diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/RecurringDepositProductsApiResource.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/RecurringDepositProductsApiResource.java
index 9b9e23f7b..06ca18b6a 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/RecurringDepositProductsApiResource.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/api/RecurringDepositProductsApiResource.java
@@ -115,9 +115,9 @@ public class RecurringDepositProductsApiResource {
     @Consumes({ MediaType.APPLICATION_JSON })
     @Produces({ MediaType.APPLICATION_JSON })
     @Operation(summary = "Create a Recurring Deposit Product", description = "Creates a Recurring Deposit Product\n\n"
-            + "Mandatory Fields: name, shortName, description, currencyCode, digitsAfterDecimal,inMultiplesOf, interestCompoundingPeriodType, interestPostingPeriodType, interestCalculationType, interestCalculationDaysInYearType, minDepositTerm, minDepositTermTypeId, accountingRule, depositAmount\n\n"
+            + "Mandatory Fields: name, shortName, description, currencyCode, digitsAfterDecimal,inMultiplesOf, interestCompoundingPeriodType, interestPostingPeriodType, interestCalculationType, interestCalculationDaysInYearType, minDepositTerm, minDepositTermTypeId, accountingRule, depositAmount, charts\n\n"
             + "Mandatory Fields for Cash based accounting (accountingRule = 2): savingsReferenceAccountId, savingsControlAccountId, interestOnSavingsAccountId, incomeFromFeeAccountId, transfersInSuspenseAccountId, incomeFromPenaltyAccountId\n\n"
-            + "Optional Fields: lockinPeriodFrequency, lockinPeriodFrequencyType, maxDepositTerm, maxDepositTermTypeId, inMultiplesOfDepositTerm, inMultiplesOfDepositTermTypeId, preClosurePenalApplicable, preClosurePenalInterest, preClosurePenalInterestOnTypeId, feeToIncomeAccountMappings, penaltyToIncomeAccountMappings, charges, charts, minDepositAmount, maxDepositAmount, withHoldTax, taxGroupId")
+            + "Optional Fields: lockinPeriodFrequency, lockinPeriodFrequencyType, maxDepositTerm, maxDepositTermTypeId, inMultiplesOfDepositTerm, inMultiplesOfDepositTermTypeId, preClosurePenalApplicable, preClosurePenalInterest, preClosurePenalInterestOnTypeId, feeToIncomeAccountMappings, penaltyToIncomeAccountMappings, charges, minDepositAmount, maxDepositAmount, withHoldTax, taxGroupId")
     @RequestBody(required = true, content = @Content(schema = @Schema(implementation = RecurringDepositProductsApiResourceSwagger.PostRecurringDepositProductsRequest.class)))
     @ApiResponses({
             @ApiResponse(responseCode = "200", description = "OK", content = @Content(schema = @Schema(implementation = RecurringDepositProductsApiResourceSwagger.PostRecurringDepositProductsResponse.class))) })
diff --git a/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/DepositProductDataValidator.java b/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/DepositProductDataValidator.java
index e3a740109..33069eae6 100644
--- a/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/DepositProductDataValidator.java
+++ b/fineract-provider/src/main/java/org/apache/fineract/portfolio/savings/data/DepositProductDataValidator.java
@@ -366,6 +366,10 @@ public class DepositProductDataValidator {
             final JsonArray array = this.fromApiJsonHelper.extractJsonArrayNamed(chartsParamName, element);
             baseDataValidator.reset().parameter(chartsParamName).value(array).notNull().jsonArrayNotEmpty();
 
+            if (array == null) {
+                return;
+            }
+
             for (int i = 0; i < array.size(); i++) {
                 final JsonObject interestRateChartElement = array.get(i).getAsJsonObject();
                 final String json = this.fromApiJsonHelper.toJson(interestRateChartElement);