update base DDL and reference data after server upgrade.
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alter table m_loan_repayment_schedule
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add column `fromdate` date DEFAULT NULL after `loan_id`;
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alter table m_charge
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add column `is_penalty` tinyint(1) NOT NULL DEFAULT '0' after `amount`;
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alter table m_loan_charge
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add column `is_penalty` tinyint(1) NOT NULL DEFAULT '0' after `charge_id`;
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