i { "info": { "name": "Entity Classification - CBS Fineract", "description": "Entity Classification module for non-individual client onboarding with 7 regulatory categories:\n1. Startup India (DPIIT)\n2. Mudra Borrower (PMMY)\n3. Export Oriented Unit (EOU)\n4. Import/Export (IEC/DGFT)\n5. Priority Sector Lending (PSL)\n6. Non-Priority Sector (NPS)\n7. MSME (Udyam Registration)", "schema": "https://schema.getpostman.com/json/collection/v2.1.0/collection.json" }, "auth": { "type": "basic", "basic": [ { "key": "username", "value": "bankadmin", "type": "string" }, { "key": "password", "value": "LincPay@2026", "type": "string" } ] }, "variable": [ { "key": "baseUrl", "value": "https://localhost:8443/fineract-provider/api/v1" }, { "key": "clientId", "value": "49" }, { "key": "tenantId", "value": "default" } ], "item": [ { "name": "GET - Retrieve All Entity Classifications", "request": { "method": "GET", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification"] }, "description": "Retrieves all 6 entity classification categories for the given client. Returns null for categories that have not been submitted yet." } }, { "name": "POST - Save Startup India (DPIIT)", "request": { "method": "POST", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification/startup", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification", "startup"] }, "body": { "mode": "raw", "raw": "{\n \"enabled\": true,\n \"dpiitRecognitionNumber\": \"DIPP12345\",\n \"recognitionDate\": \"15 January 2024\",\n \"certificateExpiryDate\": \"14 January 2034\",\n \"entityStage\": \"GROWTH\",\n \"sectorAsDpiit\": \"Information Technology\",\n \"nicIndustryCode\": \"62011\",\n \"taxExemption80iac\": true,\n \"sidbiFund\": false,\n \"selfCertification\": true,\n \"fastTrackPatent\": true,\n \"govtTenderExemption\": true,\n \"creditGuaranteeCgss\": false,\n \"pslLoanLimit\": 5000000.00,\n \"pslSubCategory\": \"StartupIndia-IT\",\n \"locale\": \"en\",\n \"dateFormat\": \"dd MMMM yyyy\"\n}", "options": { "raw": { "language": "json" } } }, "description": "Creates or updates Startup India (DPIIT) entity classification. Captures DPIIT recognition number, tax exemptions under Section 80IAC, SIDBI fund eligibility, and PSL limits." } }, { "name": "POST - Save Mudra Borrower (PMMY)", "request": { "method": "POST", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification/mudra", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification", "mudra"] }, "body": { "mode": "raw", "raw": "{\n \"enabled\": true,\n \"mudraCategory\": \"KISHORE\",\n \"mudraLoanAccountNo\": \"MUDRA2024MH00567\",\n \"lendingInstitutionName\": \"State Bank of India\",\n \"sanctionedAmount\": 350000.00,\n \"disbursementDate\": \"01 March 2024\",\n \"loanPurpose\": \"Working Capital\",\n \"mudraCardNumber\": \"MC20240567\",\n \"currentOutstanding\": 280000.00,\n \"repaymentStatus\": \"REGULAR\",\n \"npaFlag\": false,\n \"locale\": \"en\",\n \"dateFormat\": \"dd MMMM yyyy\"\n}", "options": { "raw": { "language": "json" } } }, "description": "Creates or updates Mudra Borrower (PMMY) entity classification. Supports SHISHU (up to Rs 50K), KISHORE (50K-5L), and TARUN (5L-10L) categories under Pradhan Mantri Mudra Yojana." } }, { "name": "POST - Save Export Oriented Unit (EOU)", "request": { "method": "POST", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification/eou", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification", "eou"] }, "body": { "mode": "raw", "raw": "{\n \"enabled\": true,\n \"eouRegistrationNumber\": \"EOU/MH/2023/00456\",\n \"registeredDcZone\": \"SEEPZ-SEZ Mumbai\",\n \"bondLutNumber\": \"LUT/2024/MH/0089\",\n \"validityFrom\": \"01 April 2023\",\n \"validityTo\": \"31 March 2028\",\n \"gstinEou\": \"27AABCU9603R1ZM\",\n \"annualExportObligation\": 25000000.00,\n \"nfeTarget\": 5000000.00,\n \"softexFilingStatus\": \"FILED\",\n \"brcSubmissionStatus\": \"SUBMITTED\",\n \"adCategoryBankCode\": \"AD-I\",\n \"femaDeclarationDate\": \"15 April 2023\",\n \"locale\": \"en\",\n \"dateFormat\": \"dd MMMM yyyy\"\n}", "options": { "raw": { "language": "json" } } }, "description": "Creates or updates Export Oriented Unit (EOU) entity classification. Captures EOU registration, Bond/LUT details, GSTIN, export obligations, NFE targets, and FEMA compliance." } }, { "name": "POST - Save Import/Export (IEC/DGFT)", "request": { "method": "POST", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification/importexport", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification", "importexport"] }, "body": { "mode": "raw", "raw": "{\n \"enabled\": true,\n \"iecCode\": \"0305012345\",\n \"iecIssueDate\": \"10 June 2020\",\n \"iecStatus\": \"ACTIVE\",\n \"tradeType\": \"BOTH\",\n \"primaryHsCode\": \"8471\",\n \"keyTradingCountries\": \"USA, UAE, Singapore, Germany\",\n \"adCategoryBankCode\": \"AD-I\",\n \"ecgcPolicyNumber\": \"ECGC/WTP/2024/00123\",\n \"ecgcPolicyExpiry\": \"31 March 2025\",\n \"eefcAccountRequired\": true,\n \"pcfcFacilityRequired\": false,\n \"femaDeclarationObtained\": true,\n \"locale\": \"en\",\n \"dateFormat\": \"dd MMMM yyyy\"\n}", "options": { "raw": { "language": "json" } } }, "description": "Creates or updates Import/Export (IEC/DGFT) entity classification. Captures Importer Exporter Code, HS codes, ECGC insurance, EEFC/PCFC requirements, and FEMA compliance." } }, { "name": "POST - Save Priority Sector Lending (PSL)", "request": { "method": "POST", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification/psl", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification", "psl"] }, "body": { "mode": "raw", "raw": "{\n \"enabled\": true,\n \"pslCategory\": \"MICRO_ENTERPRISE\",\n \"pslSubCategory\": \"Manufacturing\",\n \"pslLoanPurposeCode\": \"ME01\",\n \"pslEligibilityBasis\": \"Udyam Registration - Micro Enterprise with investment up to Rs 1 Cr\",\n \"fiddReportingCode\": \"FIDD-ME-MFG\",\n \"pslSanctionedLimit\": 10000000.00,\n \"msmeClassification\": \"MICRO\",\n \"udyamRegistrationNumber\": \"UDYAM-MH-01-0012345\",\n \"udyamRegistrationDate\": \"20 July 2023\",\n \"annualTurnover\": 45000000.00,\n \"investmentPlantMachinery\": 8500000.00,\n \"weakerSectionFlag\": true,\n \"scStBorrowerFlag\": false,\n \"womenEntrepreneurFlag\": true,\n \"minorityCommunityFlag\": false,\n \"locale\": \"en\",\n \"dateFormat\": \"dd MMMM yyyy\"\n}", "options": { "raw": { "language": "json" } } }, "description": "Creates or updates Priority Sector Lending (PSL) entity classification as per RBI Master Direction. Captures PSL category, MSME classification, Udyam registration, FIDD reporting codes, and weaker section flags." } }, { "name": "POST - Save Non-Priority Sector (NPS)", "request": { "method": "POST", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification/nps", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification", "nps"] }, "body": { "mode": "raw", "raw": "{\n \"enabled\": true,\n \"industrySector\": \"Real Estate\",\n \"nicCode\": \"68100\",\n \"industryDescription\": \"Real estate activities with owned or leased property - Commercial\",\n \"annualRevenueBand\": \"50CR_TO_100CR\",\n \"riskCategory\": \"MEDIUM\",\n \"customerRiskScore\": 55,\n \"amlRiskClassification\": \"Medium Risk - Enhanced Due Diligence Required\",\n \"pepFlag\": false,\n \"amlWatchlistMatch\": false,\n \"adverseMediaFlag\": false\n}", "options": { "raw": { "language": "json" } } }, "description": "Creates or updates Non-Priority Sector (NPS) entity classification. Captures industry details, NIC code, risk categorization, AML risk classification, PEP status, and adverse media flags." } }, { "name": "POST - Save MSME (Udyam Registration)", "request": { "method": "POST", "header": [ { "key": "Fineract-Platform-TenantId", "value": "{{tenantId}}" }, { "key": "Content-Type", "value": "application/json" } ], "url": { "raw": "{{baseUrl}}/clients/{{clientId}}/entityclassification/msme", "host": ["{{baseUrl}}"], "path": ["clients", "{{clientId}}", "entityclassification", "msme"] }, "body": { "mode": "raw", "raw": "{\n \"enabled\": true,\n \"udyamRegistrationNumber\": \"UDYAM-MP-23-0012345\",\n \"registrationDate\": \"15 March 2023\",\n \"registrationStatus\": \"ACTIVE\",\n \"msmeClassification\": \"SMALL\",\n \"enterpriseType\": \"MANUFACTURING\",\n \"nicActivityCode\": \"13111\",\n \"annualTurnover\": 12.50,\n \"investmentPlantMachinery\": 3.75,\n \"financialYearAssessment\": \"2024-25\",\n \"socialCategoryOwner\": \"GENERAL\",\n \"genderPrimaryOwner\": \"MALE\",\n \"noOfEmployees\": 45,\n \"womenLedEnterprise\": false,\n \"divyangPwdOwned\": false,\n \"dateFormat\": \"dd MMMM yyyy\",\n \"locale\": \"en\"\n}", "options": { "raw": { "language": "json" } } }, "description": "Creates or updates MSME (Udyam Registration) entity classification. Captures Udyam number, MSME classification (Micro/Small/Medium), enterprise type, financial thresholds, owner/promoter details, and special flags (women-led, PWD owned)." } } ] }