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FINERACT-2319: Add penalty-first payment allocation strategy for progressive loans with backdated repayment charge handling

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This commit is contained in:
Oleksii Novikov
2025-07-10 13:38:56 +02:00
committed by Adam Saghy
parent 68b2fcb7e1
commit fc93db16b5
12 changed files with 219 additions and 49 deletions
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fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/loanproduct/DefaultLoanProduct.java
+1
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@@ -109,6 +109,7 @@ public enum DefaultLoanProduct implements LoanProduct {
LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR, //
LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_INTEREST_FIRST, //
LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_PRINCIPAL_FIRST, //
LP2_NO_INTEREST_RECALCULATION_ALLOCATION_PENALTY_FIRST, //
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALC_EMI_360_30_CHARGEBACK_INTEREST_PENALTY_FEE_PRINCIPAL, //
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALC_EMI_360_30_CHARGEBACK_INTEREST_FEE_PRINCIPAL, //
LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALC_EMI_360_30_CHARGEBACK_PRINCIPAL_INTEREST_FEE, //
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java
+32
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@@ -3302,6 +3302,38 @@ public class LoanProductGlobalInitializerStep implements FineractGlobalInitializ
TestContext.INSTANCE.set(
TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_DOWNPAYMENT_INTEREST_FLAT_ADV_PMT_ALLOC_MULTIDISBURSE_PART_PERIOD_CALC_DISABLED,
responseLoanProductsRequestDownPaymentAdvInterestFlatMultiDisbPartPeriodIntCalcDisabled);
// LP2 without Down-payment + interest recalculation disabled + advanced payment allocation + progressive loan
// schedule + horizontal + allocation penalty first
// (LP2_NO_INTEREST_RECALCULATION_ALLOCATION_PENALTY_FIRST)
String name127 = DefaultLoanProduct.LP2_NO_INTEREST_RECALCULATION_ALLOCATION_PENALTY_FIRST.getName();
PostLoanProductsRequest loanProductsRequestNoInterestRecalculationAllocationPenaltyFirst = loanProductsRequestFactory
.defaultLoanProductsRequestLP2()//
.name(name127)//
.transactionProcessingStrategyCode(ADVANCED_PAYMENT_ALLOCATION.getValue())//
.loanScheduleType("PROGRESSIVE") //
.loanScheduleProcessingType("HORIZONTAL")//
.enableDownPayment(false)//
.enableAutoRepaymentForDownPayment(null)//
.disbursedAmountPercentageForDownPayment(null)//
.paymentAllocation(List.of(//
createPaymentAllocation("DEFAULT", "LAST_INSTALLMENT",
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.PAST_DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.DUE_FEE, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PENALTY, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_INTEREST, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_PRINCIPAL, //
LoanProductPaymentAllocationRule.AllocationTypesEnum.IN_ADVANCE_FEE)));//
Response<PostLoanProductsResponse> responseLoanProductsRequestNoInterestRecalculationAllocationPenaltyFirst = loanProductsApi
.createLoanProduct(loanProductsRequestNoInterestRecalculationAllocationPenaltyFirst).execute();
TestContext.INSTANCE.set(TestContextKey.LP2_NO_INTEREST_RECALCULATION_ALLOCATION_PENALTY_FIRST_RESPONSE,
responseLoanProductsRequestNoInterestRecalculationAllocationPenaltyFirst);
}
public static AdvancedPaymentData createPaymentAllocation(String transactionType, String futureInstallmentAllocationRule,
fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/support/TestContextKey.java
+1
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@@ -169,6 +169,7 @@ public abstract class TestContextKey {
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_360_30_INTEREST_RECALC_AUTO_DOWNPAYMENT_ZERO_INTEREST_CHARGE_OFF_ACCRUAL_ACTIVITY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationAutoDownpaymentZeroInterestChargeOffBehaviourAccrualActivity";
public static final String LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_INTEREST_FIRST_RESPONSE = "loanProductCreateResponseLP2NoInterestRecalculationChargebackAllocationInterestFirst";
public static final String LP2_NO_INTEREST_RECALCULATION_CHARGEBACK_ALLOCATION_PRINCIPAL_FIRST_RESPONSE = "loanProductCreateResponseLP2NoInterestRecalculationChargebackAllocationPrincipalFirst";
public static final String LP2_NO_INTEREST_RECALCULATION_ALLOCATION_PENALTY_FIRST_RESPONSE = "loanProductCreateResponseLP2NoInterestRecalculationAllocationPenaltyFirst";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_INTEREST_RECALCULATION_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyInterestRecalculationAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_ACCELERATE_MATURITY_CHARGE_OFF_BEHAVIOUR_LAST_INSTALLMENT_STRATEGY = "loanProductCreateResponseLP2AdvancedPaymentAccelerateMaturityChargeOffBehaviourLastInstallmentStrategy";
public static final String DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT = "loanProductCreateResponseLP2AdvancedPaymentInterestDailyEmi36030InterestRecalculationDailyTillRestFrequencyDateLastInstallment";