentChannelToFundSourceMappings, currencyOptions, interestCompoundingPeriodTypeOptions, interestPostingPeriodTypeOptions,
                 interestCalculationTypeOptions, interestCalculationDaysInYearTypeOptions, lockinPeriodFrequencyTypeOptions,
                 withdrawalFeeTypeOptions, paymentTypeOptions, accountingRuleOptions, accountingMappingOptions, charges, chargeOptions,
@@ -321,9 +327,9 @@ public final class FixedDepositProductData extends DepositProductData {
 
     public static FixedDepositProductData withInterestChart(final FixedDepositProductData existingProduct,
             final Collection<InterestRateChartData> interestRateCharts) {
-        return new FixedDepositProductData(existingProduct.id, existingProduct.name, existingProduct.shortName, existingProduct.description,
+        final FixedDepositProductData result = new FixedDepositProductData(existingProduct.id, existingProduct.name,
-                existingProduct.currency, existingProduct.nominalAnnualInterestRate, existingProduct.interestCompoundingPeriodType,
+                existingProduct.shortName, existingProduct.description, existingProduct.currency, existingProduct.nominalAnnualInterestRate,
-                existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
+                existingProduct.interestCompoundingPeriodType, existingProduct.interestPostingPeriodType, existingProduct.interestCalculationType,
                 existingProduct.interestCalculationDaysInYearType, existingProduct.lockinPeriodFrequency,
                 existingProduct.lockinPeriodFrequencyType, existingProduct.minBalanceForInterestCalculation, existingProduct.accountingRule,
                 existingProduct.accountingMappings, existingProduct.paymentChannelToFundSourceMappings, existingProduct.currencyOptions,
@@ -340,7 +346,8 @@ public final class FixedDepositProductData extends DepositProductData {
                 existingProduct.minDepositAmount, existingProduct.depositAmount, existingProduct.maxDepositAmount,
                 existingProduct.periodFrequencyTypeOptions, existingProduct.withHoldTax, existingProduct.taxGroup,
                 existingProduct.taxGroupOptions);
-
+        result.copyCbsFieldsFrom(existingProduct);
+        return result;
     }
 
     private FixedDepositProductData(final Long id, final String name, final String shortName, final String description,
@@ -445,4 +452,160 @@ public final class FixedDepositProductData extends DepositProductData {
         return preClosurePenalApplicable;
     }
 
+    // CBS Custom Fields
+    private Collection<org.apache.fineract.infrastructure.core.data.EnumOptionData> interestCalculationTypeOption;
+    private Collection<org.apache.fineract.infrastructure.core.data.EnumOptionData> periodFrequencyOptions;
+    private java.util.List<org.apache.fineract.infrastructure.codes.data.CodeValueData> yesNoOptions;
+    private java.util.List<org.apache.fineract.infrastructure.codes.data.CodeValueData> accountTypeOptions;
+    private java.util.List<org.apache.fineract.infrastructure.codes.data.CodeValueData> customerSegmentOptions;
+    private String productCode;
+    private String accountType;
+    private String fdType;
+    private Long glAccountId;
+    private String glAccountName;
+    private String customerSegment;
+    private Boolean introducerRequired;
+    private Boolean shareLinkingEnabled;
+    private Boolean nominationFacility;
+    private Boolean dormancyAlert;
+    private Boolean isDormancyTrackingActive;
+    private Long daysToInactive;
+    private Long daysToDormancy;
+    private Long daysToEscheat;
+    private String effectiveDate;
+    private String effectiveTo;
+    private String endDate;
+    private Integer interestCalculateSelector;
+    private String averagePeriod;
+    private Boolean autoPost;
+    private Integer frequencyFixDay;
+    private String lastInterestDate;
+    private Boolean enableLockinPeriod;
+    private Boolean autoDebitFacility;
+    private Boolean loanFacility;
+    private Boolean prematureWithdrawalOption;
+    private Boolean tenureFlexibility;
+    private Boolean lienMarked;
+    private Boolean maturityInstructions;
+    private Boolean creditMaturityProceeds;
+    private Boolean penaltyGracePeriodMissedInstallments;
+    private Boolean panelRequestApplicable;
+    private Boolean noPenaltyNomineeHeirClosure;
+    private Boolean deceasedSettlement;
+    private Boolean allowDebitTxnAfterDueDate;
+    private Boolean accountClosedZeroBalanceInDayClosing;
+    private String balanceFrequency;
+
+    // Template option setters
+    public void setInterestCalculationTypeOption(Collection<org.apache.fineract.infrastructure.core.data.EnumOptionData> v) { this.interestCalculationTypeOption = v; }
+    public void setPeriodFrequencyOptions(Collection<org.apache.fineract.infrastructure.core.data.EnumOptionData> v) { this.periodFrequencyOptions = v; }
+    public void setYesNoOptions(java.util.List<org.apache.fineract.infrastructure.codes.data.CodeValueData> v) { this.yesNoOptions = v; }
+    public void setAccountTypeOptions(java.util.List<org.apache.fineract.infrastructure.codes.data.CodeValueData> v) { this.accountTypeOptions = v; }
+    public void setCustomerSegmentOptions(java.util.List<org.apache.fineract.infrastructure.codes.data.CodeValueData> v) { this.customerSegmentOptions = v; }
+
+    // CBS field setters
+    public void setProductCode(String v) { this.productCode = v; }
+    public void setAccountType(String v) { this.accountType = v; }
+    public void setFdType(String v) { this.fdType = v; }
+    public void setGlAccountId(Long v) { this.glAccountId = v; }
+    public void setGlAccountName(String v) { this.glAccountName = v; }
+    public void setCustomerSegment(String v) { this.customerSegment = v; }
+    public void setIntroducerRequired(Boolean v) { this.introducerRequired = v; }
+    public void setShareLinkingEnabled(Boolean v) { this.shareLinkingEnabled = v; }
+    public void setNominationFacility(Boolean v) { this.nominationFacility = v; }
+    public void setDormancyAlert(Boolean v) { this.dormancyAlert = v; }
+    public void setIsDormancyTrackingActive(Boolean v) { this.isDormancyTrackingActive = v; }
+    public void setDaysToInactive(Long v) { this.daysToInactive = v; }
+    public void setDaysToDormancy(Long v) { this.daysToDormancy = v; }
+    public void setDaysToEscheat(Long v) { this.daysToEscheat = v; }
+    public void setEffectiveDate(String v) { this.effectiveDate = v; }
+    public void setEffectiveTo(String v) { this.effectiveTo = v; }
+    public void setEndDate(String v) { this.endDate = v; }
+    public void setInterestCalculateSelector(Integer v) { this.interestCalculateSelector = v; }
+    public void setAveragePeriod(String v) { this.averagePeriod = v; }
+    public void setAutoPost(Boolean v) { this.autoPost = v; }
+    public void setFrequencyFixDay(Integer v) { this.frequencyFixDay = v; }
+    public void setLastInterestDate(String v) { this.lastInterestDate = v; }
+    public void setEnableLockinPeriod(Boolean v) { this.enableLockinPeriod = v; }
+    public void setAutoDebitFacility(Boolean v) { this.autoDebitFacility = v; }
+    public void setLoanFacility(Boolean v) { this.loanFacility = v; }
+    public void setPrematureWithdrawalOption(Boolean v) { this.prematureWithdrawalOption = v; }
+    public void setTenureFlexibility(Boolean v) { this.tenureFlexibility = v; }
+    public void setLienMarked(Boolean v) { this.lienMarked = v; }
+    public void setMaturityInstructions(Boolean v) { this.maturityInstructions = v; }
+    public void setCreditMaturityProceeds(Boolean v) { this.creditMaturityProceeds = v; }
+    public void setPenaltyGracePeriodMissedInstallments(Boolean v) { this.penaltyGracePeriodMissedInstallments = v; }
+    public void setPanelRequestApplicable(Boolean v) { this.panelRequestApplicable = v; }
+    public void setNoPenaltyNomineeHeirClosure(Boolean v) { this.noPenaltyNomineeHeirClosure = v; }
+    public void setDeceasedSettlement(Boolean v) { this.deceasedSettlement = v; }
+    public void setAllowDebitTxnAfterDueDate(Boolean v) { this.allowDebitTxnAfterDueDate = v; }
+    public void setAccountClosedZeroBalanceInDayClosing(Boolean v) { this.accountClosedZeroBalanceInDayClosing = v; }
+    public void setBalanceFrequency(String v) { this.balanceFrequency = v; }
+
+    // CBS field getters
+    public String getProductCode() { return productCode; }
+    public String getAccountType() { return accountType; }
+    public String getFdType() { return fdType; }
+    public Long getGlAccountId() { return glAccountId; }
+    public String getGlAccountName() { return glAccountName; }
+    public String getCustomerSegment() { return customerSegment; }
+    public Boolean getIntroducerRequired() { return introducerRequired; }
+    public Boolean getShareLinkingEnabled() { return shareLinkingEnabled; }
+    public Boolean getNominationFacility() { return nominationFacility; }
+    public Boolean getDormancyAlert() { return dormancyAlert; }
+    public Boolean getIsDormancyTrackingActive() { return isDormancyTrackingActive; }
+    public Long getDaysToInactive() { return daysToInactive; }
+    public Long getDaysToDormancy() { return daysToDormancy; }
+    public Long getDaysToEscheat() { return daysToEscheat; }
+
+    public void copyCbsFieldsFrom(FixedDepositProductData src) {
+        if (src == null) return;
+        this.accountType = src.accountType;
+        this.fdType = src.fdType;
+        this.customerSegmentOptions = src.customerSegmentOptions;
+        this.productCode = src.productCode;
+        this.glAccountId = src.glAccountId;
+        this.glAccountName = src.glAccountName;
+        this.interestCalculationTypeOption = src.interestCalculationTypeOption;
+        this.periodFrequencyOptions = src.periodFrequencyOptions;
+        this.yesNoOptions = src.yesNoOptions;
+        this.accountTypeOptions = src.accountTypeOptions;
+        this.customerSegment = src.customerSegment;
+        this.introducerRequired = src.introducerRequired;
+        this.shareLinkingEnabled = src.shareLinkingEnabled;
+        this.nominationFacility = src.nominationFacility;
+        this.dormancyAlert = src.dormancyAlert;
+        this.isDormancyTrackingActive = src.isDormancyTrackingActive;
+        this.daysToInactive = src.daysToInactive;
+        this.daysToDormancy = src.daysToDormancy;
+        this.daysToEscheat = src.daysToEscheat;
+        this.effectiveDate = src.effectiveDate;
+        this.effectiveTo = src.effectiveTo;
+        this.endDate = src.endDate;
+        this.interestCalculateSelector = src.interestCalculateSelector;
+        this.averagePeriod = src.averagePeriod;
+        this.autoPost = src.autoPost;
+        this.frequencyFixDay = src.frequencyFixDay;
+        this.lastInterestDate = src.lastInterestDate;
+        this.enableLockinPeriod = src.enableLockinPeriod;
+        this.autoDebitFacility = src.autoDebitFacility;
+        this.loanFacility = src.loanFacility;
+        this.prematureWithdrawalOption = src.prematureWithdrawalOption;
+        this.tenureFlexibility = src.tenureFlexibility;
+        this.lienMarked = src.lienMarked;
+        this.maturityInstructions = src.maturityInstructions;
+        this.creditMaturityProceeds = src.creditMaturityProceeds;
+        this.penaltyGracePeriodMissedInstallments = src.penaltyGracePeriodMissedInstallments;
+        this.panelRequestApplicable = src.panelRequestApplicable;
+        this.noPenaltyNomineeHeirClosure = src.noPenaltyNomineeHeirClosure;
+        this.deceasedSettlement = src.deceasedSettlement;
+        this.allowDebitTxnAfterDueDate = src.allowDebitTxnAfterDueDate;
+        this.accountClosedZeroBalanceInDayClosing = src.accountClosedZeroBalanceInDayClosing;
+        this.balanceFrequency = src.balanceFrequency;
+        this.withdrawalFeeForTransfers = src.withdrawalFeeForTransfers;
+    }
+
+    private Boolean withdrawalFeeForTransfers;
+    public void setWithdrawalFeeForTransfers(Boolean v) { this.withdrawalFeeForTransfers = v; }
+    public Boolean getWithdrawalFeeForTransfers() { return withdrawalFeeForTransfers; }
 }

fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/DepositProductAssembler.java

@@ -187,6 +187,65 @@ public class DepositProductAssembler {
         // update product reference
         productTermAndPreClosure.updateProductReference(fixedDepositProduct);
 
+        // CBS Custom Fields
+        fixedDepositProduct.setAccountType(command.stringValueOfParameterNamed("accountType"));
+        fixedDepositProduct.setCustomerSegment(command.stringValueOfParameterNamed("customerSegment"));
+        final String fdProductCode = command.stringValueOfParameterNamed("productCode");
+        fixedDepositProduct.setProductCode((fdProductCode != null && !fdProductCode.isBlank()) ? fdProductCode : null);
+        final String fdType = command.stringValueOfParameterNamed("fdType");
+        fixedDepositProduct.setFdType((fdType != null && !fdType.isBlank()) ? fdType : null);
+        if (command.parameterExists("glAccountId")) {
+            fixedDepositProduct.setGlAccountId(command.longValueOfParameterNamed("glAccountId"));
+        }
+        fixedDepositProduct.setIntroducerRequired(command.booleanPrimitiveValueOfParameterNamed("introducerRequired"));
+        fixedDepositProduct.setShareLinkingEnabled(command.booleanPrimitiveValueOfParameterNamed("shareLinkingEnabled"));
+        fixedDepositProduct.setEffectiveDate(parseCbsDate(command.stringValueOfParameterNamed("effectiveDate")));
+        fixedDepositProduct.setEffectiveTo(parseCbsDate(command.stringValueOfParameterNamed("effectiveTo")));
+        fixedDepositProduct.setEndDate(parseCbsDate(command.stringValueOfParameterNamed("endDate")));
+        fixedDepositProduct.setNominationFacility(command.booleanPrimitiveValueOfParameterNamed("nominationFacility"));
+        final boolean dormancyAlertValue = command.booleanPrimitiveValueOfParameterNamed("dormancyAlert");
+        fixedDepositProduct.setDormancyAlert(dormancyAlertValue);
+        // isDormancyTrackingActive is driven by dormancyAlert for FD products (same as RD)
+        fixedDepositProduct.setIsDormancyTrackingActive(dormancyAlertValue);
+        if (command.parameterExists("daysToInactive")) {
+            fixedDepositProduct.setDaysToInactive(command.longValueOfParameterNamed("daysToInactive"));
+        }
+        if (command.parameterExists("daysToDormancy")) {
+            fixedDepositProduct.setDaysToDormancy(command.longValueOfParameterNamed("daysToDormancy"));
+        }
+        if (command.parameterExists("daysToEscheat")) {
+            fixedDepositProduct.setDaysToEscheat(command.longValueOfParameterNamed("daysToEscheat"));
+        }
+        fixedDepositProduct.setInterestCalculateSelector(command.integerValueOfParameterNamed("interestCalculateSelector"));
+        fixedDepositProduct.setAveragePeriod(command.stringValueOfParameterNamed("averagePeriod"));
+        fixedDepositProduct.setAutoPost(command.booleanPrimitiveValueOfParameterNamed("autoPost"));
+        fixedDepositProduct.setFrequencyFixDay(command.integerValueOfParameterNamed("frequencyFixDay"));
+        fixedDepositProduct.setLastInterestDate(parseCbsDate(command.stringValueOfParameterNamed("lastInterestDate")));
+        fixedDepositProduct.setEnableLockinPeriod(command.booleanPrimitiveValueOfParameterNamed("enableLockinPeriod"));
+        fixedDepositProduct.setAutoDebitFacility(command.booleanPrimitiveValueOfParameterNamed("autoDebitFacility"));
+        fixedDepositProduct.setLoanFacility(command.booleanPrimitiveValueOfParameterNamed("loanFacility"));
+        fixedDepositProduct.setPrematureWithdrawalOption(command.booleanPrimitiveValueOfParameterNamed("prematureWithdrawalOption"));
+        fixedDepositProduct.setTenureFlexibility(command.booleanPrimitiveValueOfParameterNamed("tenureFlexibility"));
+        fixedDepositProduct.setLienMarked(command.booleanPrimitiveValueOfParameterNamed("lienMarked"));
+        fixedDepositProduct.setMaturityInstructions(command.booleanPrimitiveValueOfParameterNamed("maturityInstructions"));
+        fixedDepositProduct.setCreditMaturityProceeds(command.booleanPrimitiveValueOfParameterNamed("creditMaturityProceeds"));
+        fixedDepositProduct.setPenaltyGracePeriodMissedInstallments(
+                command.booleanPrimitiveValueOfParameterNamed("penaltyGracePeriodMissedInstallments"));
+        fixedDepositProduct.setPanelRequestApplicable(command.booleanPrimitiveValueOfParameterNamed("panelRequestApplicable"));
+        fixedDepositProduct.setNoPenaltyNomineeHeirClosure(
+                command.booleanPrimitiveValueOfParameterNamed("noPenaltyNomineeHeirClosure"));
+        fixedDepositProduct.setDeceasedSettlement(command.booleanPrimitiveValueOfParameterNamed("deceasedSettlement"));
+        fixedDepositProduct.setAllowDebitTxnAfterDueDate(command.booleanPrimitiveValueOfParameterNamed("allowDebitTxnAfterDueDate"));
+        if (command.parameterExists("accountClosedZeroBalanceInDayClosing")) {
+            fixedDepositProduct.setAccountClosedZeroBalanceInDayClosing(
+                    command.booleanPrimitiveValueOfParameterNamed("accountClosedZeroBalanceInDayClosing"));
+        }
+        fixedDepositProduct.setBalanceFrequency(command.stringValueOfParameterNamed("balanceFrequency"));
+
+        if (command.parameterExists("withdrawalFeeForTransfers")) {
+            fixedDepositProduct.setWithdrawalFeeApplicableForTransfer(command.booleanPrimitiveValueOfParameterNamed("withdrawalFeeForTransfers"));
+        }
+
         fixedDepositProduct.validateDomainRules();
 
         return fixedDepositProduct;
@@ -338,6 +397,10 @@ public class DepositProductAssembler {
         recurringDepositProduct.setDeceasedSettlement(command.booleanPrimitiveValueOfParameterNamed("deceasedSettlement"));
         recurringDepositProduct.setAllowDebitTxnAfterDueDate(command.booleanPrimitiveValueOfParameterNamed("allowDebitTxnAfterDueDate"));
 
+        if (command.parameterExists("withdrawalFeeForTransfers")) {
+            recurringDepositProduct.setWithdrawalFeeApplicableForTransfer(command.booleanPrimitiveValueOfParameterNamed("withdrawalFeeForTransfers"));
+        }
+
         recurringDepositProduct.validateDomainRules();
 
         return recurringDepositProduct;

fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/FixedDepositProduct.java

@@ -26,6 +26,7 @@ import static org.apache.fineract.portfolio.savings.DepositsApiConstants.maxDepo
 import com.google.gson.JsonArray;
 import com.google.gson.JsonObject;
 import jakarta.persistence.CascadeType;
+import jakarta.persistence.Column;
 import jakarta.persistence.DiscriminatorValue;
 import jakarta.persistence.Entity;
 import jakarta.persistence.FetchType;
@@ -34,6 +35,7 @@ import jakarta.persistence.JoinTable;
 import jakarta.persistence.OneToMany;
 import jakarta.persistence.OneToOne;
 import jakarta.persistence.Transient;
+
 import java.math.BigDecimal;
 import java.time.LocalDate;
 import java.util.ArrayList;
@@ -76,6 +78,17 @@ public class FixedDepositProduct extends SavingsProduct {
     @Transient
     protected InterestRateChartAssembler chartAssembler;
 
+    @Column(name = "fd_type", length = 50)
+    private String fdType;
+
+    public String getFdType() {
+        return fdType;
+    }
+
+    public void setFdType(String fdType) {
+        this.fdType = fdType;
+    }
+
     protected FixedDepositProduct() {
 
     }
@@ -161,6 +174,12 @@ public class FixedDepositProduct extends SavingsProduct {
 
         actualChanges.putAll(super.update(command));
 
+        if (command.isChangeInStringParameterNamed("fdType", this.fdType)) {
+            final String newValue = command.stringValueOfParameterNamed("fdType");
+            actualChanges.put("fdType", newValue);
+            this.fdType = (newValue != null && !newValue.isBlank()) ? newValue : null;
+        }
+
         if (this.productTermAndPreClosure != null) {
             actualChanges.putAll(this.productTermAndPreClosure.update(command, baseDataValidator));
         }

fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsAccount.java

@@ -3957,6 +3957,13 @@ public class SavingsAccount extends AbstractAuditableWithUTCDateTimeCustom<Long>
     @Column(name = "linked_account_no", length = 50)
     private String linkedAccountNo;
 
+    @Column(name = "nomination_facility")
+    private Boolean nominationFacility;
+
+    @Column(name = "auto_debit_facility")
+    private Boolean autoDebitFacility;
+
+
     @jakarta.persistence.OneToOne(cascade = jakarta.persistence.CascadeType.ALL, mappedBy = "savingsAccount", orphanRemoval = true, fetch = FetchType.LAZY)
     private SavingsAccountFacilityConfig facilityConfig;
 
@@ -4022,4 +4029,10 @@ public class SavingsAccount extends AbstractAuditableWithUTCDateTimeCustom<Long>
 
     public List<SavingsAccountJointHolder> getJointHolders() { return jointHolders; }
     public void setJointHolders(List<SavingsAccountJointHolder> v) { this.jointHolders = v; }
+
+    public Boolean getNominationFacility() { return nominationFacility; }
+    public void setNominationFacility(Boolean v) { this.nominationFacility = v; }
+
+    public Boolean getAutoDebitFacility() { return autoDebitFacility; }
+    public void setAutoDebitFacility(Boolean v) { this.autoDebitFacility = v; }
 }

fineract-savings/src/main/java/org/apache/fineract/portfolio/savings/domain/SavingsProduct.java

@@ -246,7 +246,7 @@ public class SavingsProduct extends AbstractPersistableCustom<Long> {
     @Column(name = "customer_segment", length = 50)
     private String customerSegment;
 
-    @Column(name = "product_code", length = 20, unique = true)
+    @Column(name = "product_code", length = 20)
     private String productCode;
 
     @Column(name = "gl_account_id")
@@ -1034,6 +1034,10 @@ public class SavingsProduct extends AbstractPersistableCustom<Long> {
         return this.withdrawalFeeApplicableForTransfer;
     }
 
+    public void setWithdrawalFeeApplicableForTransfer(boolean withdrawalFeeApplicableForTransfer) {
+        this.withdrawalFeeApplicableForTransfer = withdrawalFeeApplicableForTransfer;
+    }
+
     public boolean isAllowOverdraft() {
         return this.allowOverdraft;
     }