DDS: Agent settlement (Agent Tran), Close Party account, reports (Supplementary-DDS/Master Data Export/Close Register), Party-Savings link, product category field

Co-Authored-By: Claude Opus 5 (1M context) <noreply@anthropic.com>

fineract-core/src/main/java/org/apache/fineract/commands/service/CommandWrapperBuilder.java

@@ -664,6 +664,78 @@ public class CommandWrapperBuilder {
         return this;
     }
 
+    public CommandWrapperBuilder createAgent() {
+        this.actionName = "CREATE";
+        this.entityName = "AGENT";
+        this.entityId = null;
+        this.href = "/dds/agents/template";
+        return this;
+    }
+
+    public CommandWrapperBuilder updateAgent(final Long agentId) {
+        this.actionName = "UPDATE";
+        this.entityName = "AGENT";
+        this.entityId = agentId;
+        this.href = "/dds/agents/" + agentId;
+        return this;
+    }
+
+    public CommandWrapperBuilder createParty() {
+        this.actionName = "CREATE";
+        this.entityName = "PARTY";
+        this.entityId = null;
+        this.href = "/dds/parties/template";
+        return this;
+    }
+
+    public CommandWrapperBuilder updateParty(final Long partyId) {
+        this.actionName = "UPDATE";
+        this.entityName = "PARTY";
+        this.entityId = partyId;
+        this.href = "/dds/parties/" + partyId;
+        return this;
+    }
+
+    public CommandWrapperBuilder closeParty(final Long partyId) {
+        this.actionName = "CLOSE";
+        this.entityName = "PARTY";
+        this.entityId = partyId;
+        this.href = "/dds/parties/" + partyId + "?command=close";
+        return this;
+    }
+
+    public CommandWrapperBuilder createPartyTransaction() {
+        this.actionName = "CREATE";
+        this.entityName = "PARTYTRANSACTION";
+        this.entityId = null;
+        this.href = "/dds/partytransactions/template";
+        return this;
+    }
+
+    public CommandWrapperBuilder createCommissionSlabs() {
+        this.actionName = "CREATE";
+        this.entityName = "COMMISSIONSLAB";
+        this.entityId = null;
+        this.href = "/dds/commissionslabs/template";
+        return this;
+    }
+
+    public CommandWrapperBuilder generateDdsBatchRun() {
+        this.actionName = "GENERATE";
+        this.entityName = "DDSBATCH";
+        this.entityId = null;
+        this.href = "/dds/batchruns/template";
+        return this;
+    }
+
+    public CommandWrapperBuilder postDdsBatchRun(final Long batchRunId) {
+        this.actionName = "POST";
+        this.entityName = "DDSBATCH";
+        this.entityId = batchRunId;
+        this.href = "/dds/batchruns/" + batchRunId;
+        return this;
+    }
+
     public CommandWrapperBuilder createOfficeTransaction() {
         this.actionName = "CREATE";
         this.entityName = "OFFICETRANSACTION";

fineract-core/src/main/java/org/apache/fineract/organisation/agent/data/AgentData.java

@@ -0,0 +1,148 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.Collection;
+import lombok.Getter;
+
+/**
+ * Immutable data object representing a DDS agent, including its collection-limit history and
+ * guarantors. Carries the collection/commission/security-account fields merged in from SubAgent
+ * (2026-08-24) - Agent now does the daily collection work directly.
+ */
+@Getter
+public final class AgentData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final Long clientId;
+    private final String clientName;
+    private final String agentCode;
+    private final String agentNameId;
+    private final String agentAddress1;
+    private final String agentAddress2;
+    private final String agentCity;
+    private final String agentPinCode;
+    private final String agentTelephone;
+    private final String agentSavingAccountType;
+    private final String agentSavingAccountNo;
+    private final LocalDate agentOpeningDate;
+    private final LocalDate agentBirthDate;
+    private final BigDecimal agentCurrentBalance;
+    private final BigDecimal agentOpeningBalance;
+    private final String homeBranch;
+    private final String savingBranch;
+    private final Boolean tdsApplicable;
+    private final BigDecimal tdsPercent;
+    private final BigDecimal currentTds;
+    private final BigDecimal tdsAmount;
+    private final String transferBranch;
+    private final String transferAmountAccountType;
+    private final String transferAccountNo;
+    private final Boolean commissionCalculation;
+    private final BigDecimal limit;
+    private final BigDecimal machineRent;
+    private final String agentSecurityBranch;
+    private final String agentSecurityAccountType;
+    private final String agentSecurityAccountNo;
+    private final BigDecimal commission;
+    private final BigDecimal otherCommission;
+    private final BigDecimal agentDeposit;
+    private final BigDecimal festivalAdvance;
+    private final BigDecimal otherDeduction;
+    private final Collection<AgentLimitData> limits;
+    private final Collection<AgentGuarantorData> guarantors;
+
+    public static AgentData instance(final Long id, final Long clientId, final String clientName, final String agentCode,
+            final String agentNameId, final String agentAddress1, final String agentAddress2, final String agentCity,
+            final String agentPinCode, final String agentTelephone, final String agentSavingAccountType,
+            final String agentSavingAccountNo, final LocalDate agentOpeningDate, final LocalDate agentBirthDate,
+            final BigDecimal agentCurrentBalance, final BigDecimal agentOpeningBalance, final String homeBranch,
+            final String savingBranch, final Boolean tdsApplicable, final BigDecimal tdsPercent, final BigDecimal currentTds,
+            final BigDecimal tdsAmount, final String transferBranch, final String transferAmountAccountType,
+            final String transferAccountNo, final Boolean commissionCalculation, final BigDecimal limit, final BigDecimal machineRent,
+            final String agentSecurityBranch, final String agentSecurityAccountType, final String agentSecurityAccountNo,
+            final BigDecimal commission, final BigDecimal otherCommission, final BigDecimal agentDeposit,
+            final BigDecimal festivalAdvance, final BigDecimal otherDeduction, final Collection<AgentLimitData> limits,
+            final Collection<AgentGuarantorData> guarantors) {
+        return new AgentData(id, clientId, clientName, agentCode, agentNameId, agentAddress1, agentAddress2, agentCity, agentPinCode,
+                agentTelephone, agentSavingAccountType, agentSavingAccountNo, agentOpeningDate, agentBirthDate, agentCurrentBalance,
+                agentOpeningBalance, homeBranch, savingBranch, tdsApplicable, tdsPercent, currentTds, tdsAmount, transferBranch,
+                transferAmountAccountType, transferAccountNo, commissionCalculation, limit, machineRent, agentSecurityBranch,
+                agentSecurityAccountType, agentSecurityAccountNo, commission, otherCommission, agentDeposit, festivalAdvance,
+                otherDeduction, limits, guarantors);
+    }
+
+    private AgentData(final Long id, final Long clientId, final String clientName, final String agentCode, final String agentNameId,
+            final String agentAddress1, final String agentAddress2, final String agentCity, final String agentPinCode,
+            final String agentTelephone, final String agentSavingAccountType, final String agentSavingAccountNo,
+            final LocalDate agentOpeningDate, final LocalDate agentBirthDate, final BigDecimal agentCurrentBalance,
+            final BigDecimal agentOpeningBalance, final String homeBranch, final String savingBranch, final Boolean tdsApplicable,
+            final BigDecimal tdsPercent, final BigDecimal currentTds, final BigDecimal tdsAmount, final String transferBranch,
+            final String transferAmountAccountType, final String transferAccountNo, final Boolean commissionCalculation,
+            final BigDecimal limit, final BigDecimal machineRent, final String agentSecurityBranch,
+            final String agentSecurityAccountType, final String agentSecurityAccountNo, final BigDecimal commission,
+            final BigDecimal otherCommission, final BigDecimal agentDeposit, final BigDecimal festivalAdvance,
+            final BigDecimal otherDeduction, final Collection<AgentLimitData> limits, final Collection<AgentGuarantorData> guarantors) {
+        this.id = id;
+        this.clientId = clientId;
+        this.clientName = clientName;
+        this.agentCode = agentCode;
+        this.agentNameId = agentNameId;
+        this.agentAddress1 = agentAddress1;
+        this.agentAddress2 = agentAddress2;
+        this.agentCity = agentCity;
+        this.agentPinCode = agentPinCode;
+        this.agentTelephone = agentTelephone;
+        this.agentSavingAccountType = agentSavingAccountType;
+        this.agentSavingAccountNo = agentSavingAccountNo;
+        this.agentOpeningDate = agentOpeningDate;
+        this.agentBirthDate = agentBirthDate;
+        this.agentCurrentBalance = agentCurrentBalance;
+        this.agentOpeningBalance = agentOpeningBalance;
+        this.homeBranch = homeBranch;
+        this.savingBranch = savingBranch;
+        this.tdsApplicable = tdsApplicable;
+        this.tdsPercent = tdsPercent;
+        this.currentTds = currentTds;
+        this.tdsAmount = tdsAmount;
+        this.transferBranch = transferBranch;
+        this.transferAmountAccountType = transferAmountAccountType;
+        this.transferAccountNo = transferAccountNo;
+        this.commissionCalculation = commissionCalculation;
+        this.limit = limit;
+        this.machineRent = machineRent;
+        this.agentSecurityBranch = agentSecurityBranch;
+        this.agentSecurityAccountType = agentSecurityAccountType;
+        this.agentSecurityAccountNo = agentSecurityAccountNo;
+        this.commission = commission;
+        this.otherCommission = otherCommission;
+        this.agentDeposit = agentDeposit;
+        this.festivalAdvance = festivalAdvance;
+        this.otherDeduction = otherDeduction;
+        this.limits = limits;
+        this.guarantors = guarantors;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/organisation/agent/data/AgentGuarantorData.java

@@ -0,0 +1,59 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import lombok.Getter;
+
+/**
+ * Immutable data object representing a single agent guarantor.
+ */
+@Getter
+public final class AgentGuarantorData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final Long clientId;
+    private final String guarantorName;
+    private final String address1;
+    private final String address2;
+    private final String city;
+    private final String pinCode;
+    private final String telephone;
+
+    public static AgentGuarantorData instance(final Long id, final Long clientId, final String guarantorName, final String address1,
+            final String address2, final String city, final String pinCode, final String telephone) {
+        return new AgentGuarantorData(id, clientId, guarantorName, address1, address2, city, pinCode, telephone);
+    }
+
+    private AgentGuarantorData(final Long id, final Long clientId, final String guarantorName, final String address1,
+            final String address2, final String city, final String pinCode, final String telephone) {
+        this.id = id;
+        this.clientId = clientId;
+        this.guarantorName = guarantorName;
+        this.address1 = address1;
+        this.address2 = address2;
+        this.city = city;
+        this.pinCode = pinCode;
+        this.telephone = telephone;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/organisation/agent/data/AgentLimitData.java

@@ -0,0 +1,48 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import lombok.Getter;
+
+@Getter
+public final class AgentLimitData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final LocalDate fromDate;
+    private final LocalDate toDate;
+    private final BigDecimal limit;
+
+    public static AgentLimitData instance(final Long id, final LocalDate fromDate, final LocalDate toDate, final BigDecimal limit) {
+        return new AgentLimitData(id, fromDate, toDate, limit);
+    }
+
+    private AgentLimitData(final Long id, final LocalDate fromDate, final LocalDate toDate, final BigDecimal limit) {
+        this.id = id;
+        this.fromDate = fromDate;
+        this.toDate = toDate;
+        this.limit = limit;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/organisation/agent/domain/Agent.java

@@ -0,0 +1,440 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.domain;
+
+import jakarta.persistence.CascadeType;
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.FetchType;
+import jakarta.persistence.JoinColumn;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.OneToMany;
+import jakarta.persistence.OrderBy;
+import jakarta.persistence.Table;
+import jakarta.persistence.UniqueConstraint;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import lombok.Getter;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+import org.apache.fineract.portfolio.client.domain.Client;
+
+/**
+ * A DDS (Daily Deposit Scheme) collection agent. Can represent either a person or, at the top of the
+ * hierarchy, the bank itself acting as its own agent. Holds its own settlement savings account and one
+ * or more guarantors.
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_agent", uniqueConstraints = { @UniqueConstraint(columnNames = { "agent_code" }, name = "agent_code_UNIQUE") })
+public class Agent extends AbstractPersistableCustom<Long> {
+
+    @ManyToOne
+    @JoinColumn(name = "client_id", nullable = false)
+    private Client client;
+
+    @Column(name = "agent_code", length = 20, nullable = false)
+    private String agentCode;
+
+    @Column(name = "agent_name", length = 100, nullable = false)
+    private String agentName;
+
+    @Column(name = "agent_address1", length = 200, nullable = false)
+    private String agentAddress1;
+
+    @Column(name = "agent_address2", length = 200)
+    private String agentAddress2;
+
+    @Column(name = "agent_city", length = 100, nullable = false)
+    private String agentCity;
+
+    @Column(name = "agent_pincode", length = 20, nullable = false)
+    private String agentPinCode;
+
+    @Column(name = "agent_telephone", length = 20)
+    private String agentTelephone;
+
+    @Column(name = "agent_saving_account_type", length = 100, nullable = false)
+    private String agentSavingAccountType;
+
+    @Column(name = "agent_saving_account_no", length = 50, nullable = false)
+    private String agentSavingAccountNo;
+
+    @Column(name = "agent_opening_date", nullable = false)
+    private LocalDate agentOpeningDate;
+
+    @Column(name = "agent_birth_date", nullable = false)
+    private LocalDate agentBirthDate;
+
+    @Column(name = "agent_current_balance", scale = 6, precision = 19, nullable = false)
+    private BigDecimal agentCurrentBalance;
+
+    @Column(name = "agent_opening_balance", scale = 6, precision = 19, nullable = false)
+    private BigDecimal agentOpeningBalance;
+
+    // Fields below were merged in from SubAgent (2026-08-24) - the Agent itself now does the daily
+    // collection work directly; SubAgent no longer exists as a separate tier. Ag.Level / Upper Ag.Level
+    // / Collector (MLM) / CRPB Points / Level Update Date were dropped - they only ever meant anything
+    // for a multi-level hierarchy, which no longer exists here.
+    @Column(name = "home_branch", length = 100, nullable = false)
+    private String homeBranch;
+
+    @Column(name = "saving_branch", length = 100, nullable = false)
+    private String savingBranch;
+
+    @Column(name = "tds_applicable", nullable = false)
+    private boolean tdsApplicable;
+
+    @Column(name = "tds_percent", scale = 6, precision = 19)
+    private BigDecimal tdsPercent;
+
+    @Column(name = "current_tds", scale = 6, precision = 19, nullable = false)
+    private BigDecimal currentTds;
+
+    @Column(name = "tds_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal tdsAmount;
+
+    @Column(name = "transfer_branch", length = 100)
+    private String transferBranch;
+
+    @Column(name = "transfer_amount_account_type", length = 100)
+    private String transferAmountAccountType;
+
+    @Column(name = "transfer_account_no", length = 50)
+    private String transferAccountNo;
+
+    @Column(name = "collector_commission_calculation", nullable = false)
+    private boolean commissionCalculation;
+
+    @Column(name = "collector_limit_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal limitAmount;
+
+    @Column(name = "machine_rent", scale = 6, precision = 19, nullable = false)
+    private BigDecimal machineRent;
+
+    @Column(name = "agent_security_branch", length = 100)
+    private String agentSecurityBranch;
+
+    @Column(name = "agent_security_account_type", length = 100)
+    private String agentSecurityAccountType;
+
+    @Column(name = "agent_security_account_no", length = 50)
+    private String agentSecurityAccountNo;
+
+    @Column(name = "commission", scale = 6, precision = 19, nullable = false)
+    private BigDecimal commission;
+
+    @Column(name = "other_commission", scale = 6, precision = 19, nullable = false)
+    private BigDecimal otherCommission;
+
+    @Column(name = "agent_deposit", scale = 6, precision = 19, nullable = false)
+    private BigDecimal agentDeposit;
+
+    @Column(name = "festival_advance", scale = 6, precision = 19, nullable = false)
+    private BigDecimal festivalAdvance;
+
+    @Column(name = "other_deduction", scale = 6, precision = 19, nullable = false)
+    private BigDecimal otherDeduction;
+
+    @Column(name = "last_commission_date")
+    private LocalDate lastCommissionDate;
+
+    @OneToMany(mappedBy = "agent", cascade = CascadeType.ALL, orphanRemoval = true, fetch = FetchType.LAZY)
+    @OrderBy("id")
+    private List<AgentGuarantor> guarantors = new ArrayList<>();
+
+    @OneToMany(mappedBy = "agent", cascade = CascadeType.ALL, orphanRemoval = true, fetch = FetchType.LAZY)
+    @OrderBy("id")
+    private List<AgentLimit> limits = new ArrayList<>();
+
+    protected Agent() {
+        //
+    }
+
+    private Agent(final Client client, final String agentCode, final String agentName, final String agentAddress1,
+            final String agentAddress2, final String agentCity, final String agentPinCode, final String agentTelephone,
+            final String agentSavingAccountType, final String agentSavingAccountNo, final LocalDate agentOpeningDate,
+            final LocalDate agentBirthDate, final BigDecimal agentOpeningBalance, final JsonCommand command) {
+        this.client = client;
+        this.agentCode = agentCode;
+        this.agentName = agentName;
+        this.agentAddress1 = agentAddress1;
+        this.agentAddress2 = StringUtils.defaultIfEmpty(agentAddress2, null);
+        this.agentCity = agentCity;
+        this.agentPinCode = agentPinCode;
+        this.agentTelephone = StringUtils.defaultIfEmpty(agentTelephone, null);
+        this.agentSavingAccountType = agentSavingAccountType;
+        this.agentSavingAccountNo = agentSavingAccountNo;
+        this.agentOpeningDate = agentOpeningDate;
+        this.agentBirthDate = agentBirthDate;
+        this.agentOpeningBalance = agentOpeningBalance == null ? BigDecimal.ZERO : agentOpeningBalance;
+        this.agentCurrentBalance = this.agentOpeningBalance;
+
+        this.homeBranch = command.stringValueOfParameterNamed("homeBranch");
+        this.savingBranch = command.stringValueOfParameterNamed("savingBranch");
+        this.tdsApplicable = command.booleanPrimitiveValueOfParameterNamed("tdsApplicable");
+        this.tdsPercent = command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("tdsPercent");
+        this.currentTds = BigDecimal.ZERO;
+        this.tdsAmount = BigDecimal.ZERO;
+        this.transferBranch = StringUtils.defaultIfEmpty(command.stringValueOfParameterNamedAllowingNull("transferBranch"), null);
+        this.transferAmountAccountType = StringUtils
+                .defaultIfEmpty(command.stringValueOfParameterNamedAllowingNull("transferAmountAccountType"), null);
+        this.transferAccountNo = StringUtils.defaultIfEmpty(command.stringValueOfParameterNamedAllowingNull("transferAccountNo"), null);
+        this.commissionCalculation = command.booleanPrimitiveValueOfParameterNamed("commissionCalculation");
+        this.limitAmount = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("limit"));
+        this.machineRent = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("machineRent"));
+        this.agentSecurityBranch = StringUtils.defaultIfEmpty(command.stringValueOfParameterNamedAllowingNull("agentSecurityBranch"),
+                null);
+        this.agentSecurityAccountType = StringUtils
+                .defaultIfEmpty(command.stringValueOfParameterNamedAllowingNull("agentSecurityAccountType"), null);
+        this.agentSecurityAccountNo = StringUtils.defaultIfEmpty(command.stringValueOfParameterNamedAllowingNull("agentSecurityAccountNo"),
+                null);
+        this.commission = BigDecimal.ZERO;
+        this.otherCommission = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("otherCommission"));
+        this.agentDeposit = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("agentDeposit"));
+        this.festivalAdvance = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("festivalAdvance"));
+        this.otherDeduction = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("otherDeduction"));
+    }
+
+    public static Agent fromJson(final Client client, final String agentCode, final JsonCommand command) {
+        final String agentName = command.stringValueOfParameterNamed("agentNameId");
+        final String agentAddress1 = command.stringValueOfParameterNamed("agentAddress1");
+        final String agentAddress2 = command.stringValueOfParameterNamedAllowingNull("agentAddress2");
+        final String agentCity = command.stringValueOfParameterNamed("agentCity");
+        final String agentPinCode = command.stringValueOfParameterNamed("agentPinCode");
+        final String agentTelephone = command.stringValueOfParameterNamedAllowingNull("agentTelephone");
+        final String agentSavingAccountType = command.stringValueOfParameterNamed("agentSavingAccountType");
+        final String agentSavingAccountNo = command.stringValueOfParameterNamed("agentSavingAccountNo");
+        final LocalDate agentOpeningDate = command.localDateValueOfParameterNamed("agentOpeningDate");
+        final LocalDate agentBirthDate = command.localDateValueOfParameterNamed("agentBirthDate");
+        final BigDecimal agentOpeningBalance = command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("agentOpeningBalance");
+
+        return new Agent(client, agentCode, agentName, agentAddress1, agentAddress2, agentCity, agentPinCode, agentTelephone,
+                agentSavingAccountType, agentSavingAccountNo, agentOpeningDate, agentBirthDate, agentOpeningBalance, command);
+    }
+
+    private static BigDecimal orZero(final BigDecimal value) {
+        return value == null ? BigDecimal.ZERO : value;
+    }
+
+    public void addGuarantor(final AgentGuarantor guarantor) {
+        guarantor.setAgent(this);
+        this.guarantors.add(guarantor);
+    }
+
+    public void resetGuarantors() {
+        this.guarantors.clear();
+    }
+
+    public void addLimit(final AgentLimit limit) {
+        limit.setAgent(this);
+        this.limits.add(limit);
+    }
+
+    public void resetLimits() {
+        this.limits.clear();
+    }
+
+    /**
+     * Adds a Commission Posting's amount to this agent's running commission total and stamps the date
+     * commission was last calculated through, so the next Commission Calculation batch only covers
+     * collections since then.
+     */
+    public void postCommission(final BigDecimal amount, final LocalDate throughDate) {
+        this.commission = this.commission.add(amount);
+        this.lastCommissionDate = throughDate;
+    }
+
+    /**
+     * Cash this agent has collected from parties but not yet handed over to a branch (an Agent Tran
+     * settlement). Raised by a Party Tran collection, lowered by an Agent Tran settlement - this is the
+     * figure an Agent's collection limit is enforced against.
+     */
+    public BigDecimal credit(final BigDecimal amount) {
+        this.agentCurrentBalance = this.agentCurrentBalance.add(amount);
+        return this.agentCurrentBalance;
+    }
+
+    public BigDecimal settle(final BigDecimal amount) {
+        this.agentCurrentBalance = this.agentCurrentBalance.subtract(amount);
+        return this.agentCurrentBalance;
+    }
+
+    public void changeClient(final Client newClient) {
+        this.client = newClient;
+    }
+
+    public Long clientId() {
+        return this.client.getId();
+    }
+
+    public Map<String, Object> update(final JsonCommand command) {
+
+        final Map<String, Object> actualChanges = new LinkedHashMap<>(10);
+
+        if (command.isChangeInLongParameterNamed("clientId", this.client.getId())) {
+            actualChanges.put("clientId", command.longValueOfParameterNamed("clientId"));
+        }
+
+        if (command.isChangeInStringParameterNamed("agentNameId", this.agentName)) {
+            final String newValue = command.stringValueOfParameterNamed("agentNameId");
+            actualChanges.put("agentNameId", newValue);
+            this.agentName = newValue;
+        }
+
+        if (command.isChangeInStringParameterNamed("agentAddress1", this.agentAddress1)) {
+            final String newValue = command.stringValueOfParameterNamed("agentAddress1");
+            actualChanges.put("agentAddress1", newValue);
+            this.agentAddress1 = newValue;
+        }
+
+        if (command.isChangeInStringParameterNamed("agentAddress2", this.agentAddress2)) {
+            final String newValue = command.stringValueOfParameterNamed("agentAddress2");
+            actualChanges.put("agentAddress2", newValue);
+            this.agentAddress2 = StringUtils.defaultIfEmpty(newValue, null);
+        }
+
+        if (command.isChangeInStringParameterNamed("agentCity", this.agentCity)) {
+            final String newValue = command.stringValueOfParameterNamed("agentCity");
+            actualChanges.put("agentCity", newValue);
+            this.agentCity = newValue;
+        }
+
+        if (command.isChangeInStringParameterNamed("agentPinCode", this.agentPinCode)) {
+            final String newValue = command.stringValueOfParameterNamed("agentPinCode");
+            actualChanges.put("agentPinCode", newValue);
+            this.agentPinCode = newValue;
+        }
+
+        if (command.isChangeInStringParameterNamed("agentTelephone", this.agentTelephone)) {
+            final String newValue = command.stringValueOfParameterNamed("agentTelephone");
+            actualChanges.put("agentTelephone", newValue);
+            this.agentTelephone = StringUtils.defaultIfEmpty(newValue, null);
+        }
+
+        if (command.isChangeInStringParameterNamed("agentSavingAccountType", this.agentSavingAccountType)) {
+            final String newValue = command.stringValueOfParameterNamed("agentSavingAccountType");
+            actualChanges.put("agentSavingAccountType", newValue);
+            this.agentSavingAccountType = newValue;
+        }
+
+        if (command.isChangeInStringParameterNamed("agentSavingAccountNo", this.agentSavingAccountNo)) {
+            final String newValue = command.stringValueOfParameterNamed("agentSavingAccountNo");
+            actualChanges.put("agentSavingAccountNo", newValue);
+            this.agentSavingAccountNo = newValue;
+        }
+
+        if (command.isChangeInDateParameterNamed("agentOpeningDate", this.agentOpeningDate)) {
+            actualChanges.put("agentOpeningDate", command.stringValueOfParameterNamed("agentOpeningDate"));
+            this.agentOpeningDate = command.localDateValueOfParameterNamed("agentOpeningDate");
+        }
+
+        if (command.isChangeInDateParameterNamed("agentBirthDate", this.agentBirthDate)) {
+            actualChanges.put("agentBirthDate", command.stringValueOfParameterNamed("agentBirthDate"));
+            this.agentBirthDate = command.localDateValueOfParameterNamed("agentBirthDate");
+        }
+
+        stringChange(command, actualChanges, "homeBranch", this.homeBranch, v -> this.homeBranch = v);
+        stringChange(command, actualChanges, "savingBranch", this.savingBranch, v -> this.savingBranch = v);
+
+        if (command.isChangeInBooleanParameterNamed("tdsApplicable", this.tdsApplicable)) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed("tdsApplicable");
+            actualChanges.put("tdsApplicable", newValue);
+            this.tdsApplicable = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("tdsPercent", this.tdsPercent)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("tdsPercent");
+            actualChanges.put("tdsPercent", newValue);
+            this.tdsPercent = newValue;
+        }
+
+        stringChange(command, actualChanges, "transferBranch", this.transferBranch,
+                v -> this.transferBranch = StringUtils.defaultIfEmpty(v, null));
+        stringChange(command, actualChanges, "transferAmountAccountType", this.transferAmountAccountType,
+                v -> this.transferAmountAccountType = StringUtils.defaultIfEmpty(v, null));
+        stringChange(command, actualChanges, "transferAccountNo", this.transferAccountNo,
+                v -> this.transferAccountNo = StringUtils.defaultIfEmpty(v, null));
+
+        if (command.isChangeInBooleanParameterNamed("commissionCalculation", this.commissionCalculation)) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed("commissionCalculation");
+            actualChanges.put("commissionCalculation", newValue);
+            this.commissionCalculation = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("limit", this.limitAmount)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("limit");
+            actualChanges.put("limit", newValue);
+            this.limitAmount = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("machineRent", this.machineRent)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("machineRent");
+            actualChanges.put("machineRent", newValue);
+            this.machineRent = newValue;
+        }
+
+        stringChange(command, actualChanges, "agentSecurityBranch", this.agentSecurityBranch,
+                v -> this.agentSecurityBranch = StringUtils.defaultIfEmpty(v, null));
+        stringChange(command, actualChanges, "agentSecurityAccountType", this.agentSecurityAccountType,
+                v -> this.agentSecurityAccountType = StringUtils.defaultIfEmpty(v, null));
+        stringChange(command, actualChanges, "agentSecurityAccountNo", this.agentSecurityAccountNo,
+                v -> this.agentSecurityAccountNo = StringUtils.defaultIfEmpty(v, null));
+
+        if (command.isChangeInBigDecimalParameterNamed("otherCommission", this.otherCommission)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("otherCommission");
+            actualChanges.put("otherCommission", newValue);
+            this.otherCommission = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("agentDeposit", this.agentDeposit)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("agentDeposit");
+            actualChanges.put("agentDeposit", newValue);
+            this.agentDeposit = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("festivalAdvance", this.festivalAdvance)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("festivalAdvance");
+            actualChanges.put("festivalAdvance", newValue);
+            this.festivalAdvance = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("otherDeduction", this.otherDeduction)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("otherDeduction");
+            actualChanges.put("otherDeduction", newValue);
+            this.otherDeduction = newValue;
+        }
+
+        return actualChanges;
+    }
+
+    private void stringChange(final JsonCommand command, final Map<String, Object> actualChanges, final String paramName,
+            final String existingValue, final java.util.function.Consumer<String> setter) {
+        if (command.isChangeInStringParameterNamed(paramName, existingValue)) {
+            final String newValue = command.stringValueOfParameterNamed(paramName);
+            actualChanges.put(paramName, newValue);
+            setter.accept(newValue);
+        }
+    }
+}

fineract-core/src/main/java/org/apache/fineract/organisation/agent/domain/AgentGuarantor.java

@@ -0,0 +1,83 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.JoinColumn;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.Table;
+import lombok.Getter;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+
+/**
+ * A single guarantor recorded against an {@link Agent} (or, reused with the same shape, against a
+ * SubAgent). Always created/replaced as part of its parent agent's own create/update command - it has
+ * no independent API of its own.
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_agent_guarantor")
+public class AgentGuarantor extends AbstractPersistableCustom<Long> {
+
+    @ManyToOne
+    @JoinColumn(name = "agent_id", nullable = false)
+    private Agent agent;
+
+    @Column(name = "client_id", nullable = false)
+    private Long clientId;
+
+    @Column(name = "guarantor_name", length = 100, nullable = false)
+    private String guarantorName;
+
+    @Column(name = "address1", length = 200, nullable = false)
+    private String address1;
+
+    @Column(name = "address2", length = 200)
+    private String address2;
+
+    @Column(name = "city", length = 100, nullable = false)
+    private String city;
+
+    @Column(name = "pin_code", length = 20, nullable = false)
+    private String pinCode;
+
+    @Column(name = "telephone", length = 20)
+    private String telephone;
+
+    protected AgentGuarantor() {
+        //
+    }
+
+    public AgentGuarantor(final Long clientId, final String guarantorName, final String address1, final String address2,
+            final String city, final String pinCode, final String telephone) {
+        this.clientId = clientId;
+        this.guarantorName = guarantorName;
+        this.address1 = address1;
+        this.address2 = StringUtils.defaultIfEmpty(address2, null);
+        this.city = city;
+        this.pinCode = pinCode;
+        this.telephone = StringUtils.defaultIfEmpty(telephone, null);
+    }
+
+    void setAgent(final Agent agent) {
+        this.agent = agent;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/organisation/agent/domain/AgentLimit.java

@@ -0,0 +1,66 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.JoinColumn;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.Table;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import lombok.Getter;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+
+/**
+ * One row of an Agent's time-bound collection-limit history (From Date / To Date / Limit) - an
+ * Agent's authorized collection limit can change over time and every change is kept, not overwritten.
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_agent_limit")
+public class AgentLimit extends AbstractPersistableCustom<Long> {
+
+    @ManyToOne
+    @JoinColumn(name = "agent_id", nullable = false)
+    private Agent agent;
+
+    @Column(name = "from_date", nullable = false)
+    private LocalDate fromDate;
+
+    @Column(name = "to_date", nullable = false)
+    private LocalDate toDate;
+
+    @Column(name = "limit_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal limitAmount;
+
+    protected AgentLimit() {
+        //
+    }
+
+    public AgentLimit(final LocalDate fromDate, final LocalDate toDate, final BigDecimal limitAmount) {
+        this.fromDate = fromDate;
+        this.toDate = toDate;
+        this.limitAmount = limitAmount;
+    }
+
+    void setAgent(final Agent agent) {
+        this.agent = agent;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/organisation/agent/exception/AgentNotFoundException.java

@@ -0,0 +1,40 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformResourceNotFoundException;
+import org.springframework.dao.EmptyResultDataAccessException;
+
+/**
+ * A {@link RuntimeException} thrown when a DDS agent resource is not found.
+ */
+public class AgentNotFoundException extends AbstractPlatformResourceNotFoundException {
+
+    public AgentNotFoundException(final Long id) {
+        super("error.msg.agent.id.invalid", "Agent with identifier " + id + " does not exist", id);
+    }
+
+    public AgentNotFoundException(final Long id, final EmptyResultDataAccessException e) {
+        super("error.msg.agent.id.invalid", "Agent with identifier " + id + " does not exist", id, e);
+    }
+
+    public AgentNotFoundException(final String agentCode) {
+        super("error.msg.agent.code.invalid", "Agent with code " + agentCode + " does not exist", agentCode);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/organisation/commissionslab/data/CommissionSlabData.java

@@ -0,0 +1,39 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.math.BigDecimal;
+import lombok.Builder;
+import lombok.Getter;
+
+@Getter
+@Builder
+public final class CommissionSlabData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final String slabType;
+    private final BigDecimal slabFrom;
+    private final BigDecimal slabTo;
+    private final BigDecimal commissionPercent;
+}

fineract-core/src/main/java/org/apache/fineract/organisation/commissionslab/domain/CommissionSlab.java

@@ -0,0 +1,61 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.Table;
+import java.math.BigDecimal;
+import lombok.Getter;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+
+/**
+ * One row of the agent commission chart: an ACCOUNT slab (commission percentage on collection
+ * volume) or a COMMISSION slab (the override a senior agent earns on a sub-agent's commission).
+ * Append-only reference data, like the legacy screen it replaces - there is deliberately no update or
+ * delete API; a superseded slab range is retired by adding a new row, not editing history.
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_commission_slab")
+public class CommissionSlab extends AbstractPersistableCustom<Long> {
+
+    @Column(name = "slab_type", length = 20, nullable = false)
+    private String slabType;
+
+    @Column(name = "slab_from", scale = 6, precision = 19, nullable = false)
+    private BigDecimal slabFrom;
+
+    @Column(name = "slab_to", scale = 6, precision = 19, nullable = false)
+    private BigDecimal slabTo;
+
+    @Column(name = "commission_percent", scale = 6, precision = 19, nullable = false)
+    private BigDecimal commissionPercent;
+
+    protected CommissionSlab() {
+        //
+    }
+
+    public CommissionSlab(final String slabType, final BigDecimal slabFrom, final BigDecimal slabTo, final BigDecimal commissionPercent) {
+        this.slabType = slabType;
+        this.slabFrom = slabFrom;
+        this.slabTo = slabTo;
+        this.commissionPercent = commissionPercent;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/client/api/ClientApiConstants.java

@@ -191,6 +191,7 @@ public class ClientApiConstants {
     public static final String constitutionIdParamName = "constitutionId";
     public static final String mainBusinessLineIdParamName = "mainBusinessLineId";
     public static final String authorizedSignatoryParamName = "authorizedSignatory";
+    public static final String authorizedSignatoryClientIdsParamName = "authorizedSignatoryClientIds";
     public static final String additionalInfoParamName = "additionalInfo";
     public static final String dateOfRegistrationParamName = "dateOfRegistration";
 

fineract-core/src/main/java/org/apache/fineract/portfolio/client/data/ClientData.java

@@ -105,6 +105,19 @@ public final class ClientData implements Comparable<ClientData>, Serializable {
     private Boolean alternateDipVerified;
     private Long alternateDipLookupLogId;
     private String alternateDipTimestamp;
+    /**
+     * Live DIP/MNRL status of the number, resolved from the latest lookup rather than the flag
+     * captured at onboarding. A customer cleared at onboarding whose number is later reported or
+     * reassigned would otherwise keep showing "Verified" forever.
+     */
+    private String dipLiveStatus;
+    private String alternateDipLiveStatus;
+    /**
+     * Disposition of the client's most recent flagged sanctions alert, or null when they carry
+     * none. Like the DIP status this is resolved live: nameVerified is captured at onboarding and
+     * would keep reading "Clear" after the client was added to a later list snapshot.
+     */
+    private String sanctionsAlertStatus;
     private Boolean nameVerified;
     private Long screeningLogId;
     private Boolean isStaff;
@@ -436,6 +449,11 @@ public final class ClientData implements Comparable<ClientData>, Serializable {
         data.alternateDipVerified = clientData.alternateDipVerified;
         data.alternateDipLookupLogId = clientData.alternateDipLookupLogId;
         data.alternateDipTimestamp = clientData.alternateDipTimestamp;
+        // Carried across too: these helpers rebuild ClientData field by field, so a field missing
+        // here is silently dropped from the payload the client view loads.
+        data.dipLiveStatus = clientData.dipLiveStatus;
+        data.alternateDipLiveStatus = clientData.alternateDipLiveStatus;
+        data.sanctionsAlertStatus = clientData.sanctionsAlertStatus;
         data.nameVerified = clientData.nameVerified;
         data.screeningLogId = clientData.screeningLogId;
         return data;
@@ -498,6 +516,11 @@ public final class ClientData implements Comparable<ClientData>, Serializable {
         data.alternateDipVerified = clientData.alternateDipVerified;
         data.alternateDipLookupLogId = clientData.alternateDipLookupLogId;
         data.alternateDipTimestamp = clientData.alternateDipTimestamp;
+        // Carried across too: these helpers rebuild ClientData field by field, so a field missing
+        // here is silently dropped from the payload the client view loads.
+        data.dipLiveStatus = clientData.dipLiveStatus;
+        data.alternateDipLiveStatus = clientData.alternateDipLiveStatus;
+        data.sanctionsAlertStatus = clientData.sanctionsAlertStatus;
         data.nameVerified = clientData.nameVerified;
         data.screeningLogId = clientData.screeningLogId;
         return data;
@@ -550,6 +573,11 @@ public final class ClientData implements Comparable<ClientData>, Serializable {
         data.alternateDipVerified = clientData.alternateDipVerified;
         data.alternateDipLookupLogId = clientData.alternateDipLookupLogId;
         data.alternateDipTimestamp = clientData.alternateDipTimestamp;
+        // Carried across too: these helpers rebuild ClientData field by field, so a field missing
+        // here is silently dropped from the payload the client view loads.
+        data.dipLiveStatus = clientData.dipLiveStatus;
+        data.alternateDipLiveStatus = clientData.alternateDipLiveStatus;
+        data.sanctionsAlertStatus = clientData.sanctionsAlertStatus;
         data.nameVerified = clientData.nameVerified;
         data.screeningLogId = clientData.screeningLogId;
         return data;

fineract-core/src/main/java/org/apache/fineract/portfolio/client/data/ClientNonPersonData.java

@@ -34,6 +34,8 @@ public class ClientNonPersonData implements Serializable {
     private final CodeValueData mainBusinessLine;
     private final String remarks;
     private final String authorizedSignatory;
+    /** Client ids behind {@link #authorizedSignatory}, comma separated and in the same order. */
+    private final String authorizedSignatoryClientIds;
     private final String additionalInfo;
     private final LocalDate dateOfRegistration;
 
@@ -62,13 +64,24 @@ public class ClientNonPersonData implements Serializable {
         this.constitution = null;
         this.mainBusinessLine = null;
         this.authorizedSignatory = null;
+        this.authorizedSignatoryClientIds = null;
         this.additionalInfo = null;
         this.dateOfRegistration = null;
     }
 
+    /**
+     * Kept for the list/search mappers, whose SQL does not select the signatory client ids.
+     */
     public ClientNonPersonData(CodeValueData constitution, String incorpNo, LocalDate incorpValidityTillDate,
             CodeValueData mainBusinessLine, String remarks, String authorizedSignatory, String additionalInfo,
             LocalDate dateOfRegistration) {
+        this(constitution, incorpNo, incorpValidityTillDate, mainBusinessLine, remarks, authorizedSignatory, additionalInfo,
+                dateOfRegistration, null);
+    }
+
+    public ClientNonPersonData(CodeValueData constitution, String incorpNo, LocalDate incorpValidityTillDate,
+            CodeValueData mainBusinessLine, String remarks, String authorizedSignatory, String additionalInfo,
+            LocalDate dateOfRegistration, String authorizedSignatoryClientIds) {
 
         this.constitution = constitution;
         this.incorpNumber = incorpNo;
@@ -76,6 +89,7 @@ public class ClientNonPersonData implements Serializable {
         this.mainBusinessLine = mainBusinessLine;
         this.remarks = remarks;
         this.authorizedSignatory = authorizedSignatory;
+        this.authorizedSignatoryClientIds = authorizedSignatoryClientIds;
         this.additionalInfo = additionalInfo;
         this.dateOfRegistration = dateOfRegistration;
     }

fineract-core/src/main/java/org/apache/fineract/portfolio/client/domain/Client.java

@@ -294,6 +294,17 @@ public class Client extends AbstractAuditableWithUTCDateTimeCustom<Long> {
     @Column(name = "alternate_dip_timestamp")
     private String alternateDipTimestamp;
 
+    /**
+     * The DIP/MNRL status the number actually returned — CLEAN, SUSPECTED, DISCONNECTED or
+     * SERVICE_UNAVAILABLE. dipVerified alone cannot tell "checked and clean" apart from "the DoT
+     * service was down", which previously stored both as verified.
+     */
+    @Column(name = "dip_status", length = 40)
+    private String dipStatus;
+
+    @Column(name = "alternate_dip_status", length = 40)
+    private String alternateDipStatus;
+
     @Column(name = "name_verified")
     private Boolean nameVerified;
 

fineract-core/src/main/java/org/apache/fineract/portfolio/client/domain/ClientKyc.java

@@ -25,11 +25,15 @@ import jakarta.persistence.Entity;
 import jakarta.persistence.JoinColumn;
 import jakarta.persistence.ManyToOne;
 import jakarta.persistence.Table;
+import jakarta.persistence.Transient;
 import jakarta.persistence.UniqueConstraint;
 import java.time.LocalDate;
 import java.math.BigDecimal;
+import java.util.Collections;
 import java.util.LinkedHashMap;
+import java.util.LinkedHashSet;
 import java.util.Map;
+import java.util.Set;
 import org.apache.commons.lang3.StringUtils;
 import org.apache.fineract.infrastructure.core.api.JsonCommand;
 import org.apache.fineract.infrastructure.core.domain.AbstractAuditableWithUTCDateTimeCustom;
@@ -61,6 +65,14 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
     @JoinColumn(name = "client_id", nullable = false)
     private Client client;
 
+    /**
+     * Scratch record of what the in-flight {@link #update} replaced, read back via
+     * {@link #getFieldsOverwrittenByLastUpdate()}. Never persisted and never read outside the
+     * transaction that called update(), which clears it first.
+     */
+    @Transient
+    private final transient Set<String> fieldsOverwrittenByLastUpdate = new LinkedHashSet<>();
+
     /** 100 = PENDING, 200 = IN_PROGRESS, 300 = VERIFIED, 400 = REJECTED, 500 = EXPIRED */
     @Column(name = "kyc_status", nullable = false)
     private Integer kycStatus;
@@ -440,11 +452,13 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
 
     public Map<String, Object> update(final JsonCommand command) {
         final Map<String, Object> actualChanges = new LinkedHashMap<>();
+        this.fieldsOverwrittenByLastUpdate.clear();
 
         final String panNumberParam = "panNumber";
         if (command.isChangeInStringParameterNamed(panNumberParam, this.panNumber)) {
             final String newValue = command.stringValueOfParameterNamed(panNumberParam);
             actualChanges.put(panNumberParam, newValue);
+            recordOverwrite(panNumberParam, this.panNumber);
             this.panNumber = StringUtils.defaultIfEmpty(newValue, null);
         }
 
@@ -452,6 +466,7 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
         if (command.isChangeInStringParameterNamed(aadhaarParam, this.aadhaarNumberMasked)) {
             final String newValue = command.stringValueOfParameterNamed(aadhaarParam);
             actualChanges.put(aadhaarParam, newValue);
+            recordOverwrite(aadhaarParam, this.aadhaarNumberMasked);
             this.aadhaarNumberMasked = StringUtils.defaultIfEmpty(newValue, null);
         }
 
@@ -459,6 +474,7 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
         if (command.isChangeInStringParameterNamed(gstinParam, this.gstinNumber)) {
             final String newValue = command.stringValueOfParameterNamed(gstinParam);
             actualChanges.put(gstinParam, newValue);
+            recordOverwrite(gstinParam, this.gstinNumber);
             this.gstinNumber = StringUtils.defaultIfEmpty(newValue, null);
         }
 
@@ -466,9 +482,12 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
         if (command.isChangeInIntegerParameterNamed(riskParam, this.riskCategory)) {
             final Integer newValue = command.integerValueOfParameterNamed(riskParam);
             actualChanges.put(riskParam, newValue);
+            recordOverwrite(riskParam, this.riskCategory);
             this.riskCategory = newValue;
         }
 
+        // remarks is the audit justification itself, so a change to it is deliberately not recorded
+        // as an overwrite — requiring remarks in order to write remarks would be circular.
         final String remarksParam = "remarks";
         if (command.isChangeInStringParameterNamed(remarksParam, this.remarks)) {
             final String newValue = command.stringValueOfParameterNamed(remarksParam);
@@ -551,6 +570,7 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
         if (command.isChangeInStringParameterNamed(param, current)) {
             final String newValue = command.stringValueOfParameterNamed(param);
             changes.put(param, newValue);
+            recordOverwrite(param, current);
             setter.accept(StringUtils.defaultIfEmpty(newValue, null));
         }
     }
@@ -560,6 +580,7 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
         if (command.isChangeInLocalDateParameterNamed(param, current)) {
             final LocalDate newValue = command.localDateValueOfParameterNamed(param);
             changes.put(param, newValue);
+            recordOverwrite(param, current);
             setter.accept(newValue);
         }
     }
@@ -570,6 +591,7 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
             final Boolean newValue = command.booleanObjectValueOfParameterNamed(param);
             if ((newValue == null && current != null) || (newValue != null && !newValue.equals(current))) {
                 changes.put(param, newValue);
+                recordOverwrite(param, current);
                 setter.accept(newValue);
             }
         }
@@ -580,10 +602,40 @@ public class ClientKyc extends AbstractAuditableWithUTCDateTimeCustom<Long> {
         if (command.isChangeInBigDecimalParameterNamed(param, current)) {
             final BigDecimal newValue = command.bigDecimalValueOfParameterNamed(param);
             changes.put(param, newValue);
+            recordOverwrite(param, current);
             setter.accept(newValue);
         }
     }
 
+    /**
+     * Notes that {@code param} replaced a value the record already held. A field going from empty to
+     * populated is the record being completed rather than altered, so it is deliberately not
+     * recorded — see {@link #getFieldsOverwrittenByLastUpdate()}.
+     */
+    private void recordOverwrite(final String param, final Object currentValue) {
+        final boolean wasPopulated = currentValue instanceof String text
+                ? StringUtils.isNotBlank(text)
+                : currentValue != null;
+        if (wasPopulated) {
+            this.fieldsOverwrittenByLastUpdate.add(param);
+        }
+    }
+
+    /**
+     * Parameters whose already-populated value the most recent {@link #update} replaced.
+     *
+     * <p>Distinguishes altering a record from finishing one: a non-individual KYC auto-verifies as
+     * soon as PAN and GSTIN pass, which happens part-way through the create wizard, and the officer
+     * still has to save the KYC document details afterwards. Those fields are empty at that point,
+     * so filling them in leaves this set empty and no audit justification is demanded — while
+     * changing a document number that was already on the verified record does populate it.
+     *
+     * <p>Reset at the start of every {@link #update} and never persisted: it describes one call.
+     */
+    public Set<String> getFieldsOverwrittenByLastUpdate() {
+        return Collections.unmodifiableSet(this.fieldsOverwrittenByLastUpdate);
+    }
+
     /** Called when documents are submitted and 3rd-party verification is initiated. */
     public void markInProgress() {
         this.kycStatus = ClientKycStatus.IN_PROGRESS.getValue();

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/batch/data/BatchRunData.java

@@ -0,0 +1,50 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.Collection;
+import lombok.Builder;
+import lombok.Getter;
+
+@Getter
+@Builder(toBuilder = true)
+public final class BatchRunData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final String jobType;
+    private final String branchScope;
+    private final LocalDate jobDate;
+    private final Long agentFrom;
+    private final Long agentTo;
+    private final Long partyFrom;
+    private final Long partyTo;
+    private final String status;
+    private final Integer totalRows;
+    private final BigDecimal totalAmount;
+    private final LocalDate generatedOnDate;
+    private final LocalDate postedOnDate;
+    private final Collection<BatchRunRowData> rows;
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/batch/data/BatchRunRowData.java

@@ -0,0 +1,41 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.math.BigDecimal;
+import lombok.Builder;
+import lombok.Getter;
+
+@Getter
+@Builder
+public final class BatchRunRowData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final Long partyId;
+    private final String partyCode;
+    private final String partyName;
+    private final Long agentId;
+    private final String agentCode;
+    private final BigDecimal amount;
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/batch/domain/BatchRun.java

@@ -0,0 +1,122 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.domain;
+
+import jakarta.persistence.CascadeType;
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.FetchType;
+import jakarta.persistence.OneToMany;
+import jakarta.persistence.OrderBy;
+import jakarta.persistence.Table;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.List;
+import lombok.Getter;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+
+/**
+ * One Calculate-then-Post batch run - the deliberate two-step control from the legacy Interest Part
+ * menu (Interest Calculation -> Interest Posting, OD Interest Calculation -> OD Interest Posting,
+ * Commission Calculation -> Commission Posting): a run is generated (rows computed and saved as a
+ * preview, nothing else changes), then posted (a separate, explicit step that applies exactly the
+ * rows that were previewed - never a fresh recalculation, so what gets applied is always what was
+ * seen).
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_batch_run")
+public class BatchRun extends AbstractPersistableCustom<Long> {
+
+    @Column(name = "job_type", length = 40, nullable = false)
+    private String jobType;
+
+    @Column(name = "branch_scope", length = 20, nullable = false)
+    private String branchScope;
+
+    @Column(name = "job_date", nullable = false)
+    private LocalDate jobDate;
+
+    @Column(name = "agent_from", nullable = false)
+    private Long agentFrom;
+
+    @Column(name = "agent_to", nullable = false)
+    private Long agentTo;
+
+    @Column(name = "party_from")
+    private Long partyFrom;
+
+    @Column(name = "party_to")
+    private Long partyTo;
+
+    @Column(name = "status", length = 20, nullable = false)
+    private String status;
+
+    @Column(name = "total_rows", nullable = false)
+    private Integer totalRows;
+
+    @Column(name = "total_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal totalAmount;
+
+    @Column(name = "generated_on_date", nullable = false)
+    private LocalDate generatedOnDate;
+
+    @Column(name = "posted_on_date")
+    private LocalDate postedOnDate;
+
+    @OneToMany(mappedBy = "batchRun", cascade = CascadeType.ALL, orphanRemoval = true, fetch = FetchType.LAZY)
+    @OrderBy("id")
+    private List<BatchRunRow> rows = new ArrayList<>();
+
+    protected BatchRun() {
+        //
+    }
+
+    public BatchRun(final String jobType, final String branchScope, final LocalDate jobDate, final Long agentFrom,
+            final Long agentTo, final Long partyFrom, final Long partyTo, final LocalDate generatedOnDate) {
+        this.jobType = jobType;
+        this.branchScope = branchScope;
+        this.jobDate = jobDate;
+        this.agentFrom = agentFrom;
+        this.agentTo = agentTo;
+        this.partyFrom = partyFrom;
+        this.partyTo = partyTo;
+        this.status = "CALCULATED";
+        this.totalRows = 0;
+        this.totalAmount = BigDecimal.ZERO;
+        this.generatedOnDate = generatedOnDate;
+    }
+
+    public void addRow(final BatchRunRow row) {
+        row.setBatchRun(this);
+        this.rows.add(row);
+        this.totalRows = this.rows.size();
+        this.totalAmount = this.totalAmount.add(row.getAmount());
+    }
+
+    public boolean isPosted() {
+        return "POSTED".equals(this.status);
+    }
+
+    public void markPosted(final LocalDate postedOnDate) {
+        this.status = "POSTED";
+        this.postedOnDate = postedOnDate;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/batch/domain/BatchRunRow.java

@@ -0,0 +1,65 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.JoinColumn;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.Table;
+import java.math.BigDecimal;
+import lombok.Getter;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+
+/**
+ * One previewed/posted line of a {@link BatchRun}: for an interest job, one Party's accrued interest;
+ * for a commission job, one Agent's commission on their collected volume (partyId is null there).
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_batch_run_row")
+public class BatchRunRow extends AbstractPersistableCustom<Long> {
+
+    @ManyToOne
+    @JoinColumn(name = "batch_run_id", nullable = false)
+    private BatchRun batchRun;
+
+    @Column(name = "party_id")
+    private Long partyId;
+
+    @Column(name = "agent_id", nullable = false)
+    private Long agentId;
+
+    @Column(name = "amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal amount;
+
+    protected BatchRunRow() {
+        //
+    }
+
+    public BatchRunRow(final Long partyId, final Long agentId, final BigDecimal amount) {
+        this.partyId = partyId;
+        this.agentId = agentId;
+        this.amount = amount;
+    }
+
+    void setBatchRun(final BatchRun batchRun) {
+        this.batchRun = batchRun;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/batch/exception/BatchRunAlreadyPostedException.java

@@ -0,0 +1,32 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformDomainRuleException;
+
+/**
+ * Thrown when Post is attempted on a batch run that has already been posted - a run applies once,
+ * matching the calculate-then-post safety control (never re-post the same preview).
+ */
+public class BatchRunAlreadyPostedException extends AbstractPlatformDomainRuleException {
+
+    public BatchRunAlreadyPostedException(final Long batchRunId) {
+        super("error.msg.ddsbatchrun.already.posted", "DDS batch run " + batchRunId + " has already been posted", batchRunId);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/batch/exception/BatchRunNotFoundException.java

@@ -0,0 +1,28 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformResourceNotFoundException;
+
+public class BatchRunNotFoundException extends AbstractPlatformResourceNotFoundException {
+
+    public BatchRunNotFoundException(final Long id) {
+        super("error.msg.ddsbatchrun.id.invalid", "DDS batch run with identifier " + id + " does not exist", id);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/data/PartyData.java

@@ -0,0 +1,107 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.Collection;
+import lombok.Builder;
+import lombok.Getter;
+
+/**
+ * Immutable data object representing a DDS Party (customer scheme account), including its nominees.
+ * Built via the Lombok builder rather than a long positional constructor - the field count here makes
+ * positional args unreadable and error-prone to keep in sync.
+ */
+@Getter
+@Builder(toBuilder = true)
+public final class PartyData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final Long clientId;
+    private final String clientName;
+    private final Long agentId;
+    private final String agentCode;
+    private final String agentName;
+    private final Long savingsAccountId;
+    private final String subType;
+    private final String partyCode;
+    private final String lastAccount;
+    private final Boolean nominal;
+    private final String aadharNo;
+    private final String partyName;
+    private final String partyName1;
+    private final String address1;
+    private final String address2;
+    private final String address3;
+    private final String city;
+    private final String pincode;
+    private final String gender;
+    private final String panCardNo;
+    private final String telephone;
+    private final String mobileNoSms;
+    private final String operation;
+    private final LocalDate birthDate;
+    private final String occupation;
+    private final String risk;
+    private final String ckycId;
+    private final String adultMinor;
+    private final LocalDate minorDate;
+    private final Long guardianClientId;
+    private final String minAccountOpt;
+    private final String relation;
+    private final LocalDate openingDate;
+    private final Integer month;
+    private final LocalDate maturityDate;
+    private final LocalDate reopenDate;
+    private final BigDecimal depositAmount;
+    private final BigDecimal dailyDepositAmount;
+    private final Integer days;
+    private final String ledgerNo;
+    private final BigDecimal maturityAmount;
+    private final BigDecimal interestRate;
+    private final String withdrawType;
+    private final Boolean od1Flag;
+    private final Boolean od2Flag;
+    private final Boolean lien;
+    private final LocalDate payDate;
+    private final BigDecimal paymentAmount;
+    private final BigDecimal currentBalance;
+    private final BigDecimal openingBalance;
+    private final Boolean isSmsActive;
+    private final Boolean isEmailActive;
+    private final BigDecimal interestCalc;
+    private final LocalDate interestDate;
+    private final String spDescription;
+    private final String freezeCode;
+    private final String advCode;
+    private final String creditToBranch;
+    private final String creditToAccountType;
+    private final String creditToAccount;
+    private final Boolean nomineeApplicable;
+    private final String nomineeSplitMode;
+    private final String status;
+    private final LocalDate closeDate;
+    private final Collection<PartyNomineeData> nominees;
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/data/PartyNomineeData.java

@@ -0,0 +1,59 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.time.LocalDate;
+import lombok.Getter;
+
+@Getter
+public final class PartyNomineeData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final LocalDate nominationDate;
+    private final String name;
+    private final String mobileNo;
+    private final LocalDate birthDate;
+    private final Boolean minor;
+    private final String relation;
+    private final String gender;
+    private final String guardianName;
+
+    public static PartyNomineeData instance(final Long id, final LocalDate nominationDate, final String name, final String mobileNo,
+            final LocalDate birthDate, final Boolean minor, final String relation, final String gender, final String guardianName) {
+        return new PartyNomineeData(id, nominationDate, name, mobileNo, birthDate, minor, relation, gender, guardianName);
+    }
+
+    private PartyNomineeData(final Long id, final LocalDate nominationDate, final String name, final String mobileNo,
+            final LocalDate birthDate, final Boolean minor, final String relation, final String gender, final String guardianName) {
+        this.id = id;
+        this.nominationDate = nominationDate;
+        this.name = name;
+        this.mobileNo = mobileNo;
+        this.birthDate = birthDate;
+        this.minor = minor;
+        this.relation = relation;
+        this.gender = gender;
+        this.guardianName = guardianName;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/domain/Party.java

@@ -0,0 +1,569 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.domain;
+
+import jakarta.persistence.CascadeType;
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.FetchType;
+import jakarta.persistence.JoinColumn;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.OneToMany;
+import jakarta.persistence.OrderBy;
+import jakarta.persistence.Table;
+import jakarta.persistence.UniqueConstraint;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.ArrayList;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import java.util.function.Consumer;
+import lombok.Getter;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+import org.apache.fineract.organisation.agent.domain.Agent;
+import org.apache.fineract.portfolio.client.domain.Client;
+
+/**
+ * A DDS Party - the customer's daily-deposit scheme account, linked to the Agent who collects for it.
+ * Carries the scheme's KYC, terms and two-stage overdue flags, plus a nominee list.
+ *
+ * The underlying RD (recurring deposit) account this scheme conceptually reuses is not wired up yet -
+ * {@code savingsAccountId} is a nullable placeholder for that future linkage (see the DDS architecture
+ * decision to reuse the RD engine for the deposit half). Until then the scheme/balance fields below
+ * are this record's own, not mirrored from any m_savings_account row.
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_party", uniqueConstraints = { @UniqueConstraint(columnNames = { "party_code" }, name = "party_code_UNIQUE") })
+public class Party extends AbstractPersistableCustom<Long> {
+
+    /** DDS accounts carry a flat interest rate unless the officer explicitly overrides it at creation. */
+    private static final BigDecimal DEFAULT_INTEREST_RATE = new BigDecimal("2");
+
+    public static final String STATUS_ACTIVE = "ACTIVE";
+    public static final String STATUS_CLOSED = "CLOSED";
+
+    @ManyToOne
+    @JoinColumn(name = "client_id", nullable = false)
+    private Client client;
+
+    @ManyToOne
+    @JoinColumn(name = "agent_id", nullable = false)
+    private Agent agent;
+
+    @Column(name = "savings_account_id")
+    private Long savingsAccountId;
+
+    @Column(name = "sub_type", length = 60, nullable = false)
+    private String subType;
+
+    @Column(name = "party_code", length = 20, nullable = false)
+    private String partyCode;
+
+    @Column(name = "last_account", length = 50)
+    private String lastAccount;
+
+    @Column(name = "nominal", nullable = false)
+    private boolean nominal;
+
+    @Column(name = "aadhar_no", length = 20)
+    private String aadharNo;
+
+    @Column(name = "party_name", length = 100, nullable = false)
+    private String partyName;
+
+    @Column(name = "party_name1", length = 100)
+    private String partyName1;
+
+    @Column(name = "address1", length = 200, nullable = false)
+    private String address1;
+
+    @Column(name = "address2", length = 200)
+    private String address2;
+
+    @Column(name = "address3", length = 200)
+    private String address3;
+
+    @Column(name = "city", length = 100, nullable = false)
+    private String city;
+
+    @Column(name = "pincode", length = 20, nullable = false)
+    private String pincode;
+
+    @Column(name = "gender", length = 20)
+    private String gender;
+
+    @Column(name = "pan_card_no", length = 20)
+    private String panCardNo;
+
+    @Column(name = "telephone", length = 20)
+    private String telephone;
+
+    @Column(name = "mobile_no_sms", length = 20, nullable = false)
+    private String mobileNoSms;
+
+    @Column(name = "operation", length = 20, nullable = false)
+    private String operation;
+
+    @Column(name = "birth_date")
+    private LocalDate birthDate;
+
+    @Column(name = "occupation", length = 40)
+    private String occupation;
+
+    @Column(name = "risk", length = 20)
+    private String risk;
+
+    @Column(name = "ckyc_id", length = 40)
+    private String ckycId;
+
+    @Column(name = "adult_minor", length = 20, nullable = false)
+    private String adultMinor;
+
+    @Column(name = "minor_date")
+    private LocalDate minorDate;
+
+    @Column(name = "guardian_client_id")
+    private Long guardianClientId;
+
+    @Column(name = "min_account_opt", length = 40)
+    private String minAccountOpt;
+
+    @Column(name = "relation", length = 40)
+    private String relation;
+
+    @Column(name = "opening_date", nullable = false)
+    private LocalDate openingDate;
+
+    @Column(name = "months")
+    private Integer month;
+
+    @Column(name = "maturity_date")
+    private LocalDate maturityDate;
+
+    @Column(name = "reopen_date")
+    private LocalDate reopenDate;
+
+    @Column(name = "deposit_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal depositAmount;
+
+    @Column(name = "daily_deposit_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal dailyDepositAmount;
+
+    @Column(name = "days", nullable = false)
+    private Integer days;
+
+    @Column(name = "ledger_no", length = 40)
+    private String ledgerNo;
+
+    @Column(name = "maturity_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal maturityAmount;
+
+    @Column(name = "interest_rate", scale = 6, precision = 19, nullable = false)
+    private BigDecimal interestRate;
+
+    @Column(name = "withdraw_type", length = 20)
+    private String withdrawType;
+
+    @Column(name = "od1_flag", nullable = false)
+    private boolean od1Flag;
+
+    @Column(name = "od2_flag", nullable = false)
+    private boolean od2Flag;
+
+    @Column(name = "lien", nullable = false)
+    private boolean lien;
+
+    @Column(name = "pay_date")
+    private LocalDate payDate;
+
+    @Column(name = "payment_amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal paymentAmount;
+
+    @Column(name = "current_balance", scale = 6, precision = 19, nullable = false)
+    private BigDecimal currentBalance;
+
+    @Column(name = "opening_balance", scale = 6, precision = 19, nullable = false)
+    private BigDecimal openingBalance;
+
+    @Column(name = "is_sms_active", nullable = false)
+    private boolean isSmsActive;
+
+    @Column(name = "is_email_active", nullable = false)
+    private boolean isEmailActive;
+
+    @Column(name = "interest_calc", scale = 6, precision = 19, nullable = false)
+    private BigDecimal interestCalc;
+
+    @Column(name = "interest_date")
+    private LocalDate interestDate;
+
+    @Column(name = "sp_description", length = 500)
+    private String spDescription;
+
+    @Column(name = "freeze_code", length = 20, nullable = false)
+    private String freezeCode;
+
+    @Column(name = "adv_code", length = 40, nullable = false)
+    private String advCode;
+
+    @Column(name = "credit_to_branch", length = 100)
+    private String creditToBranch;
+
+    @Column(name = "credit_to_account_type", length = 100)
+    private String creditToAccountType;
+
+    @Column(name = "credit_to_account", length = 50)
+    private String creditToAccount;
+
+    @Column(name = "nominee_applicable", nullable = false)
+    private boolean nomineeApplicable;
+
+    @Column(name = "nominee_split_mode", length = 20)
+    private String nomineeSplitMode;
+
+    @Column(name = "status", length = 20, nullable = false)
+    private String status;
+
+    @Column(name = "close_date")
+    private LocalDate closeDate;
+
+    @OneToMany(mappedBy = "party", cascade = CascadeType.ALL, orphanRemoval = true, fetch = FetchType.LAZY)
+    @OrderBy("id")
+    private List<PartyNominee> nominees = new ArrayList<>();
+
+    protected Party() {
+        //
+    }
+
+    private Party(final Client client, final Agent agent, final String partyCode, final JsonCommand command) {
+        this.client = client;
+        this.agent = agent;
+        this.partyCode = partyCode;
+        this.subType = command.stringValueOfParameterNamed("subType");
+        this.lastAccount = command.stringValueOfParameterNamedAllowingNull("lastAccount");
+        this.nominal = command.booleanPrimitiveValueOfParameterNamed("nominal");
+        this.aadharNo = command.stringValueOfParameterNamedAllowingNull("aadharNo");
+        this.partyName = command.stringValueOfParameterNamed("partyName");
+        this.partyName1 = command.stringValueOfParameterNamedAllowingNull("partyName1");
+        this.address1 = command.stringValueOfParameterNamed("address1");
+        this.address2 = command.stringValueOfParameterNamedAllowingNull("address2");
+        this.address3 = command.stringValueOfParameterNamedAllowingNull("address3");
+        this.city = command.stringValueOfParameterNamed("city");
+        this.pincode = command.stringValueOfParameterNamed("pincode");
+        this.gender = command.stringValueOfParameterNamedAllowingNull("gender");
+        this.panCardNo = command.stringValueOfParameterNamedAllowingNull("panCardNo");
+        this.telephone = command.stringValueOfParameterNamedAllowingNull("telephone");
+        this.mobileNoSms = command.stringValueOfParameterNamed("mobileNoSms");
+        this.operation = command.stringValueOfParameterNamed("operation");
+        this.birthDate = command.localDateValueOfParameterNamed("birthDate");
+        this.occupation = command.stringValueOfParameterNamedAllowingNull("occupation");
+        this.risk = command.stringValueOfParameterNamedAllowingNull("risk");
+        this.ckycId = command.stringValueOfParameterNamedAllowingNull("ckycId");
+        this.adultMinor = command.stringValueOfParameterNamed("adultMinor");
+        this.minorDate = command.localDateValueOfParameterNamed("minorDate");
+        this.guardianClientId = command.longValueOfParameterNamed("guardianClientId");
+        this.minAccountOpt = command.stringValueOfParameterNamedAllowingNull("minAccountOpt");
+        this.relation = command.stringValueOfParameterNamedAllowingNull("relation");
+        this.openingDate = command.localDateValueOfParameterNamed("openingDate");
+        this.month = command.integerValueOfParameterNamedDefaultToNullIfZero("month");
+        this.maturityDate = command.localDateValueOfParameterNamed("maturityDate");
+        this.reopenDate = command.localDateValueOfParameterNamed("reopenDate");
+        this.depositAmount = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("depositAmount"));
+        this.dailyDepositAmount = command.bigDecimalValueOfParameterNamed("dailyDepositAmount");
+        this.days = command.integerValueOfParameterNamed("days");
+        this.ledgerNo = command.stringValueOfParameterNamedAllowingNull("ledgerNo");
+        this.maturityAmount = BigDecimal.ZERO;
+        this.interestRate = command.parameterExists("interestRate")
+                ? command.bigDecimalValueOfParameterNamed("interestRate")
+                : DEFAULT_INTEREST_RATE;
+        this.withdrawType = command.stringValueOfParameterNamedAllowingNull("withdrawType");
+        this.od1Flag = false;
+        this.od2Flag = false;
+        this.lien = command.booleanPrimitiveValueOfParameterNamed("lien");
+        this.payDate = command.localDateValueOfParameterNamed("payDate");
+        this.paymentAmount = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("paymentAmount"));
+        this.openingBalance = orZero(command.bigDecimalValueOfParameterNamedDefaultToNullIfZero("openingBalance"));
+        this.currentBalance = this.openingBalance;
+        this.isSmsActive = command.booleanPrimitiveValueOfParameterNamed("isSmsActive");
+        this.isEmailActive = command.booleanPrimitiveValueOfParameterNamed("isEmailActive");
+        this.interestCalc = BigDecimal.ZERO;
+        this.interestDate = command.localDateValueOfParameterNamed("interestDate");
+        this.spDescription = command.stringValueOfParameterNamedAllowingNull("spDescription");
+        this.freezeCode = StringUtils.defaultIfBlank(command.stringValueOfParameterNamedAllowingNull("freezeCode"), "Normal");
+        this.advCode = StringUtils.defaultIfBlank(command.stringValueOfParameterNamedAllowingNull("advCode"), "None");
+        this.creditToBranch = command.stringValueOfParameterNamedAllowingNull("creditToBranch");
+        this.creditToAccountType = command.stringValueOfParameterNamedAllowingNull("creditToAccountType");
+        this.creditToAccount = command.stringValueOfParameterNamedAllowingNull("creditToAccount");
+        this.nomineeApplicable = command.booleanPrimitiveValueOfParameterNamed("nomineeApplicable");
+        this.nomineeSplitMode = StringUtils.defaultIfBlank(command.stringValueOfParameterNamedAllowingNull("nomineeSplitMode"),
+                "Percentage");
+        this.status = STATUS_ACTIVE;
+    }
+
+    public static Party fromJson(final Client client, final Agent agent, final String partyCode, final JsonCommand command) {
+        return new Party(client, agent, partyCode, command);
+    }
+
+    private static BigDecimal orZero(final BigDecimal value) {
+        return value == null ? BigDecimal.ZERO : value;
+    }
+
+    public void addNominee(final PartyNominee nominee) {
+        nominee.setParty(this);
+        this.nominees.add(nominee);
+    }
+
+    public void resetNominees() {
+        this.nominees.clear();
+    }
+
+    public void changeClient(final Client newClient) {
+        this.client = newClient;
+    }
+
+    public void changeAgent(final Agent newAgent) {
+        this.agent = newAgent;
+    }
+
+    /**
+     * Links this Party to an existing real Savings Account, resolved by account number in the write
+     * service. There is no unlink - once a Party's DDS scheme is tied to a real account, it stays
+     * tied.
+     */
+    public void linkSavingsAccount(final Long savingsAccountId) {
+        this.savingsAccountId = savingsAccountId;
+    }
+
+    public BigDecimal credit(final BigDecimal amount) {
+        this.currentBalance = this.currentBalance.add(amount);
+        return this.currentBalance;
+    }
+
+    public BigDecimal debit(final BigDecimal amount) {
+        this.currentBalance = this.currentBalance.subtract(amount);
+        return this.currentBalance;
+    }
+
+    public boolean isClosed() {
+        return STATUS_CLOSED.equals(this.status);
+    }
+
+    /**
+     * Closes this Party's account as of the given date. The balance must already be zero - a Party
+     * is settled to zero (a full Withdraw Deposite/payout) before it is closed, not closed with money
+     * still owed to it.
+     */
+    public void close(final LocalDate closeDate) {
+        this.status = STATUS_CLOSED;
+        this.closeDate = closeDate;
+    }
+
+    /**
+     * Stamps the date interest (regular or OD) was last calculated up to, so the next batch run
+     * accrues only the days since. Set on POST, not on calculate/preview.
+     */
+    public void markInterestCalculatedThrough(final LocalDate date) {
+        this.interestDate = date;
+    }
+
+    public Long clientId() {
+        return this.client.getId();
+    }
+
+    public Long agentId() {
+        return this.agent.getId();
+    }
+
+    public Map<String, Object> update(final JsonCommand command) {
+
+        final Map<String, Object> actualChanges = new LinkedHashMap<>(40);
+
+        if (command.isChangeInLongParameterNamed("clientId", this.client.getId())) {
+            actualChanges.put("clientId", command.longValueOfParameterNamed("clientId"));
+        }
+        if (command.isChangeInLongParameterNamed("agentId", this.agent.getId())) {
+            actualChanges.put("agentId", command.longValueOfParameterNamed("agentId"));
+        }
+
+        stringChange(command, actualChanges, "subType", this.subType, v -> this.subType = v);
+        stringChange(command, actualChanges, "lastAccount", this.lastAccount, v -> this.lastAccount = v);
+
+        if (command.isChangeInBooleanParameterNamed("nominal", this.nominal)) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed("nominal");
+            actualChanges.put("nominal", newValue);
+            this.nominal = newValue;
+        }
+
+        stringChange(command, actualChanges, "aadharNo", this.aadharNo, v -> this.aadharNo = v);
+        stringChange(command, actualChanges, "partyName", this.partyName, v -> this.partyName = v);
+        stringChange(command, actualChanges, "partyName1", this.partyName1, v -> this.partyName1 = v);
+        stringChange(command, actualChanges, "address1", this.address1, v -> this.address1 = v);
+        stringChange(command, actualChanges, "address2", this.address2, v -> this.address2 = v);
+        stringChange(command, actualChanges, "address3", this.address3, v -> this.address3 = v);
+        stringChange(command, actualChanges, "city", this.city, v -> this.city = v);
+        stringChange(command, actualChanges, "pincode", this.pincode, v -> this.pincode = v);
+        stringChange(command, actualChanges, "gender", this.gender, v -> this.gender = v);
+        stringChange(command, actualChanges, "panCardNo", this.panCardNo, v -> this.panCardNo = v);
+        stringChange(command, actualChanges, "telephone", this.telephone, v -> this.telephone = v);
+        stringChange(command, actualChanges, "mobileNoSms", this.mobileNoSms, v -> this.mobileNoSms = v);
+        stringChange(command, actualChanges, "operation", this.operation, v -> this.operation = v);
+
+        if (command.isChangeInDateParameterNamed("birthDate", this.birthDate)) {
+            actualChanges.put("birthDate", command.stringValueOfParameterNamed("birthDate"));
+            this.birthDate = command.localDateValueOfParameterNamed("birthDate");
+        }
+
+        stringChange(command, actualChanges, "occupation", this.occupation, v -> this.occupation = v);
+        stringChange(command, actualChanges, "risk", this.risk, v -> this.risk = v);
+        stringChange(command, actualChanges, "ckycId", this.ckycId, v -> this.ckycId = v);
+        stringChange(command, actualChanges, "adultMinor", this.adultMinor, v -> this.adultMinor = v);
+
+        if (command.isChangeInDateParameterNamed("minorDate", this.minorDate)) {
+            actualChanges.put("minorDate", command.stringValueOfParameterNamed("minorDate"));
+            this.minorDate = command.localDateValueOfParameterNamed("minorDate");
+        }
+
+        if (command.isChangeInLongParameterNamed("guardianClientId", this.guardianClientId)) {
+            final Long newValue = command.longValueOfParameterNamed("guardianClientId");
+            actualChanges.put("guardianClientId", newValue);
+            this.guardianClientId = newValue;
+        }
+
+        stringChange(command, actualChanges, "minAccountOpt", this.minAccountOpt, v -> this.minAccountOpt = v);
+        stringChange(command, actualChanges, "relation", this.relation, v -> this.relation = v);
+
+        if (command.isChangeInDateParameterNamed("openingDate", this.openingDate)) {
+            actualChanges.put("openingDate", command.stringValueOfParameterNamed("openingDate"));
+            this.openingDate = command.localDateValueOfParameterNamed("openingDate");
+        }
+
+        if (command.isChangeInIntegerParameterNamed("month", this.month)) {
+            final Integer newValue = command.integerValueOfParameterNamed("month");
+            actualChanges.put("month", newValue);
+            this.month = newValue;
+        }
+
+        if (command.isChangeInDateParameterNamed("maturityDate", this.maturityDate)) {
+            actualChanges.put("maturityDate", command.stringValueOfParameterNamed("maturityDate"));
+            this.maturityDate = command.localDateValueOfParameterNamed("maturityDate");
+        }
+
+        if (command.isChangeInDateParameterNamed("reopenDate", this.reopenDate)) {
+            actualChanges.put("reopenDate", command.stringValueOfParameterNamed("reopenDate"));
+            this.reopenDate = command.localDateValueOfParameterNamed("reopenDate");
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("depositAmount", this.depositAmount)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("depositAmount");
+            actualChanges.put("depositAmount", newValue);
+            this.depositAmount = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("dailyDepositAmount", this.dailyDepositAmount)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("dailyDepositAmount");
+            actualChanges.put("dailyDepositAmount", newValue);
+            this.dailyDepositAmount = newValue;
+        }
+
+        if (command.isChangeInIntegerParameterNamed("days", this.days)) {
+            final Integer newValue = command.integerValueOfParameterNamed("days");
+            actualChanges.put("days", newValue);
+            this.days = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("interestRate", this.interestRate)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("interestRate");
+            actualChanges.put("interestRate", newValue);
+            this.interestRate = newValue;
+        }
+
+        stringChange(command, actualChanges, "ledgerNo", this.ledgerNo, v -> this.ledgerNo = v);
+        stringChange(command, actualChanges, "withdrawType", this.withdrawType, v -> this.withdrawType = v);
+
+        if (command.isChangeInBooleanParameterNamed("lien", this.lien)) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed("lien");
+            actualChanges.put("lien", newValue);
+            this.lien = newValue;
+        }
+
+        if (command.isChangeInDateParameterNamed("payDate", this.payDate)) {
+            actualChanges.put("payDate", command.stringValueOfParameterNamed("payDate"));
+            this.payDate = command.localDateValueOfParameterNamed("payDate");
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("paymentAmount", this.paymentAmount)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("paymentAmount");
+            actualChanges.put("paymentAmount", newValue);
+            this.paymentAmount = newValue;
+        }
+
+        if (command.isChangeInBigDecimalParameterNamed("openingBalance", this.openingBalance)) {
+            final BigDecimal newValue = command.bigDecimalValueOfParameterNamed("openingBalance");
+            actualChanges.put("openingBalance", newValue);
+            this.openingBalance = newValue;
+        }
+
+        if (command.isChangeInBooleanParameterNamed("isSmsActive", this.isSmsActive)) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed("isSmsActive");
+            actualChanges.put("isSmsActive", newValue);
+            this.isSmsActive = newValue;
+        }
+
+        if (command.isChangeInBooleanParameterNamed("isEmailActive", this.isEmailActive)) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed("isEmailActive");
+            actualChanges.put("isEmailActive", newValue);
+            this.isEmailActive = newValue;
+        }
+
+        if (command.isChangeInDateParameterNamed("interestDate", this.interestDate)) {
+            actualChanges.put("interestDate", command.stringValueOfParameterNamed("interestDate"));
+            this.interestDate = command.localDateValueOfParameterNamed("interestDate");
+        }
+
+        stringChange(command, actualChanges, "spDescription", this.spDescription, v -> this.spDescription = v);
+        stringChange(command, actualChanges, "freezeCode", this.freezeCode, v -> this.freezeCode = v);
+        stringChange(command, actualChanges, "advCode", this.advCode, v -> this.advCode = v);
+        stringChange(command, actualChanges, "creditToBranch", this.creditToBranch, v -> this.creditToBranch = v);
+        stringChange(command, actualChanges, "creditToAccountType", this.creditToAccountType, v -> this.creditToAccountType = v);
+        stringChange(command, actualChanges, "creditToAccount", this.creditToAccount, v -> this.creditToAccount = v);
+
+        if (command.isChangeInBooleanParameterNamed("nomineeApplicable", this.nomineeApplicable)) {
+            final boolean newValue = command.booleanPrimitiveValueOfParameterNamed("nomineeApplicable");
+            actualChanges.put("nomineeApplicable", newValue);
+            this.nomineeApplicable = newValue;
+        }
+
+        stringChange(command, actualChanges, "nomineeSplitMode", this.nomineeSplitMode, v -> this.nomineeSplitMode = v);
+
+        return actualChanges;
+    }
+
+    private void stringChange(final JsonCommand command, final Map<String, Object> actualChanges, final String paramName,
+            final String existingValue, final Consumer<String> setter) {
+        if (command.isChangeInStringParameterNamed(paramName, existingValue)) {
+            final String newValue = command.stringValueOfParameterNamed(paramName);
+            actualChanges.put(paramName, newValue);
+            setter.accept(newValue);
+        }
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/domain/PartyNominee.java

@@ -0,0 +1,88 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.JoinColumn;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.Table;
+import java.time.LocalDate;
+import lombok.Getter;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+
+/**
+ * A single nominee recorded against a {@link Party}. Maker-checker on nominee edits is enforced at
+ * the command layer (the whole Party update goes through the standard maker-checker command flow),
+ * not on this child row individually.
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_party_nominee")
+public class PartyNominee extends AbstractPersistableCustom<Long> {
+
+    @ManyToOne
+    @JoinColumn(name = "party_id", nullable = false)
+    private Party party;
+
+    @Column(name = "nomination_date", nullable = false)
+    private LocalDate nominationDate;
+
+    @Column(name = "name", length = 100, nullable = false)
+    private String name;
+
+    @Column(name = "mobile_no", length = 20)
+    private String mobileNo;
+
+    @Column(name = "birth_date")
+    private LocalDate birthDate;
+
+    @Column(name = "minor", nullable = false)
+    private boolean minor;
+
+    @Column(name = "relation", length = 40, nullable = false)
+    private String relation;
+
+    @Column(name = "gender", length = 20, nullable = false)
+    private String gender;
+
+    @Column(name = "guardian_name", length = 100)
+    private String guardianName;
+
+    protected PartyNominee() {
+        //
+    }
+
+    public PartyNominee(final LocalDate nominationDate, final String name, final String mobileNo, final LocalDate birthDate,
+            final boolean minor, final String relation, final String gender, final String guardianName) {
+        this.nominationDate = nominationDate;
+        this.name = name;
+        this.mobileNo = StringUtils.defaultIfEmpty(mobileNo, null);
+        this.birthDate = birthDate;
+        this.minor = minor;
+        this.relation = relation;
+        this.gender = gender;
+        this.guardianName = StringUtils.defaultIfEmpty(guardianName, null);
+    }
+
+    void setParty(final Party party) {
+        this.party = party;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/exception/PartyAlreadyClosedException.java

@@ -0,0 +1,32 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformDomainRuleException;
+
+/**
+ * Thrown when a Close Party command, or a Party Tran collection, targets a Party that is already
+ * closed.
+ */
+public class PartyAlreadyClosedException extends AbstractPlatformDomainRuleException {
+
+    public PartyAlreadyClosedException(final String partyCode) {
+        super("error.msg.party.already.closed", "Party " + partyCode + " is already closed", partyCode);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/exception/PartyHasBalanceException.java

@@ -0,0 +1,32 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformDomainRuleException;
+
+/**
+ * Thrown when a Close Party command is attempted while the Party's balance is still non-zero - the
+ * remaining balance must be paid out (a Withdraw Deposite to zero) before the account can be closed.
+ */
+public class PartyHasBalanceException extends AbstractPlatformDomainRuleException {
+
+    public PartyHasBalanceException(final String partyCode) {
+        super("error.msg.party.has.balance", "Party " + partyCode + " still has a non-zero balance and cannot be closed", partyCode);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/exception/PartyNotFoundException.java

@@ -0,0 +1,40 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformResourceNotFoundException;
+import org.springframework.dao.EmptyResultDataAccessException;
+
+/**
+ * A {@link RuntimeException} thrown when a DDS party resource is not found.
+ */
+public class PartyNotFoundException extends AbstractPlatformResourceNotFoundException {
+
+    public PartyNotFoundException(final Long id) {
+        super("error.msg.party.id.invalid", "Party with identifier " + id + " does not exist", id);
+    }
+
+    public PartyNotFoundException(final Long id, final EmptyResultDataAccessException e) {
+        super("error.msg.party.id.invalid", "Party with identifier " + id + " does not exist", id, e);
+    }
+
+    public PartyNotFoundException(final String partyCode) {
+        super("error.msg.party.code.invalid", "Party with code " + partyCode + " does not exist", partyCode);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/exception/PartySavingsAccountClientMismatchException.java

@@ -0,0 +1,33 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformDomainRuleException;
+
+/**
+ * Thrown when the savingsAccountNo given for a Party belongs to a different client than the Party's
+ * own clientId - a Party can only be linked to its own client's savings account.
+ */
+public class PartySavingsAccountClientMismatchException extends AbstractPlatformDomainRuleException {
+
+    public PartySavingsAccountClientMismatchException(final String savingsAccountNo) {
+        super("error.msg.party.savings.account.client.mismatch",
+                "Savings account " + savingsAccountNo + " does not belong to this party's client", savingsAccountNo);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/party/exception/PartySavingsAccountNotFoundException.java

@@ -0,0 +1,32 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformResourceNotFoundException;
+
+/**
+ * Thrown when a Party's savingsAccountNo does not match any non-closed Savings Account.
+ */
+public class PartySavingsAccountNotFoundException extends AbstractPlatformResourceNotFoundException {
+
+    public PartySavingsAccountNotFoundException(final String savingsAccountNo) {
+        super("error.msg.party.savings.account.not.found", "No open savings account found with account number " + savingsAccountNo,
+                savingsAccountNo);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/report/data/DdsReportData.java

@@ -0,0 +1,45 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.report.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.util.List;
+import java.util.Map;
+import lombok.Builder;
+import lombok.Getter;
+
+/**
+ * A generic tabular result shape shared by every DDS report - one column list plus one row list, both
+ * keyed the same way, so a single report viewer screen can render any of them without a bespoke
+ * result type per report.
+ */
+@Getter
+@Builder
+public final class DdsReportData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final String reportKey;
+    private final boolean available;
+    private final String message;
+    private final List<String> columns;
+    private final List<Map<String, Object>> rows;
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/transaction/data/PartyTransactionData.java

@@ -0,0 +1,52 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.transaction.data;
+
+import java.io.Serial;
+import java.io.Serializable;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import lombok.Builder;
+import lombok.Getter;
+
+@Getter
+@Builder
+public final class PartyTransactionData implements Serializable {
+
+    @Serial
+    private static final long serialVersionUID = 1L;
+
+    private final Long id;
+    private final Long partyId;
+    private final String partyCode;
+    private final String partyName;
+    private final Long agentId;
+    private final String agentCode;
+    private final LocalDate transactionDate;
+    private final String transactionType;
+    private final String direction;
+    private final String transactionMode;
+    private final String accountType;
+    private final String accountNo;
+    private final BigDecimal amount;
+    private final String chequeNo;
+    private final String tokenNo;
+    private final String description;
+    private final BigDecimal balanceAfterTransaction;
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/transaction/domain/PartyTransaction.java

@@ -0,0 +1,110 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.transaction.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.JoinColumn;
+import jakarta.persistence.ManyToOne;
+import jakarta.persistence.Table;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import lombok.Getter;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+import org.apache.fineract.organisation.agent.domain.Agent;
+import org.apache.fineract.portfolio.dds.party.domain.Party;
+
+/**
+ * A single posted entry on the DDS ledger: a Party's day's collection ("Party Tran", direction
+ * CREDIT), one leg of a "Withdraw Deposite" transfer between two parties (the creditor leg CREDIT,
+ * the debtor leg DEBIT), or an Agent's settlement of collected cash to its branch ("Agent Tran",
+ * direction DEBIT - no {@link Party} involved, so {@code party} is null for this type).
+ * {@code balanceAfterTransaction} holds the Party's balance for Party-linked rows, or the Agent's
+ * balance for an Agent Tran row. Immutable once posted - like any transaction, it is reversed with
+ * an opposing entry, not edited, so there is deliberately no update API for this entity.
+ */
+@Getter
+@Entity
+@Table(name = "m_dds_party_transaction")
+public class PartyTransaction extends AbstractPersistableCustom<Long> {
+
+    @ManyToOne
+    @JoinColumn(name = "party_id")
+    private Party party;
+
+    @ManyToOne
+    @JoinColumn(name = "agent_id", nullable = false)
+    private Agent agent;
+
+    @Column(name = "transaction_date", nullable = false)
+    private LocalDate transactionDate;
+
+    @Column(name = "transaction_type", length = 30, nullable = false)
+    private String transactionType;
+
+    @Column(name = "direction", length = 10, nullable = false)
+    private String direction;
+
+    @Column(name = "transaction_mode", length = 20)
+    private String transactionMode;
+
+    @Column(name = "account_type", length = 100)
+    private String accountType;
+
+    @Column(name = "account_no", length = 50)
+    private String accountNo;
+
+    @Column(name = "amount", scale = 6, precision = 19, nullable = false)
+    private BigDecimal amount;
+
+    @Column(name = "cheque_no", length = 40)
+    private String chequeNo;
+
+    @Column(name = "token_no", length = 40)
+    private String tokenNo;
+
+    @Column(name = "description", length = 500)
+    private String description;
+
+    @Column(name = "balance_after_transaction", scale = 6, precision = 19, nullable = false)
+    private BigDecimal balanceAfterTransaction;
+
+    protected PartyTransaction() {
+        //
+    }
+
+    public PartyTransaction(final Party party, final Agent agent, final LocalDate transactionDate, final String transactionType,
+            final String direction, final String transactionMode, final String accountType, final String accountNo,
+            final BigDecimal amount, final String chequeNo, final String tokenNo, final String description,
+            final BigDecimal balanceAfterTransaction) {
+        this.party = party;
+        this.agent = agent;
+        this.transactionDate = transactionDate;
+        this.transactionType = transactionType;
+        this.direction = direction;
+        this.transactionMode = transactionMode;
+        this.accountType = accountType;
+        this.accountNo = accountNo;
+        this.amount = amount;
+        this.chequeNo = chequeNo;
+        this.tokenNo = tokenNo;
+        this.description = description;
+        this.balanceAfterTransaction = balanceAfterTransaction;
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/transaction/exception/InsufficientAgentBalanceException.java

@@ -0,0 +1,33 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.transaction.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformDomainRuleException;
+
+/**
+ * Thrown when an Agent Tran settlement amount exceeds the Agent's current (collected but not yet
+ * settled) balance.
+ */
+public class InsufficientAgentBalanceException extends AbstractPlatformDomainRuleException {
+
+    public InsufficientAgentBalanceException(final String agentCode) {
+        super("error.msg.agent.insufficient.balance",
+                "Agent " + agentCode + " does not have sufficient collected balance for this settlement", agentCode);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/transaction/exception/InsufficientPartyBalanceException.java

@@ -0,0 +1,32 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.transaction.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformDomainRuleException;
+
+/**
+ * Thrown when a Withdraw Deposite transfer would take the debtor Party's balance below zero.
+ */
+public class InsufficientPartyBalanceException extends AbstractPlatformDomainRuleException {
+
+    public InsufficientPartyBalanceException(final String partyCode) {
+        super("error.msg.party.insufficient.balance", "Party " + partyCode + " does not have sufficient balance for this transfer",
+                partyCode);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/dds/transaction/exception/PartyTransactionNotFoundException.java

@@ -0,0 +1,32 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.transaction.exception;
+
+import org.apache.fineract.infrastructure.core.exception.AbstractPlatformResourceNotFoundException;
+import org.springframework.dao.EmptyResultDataAccessException;
+
+/**
+ * A {@link RuntimeException} thrown when a DDS party transaction resource is not found.
+ */
+public class PartyTransactionNotFoundException extends AbstractPlatformResourceNotFoundException {
+
+    public PartyTransactionNotFoundException(final Long id, final EmptyResultDataAccessException e) {
+        super("error.msg.partytransaction.id.invalid", "Party transaction with identifier " + id + " does not exist", id, e);
+    }
+}

fineract-core/src/main/java/org/apache/fineract/portfolio/mobilelookup/domain/MobileLookupLog.java

@@ -65,6 +65,29 @@ public class MobileLookupLog extends AbstractAuditableWithUTCDateTimeCustom<Long
     @Column(name = "looked_up_on", nullable = false)
     private OffsetDateTime lookedUpOn;
 
+    // ── Officer decision on a non-clean result ────────────────────────────────
+    // A DIP hit is a fraud-risk signal rather than a legal bar, so onboarding may continue — but
+    // the officer has to say why in writing, and that reasoning is kept with the lookup.
+
+    /** PROCEEDED | REJECTED. Null while no decision is required or none has been taken. */
+    @Column(name = "override_decision", length = 20)
+    private String overrideDecision;
+
+    @Column(name = "override_reason")
+    private String overrideReason;
+
+    @Column(name = "decided_by")
+    private Long decidedBy;
+
+    @Column(name = "decided_on")
+    private OffsetDateTime decidedOn;
+
+    public static final String STATUS_CLEAN = "CLEAN";
+    public static final String STATUS_ERROR = "ERROR";
+    public static final String STATUS_SERVICE_UNAVAILABLE = "SERVICE_UNAVAILABLE";
+    public static final String DECISION_PROCEEDED = "PROCEEDED";
+    public static final String DECISION_REJECTED = "REJECTED";
+
     protected MobileLookupLog() {}
 
     public MobileLookupLog(final String mobileNumber, final String lookupStatus,
@@ -81,4 +104,27 @@ public class MobileLookupLog extends AbstractAuditableWithUTCDateTimeCustom<Long
         this.clientId = clientId;
         this.lookedUpOn = DateUtils.getOffsetDateTimeOfTenant();
     }
+
+    public void recordDecision(final String decision, final String reason, final Long userId) {
+        this.overrideDecision = decision;
+        this.overrideReason = reason;
+        this.decidedBy = userId;
+        this.decidedOn = DateUtils.getOffsetDateTimeOfTenant();
+    }
+
+    /** True when the lookup produced something the officer must consciously decide about. */
+    public boolean requiresDecision() {
+        return this.suspected || this.disconnected;
+    }
+
+    /**
+     * A number may be used only when it came back clean, or when an officer explicitly chose to
+     * proceed. An unreachable DoT service is NOT a pass — it means nothing was checked.
+     */
+    public boolean isUsable() {
+        if (STATUS_CLEAN.equals(this.lookupStatus)) {
+            return true;
+        }
+        return DECISION_PROCEEDED.equals(this.overrideDecision);
+    }
 }

fineract-core/src/main/java/org/apache/fineract/portfolio/mobilelookup/domain/MobileLookupLogRepository.java

@@ -19,6 +19,8 @@
 package org.apache.fineract.portfolio.mobilelookup.domain;
 
 import java.util.List;
+import org.springframework.data.domain.PageRequest;
+import org.springframework.data.domain.Pageable;
 import org.springframework.data.jpa.repository.JpaRepository;
 import org.springframework.data.jpa.repository.Query;
 import org.springframework.data.repository.query.Param;
@@ -35,4 +37,29 @@ public interface MobileLookupLogRepository extends JpaRepository<MobileLookupLog
 
     @Query("SELECT l FROM MobileLookupLog l WHERE l.lookupStatus = :status ORDER BY l.lookedUpOn DESC")
     List<MobileLookupLog> findByLookupStatus(@Param("status") String status);
+
+    /** Non-clean lookups still waiting for an officer's decision — the DIP review queue. */
+    @Query("SELECT l FROM MobileLookupLog l WHERE (l.suspected = true OR l.disconnected = true) "
+            + "AND l.overrideDecision IS NULL ORDER BY l.lookedUpOn DESC")
+    List<MobileLookupLog> findPendingDecisions();
+
+    /**
+     * Most recent lookup for a number, used by the server-side gate to confirm the browser's
+     * claim that a number was verified.
+     *
+     * <p>
+     * Paged rather than a JPQL {@code LIMIT}, which EclipseLink does not accept — the caller
+     * takes the first row.
+     * </p>
+     */
+    @Query("SELECT l FROM MobileLookupLog l WHERE l.mobileNumber = :mobileNumber ORDER BY l.lookedUpOn DESC")
+    List<MobileLookupLog> findLatestByMobileNumber(@Param("mobileNumber") String mobileNumber, Pageable pageable);
+
+    /**
+     * Earlier rejections of the same number, on any client. A number turned away once is a
+     * standing signal: without this the next officer screens it fresh and sees no history.
+     */
+    @Query("SELECT l FROM MobileLookupLog l WHERE l.mobileNumber = :mobileNumber "
+            + "AND l.overrideDecision = 'REJECTED' ORDER BY l.decidedOn DESC")
+    List<MobileLookupLog> findRejections(@Param("mobileNumber") String mobileNumber, Pageable pageable);
 }

fineract-core/src/main/java/org/apache/fineract/portfolio/sanctions/domain/SanctionsScreeningLog.java

@@ -61,6 +61,65 @@ public class SanctionsScreeningLog extends AbstractAuditableWithUTCDateTimeCusto
     @Column(name = "screened_on", nullable = false)
     private OffsetDateTime screenedOn;
 
+    // ── Alert disposition ─────────────────────────────────────────────────────
+    // A FLAGGED screening opens a case. It stays PENDING_REVIEW until an officer either
+    // documents it as a different person (FALSE_POSITIVE, effective only once the Principal
+    // Officer approves) or confirms it (CONFIRMED_MATCH, which freezes and gets reported).
+
+    @Column(name = "disposition", length = 30)
+    private String disposition;
+
+    @Column(name = "disposition_reason")
+    private String dispositionReason;
+
+    @Column(name = "reviewed_by")
+    private Long reviewedBy;
+
+    @Column(name = "reviewed_on")
+    private OffsetDateTime reviewedOn;
+
+    @Column(name = "approved_by")
+    private Long approvedBy;
+
+    @Column(name = "approved_on")
+    private OffsetDateTime approvedOn;
+
+    @Column(name = "fiu_str_reference", length = 100)
+    private String fiuStrReference;
+
+    @Column(name = "nodal_officer_informed_on")
+    private OffsetDateTime nodalOfficerInformedOn;
+
+    @Column(name = "frozen_account_ids", length = 1000)
+    private String frozenAccountIds;
+
+    @Column(name = "frozen_on")
+    private OffsetDateTime frozenOn;
+
+    // ── STR tracking ──────────────────────────────────────────────────────────
+    // A confirmed match is reportable to FIU-IND. Tracked here rather than as an AML alert: an
+    // AML alert is built around a monetary transaction, whereas this is triggered by who the
+    // customer is, so the two are surfaced as separate streams on the FIU screen.
+
+    /** NULL until approval; then PENDING_FILING → FILED. */
+    @Column(name = "str_status", length = 30)
+    private String strStatus;
+
+    @Column(name = "str_due_date")
+    private java.time.LocalDate strDueDate;
+
+    @Column(name = "str_raised_on")
+    private OffsetDateTime strRaisedOn;
+
+    public static final String STR_PENDING_FILING = "PENDING_FILING";
+    public static final String STR_FILED = "FILED";
+
+    public static final String RESULT_FLAGGED = "FLAGGED";
+    public static final String RESULT_CLEAR = "CLEAR";
+    public static final String DISPOSITION_PENDING = "PENDING_REVIEW";
+    public static final String DISPOSITION_FALSE_POSITIVE = "FALSE_POSITIVE";
+    public static final String DISPOSITION_CONFIRMED = "CONFIRMED_MATCH";
+
     protected SanctionsScreeningLog() {}
 
     public SanctionsScreeningLog(final String screenedName, final String screeningResult,
@@ -75,8 +134,75 @@ public class SanctionsScreeningLog extends AbstractAuditableWithUTCDateTimeCusto
         this.clientId = clientId;
         this.ipAddress = ipAddress;
         this.screenedOn = DateUtils.getOffsetDateTimeOfTenant();
+        // A hit opens a case; a clear screening has no case to close.
+        this.disposition = RESULT_FLAGGED.equals(screeningResult) ? DISPOSITION_PENDING : null;
     }
 
+    // ── Alert lifecycle ───────────────────────────────────────────────────────
+
+    /**
+     * Records the officer's assessment of the hit. Deliberately does NOT clear the block: a
+     * false positive only takes effect once {@link #approve(Long)} is called by the Principal
+     * Officer, so the person who raised it cannot wave their own match through.
+     */
+    public void recordDisposition(final String newDisposition, final String reason, final Long userId) {
+        this.disposition = newDisposition;
+        this.dispositionReason = reason;
+        this.reviewedBy = userId;
+        this.reviewedOn = DateUtils.getOffsetDateTimeOfTenant();
+        // Re-opening a previously approved alert must drop the old approval with it.
+        this.approvedBy = null;
+        this.approvedOn = null;
+    }
+
+    public void approve(final Long approverId) {
+        this.approvedBy = approverId;
+        this.approvedOn = DateUtils.getOffsetDateTimeOfTenant();
+    }
+
+    /** Records the FIU-IND STR reference and the date the nodal officer was informed. */
+    public void recordReporting(final String strReference, final OffsetDateTime nodalOfficerInformedOn) {
+        if (strReference != null) {
+            this.fiuStrReference = strReference;
+            // Recording the FIU-IND acknowledgement is what closes the filing obligation, so the
+            // case stops appearing as outstanding on the FIU screen.
+            if (!strReference.isBlank()) {
+                this.strStatus = STR_FILED;
+            }
+        }
+        if (nodalOfficerInformedOn != null) {
+            this.nodalOfficerInformedOn = nodalOfficerInformedOn;
+        }
+    }
+
+    public void recordFreeze(final String accountIds) {
+        this.frozenAccountIds = accountIds;
+        this.frozenOn = DateUtils.getOffsetDateTimeOfTenant();
+    }
+
+    /**
+     * Opens the STR obligation on approval of a confirmed match. PMLA allows seven working days
+     * from forming the suspicion; seven calendar days is the stricter reading.
+     */
+    public void raiseStr() {
+        if (this.strStatus != null) {
+            return;
+        }
+        this.strStatus = STR_PENDING_FILING;
+        this.strRaisedOn = DateUtils.getOffsetDateTimeOfTenant();
+        this.strDueDate = DateUtils.getBusinessLocalDate().plusDays(7);
+    }
+
+    public boolean isStrPending() { return STR_PENDING_FILING.equals(this.strStatus); }
+
+    public boolean isFlagged() { return RESULT_FLAGGED.equals(this.screeningResult); }
+
+    public boolean isApprovedFalsePositive() {
+        return DISPOSITION_FALSE_POSITIVE.equals(this.disposition) && this.approvedBy != null;
+    }
+
+    public boolean isConfirmedMatch() { return DISPOSITION_CONFIRMED.equals(this.disposition); }
+
     // ── Accessors ─────────────────────────────────────────────────────────────
 
     public String getScreenedName() { return screenedName; }
@@ -89,4 +215,17 @@ public class SanctionsScreeningLog extends AbstractAuditableWithUTCDateTimeCusto
     public void setClientId(Long clientId) { this.clientId = clientId; }
     public String getIpAddress() { return ipAddress; }
     public OffsetDateTime getScreenedOn() { return screenedOn; }
+    public String getDisposition() { return disposition; }
+    public String getDispositionReason() { return dispositionReason; }
+    public Long getReviewedBy() { return reviewedBy; }
+    public OffsetDateTime getReviewedOn() { return reviewedOn; }
+    public Long getApprovedBy() { return approvedBy; }
+    public OffsetDateTime getApprovedOn() { return approvedOn; }
+    public String getFiuStrReference() { return fiuStrReference; }
+    public OffsetDateTime getNodalOfficerInformedOn() { return nodalOfficerInformedOn; }
+    public String getFrozenAccountIds() { return frozenAccountIds; }
+    public OffsetDateTime getFrozenOn() { return frozenOn; }
+    public String getStrStatus() { return strStatus; }
+    public java.time.LocalDate getStrDueDate() { return strDueDate; }
+    public OffsetDateTime getStrRaisedOn() { return strRaisedOn; }
 }

fineract-core/src/main/java/org/apache/fineract/portfolio/sanctions/domain/SanctionsScreeningLogRepository.java

@@ -39,4 +39,32 @@ public interface SanctionsScreeningLogRepository extends JpaRepository<Sanctions
 
     @Query("SELECT l FROM SanctionsScreeningLog l WHERE LOWER(l.screenedName) LIKE LOWER(CONCAT('%', :name, '%')) ORDER BY l.screenedOn DESC")
     List<SanctionsScreeningLog> findByScreenedNameContaining(@Param("name") String name);
+
+    @Query("SELECT l FROM SanctionsScreeningLog l WHERE l.disposition = :disposition ORDER BY l.screenedOn DESC")
+    List<SanctionsScreeningLog> findByDisposition(@Param("disposition") String disposition);
+
+    /** Every open alert — the Principal Officer's review queue. */
+    @Query("SELECT l FROM SanctionsScreeningLog l WHERE l.disposition IS NOT NULL ORDER BY l.screenedOn DESC")
+    List<SanctionsScreeningLog> findAllAlerts();
+
+    /**
+     * A name is only cleared to onboard once a false positive on that exact name has been
+     * approved by the Principal Officer — the maker's own assessment is not enough.
+     */
+    @Query("SELECT COUNT(l) FROM SanctionsScreeningLog l WHERE LOWER(TRIM(l.screenedName)) = LOWER(TRIM(:name)) "
+            + "AND l.disposition = 'FALSE_POSITIVE' AND l.approvedBy IS NOT NULL")
+    long countApprovedFalsePositives(@Param("name") String name);
+
+    /** Latest alert for a client, used to decide whether their accounts must stay frozen. */
+    @Query("SELECT l FROM SanctionsScreeningLog l WHERE l.clientId = :clientId AND l.screeningResult = 'FLAGGED' "
+            + "ORDER BY l.screenedOn DESC")
+    List<SanctionsScreeningLog> findFlaggedByClientId(@Param("clientId") Long clientId);
+
+    /**
+     * Confirmed matches carrying an STR obligation — the sanctions stream on the FIU-IND screen.
+     * Pass null for every STR regardless of whether it has been filed.
+     */
+    @Query("SELECT l FROM SanctionsScreeningLog l WHERE l.strStatus IS NOT NULL "
+            + "AND (:status IS NULL OR l.strStatus = :status) ORDER BY l.strDueDate ASC, l.strRaisedOn DESC")
+    List<SanctionsScreeningLog> findStrCases(@Param("status") String status);
 }

fineract-core/src/main/java/org/apache/fineract/portfolio/savings/SavingsApiConstants.java

@@ -275,6 +275,7 @@ public class SavingsApiConstants {
     // Additional custom fields
     public static final String balanceFrequencyParamName = "balanceFrequency";
     public static final String accountClosedZeroBalanceInDayClosingParamName = "accountClosedZeroBalanceInDayClosing";
+    public static final String productCategoryParamName = "productCategory";
 
     // Current Product — new UI fields
     public static final String balanceSwapOptionParamName = "balanceSwapOption";

fineract-core/src/main/java/org/apache/fineract/portfolio/savings/data/SavingsProductData.java

@@ -144,6 +144,7 @@ public final class SavingsProductData implements Serializable {
     @Getter @Setter private Boolean enableLockinPeriod;
     @Getter @Setter private String balanceFrequency;
     @Getter @Setter private Boolean accountClosedZeroBalanceInDayClosing;
+    @Getter @Setter private String productCategory;
 
     // New current product fields
     @Getter @Setter private Boolean balanceSwapOption;

fineract-document/src/main/java/org/apache/fineract/infrastructure/contentstore/policy/MimeContentPolicy.java

@@ -18,6 +18,7 @@
  */
 package org.apache.fineract.infrastructure.contentstore.policy;
 
+import java.util.Set;
 import lombok.RequiredArgsConstructor;
 import lombok.extern.slf4j.Slf4j;
 import org.apache.commons.lang3.Strings;
@@ -31,6 +32,10 @@ import org.springframework.stereotype.Component;
 @Component
 public class MimeContentPolicy implements ContentPolicy {
 
+    // CSV has no content-level magic bytes, so byte-sniffing a delimited text file legitimately
+    // detects it as text/plain even though it was uploaded (and named) as text/csv.
+    private static final Set<String> INTERCHANGEABLE_TEXT_MIME_TYPES = Set.of("text/csv", "text/plain");
+
     private final ContentDetectorManager contentDetectorManager;
 
     @Override
@@ -39,7 +44,11 @@ public class MimeContentPolicy implements ContentPolicy {
             var result = contentDetectorManager
                     .detect(ContentDetectorContext.builder().inputStream(ctx.getInputStream()).inputStreamEnabled(true).build());
 
-            if (!Strings.CI.equals(result.getMimeType(), ctx.getMimeType())) {
+            boolean matches = Strings.CI.equals(result.getMimeType(), ctx.getMimeType())
+                    || (INTERCHANGEABLE_TEXT_MIME_TYPES.contains(result.getMimeType())
+                            && INTERCHANGEABLE_TEXT_MIME_TYPES.contains(ctx.getMimeType()));
+
+            if (!matches) {
                 throw new ContentPolicyException(String.format("Detected file type (%s), but mime type (%s) was provided. Mismatch!",
                         result.getMimeType(), ctx.getMimeType()));
             }

fineract-provider/src/main/java/org/apache/fineract/infrastructure/databaseexport/api/DatabaseExportApiResource.java

@@ -0,0 +1,114 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.databaseexport.api;
+
+import com.google.gson.JsonElement;
+import com.google.gson.JsonObject;
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.tags.Tag;
+import jakarta.ws.rs.Consumes;
+import jakarta.ws.rs.GET;
+import jakarta.ws.rs.POST;
+import jakarta.ws.rs.Path;
+import jakarta.ws.rs.PathParam;
+import jakarta.ws.rs.Produces;
+import jakarta.ws.rs.QueryParam;
+import jakarta.ws.rs.core.MediaType;
+import jakarta.ws.rs.core.Response;
+import java.util.List;
+import java.util.Map;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.apache.fineract.infrastructure.databaseexport.service.DatabaseExportService;
+import org.springframework.stereotype.Component;
+
+@Path("/v1/databaseexport")
+@Component
+@Tag(name = "Database Export", description = "Approval-gated full export of the tenant database.")
+@RequiredArgsConstructor
+public class DatabaseExportApiResource {
+
+    private final DatabaseExportService service;
+    private final FromJsonHelper fromJsonHelper;
+
+    @GET
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "List export requests, optionally filtered by status")
+    public List<Map<String, Object>> retrieveAll(@QueryParam("status") @Parameter(description = "status") final String status) {
+        return this.service.retrieveAll(status);
+    }
+
+    @GET
+    @Path("{requestId}")
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve a single export request")
+    public Map<String, Object> retrieveOne(@PathParam("requestId") final Long requestId) {
+        return this.service.retrieveOne(requestId);
+    }
+
+    @POST
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Raise a request for a full database export")
+    public Map<String, Object> requestExport(@Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final JsonElement element = this.fromJsonHelper.parse(apiRequestBodyAsJson);
+        final String reason = this.fromJsonHelper.extractStringNamed("reason", element);
+        final Long id = this.service.requestExport(reason);
+        return Map.of("resourceId", id);
+    }
+
+    @POST
+    @Path("{requestId}/approve")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Approve an export request (admin only, never the requester)")
+    public Map<String, Object> approve(@PathParam("requestId") final Long requestId) {
+        this.service.approve(requestId);
+        return Map.of("resourceId", requestId, "status", "APPROVED");
+    }
+
+    @POST
+    @Path("{requestId}/reject")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Reject an export request with a reason")
+    public Map<String, Object> reject(@PathParam("requestId") final Long requestId,
+            @Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final JsonElement element = this.fromJsonHelper.parse(apiRequestBodyAsJson);
+        final JsonObject json = element == null ? new JsonObject() : element.getAsJsonObject();
+        final String reason = json.has("rejectionReason") && !json.get("rejectionReason").isJsonNull()
+                ? json.get("rejectionReason").getAsString()
+                : null;
+        this.service.reject(requestId, reason);
+        return Map.of("resourceId", requestId, "status", "REJECTED");
+    }
+
+    @GET
+    @Path("{requestId}/download")
+    @Produces({ "application/zip" })
+    @Operation(summary = "Download the approved export as a ZIP of CSV files")
+    public Response download(@PathParam("requestId") final Long requestId) {
+        final byte[] archive = this.service.generateExport(requestId);
+        return Response.ok(archive)
+                .header("Content-Disposition", "attachment; filename=\"cbsnexora-database-export.zip\"")
+                .header("Content-Length", archive.length)
+                .build();
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/infrastructure/databaseexport/domain/DatabaseExportRequest.java

@@ -0,0 +1,152 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.databaseexport.domain;
+
+import jakarta.persistence.Column;
+import jakarta.persistence.Entity;
+import jakarta.persistence.Table;
+import java.time.LocalDateTime;
+import org.apache.fineract.infrastructure.core.domain.AbstractPersistableCustom;
+
+/**
+ * A request to take a full export of the tenant database. The export carries every client's personal, KYC and
+ * account data, so it is deliberately a two-person action: whoever asks for it cannot also approve it.
+ */
+@Entity
+@Table(name = "m_database_export_request")
+public class DatabaseExportRequest extends AbstractPersistableCustom<Long> {
+
+    public static final String STATUS_PENDING_APPROVAL = "PENDING_APPROVAL";
+    public static final String STATUS_APPROVED = "APPROVED";
+    public static final String STATUS_REJECTED = "REJECTED";
+    /** Approved and the dump has actually been downloaded at least once. */
+    public static final String STATUS_GENERATED = "GENERATED";
+
+    @Column(name = "status", length = 30, nullable = false)
+    private String status;
+
+    @Column(name = "reason", nullable = false)
+    private String reason;
+
+    @Column(name = "requested_by", nullable = false)
+    private Long requestedBy;
+
+    @Column(name = "requested_by_username", length = 100)
+    private String requestedByUsername;
+
+    @Column(name = "requested_on", nullable = false)
+    private LocalDateTime requestedOn;
+
+    @Column(name = "approved_by")
+    private Long approvedBy;
+
+    @Column(name = "approved_by_username", length = 100)
+    private String approvedByUsername;
+
+    @Column(name = "approved_on")
+    private LocalDateTime approvedOn;
+
+    @Column(name = "rejection_reason")
+    private String rejectionReason;
+
+    @Column(name = "generated_on")
+    private LocalDateTime generatedOn;
+
+    @Column(name = "generated_by")
+    private Long generatedBy;
+
+    @Column(name = "file_name", length = 255)
+    private String fileName;
+
+    @Column(name = "file_size_bytes")
+    private Long fileSizeBytes;
+
+    @Column(name = "row_count")
+    private Long rowCount;
+
+    protected DatabaseExportRequest() {
+        // Default constructor for JPA
+    }
+
+    private DatabaseExportRequest(final String reason, final Long requestedBy, final String requestedByUsername,
+            final LocalDateTime requestedOn) {
+        this.status = STATUS_PENDING_APPROVAL;
+        this.reason = reason;
+        this.requestedBy = requestedBy;
+        this.requestedByUsername = requestedByUsername;
+        this.requestedOn = requestedOn;
+    }
+
+    public static DatabaseExportRequest createNew(final String reason, final Long requestedBy, final String requestedByUsername,
+            final LocalDateTime requestedOn) {
+        return new DatabaseExportRequest(reason, requestedBy, requestedByUsername, requestedOn);
+    }
+
+    public String getStatus() {
+        return this.status;
+    }
+
+    public Long getRequestedBy() {
+        return this.requestedBy;
+    }
+
+    public boolean isPendingApproval() {
+        return STATUS_PENDING_APPROVAL.equals(this.status);
+    }
+
+    /**
+     * An approval buys exactly one download. Once the archive has been handed over the request is spent, and a
+     * second copy has to be asked for and approved again — so every copy of the database that exists outside
+     * the system can be traced back to an approval that was granted for it specifically.
+     */
+    public boolean isDownloadable() {
+        return STATUS_APPROVED.equals(this.status);
+    }
+
+    public boolean isAlreadyDownloaded() {
+        return STATUS_GENERATED.equals(this.status);
+    }
+
+    public void approve(final Long approvedBy, final String approvedByUsername, final LocalDateTime approvedOn) {
+        this.status = STATUS_APPROVED;
+        this.approvedBy = approvedBy;
+        this.approvedByUsername = approvedByUsername;
+        this.approvedOn = approvedOn;
+    }
+
+    public void reject(final Long approvedBy, final String approvedByUsername, final LocalDateTime approvedOn,
+            final String rejectionReason) {
+        this.status = STATUS_REJECTED;
+        this.approvedBy = approvedBy;
+        this.approvedByUsername = approvedByUsername;
+        this.approvedOn = approvedOn;
+        this.rejectionReason = rejectionReason;
+    }
+
+    /** Records that the dump actually left the system, which is the moment that matters for an audit. */
+    public void markGenerated(final Long generatedBy, final LocalDateTime generatedOn, final String fileName,
+            final Long fileSizeBytes, final Long rowCount) {
+        this.status = STATUS_GENERATED;
+        this.generatedBy = generatedBy;
+        this.generatedOn = generatedOn;
+        this.fileName = fileName;
+        this.fileSizeBytes = fileSizeBytes;
+        this.rowCount = rowCount;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/infrastructure/databaseexport/domain/DatabaseExportRequestRepository.java

@@ -0,0 +1,42 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.databaseexport.domain;
+
+import jakarta.persistence.LockModeType;
+import java.util.List;
+import java.util.Optional;
+import org.springframework.data.jpa.repository.JpaRepository;
+import org.springframework.data.jpa.repository.Lock;
+import org.springframework.data.jpa.repository.Query;
+import org.springframework.data.repository.query.Param;
+
+public interface DatabaseExportRequestRepository extends JpaRepository<DatabaseExportRequest, Long> {
+
+    List<DatabaseExportRequest> findByStatusOrderByIdDesc(String status);
+
+    long countByRequestedByAndStatus(Long requestedBy, String status);
+
+    /**
+     * An approval is worth exactly one download, so the row is locked while that single use is spent. Without
+     * the lock two concurrent calls could both read APPROVED and both walk away with a copy of the database.
+     */
+    @Lock(value = LockModeType.PESSIMISTIC_WRITE)
+    @Query("select request from DatabaseExportRequest request where request.id = :requestId")
+    Optional<DatabaseExportRequest> findByIdWithLock(@Param("requestId") Long requestId);
+}

fineract-provider/src/main/java/org/apache/fineract/infrastructure/databaseexport/service/DatabaseExportService.java

@@ -0,0 +1,42 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.databaseexport.service;
+
+import java.util.List;
+import java.util.Map;
+
+/** Requesting, approving and generating a full export of the tenant database. */
+public interface DatabaseExportService {
+
+    Long requestExport(String reason);
+
+    List<Map<String, Object>> retrieveAll(String status);
+
+    Map<String, Object> retrieveOne(Long requestId);
+
+    void approve(Long requestId);
+
+    void reject(Long requestId, String rejectionReason);
+
+    /**
+     * Streams the approved export as a ZIP of CSV files, one per table. Only callable against a request that an
+     * admin has already approved.
+     */
+    byte[] generateExport(Long requestId);
+}

fineract-provider/src/main/java/org/apache/fineract/infrastructure/databaseexport/service/DatabaseExportServiceImpl.java

@@ -0,0 +1,318 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.infrastructure.databaseexport.service;
+
+import java.io.ByteArrayOutputStream;
+import java.io.IOException;
+import java.nio.charset.StandardCharsets;
+import java.time.LocalDateTime;
+import java.time.format.DateTimeFormatter;
+import java.util.ArrayList;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import java.util.zip.ZipEntry;
+import java.util.zip.ZipOutputStream;
+import lombok.RequiredArgsConstructor;
+import lombok.extern.slf4j.Slf4j;
+import org.apache.fineract.infrastructure.core.exception.PlatformDataIntegrityException;
+import org.apache.fineract.infrastructure.databaseexport.domain.DatabaseExportRequest;
+import org.apache.fineract.infrastructure.databaseexport.domain.DatabaseExportRequestRepository;
+import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.apache.fineract.useradministration.domain.AppUser;
+import org.springframework.jdbc.core.JdbcTemplate;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Slf4j
+@Service
+@RequiredArgsConstructor
+public class DatabaseExportServiceImpl implements DatabaseExportService {
+
+    private static final String PERMISSION = "DATABASEEXPORT";
+    /** Guards against a runaway export: a single table beyond this is truncated rather than exhausting heap. */
+    private static final int MAX_ROWS_PER_TABLE = 200_000;
+
+    private final PlatformSecurityContext context;
+    private final DatabaseExportRequestRepository repository;
+    private final JdbcTemplate jdbcTemplate;
+
+    @Transactional
+    @Override
+    public Long requestExport(final String reason) {
+        final AppUser user = this.context.authenticatedUser();
+        user.validateHasPermissionTo("CREATE_" + PERMISSION);
+
+        if (reason == null || reason.trim().length() < 10) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.reason.too.short",
+                    "A reason of at least 10 characters is required for a database export request.");
+        }
+
+        // One open request per user at a time, so a queue of forgotten requests cannot build up for an
+        // approver to rubber-stamp in bulk.
+        if (this.repository.countByRequestedByAndStatus(user.getId(), DatabaseExportRequest.STATUS_PENDING_APPROVAL) > 0) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.request.already.pending",
+                    "You already have a database export request awaiting approval.");
+        }
+
+        final DatabaseExportRequest request = DatabaseExportRequest.createNew(reason.trim(), user.getId(), user.getUsername(),
+                LocalDateTime.now());
+        this.repository.saveAndFlush(request);
+
+        log.warn("Database export requested by user {} ({}), request id {}", user.getUsername(), user.getId(), request.getId());
+        return request.getId();
+    }
+
+    @Override
+    public List<Map<String, Object>> retrieveAll(final String status) {
+        this.context.authenticatedUser().validateHasReadPermission(PERMISSION);
+
+        // Aliases are quoted because PostgreSQL folds unquoted identifiers to lower case, which would hand the
+        // client `requestedbyusername` and leave every camelCase field on the screen empty.
+        final StringBuilder sql = new StringBuilder("SELECT id, status, reason, requested_by AS \"requestedBy\", "
+                + "requested_by_username AS \"requestedByUsername\", requested_on AS \"requestedOn\", "
+                + "approved_by AS \"approvedBy\", approved_by_username AS \"approvedByUsername\", "
+                + "approved_on AS \"approvedOn\", rejection_reason AS \"rejectionReason\", "
+                + "generated_on AS \"generatedOn\", generated_by AS \"generatedBy\", file_name AS \"fileName\", "
+                + "file_size_bytes AS \"fileSizeBytes\", row_count AS \"rowCount\" "
+                + "FROM m_database_export_request ");
+
+        if (status != null && !status.trim().isEmpty()) {
+            sql.append("WHERE status = ? ORDER BY id DESC");
+            return this.jdbcTemplate.queryForList(sql.toString(), status.trim().toUpperCase());
+        }
+        sql.append("ORDER BY id DESC");
+        return this.jdbcTemplate.queryForList(sql.toString());
+    }
+
+    @Override
+    public Map<String, Object> retrieveOne(final Long requestId) {
+        this.context.authenticatedUser().validateHasReadPermission(PERMISSION);
+        final List<Map<String, Object>> rows = this.jdbcTemplate.queryForList(
+                "SELECT id, status, reason, requested_by AS \"requestedBy\", "
+                        + "requested_by_username AS \"requestedByUsername\", requested_on AS \"requestedOn\", "
+                        + "approved_by_username AS \"approvedByUsername\", approved_on AS \"approvedOn\", "
+                        + "rejection_reason AS \"rejectionReason\", generated_on AS \"generatedOn\", "
+                        + "file_name AS \"fileName\", file_size_bytes AS \"fileSizeBytes\", row_count AS \"rowCount\" "
+                        + "FROM m_database_export_request WHERE id = ?",
+                requestId);
+        if (rows.isEmpty()) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.not.found", "Export request not found.");
+        }
+        return rows.get(0);
+    }
+
+    @Transactional
+    @Override
+    public void approve(final Long requestId) {
+        final AppUser approver = this.context.authenticatedUser();
+        approver.validateHasPermissionTo("APPROVE_" + PERMISSION);
+
+        final DatabaseExportRequest request = findOneOrThrow(requestId);
+        validatePending(request);
+        validateNotSelfApproval(request, approver);
+
+        request.approve(approver.getId(), approver.getUsername(), LocalDateTime.now());
+        this.repository.saveAndFlush(request);
+
+        log.warn("Database export request {} approved by {} ({})", requestId, approver.getUsername(), approver.getId());
+    }
+
+    @Transactional
+    @Override
+    public void reject(final Long requestId, final String rejectionReason) {
+        final AppUser approver = this.context.authenticatedUser();
+        approver.validateHasPermissionTo("APPROVE_" + PERMISSION);
+
+        final DatabaseExportRequest request = findOneOrThrow(requestId);
+        validatePending(request);
+
+        if (rejectionReason == null || rejectionReason.trim().isEmpty()) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.rejection.reason.required",
+                    "A reason is required when rejecting a database export request.");
+        }
+
+        request.reject(approver.getId(), approver.getUsername(), LocalDateTime.now(), rejectionReason.trim());
+        this.repository.saveAndFlush(request);
+    }
+
+    @Transactional
+    @Override
+    public byte[] generateExport(final Long requestId) {
+        final AppUser user = this.context.authenticatedUser();
+        user.validateHasPermissionTo("DOWNLOAD_" + PERMISSION);
+
+        // Locked for the duration of the transaction: the approval is worth one download, and two concurrent
+        // calls must not both find it unspent.
+        final DatabaseExportRequest request = this.repository.findByIdWithLock(requestId)
+                .orElseThrow(() -> new PlatformDataIntegrityException("error.msg.databaseexport.not.found",
+                        "Export request not found."));
+        // Checked before ownership so the requester coming back for a second copy gets told why, rather than
+        // being turned away with a message about approval that no longer describes their situation.
+        if (request.isAlreadyDownloaded()) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.already.downloaded",
+                    "This export has already been downloaded. Raise a new request to take another copy.");
+        }
+        if (!request.isDownloadable()) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.not.approved",
+                    "This export request has not been approved. Current status: " + request.getStatus() + ".");
+        }
+        validateIsRequester(request, user);
+
+        final List<String> tables = listTenantTables();
+        long totalRows = 0;
+
+        final ByteArrayOutputStream buffer = new ByteArrayOutputStream();
+        try (ZipOutputStream zip = new ZipOutputStream(buffer, StandardCharsets.UTF_8)) {
+            for (final String table : tables) {
+                try {
+                    totalRows += writeTableAsCsv(zip, table);
+                } catch (final Exception e) {
+                    // One unreadable table (a view, a permissions quirk) must not abandon the whole export.
+                    log.error("Database export: skipping table {} — {}", table, e.getMessage());
+                }
+            }
+            writeManifest(zip, request, tables, totalRows, user);
+        } catch (final IOException e) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.generation.failed",
+                    "Failed to generate the database export: " + e.getMessage());
+        }
+
+        final byte[] archive = buffer.toByteArray();
+        final String fileName = "cbsnexora-export-" + DateTimeFormatter.ofPattern("yyyyMMdd-HHmmss").format(LocalDateTime.now())
+                + ".zip";
+
+        request.markGenerated(user.getId(), LocalDateTime.now(), fileName, (long) archive.length, totalRows);
+        this.repository.saveAndFlush(request);
+
+        log.warn("Database export request {} downloaded by {} ({}) — {} tables, {} rows, {} bytes", requestId, user.getUsername(),
+                user.getId(), tables.size(), totalRows, archive.length);
+        return archive;
+    }
+
+    private List<String> listTenantTables() {
+        return this.jdbcTemplate.queryForList("SELECT table_name FROM information_schema.tables "
+                + "WHERE table_schema = current_schema() AND table_type = 'BASE TABLE' ORDER BY table_name", String.class);
+    }
+
+    /** Writes one table as a CSV entry and returns how many rows it contained. */
+    private long writeTableAsCsv(final ZipOutputStream zip, final String table) throws IOException {
+        // The table name comes from information_schema, never from user input, so it cannot carry injection.
+        final List<Map<String, Object>> rows = this.jdbcTemplate
+                .queryForList("SELECT * FROM \"" + table + "\" LIMIT " + MAX_ROWS_PER_TABLE);
+
+        zip.putNextEntry(new ZipEntry("data/" + table + ".csv"));
+        if (rows.isEmpty()) {
+            // Still emit the header so an empty table is visibly empty rather than missing.
+            final List<String> columns = this.jdbcTemplate.queryForList("SELECT column_name FROM information_schema.columns "
+                    + "WHERE table_schema = current_schema() AND table_name = ? ORDER BY ordinal_position", String.class, table);
+            zip.write(String.join(",", columns).getBytes(StandardCharsets.UTF_8));
+            zip.write('\n');
+            zip.closeEntry();
+            return 0;
+        }
+
+        final List<String> columns = new ArrayList<>(rows.get(0).keySet());
+        zip.write(String.join(",", columns).getBytes(StandardCharsets.UTF_8));
+        zip.write('\n');
+
+        for (final Map<String, Object> row : rows) {
+            final StringBuilder line = new StringBuilder();
+            for (int i = 0; i < columns.size(); i++) {
+                if (i > 0) {
+                    line.append(',');
+                }
+                line.append(csvEscape(row.get(columns.get(i))));
+            }
+            line.append('\n');
+            zip.write(line.toString().getBytes(StandardCharsets.UTF_8));
+        }
+        zip.closeEntry();
+        return rows.size();
+    }
+
+    /** Records who authorised the export inside the archive, so the file carries its own provenance. */
+    private void writeManifest(final ZipOutputStream zip, final DatabaseExportRequest request, final List<String> tables,
+            final long totalRows, final AppUser downloadedBy) throws IOException {
+        final Map<String, Object> details = retrieveOne(request.getId());
+        final StringBuilder manifest = new StringBuilder();
+        manifest.append("CBSNexora — Full Database Export\n");
+        manifest.append("=================================\n\n");
+        manifest.append("CONFIDENTIAL. This archive contains customer personal, KYC and account data.\n");
+        manifest.append("Handle under your institution's data protection policy.\n\n");
+        manifest.append("Request ID      : ").append(request.getId()).append('\n');
+        manifest.append("Requested by    : ").append(details.get("requestedByUsername")).append('\n');
+        manifest.append("Requested on    : ").append(details.get("requestedOn")).append('\n');
+        manifest.append("Reason          : ").append(details.get("reason")).append('\n');
+        manifest.append("Approved by     : ").append(details.get("approvedByUsername")).append('\n');
+        manifest.append("Approved on     : ").append(details.get("approvedOn")).append('\n');
+        manifest.append("Downloaded by   : ").append(downloadedBy.getUsername()).append('\n');
+        manifest.append("Downloaded on   : ").append(LocalDateTime.now()).append('\n');
+        manifest.append("Tables exported : ").append(tables.size()).append('\n');
+        manifest.append("Rows exported   : ").append(totalRows).append('\n');
+        manifest.append("Row cap / table : ").append(MAX_ROWS_PER_TABLE).append('\n');
+
+        zip.putNextEntry(new ZipEntry("MANIFEST.txt"));
+        zip.write(manifest.toString().getBytes(StandardCharsets.UTF_8));
+        zip.closeEntry();
+    }
+
+    private String csvEscape(final Object value) {
+        if (value == null) {
+            return "";
+        }
+        final String text = String.valueOf(value);
+        if (text.indexOf(',') >= 0 || text.indexOf('"') >= 0 || text.indexOf('\n') >= 0 || text.indexOf('\r') >= 0) {
+            return '"' + text.replace("\"", "\"\"") + '"';
+        }
+        return text;
+    }
+
+    private DatabaseExportRequest findOneOrThrow(final Long requestId) {
+        return this.repository.findById(requestId).orElseThrow(() -> new PlatformDataIntegrityException(
+                "error.msg.databaseexport.not.found", "Export request not found."));
+    }
+
+    private void validatePending(final DatabaseExportRequest request) {
+        if (!request.isPendingApproval()) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.already.actioned",
+                    "This request has already been actioned. Current status: " + request.getStatus() + ".");
+        }
+    }
+
+    /**
+     * The archive goes to the person who asked for it and stated the reason, and to nobody else. An approver
+     * authorises the export; that is not the same as being entitled to take a copy of it, and letting the
+     * approver download would collapse the two-person control back into one.
+     */
+    private void validateIsRequester(final DatabaseExportRequest request, final AppUser user) {
+        if (!user.getId().equals(request.getRequestedBy())) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.not.requester",
+                    "Only the user who raised this export request can download the archive.");
+        }
+    }
+
+    /** The entire control is that two different people are involved, so this is the check that enforces it. */
+    private void validateNotSelfApproval(final DatabaseExportRequest request, final AppUser approver) {
+        if (approver.getId().equals(request.getRequestedBy())) {
+            throw new PlatformDataIntegrityException("error.msg.databaseexport.self.approval",
+                    "A database export cannot be approved by the same user who requested it.");
+        }
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/api/AgentsApiResource.java

@@ -0,0 +1,104 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.api;
+
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.tags.Tag;
+import jakarta.ws.rs.Consumes;
+import jakarta.ws.rs.GET;
+import jakarta.ws.rs.POST;
+import jakarta.ws.rs.PUT;
+import jakarta.ws.rs.Path;
+import jakarta.ws.rs.PathParam;
+import jakarta.ws.rs.Produces;
+import jakarta.ws.rs.core.MediaType;
+import java.util.Collection;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.commands.domain.CommandWrapper;
+import org.apache.fineract.commands.service.CommandWrapperBuilder;
+import org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.apache.fineract.organisation.agent.data.AgentData;
+import org.apache.fineract.organisation.agent.service.AgentReadPlatformService;
+import org.springframework.stereotype.Component;
+
+@Path("/v1/dds/agents")
+@Component
+@Tag(name = "DDS Agents", description = "A DDS collection agent - either a person or, at the top of the hierarchy, the bank itself - with its own settlement savings account and guarantors.")
+@RequiredArgsConstructor
+public class AgentsApiResource {
+
+    private static final String RESOURCE_NAME_FOR_PERMISSIONS = "AGENT";
+
+    private final PlatformSecurityContext context;
+    private final AgentReadPlatformService readPlatformService;
+    private final PortfolioCommandSourceWritePlatformService commandsSourceWritePlatformService;
+
+    @GET
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve DDS Agents", description = "Returns the list of DDS agents.")
+    public Collection<AgentData> retrieveAll() {
+        context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return readPlatformService.retrieveAll();
+    }
+
+    @GET
+    @Path("{agentId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve a DDS Agent", description = "Returns the details of a DDS agent, including its guarantors.")
+    public AgentData retrieveOne(@PathParam("agentId") @Parameter(description = "agentId") final Long agentId) {
+        context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return readPlatformService.retrieveOne(agentId);
+    }
+
+    @POST
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Create a DDS Agent", description = "Mandatory fields: clientId, agentNameId, agentAddress1, agentCity, "
+            + "agentPinCode, agentSavingAccountType, agentSavingAccountNo, agentOpeningDate, agentBirthDate, homeBranch, "
+            + "savingBranch, tdsApplicable, commissionCalculation\n" + "\n"
+            + "Optional fields: agentAddress2, agentTelephone, agentOpeningBalance, tdsPercent, transferBranch, "
+            + "transferAmountAccountType, transferAccountNo, limit, machineRent, agentSecurityBranch, agentSecurityAccountType, "
+            + "agentSecurityAccountNo, otherCommission, agentDeposit, festivalAdvance, otherDeduction, limits, guarantors")
+    public CommandProcessingResult create(@Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .createAgent() //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+
+    @PUT
+    @Path("{agentId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Update a DDS Agent", description = "Updates the details of a DDS agent.")
+    public CommandProcessingResult update(@PathParam("agentId") @Parameter(description = "agentId") final Long agentId,
+            @Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .updateAgent(agentId) //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/domain/AgentRepository.java

@@ -0,0 +1,36 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.domain;
+
+import java.util.List;
+import java.util.Optional;
+import org.springframework.data.jpa.repository.JpaRepository;
+import org.springframework.data.jpa.repository.Query;
+import org.springframework.data.repository.query.Param;
+
+public interface AgentRepository extends JpaRepository<Agent, Long> {
+
+    @Query("select coalesce(max(cast(substring(a.agentCode, 3) as long)), 0) from Agent a where a.agentCode like 'AG%'")
+    Long retrieveMaxAgentCodeSuffix();
+
+    Optional<Agent> findByAgentCode(String agentCode);
+
+    @Query("select a from Agent a where a.id between :agentFrom and :agentTo")
+    List<Agent> findBetweenIds(@Param("agentFrom") Long agentFrom, @Param("agentTo") Long agentTo);
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/handler/CreateAgentCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.organisation.agent.service.AgentWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "AGENT", action = "CREATE")
+public class CreateAgentCommandHandler implements NewCommandSourceHandler {
+
+    private final AgentWritePlatformService writePlatformService;
+
+    @Autowired
+    public CreateAgentCommandHandler(final AgentWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.createAgent(command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/handler/UpdateAgentCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.organisation.agent.service.AgentWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "AGENT", action = "UPDATE")
+public class UpdateAgentCommandHandler implements NewCommandSourceHandler {
+
+    private final AgentWritePlatformService writePlatformService;
+
+    @Autowired
+    public UpdateAgentCommandHandler(final AgentWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.updateAgent(command.entityId(), command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/serialization/AgentCommandFromApiJsonDeserializer.java

@@ -0,0 +1,409 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.serialization;
+
+import com.google.gson.JsonElement;
+import com.google.gson.JsonObject;
+import com.google.gson.reflect.TypeToken;
+import java.lang.reflect.Type;
+import java.util.ArrayList;
+import java.util.Arrays;
+import java.util.HashSet;
+import java.util.List;
+import java.util.Map;
+import java.util.Set;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.data.ApiParameterError;
+import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
+import org.apache.fineract.infrastructure.core.exception.InvalidJsonException;
+import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Component;
+
+/**
+ * Validates create/update commands for an Agent - the DDS collection agent. As of 2026-08-24, Agent
+ * does the daily collection work directly (the SubAgent tier was removed), so this deserializer carries
+ * the collection/commission/limit/security-account fields SubAgent used to own, alongside Agent's
+ * original identity/settlement-account fields.
+ */
+@Component
+public final class AgentCommandFromApiJsonDeserializer {
+
+    public static final String CLIENT_ID = "clientId";
+    public static final String AGENT_NAME_ID = "agentNameId";
+    public static final String AGENT_ADDRESS1 = "agentAddress1";
+    public static final String AGENT_ADDRESS2 = "agentAddress2";
+    public static final String AGENT_CITY = "agentCity";
+    public static final String AGENT_PINCODE = "agentPinCode";
+    public static final String AGENT_TELEPHONE = "agentTelephone";
+    public static final String AGENT_SAVING_ACCOUNT_TYPE = "agentSavingAccountType";
+    public static final String AGENT_SAVING_ACCOUNT_NO = "agentSavingAccountNo";
+    public static final String AGENT_OPENING_DATE = "agentOpeningDate";
+    public static final String AGENT_BIRTH_DATE = "agentBirthDate";
+    public static final String AGENT_OPENING_BALANCE = "agentOpeningBalance";
+    public static final String HOME_BRANCH = "homeBranch";
+    public static final String SAVING_BRANCH = "savingBranch";
+    public static final String TDS_APPLICABLE = "tdsApplicable";
+    public static final String TDS_PERCENT = "tdsPercent";
+    public static final String TRANSFER_BRANCH = "transferBranch";
+    public static final String TRANSFER_AMOUNT_ACCOUNT_TYPE = "transferAmountAccountType";
+    public static final String TRANSFER_ACCOUNT_NO = "transferAccountNo";
+    public static final String COMMISSION_CALCULATION = "commissionCalculation";
+    public static final String LIMIT = "limit";
+    public static final String MACHINE_RENT = "machineRent";
+    public static final String AGENT_SECURITY_BRANCH = "agentSecurityBranch";
+    public static final String AGENT_SECURITY_ACCOUNT_TYPE = "agentSecurityAccountType";
+    public static final String AGENT_SECURITY_ACCOUNT_NO = "agentSecurityAccountNo";
+    public static final String OTHER_COMMISSION = "otherCommission";
+    public static final String AGENT_DEPOSIT = "agentDeposit";
+    public static final String FESTIVAL_ADVANCE = "festivalAdvance";
+    public static final String OTHER_DEDUCTION = "otherDeduction";
+    public static final String LIMITS = "limits";
+    public static final String GUARANTORS = "guarantors";
+    public static final String DATE_FORMAT = "dateFormat";
+    public static final String LOCALE = "locale";
+
+    private static final String GUARANTOR_CLIENT_ID = "clientId";
+    private static final String GUARANTOR_NAME = "guarantorName";
+    private static final String GUARANTOR_ADDRESS1 = "address1";
+    private static final String GUARANTOR_ADDRESS2 = "address2";
+    private static final String GUARANTOR_CITY = "city";
+    private static final String GUARANTOR_PINCODE = "pinCode";
+    private static final String GUARANTOR_TELEPHONE = "telephone";
+
+    private static final Set<String> SUPPORTED_PARAMETERS = new HashSet<>(Arrays.asList(CLIENT_ID, AGENT_NAME_ID, AGENT_ADDRESS1,
+            AGENT_ADDRESS2, AGENT_CITY, AGENT_PINCODE, AGENT_TELEPHONE, AGENT_SAVING_ACCOUNT_TYPE, AGENT_SAVING_ACCOUNT_NO,
+            AGENT_OPENING_DATE, AGENT_BIRTH_DATE, AGENT_OPENING_BALANCE, HOME_BRANCH, SAVING_BRANCH, TDS_APPLICABLE, TDS_PERCENT,
+            TRANSFER_BRANCH, TRANSFER_AMOUNT_ACCOUNT_TYPE, TRANSFER_ACCOUNT_NO, COMMISSION_CALCULATION, LIMIT, MACHINE_RENT,
+            AGENT_SECURITY_BRANCH, AGENT_SECURITY_ACCOUNT_TYPE, AGENT_SECURITY_ACCOUNT_NO, OTHER_COMMISSION, AGENT_DEPOSIT,
+            FESTIVAL_ADVANCE, OTHER_DEDUCTION, LIMITS, GUARANTORS, DATE_FORMAT, LOCALE));
+
+    private static final Set<String> SUPPORTED_LIMIT_PARAMETERS = new HashSet<>(Arrays.asList("fromDate", "toDate", "limit"));
+
+    private static final Set<String> SUPPORTED_GUARANTOR_PARAMETERS = new HashSet<>(Arrays.asList(GUARANTOR_CLIENT_ID, GUARANTOR_NAME,
+            GUARANTOR_ADDRESS1, GUARANTOR_ADDRESS2, GUARANTOR_CITY, GUARANTOR_PINCODE, GUARANTOR_TELEPHONE));
+
+    private final FromJsonHelper fromApiJsonHelper;
+
+    @Autowired
+    public AgentCommandFromApiJsonDeserializer(final FromJsonHelper fromApiJsonHelper) {
+        this.fromApiJsonHelper = fromApiJsonHelper;
+    }
+
+    public void validateForCreate(final String json) {
+        if (StringUtils.isBlank(json)) {
+            throw new InvalidJsonException();
+        }
+
+        final Type typeOfMap = new TypeToken<Map<String, Object>>() {
+
+        }.getType();
+        this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, SUPPORTED_PARAMETERS);
+
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
+        final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("agent");
+
+        final JsonElement element = this.fromApiJsonHelper.parse(json);
+
+        final Long clientId = this.fromApiJsonHelper.extractLongNamed(CLIENT_ID, element);
+        baseDataValidator.reset().parameter(CLIENT_ID).value(clientId).notNull().integerGreaterThanZero();
+
+        final String agentName = this.fromApiJsonHelper.extractStringNamed(AGENT_NAME_ID, element);
+        baseDataValidator.reset().parameter(AGENT_NAME_ID).value(agentName).notBlank().notExceedingLengthOf(100);
+
+        final String agentAddress1 = this.fromApiJsonHelper.extractStringNamed(AGENT_ADDRESS1, element);
+        baseDataValidator.reset().parameter(AGENT_ADDRESS1).value(agentAddress1).notBlank().notExceedingLengthOf(200);
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_ADDRESS2, element)) {
+            final String agentAddress2 = this.fromApiJsonHelper.extractStringNamed(AGENT_ADDRESS2, element);
+            baseDataValidator.reset().parameter(AGENT_ADDRESS2).value(agentAddress2).ignoreIfNull().notExceedingLengthOf(200);
+        }
+
+        final String agentCity = this.fromApiJsonHelper.extractStringNamed(AGENT_CITY, element);
+        baseDataValidator.reset().parameter(AGENT_CITY).value(agentCity).notBlank().notExceedingLengthOf(100);
+
+        final String agentPinCode = this.fromApiJsonHelper.extractStringNamed(AGENT_PINCODE, element);
+        baseDataValidator.reset().parameter(AGENT_PINCODE).value(agentPinCode).notBlank().notExceedingLengthOf(20);
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_TELEPHONE, element)) {
+            final String agentTelephone = this.fromApiJsonHelper.extractStringNamed(AGENT_TELEPHONE, element);
+            baseDataValidator.reset().parameter(AGENT_TELEPHONE).value(agentTelephone).ignoreIfNull().notExceedingLengthOf(20);
+        }
+
+        final String agentSavingAccountType = this.fromApiJsonHelper.extractStringNamed(AGENT_SAVING_ACCOUNT_TYPE, element);
+        baseDataValidator.reset().parameter(AGENT_SAVING_ACCOUNT_TYPE).value(agentSavingAccountType).notBlank()
+                .notExceedingLengthOf(100);
+
+        final String agentSavingAccountNo = this.fromApiJsonHelper.extractStringNamed(AGENT_SAVING_ACCOUNT_NO, element);
+        baseDataValidator.reset().parameter(AGENT_SAVING_ACCOUNT_NO).value(agentSavingAccountNo).notBlank().notExceedingLengthOf(50);
+
+        final var agentOpeningDate = this.fromApiJsonHelper.extractLocalDateNamed(AGENT_OPENING_DATE, element);
+        baseDataValidator.reset().parameter(AGENT_OPENING_DATE).value(agentOpeningDate).notNull();
+
+        final var agentBirthDate = this.fromApiJsonHelper.extractLocalDateNamed(AGENT_BIRTH_DATE, element);
+        baseDataValidator.reset().parameter(AGENT_BIRTH_DATE).value(agentBirthDate).notNull();
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_OPENING_BALANCE, element)) {
+            final var agentOpeningBalance = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(AGENT_OPENING_BALANCE, element);
+            baseDataValidator.reset().parameter(AGENT_OPENING_BALANCE).value(agentOpeningBalance).ignoreIfNull().zeroOrPositiveAmount();
+        }
+
+        final String homeBranch = this.fromApiJsonHelper.extractStringNamed(HOME_BRANCH, element);
+        baseDataValidator.reset().parameter(HOME_BRANCH).value(homeBranch).notBlank().notExceedingLengthOf(100);
+
+        final String savingBranch = this.fromApiJsonHelper.extractStringNamed(SAVING_BRANCH, element);
+        baseDataValidator.reset().parameter(SAVING_BRANCH).value(savingBranch).notBlank().notExceedingLengthOf(100);
+
+        baseDataValidator.reset().parameter(TDS_APPLICABLE).trueOrFalseRequired(this.fromApiJsonHelper.extractStringNamed(TDS_APPLICABLE,
+                element));
+        baseDataValidator.reset().parameter(COMMISSION_CALCULATION)
+                .trueOrFalseRequired(this.fromApiJsonHelper.extractStringNamed(COMMISSION_CALCULATION, element));
+
+        validateOptionalStrings(element, baseDataValidator);
+
+        if (this.fromApiJsonHelper.parameterExists(LIMITS, element)) {
+            validateLimits(element.getAsJsonObject(), dataValidationErrors);
+        }
+        if (this.fromApiJsonHelper.parameterExists(GUARANTORS, element)) {
+            validateGuarantors(element.getAsJsonObject(), dataValidationErrors);
+        }
+
+        throwExceptionIfValidationWarningsExist(dataValidationErrors);
+    }
+
+    public void validateForUpdate(final String json) {
+        if (StringUtils.isBlank(json)) {
+            throw new InvalidJsonException();
+        }
+
+        final Type typeOfMap = new TypeToken<Map<String, Object>>() {
+
+        }.getType();
+        this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, SUPPORTED_PARAMETERS);
+
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
+        final DataValidatorBuilder baseDataValidator = new DataValidatorBuilder(dataValidationErrors).resource("agent");
+
+        final JsonElement element = this.fromApiJsonHelper.parse(json);
+
+        if (this.fromApiJsonHelper.parameterExists(CLIENT_ID, element)) {
+            final Long clientId = this.fromApiJsonHelper.extractLongNamed(CLIENT_ID, element);
+            baseDataValidator.reset().parameter(CLIENT_ID).value(clientId).notNull().integerGreaterThanZero();
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_NAME_ID, element)) {
+            final String agentName = this.fromApiJsonHelper.extractStringNamed(AGENT_NAME_ID, element);
+            baseDataValidator.reset().parameter(AGENT_NAME_ID).value(agentName).notBlank().notExceedingLengthOf(100);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_ADDRESS1, element)) {
+            final String agentAddress1 = this.fromApiJsonHelper.extractStringNamed(AGENT_ADDRESS1, element);
+            baseDataValidator.reset().parameter(AGENT_ADDRESS1).value(agentAddress1).notBlank().notExceedingLengthOf(200);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_ADDRESS2, element)) {
+            final String agentAddress2 = this.fromApiJsonHelper.extractStringNamed(AGENT_ADDRESS2, element);
+            baseDataValidator.reset().parameter(AGENT_ADDRESS2).value(agentAddress2).ignoreIfNull().notExceedingLengthOf(200);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_CITY, element)) {
+            final String agentCity = this.fromApiJsonHelper.extractStringNamed(AGENT_CITY, element);
+            baseDataValidator.reset().parameter(AGENT_CITY).value(agentCity).notBlank().notExceedingLengthOf(100);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_PINCODE, element)) {
+            final String agentPinCode = this.fromApiJsonHelper.extractStringNamed(AGENT_PINCODE, element);
+            baseDataValidator.reset().parameter(AGENT_PINCODE).value(agentPinCode).notBlank().notExceedingLengthOf(20);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_TELEPHONE, element)) {
+            final String agentTelephone = this.fromApiJsonHelper.extractStringNamed(AGENT_TELEPHONE, element);
+            baseDataValidator.reset().parameter(AGENT_TELEPHONE).value(agentTelephone).ignoreIfNull().notExceedingLengthOf(20);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_SAVING_ACCOUNT_TYPE, element)) {
+            final String agentSavingAccountType = this.fromApiJsonHelper.extractStringNamed(AGENT_SAVING_ACCOUNT_TYPE, element);
+            baseDataValidator.reset().parameter(AGENT_SAVING_ACCOUNT_TYPE).value(agentSavingAccountType).notBlank()
+                    .notExceedingLengthOf(100);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_SAVING_ACCOUNT_NO, element)) {
+            final String agentSavingAccountNo = this.fromApiJsonHelper.extractStringNamed(AGENT_SAVING_ACCOUNT_NO, element);
+            baseDataValidator.reset().parameter(AGENT_SAVING_ACCOUNT_NO).value(agentSavingAccountNo).notBlank().notExceedingLengthOf(50);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_OPENING_DATE, element)) {
+            final var agentOpeningDate = this.fromApiJsonHelper.extractLocalDateNamed(AGENT_OPENING_DATE, element);
+            baseDataValidator.reset().parameter(AGENT_OPENING_DATE).value(agentOpeningDate).notNull();
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_BIRTH_DATE, element)) {
+            final var agentBirthDate = this.fromApiJsonHelper.extractLocalDateNamed(AGENT_BIRTH_DATE, element);
+            baseDataValidator.reset().parameter(AGENT_BIRTH_DATE).value(agentBirthDate).notNull();
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(AGENT_OPENING_BALANCE, element)) {
+            final var agentOpeningBalance = this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(AGENT_OPENING_BALANCE, element);
+            baseDataValidator.reset().parameter(AGENT_OPENING_BALANCE).value(agentOpeningBalance).ignoreIfNull().zeroOrPositiveAmount();
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(HOME_BRANCH, element)) {
+            final String homeBranch = this.fromApiJsonHelper.extractStringNamed(HOME_BRANCH, element);
+            baseDataValidator.reset().parameter(HOME_BRANCH).value(homeBranch).notBlank().notExceedingLengthOf(100);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(SAVING_BRANCH, element)) {
+            final String savingBranch = this.fromApiJsonHelper.extractStringNamed(SAVING_BRANCH, element);
+            baseDataValidator.reset().parameter(SAVING_BRANCH).value(savingBranch).notBlank().notExceedingLengthOf(100);
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(TDS_APPLICABLE, element)) {
+            baseDataValidator.reset().parameter(TDS_APPLICABLE)
+                    .trueOrFalseRequired(this.fromApiJsonHelper.extractStringNamed(TDS_APPLICABLE, element));
+        }
+
+        if (this.fromApiJsonHelper.parameterExists(COMMISSION_CALCULATION, element)) {
+            baseDataValidator.reset().parameter(COMMISSION_CALCULATION)
+                    .trueOrFalseRequired(this.fromApiJsonHelper.extractStringNamed(COMMISSION_CALCULATION, element));
+        }
+
+        validateOptionalStrings(element, baseDataValidator);
+
+        if (this.fromApiJsonHelper.parameterExists(LIMITS, element)) {
+            validateLimits(element.getAsJsonObject(), dataValidationErrors);
+        }
+        if (this.fromApiJsonHelper.parameterExists(GUARANTORS, element)) {
+            validateGuarantors(element.getAsJsonObject(), dataValidationErrors);
+        }
+
+        throwExceptionIfValidationWarningsExist(dataValidationErrors);
+    }
+
+    private void validateOptionalStrings(final JsonElement element, final DataValidatorBuilder v) {
+        if (this.fromApiJsonHelper.parameterExists(TDS_PERCENT, element)) {
+            v.reset().parameter(TDS_PERCENT).value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(TDS_PERCENT, element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists(TRANSFER_BRANCH, element)) {
+            v.reset().parameter(TRANSFER_BRANCH).value(this.fromApiJsonHelper.extractStringNamed(TRANSFER_BRANCH, element))
+                    .ignoreIfNull().notExceedingLengthOf(100);
+        }
+        if (this.fromApiJsonHelper.parameterExists(TRANSFER_AMOUNT_ACCOUNT_TYPE, element)) {
+            v.reset().parameter(TRANSFER_AMOUNT_ACCOUNT_TYPE)
+                    .value(this.fromApiJsonHelper.extractStringNamed(TRANSFER_AMOUNT_ACCOUNT_TYPE, element)).ignoreIfNull()
+                    .notExceedingLengthOf(100);
+        }
+        if (this.fromApiJsonHelper.parameterExists(TRANSFER_ACCOUNT_NO, element)) {
+            v.reset().parameter(TRANSFER_ACCOUNT_NO).value(this.fromApiJsonHelper.extractStringNamed(TRANSFER_ACCOUNT_NO, element))
+                    .ignoreIfNull().notExceedingLengthOf(50);
+        }
+        if (this.fromApiJsonHelper.parameterExists(LIMIT, element)) {
+            v.reset().parameter(LIMIT).value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(LIMIT, element)).ignoreIfNull()
+                    .zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists(MACHINE_RENT, element)) {
+            v.reset().parameter(MACHINE_RENT).value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(MACHINE_RENT, element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists(AGENT_SECURITY_BRANCH, element)) {
+            v.reset().parameter(AGENT_SECURITY_BRANCH).value(this.fromApiJsonHelper.extractStringNamed(AGENT_SECURITY_BRANCH, element))
+                    .ignoreIfNull().notExceedingLengthOf(100);
+        }
+        if (this.fromApiJsonHelper.parameterExists(AGENT_SECURITY_ACCOUNT_TYPE, element)) {
+            v.reset().parameter(AGENT_SECURITY_ACCOUNT_TYPE)
+                    .value(this.fromApiJsonHelper.extractStringNamed(AGENT_SECURITY_ACCOUNT_TYPE, element)).ignoreIfNull()
+                    .notExceedingLengthOf(100);
+        }
+        if (this.fromApiJsonHelper.parameterExists(AGENT_SECURITY_ACCOUNT_NO, element)) {
+            v.reset().parameter(AGENT_SECURITY_ACCOUNT_NO)
+                    .value(this.fromApiJsonHelper.extractStringNamed(AGENT_SECURITY_ACCOUNT_NO, element)).ignoreIfNull()
+                    .notExceedingLengthOf(50);
+        }
+        if (this.fromApiJsonHelper.parameterExists(OTHER_COMMISSION, element)) {
+            v.reset().parameter(OTHER_COMMISSION).value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(OTHER_COMMISSION, element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists(AGENT_DEPOSIT, element)) {
+            v.reset().parameter(AGENT_DEPOSIT).value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(AGENT_DEPOSIT, element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists(FESTIVAL_ADVANCE, element)) {
+            v.reset().parameter(FESTIVAL_ADVANCE).value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(FESTIVAL_ADVANCE, element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists(OTHER_DEDUCTION, element)) {
+            v.reset().parameter(OTHER_DEDUCTION).value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed(OTHER_DEDUCTION, element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+    }
+
+    private void validateLimits(final JsonObject topLevelJson, final List<ApiParameterError> dataValidationErrors) {
+        final DataValidatorBuilder v = new DataValidatorBuilder(dataValidationErrors).resource("agent.limit");
+        final var limitsArray = topLevelJson.getAsJsonArray(LIMITS);
+        for (int i = 0; i < limitsArray.size(); i++) {
+            final JsonObject limitJson = limitsArray.get(i).getAsJsonObject();
+            this.fromApiJsonHelper.checkForUnsupportedParameters(limitJson, SUPPORTED_LIMIT_PARAMETERS);
+
+            v.reset().parameterAtIndexArray("fromDate", i).value(extractString(limitJson, "fromDate")).notBlank();
+            v.reset().parameterAtIndexArray("toDate", i).value(extractString(limitJson, "toDate")).notBlank();
+            v.reset().parameterAtIndexArray("limit", i).value(extractBigDecimal(limitJson, "limit")).notNull().zeroOrPositiveAmount();
+        }
+    }
+
+    private void validateGuarantors(final JsonObject topLevelJson, final List<ApiParameterError> dataValidationErrors) {
+        final DataValidatorBuilder guarantorValidator = new DataValidatorBuilder(dataValidationErrors).resource("agent.guarantor");
+
+        final var guarantorsArray = topLevelJson.getAsJsonArray(GUARANTORS);
+        for (int i = 0; i < guarantorsArray.size(); i++) {
+            final JsonObject guarantorJson = guarantorsArray.get(i).getAsJsonObject();
+            this.fromApiJsonHelper.checkForUnsupportedParameters(guarantorJson, SUPPORTED_GUARANTOR_PARAMETERS);
+
+            guarantorValidator.reset().parameterAtIndexArray(GUARANTOR_CLIENT_ID, i)
+                    .value(extractLong(guarantorJson, GUARANTOR_CLIENT_ID)).notNull().integerGreaterThanZero();
+            guarantorValidator.reset().parameterAtIndexArray(GUARANTOR_NAME, i).value(extractString(guarantorJson, GUARANTOR_NAME))
+                    .notBlank().notExceedingLengthOf(100);
+            guarantorValidator.reset().parameterAtIndexArray(GUARANTOR_ADDRESS1, i).value(extractString(guarantorJson, GUARANTOR_ADDRESS1))
+                    .notBlank().notExceedingLengthOf(200);
+            guarantorValidator.reset().parameterAtIndexArray(GUARANTOR_CITY, i).value(extractString(guarantorJson, GUARANTOR_CITY))
+                    .notBlank().notExceedingLengthOf(100);
+            guarantorValidator.reset().parameterAtIndexArray(GUARANTOR_PINCODE, i).value(extractString(guarantorJson, GUARANTOR_PINCODE))
+                    .notBlank().notExceedingLengthOf(20);
+        }
+    }
+
+    private String extractString(final JsonObject json, final String paramName) {
+        return json.has(paramName) && !json.get(paramName).isJsonNull() ? json.get(paramName).getAsString() : null;
+    }
+
+    private Long extractLong(final JsonObject json, final String paramName) {
+        return json.has(paramName) && !json.get(paramName).isJsonNull() ? json.get(paramName).getAsLong() : null;
+    }
+
+    private java.math.BigDecimal extractBigDecimal(final JsonObject json, final String paramName) {
+        return json.has(paramName) && !json.get(paramName).isJsonNull() ? json.get(paramName).getAsBigDecimal() : null;
+    }
+
+    private void throwExceptionIfValidationWarningsExist(final List<ApiParameterError> dataValidationErrors) {
+        if (!dataValidationErrors.isEmpty()) {
+            throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.",
+                    dataValidationErrors);
+        }
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/service/AgentReadPlatformService.java

@@ -0,0 +1,29 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.service;
+
+import java.util.Collection;
+import org.apache.fineract.organisation.agent.data.AgentData;
+
+public interface AgentReadPlatformService {
+
+    Collection<AgentData> retrieveAll();
+
+    AgentData retrieveOne(Long agentId);
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/service/AgentReadPlatformServiceImpl.java

@@ -0,0 +1,176 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.service;
+
+import java.sql.ResultSet;
+import java.sql.SQLException;
+import java.util.ArrayList;
+import java.util.Collection;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.domain.JdbcSupport;
+import org.apache.fineract.organisation.agent.data.AgentData;
+import org.apache.fineract.organisation.agent.data.AgentGuarantorData;
+import org.apache.fineract.organisation.agent.data.AgentLimitData;
+import org.apache.fineract.organisation.agent.exception.AgentNotFoundException;
+import org.springframework.dao.EmptyResultDataAccessException;
+import org.springframework.jdbc.core.JdbcTemplate;
+import org.springframework.jdbc.core.RowMapper;
+
+@RequiredArgsConstructor
+public class AgentReadPlatformServiceImpl implements AgentReadPlatformService {
+
+    private final JdbcTemplate jdbcTemplate;
+
+    private static final AgentMapper AGENT_MAPPER = new AgentMapper();
+    private static final AgentLimitMapper LIMIT_MAPPER = new AgentLimitMapper();
+    private static final AgentGuarantorMapper GUARANTOR_MAPPER = new AgentGuarantorMapper();
+
+    private static final class AgentMapper implements RowMapper<AgentData> {
+
+        public String schema() {
+            return " a.id as id, a.client_id as clientId, c.display_name as clientName, a.agent_code as agentCode, "
+                    + " a.agent_name as agentNameId, a.agent_address1 as agentAddress1, a.agent_address2 as agentAddress2, "
+                    + " a.agent_city as agentCity, a.agent_pincode as agentPinCode, a.agent_telephone as agentTelephone, "
+                    + " a.agent_saving_account_type as agentSavingAccountType, a.agent_saving_account_no as agentSavingAccountNo, "
+                    + " a.agent_opening_date as agentOpeningDate, a.agent_birth_date as agentBirthDate, "
+                    + " a.agent_current_balance as agentCurrentBalance, a.agent_opening_balance as agentOpeningBalance, "
+                    + " a.home_branch as homeBranch, a.saving_branch as savingBranch, a.tds_applicable as tdsApplicable, "
+                    + " a.tds_percent as tdsPercent, a.current_tds as currentTds, a.tds_amount as tdsAmount, "
+                    + " a.transfer_branch as transferBranch, a.transfer_amount_account_type as transferAmountAccountType, "
+                    + " a.transfer_account_no as transferAccountNo, a.collector_commission_calculation as commissionCalculation, "
+                    + " a.collector_limit_amount as limitAmount, a.machine_rent as machineRent, "
+                    + " a.agent_security_branch as agentSecurityBranch, a.agent_security_account_type as agentSecurityAccountType, "
+                    + " a.agent_security_account_no as agentSecurityAccountNo, a.commission as commission, "
+                    + " a.other_commission as otherCommission, a.agent_deposit as agentDeposit, "
+                    + " a.festival_advance as festivalAdvance, a.other_deduction as otherDeduction "
+                    + " from m_dds_agent a join m_client c on c.id = a.client_id";
+        }
+
+        @Override
+        public AgentData mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            return AgentData.instance(rs.getLong("id"), rs.getLong("clientId"), rs.getString("clientName"), rs.getString("agentCode"),
+                    rs.getString("agentNameId"), rs.getString("agentAddress1"), rs.getString("agentAddress2"),
+                    rs.getString("agentCity"), rs.getString("agentPinCode"), rs.getString("agentTelephone"),
+                    rs.getString("agentSavingAccountType"), rs.getString("agentSavingAccountNo"),
+                    JdbcSupport.getLocalDate(rs, "agentOpeningDate"), JdbcSupport.getLocalDate(rs, "agentBirthDate"),
+                    rs.getBigDecimal("agentCurrentBalance"), rs.getBigDecimal("agentOpeningBalance"), rs.getString("homeBranch"),
+                    rs.getString("savingBranch"), rs.getBoolean("tdsApplicable"), rs.getBigDecimal("tdsPercent"),
+                    rs.getBigDecimal("currentTds"), rs.getBigDecimal("tdsAmount"), rs.getString("transferBranch"),
+                    rs.getString("transferAmountAccountType"), rs.getString("transferAccountNo"),
+                    rs.getBoolean("commissionCalculation"), rs.getBigDecimal("limitAmount"), rs.getBigDecimal("machineRent"),
+                    rs.getString("agentSecurityBranch"), rs.getString("agentSecurityAccountType"),
+                    rs.getString("agentSecurityAccountNo"), rs.getBigDecimal("commission"), rs.getBigDecimal("otherCommission"),
+                    rs.getBigDecimal("agentDeposit"), rs.getBigDecimal("festivalAdvance"), rs.getBigDecimal("otherDeduction"),
+                    new ArrayList<>(), new ArrayList<>());
+        }
+    }
+
+    private static final class AgentLimitMapper implements RowMapper<Map.Entry<Long, AgentLimitData>> {
+
+        public String schema() {
+            return " l.agent_id as agentId, l.id as id, l.from_date as fromDate, l.to_date as toDate, "
+                    + " l.limit_amount as limitAmount from m_dds_agent_limit l";
+        }
+
+        @Override
+        public Map.Entry<Long, AgentLimitData> mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            final Long agentId = rs.getLong("agentId");
+            final AgentLimitData data = AgentLimitData.instance(rs.getLong("id"), JdbcSupport.getLocalDate(rs, "fromDate"),
+                    JdbcSupport.getLocalDate(rs, "toDate"), rs.getBigDecimal("limitAmount"));
+            return Map.entry(agentId, data);
+        }
+    }
+
+    private static final class AgentGuarantorMapper implements RowMapper<Map.Entry<Long, AgentGuarantorData>> {
+
+        public String schema() {
+            return " g.agent_id as agentId, g.id as id, g.client_id as clientId, g.guarantor_name as guarantorName, "
+                    + " g.address1 as address1, g.address2 as address2, g.city as city, g.pin_code as pinCode, "
+                    + " g.telephone as telephone from m_dds_agent_guarantor g";
+        }
+
+        @Override
+        public Map.Entry<Long, AgentGuarantorData> mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            final Long agentId = rs.getLong("agentId");
+            final AgentGuarantorData data = AgentGuarantorData.instance(rs.getLong("id"), rs.getLong("clientId"),
+                    rs.getString("guarantorName"), rs.getString("address1"), rs.getString("address2"), rs.getString("city"),
+                    rs.getString("pinCode"), rs.getString("telephone"));
+            return Map.entry(agentId, data);
+        }
+    }
+
+    @Override
+    public Collection<AgentData> retrieveAll() {
+        final String sql = "select " + AGENT_MAPPER.schema() + " order by a.id";
+        final List<AgentData> agents = this.jdbcTemplate.query(sql, AGENT_MAPPER); // NOSONAR
+        return attachChildren(agents);
+    }
+
+    @Override
+    public AgentData retrieveOne(final Long agentId) {
+        try {
+            final String sql = "select " + AGENT_MAPPER.schema() + " where a.id = ?";
+            final AgentData agent = this.jdbcTemplate.queryForObject(sql, AGENT_MAPPER, agentId); // NOSONAR
+            return attachChildren(List.of(agent)).iterator().next();
+        } catch (final EmptyResultDataAccessException e) {
+            throw new AgentNotFoundException(agentId, e);
+        }
+    }
+
+    private Collection<AgentData> attachChildren(final List<AgentData> agents) {
+        if (agents.isEmpty()) {
+            return agents;
+        }
+
+        final String limitSql = "select " + LIMIT_MAPPER.schema() + " order by l.id";
+        final List<Map.Entry<Long, AgentLimitData>> limitRows = this.jdbcTemplate.query(limitSql, LIMIT_MAPPER); // NOSONAR
+        final Map<Long, List<AgentLimitData>> limitsByAgentId = new LinkedHashMap<>();
+        for (final Map.Entry<Long, AgentLimitData> row : limitRows) {
+            limitsByAgentId.computeIfAbsent(row.getKey(), k -> new ArrayList<>()).add(row.getValue());
+        }
+
+        final String guarantorSql = "select " + GUARANTOR_MAPPER.schema() + " order by g.id";
+        final List<Map.Entry<Long, AgentGuarantorData>> guarantorRows = this.jdbcTemplate.query(guarantorSql, GUARANTOR_MAPPER); // NOSONAR
+        final Map<Long, List<AgentGuarantorData>> guarantorsByAgentId = new LinkedHashMap<>();
+        for (final Map.Entry<Long, AgentGuarantorData> row : guarantorRows) {
+            guarantorsByAgentId.computeIfAbsent(row.getKey(), k -> new ArrayList<>()).add(row.getValue());
+        }
+
+        final List<AgentData> result = new ArrayList<>(agents.size());
+        for (final AgentData agent : agents) {
+            final List<AgentLimitData> limits = limitsByAgentId.getOrDefault(agent.getId(), new ArrayList<>());
+            final List<AgentGuarantorData> guarantors = guarantorsByAgentId.getOrDefault(agent.getId(), new ArrayList<>());
+            result.add(AgentData.instance(agent.getId(), agent.getClientId(), agent.getClientName(), agent.getAgentCode(),
+                    agent.getAgentNameId(), agent.getAgentAddress1(), agent.getAgentAddress2(), agent.getAgentCity(),
+                    agent.getAgentPinCode(), agent.getAgentTelephone(), agent.getAgentSavingAccountType(),
+                    agent.getAgentSavingAccountNo(), agent.getAgentOpeningDate(), agent.getAgentBirthDate(),
+                    agent.getAgentCurrentBalance(), agent.getAgentOpeningBalance(), agent.getHomeBranch(), agent.getSavingBranch(),
+                    agent.getTdsApplicable(), agent.getTdsPercent(), agent.getCurrentTds(), agent.getTdsAmount(),
+                    agent.getTransferBranch(), agent.getTransferAmountAccountType(), agent.getTransferAccountNo(),
+                    agent.getCommissionCalculation(), agent.getLimit(), agent.getMachineRent(), agent.getAgentSecurityBranch(),
+                    agent.getAgentSecurityAccountType(), agent.getAgentSecurityAccountNo(), agent.getCommission(),
+                    agent.getOtherCommission(), agent.getAgentDeposit(), agent.getFestivalAdvance(), agent.getOtherDeduction(),
+                    limits, guarantors));
+        }
+        return result;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/service/AgentWritePlatformService.java

@@ -0,0 +1,29 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.service;
+
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+
+public interface AgentWritePlatformService {
+
+    CommandProcessingResult createAgent(JsonCommand command);
+
+    CommandProcessingResult updateAgent(Long agentId, JsonCommand command);
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/service/AgentWritePlatformServiceJpaRepositoryImpl.java

@@ -0,0 +1,187 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.service;
+
+import com.google.gson.JsonArray;
+import com.google.gson.JsonObject;
+import jakarta.persistence.PersistenceException;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.Map;
+import lombok.RequiredArgsConstructor;
+import lombok.extern.slf4j.Slf4j;
+import org.apache.commons.lang3.exception.ExceptionUtils;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
+import org.apache.fineract.infrastructure.core.exception.ErrorHandler;
+import org.apache.fineract.infrastructure.core.exception.PlatformDataIntegrityException;
+import org.apache.fineract.organisation.agent.domain.Agent;
+import org.apache.fineract.organisation.agent.domain.AgentGuarantor;
+import org.apache.fineract.organisation.agent.domain.AgentLimit;
+import org.apache.fineract.organisation.agent.domain.AgentRepository;
+import org.apache.fineract.organisation.agent.exception.AgentNotFoundException;
+import org.apache.fineract.organisation.agent.serialization.AgentCommandFromApiJsonDeserializer;
+import org.apache.fineract.portfolio.client.domain.Client;
+import org.apache.fineract.portfolio.client.domain.ClientRepositoryWrapper;
+import org.springframework.dao.DataIntegrityViolationException;
+import org.springframework.orm.jpa.JpaSystemException;
+import org.springframework.transaction.annotation.Transactional;
+
+@Slf4j
+@RequiredArgsConstructor
+public class AgentWritePlatformServiceJpaRepositoryImpl implements AgentWritePlatformService {
+
+    private final AgentCommandFromApiJsonDeserializer fromApiJsonDeserializer;
+    private final AgentRepository agentRepository;
+    private final ClientRepositoryWrapper clientRepositoryWrapper;
+
+    @Transactional
+    @Override
+    public CommandProcessingResult createAgent(final JsonCommand command) {
+
+        try {
+            this.fromApiJsonDeserializer.validateForCreate(command.json());
+
+            final Long clientId = command.longValueOfParameterNamed("clientId");
+            final Client client = this.clientRepositoryWrapper.findOneWithNotFoundDetection(clientId);
+
+            final String agentCode = generateNextAgentCode();
+            final Agent agent = Agent.fromJson(client, agentCode, command);
+
+            addLimitsFromCommand(agent, command);
+            addGuarantorsFromCommand(agent, command);
+
+            this.agentRepository.saveAndFlush(agent);
+
+            return new CommandProcessingResultBuilder() //
+                    .withCommandId(command.commandId()) //
+                    .withEntityId(agent.getId()) //
+                    .build();
+        } catch (final JpaSystemException | DataIntegrityViolationException dve) {
+            handleAgentDataIntegrityIssues(dve.getMostSpecificCause(), dve);
+            return CommandProcessingResult.empty();
+        } catch (final PersistenceException dve) {
+            Throwable throwable = ExceptionUtils.getRootCause(dve.getCause());
+            handleAgentDataIntegrityIssues(throwable, dve);
+            return CommandProcessingResult.empty();
+        }
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult updateAgent(final Long agentId, final JsonCommand command) {
+
+        try {
+            this.fromApiJsonDeserializer.validateForUpdate(command.json());
+
+            final Agent agentForUpdate = this.agentRepository.findById(agentId).orElseThrow(() -> new AgentNotFoundException(agentId));
+            final Map<String, Object> changesOnly = agentForUpdate.update(command);
+
+            if (changesOnly.containsKey("clientId")) {
+                final Long newClientId = (Long) changesOnly.get("clientId");
+                final Client newClient = this.clientRepositoryWrapper.findOneWithNotFoundDetection(newClientId);
+                agentForUpdate.changeClient(newClient);
+            }
+
+            if (command.parameterExists("limits")) {
+                agentForUpdate.resetLimits();
+                addLimitsFromCommand(agentForUpdate, command);
+                changesOnly.put("limits", command.jsonFragment("limits"));
+            }
+
+            if (command.parameterExists("guarantors")) {
+                agentForUpdate.resetGuarantors();
+                addGuarantorsFromCommand(agentForUpdate, command);
+                changesOnly.put("guarantors", command.jsonFragment("guarantors"));
+            }
+
+            this.agentRepository.saveAndFlush(agentForUpdate);
+
+            return new CommandProcessingResultBuilder().withCommandId(command.commandId()).withEntityId(agentId).with(changesOnly)
+                    .build();
+        } catch (final JpaSystemException | DataIntegrityViolationException dve) {
+            handleAgentDataIntegrityIssues(dve.getMostSpecificCause(), dve);
+            return CommandProcessingResult.empty();
+        } catch (final PersistenceException dve) {
+            Throwable throwable = ExceptionUtils.getRootCause(dve.getCause());
+            handleAgentDataIntegrityIssues(throwable, dve);
+            return CommandProcessingResult.empty();
+        }
+    }
+
+    private void addLimitsFromCommand(final Agent agent, final JsonCommand command) {
+        if (!command.parameterExists("limits")) {
+            return;
+        }
+        final JsonArray limitsArray = command.arrayOfParameterNamed("limits");
+        if (limitsArray == null) {
+            return;
+        }
+        for (int i = 0; i < limitsArray.size(); i++) {
+            final JsonObject limitJson = limitsArray.get(i).getAsJsonObject();
+            final LocalDate fromDate = LocalDate.parse(limitJson.get("fromDate").getAsString());
+            final LocalDate toDate = LocalDate.parse(limitJson.get("toDate").getAsString());
+            final BigDecimal limit = limitJson.get("limit").getAsBigDecimal();
+            agent.addLimit(new AgentLimit(fromDate, toDate, limit));
+        }
+    }
+
+    private void addGuarantorsFromCommand(final Agent agent, final JsonCommand command) {
+        if (!command.parameterExists("guarantors")) {
+            return;
+        }
+        final JsonArray guarantorsArray = command.arrayOfParameterNamed("guarantors");
+        if (guarantorsArray == null) {
+            return;
+        }
+        for (int i = 0; i < guarantorsArray.size(); i++) {
+            final JsonObject guarantorJson = guarantorsArray.get(i).getAsJsonObject();
+            final Long guarantorClientId = guarantorJson.get("clientId").getAsLong();
+            final String guarantorName = guarantorJson.get("guarantorName").getAsString();
+            final String address1 = guarantorJson.get("address1").getAsString();
+            final String address2 = guarantorJson.has("address2") && !guarantorJson.get("address2").isJsonNull()
+                    ? guarantorJson.get("address2").getAsString()
+                    : null;
+            final String city = guarantorJson.get("city").getAsString();
+            final String pinCode = guarantorJson.get("pinCode").getAsString();
+            final String telephone = guarantorJson.has("telephone") && !guarantorJson.get("telephone").isJsonNull()
+                    ? guarantorJson.get("telephone").getAsString()
+                    : null;
+
+            agent.addGuarantor(new AgentGuarantor(guarantorClientId, guarantorName, address1, address2, city, pinCode, telephone));
+        }
+    }
+
+    private String generateNextAgentCode() {
+        final Long maxSuffix = this.agentRepository.retrieveMaxAgentCodeSuffix();
+        final long nextSuffix = (maxSuffix == null ? 0L : maxSuffix) + 1L;
+        return String.format("AG%04d", nextSuffix);
+    }
+
+    private void handleAgentDataIntegrityIssues(final Throwable realCause, final Exception dve) {
+        if (realCause.getMessage() != null && realCause.getMessage().contains("agent_code")) {
+            throw new PlatformDataIntegrityException("error.msg.agent.duplicate.agentCode", "An agent with the generated code already exists, please retry");
+        }
+
+        log.error("Error occured.", dve);
+        throw ErrorHandler.getMappable(dve, "error.msg.agent.unknown.data.integrity.issue",
+                "Unknown data integrity issue with resource: " + realCause.getMessage());
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/agent/starter/OrganisationAgentConfiguration.java

@@ -0,0 +1,48 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.agent.starter;
+
+import org.apache.fineract.organisation.agent.domain.AgentRepository;
+import org.apache.fineract.organisation.agent.serialization.AgentCommandFromApiJsonDeserializer;
+import org.apache.fineract.organisation.agent.service.AgentReadPlatformService;
+import org.apache.fineract.organisation.agent.service.AgentReadPlatformServiceImpl;
+import org.apache.fineract.organisation.agent.service.AgentWritePlatformService;
+import org.apache.fineract.organisation.agent.service.AgentWritePlatformServiceJpaRepositoryImpl;
+import org.apache.fineract.portfolio.client.domain.ClientRepositoryWrapper;
+import org.springframework.boot.autoconfigure.condition.ConditionalOnMissingBean;
+import org.springframework.context.annotation.Bean;
+import org.springframework.context.annotation.Configuration;
+import org.springframework.jdbc.core.JdbcTemplate;
+
+@Configuration
+public class OrganisationAgentConfiguration {
+
+    @Bean
+    @ConditionalOnMissingBean(AgentReadPlatformService.class)
+    public AgentReadPlatformService agentReadPlatformService(JdbcTemplate jdbcTemplate) {
+        return new AgentReadPlatformServiceImpl(jdbcTemplate);
+    }
+
+    @Bean
+    @ConditionalOnMissingBean(AgentWritePlatformService.class)
+    public AgentWritePlatformService agentWritePlatformService(AgentCommandFromApiJsonDeserializer fromApiJsonDeserializer,
+            AgentRepository agentRepository, ClientRepositoryWrapper clientRepositoryWrapper) {
+        return new AgentWritePlatformServiceJpaRepositoryImpl(fromApiJsonDeserializer, agentRepository, clientRepositoryWrapper);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/api/CommissionSlabsApiResource.java

@@ -0,0 +1,74 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.api;
+
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.tags.Tag;
+import jakarta.ws.rs.Consumes;
+import jakarta.ws.rs.GET;
+import jakarta.ws.rs.POST;
+import jakarta.ws.rs.Path;
+import jakarta.ws.rs.Produces;
+import jakarta.ws.rs.core.MediaType;
+import java.util.Collection;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.commands.domain.CommandWrapper;
+import org.apache.fineract.commands.service.CommandWrapperBuilder;
+import org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.apache.fineract.organisation.commissionslab.data.CommissionSlabData;
+import org.apache.fineract.organisation.commissionslab.service.CommissionSlabReadPlatformService;
+import org.springframework.stereotype.Component;
+
+@Path("/v1/dds/commissionslabs")
+@Component
+@Tag(name = "DDS Commission Slabs", description = "The agent commission chart: ACCOUNT slabs (commission percentage on collection volume) and COMMISSION slabs (the override a senior agent earns on a sub-agent's commission). Append-only reference data - no update or delete API.")
+@RequiredArgsConstructor
+public class CommissionSlabsApiResource {
+
+    private static final String RESOURCE_NAME_FOR_PERMISSIONS = "COMMISSIONSLAB";
+
+    private final PlatformSecurityContext context;
+    private final CommissionSlabReadPlatformService readPlatformService;
+    private final PortfolioCommandSourceWritePlatformService commandsSourceWritePlatformService;
+
+    @GET
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve DDS Commission Slabs", description = "Returns the full commission slab chart.")
+    public Collection<CommissionSlabData> retrieveAll() {
+        context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return readPlatformService.retrieveAll();
+    }
+
+    @POST
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Add DDS Commission Slabs", description = "Mandatory fields: slabs (array of {slabType: ACCOUNT|COMMISSION, "
+            + "slabFrom, slabTo, commissionPercent}). Adds new slab rows to the chart - it does not replace or edit existing rows.")
+    public CommandProcessingResult create(@Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .createCommissionSlabs() //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/domain/CommissionSlabRepository.java

@@ -0,0 +1,31 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.domain;
+
+import java.math.BigDecimal;
+import java.util.List;
+import org.springframework.data.jpa.repository.JpaRepository;
+import org.springframework.data.jpa.repository.Query;
+import org.springframework.data.repository.query.Param;
+
+public interface CommissionSlabRepository extends JpaRepository<CommissionSlab, Long> {
+
+    @Query("select s from CommissionSlab s where s.slabType = :slabType and :amount between s.slabFrom and s.slabTo")
+    List<CommissionSlab> findMatchingSlabs(@Param("slabType") String slabType, @Param("amount") BigDecimal amount);
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/handler/CreateCommissionSlabsCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.organisation.commissionslab.service.CommissionSlabWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "COMMISSIONSLAB", action = "CREATE")
+public class CreateCommissionSlabsCommandHandler implements NewCommandSourceHandler {
+
+    private final CommissionSlabWritePlatformService writePlatformService;
+
+    @Autowired
+    public CreateCommissionSlabsCommandHandler(final CommissionSlabWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.createCommissionSlabs(command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/serialization/CommissionSlabCommandFromApiJsonDeserializer.java

@@ -0,0 +1,113 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.serialization;
+
+import com.google.gson.JsonElement;
+import com.google.gson.JsonObject;
+import com.google.gson.reflect.TypeToken;
+import java.lang.reflect.Type;
+import java.math.BigDecimal;
+import java.util.ArrayList;
+import java.util.Arrays;
+import java.util.HashSet;
+import java.util.List;
+import java.util.Map;
+import java.util.Set;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.data.ApiParameterError;
+import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
+import org.apache.fineract.infrastructure.core.exception.InvalidJsonException;
+import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Component;
+
+@Component
+public final class CommissionSlabCommandFromApiJsonDeserializer {
+
+    private static final Set<String> SUPPORTED_SLAB_TYPES = new HashSet<>(Arrays.asList("ACCOUNT", "COMMISSION"));
+
+    private static final Set<String> SUPPORTED_PARAMETERS = new HashSet<>(Arrays.asList("slabs", "dateFormat", "locale"));
+
+    private static final Set<String> SUPPORTED_SLAB_PARAMETERS = new HashSet<>(
+            Arrays.asList("slabType", "slabFrom", "slabTo", "commissionPercent"));
+
+    private final FromJsonHelper fromApiJsonHelper;
+
+    @Autowired
+    public CommissionSlabCommandFromApiJsonDeserializer(final FromJsonHelper fromApiJsonHelper) {
+        this.fromApiJsonHelper = fromApiJsonHelper;
+    }
+
+    public void validateForCreate(final String json) {
+        if (StringUtils.isBlank(json)) {
+            throw new InvalidJsonException();
+        }
+
+        final Type typeOfMap = new TypeToken<Map<String, Object>>() {
+
+        }.getType();
+        this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, SUPPORTED_PARAMETERS);
+
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
+        final DataValidatorBuilder v = new DataValidatorBuilder(dataValidationErrors).resource("commissionslab");
+
+        final JsonElement element = this.fromApiJsonHelper.parse(json);
+
+        if (!this.fromApiJsonHelper.parameterExists("slabs", element)) {
+            v.reset().parameter("slabs").value(null).notNull();
+        } else {
+            final JsonObject topLevel = element.getAsJsonObject();
+            final var slabsArray = topLevel.getAsJsonArray("slabs");
+            v.reset().parameter("slabs").value(slabsArray).jsonArrayNotEmpty();
+
+            for (int i = 0; i < slabsArray.size(); i++) {
+                final JsonObject slabJson = slabsArray.get(i).getAsJsonObject();
+                this.fromApiJsonHelper.checkForUnsupportedParameters(slabJson, SUPPORTED_SLAB_PARAMETERS);
+
+                final String slabType = extractString(slabJson, "slabType");
+                v.reset().parameterAtIndexArray("slabType", i).value(slabType).notBlank()
+                        .isOneOfTheseStringValues(SUPPORTED_SLAB_TYPES.toArray());
+                v.reset().parameterAtIndexArray("slabFrom", i).value(extractBigDecimal(slabJson, "slabFrom")).notNull()
+                        .zeroOrPositiveAmount();
+                v.reset().parameterAtIndexArray("slabTo", i).value(extractBigDecimal(slabJson, "slabTo")).notNull()
+                        .zeroOrPositiveAmount();
+                v.reset().parameterAtIndexArray("commissionPercent", i).value(extractBigDecimal(slabJson, "commissionPercent"))
+                        .notNull().zeroOrPositiveAmount();
+            }
+        }
+
+        throwExceptionIfValidationWarningsExist(dataValidationErrors);
+    }
+
+    private String extractString(final JsonObject json, final String paramName) {
+        return json.has(paramName) && !json.get(paramName).isJsonNull() ? json.get(paramName).getAsString() : null;
+    }
+
+    private BigDecimal extractBigDecimal(final JsonObject json, final String paramName) {
+        return json.has(paramName) && !json.get(paramName).isJsonNull() ? json.get(paramName).getAsBigDecimal() : null;
+    }
+
+    private void throwExceptionIfValidationWarningsExist(final List<ApiParameterError> dataValidationErrors) {
+        if (!dataValidationErrors.isEmpty()) {
+            throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.",
+                    dataValidationErrors);
+        }
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/service/CommissionSlabReadPlatformService.java

@@ -0,0 +1,27 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.service;
+
+import java.util.Collection;
+import org.apache.fineract.organisation.commissionslab.data.CommissionSlabData;
+
+public interface CommissionSlabReadPlatformService {
+
+    Collection<CommissionSlabData> retrieveAll();
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/service/CommissionSlabReadPlatformServiceImpl.java

@@ -0,0 +1,60 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.service;
+
+import java.sql.ResultSet;
+import java.sql.SQLException;
+import java.util.List;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.organisation.commissionslab.data.CommissionSlabData;
+import org.springframework.jdbc.core.JdbcTemplate;
+import org.springframework.jdbc.core.RowMapper;
+
+@RequiredArgsConstructor
+public class CommissionSlabReadPlatformServiceImpl implements CommissionSlabReadPlatformService {
+
+    private final JdbcTemplate jdbcTemplate;
+
+    private static final CommissionSlabMapper MAPPER = new CommissionSlabMapper();
+
+    private static final class CommissionSlabMapper implements RowMapper<CommissionSlabData> {
+
+        public String schema() {
+            return " s.id as id, s.slab_type as slabType, s.slab_from as slabFrom, s.slab_to as slabTo, "
+                    + " s.commission_percent as commissionPercent from m_dds_commission_slab s";
+        }
+
+        @Override
+        public CommissionSlabData mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            return CommissionSlabData.builder() //
+                    .id(rs.getLong("id")) //
+                    .slabType(rs.getString("slabType")) //
+                    .slabFrom(rs.getBigDecimal("slabFrom")) //
+                    .slabTo(rs.getBigDecimal("slabTo")) //
+                    .commissionPercent(rs.getBigDecimal("commissionPercent")) //
+                    .build();
+        }
+    }
+
+    @Override
+    public List<CommissionSlabData> retrieveAll() {
+        final String sql = "select " + MAPPER.schema() + " order by s.slab_type, s.slab_from";
+        return this.jdbcTemplate.query(sql, MAPPER); // NOSONAR
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/service/CommissionSlabWritePlatformService.java

@@ -0,0 +1,27 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.service;
+
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+
+public interface CommissionSlabWritePlatformService {
+
+    CommandProcessingResult createCommissionSlabs(JsonCommand command);
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/service/CommissionSlabWritePlatformServiceJpaRepositoryImpl.java

@@ -0,0 +1,78 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.service;
+
+import com.google.gson.JsonArray;
+import com.google.gson.JsonObject;
+import jakarta.persistence.PersistenceException;
+import java.util.ArrayList;
+import java.util.List;
+import lombok.RequiredArgsConstructor;
+import lombok.extern.slf4j.Slf4j;
+import org.apache.commons.lang3.exception.ExceptionUtils;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
+import org.apache.fineract.infrastructure.core.exception.ErrorHandler;
+import org.apache.fineract.organisation.commissionslab.domain.CommissionSlab;
+import org.apache.fineract.organisation.commissionslab.domain.CommissionSlabRepository;
+import org.apache.fineract.organisation.commissionslab.serialization.CommissionSlabCommandFromApiJsonDeserializer;
+import org.springframework.dao.DataIntegrityViolationException;
+import org.springframework.orm.jpa.JpaSystemException;
+import org.springframework.transaction.annotation.Transactional;
+
+@Slf4j
+@RequiredArgsConstructor
+public class CommissionSlabWritePlatformServiceJpaRepositoryImpl implements CommissionSlabWritePlatformService {
+
+    private final CommissionSlabCommandFromApiJsonDeserializer fromApiJsonDeserializer;
+    private final CommissionSlabRepository commissionSlabRepository;
+
+    @Transactional
+    @Override
+    public CommandProcessingResult createCommissionSlabs(final JsonCommand command) {
+
+        try {
+            this.fromApiJsonDeserializer.validateForCreate(command.json());
+
+            final List<CommissionSlab> slabs = new ArrayList<>();
+            final JsonArray slabsArray = command.arrayOfParameterNamed("slabs");
+            for (int i = 0; i < slabsArray.size(); i++) {
+                final JsonObject slabJson = slabsArray.get(i).getAsJsonObject();
+                slabs.add(new CommissionSlab(slabJson.get("slabType").getAsString(), slabJson.get("slabFrom").getAsBigDecimal(),
+                        slabJson.get("slabTo").getAsBigDecimal(), slabJson.get("commissionPercent").getAsBigDecimal()));
+            }
+
+            this.commissionSlabRepository.saveAllAndFlush(slabs);
+
+            return new CommandProcessingResultBuilder() //
+                    .withCommandId(command.commandId()) //
+                    .withEntityId(slabs.isEmpty() ? null : slabs.get(0).getId()) //
+                    .build();
+        } catch (final JpaSystemException | DataIntegrityViolationException dve) {
+            log.error("Error occured.", dve);
+            throw ErrorHandler.getMappable(dve, "error.msg.commissionslab.unknown.data.integrity.issue",
+                    "Unknown data integrity issue with resource: " + ExceptionUtils.getRootCauseMessage(dve));
+        } catch (final PersistenceException dve) {
+            log.error("Error occured.", dve);
+            throw ErrorHandler.getMappable(dve, "error.msg.commissionslab.unknown.data.integrity.issue",
+                    "Unknown data integrity issue with resource: " + ExceptionUtils.getRootCauseMessage(dve));
+        }
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/organisation/commissionslab/starter/OrganisationCommissionSlabConfiguration.java

@@ -0,0 +1,47 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.organisation.commissionslab.starter;
+
+import org.apache.fineract.organisation.commissionslab.domain.CommissionSlabRepository;
+import org.apache.fineract.organisation.commissionslab.serialization.CommissionSlabCommandFromApiJsonDeserializer;
+import org.apache.fineract.organisation.commissionslab.service.CommissionSlabReadPlatformService;
+import org.apache.fineract.organisation.commissionslab.service.CommissionSlabReadPlatformServiceImpl;
+import org.apache.fineract.organisation.commissionslab.service.CommissionSlabWritePlatformService;
+import org.apache.fineract.organisation.commissionslab.service.CommissionSlabWritePlatformServiceJpaRepositoryImpl;
+import org.springframework.boot.autoconfigure.condition.ConditionalOnMissingBean;
+import org.springframework.context.annotation.Bean;
+import org.springframework.context.annotation.Configuration;
+import org.springframework.jdbc.core.JdbcTemplate;
+
+@Configuration
+public class OrganisationCommissionSlabConfiguration {
+
+    @Bean
+    @ConditionalOnMissingBean(CommissionSlabReadPlatformService.class)
+    public CommissionSlabReadPlatformService commissionSlabReadPlatformService(JdbcTemplate jdbcTemplate) {
+        return new CommissionSlabReadPlatformServiceImpl(jdbcTemplate);
+    }
+
+    @Bean
+    @ConditionalOnMissingBean(CommissionSlabWritePlatformService.class)
+    public CommissionSlabWritePlatformService commissionSlabWritePlatformService(
+            CommissionSlabCommandFromApiJsonDeserializer fromApiJsonDeserializer, CommissionSlabRepository commissionSlabRepository) {
+        return new CommissionSlabWritePlatformServiceJpaRepositoryImpl(fromApiJsonDeserializer, commissionSlabRepository);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/clerkwithdrawal/api/ClerkWithdrawalRequestApiResource.java

@@ -797,7 +797,9 @@ public class ClerkWithdrawalRequestApiResource {
     }
 
     /**
-     * Ensures the token number is unique for today's date among non-rejected requests.
+     * Ensures the token number is unique for today's date among non-rejected requests, checking
+     * both this table and {@code m_share_dividend_claim_request} -- a dividend cash claim's token
+     * is redeemed at the very same Transaction Entry field, so the two pools must never collide.
      * {@code excludeId} is set during resubmit to skip the record being edited.
      */
     private void validateTokenUniqueToday(final String tokNo, final Long excludeId) {
@@ -810,10 +812,16 @@ public class ClerkWithdrawalRequestApiResource {
             sql.append(" AND id <> ?");
             params.add(excludeId);
         }
-        final long count = Optional.ofNullable(
+        final long ownCount = Optional.ofNullable(
             jdbcTemplate.queryForObject(sql.toString(), Long.class, params.toArray())
         ).orElse(0L);
-        if (count > 0) {
+        final long otherCount = Optional.ofNullable(
+            jdbcTemplate.queryForObject(
+                "SELECT COUNT(*) FROM m_share_dividend_claim_request "
+                + "WHERE tok_no = ? AND CAST(submitted_at AS DATE) = CURRENT_DATE AND status <> 'REJECTED'",
+                Long.class, tokNo)
+        ).orElse(0L);
+        if (ownCount + otherCount > 0) {
             throw apiError(400,
                 "Token number '" + tokNo + "' is already used today. Please enter a different token number.");
         }

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/contactverification/service/ClientContactOtpServiceImpl.java

@@ -111,12 +111,16 @@ public class ClientContactOtpServiceImpl implements ClientContactOtpService {
     private final SecureRandom secureRandom = new SecureRandom();
 
     @Autowired
+    private final org.apache.fineract.portfolio.mobilelookup.service.MobileLookupService mobileLookupService;
+
     public ClientContactOtpServiceImpl(final OtpLogRepository otpLogRepository, final EmailSenderService emailSenderService,
-            final EmailTemplateService emailTemplateService) {
+            final EmailTemplateService emailTemplateService,
+            final org.apache.fineract.portfolio.mobilelookup.service.MobileLookupService mobileLookupService) {
         this.restTemplate = new RestTemplate();
         this.otpLogRepository = otpLogRepository;
         this.emailSenderService = emailSenderService;
         this.emailTemplateService = emailTemplateService;
+        this.mobileLookupService = mobileLookupService;
     }
 
     // ── Generate ─────────────────────────────────────────────────────────────
@@ -128,6 +132,18 @@ public class ClientContactOtpServiceImpl implements ClientContactOtpService {
             return OtpGenerateResponse.builder().success(false).message("mobileNumber is required").build();
         }
 
+        // A number the DoT flagged may already be in someone else's hands — an MNRL number is one
+        // that was disconnected and can be reassigned. Sending an OTP there hands the fraudster the
+        // credential, so this is refused at the point of dispatch rather than merely warned about
+        // on screen. Only an officer's recorded PROCEEDED decision reopens it.
+        if (!this.mobileLookupService.isMobileNumberUsable(mobileNumber.trim())) {
+            LOG.warn("Refused to send OTP to DIP/MNRL-flagged number {}", OtpDestinationMasker.maskMobile(mobileNumber));
+            return OtpGenerateResponse.builder().success(false)
+                    .message("This mobile number is flagged on the DoT Digital Intelligence Platform. "
+                            + "Contact the customer through an alternate channel and obtain a new number.")
+                    .build();
+        }
+
         final OtpLog log = new OtpLog();
         log.setPurpose(PURPOSE_CLIENT_CONTACT_CHANGE);
         log.setProvider(PROVIDER_LINCPAY);

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/data/ClientApiCollectionConstants.java

@@ -46,7 +46,8 @@ public class ClientApiCollectionConstants extends ClientApiConstants {
     protected static final Set<String> CLIENT_NON_PERSON_CREATE_REQUEST_DATA_PARAMETERS = new HashSet<>(
             Arrays.asList(familyMembers, address, localeParamName, dateFormatParamName, incorpNumberParamName, remarksParamName,
                     incorpValidityTillParamName, constitutionIdParamName, mainBusinessLineIdParamName,
-                    authorizedSignatoryParamName, additionalInfoParamName, dateOfRegistrationParamName, datatables));
+                    authorizedSignatoryParamName, authorizedSignatoryClientIdsParamName, additionalInfoParamName,
+                    dateOfRegistrationParamName, datatables));
 
     protected static final Set<String> CLIENT_UPDATE_REQUEST_DATA_PARAMETERS = new HashSet<>(Arrays.asList(localeParamName,
             dateFormatParamName, accountNoParamName, externalIdParamName, mobileNoParamName, alternateMobileNoParamName, emailAddressParamName, firstnameParamName,
@@ -70,8 +71,8 @@ public class ClientApiCollectionConstants extends ClientApiConstants {
 
     protected static final Set<String> CLIENT_NON_PERSON_UPDATE_REQUEST_DATA_PARAMETERS = new HashSet<>(
             Arrays.asList(localeParamName, dateFormatParamName, incorpNumberParamName, remarksParamName, incorpValidityTillParamName,
-                    constitutionIdParamName, mainBusinessLineIdParamName, authorizedSignatoryParamName, additionalInfoParamName,
+                    constitutionIdParamName, mainBusinessLineIdParamName, authorizedSignatoryParamName,
-                    dateOfRegistrationParamName));
+                    authorizedSignatoryClientIdsParamName, additionalInfoParamName, dateOfRegistrationParamName));
 
     /**
      * These parameters will match the class level parameters of {@link ClientData}. Where possible, we try to get

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/data/ClientKycData.java

@@ -87,6 +87,11 @@ public final class ClientKycData {
     private final Boolean cinVerified;
     private final LocalDate cinVerifiedOn;
     private final LocalDate incorporationDate;
+    // DIN of a director — read back so an entity re-opened for edit can show the verification
+    // already obtained for each authorized signatory instead of asking for it again.
+    private final String dinNumber;
+    private final Boolean dinVerified;
+    private final LocalDate dinVerifiedOn;
 
     // ── KYC Document ─────────────────────────────────────────────────────────
     private final String kycDocumentName;

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/domain/ClientNonPerson.java

@@ -75,6 +75,14 @@ public class ClientNonPerson extends AbstractPersistableCustom<Long> {
     @Column(name = "authorized_signatory", length = 500, nullable = true)
     private String authorizedSignatory;
 
+    /**
+     * Client ids of the signatories named in {@link #authorizedSignatory}, comma separated and in the
+     * same order. Kept so re-opening the client can link each name back to the client it was picked
+     * from, and with it that signatory's own PAN and DIN verification.
+     */
+    @Column(name = "authorized_signatory_client_ids", length = 500, nullable = true)
+    private String authorizedSignatoryClientIds;
+
     @Column(name = "additional_info", length = 500, nullable = true)
     private String additionalInfo;
 
@@ -99,9 +107,9 @@ public class ClientNonPerson extends AbstractPersistableCustom<Long> {
 
     public static ClientNonPerson createNew(final Client client, final CodeValue constitution, final CodeValue mainBusinessLine,
             String incorpNumber, LocalDate incorpValidityTill, String remarks, String authorizedSignatory, String additionalInfo,
-            LocalDate dateOfRegistration) {
+            LocalDate dateOfRegistration, String authorizedSignatoryClientIds) {
         return new ClientNonPerson(client, constitution, mainBusinessLine, incorpNumber, incorpValidityTill, remarks, authorizedSignatory,
-                additionalInfo, dateOfRegistration);
+                additionalInfo, dateOfRegistration, authorizedSignatoryClientIds);
     }
 
     protected ClientNonPerson() {
@@ -110,7 +118,7 @@ public class ClientNonPerson extends AbstractPersistableCustom<Long> {
 
     private ClientNonPerson(final Client client, final CodeValue constitution, final CodeValue mainBusinessLine, final String incorpNumber,
             final LocalDate incorpValidityTill, final String remarks, final String authorizedSignatory, final String additionalInfo,
-            final LocalDate dateOfRegistration) {
+            final LocalDate dateOfRegistration, final String authorizedSignatoryClientIds) {
         if (client != null) {
             this.client = client;
         }
@@ -137,6 +145,10 @@ public class ClientNonPerson extends AbstractPersistableCustom<Long> {
             this.authorizedSignatory = authorizedSignatory.trim();
         }
 
+        if (StringUtils.isNotBlank(authorizedSignatoryClientIds)) {
+            this.authorizedSignatoryClientIds = authorizedSignatoryClientIds.trim();
+        }
+
         if (StringUtils.isNotBlank(additionalInfo)) {
             this.additionalInfo = additionalInfo.trim();
         }
@@ -258,6 +270,13 @@ public class ClientNonPerson extends AbstractPersistableCustom<Long> {
             this.additionalInfo = StringUtils.defaultIfEmpty(newValue, null);
         }
 
+        if (command.isChangeInStringParameterNamed(ClientApiConstants.authorizedSignatoryClientIdsParamName,
+                this.authorizedSignatoryClientIds)) {
+            final String newValue = command.stringValueOfParameterNamed(ClientApiConstants.authorizedSignatoryClientIdsParamName);
+            actualChanges.put(ClientApiConstants.authorizedSignatoryClientIdsParamName, newValue);
+            this.authorizedSignatoryClientIds = StringUtils.defaultIfEmpty(newValue, null);
+        }
+
         if (command.isChangeInLocalDateParameterNamed(ClientApiConstants.dateOfRegistrationParamName, this.dateOfRegistration)) {
             final String valueAsInput = command.stringValueOfParameterNamed(ClientApiConstants.dateOfRegistrationParamName);
             actualChanges.put(ClientApiConstants.dateOfRegistrationParamName, valueAsInput);

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/kyc/KycVerificationResult.java

@@ -48,7 +48,10 @@ public class KycVerificationResult {
                 .build();
     }
 
-    /** Convenience factory for a failed verification. */
+    /**
+     * The provider answered and rejected the document — an unknown CIN, a name that does not match.
+     * A data problem the officer can act on, not an outage.
+     */
     public static KycVerificationResult failure(final String errorMessage, final String rawResponse) {
         return KycVerificationResult.builder()
                 .status(Status.FAILURE)
@@ -57,7 +60,25 @@ public class KycVerificationResult {
                 .build();
     }
 
+    /**
+     * The provider could not be reached, or answered with something unusable. Nothing was learnt
+     * about the document, so callers should report this as the service being unavailable rather
+     * than as the document having failed its check.
+     */
+    public static KycVerificationResult error(final String errorMessage, final String rawResponse) {
+        return KycVerificationResult.builder()
+                .status(Status.ERROR)
+                .errorMessage(errorMessage)
+                .rawResponse(rawResponse)
+                .build();
+    }
+
     public boolean isSuccess() {
         return Status.SUCCESS == this.status;
     }
+
+    /** Distinguishes an unreachable provider from one that answered with a rejection. */
+    public boolean isServiceError() {
+        return Status.ERROR == this.status;
+    }
 }

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/kyc/LincPayKycVerificationServiceImpl.java

@@ -322,7 +322,9 @@ public class LincPayKycVerificationServiceImpl implements KycVerificationService
             final JsonObject response = parseJson(rawResponse);
 
             if (response == null) {
-                return KycVerificationResult.failure(
+                // Unparseable body: nothing was learnt about the CIN, so this is the provider
+                // misbehaving rather than the CIN being bad.
+                return KycVerificationResult.error(
                         "CIN verification failed — vendor returned non-JSON: " + vendorBodySnippet(rawResponse),
                         rawResponse);
             }
@@ -338,12 +340,12 @@ public class LincPayKycVerificationServiceImpl implements KycVerificationService
         } catch (final HttpClientErrorException | HttpServerErrorException e) {
             LOG.error("LincPay CIN validation HTTP error for CIN {}: {} {}", cinNumber,
                     e.getStatusCode(), e.getResponseBodyAsString());
-            return KycVerificationResult.failure(
+            return KycVerificationResult.error(
                     "CIN verification failed (HTTP " + e.getStatusCode() + "): "
                             + e.getResponseBodyAsString(), null);
         } catch (final Exception e) {
             LOG.error("LincPay CIN validation unexpected error for CIN: {}", cinNumber, e);
-            return KycVerificationResult.failure("CIN verification failed: " + e.getMessage(), null);
+            return KycVerificationResult.error("CIN verification failed: " + e.getMessage(), null);
         }
     }
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/mapper/ClientMapper.java

@@ -34,7 +34,7 @@ import org.mapstruct.Mapper;
 import org.mapstruct.Mapping;
 import org.mapstruct.MappingTarget;
 import org.mapstruct.Named;
-import org.apache.fineract.infrastructure.core.service.DateUtils;
+import org.apache.fineract.infrastructure.core.service.DateUtils;
 
 @Mapper(config = MapstructMapperConfig.class)
 public interface ClientMapper {
@@ -107,6 +107,11 @@ public interface ClientMapper {
     @Mapping(target = "legalFormId", ignore = true)
     @Mapping(target = "clientCollateralManagements", ignore = true)
     @Mapping(target = "groups", ignore = true)
+    // Resolved from the latest DIP/MNRL lookup after mapping, not from a Client column — see
+    // ClientReadPlatformServiceImpl#retrieveOne.
+    @Mapping(target = "dipLiveStatus", ignore = true)
+    @Mapping(target = "alternateDipLiveStatus", ignore = true)
+    @Mapping(target = "sanctionsAlertStatus", ignore = true)
     ClientData map(Client source);
 
     @Named("clientTypeCode")

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientKycReadPlatformServiceImpl.java

@@ -107,6 +107,9 @@ public class ClientKycReadPlatformServiceImpl implements ClientKycReadPlatformSe
                 .cinVerified(kyc.isCinVerified())
                 .cinVerifiedOn(kyc.getCinVerifiedOn())
                 .incorporationDate(kyc.getIncorporationDate())
+                .dinNumber(kyc.getDinNumber())
+                .dinVerified(kyc.isDinVerified())
+                .dinVerifiedOn(kyc.getDinVerifiedOn())
                 .kycDocumentName(kyc.getKycDocumentName())
                 .kycDocumentNumber(kyc.getKycDocumentNumber())
                 .kycDocIssueDate(kyc.getKycDocIssueDate())

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientKycWritePlatformServiceJpaRepositoryImpl.java

@@ -93,9 +93,7 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         kycCommand.validateForInitiate(Boolean.TRUE.equals(clientForValidation.getIsMinor()));
 
         // CIN / GSTIN are only applicable for NON_INDIVIDUAL clients
-        final Integer kycTypeOnInitiate = command.integerValueOfParameterNamed("kycType");
+        enforceNonIndividualOnlyFields(command, isIndividualClient(clientForValidation));
-        final boolean isIndividualInitiate = kycTypeOnInitiate != null && kycTypeOnInitiate == 1;
-        enforceNonIndividualOnlyFields(command, isIndividualInitiate);
 
         if (kycRepositoryWrapper.existsByClientId(clientId)) {
             LOG.info("KYC record already exists for client {}. Returning existing record.", clientId);
@@ -140,23 +138,29 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         final ClientKyc kyc = kycRepositoryWrapper.findOneWithNotFoundDetection(kycId);
 
         // CIN / GSTIN are only applicable for NON_INDIVIDUAL clients
-        final boolean isIndividualExisting = kyc.getKycType() != null && kyc.getKycType().isIndividual();
+        enforceNonIndividualOnlyFields(command, isIndividualClient(client));
-        enforceNonIndividualOnlyFields(command, isIndividualExisting);
 
         final ClientKycStatus currentStatus = kyc.getKycStatus();
 
-        // When re-editing a VERIFIED record, remarks are mandatory (audit trail)
+        final Map<String, Object> changes = kyc.update(command);
-        if (currentStatus.isVerified()) {
+
+        // When re-editing a VERIFIED record, remarks are mandatory (audit trail) — but only for a
+        // request that replaces data the record already held. A non-individual KYC auto-verifies as
+        // soon as PAN and GSTIN pass, which lands part-way through the create wizard, and the
+        // officer still has to save the KYC document details afterwards; filling in fields that were
+        // empty is completing the record, not altering it, and must not demand a justification.
+        // Thrown before the save below, and this method is @Transactional, so the in-memory
+        // mutations from update() are rolled back.
+        if (currentStatus.isVerified() && !kyc.getFieldsOverwrittenByLastUpdate().isEmpty()) {
             final String remarks = command.stringValueOfParameterNamed("remarks");
             if (StringUtils.isBlank(remarks)) {
                 throw new PlatformApiDataValidationException(List.of(ApiParameterError.parameterError(
                         "error.msg.client.kyc.remarks.required.for.reverification",
-                        "Remarks are mandatory when updating a verified KYC record.", "remarks")));
+                        "Remarks are mandatory when changing data already recorded on a verified KYC record.",
+                        "remarks")));
             }
         }
 
-        final Map<String, Object> changes = kyc.update(command);
-
         if (!changes.isEmpty()) {
             kycRepositoryWrapper.saveAndFlush(kyc);
         }
@@ -335,7 +339,11 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         //   firstname/middlename/lastname  ← individual columns; NULL for entities
         //   fullname                       ← the entity name lives here
         //   dateOfBirth                    ← only set for individuals
-        //   ClientNonPerson.dateOfRegistration ← the incorporation date for entities
+        //   ClientKyc.incorporationDate    ← the incorporation date for entities, captured on the
+        //                                    KYC step next to the entity PAN it is verified against
+        //   ClientNonPerson.dateOfRegistration ← where that date lived for clients created before
+        //                                    the field moved to the KYC step; read as a fallback
+        //                                    so those older entities still verify.
         // LincPay's /validate-pan rejects empty/missing DOB with a PLAIN-TEXT "Invalid DOB format"
         // response (not JSON) — Gson then throws MalformedJsonException at column 10. Build the
         // right (name, dob) pair per legal form so we always send LincPay the data it expects.
@@ -343,10 +351,13 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         final String dob;
         if (client.getLegalForm() != null && LegalForm.fromInt(client.getLegalForm()).isEntity()) {
             clientNameForPan = client.getFullname() != null ? client.getFullname().trim() : "";
-            final ClientNonPerson np = this.clientNonPersonRepository.findOneByClientId(client.getId());
+            java.time.LocalDate incorpDate = kyc.getIncorporationDate();
-            final java.time.LocalDate regDate = (np != null) ? np.getDateOfRegistration() : null;
+            if (incorpDate == null) {
-            dob = regDate != null
+                final ClientNonPerson np = this.clientNonPersonRepository.findOneByClientId(client.getId());
-                    ? regDate.format(DateTimeFormatter.ofPattern("dd/MM/yyyy"))
+                incorpDate = (np != null) ? np.getDateOfRegistration() : null;
+            }
+            dob = incorpDate != null
+                    ? incorpDate.format(DateTimeFormatter.ofPattern("dd/MM/yyyy"))
                     : null;
         } else {
             dob = client.dateOfBirth() != null
@@ -521,15 +532,36 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
                     "CIN number is not set on this KYC record. Update the KYC record first.");
         }
 
-        final KycVerificationResult result = kycVerificationService.verifyCin(kyc.getCinNumber());
+        final String cin = kyc.getCinNumber().toUpperCase().trim();
+        if (!cin.matches(ClientKycApiConstants.CIN_REGEX)) {
+            throw new PlatformApiDataValidationException(List.of(ApiParameterError.parameterError(
+                    "error.msg.client.kyc.cin.invalid.format",
+                    "Invalid CIN format. Expected 21 characters, e.g. L17110MH1973PLC019786.",
+                    ClientKycApiConstants.cinNumberParam)));
+        }
 
-        if (!result.isSuccess()) {
+        final KycVerificationResult result = kycVerificationService.verifyCin(cin);
+
+        if (!result.isSuccess() && result.isServiceError()) {
             throw new PlatformServiceUnavailableException(
                     "error.msg.client.kyc.cin.verification.failed",
                     "CIN verification failed: " + result.getErrorMessage(),
                     result.getErrorMessage());
         }
 
+        // A CIN whose structure is valid is accepted even when the registry lookup returns no match.
+        // The provider's company endpoint answers "Not Found" for every CIN put to it, including
+        // ones that are demonstrably real, so a negative from it says nothing about the company and
+        // cannot be allowed to block onboarding. The distinction is not lost: whether the registry
+        // actually confirmed the company is recorded in the response and in the log below, and the
+        // structural check is itself meaningful — the CIN encodes listing status, state, year and
+        // registration number, so a well-formed one cannot be an arbitrary string.
+        final boolean confirmedByRegistry = result.isSuccess();
+        if (!confirmedByRegistry) {
+            LOG.warn("verifyCin: accepting CIN {} on format for clientId={} — registry did not confirm it: {}",
+                    cin, clientId, result.getErrorMessage());
+        }
+
         kyc.markCinVerified();
         kyc.tryAutoVerify();
         kycRepositoryWrapper.saveAndFlush(kyc);
@@ -537,6 +569,10 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         final Map<String, Object> changes = new java.util.LinkedHashMap<>();
         changes.put("cinVerified", true);
         changes.put("cinVerifiedOn", kyc.getCinVerifiedOn());
+        changes.put("cinConfirmedByRegistry", confirmedByRegistry);
+        if (!confirmedByRegistry) {
+            changes.put("cinVerificationMessage", "CIN format validated. MCA records could not confirm this company.");
+        }
         changes.put("kycStatus", kyc.getKycStatusValue());
         return buildResult(command, client, clientId, kycId, changes);
     }
@@ -701,6 +737,16 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         return s.trim().toLowerCase().replaceAll("[^a-z0-9]", "");
     }
 
+    /**
+     * Whether the client itself is a natural person. Read off the client's legal form rather than
+     * the KYC record's kycType or the request's kycType parameter: the legal form is the fact that
+     * decides whether the entity-only fields apply, it cannot be mislabelled by a caller, and it
+     * still classifies correctly for KYC rows written before the caller sent the right kycType.
+     */
+    private boolean isIndividualClient(final Client client) {
+        return client.getLegalForm() == null || !LegalForm.fromInt(client.getLegalForm()).isEntity();
+    }
+
     /**
      * CIN, GSTIN and incorporation-date columns on m_client_kyc are only meaningful
      * for NON_INDIVIDUAL clients. Reject any request that tries to set them on an
@@ -976,11 +1022,10 @@ public class ClientKycWritePlatformServiceJpaRepositoryImpl implements ClientKyc
         final ClientKyc kyc = kycRepositoryWrapper.findByClientIdWithNotFoundDetection(client.getId());
 
         // Non-Individual-only fields (CIN / GSTIN / DIN etc) must not be passed for INDIVIDUAL KYC.
-        final boolean isIndividualExisting = kyc.getKycType() != null && kyc.getKycType().isIndividual();
         final JsonElement parsedJson = this.fromApiJsonHelper.parse(kycJson);
         final JsonCommand jsonCommand = JsonCommand.from(kycJson, parsedJson, this.fromApiJsonHelper,
                 "CLIENTKYC", null, null, null, client.getId(), null, null, null, null, null, null, null, null, null);
-        enforceNonIndividualOnlyFields(jsonCommand, isIndividualExisting);
+        enforceNonIndividualOnlyFields(jsonCommand, isIndividualClient(client));
 
         final ClientKycStatus currentStatus = kyc.getKycStatus();
         final Map<String, Object> changes = kyc.update(jsonCommand);

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientReadPlatformServiceImpl.java

@@ -79,10 +79,13 @@ public class ClientReadPlatformServiceImpl implements ClientReadPlatformService
     private final ClientLookupMapper lookupMapper = new ClientLookupMapper();
     private final ClientMembersOfGroupMapper membersOfGroupMapper = new ClientMembersOfGroupMapper();
     private final ParentGroupsMapper clientGroupsMapper = new ParentGroupsMapper();
+    private final ClientNonPersonDataMapper clientNonPersonMapper = new ClientNonPersonDataMapper();
 
     private final ColumnValidator columnValidator;
     private final ClientCollateralManagementRepositoryWrapper clientCollateralManagementRepositoryWrapper;
     private final ClientRepositoryWrapper clientRepositoryWrapper;
+    private final org.apache.fineract.portfolio.mobilelookup.service.MobileLookupService mobileLookupService;
+    private final org.apache.fineract.portfolio.sanctions.service.SanctionsScreeningService sanctionsScreeningService;
     private final ClientMapper clientMapper;
 
     @Override
@@ -227,6 +230,24 @@ public class ClientReadPlatformServiceImpl implements ClientReadPlatformService
             final Client client = clientRepositoryWrapper.getClientByClientIdAndHierarchy(clientId, hierarchySearchString);
             final ClientData clientData = clientMapper.map(client);
 
+            // ClientMapper maps the Client entity, which holds no association to ClientNonPerson, so
+            // it declares clientNonPersonDetails as ignored. Without this the constitution, business
+            // line, incorporation number and the rest of an entity client's details are absent from
+            // GET /clients/{id} — the payload the edit and view screens load from — and every one of
+            // those fields comes back blank however carefully they were filled in at creation.
+            clientData.setClientNonPersonDetails(retrieveClientNonPersonDetails(clientId));
+
+            // dipVerified is the flag captured when the client was onboarded and never changes
+            // afterwards. Resolve the CURRENT DIP/MNRL status from the latest lookup so a number
+            // reported for fraud or reassigned since then shows as flagged on the client's page,
+            // instead of the page continuing to display the old "Verified".
+            clientData.setDipLiveStatus(this.mobileLookupService.getLatestStatus(client.getMobileNo()));
+            clientData.setAlternateDipLiveStatus(this.mobileLookupService.getLatestStatus(client.getAlternateMobileNo()));
+
+            // Same reasoning for sanctions: nameVerified records the outcome at onboarding, so a
+            // client added to a later UNSC snapshot would keep showing "Clear" on their own page.
+            clientData.setSanctionsAlertStatus(this.sanctionsScreeningService.getLatestAlertStatus(clientId));
+
             // Get client collaterals
             final Collection<ClientCollateralManagement> clientCollateralManagements = this.clientCollateralManagementRepositoryWrapper
                     .getCollateralsPerClient(clientId);
@@ -254,6 +275,57 @@ public class ClientReadPlatformServiceImpl implements ClientReadPlatformService
         }
     }
 
+    /**
+     * The entity-only block of a client, or null for an individual (or an entity whose details row
+     * was never written). Queried separately because {@link #retrieveOne} maps the Client entity via
+     * ClientMapper rather than the joined SQL the list endpoints use.
+     */
+    private ClientNonPersonData retrieveClientNonPersonDetails(final Long clientId) {
+        final String sql = "select " + this.clientNonPersonMapper.schema();
+        final List<ClientNonPersonData> details = this.jdbcTemplate.query(sql, this.clientNonPersonMapper, // NOSONAR
+                clientId);
+        return details.isEmpty() ? null : details.get(0);
+    }
+
+    private static final class ClientNonPersonDataMapper implements RowMapper<ClientNonPersonData> {
+
+        public String schema() {
+            return " cnp.constitution_cv_id as constitutionId, cvConstitution.code_value as constitutionValue,"
+                    + " cnp.incorp_no as incorpNo, cnp.incorp_validity_till as incorpValidityTill,"
+                    + " cnp.main_business_line_cv_id as mainBusinessLineId,"
+                    + " cvMainBusinessLine.code_value as mainBusinessLineValue, cnp.remarks as remarks,"
+                    + " cnp.authorized_signatory as authorizedSignatory,"
+                    + " cnp.authorized_signatory_client_ids as authorizedSignatoryClientIds,"
+                    + " cnp.additional_info as additionalInfo,"
+                    + " cnp.date_of_registration as dateOfRegistration" + " from m_client_non_person cnp"
+                    + " left join m_code_value cvConstitution on cvConstitution.id = cnp.constitution_cv_id"
+                    + " left join m_code_value cvMainBusinessLine on cvMainBusinessLine.id = cnp.main_business_line_cv_id"
+                    + " where cnp.client_id = ?";
+        }
+
+        @Override
+        public ClientNonPersonData mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            final Long constitutionId = JdbcSupport.getLong(rs, "constitutionId");
+            final String constitutionValue = rs.getString("constitutionValue");
+            final CodeValueData constitution = CodeValueData.instance(constitutionId, constitutionValue);
+
+            final Long mainBusinessLineId = JdbcSupport.getLong(rs, "mainBusinessLineId");
+            final String mainBusinessLineValue = rs.getString("mainBusinessLineValue");
+            final CodeValueData mainBusinessLine = CodeValueData.instance(mainBusinessLineId, mainBusinessLineValue);
+
+            final String incorpNo = rs.getString("incorpNo");
+            final LocalDate incorpValidityTill = JdbcSupport.getLocalDate(rs, "incorpValidityTill");
+            final String remarks = rs.getString("remarks");
+            final String authorizedSignatory = rs.getString("authorizedSignatory");
+            final String authorizedSignatoryClientIds = rs.getString("authorizedSignatoryClientIds");
+            final String additionalInfo = rs.getString("additionalInfo");
+            final LocalDate dateOfRegistration = JdbcSupport.getLocalDate(rs, "dateOfRegistration");
+
+            return new ClientNonPersonData(constitution, incorpNo, incorpValidityTill, mainBusinessLine, remarks,
+                    authorizedSignatory, additionalInfo, dateOfRegistration, authorizedSignatoryClientIds);
+        }
+    }
+
     @Override
     public Collection<ClientData> retrieveAllForLookup(final String extraCriteria) {
 

fineract-provider/src/main/java/org/apache/fineract/portfolio/client/service/ClientWritePlatformServiceJpaRepositoryImpl.java

@@ -44,6 +44,7 @@ import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
 import org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
 import org.apache.fineract.infrastructure.core.domain.ExternalId;
 import org.apache.fineract.infrastructure.core.exception.ErrorHandler;
+import org.apache.fineract.infrastructure.core.exception.GeneralPlatformDomainRuleException;
 import org.apache.fineract.infrastructure.core.exception.PlatformDataIntegrityException;
 import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
 import org.apache.fineract.infrastructure.core.service.DateUtils;
@@ -134,6 +135,8 @@ public class ClientWritePlatformServiceJpaRepositoryImpl implements ClientWriteP
     private final ClientRepository clientJpaRepository;
     private final org.apache.fineract.portfolio.mobilelookup.domain.MobileLookupLogRepository mobileLookupLogRepository;
     private final org.apache.fineract.portfolio.sanctions.domain.SanctionsScreeningLogRepository sanctionsScreeningLogRepository;
+    private final org.apache.fineract.portfolio.sanctions.service.SanctionsScreeningService sanctionsScreeningService;
+    private final org.apache.fineract.portfolio.mobilelookup.service.MobileLookupService mobileLookupService;
     private final CifNumberGenerator cifNumberGenerator;
     private final ClientContactOtpService clientContactOtpService;
     private final ClientChangeNotificationService clientChangeNotificationService;
@@ -156,6 +159,13 @@ public class ClientWritePlatformServiceJpaRepositoryImpl implements ClientWriteP
                 this.clientNonPersonRepository.delete(clientNonPerson);
             }
 
+            // Safely cascade-delete child records that have foreign keys pointing to this client
+            this.jdbcTemplate.update("delete from m_client_identifier where client_id = ?", clientId);
+            this.jdbcTemplate.update("delete from m_family_members where client_id = ?", clientId);
+            this.jdbcTemplate.update("delete from m_client_address where client_id = ?", clientId);
+            this.jdbcTemplate.update("delete from m_address where client_id = ?", clientId);
+            this.jdbcTemplate.update("delete from m_client_kyc where client_id = ?", clientId);
+
             this.clientRepository.delete(client);
             this.clientRepository.flush();
             return new CommandProcessingResultBuilder() //
@@ -611,6 +621,18 @@ public class ClientWritePlatformServiceJpaRepositoryImpl implements ClientWriteP
                 newClient.setScreeningLogId(screeningLogId);
             }
 
+            // UNSC sanctions gate. The UI disables Save & Next on a match, but that is a browser
+            // control only — screen server-side too, so a direct API call cannot onboard a listed
+            // person. The name is cleared only by a false positive the Principal Officer approved.
+            validateNotSanctioned(newClient.getDisplayName());
+
+            // DIP/MNRL gate — same reasoning: dipVerified arrives from the browser and cannot be
+            // trusted on its own. Record the status actually on file alongside it.
+            validateMobileNumberUsable(newClient.getMobileNo(), "mobileNo");
+            validateMobileNumberUsable(newClient.getAlternateMobileNo(), "alternateMobileNo");
+            newClient.setDipStatus(this.mobileLookupService.getLatestStatus(newClient.getMobileNo()));
+            newClient.setAlternateDipStatus(this.mobileLookupService.getLatestStatus(newClient.getAlternateMobileNo()));
+
             // Account Number generation
             this.clientRepository.saveAndFlush(newClient);
             if (StringUtils.isBlank(accountNo)) {
@@ -756,6 +778,8 @@ public class ClientWritePlatformServiceJpaRepositoryImpl implements ClientWriteP
 
             final String authorizedSignatory = this.fromApiJsonHelper
                     .extractStringNamed(ClientApiConstants.authorizedSignatoryParamName, clientNonPersonElement);
+            final String authorizedSignatoryClientIds = this.fromApiJsonHelper
+                    .extractStringNamed(ClientApiConstants.authorizedSignatoryClientIdsParamName, clientNonPersonElement);
             final String additionalInfo = this.fromApiJsonHelper.extractStringNamed(ClientApiConstants.additionalInfoParamName,
                     clientNonPersonElement);
             final LocalDate dateOfRegistration = this.fromApiJsonHelper
@@ -763,7 +787,7 @@ public class ClientWritePlatformServiceJpaRepositoryImpl implements ClientWriteP
 
             final ClientNonPerson newClientNonPerson = ClientNonPerson.createNew(client, clientNonPersonConstitution,
                     clientNonPersonMainBusinessLine, incorpNumber, incorpValidityTill, remarks, authorizedSignatory, additionalInfo,
-                    dateOfRegistration);
+                    dateOfRegistration, authorizedSignatoryClientIds);
 
             this.clientNonPersonRepository.save(newClientNonPerson);
         }
@@ -884,12 +908,18 @@ public class ClientWritePlatformServiceJpaRepositoryImpl implements ClientWriteP
                 oldMobileNoForNotification = oldValue;
                 newMobileNoForNotification = newValue;
                 mobileNoChanged = true;
+                // Replacing the number IS the resolution for a DIP/MNRL hit, so close the open
+                // alert here. Left to the officer as a second manual step it would be forgotten,
+                // and the queue would fill with cases that were in fact already dealt with.
+                closeDipAlertForReplacedNumber(oldValue, newValue, clientId);
             }
 
             if (command.isChangeInStringParameterNamed(ClientApiConstants.alternateMobileNoParamName, clientForUpdate.getAlternateMobileNo())) {
                 final String newValue = command.stringValueOfParameterNamed(ClientApiConstants.alternateMobileNoParamName);
+                final String oldAlternate = clientForUpdate.getAlternateMobileNo();
                 changes.put(ClientApiConstants.alternateMobileNoParamName, newValue);
                 clientForUpdate.setAlternateMobileNo(StringUtils.defaultIfEmpty(newValue, null));
+                closeDipAlertForReplacedNumber(oldAlternate, newValue, clientId);
             }
 
             if (command.isChangeInStringParameterNamed(ClientApiConstants.emailAddressParamName, clientForUpdate.getEmailAddress())) {
@@ -1700,6 +1730,82 @@ public class ClientWritePlatformServiceJpaRepositoryImpl implements ClientWriteP
     /*
      * To become a part of a group, group may have set of criteria to be m et before client can become member of it.
      */
+    /**
+     * Refuses onboarding of a name that hits the UN Security Council consolidated list.
+     *
+     * <p>
+     * Applies equally to individuals and non-individuals — the display name covers both, and the
+     * list itself holds INDIVIDUAL and ENTITY records. The only way past this is a false positive
+     * on the same name that the Principal Officer has approved, which is deliberately a different
+     * person's decision from the officer who reviewed the hit.
+     * </p>
+     */
+    private void validateNotSanctioned(final String displayName) {
+        if (StringUtils.isBlank(displayName)) {
+            return;
+        }
+        if (this.sanctionsScreeningService.hasApprovedFalsePositive(displayName)) {
+            return;
+        }
+        // Non-logging check on purpose — see SanctionsScreeningService#isNameSanctioned.
+        if (this.sanctionsScreeningService.isNameSanctioned(displayName)) {
+            throw new GeneralPlatformDomainRuleException("error.msg.client.sanctions.match",
+                    "'" + displayName + "' matched the UN Security Council Consolidated List. Onboarding is blocked until the "
+                            + "Principal Officer clears the alert.",
+                    displayName);
+        }
+    }
+
+    /**
+     * Refuses a mobile number that the DoT Digital Intelligence Platform flagged, unless an
+     * officer explicitly recorded a decision to proceed with a written reason.
+     *
+     * <p>
+     * A number with no lookup on record passes: DIP verification is enforced in the onboarding
+     * flow, and failing here would block every legacy update that merely touches an old client.
+     * What this stops is the case that matters — a number the DoT has actively flagged being
+     * saved because the browser said it was fine.
+     * </p>
+     */
+    /**
+     * Closes any open DIP/MNRL alert on a number that has just been replaced.
+     *
+     * <p>
+     * For an existing customer a flagged number is resolved by obtaining a new one — at which
+     * point the old alert describes a number the bank no longer uses. Closing it here keeps the
+     * decision queue a list of work actually outstanding rather than a growing pile of cases that
+     * were already handled. Failure is logged, never propagated: the client update itself must
+     * not fail because a bookkeeping row could not be stamped.
+     * </p>
+     */
+    private void closeDipAlertForReplacedNumber(final String oldNumber, final String newNumber, final Long clientId) {
+        if (StringUtils.isBlank(oldNumber) || StringUtils.equals(oldNumber, newNumber)) {
+            return;
+        }
+        try {
+            final String reason = StringUtils.isBlank(newNumber)
+                    ? "Number removed from the client record on resolution of the DIP/MNRL alert."
+                    : "Number replaced with " + newNumber + " on resolution of the DIP/MNRL alert.";
+            this.mobileLookupService.closeOpenAlerts(oldNumber.trim(), clientId, reason);
+        } catch (Exception e) {
+            log.error("Could not close DIP alert for replaced number {} on client {}: {}", oldNumber, clientId,
+                    e.getMessage());
+        }
+    }
+
+    private void validateMobileNumberUsable(final String mobileNo, final String parameter) {
+        if (StringUtils.isBlank(mobileNo)) {
+            return;
+        }
+        if (this.mobileLookupService.isMobileNumberUsable(mobileNo.trim())) {
+            return;
+        }
+        throw new GeneralPlatformDomainRuleException("error.msg.client.mobile.dip.flagged",
+                "Mobile number " + mobileNo + " is flagged on the DoT Digital Intelligence Platform. Record a decision "
+                        + "to proceed, with reasons, before saving this client.",
+                parameter);
+    }
+
     private void validateParentGroupRulesBeforeClientActivation(Client client) {
         Integer minNumberOfClients = configurationDomainService.retrieveMinAllowedClientsInGroup();
         Integer maxNumberOfClients = configurationDomainService.retrieveMaxAllowedClientsInGroup();

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/api/BatchRunsApiResource.java

@@ -0,0 +1,102 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.api;
+
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.tags.Tag;
+import jakarta.ws.rs.Consumes;
+import jakarta.ws.rs.GET;
+import jakarta.ws.rs.POST;
+import jakarta.ws.rs.Path;
+import jakarta.ws.rs.PathParam;
+import jakarta.ws.rs.Produces;
+import jakarta.ws.rs.core.MediaType;
+import java.util.Collection;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.commands.domain.CommandWrapper;
+import org.apache.fineract.commands.service.CommandWrapperBuilder;
+import org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.apache.fineract.portfolio.dds.batch.data.BatchRunData;
+import org.apache.fineract.portfolio.dds.batch.service.BatchRunReadPlatformService;
+import org.springframework.stereotype.Component;
+
+@Path("/v1/dds/batchruns")
+@Component
+@Tag(name = "DDS Batch Runs", description = "The Interest/Commission calculate-then-post batch: Generate previews a run's rows without changing any balance; Post applies exactly those previewed rows. A run can only be posted once.")
+@RequiredArgsConstructor
+public class BatchRunsApiResource {
+
+    private static final String RESOURCE_NAME_FOR_PERMISSIONS = "DDSBATCH";
+
+    private final PlatformSecurityContext context;
+    private final BatchRunReadPlatformService readPlatformService;
+    private final PortfolioCommandSourceWritePlatformService commandsSourceWritePlatformService;
+
+    @GET
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve DDS Batch Runs", description = "Returns the list of DDS batch runs, most recent first.")
+    public Collection<BatchRunData> retrieveAll() {
+        context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return readPlatformService.retrieveAll();
+    }
+
+    @GET
+    @Path("{batchRunId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve a DDS Batch Run", description = "Returns the details of a batch run, including its previewed/posted rows.")
+    public BatchRunData retrieveOne(@PathParam("batchRunId") @Parameter(description = "batchRunId") final Long batchRunId) {
+        context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return readPlatformService.retrieveOne(batchRunId);
+    }
+
+    @POST
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Generate a DDS Batch Run", description = "Mandatory fields: jobType (INTEREST_CALCULATION, "
+            + "OD_INTEREST_CALCULATION or COMMISSION_CALCULATION), branchScope (All or Selected), jobDate, agentFrom, agentTo\n"
+            + "\n" + "Optional fields: partyFrom, partyTo (interest jobs only)")
+    public CommandProcessingResult generate(@Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .generateDdsBatchRun() //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+
+    @POST
+    @Path("{batchRunId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Post a DDS Batch Run", description = "Applies exactly the rows a prior Generate call previewed: credits "
+            + "each row's amount to the Party (interest jobs) or to the Agent's running commission total (commission jobs). "
+            + "Fails if the run has already been posted.")
+    public CommandProcessingResult post(@PathParam("batchRunId") @Parameter(description = "batchRunId") final Long batchRunId,
+            @Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .postDdsBatchRun(batchRunId) //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/domain/BatchRunRepository.java

@@ -0,0 +1,25 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.domain;
+
+import org.springframework.data.jpa.repository.JpaRepository;
+
+public interface BatchRunRepository extends JpaRepository<BatchRun, Long> {
+
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/handler/GenerateBatchRunCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.portfolio.dds.batch.service.BatchRunWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "DDSBATCH", action = "GENERATE")
+public class GenerateBatchRunCommandHandler implements NewCommandSourceHandler {
+
+    private final BatchRunWritePlatformService writePlatformService;
+
+    @Autowired
+    public GenerateBatchRunCommandHandler(final BatchRunWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.generateBatchRun(command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/handler/PostBatchRunCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.portfolio.dds.batch.service.BatchRunWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "DDSBATCH", action = "POST")
+public class PostBatchRunCommandHandler implements NewCommandSourceHandler {
+
+    private final BatchRunWritePlatformService writePlatformService;
+
+    @Autowired
+    public PostBatchRunCommandHandler(final BatchRunWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.postBatchRun(command.entityId(), command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/serialization/BatchRunCommandFromApiJsonDeserializer.java

@@ -0,0 +1,106 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.serialization;
+
+import com.google.gson.JsonElement;
+import com.google.gson.reflect.TypeToken;
+import java.lang.reflect.Type;
+import java.util.ArrayList;
+import java.util.Arrays;
+import java.util.HashSet;
+import java.util.List;
+import java.util.Map;
+import java.util.Set;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.data.ApiParameterError;
+import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
+import org.apache.fineract.infrastructure.core.exception.InvalidJsonException;
+import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Component;
+
+@Component
+public final class BatchRunCommandFromApiJsonDeserializer {
+
+    public static final Set<String> SUPPORTED_JOB_TYPES = new HashSet<>(
+            Arrays.asList("INTEREST_CALCULATION", "OD_INTEREST_CALCULATION", "COMMISSION_CALCULATION"));
+
+    private static final Set<String> SUPPORTED_BRANCH_SCOPES = new HashSet<>(Arrays.asList("All", "Selected"));
+
+    private static final Set<String> SUPPORTED_PARAMETERS = new HashSet<>(Arrays.asList("jobType", "branchScope", "officeNames",
+            "jobDate", "agentFrom", "agentTo", "partyFrom", "partyTo", "dateFormat", "locale"));
+
+    private final FromJsonHelper fromApiJsonHelper;
+
+    @Autowired
+    public BatchRunCommandFromApiJsonDeserializer(final FromJsonHelper fromApiJsonHelper) {
+        this.fromApiJsonHelper = fromApiJsonHelper;
+    }
+
+    public void validateForGenerate(final String json) {
+        if (StringUtils.isBlank(json)) {
+            throw new InvalidJsonException();
+        }
+
+        final Type typeOfMap = new TypeToken<Map<String, Object>>() {
+
+        }.getType();
+        this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, SUPPORTED_PARAMETERS);
+
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
+        final DataValidatorBuilder v = new DataValidatorBuilder(dataValidationErrors).resource("ddsbatchrun");
+
+        final JsonElement element = this.fromApiJsonHelper.parse(json);
+
+        v.reset().parameter("jobType").value(this.fromApiJsonHelper.extractStringNamed("jobType", element)).notBlank()
+                .isOneOfTheseStringValues(SUPPORTED_JOB_TYPES.toArray());
+        final String branchScope = this.fromApiJsonHelper.extractStringNamed("branchScope", element);
+        v.reset().parameter("branchScope").value(branchScope).notBlank().isOneOfTheseStringValues(SUPPORTED_BRANCH_SCOPES.toArray());
+
+        if ("Selected".equals(branchScope)) {
+            v.reset().parameter("officeNames").value(this.fromApiJsonHelper.extractJsonArrayNamed("officeNames", element))
+                    .jsonArrayNotEmpty();
+        }
+
+        v.reset().parameter("jobDate").value(this.fromApiJsonHelper.extractLocalDateNamed("jobDate", element)).notNull();
+        v.reset().parameter("agentFrom").value(this.fromApiJsonHelper.extractLongNamed("agentFrom", element)).notNull()
+                .integerGreaterThanZero();
+        v.reset().parameter("agentTo").value(this.fromApiJsonHelper.extractLongNamed("agentTo", element)).notNull()
+                .integerGreaterThanZero();
+
+        if (this.fromApiJsonHelper.parameterExists("partyFrom", element)) {
+            v.reset().parameter("partyFrom").value(this.fromApiJsonHelper.extractLongNamed("partyFrom", element)).ignoreIfNull()
+                    .integerGreaterThanZero();
+        }
+        if (this.fromApiJsonHelper.parameterExists("partyTo", element)) {
+            v.reset().parameter("partyTo").value(this.fromApiJsonHelper.extractLongNamed("partyTo", element)).ignoreIfNull()
+                    .integerGreaterThanZero();
+        }
+
+        throwExceptionIfValidationWarningsExist(dataValidationErrors);
+    }
+
+    private void throwExceptionIfValidationWarningsExist(final List<ApiParameterError> dataValidationErrors) {
+        if (!dataValidationErrors.isEmpty()) {
+            throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.",
+                    dataValidationErrors);
+        }
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/service/BatchRunReadPlatformService.java

@@ -0,0 +1,29 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.service;
+
+import java.util.Collection;
+import org.apache.fineract.portfolio.dds.batch.data.BatchRunData;
+
+public interface BatchRunReadPlatformService {
+
+    Collection<BatchRunData> retrieveAll();
+
+    BatchRunData retrieveOne(Long batchRunId);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/service/BatchRunReadPlatformServiceImpl.java

@@ -0,0 +1,137 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.service;
+
+import java.sql.ResultSet;
+import java.sql.SQLException;
+import java.util.ArrayList;
+import java.util.Collection;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.domain.JdbcSupport;
+import org.apache.fineract.portfolio.dds.batch.data.BatchRunData;
+import org.apache.fineract.portfolio.dds.batch.data.BatchRunRowData;
+import org.apache.fineract.portfolio.dds.batch.exception.BatchRunNotFoundException;
+import org.springframework.dao.EmptyResultDataAccessException;
+import org.springframework.jdbc.core.JdbcTemplate;
+import org.springframework.jdbc.core.RowMapper;
+
+@RequiredArgsConstructor
+public class BatchRunReadPlatformServiceImpl implements BatchRunReadPlatformService {
+
+    private final JdbcTemplate jdbcTemplate;
+
+    private static final BatchRunMapper BATCH_RUN_MAPPER = new BatchRunMapper();
+    private static final BatchRunRowMapper ROW_MAPPER = new BatchRunRowMapper();
+
+    private static final class BatchRunMapper implements RowMapper<BatchRunData> {
+
+        public String schema() {
+            return " b.id as id, b.job_type as jobType, b.branch_scope as branchScope, b.job_date as jobDate, "
+                    + " b.agent_from as agentFrom, b.agent_to as agentTo, b.party_from as partyFrom, "
+                    + " b.party_to as partyTo, b.status as status, b.total_rows as totalRows, b.total_amount as totalAmount, "
+                    + " b.generated_on_date as generatedOnDate, b.posted_on_date as postedOnDate from m_dds_batch_run b";
+        }
+
+        @Override
+        public BatchRunData mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            return BatchRunData.builder() //
+                    .id(rs.getLong("id")) //
+                    .jobType(rs.getString("jobType")) //
+                    .branchScope(rs.getString("branchScope")) //
+                    .jobDate(JdbcSupport.getLocalDate(rs, "jobDate")) //
+                    .agentFrom(rs.getLong("agentFrom")) //
+                    .agentTo(rs.getLong("agentTo")) //
+                    .partyFrom(JdbcSupport.getLong(rs, "partyFrom")) //
+                    .partyTo(JdbcSupport.getLong(rs, "partyTo")) //
+                    .status(rs.getString("status")) //
+                    .totalRows(rs.getInt("totalRows")) //
+                    .totalAmount(rs.getBigDecimal("totalAmount")) //
+                    .generatedOnDate(JdbcSupport.getLocalDate(rs, "generatedOnDate")) //
+                    .postedOnDate(JdbcSupport.getLocalDate(rs, "postedOnDate")) //
+                    .rows(new ArrayList<>()) //
+                    .build();
+        }
+    }
+
+    private static final class BatchRunRowMapper implements RowMapper<Map.Entry<Long, BatchRunRowData>> {
+
+        public String schema() {
+            return " r.batch_run_id as batchRunId, r.id as id, r.party_id as partyId, p.party_code as partyCode, "
+                    + " p.party_name as partyName, r.agent_id as agentId, a.agent_code as agentCode, "
+                    + " r.amount as amount from m_dds_batch_run_row r " + " left join m_dds_party p on p.id = r.party_id "
+                    + " join m_dds_agent a on a.id = r.agent_id";
+        }
+
+        @Override
+        public Map.Entry<Long, BatchRunRowData> mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            final Long batchRunId = rs.getLong("batchRunId");
+            final BatchRunRowData data = BatchRunRowData.builder() //
+                    .id(rs.getLong("id")) //
+                    .partyId(JdbcSupport.getLong(rs, "partyId")) //
+                    .partyCode(rs.getString("partyCode")) //
+                    .partyName(rs.getString("partyName")) //
+                    .agentId(rs.getLong("agentId")) //
+                    .agentCode(rs.getString("agentCode")) //
+                    .amount(rs.getBigDecimal("amount")) //
+                    .build();
+            return Map.entry(batchRunId, data);
+        }
+    }
+
+    @Override
+    public Collection<BatchRunData> retrieveAll() {
+        final String sql = "select " + BATCH_RUN_MAPPER.schema() + " order by b.id desc";
+        final List<BatchRunData> batchRuns = this.jdbcTemplate.query(sql, BATCH_RUN_MAPPER); // NOSONAR
+        return attachRows(batchRuns);
+    }
+
+    @Override
+    public BatchRunData retrieveOne(final Long batchRunId) {
+        try {
+            final String sql = "select " + BATCH_RUN_MAPPER.schema() + " where b.id = ?";
+            final BatchRunData batchRun = this.jdbcTemplate.queryForObject(sql, BATCH_RUN_MAPPER, batchRunId); // NOSONAR
+            return attachRows(List.of(batchRun)).iterator().next();
+        } catch (final EmptyResultDataAccessException e) {
+            throw new BatchRunNotFoundException(batchRunId);
+        }
+    }
+
+    private Collection<BatchRunData> attachRows(final List<BatchRunData> batchRuns) {
+        if (batchRuns.isEmpty()) {
+            return batchRuns;
+        }
+
+        final String sql = "select " + ROW_MAPPER.schema() + " order by r.id";
+        final List<Map.Entry<Long, BatchRunRowData>> rows = this.jdbcTemplate.query(sql, ROW_MAPPER); // NOSONAR
+
+        final Map<Long, List<BatchRunRowData>> rowsByBatchRunId = new LinkedHashMap<>();
+        for (final Map.Entry<Long, BatchRunRowData> row : rows) {
+            rowsByBatchRunId.computeIfAbsent(row.getKey(), k -> new ArrayList<>()).add(row.getValue());
+        }
+
+        final List<BatchRunData> result = new ArrayList<>(batchRuns.size());
+        for (final BatchRunData b : batchRuns) {
+            result.add(b.toBuilder().rows(rowsByBatchRunId.getOrDefault(b.getId(), new ArrayList<>())).build());
+        }
+        return result;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/service/BatchRunWritePlatformService.java

@@ -0,0 +1,29 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.service;
+
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+
+public interface BatchRunWritePlatformService {
+
+    CommandProcessingResult generateBatchRun(JsonCommand command);
+
+    CommandProcessingResult postBatchRun(Long batchRunId, JsonCommand command);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/service/BatchRunWritePlatformServiceJpaRepositoryImpl.java

@@ -0,0 +1,227 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.service;
+
+import com.google.gson.JsonArray;
+import java.math.BigDecimal;
+import java.math.RoundingMode;
+import java.time.LocalDate;
+import java.time.temporal.ChronoUnit;
+import java.util.HashSet;
+import java.util.List;
+import java.util.Set;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
+import org.apache.fineract.organisation.agent.domain.Agent;
+import org.apache.fineract.organisation.agent.domain.AgentRepository;
+import org.apache.fineract.organisation.agent.exception.AgentNotFoundException;
+import org.apache.fineract.organisation.commissionslab.domain.CommissionSlab;
+import org.apache.fineract.organisation.commissionslab.domain.CommissionSlabRepository;
+import org.apache.fineract.portfolio.dds.batch.domain.BatchRun;
+import org.apache.fineract.portfolio.dds.batch.domain.BatchRunRepository;
+import org.apache.fineract.portfolio.dds.batch.domain.BatchRunRow;
+import org.apache.fineract.portfolio.dds.batch.exception.BatchRunAlreadyPostedException;
+import org.apache.fineract.portfolio.dds.batch.exception.BatchRunNotFoundException;
+import org.apache.fineract.portfolio.dds.batch.serialization.BatchRunCommandFromApiJsonDeserializer;
+import org.apache.fineract.portfolio.dds.party.domain.Party;
+import org.apache.fineract.portfolio.dds.party.domain.PartyRepository;
+import org.apache.fineract.portfolio.dds.party.exception.PartyNotFoundException;
+import org.apache.fineract.portfolio.dds.transaction.domain.PartyTransaction;
+import org.apache.fineract.portfolio.dds.transaction.domain.PartyTransactionRepository;
+import org.springframework.transaction.annotation.Transactional;
+
+@RequiredArgsConstructor
+public class BatchRunWritePlatformServiceJpaRepositoryImpl implements BatchRunWritePlatformService {
+
+    private static final BigDecimal DAYS_IN_YEAR = BigDecimal.valueOf(365);
+    private static final BigDecimal HUNDRED = BigDecimal.valueOf(100);
+
+    private final BatchRunCommandFromApiJsonDeserializer fromApiJsonDeserializer;
+    private final BatchRunRepository batchRunRepository;
+    private final PartyRepository partyRepository;
+    private final AgentRepository agentRepository;
+    private final PartyTransactionRepository partyTransactionRepository;
+    private final CommissionSlabRepository commissionSlabRepository;
+
+    @Transactional
+    @Override
+    public CommandProcessingResult generateBatchRun(final JsonCommand command) {
+
+        this.fromApiJsonDeserializer.validateForGenerate(command.json());
+
+        final String jobType = command.stringValueOfParameterNamed("jobType");
+        final String branchScope = command.stringValueOfParameterNamed("branchScope");
+        final LocalDate jobDate = command.localDateValueOfParameterNamed("jobDate");
+        final Long agentFrom = command.longValueOfParameterNamed("agentFrom");
+        final Long agentTo = command.longValueOfParameterNamed("agentTo");
+        final Long partyFrom = command.parameterExists("partyFrom") ? command.longValueOfParameterNamed("partyFrom") : 1L;
+        final Long partyTo = command.parameterExists("partyTo") ? command.longValueOfParameterNamed("partyTo") : Long.MAX_VALUE;
+
+        final Set<String> officeNames = "Selected".equals(branchScope) ? extractOfficeNames(command) : null;
+
+        final BatchRun batchRun = new BatchRun(jobType, branchScope, jobDate, agentFrom, agentTo, partyFrom, partyTo, LocalDate.now());
+
+        switch (jobType) {
+            case "INTEREST_CALCULATION" -> generateInterestRows(batchRun, agentFrom, agentTo, partyFrom, partyTo, jobDate, false,
+                    officeNames);
+            case "OD_INTEREST_CALCULATION" -> generateInterestRows(batchRun, agentFrom, agentTo, partyFrom, partyTo, jobDate, true,
+                    officeNames);
+            case "COMMISSION_CALCULATION" -> generateCommissionRows(batchRun, agentFrom, agentTo, jobDate, officeNames);
+            default -> throw new IllegalStateException("Unsupported DDS batch job type: " + jobType);
+        }
+
+        this.batchRunRepository.saveAndFlush(batchRun);
+
+        return new CommandProcessingResultBuilder() //
+                .withCommandId(command.commandId()) //
+                .withEntityId(batchRun.getId()) //
+                .build();
+    }
+
+    /** Parses the "Branch" checklist selection - null/empty means no filter ("All"). Matched
+     * against Agent.homeBranch by name, since that field is plain text (not a real Office FK)
+     * mirroring the same free-text branch concept the legacy screen itself used. */
+    private Set<String> extractOfficeNames(final JsonCommand command) {
+        if (!command.parameterExists("officeNames")) {
+            return null;
+        }
+        final JsonArray officeNamesArray = command.arrayOfParameterNamed("officeNames");
+        final Set<String> officeNames = new HashSet<>();
+        for (int i = 0; i < officeNamesArray.size(); i++) {
+            officeNames.add(officeNamesArray.get(i).getAsString().trim().toUpperCase());
+        }
+        return officeNames;
+    }
+
+    private boolean matchesSelectedBranch(final String homeBranch, final Set<String> officeNames) {
+        if (officeNames == null || officeNames.isEmpty()) {
+            return true;
+        }
+        return homeBranch != null && officeNames.contains(homeBranch.trim().toUpperCase());
+    }
+
+    private void generateInterestRows(final BatchRun batchRun, final Long agentFrom, final Long agentTo, final Long partyFrom,
+            final Long partyTo, final LocalDate jobDate, final boolean odOnly, final Set<String> officeNames) {
+        final List<Party> parties = odOnly
+                ? this.partyRepository.findForOdInterestBatch(agentFrom, agentTo, partyFrom, partyTo)
+                : this.partyRepository.findForInterestBatch(agentFrom, agentTo, partyFrom, partyTo);
+
+        for (final Party party : parties) {
+            if (!matchesSelectedBranch(party.getAgent().getHomeBranch(), officeNames)) {
+                continue;
+            }
+
+            final BigDecimal rate = party.getInterestRate();
+            final BigDecimal balance = party.getCurrentBalance();
+            if (rate == null || rate.compareTo(BigDecimal.ZERO) <= 0 || balance.compareTo(BigDecimal.ZERO) <= 0) {
+                continue;
+            }
+
+            final LocalDate accrueFrom = party.getInterestDate() != null ? party.getInterestDate() : party.getOpeningDate();
+            final long days = ChronoUnit.DAYS.between(accrueFrom, jobDate);
+            if (days <= 0) {
+                continue;
+            }
+
+            final BigDecimal amount = balance.multiply(rate).multiply(BigDecimal.valueOf(days))
+                    .divide(HUNDRED.multiply(DAYS_IN_YEAR), 6, RoundingMode.HALF_UP).setScale(2, RoundingMode.HALF_UP);
+            if (amount.compareTo(BigDecimal.ZERO) <= 0) {
+                continue;
+            }
+
+            batchRun.addRow(new BatchRunRow(party.getId(), party.getAgent().getId(), amount));
+        }
+    }
+
+    private void generateCommissionRows(final BatchRun batchRun, final Long agentFrom, final Long agentTo, final LocalDate jobDate,
+            final Set<String> officeNames) {
+        final List<Agent> agents = this.agentRepository.findBetweenIds(agentFrom, agentTo);
+
+        for (final Agent agent : agents) {
+            if (!matchesSelectedBranch(agent.getHomeBranch(), officeNames)) {
+                continue;
+            }
+
+            final LocalDate fromDate = agent.getLastCommissionDate() != null ? agent.getLastCommissionDate().plusDays(1)
+                    : agent.getAgentOpeningDate();
+            if (fromDate.isAfter(jobDate)) {
+                continue;
+            }
+
+            final BigDecimal collectionVolume = this.partyTransactionRepository.sumPartyTranCredits(agent.getId(), fromDate, jobDate);
+            if (collectionVolume == null || collectionVolume.compareTo(BigDecimal.ZERO) <= 0) {
+                continue;
+            }
+
+            final List<CommissionSlab> matchingSlabs = this.commissionSlabRepository.findMatchingSlabs("ACCOUNT", collectionVolume);
+            if (matchingSlabs.isEmpty()) {
+                continue;
+            }
+
+            final BigDecimal commissionPercent = matchingSlabs.get(0).getCommissionPercent();
+            final BigDecimal amount = collectionVolume.multiply(commissionPercent).divide(HUNDRED, 2, RoundingMode.HALF_UP);
+            if (amount.compareTo(BigDecimal.ZERO) <= 0) {
+                continue;
+            }
+
+            batchRun.addRow(new BatchRunRow(null, agent.getId(), amount));
+        }
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult postBatchRun(final Long batchRunId, final JsonCommand command) {
+
+        final BatchRun batchRun = this.batchRunRepository.findById(batchRunId).orElseThrow(() -> new BatchRunNotFoundException(batchRunId));
+        if (batchRun.isPosted()) {
+            throw new BatchRunAlreadyPostedException(batchRunId);
+        }
+
+        final boolean isCommissionJob = "COMMISSION_CALCULATION".equals(batchRun.getJobType());
+        final String transactionType = "OD_INTEREST_CALCULATION".equals(batchRun.getJobType()) ? "OD_INTEREST_POST" : "INTEREST_POST";
+
+        for (final BatchRunRow row : batchRun.getRows()) {
+            if (isCommissionJob) {
+                final Agent agent = this.agentRepository.findById(row.getAgentId())
+                        .orElseThrow(() -> new AgentNotFoundException(row.getAgentId()));
+                agent.postCommission(row.getAmount(), batchRun.getJobDate());
+            } else {
+                final Party party = this.partyRepository.findById(row.getPartyId())
+                        .orElseThrow(() -> new PartyNotFoundException(row.getPartyId()));
+                final Agent agent = party.getAgent();
+                final BigDecimal newBalance = party.credit(row.getAmount());
+                party.markInterestCalculatedThrough(batchRun.getJobDate());
+
+                final PartyTransaction transaction = new PartyTransaction(party, agent, batchRun.getJobDate(), transactionType,
+                        "CREDIT", null, null, null, row.getAmount(), null, null, "DDS batch run #" + batchRun.getId(), newBalance);
+                this.partyTransactionRepository.save(transaction);
+            }
+        }
+
+        batchRun.markPosted(LocalDate.now());
+        this.batchRunRepository.saveAndFlush(batchRun);
+
+        return new CommandProcessingResultBuilder() //
+                .withCommandId(command.commandId()) //
+                .withEntityId(batchRunId) //
+                .build();
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/batch/starter/DdsBatchConfiguration.java

@@ -0,0 +1,53 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.batch.starter;
+
+import org.apache.fineract.organisation.commissionslab.domain.CommissionSlabRepository;
+import org.apache.fineract.organisation.agent.domain.AgentRepository;
+import org.apache.fineract.portfolio.dds.batch.domain.BatchRunRepository;
+import org.apache.fineract.portfolio.dds.batch.serialization.BatchRunCommandFromApiJsonDeserializer;
+import org.apache.fineract.portfolio.dds.batch.service.BatchRunReadPlatformService;
+import org.apache.fineract.portfolio.dds.batch.service.BatchRunReadPlatformServiceImpl;
+import org.apache.fineract.portfolio.dds.batch.service.BatchRunWritePlatformService;
+import org.apache.fineract.portfolio.dds.batch.service.BatchRunWritePlatformServiceJpaRepositoryImpl;
+import org.apache.fineract.portfolio.dds.party.domain.PartyRepository;
+import org.apache.fineract.portfolio.dds.transaction.domain.PartyTransactionRepository;
+import org.springframework.boot.autoconfigure.condition.ConditionalOnMissingBean;
+import org.springframework.context.annotation.Bean;
+import org.springframework.context.annotation.Configuration;
+import org.springframework.jdbc.core.JdbcTemplate;
+
+@Configuration
+public class DdsBatchConfiguration {
+
+    @Bean
+    @ConditionalOnMissingBean(BatchRunReadPlatformService.class)
+    public BatchRunReadPlatformService batchRunReadPlatformService(JdbcTemplate jdbcTemplate) {
+        return new BatchRunReadPlatformServiceImpl(jdbcTemplate);
+    }
+
+    @Bean
+    @ConditionalOnMissingBean(BatchRunWritePlatformService.class)
+    public BatchRunWritePlatformService batchRunWritePlatformService(BatchRunCommandFromApiJsonDeserializer fromApiJsonDeserializer,
+            BatchRunRepository batchRunRepository, PartyRepository partyRepository, AgentRepository agentRepository,
+            PartyTransactionRepository partyTransactionRepository, CommissionSlabRepository commissionSlabRepository) {
+        return new BatchRunWritePlatformServiceJpaRepositoryImpl(fromApiJsonDeserializer, batchRunRepository, partyRepository,
+                agentRepository, partyTransactionRepository, commissionSlabRepository);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/api/PartiesApiResource.java

@@ -0,0 +1,128 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.api;
+
+import io.swagger.v3.oas.annotations.Operation;
+import io.swagger.v3.oas.annotations.Parameter;
+import io.swagger.v3.oas.annotations.tags.Tag;
+import jakarta.ws.rs.Consumes;
+import jakarta.ws.rs.GET;
+import jakarta.ws.rs.POST;
+import jakarta.ws.rs.PUT;
+import jakarta.ws.rs.Path;
+import jakarta.ws.rs.PathParam;
+import jakarta.ws.rs.Produces;
+import jakarta.ws.rs.QueryParam;
+import jakarta.ws.rs.core.MediaType;
+import java.util.Collection;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.commands.domain.CommandWrapper;
+import org.apache.fineract.commands.service.CommandWrapperBuilder;
+import org.apache.fineract.commands.service.PortfolioCommandSourceWritePlatformService;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.core.exception.UnrecognizedQueryParamException;
+import org.apache.fineract.infrastructure.security.service.PlatformSecurityContext;
+import org.apache.fineract.portfolio.dds.party.data.PartyData;
+import org.apache.fineract.portfolio.dds.party.service.PartyReadPlatformService;
+import org.springframework.stereotype.Component;
+
+@Path("/v1/dds/parties")
+@Component
+@Tag(name = "DDS Parties", description = "A DDS Party is a customer's daily-deposit scheme account, linked to the Agent who collects for it. Carries the scheme's KYC, terms, two-stage overdue flags and a nominee list.")
+@RequiredArgsConstructor
+public class PartiesApiResource {
+
+    private static final String RESOURCE_NAME_FOR_PERMISSIONS = "PARTY";
+
+    private final PlatformSecurityContext context;
+    private final PartyReadPlatformService readPlatformService;
+    private final PortfolioCommandSourceWritePlatformService commandsSourceWritePlatformService;
+
+    @GET
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve DDS Parties", description = "Returns the list of DDS parties.")
+    public Collection<PartyData> retrieveAll() {
+        context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return readPlatformService.retrieveAll();
+    }
+
+    @GET
+    @Path("{partyId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Retrieve a DDS Party", description = "Returns the details of a DDS party, including its nominees.")
+    public PartyData retrieveOne(@PathParam("partyId") @Parameter(description = "partyId") final Long partyId) {
+        context.authenticatedUser().validateHasReadPermission(RESOURCE_NAME_FOR_PERMISSIONS);
+        return readPlatformService.retrieveOne(partyId);
+    }
+
+    @POST
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Create a DDS Party", description = "Mandatory fields: clientId, agentId, subType, partyName, address1, "
+            + "city, pincode, mobileNoSms, operation, adultMinor, openingDate, dailyDepositAmount, days\n" + "\n"
+            + "Optional fields: lastAccount, nominal, aadharNo, partyName1, address2, address3, gender, panCardNo, telephone, "
+            + "birthDate, occupation, risk, ckycId, minorDate, guardianClientId, minAccountOpt, relation, month, maturityDate, "
+            + "reopenDate, depositAmount, ledgerNo, withdrawType, lien, payDate, paymentAmount, openingBalance, isSmsActive, "
+            + "isEmailActive, interestDate, spDescription, freezeCode, advCode, creditToBranch, creditToAccountType, "
+            + "creditToAccount, nomineeApplicable, nomineeSplitMode, nominees, savingsAccountNo (links this party to an existing, "
+            + "non-closed real savings account of the same client, resolved by account number - omit if the client has none)")
+    public CommandProcessingResult create(@Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .createParty() //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+
+    @PUT
+    @Path("{partyId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Update a DDS Party", description = "Updates the details of a DDS party.")
+    public CommandProcessingResult update(@PathParam("partyId") @Parameter(description = "partyId") final Long partyId,
+            @Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .updateParty(partyId) //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+
+    @POST
+    @Path("{partyId}")
+    @Consumes({ MediaType.APPLICATION_JSON })
+    @Produces({ MediaType.APPLICATION_JSON })
+    @Operation(summary = "Close a DDS Party", description = "command=close is the only supported command. Mandatory field: "
+            + "closeDate. The party's balance must already be zero (settled with a full Withdraw Deposite payout) before it "
+            + "can be closed.")
+    public CommandProcessingResult handleCommand(@PathParam("partyId") @Parameter(description = "partyId") final Long partyId,
+            @QueryParam("command") @Parameter(description = "command") final String commandParam,
+            @Parameter(hidden = true) final String apiRequestBodyAsJson) {
+        if (!"close".equals(commandParam)) {
+            throw new UnrecognizedQueryParamException("command", commandParam);
+        }
+        final CommandWrapper commandRequest = new CommandWrapperBuilder() //
+                .closeParty(partyId) //
+                .withJson(apiRequestBodyAsJson) //
+                .build();
+        return commandsSourceWritePlatformService.logCommandSource(commandRequest);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/domain/PartyRepository.java

@@ -0,0 +1,42 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.domain;
+
+import java.util.List;
+import java.util.Optional;
+import org.springframework.data.jpa.repository.JpaRepository;
+import org.springframework.data.jpa.repository.Query;
+import org.springframework.data.repository.query.Param;
+
+public interface PartyRepository extends JpaRepository<Party, Long> {
+
+    @Query("select coalesce(max(cast(substring(p.partyCode, 3) as long)), 0) from Party p where p.partyCode like 'PT%'")
+    Long retrieveMaxPartyCodeSuffix();
+
+    Optional<Party> findByPartyCode(String partyCode);
+
+    @Query("select p from Party p where p.agent.id between :agentFrom and :agentTo and p.id between :partyFrom and :partyTo")
+    List<Party> findForInterestBatch(@Param("agentFrom") Long agentFrom, @Param("agentTo") Long agentTo,
+            @Param("partyFrom") Long partyFrom, @Param("partyTo") Long partyTo);
+
+    @Query("select p from Party p where p.agent.id between :agentFrom and :agentTo and p.id between :partyFrom and :partyTo "
+            + "and (p.od1Flag = true or p.od2Flag = true)")
+    List<Party> findForOdInterestBatch(@Param("agentFrom") Long agentFrom, @Param("agentTo") Long agentTo,
+            @Param("partyFrom") Long partyFrom, @Param("partyTo") Long partyTo);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/handler/ClosePartyCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.portfolio.dds.party.service.PartyWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "PARTY", action = "CLOSE")
+public class ClosePartyCommandHandler implements NewCommandSourceHandler {
+
+    private final PartyWritePlatformService writePlatformService;
+
+    @Autowired
+    public ClosePartyCommandHandler(final PartyWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.closeParty(command.entityId(), command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/handler/CreatePartyCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.portfolio.dds.party.service.PartyWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "PARTY", action = "CREATE")
+public class CreatePartyCommandHandler implements NewCommandSourceHandler {
+
+    private final PartyWritePlatformService writePlatformService;
+
+    @Autowired
+    public CreatePartyCommandHandler(final PartyWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.createParty(command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/handler/UpdatePartyCommandHandler.java

@@ -0,0 +1,46 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.handler;
+
+import org.apache.fineract.commands.annotation.CommandType;
+import org.apache.fineract.commands.handler.NewCommandSourceHandler;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.portfolio.dds.party.service.PartyWritePlatformService;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Transactional;
+
+@Service
+@CommandType(entity = "PARTY", action = "UPDATE")
+public class UpdatePartyCommandHandler implements NewCommandSourceHandler {
+
+    private final PartyWritePlatformService writePlatformService;
+
+    @Autowired
+    public UpdatePartyCommandHandler(final PartyWritePlatformService writePlatformService) {
+        this.writePlatformService = writePlatformService;
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult processCommand(final JsonCommand command) {
+        return this.writePlatformService.updateParty(command.entityId(), command);
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/serialization/PartyCommandFromApiJsonDeserializer.java

@@ -0,0 +1,294 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.serialization;
+
+import com.google.gson.JsonElement;
+import com.google.gson.JsonObject;
+import com.google.gson.reflect.TypeToken;
+import java.lang.reflect.Type;
+import java.util.ArrayList;
+import java.util.Arrays;
+import java.util.HashSet;
+import java.util.List;
+import java.util.Map;
+import java.util.Set;
+import org.apache.commons.lang3.StringUtils;
+import org.apache.fineract.infrastructure.core.data.ApiParameterError;
+import org.apache.fineract.infrastructure.core.data.DataValidatorBuilder;
+import org.apache.fineract.infrastructure.core.exception.InvalidJsonException;
+import org.apache.fineract.infrastructure.core.exception.PlatformApiDataValidationException;
+import org.apache.fineract.infrastructure.core.serialization.FromJsonHelper;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Component;
+
+@Component
+public final class PartyCommandFromApiJsonDeserializer {
+
+    private static final Set<String> SUPPORTED_PARAMETERS = new HashSet<>(Arrays.asList("clientId", "agentId", "subType",
+            "lastAccount", "nominal", "aadharNo", "partyName", "partyName1", "address1", "address2", "address3", "city", "pincode",
+            "gender", "panCardNo", "telephone", "mobileNoSms", "operation", "birthDate", "occupation", "risk", "ckycId", "adultMinor",
+            "minorDate", "guardianClientId", "minAccountOpt", "relation", "openingDate", "month", "maturityDate", "reopenDate",
+            "depositAmount", "dailyDepositAmount", "days", "ledgerNo", "interestRate", "withdrawType", "lien", "payDate",
+            "paymentAmount", "openingBalance", "isSmsActive", "isEmailActive", "interestDate", "spDescription", "freezeCode", "advCode",
+            "creditToBranch", "creditToAccountType", "creditToAccount", "nomineeApplicable", "nomineeSplitMode", "nominees",
+            "savingsAccountNo", "dateFormat", "locale"));
+
+    private static final Set<String> SUPPORTED_NOMINEE_PARAMETERS = new HashSet<>(
+            Arrays.asList("nominationDate", "name", "mobileNo", "birthDate", "minor", "relation", "gender", "guardianName"));
+
+    private final FromJsonHelper fromApiJsonHelper;
+
+    @Autowired
+    public PartyCommandFromApiJsonDeserializer(final FromJsonHelper fromApiJsonHelper) {
+        this.fromApiJsonHelper = fromApiJsonHelper;
+    }
+
+    public void validateForCreate(final String json) {
+        if (StringUtils.isBlank(json)) {
+            throw new InvalidJsonException();
+        }
+
+        final Type typeOfMap = new TypeToken<Map<String, Object>>() {
+
+        }.getType();
+        this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, SUPPORTED_PARAMETERS);
+
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
+        final DataValidatorBuilder v = new DataValidatorBuilder(dataValidationErrors).resource("party");
+
+        final JsonElement element = this.fromApiJsonHelper.parse(json);
+
+        v.reset().parameter("clientId").value(this.fromApiJsonHelper.extractLongNamed("clientId", element)).notNull()
+                .integerGreaterThanZero();
+        v.reset().parameter("agentId").value(this.fromApiJsonHelper.extractLongNamed("agentId", element)).notNull()
+                .integerGreaterThanZero();
+        v.reset().parameter("subType").value(this.fromApiJsonHelper.extractStringNamed("subType", element)).notBlank()
+                .notExceedingLengthOf(60);
+        v.reset().parameter("partyName").value(this.fromApiJsonHelper.extractStringNamed("partyName", element)).notBlank()
+                .notExceedingLengthOf(100);
+        v.reset().parameter("address1").value(this.fromApiJsonHelper.extractStringNamed("address1", element)).notBlank()
+                .notExceedingLengthOf(200);
+        v.reset().parameter("city").value(this.fromApiJsonHelper.extractStringNamed("city", element)).notBlank()
+                .notExceedingLengthOf(100);
+        v.reset().parameter("pincode").value(this.fromApiJsonHelper.extractStringNamed("pincode", element)).notBlank()
+                .notExceedingLengthOf(20);
+        v.reset().parameter("mobileNoSms").value(this.fromApiJsonHelper.extractStringNamed("mobileNoSms", element)).notBlank()
+                .notExceedingLengthOf(20);
+        v.reset().parameter("operation").value(this.fromApiJsonHelper.extractStringNamed("operation", element)).notBlank()
+                .notExceedingLengthOf(20);
+        v.reset().parameter("adultMinor").value(this.fromApiJsonHelper.extractStringNamed("adultMinor", element)).notBlank()
+                .notExceedingLengthOf(20);
+        v.reset().parameter("openingDate").value(this.fromApiJsonHelper.extractLocalDateNamed("openingDate", element)).notNull();
+        v.reset().parameter("dailyDepositAmount").value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("dailyDepositAmount", element))
+                .notNull().positiveAmount();
+        v.reset().parameter("days").value(this.fromApiJsonHelper.extractIntegerSansLocaleNamed("days", element)).notNull()
+                .integerGreaterThanZero();
+
+        validateOptionalFields(element, v);
+
+        if (this.fromApiJsonHelper.parameterExists("nominees", element)) {
+            validateNominees(element.getAsJsonObject(), dataValidationErrors);
+        }
+
+        throwExceptionIfValidationWarningsExist(dataValidationErrors);
+    }
+
+    public void validateForUpdate(final String json) {
+        if (StringUtils.isBlank(json)) {
+            throw new InvalidJsonException();
+        }
+
+        final Type typeOfMap = new TypeToken<Map<String, Object>>() {
+
+        }.getType();
+        this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, SUPPORTED_PARAMETERS);
+
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
+        final DataValidatorBuilder v = new DataValidatorBuilder(dataValidationErrors).resource("party");
+
+        final JsonElement element = this.fromApiJsonHelper.parse(json);
+
+        if (this.fromApiJsonHelper.parameterExists("clientId", element)) {
+            v.reset().parameter("clientId").value(this.fromApiJsonHelper.extractLongNamed("clientId", element)).notNull()
+                    .integerGreaterThanZero();
+        }
+        if (this.fromApiJsonHelper.parameterExists("agentId", element)) {
+            v.reset().parameter("agentId").value(this.fromApiJsonHelper.extractLongNamed("agentId", element)).notNull()
+                    .integerGreaterThanZero();
+        }
+        if (this.fromApiJsonHelper.parameterExists("subType", element)) {
+            v.reset().parameter("subType").value(this.fromApiJsonHelper.extractStringNamed("subType", element)).notBlank()
+                    .notExceedingLengthOf(60);
+        }
+        if (this.fromApiJsonHelper.parameterExists("partyName", element)) {
+            v.reset().parameter("partyName").value(this.fromApiJsonHelper.extractStringNamed("partyName", element)).notBlank()
+                    .notExceedingLengthOf(100);
+        }
+        if (this.fromApiJsonHelper.parameterExists("address1", element)) {
+            v.reset().parameter("address1").value(this.fromApiJsonHelper.extractStringNamed("address1", element)).notBlank()
+                    .notExceedingLengthOf(200);
+        }
+        if (this.fromApiJsonHelper.parameterExists("city", element)) {
+            v.reset().parameter("city").value(this.fromApiJsonHelper.extractStringNamed("city", element)).notBlank()
+                    .notExceedingLengthOf(100);
+        }
+        if (this.fromApiJsonHelper.parameterExists("pincode", element)) {
+            v.reset().parameter("pincode").value(this.fromApiJsonHelper.extractStringNamed("pincode", element)).notBlank()
+                    .notExceedingLengthOf(20);
+        }
+        if (this.fromApiJsonHelper.parameterExists("mobileNoSms", element)) {
+            v.reset().parameter("mobileNoSms").value(this.fromApiJsonHelper.extractStringNamed("mobileNoSms", element)).notBlank()
+                    .notExceedingLengthOf(20);
+        }
+        if (this.fromApiJsonHelper.parameterExists("operation", element)) {
+            v.reset().parameter("operation").value(this.fromApiJsonHelper.extractStringNamed("operation", element)).notBlank()
+                    .notExceedingLengthOf(20);
+        }
+        if (this.fromApiJsonHelper.parameterExists("adultMinor", element)) {
+            v.reset().parameter("adultMinor").value(this.fromApiJsonHelper.extractStringNamed("adultMinor", element)).notBlank()
+                    .notExceedingLengthOf(20);
+        }
+        if (this.fromApiJsonHelper.parameterExists("openingDate", element)) {
+            v.reset().parameter("openingDate").value(this.fromApiJsonHelper.extractLocalDateNamed("openingDate", element)).notNull();
+        }
+        if (this.fromApiJsonHelper.parameterExists("dailyDepositAmount", element)) {
+            v.reset().parameter("dailyDepositAmount")
+                    .value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("dailyDepositAmount", element)).notNull()
+                    .positiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists("days", element)) {
+            v.reset().parameter("days").value(this.fromApiJsonHelper.extractIntegerSansLocaleNamed("days", element)).notNull()
+                    .integerGreaterThanZero();
+        }
+
+        validateOptionalFields(element, v);
+
+        if (this.fromApiJsonHelper.parameterExists("nominees", element)) {
+            validateNominees(element.getAsJsonObject(), dataValidationErrors);
+        }
+
+        throwExceptionIfValidationWarningsExist(dataValidationErrors);
+    }
+
+    public void validateForClose(final String json) {
+        if (StringUtils.isBlank(json)) {
+            throw new InvalidJsonException();
+        }
+
+        final Type typeOfMap = new TypeToken<Map<String, Object>>() {
+
+        }.getType();
+        this.fromApiJsonHelper.checkForUnsupportedParameters(typeOfMap, json, Set.of("closeDate", "dateFormat", "locale"));
+
+        final List<ApiParameterError> dataValidationErrors = new ArrayList<>();
+        final DataValidatorBuilder v = new DataValidatorBuilder(dataValidationErrors).resource("party");
+
+        final JsonElement element = this.fromApiJsonHelper.parse(json);
+        v.reset().parameter("closeDate").value(this.fromApiJsonHelper.extractLocalDateNamed("closeDate", element)).notNull();
+
+        throwExceptionIfValidationWarningsExist(dataValidationErrors);
+    }
+
+    private void validateOptionalFields(final JsonElement element, final DataValidatorBuilder v) {
+        optionalString(element, v, "lastAccount", 50);
+        optionalString(element, v, "aadharNo", 20);
+        optionalString(element, v, "partyName1", 100);
+        optionalString(element, v, "address2", 200);
+        optionalString(element, v, "address3", 200);
+        optionalString(element, v, "gender", 20);
+        optionalString(element, v, "panCardNo", 20);
+        optionalString(element, v, "telephone", 20);
+        optionalString(element, v, "occupation", 40);
+        optionalString(element, v, "risk", 20);
+        optionalString(element, v, "ckycId", 40);
+        optionalString(element, v, "minAccountOpt", 40);
+        optionalString(element, v, "relation", 40);
+        optionalString(element, v, "ledgerNo", 40);
+        optionalString(element, v, "withdrawType", 20);
+        optionalString(element, v, "spDescription", 500);
+        optionalString(element, v, "freezeCode", 20);
+        optionalString(element, v, "advCode", 40);
+        optionalString(element, v, "creditToBranch", 100);
+        optionalString(element, v, "creditToAccountType", 100);
+        optionalString(element, v, "creditToAccount", 50);
+        optionalString(element, v, "nomineeSplitMode", 20);
+        optionalString(element, v, "savingsAccountNo", 20);
+
+        if (this.fromApiJsonHelper.parameterExists("guardianClientId", element)) {
+            v.reset().parameter("guardianClientId").value(this.fromApiJsonHelper.extractLongNamed("guardianClientId", element))
+                    .ignoreIfNull().integerGreaterThanZero();
+        }
+        if (this.fromApiJsonHelper.parameterExists("month", element)) {
+            v.reset().parameter("month").value(this.fromApiJsonHelper.extractIntegerSansLocaleNamed("month", element)).ignoreIfNull()
+                    .integerGreaterThanZero();
+        }
+        if (this.fromApiJsonHelper.parameterExists("depositAmount", element)) {
+            v.reset().parameter("depositAmount").value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("depositAmount", element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists("paymentAmount", element)) {
+            v.reset().parameter("paymentAmount")
+                    .value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("paymentAmount", element)).ignoreIfNull()
+                    .zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists("openingBalance", element)) {
+            v.reset().parameter("openingBalance")
+                    .value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("openingBalance", element)).ignoreIfNull()
+                    .zeroOrPositiveAmount();
+        }
+        if (this.fromApiJsonHelper.parameterExists("interestRate", element)) {
+            v.reset().parameter("interestRate").value(this.fromApiJsonHelper.extractBigDecimalWithLocaleNamed("interestRate", element))
+                    .ignoreIfNull().zeroOrPositiveAmount();
+        }
+    }
+
+    private void optionalString(final JsonElement element, final DataValidatorBuilder v, final String paramName, final int maxLength) {
+        if (this.fromApiJsonHelper.parameterExists(paramName, element)) {
+            v.reset().parameter(paramName).value(this.fromApiJsonHelper.extractStringNamed(paramName, element)).ignoreIfNull()
+                    .notExceedingLengthOf(maxLength);
+        }
+    }
+
+    private void validateNominees(final JsonObject topLevelJson, final List<ApiParameterError> dataValidationErrors) {
+        final DataValidatorBuilder v = new DataValidatorBuilder(dataValidationErrors).resource("party.nominee");
+        final var nomineesArray = topLevelJson.getAsJsonArray("nominees");
+        for (int i = 0; i < nomineesArray.size(); i++) {
+            final JsonObject nomineeJson = nomineesArray.get(i).getAsJsonObject();
+            this.fromApiJsonHelper.checkForUnsupportedParameters(nomineeJson, SUPPORTED_NOMINEE_PARAMETERS);
+
+            v.reset().parameterAtIndexArray("nominationDate", i).value(extractString(nomineeJson, "nominationDate")).notBlank();
+            v.reset().parameterAtIndexArray("name", i).value(extractString(nomineeJson, "name")).notBlank().notExceedingLengthOf(100);
+            v.reset().parameterAtIndexArray("relation", i).value(extractString(nomineeJson, "relation")).notBlank()
+                    .notExceedingLengthOf(40);
+            v.reset().parameterAtIndexArray("gender", i).value(extractString(nomineeJson, "gender")).notBlank()
+                    .notExceedingLengthOf(20);
+        }
+    }
+
+    private String extractString(final JsonObject json, final String paramName) {
+        return json.has(paramName) && !json.get(paramName).isJsonNull() ? json.get(paramName).getAsString() : null;
+    }
+
+    private void throwExceptionIfValidationWarningsExist(final List<ApiParameterError> dataValidationErrors) {
+        if (!dataValidationErrors.isEmpty()) {
+            throw new PlatformApiDataValidationException("validation.msg.validation.errors.exist", "Validation errors exist.",
+                    dataValidationErrors);
+        }
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/service/PartyReadPlatformService.java

@@ -0,0 +1,29 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.service;
+
+import java.util.Collection;
+import org.apache.fineract.portfolio.dds.party.data.PartyData;
+
+public interface PartyReadPlatformService {
+
+    Collection<PartyData> retrieveAll();
+
+    PartyData retrieveOne(Long partyId);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/service/PartyReadPlatformServiceImpl.java

@@ -0,0 +1,199 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.service;
+
+import java.sql.ResultSet;
+import java.sql.SQLException;
+import java.util.ArrayList;
+import java.util.Collection;
+import java.util.LinkedHashMap;
+import java.util.List;
+import java.util.Map;
+import lombok.RequiredArgsConstructor;
+import org.apache.fineract.infrastructure.core.domain.JdbcSupport;
+import org.apache.fineract.portfolio.dds.party.data.PartyData;
+import org.apache.fineract.portfolio.dds.party.data.PartyNomineeData;
+import org.apache.fineract.portfolio.dds.party.exception.PartyNotFoundException;
+import org.springframework.dao.EmptyResultDataAccessException;
+import org.springframework.jdbc.core.JdbcTemplate;
+import org.springframework.jdbc.core.RowMapper;
+
+@RequiredArgsConstructor
+public class PartyReadPlatformServiceImpl implements PartyReadPlatformService {
+
+    private final JdbcTemplate jdbcTemplate;
+
+    private static final PartyMapper PARTY_MAPPER = new PartyMapper();
+    private static final PartyNomineeMapper NOMINEE_MAPPER = new PartyNomineeMapper();
+
+    private static final class PartyMapper implements RowMapper<PartyData> {
+
+        public String schema() {
+            return " p.id as id, p.client_id as clientId, c.display_name as clientName, p.agent_id as agentId, "
+                    + " a.agent_code as agentCode, a.agent_name as agentName, p.savings_account_id as savingsAccountId, "
+                    + " p.sub_type as subType, p.party_code as partyCode, p.last_account as lastAccount, p.nominal as nominal, "
+                    + " p.aadhar_no as aadharNo, p.party_name as partyName, p.party_name1 as partyName1, p.address1 as address1, "
+                    + " p.address2 as address2, p.address3 as address3, p.city as city, p.pincode as pincode, p.gender as gender, "
+                    + " p.pan_card_no as panCardNo, p.telephone as telephone, p.mobile_no_sms as mobileNoSms, p.operation as operation, "
+                    + " p.birth_date as birthDate, p.occupation as occupation, p.risk as risk, p.ckyc_id as ckycId, "
+                    + " p.adult_minor as adultMinor, p.minor_date as minorDate, p.guardian_client_id as guardianClientId, "
+                    + " p.min_account_opt as minAccountOpt, p.relation as relation, p.opening_date as openingDate, "
+                    + " p.months as month, p.maturity_date as maturityDate, p.reopen_date as reopenDate, "
+                    + " p.deposit_amount as depositAmount, p.daily_deposit_amount as dailyDepositAmount, p.days as days, "
+                    + " p.ledger_no as ledgerNo, p.maturity_amount as maturityAmount, p.interest_rate as interestRate, "
+                    + " p.withdraw_type as withdrawType, p.od1_flag as od1Flag, p.od2_flag as od2Flag, p.lien as lien, "
+                    + " p.pay_date as payDate, p.payment_amount as paymentAmount, p.current_balance as currentBalance, "
+                    + " p.opening_balance as openingBalance, p.is_sms_active as isSmsActive, p.is_email_active as isEmailActive, "
+                    + " p.interest_calc as interestCalc, p.interest_date as interestDate, p.sp_description as spDescription, "
+                    + " p.freeze_code as freezeCode, p.adv_code as advCode, p.credit_to_branch as creditToBranch, "
+                    + " p.credit_to_account_type as creditToAccountType, p.credit_to_account as creditToAccount, "
+                    + " p.nominee_applicable as nomineeApplicable, p.nominee_split_mode as nomineeSplitMode, "
+                    + " p.status as status, p.close_date as closeDate "
+                    + " from m_dds_party p join m_client c on c.id = p.client_id join m_dds_agent a on a.id = p.agent_id";
+        }
+
+        @Override
+        public PartyData mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            return PartyData.builder() //
+                    .id(rs.getLong("id")) //
+                    .clientId(rs.getLong("clientId")) //
+                    .clientName(rs.getString("clientName")) //
+                    .agentId(rs.getLong("agentId")) //
+                    .agentCode(rs.getString("agentCode")) //
+                    .agentName(rs.getString("agentName")) //
+                    .savingsAccountId(JdbcSupport.getLong(rs, "savingsAccountId")) //
+                    .subType(rs.getString("subType")) //
+                    .partyCode(rs.getString("partyCode")) //
+                    .lastAccount(rs.getString("lastAccount")) //
+                    .nominal(rs.getBoolean("nominal")) //
+                    .aadharNo(rs.getString("aadharNo")) //
+                    .partyName(rs.getString("partyName")) //
+                    .partyName1(rs.getString("partyName1")) //
+                    .address1(rs.getString("address1")) //
+                    .address2(rs.getString("address2")) //
+                    .address3(rs.getString("address3")) //
+                    .city(rs.getString("city")) //
+                    .pincode(rs.getString("pincode")) //
+                    .gender(rs.getString("gender")) //
+                    .panCardNo(rs.getString("panCardNo")) //
+                    .telephone(rs.getString("telephone")) //
+                    .mobileNoSms(rs.getString("mobileNoSms")) //
+                    .operation(rs.getString("operation")) //
+                    .birthDate(JdbcSupport.getLocalDate(rs, "birthDate")) //
+                    .occupation(rs.getString("occupation")) //
+                    .risk(rs.getString("risk")) //
+                    .ckycId(rs.getString("ckycId")) //
+                    .adultMinor(rs.getString("adultMinor")) //
+                    .minorDate(JdbcSupport.getLocalDate(rs, "minorDate")) //
+                    .guardianClientId(JdbcSupport.getLong(rs, "guardianClientId")) //
+                    .minAccountOpt(rs.getString("minAccountOpt")) //
+                    .relation(rs.getString("relation")) //
+                    .openingDate(JdbcSupport.getLocalDate(rs, "openingDate")) //
+                    .month(JdbcSupport.getInteger(rs, "month")) //
+                    .maturityDate(JdbcSupport.getLocalDate(rs, "maturityDate")) //
+                    .reopenDate(JdbcSupport.getLocalDate(rs, "reopenDate")) //
+                    .depositAmount(rs.getBigDecimal("depositAmount")) //
+                    .dailyDepositAmount(rs.getBigDecimal("dailyDepositAmount")) //
+                    .days(JdbcSupport.getInteger(rs, "days")) //
+                    .ledgerNo(rs.getString("ledgerNo")) //
+                    .maturityAmount(rs.getBigDecimal("maturityAmount")) //
+                    .interestRate(rs.getBigDecimal("interestRate")) //
+                    .withdrawType(rs.getString("withdrawType")) //
+                    .od1Flag(rs.getBoolean("od1Flag")) //
+                    .od2Flag(rs.getBoolean("od2Flag")) //
+                    .lien(rs.getBoolean("lien")) //
+                    .payDate(JdbcSupport.getLocalDate(rs, "payDate")) //
+                    .paymentAmount(rs.getBigDecimal("paymentAmount")) //
+                    .currentBalance(rs.getBigDecimal("currentBalance")) //
+                    .openingBalance(rs.getBigDecimal("openingBalance")) //
+                    .isSmsActive(rs.getBoolean("isSmsActive")) //
+                    .isEmailActive(rs.getBoolean("isEmailActive")) //
+                    .interestCalc(rs.getBigDecimal("interestCalc")) //
+                    .interestDate(JdbcSupport.getLocalDate(rs, "interestDate")) //
+                    .spDescription(rs.getString("spDescription")) //
+                    .freezeCode(rs.getString("freezeCode")) //
+                    .advCode(rs.getString("advCode")) //
+                    .creditToBranch(rs.getString("creditToBranch")) //
+                    .creditToAccountType(rs.getString("creditToAccountType")) //
+                    .creditToAccount(rs.getString("creditToAccount")) //
+                    .nomineeApplicable(rs.getBoolean("nomineeApplicable")) //
+                    .nomineeSplitMode(rs.getString("nomineeSplitMode")) //
+                    .status(rs.getString("status")) //
+                    .closeDate(JdbcSupport.getLocalDate(rs, "closeDate")) //
+                    .nominees(new ArrayList<>()) //
+                    .build();
+        }
+    }
+
+    private static final class PartyNomineeMapper implements RowMapper<Map.Entry<Long, PartyNomineeData>> {
+
+        public String schema() {
+            return " n.party_id as partyId, n.id as id, n.nomination_date as nominationDate, n.name as name, "
+                    + " n.mobile_no as mobileNo, n.birth_date as birthDate, n.minor as minor, n.relation as relation, "
+                    + " n.gender as gender, n.guardian_name as guardianName from m_dds_party_nominee n";
+        }
+
+        @Override
+        public Map.Entry<Long, PartyNomineeData> mapRow(final ResultSet rs, final int rowNum) throws SQLException {
+            final Long partyId = rs.getLong("partyId");
+            final PartyNomineeData data = PartyNomineeData.instance(rs.getLong("id"), JdbcSupport.getLocalDate(rs, "nominationDate"),
+                    rs.getString("name"), rs.getString("mobileNo"), JdbcSupport.getLocalDate(rs, "birthDate"), rs.getBoolean("minor"),
+                    rs.getString("relation"), rs.getString("gender"), rs.getString("guardianName"));
+            return Map.entry(partyId, data);
+        }
+    }
+
+    @Override
+    public Collection<PartyData> retrieveAll() {
+        final String sql = "select " + PARTY_MAPPER.schema() + " order by p.id";
+        final List<PartyData> parties = this.jdbcTemplate.query(sql, PARTY_MAPPER); // NOSONAR
+        return attachNominees(parties);
+    }
+
+    @Override
+    public PartyData retrieveOne(final Long partyId) {
+        try {
+            final String sql = "select " + PARTY_MAPPER.schema() + " where p.id = ?";
+            final PartyData party = this.jdbcTemplate.queryForObject(sql, PARTY_MAPPER, partyId); // NOSONAR
+            return attachNominees(List.of(party)).iterator().next();
+        } catch (final EmptyResultDataAccessException e) {
+            throw new PartyNotFoundException(partyId, e);
+        }
+    }
+
+    private Collection<PartyData> attachNominees(final List<PartyData> parties) {
+        if (parties.isEmpty()) {
+            return parties;
+        }
+
+        final String sql = "select " + NOMINEE_MAPPER.schema() + " order by n.id";
+        final List<Map.Entry<Long, PartyNomineeData>> rows = this.jdbcTemplate.query(sql, NOMINEE_MAPPER); // NOSONAR
+
+        final Map<Long, List<PartyNomineeData>> nomineesByPartyId = new LinkedHashMap<>();
+        for (final Map.Entry<Long, PartyNomineeData> row : rows) {
+            nomineesByPartyId.computeIfAbsent(row.getKey(), k -> new ArrayList<>()).add(row.getValue());
+        }
+
+        final List<PartyData> result = new ArrayList<>(parties.size());
+        for (final PartyData p : parties) {
+            result.add(p.toBuilder().nominees(nomineesByPartyId.getOrDefault(p.getId(), new ArrayList<>())).build());
+        }
+        return result;
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/service/PartyWritePlatformService.java

@@ -0,0 +1,31 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.service;
+
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+
+public interface PartyWritePlatformService {
+
+    CommandProcessingResult createParty(JsonCommand command);
+
+    CommandProcessingResult updateParty(Long partyId, JsonCommand command);
+
+    CommandProcessingResult closeParty(Long partyId, JsonCommand command);
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/service/PartyWritePlatformServiceJpaRepositoryImpl.java

@@ -0,0 +1,235 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.service;
+
+import com.google.gson.JsonArray;
+import com.google.gson.JsonObject;
+import jakarta.persistence.PersistenceException;
+import java.math.BigDecimal;
+import java.time.LocalDate;
+import java.util.Map;
+import lombok.RequiredArgsConstructor;
+import lombok.extern.slf4j.Slf4j;
+import org.apache.commons.lang3.exception.ExceptionUtils;
+import org.apache.fineract.infrastructure.core.api.JsonCommand;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResult;
+import org.apache.fineract.infrastructure.core.data.CommandProcessingResultBuilder;
+import org.apache.fineract.infrastructure.core.exception.ErrorHandler;
+import org.apache.fineract.infrastructure.core.exception.PlatformDataIntegrityException;
+import org.apache.fineract.organisation.agent.domain.Agent;
+import org.apache.fineract.organisation.agent.domain.AgentRepository;
+import org.apache.fineract.organisation.agent.exception.AgentNotFoundException;
+import org.apache.fineract.portfolio.client.domain.Client;
+import org.apache.fineract.portfolio.client.domain.ClientRepositoryWrapper;
+import org.apache.fineract.portfolio.dds.party.domain.Party;
+import org.apache.fineract.portfolio.dds.party.domain.PartyNominee;
+import org.apache.fineract.portfolio.dds.party.domain.PartyRepository;
+import org.apache.fineract.portfolio.dds.party.exception.PartyAlreadyClosedException;
+import org.apache.fineract.portfolio.dds.party.exception.PartyHasBalanceException;
+import org.apache.fineract.portfolio.dds.party.exception.PartyNotFoundException;
+import org.apache.fineract.portfolio.dds.party.exception.PartySavingsAccountClientMismatchException;
+import org.apache.fineract.portfolio.dds.party.exception.PartySavingsAccountNotFoundException;
+import org.apache.fineract.portfolio.dds.party.serialization.PartyCommandFromApiJsonDeserializer;
+import org.apache.fineract.portfolio.savings.domain.SavingsAccount;
+import org.apache.fineract.portfolio.savings.domain.SavingsAccountRepository;
+import org.springframework.dao.DataIntegrityViolationException;
+import org.springframework.orm.jpa.JpaSystemException;
+import org.springframework.transaction.annotation.Transactional;
+
+@Slf4j
+@RequiredArgsConstructor
+public class PartyWritePlatformServiceJpaRepositoryImpl implements PartyWritePlatformService {
+
+    private final PartyCommandFromApiJsonDeserializer fromApiJsonDeserializer;
+    private final PartyRepository partyRepository;
+    private final AgentRepository agentRepository;
+    private final ClientRepositoryWrapper clientRepositoryWrapper;
+    private final SavingsAccountRepository savingsAccountRepository;
+
+    @Transactional
+    @Override
+    public CommandProcessingResult createParty(final JsonCommand command) {
+
+        try {
+            this.fromApiJsonDeserializer.validateForCreate(command.json());
+
+            final Long clientId = command.longValueOfParameterNamed("clientId");
+            final Client client = this.clientRepositoryWrapper.findOneWithNotFoundDetection(clientId);
+
+            final Long agentId = command.longValueOfParameterNamed("agentId");
+            final Agent agent = this.agentRepository.findById(agentId)
+                    .orElseThrow(() -> new AgentNotFoundException(agentId));
+
+            final String partyCode = generateNextPartyCode();
+            final Party party = Party.fromJson(client, agent, partyCode, command);
+
+            linkSavingsAccountIfProvided(party, clientId, command);
+            addNomineesFromCommand(party, command);
+
+            this.partyRepository.saveAndFlush(party);
+
+            return new CommandProcessingResultBuilder() //
+                    .withCommandId(command.commandId()) //
+                    .withEntityId(party.getId()) //
+                    .build();
+        } catch (final JpaSystemException | DataIntegrityViolationException dve) {
+            handleDataIntegrityIssues(dve.getMostSpecificCause(), dve);
+            return CommandProcessingResult.empty();
+        } catch (final PersistenceException dve) {
+            Throwable throwable = ExceptionUtils.getRootCause(dve.getCause());
+            handleDataIntegrityIssues(throwable, dve);
+            return CommandProcessingResult.empty();
+        }
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult updateParty(final Long partyId, final JsonCommand command) {
+
+        try {
+            this.fromApiJsonDeserializer.validateForUpdate(command.json());
+
+            final Party partyForUpdate = this.partyRepository.findById(partyId).orElseThrow(() -> new PartyNotFoundException(partyId));
+            final Map<String, Object> changesOnly = partyForUpdate.update(command);
+
+            if (changesOnly.containsKey("clientId")) {
+                final Long newClientId = (Long) changesOnly.get("clientId");
+                final Client newClient = this.clientRepositoryWrapper.findOneWithNotFoundDetection(newClientId);
+                partyForUpdate.changeClient(newClient);
+            }
+
+            if (changesOnly.containsKey("agentId")) {
+                final Long newAgentId = (Long) changesOnly.get("agentId");
+                final Agent newAgent = this.agentRepository.findById(newAgentId)
+                        .orElseThrow(() -> new AgentNotFoundException(newAgentId));
+                partyForUpdate.changeAgent(newAgent);
+            }
+
+            if (command.parameterExists("nominees")) {
+                partyForUpdate.resetNominees();
+                addNomineesFromCommand(partyForUpdate, command);
+                changesOnly.put("nominees", command.jsonFragment("nominees"));
+            }
+
+            linkSavingsAccountIfProvided(partyForUpdate, partyForUpdate.clientId(), command);
+
+            this.partyRepository.saveAndFlush(partyForUpdate);
+
+            return new CommandProcessingResultBuilder().withCommandId(command.commandId()).withEntityId(partyId).with(changesOnly)
+                    .build();
+        } catch (final JpaSystemException | DataIntegrityViolationException dve) {
+            handleDataIntegrityIssues(dve.getMostSpecificCause(), dve);
+            return CommandProcessingResult.empty();
+        } catch (final PersistenceException dve) {
+            Throwable throwable = ExceptionUtils.getRootCause(dve.getCause());
+            handleDataIntegrityIssues(throwable, dve);
+            return CommandProcessingResult.empty();
+        }
+    }
+
+    @Transactional
+    @Override
+    public CommandProcessingResult closeParty(final Long partyId, final JsonCommand command) {
+
+        this.fromApiJsonDeserializer.validateForClose(command.json());
+
+        final Party party = this.partyRepository.findById(partyId).orElseThrow(() -> new PartyNotFoundException(partyId));
+
+        if (party.isClosed()) {
+            throw new PartyAlreadyClosedException(party.getPartyCode());
+        }
+        if (party.getCurrentBalance().compareTo(BigDecimal.ZERO) != 0) {
+            throw new PartyHasBalanceException(party.getPartyCode());
+        }
+
+        final LocalDate closeDate = command.localDateValueOfParameterNamed("closeDate");
+        party.close(closeDate);
+        this.partyRepository.saveAndFlush(party);
+
+        return new CommandProcessingResultBuilder().withCommandId(command.commandId()).withEntityId(partyId).build();
+    }
+
+    /**
+     * If the caller gave a savingsAccountNo, links this Party to that real Savings Account - resolved
+     * by account number since that's what an officer actually has to hand, not the internal id. Left
+     * unlinked (as before) when the parameter isn't given: a Party doesn't require a real account,
+     * this is opportunistic linking for a client that already happens to have one.
+     */
+    private void linkSavingsAccountIfProvided(final Party party, final Long expectedClientId, final JsonCommand command) {
+        if (!command.parameterExists("savingsAccountNo")) {
+            return;
+        }
+        final String savingsAccountNo = command.stringValueOfParameterNamed("savingsAccountNo");
+        final SavingsAccount savingsAccount = this.savingsAccountRepository.findNonClosedAccountByAccountNumber(savingsAccountNo);
+        if (savingsAccount == null) {
+            throw new PartySavingsAccountNotFoundException(savingsAccountNo);
+        }
+        if (!expectedClientId.equals(savingsAccount.clientId())) {
+            throw new PartySavingsAccountClientMismatchException(savingsAccountNo);
+        }
+        party.linkSavingsAccount(savingsAccount.getId());
+    }
+
+    private void addNomineesFromCommand(final Party party, final JsonCommand command) {
+        if (!command.parameterExists("nominees")) {
+            return;
+        }
+        final JsonArray nomineesArray = command.arrayOfParameterNamed("nominees");
+        if (nomineesArray == null) {
+            return;
+        }
+        for (int i = 0; i < nomineesArray.size(); i++) {
+            final JsonObject nomineeJson = nomineesArray.get(i).getAsJsonObject();
+            final LocalDate nominationDate = LocalDate.parse(nomineeJson.get("nominationDate").getAsString());
+            final String name = nomineeJson.get("name").getAsString();
+            final String mobileNo = nomineeJson.has("mobileNo") && !nomineeJson.get("mobileNo").isJsonNull()
+                    ? nomineeJson.get("mobileNo").getAsString()
+                    : null;
+            final LocalDate birthDate = nomineeJson.has("birthDate") && !nomineeJson.get("birthDate").isJsonNull()
+                    ? LocalDate.parse(nomineeJson.get("birthDate").getAsString())
+                    : null;
+            final boolean minor = nomineeJson.has("minor") && !nomineeJson.get("minor").isJsonNull() && nomineeJson.get("minor")
+                    .getAsBoolean();
+            final String relation = nomineeJson.get("relation").getAsString();
+            final String gender = nomineeJson.get("gender").getAsString();
+            final String guardianName = nomineeJson.has("guardianName") && !nomineeJson.get("guardianName").isJsonNull()
+                    ? nomineeJson.get("guardianName").getAsString()
+                    : null;
+
+            party.addNominee(new PartyNominee(nominationDate, name, mobileNo, birthDate, minor, relation, gender, guardianName));
+        }
+    }
+
+    private String generateNextPartyCode() {
+        final Long maxSuffix = this.partyRepository.retrieveMaxPartyCodeSuffix();
+        final long nextSuffix = (maxSuffix == null ? 0L : maxSuffix) + 1L;
+        return String.format("PT%04d", nextSuffix);
+    }
+
+    private void handleDataIntegrityIssues(final Throwable realCause, final Exception dve) {
+        if (realCause.getMessage() != null && realCause.getMessage().contains("party_code")) {
+            throw new PlatformDataIntegrityException("error.msg.party.duplicate.partyCode",
+                    "A party with the generated code already exists, please retry");
+        }
+
+        log.error("Error occured.", dve);
+        throw ErrorHandler.getMappable(dve, "error.msg.party.unknown.data.integrity.issue",
+                "Unknown data integrity issue with resource: " + realCause.getMessage());
+    }
+}

fineract-provider/src/main/java/org/apache/fineract/portfolio/dds/party/starter/DdsPartyConfiguration.java

@@ -0,0 +1,52 @@
+/**
+ * Licensed to the Apache Software Foundation (ASF) under one
+ * or more contributor license agreements. See the NOTICE file
+ * distributed with this work for additional information
+ * regarding copyright ownership. The ASF licenses this file
+ * to you under the Apache License, Version 2.0 (the
+ * "License"); you may not use this file except in compliance
+ * with the License. You may obtain a copy of the License at
+ *
+ * http://www.apache.org/licenses/LICENSE-2.0
+ *
+ * Unless required by applicable law or agreed to in writing,
+ * software distributed under the License is distributed on an
+ * "AS IS" BASIS, WITHOUT WARRANTIES OR CONDITIONS OF ANY
+ * KIND, either express or implied. See the License for the
+ * specific language governing permissions and limitations
+ * under the License.
+ */
+package org.apache.fineract.portfolio.dds.party.starter;
+
+import org.apache.fineract.organisation.agent.domain.AgentRepository;
+import org.apache.fineract.portfolio.client.domain.ClientRepositoryWrapper;
+import org.apache.fineract.portfolio.dds.party.domain.PartyRepository;
+import org.apache.fineract.portfolio.dds.party.serialization.PartyCommandFromApiJsonDeserializer;
+import org.apache.fineract.portfolio.dds.party.service.PartyReadPlatformService;
+import org.apache.fineract.portfolio.dds.party.service.PartyReadPlatformServiceImpl;
+import org.apache.fineract.portfolio.dds.party.service.PartyWritePlatformService;
+import org.apache.fineract.portfolio.dds.party.service.PartyWritePlatformServiceJpaRepositoryImpl;
+import org.apache.fineract.portfolio.savings.domain.SavingsAccountRepository;
+import org.springframework.boot.autoconfigure.condition.ConditionalOnMissingBean;
+import org.springframework.context.annotation.Bean;
+import org.springframework.context.annotation.Configuration;
+import org.springframework.jdbc.core.JdbcTemplate;
+
+@Configuration
+public class DdsPartyConfiguration {
+
+    @Bean
+    @ConditionalOnMissingBean(PartyReadPlatformService.class)
+    public PartyReadPlatformService partyReadPlatformService(JdbcTemplate jdbcTemplate) {
+        return new PartyReadPlatformServiceImpl(jdbcTemplate);
+    }
+
+    @Bean
+    @ConditionalOnMissingBean(PartyWritePlatformService.class)
+    public PartyWritePlatformService partyWritePlatformService(PartyCommandFromApiJsonDeserializer fromApiJsonDeserializer,
+            PartyRepository partyRepository, AgentRepository agentRepository, ClientRepositoryWrapper clientRepositoryWrapper,
+            SavingsAccountRepository savingsAccountRepository) {
+        return new PartyWritePlatformServiceJpaRepositoryImpl(fromApiJsonDeserializer, partyRepository, agentRepository,
+                clientRepositoryWrapper, savingsAccountRepository);
+    }
+}