@CapitalizedIncomeFeature Feature: Capitalized Income @TestRailId:C3635 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement for multidisbursal loan with downpayment - UC1 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Repayment schedule has 2 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 0 | 01 January 2024 | 01 January 2024 | 675.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 2 | 30 | 31 January 2024 | | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 225.0 | 0.0 | 0.0 | 775.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 01 January 2024 | Down Payment | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 | 675.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 775.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | @TestRailId:C3637 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement - UC2 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | @TestRailId:C3638 Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal progressive loan - UC3 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "600" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount When Admin sets the business date to "3 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 03 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 835.65 | 164.35 | 5.72 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 2 | 29 | 01 March 2024 | | 670.45 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 3 | 31 | 01 April 2024 | | 504.29 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 4 | 30 | 01 May 2024 | | 337.16 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 5 | 31 | 01 June 2024 | | 169.06 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 6 | 30 | 01 July 2024 | | 0.0 | 169.06 | 0.99 | 0.0 | 0.0 | 170.05 | 0.0 | 0.0 | 0.0 | 170.05 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 20.4 | 0.0 | 0.0 | 1020.4 | 0.0 | 0.0 | 0.0 | 1020.4 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | | 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | | 03 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "03 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 200.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 | @TestRailId:C3639 Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount for progressive loan - UC4 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount @TestRailId:C3640 Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount for multidisbursal progressive loan - UC5 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount Then Capitalized income with payment type "AUTOPAY" on "2 January 2024" is forbidden with amount "300" while exceed approved amount @TestRailId:C3641 Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount after undo disbursement - UC6 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | When Admin successfully undo disbursal Then Loan status will be "APPROVED" When Admin sets the business date to "3 January 2024" And Admin successfully disburse the loan on "3 January 2024" with "800" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 03 January 2024 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 03 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 03 February 2024 | | 0.0 | 1000.0 | 5.83 | 0.0 | 0.0 | 1005.83 | 0.0 | 0.0 | 0.0 | 1005.83 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 5.83 | 0.0 | 0.0 | 1005.83 | 0.0 | 0.0 | 0.0 | 1005.83 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 03 January 2024 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | | 03 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "03 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 200.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 | @TestRailId:C3642 Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan after undo disbursement - UC7 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "600" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 835.69 | 164.31 | 5.76 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 2 | 29 | 01 March 2024 | | 670.49 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 3 | 31 | 01 April 2024 | | 504.33 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 4 | 30 | 01 May 2024 | | 337.2 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 5 | 31 | 01 June 2024 | | 169.1 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 6 | 30 | 01 July 2024 | | 0.0 | 169.1 | 0.99 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 20.44 | 0.0 | 0.0 | 1020.44 | 0.0 | 0.0 | 0.0 | 1020.44 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | | 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | | 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 200.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 | When Admin successfully undo disbursal Then Loan status will be "APPROVED" When Admin sets the business date to "3 January 2024" And Admin successfully disburse the loan on "3 January 2024" with "500" EUR transaction amount And Admin sets the business date to "4 January 2024" And Admin successfully disburse the loan on "4 January 2024" with "200" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "300" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 03 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 03 February 2024 | | 835.67 | 164.33 | 5.74 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 2 | 29 | 03 March 2024 | | 670.47 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 3 | 31 | 03 April 2024 | | 504.31 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 4 | 30 | 03 May 2024 | | 337.18 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 5 | 31 | 03 June 2024 | | 169.08 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | | 6 | 30 | 03 July 2024 | | 0.0 | 169.08 | 0.99 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 20.42 | 0.0 | 0.0 | 1020.42 | 0.0 | 0.0 | 0.0 | 1020.42 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 03 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | | 04 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | | 04 January 2024 | Capitalized Income | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "04 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 300.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 300.0 | @TestRailId:C3720 Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan - UC8 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "700" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 752.14 | 147.86 | 5.21 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 | | 2 | 29 | 01 March 2024 | | 603.46 | 148.68 | 4.39 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 | | 3 | 31 | 01 April 2024 | | 453.91 | 149.55 | 3.52 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 | | 4 | 30 | 01 May 2024 | | 303.49 | 150.42 | 2.65 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 | | 5 | 31 | 01 June 2024 | | 152.19 | 151.3 | 1.77 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 | | 6 | 30 | 01 July 2024 | | 0.0 | 152.19 | 0.89 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 900.0 | 18.43 | 0.0 | 0.0 | 918.43 | 0.0 | 0.0 | 0.0 | 918.43 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | | 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 200.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 | Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR transaction amount due to exceed approved amount Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount @TestRailId:C3721 Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan with undo last disbursal - UC9 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "150" EUR transaction amount When Admin sets the business date to "3 January 2024" And Admin successfully disburse the loan on "3 January 2024" with "250" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "50" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 150.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 03 January 2024 | | 250.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 03 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 793.84 | 156.16 | 5.4 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 | | 2 | 29 | 01 March 2024 | | 636.91 | 156.93 | 4.63 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 | | 3 | 31 | 01 April 2024 | | 479.07 | 157.84 | 3.72 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 | | 4 | 30 | 01 May 2024 | | 320.3 | 158.77 | 2.79 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 | | 5 | 31 | 01 June 2024 | | 160.61 | 159.69 | 1.87 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 | | 6 | 30 | 01 July 2024 | | 0.0 | 160.61 | 0.94 | 0.0 | 0.0 | 161.55 | 0.0 | 0.0 | 0.0 | 161.55 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 950.0 | 19.35 | 0.0 | 0.0 | 969.35 | 0.0 | 0.0 | 0.0 | 969.35 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | | 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false | | 03 January 2024 | Disbursement | 250.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 03 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 950.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 150.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 150.0 | Then Admin fails to disburse the loan on "03 January 2024" with "100" EUR transaction amount due to exceed approved amount Then Capitalized income with payment type "AUTOPAY" on "03 January 2024" is forbidden with amount "100" while exceed approved amount # --- undo last disbursement --- # And Admin sets the business date to "4 January 2024" When Admin successfully undo last disbursal And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | | 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false | | 03 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | And Admin successfully disburse the loan on "4 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "100" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 150.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 03 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 04 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 04 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 752.04 | 147.96 | 5.09 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 | | 2 | 29 | 01 March 2024 | | 603.38 | 148.66 | 4.39 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 | | 3 | 31 | 01 April 2024 | | 453.85 | 149.53 | 3.52 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 | | 4 | 30 | 01 May 2024 | | 303.45 | 150.4 | 2.65 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 | | 5 | 31 | 01 June 2024 | | 152.17 | 151.28 | 1.77 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 | | 6 | 30 | 01 July 2024 | | 0.0 | 152.17 | 0.89 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 900.0 | 18.31 | 0.0 | 0.0 | 918.31 | 0.0 | 0.0 | 0.0 | 918.31 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | | 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false | | 03 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | | 04 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | | 04 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | Then Admin fails to disburse the loan on "04 January 2024" with "200" EUR transaction amount due to exceed approved amount Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "200" while exceed approved amount @TestRailId:C3723 Scenario: Verify capitalized income amount with disbursement amount calculation within approved over applied amount for multidisbursal loan - UC10 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % | | LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_APPROVED_OVER_APPLIED_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 | And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 1169.98 | 230.02 | 8.09 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 | | 2 | 29 | 01 March 2024 | | 938.69 | 231.29 | 6.82 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 | | 3 | 31 | 01 April 2024 | | 706.06 | 232.63 | 5.48 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 | | 4 | 30 | 01 May 2024 | | 472.07 | 233.99 | 4.12 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 | | 5 | 31 | 01 June 2024 | | 236.71 | 235.36 | 2.75 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 | | 6 | 30 | 01 July 2024 | | 0.0 | 236.71 | 1.38 | 0.0 | 0.0 | 238.09 | 0.0 | 0.0 | 0.0 | 238.09 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1400.0 | 28.64 | 0.0 | 0.0 | 1428.64 | 0.0 | 0.0 | 0.0 | 1428.64 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | false | | 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1400.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 200.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 | Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR trn amount with total disb amount "1400" and max disb amount "1500" due to exceed max applied amount Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount When Admin successfully undo disbursal Then Loan status will be "APPROVED" When Admin sets the business date to "3 January 2024" And Admin successfully disburse the loan on "3 January 2024" with "1000" EUR transaction amount And Admin sets the business date to "4 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "500" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 03 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 04 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 03 February 2024 | | 1253.55 | 246.45 | 8.66 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 | | 2 | 29 | 03 March 2024 | | 1005.75 | 247.8 | 7.31 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 | | 3 | 31 | 03 April 2024 | | 756.51 | 249.24 | 5.87 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 | | 4 | 30 | 03 May 2024 | | 505.81 | 250.7 | 4.41 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 | | 5 | 31 | 03 June 2024 | | 253.65 | 252.16 | 2.95 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 | | 6 | 30 | 03 July 2024 | | 0.0 | 253.65 | 1.48 | 0.0 | 0.0 | 255.13 | 0.0 | 0.0 | 0.0 | 255.13 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1500.0 | 30.68 | 0.0 | 0.0 | 1530.68 | 0.0 | 0.0 | 0.0 | 1530.68 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 03 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 04 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false | Then Admin fails to disburse the loan on "04 January 2024" with "100" EUR trn amount with total disb amount "1100" and max disb amount "1500" due to exceed max applied amount Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "100" while exceed approved amount @TestRailId:C3730 Scenario: Verify capitalized income with disbursement amount calculation within approved amount for multidisbursal loan with undo capitalized income - UC11 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "150" EUR transaction amount When Admin sets the business date to "3 January 2024" And Admin successfully disburse the loan on "3 January 2024" with "250" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 150.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 03 January 2024 | | 250.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 752.07 | 147.93 | 5.13 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 | | 2 | 29 | 01 March 2024 | | 603.4 | 148.67 | 4.39 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 | | 3 | 31 | 01 April 2024 | | 453.86 | 149.54 | 3.52 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 | | 4 | 30 | 01 May 2024 | | 303.45 | 150.41 | 2.65 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 | | 5 | 31 | 01 June 2024 | | 152.16 | 151.29 | 1.77 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 | | 6 | 30 | 01 July 2024 | | 0.0 | 152.16 | 0.89 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 900.0 | 18.35 | 0.0 | 0.0 | 918.35 | 0.0 | 0.0 | 0.0 | 918.35 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | | 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false | | 03 January 2024 | Disbursement | 250.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 150.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 150.0 | Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR transaction amount due to exceed approved amount Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount And Admin sets the business date to "4 January 2024" # -- undo last disbursal -- # When Admin successfully undo last disbursal # -- undo capitalized income -- # When Customer undo "1"th "Capitalized Income" transaction made on "02 January 2024" And Admin successfully disburse the loan on "4 January 2024" with "200" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "200" EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 751.98 | 148.02 | 5.02 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 | | 2 | 29 | 01 March 2024 | | 603.33 | 148.65 | 4.39 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 | | 3 | 31 | 01 April 2024 | | 453.81 | 149.52 | 3.52 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 | | 4 | 30 | 01 May 2024 | | 303.42 | 150.39 | 2.65 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 | | 5 | 31 | 01 June 2024 | | 152.15 | 151.27 | 1.77 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 | | 6 | 30 | 01 July 2024 | | 0.0 | 152.15 | 0.89 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 900.0 | 18.24 | 0.0 | 0.0 | 918.24 | 0.0 | 0.0 | 0.0 | 918.24 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Reverted | | 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false | | 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | true | true | | 04 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false | | 04 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false | Then Admin fails to disburse the loan on "04 January 2024" with "300" EUR transaction amount due to exceed approved amount Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "300" while exceed approved amount @TestRailId:C3646 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then make a full repayment - amortization in case of loan close event When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "2 January 2024" with 1000.17 EUR transaction amount and system-generated Idempotency key Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 02 January 2024 | Repayment | 1000.17| 1000.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | | 02 January 2024 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | | 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | And LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024" @TestRailId:C3647 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then overpay loan - amortization in case of loan close event When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "2 January 2024" with 1100 EUR transaction amount and system-generated Idempotency key Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 02 January 2024 | Repayment | 1100.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | | 02 January 2024 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | | 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | And LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024" @TestRailId:C3651 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then write off loan - amortization in case of loan close event When Admin sets the business date to "1 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | And Admin does write-off the loan on "02 January 2024" Then Loan status will be "CLOSED_WRITTEN_OFF" Then Loan Repayment schedule has 1 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 0.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 0.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 02 January 2024 | Close (as written-off) | 1005.81| 1000.0 | 5.81 | 0.0 | 0.0 | 0.0 | false | | 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | EXPENSE | e4 | Written off | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024" @TestRailId:C3648 Scenario: Verify capitalized income: daily amortization - Capitalized Income type: interest When Admin sets the business date to "01 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | | ASSET | 112601 | Loans Receivable | 50.0 | | When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | And Admin sets the business date to "01 February 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | And Admin sets the business date to "01 April 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 0.55 | | LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | | And Loan Capitalized Income Amortization Transaction Created Business Event is created on "31 March 2024" @TestRailId:C3649 Scenario: Verify capitalized income: daily amortization - Capitalized Income type: fee When Admin sets the business date to "01 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_FEE | 01 January 2024 | 200 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | | ASSET | 112601 | Loans Receivable | 50.0 | | When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | And Admin sets the business date to "01 February 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | And Admin sets the business date to "01 April 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 04 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false | | 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 24 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false | | 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 26 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false | | 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 28 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false | | 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | | 30 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false | | 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 0.55 | | LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | | And Loan Capitalized Income Amortization Transaction Created Business Event is created on "31 March 2024" @TestRailId:C3661 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off the loan with "delinquent" reason - amortization in case of loan charge-off event When Admin sets the business date to "1 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | Then Admin can successfully set Fraud flag to the loan When Admin sets the business date to "03 February 2024" And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024" Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 1000.0 | | ASSET | 112603 | Interest/Fee Receivable | | 4.58 | | EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| | | INCOME | 404001 | Interest Income Charge Off | 4.58 | | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024" @TestRailId:C3662 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off a fraud loan - amortization in case of loan charge-off event When Admin sets the business date to "1 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | Then Admin can successfully set Fraud flag to the loan When Admin sets the business date to "03 February 2024" And Admin does charge-off the loan on "03 February 2024" Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 1000.0 | | ASSET | 112603 | Interest/Fee Receivable | | 4.58 | | EXPENSE | 744037 | Credit Loss/Bad Debt-Fraud | 1000.0| | | INCOME | 404001 | Interest Income Charge Off | 4.58 | | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | EXPENSE | 744037 | Credit Loss/Bad Debt-Fraud | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024" @TestRailId:C3663 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off the loan - amortization in case of loan charge-off event When Admin sets the business date to "1 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | Then Admin can successfully set Fraud flag to the loan When Admin sets the business date to "03 February 2024" And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024" Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 1000.0 | | ASSET | 112603 | Interest/Fee Receivable | | 4.58 | | EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| | | INCOME | 404001 | Interest Income Charge Off | 4.58 | | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024" @TestRailId:C3664 Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then undo the charge-off transaction with "delinquent" reason - amortization in case of loan charge-off event should also be reversed When Admin sets the business date to "1 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "2 January 2024" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | Then Admin can successfully set Fraud flag to the loan When Admin sets the business date to "03 February 2024" And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024" Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 1000.0 | | ASSET | 112603 | Interest/Fee Receivable | | 4.58 | | EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| | | INCOME | 404001 | Interest Income Charge Off | 4.58 | | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024" Then Admin does a charge-off undo the loan Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 1000.0 | | ASSET | 112603 | Interest/Fee Receivable | | 4.58 | | EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| | | INCOME | 404001 | Interest Income Charge Off | 4.58 | | | ASSET | 112601 | Loans Receivable | 1000.0| | | ASSET | 112603 | Interest/Fee Receivable | 4.58 | | | EXPENSE | 744007 | Credit Loss/Bad Debt | | 1000.0 | | INCOME | 404001 | Interest Income Charge Off | | 4.58 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | | 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | | 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false | | 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | true | Then Reversed loan capitalized income amortization transaction has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | | | EXPENSE | 744007 | Credit Loss/Bad Debt | 100.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 | @TestRailId:C3673 Scenario: Verify capitalized income: repayment schedule - UC1: Simple loan - full payment When Admin sets the business date to "01 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | | ASSET | 112601 | Loans Receivable | 50.0 | | When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 | # --- First repayment --- When Admin sets the business date to "01 February 2024" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | # --- Second repayment --- When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 March 2024" with 50.58 EUR transaction amount Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 101.16 | 0.0 | 0.0 | 50.59 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false | # --- Third repayment --- And Admin sets the business date to "01 April 2024" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 April 2024" with 50.59 EUR transaction amount Then Loan status will be "CLOSED_OBLIGATIONS_MET" Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | 01 April 2024 | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 50.59 | 0.0 | 0.0 | 0.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 151.75 | 0.0 | 0.0 | 0.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false | | 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 04 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 26 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 28 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false | | 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 April 2024 | Repayment | 50.59 | 50.3 | 0.29 | 0.0 | 0.0 | 0.0 | false | false | | 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | @TestRailId:C3674 Scenario: Verify capitalized income: repayment schedule - UC2: loan - early payoff When Admin sets the business date to "01 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | | ASSET | 112601 | Loans Receivable | 50.0 | | When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 | # --- First repayment --- When Admin sets the business date to "01 February 2024" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | # --- Early pay-off --- When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan And Loan Pay-off is made on "01 March 2024" Then Loan status will be "CLOSED_OBLIGATIONS_MET" And Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | 01 March 2024 | 0.0 | 50.3 | 0.0 | 0.0 | 0.0 | 50.3 | 50.3 | 50.3 | 0.0 | 0.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.46 | 0.0 | 0.0 | 151.46 | 151.46 | 50.3 | 0.0 | 0.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Repayment | 100.88 | 100.29 | 0.59 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Amortization | 17.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | false | false | @TestRailId:C3675 Scenario: Verify capitalized income: repayment schedule - UC3: loan - charge-off When Admin sets the business date to "01 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | | ASSET | 112601 | Loans Receivable | 50.0 | | When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 | # --- First repayment --- When Admin sets the business date to "01 February 2024" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | # --- Charge off --- When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan And Admin does charge-off the loan on "01 March 2024" Then Loan status will be "ACTIVE" And Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Charge-off | 101.17 | 100.29 | 0.88 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Amortization | 17.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | false | false | @TestRailId:C3665 Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj < Bal - UC4 When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | # Journal entry checks for initial transactions Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145023 | Suspense/Clearing account | | 100.0 | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 50.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | When Admin sets the business date to "01 February 2024" When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | # Journal entry check for repayment Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 49.71 | | ASSET | 112603 | Interest/Fee Receivable | | 0.87 | | LIABILITY | 145023 | Suspense/Clearing account | 50.58 | | When Admin sets the business date to "02 February 2024" And Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | # Journal entry check for accrual Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112603 | Interest/Fee Receivable | 0.87 | | | INCOME | 404000 | Interest Income | | 0.87 | # Journal entry check for final capitalized income amortization Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 0.83 | | LIABILITY | 145024 | Deferred Capitalized Income | 0.83 | | When Admin sets the business date to "01 March 2024" And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | # Journal entry check for March repayment Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 49.99 | | ASSET | 112603 | Interest/Fee Receivable | | 0.59 | | LIABILITY | 145023 | Suspense/Clearing account | 50.58 | | And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount # Journal entry check for final capitalized income adjustment Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 10.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | | 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false | When Admin sets the business date to "01 April 2024" And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 40.54 EUR transaction amount and system-generated Idempotency key Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false | | 01 April 2024 | Repayment | 40.54 | 40.3 | 0.24 | 0.0 | 0.0 | 0.0 | false | | 01 April 2024 | Accrual | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 April 2024 | Capitalized Income Amortization | 39.17 | 0.0 | 39.17 | 0.0 | 0.0 | 0.0 | false | # Journal entry check for final repayment Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 40.3 | | ASSET | 112603 | Interest/Fee Receivable | | 0.24 | | LIABILITY | 145023 | Suspense/Clearing account | 40.54 | | # Journal entry check for final accrual Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112603 | Interest/Fee Receivable | 0.83 | | | INCOME | 404000 | Interest Income | | 0.83 | # Journal entry check for final capitalized income amortization Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 39.17 | | LIABILITY | 145024 | Deferred Capitalized Income | 39.17 | | # Journal entry check for final capitalized income adjustment Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 10.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | | @TestRailId:C3707 Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj > Bal - UC5 When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | # Journal entry checks for initial transactions Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 100.0 | | | LIABILITY | 145023 | Suspense/Clearing account | | 100.0 | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 50.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | When Admin sets the business date to "01 February 2024" When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | # Journal entry check for February repayment Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 49.71 | | ASSET | 112603 | Interest/Fee Receivable | | 0.87 | | LIABILITY | 145023 | Suspense/Clearing account | 50.58 | | When Admin sets the business date to "02 February 2024" And Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | # Journal entry check for February accrual Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112603 | Interest/Fee Receivable | 0.87 | | | INCOME | 404000 | Interest Income | | 0.87 | # Journal entry check for February capitalized income amortization Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 0.83 | | LIABILITY | 145024 | Deferred Capitalized Income | 0.83 | | When Admin sets the business date to "01 March 2024" When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | # Journal entry check for March repayment Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 49.99 | | ASSET | 112603 | Interest/Fee Receivable | | 0.59 | | LIABILITY | 145023 | Suspense/Clearing account | 50.58 | | And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount # Journal entry checks for Capitalized Income Adjustment Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 10.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | | 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false | When Admin sets the business date to "15 March 2024" # Journal entry checks for Capitalized Income Adjustment And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 March 2024" with "5" EUR transaction amount Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 5.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | | 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false | | 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false | When Admin sets the business date to "01 April 2024" And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 35.52 EUR transaction amount and system-generated Idempotency key Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | | 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false | | 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false | | 01 April 2024 | Repayment | 35.52 | 35.3 | 0.22 | 0.0 | 0.0 | 0.0 | false | | 01 April 2024 | Accrual | 0.81 | 0.0 | 0.81 | 0.0 | 0.0 | 0.0 | false | | 01 April 2024 | Capitalized Income Amortization | 34.17 | 0.0 | 34.17 | 0.0 | 0.0 | 0.0 | false | # Journal entry check for final April repayment Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 35.3 | | ASSET | 112603 | Interest/Fee Receivable | | 0.22 | | LIABILITY | 145023 | Suspense/Clearing account | 35.52 | | # Journal entry check for final April accrual Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112603 | Interest/Fee Receivable | 0.81 | | | INCOME | 404000 | Interest Income | | 0.81 | # Journal entry check for final April capitalized income amortization Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 34.17 | | LIABILITY | 145024 | Deferred Capitalized Income | 34.17 | | # Journal entry checks for Capitalized Income Adjustments - INTACT Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 10.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 5.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | | Then Loan status will be "CLOSED_OBLIGATIONS_MET" @TestRailId:C3702 Scenario: Verify Capitalized Income adjustment reverse replay with backdated repayment transaction When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan status will be "ACTIVE" When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "50" EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.71 | 0.29 | 0.0 | 0.0 | 100.29 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 49.71 | | ASSET | 112603 | Interest/Fee Receivable | | 0.29 | | INCOME | 404000 | Interest Income | 33.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | | When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 33.72 EUR transaction amount and system-generated Idempotency key Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 33.72 | 33.72 | 0.0 | 0.0 | 0.0 | 116.28 | false | false | | 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.13 | 0.87 | 0.0 | 0.0 | 67.15 | false | true | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 49.13 | | ASSET | 112603 | Interest/Fee Receivable | | 0.87 | | INCOME | 404000 | Interest Income | 33.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | | @TestRailId:C3703 Scenario: Verify Capitalized Income adjustment reverse replay with backdated charge When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 151 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "151" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "51" EUR transaction amount When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan status will be "ACTIVE" When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "51" EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.12 | 0.88 | 0.0 | 0.0 | 100.88 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 50.12 | | ASSET | 112603 | Interest/Fee Receivable | | 0.88 | | INCOME | 404000 | Interest Income | 33.6 | | | LIABILITY | 145024 | Deferred Capitalized Income | 17.4 | | When Admin adds "LOAN_SNOOZE_FEE" due date charge with "01 February 2024" due date and 10 EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.04 | 0.88 | 0.08 | 0.0 | 100.96 | false | true | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 50.04 | | ASSET | 112603 | Interest/Fee Receivable | | 0.96 | | INCOME | 404000 | Interest Income | 33.6 | | | LIABILITY | 145024 | Deferred Capitalized Income | 17.4 | | @TestRailId:C3712 Scenario: Verify Capitalized Income Adjustment validation - Total adjustment amount cannot exceed original transaction amount When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "01 February 2024" # Try to adjust more than original capitalized income amount (50 EUR) - should fail And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "60" EUR transaction amount @TestRailId:C3713 Scenario: Verify Capitalized Income Adjustment validation - Adjustment transaction date cannot be earlier than original transaction date When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "01 February 2024" # Try to adjust with date earlier than original transaction (31 December 2023) - should fail And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "31 December 2024" with "60" EUR transaction amount @TestRailId:C3714 Scenario: Verify Capitalized Income Adjustment validation - Multiple adjustments cannot exceed original amount When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "01 February 2024" And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "30" EUR transaction amount When Admin sets the business date to "01 March 2024" # Try to add another adjustment that would exceed total And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 Marcj 2024" with "25" EUR transaction amount @TestRailId:C3715 Scenario: Verify Capitalized Income Adjustment - Balance cannot go negative, set to zero instead When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount When Admin sets the business date to "01 February 2024" When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key When Admin sets the business date to "02 February 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | When Admin sets the business date to "01 March 2024" When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.89 EUR transaction amount and system-generated Idempotency key When Admin sets the business date to "02 March 2024" And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 March 2024" with "50" EUR transaction amount Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | 02 March 2024 | 0.0 | 50.3 | 0.01 | 0.0 | 0.0 | 50.31 | 50.31 | 50.31 | 0.0 | 0.0 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.47 | 0.00 | 0.00 | 151.47 | 151.47 | 50.31 | 0.0 | 0.0 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | | 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | | 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false | | 01 March 2024 | Repayment | 50.89 | 50.3 | 0.59 | 0.0 | 0.0 | 49.99 | false | | 02 March 2024 | Capitalized Income Adjustment | 50.0 | 49.99 | 0.01 | 0.0 | 0.0 | 0.0 | false | @TestRailId:C3716 Scenario: Verify Capitalized Income/Adjustment validation - Transaction date can't be in a future When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "50" EUR transaction amount # try do add capitalized income with future date Then Capitalized income with payment type "AUTOPAY" on "01 February 2024" is forbidden with amount "20" due to future date And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount Then Loan status will be "ACTIVE" When Admin sets the business date to "01 February 2024" Then Capitalized income with payment type "AUTOPAY" on "01 March 2024" is forbidden with amount "20" due to future date # try do add capitalized income adjustment with future date Then Capitalized income adjustment with payment type "AUTOPAY" on "01 March 2024" is forbidden with amount "20" due to future date And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "30" EUR transaction amount Then Capitalized income adjustment with payment type "AUTOPAY" on "01 April 2024" is forbidden with amount "10" due to future date @TestRailId:C3717 Scenario: Verify Capitalized Income validation while run COB at first day of loan When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | @TestRailId:C3718 Scenario: Verify Capitalized Income Adjustment validation while run COB at first day of loan When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 | | 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 | And Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 | And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false | When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan And Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false | @TestRailId:C3704 Scenario: Verify Capitalized Income adjustment reverse - UC1 When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan status will be "ACTIVE" When Admin sets the business date to "01 March 2024" And Admin runs inline COB job for Loan And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "40" EUR transaction amount Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 40.0 | | INCOME | 404000 | Interest Income | 23.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | | When Admin sets the business date to "02 March 2024" And Admin runs inline COB job for Loan And Customer undo "1"th capitalized income adjustment on "02 March 2024" When Admin sets the business date to "03 March 2024" And Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | true | false | | 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Capitalized Income Amortization | 1.33 | 0.0 | 1.33 | 0.0 | 0.0 | 0.0 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 40.0 | | INCOME | 404000 | Interest Income | 23.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | | | ASSET | 112601 | Loans Receivable | 40.0 | | | INCOME | 404000 | Interest Income | | 23.0 | | LIABILITY | 145024 | Deferred Capitalized Income | | 17.0 | @TestRailId:C3705 Scenario: Verify Capitalized Income adjustment reverse - UC2 When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan status will be "ACTIVE" When Admin sets the business date to "10 January 2024" And Admin runs inline COB job for Loan And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "10 January 2024" with "40" EUR transaction amount When Admin sets the business date to "11 January 2024" And Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 40.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 40.0 | | And Customer undo "1"th capitalized income adjustment on "11 January 2024" When Admin sets the business date to "12 January 2024" And Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | true | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 40.0 | | LIABILITY | 145024 | Deferred Capitalized Income | 40.0 | | | ASSET | 112601 | Loans Receivable | 40.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 40.0 | @TestRailId:C3706 Scenario: Verify Capitalized Income adjustment reverse - UC3 When Admin sets the business date to "01 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024" And Admin successfully disburse the loan on "01 January 2024" with "90" EUR transaction amount And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "60" EUR transaction amount When Admin sets the business date to "02 January 2024" And Admin runs inline COB job for Loan Then Loan status will be "ACTIVE" When Admin sets the business date to "10 January 2024" And Admin runs inline COB job for Loan And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "10 January 2024" with "55" EUR transaction amount When Admin sets the business date to "11 January 2024" And Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 90.0 | 0.0 | 0.0 | 0.0 | 0.0 | 90.0 | false | false | | 01 January 2024 | Capitalized Income | 60.0 | 60.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Adjustment | 55.0 | 54.75 | 0.25 | 0.0 | 0.0 | 95.25 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 54.75 | | ASSET | 112603 | Interest/Fee Receivable | | 0.25 | | INCOME | 404000 | Interest Income | 0.94 | | | LIABILITY | 145024 | Deferred Capitalized Income | 54.06 | | Then Customer is forbidden to undo "1"th "Capitalized Income" transaction made on "01 January 2024" due to adjustment exists And Customer undo "1"th capitalized income adjustment on "11 January 2024" When Admin sets the business date to "12 January 2024" And Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 90.0 | 0.0 | 0.0 | 0.0 | 0.0 | 90.0 | false | false | | 01 January 2024 | Capitalized Income | 60.0 | 60.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Adjustment | 55.0 | 54.75 | 0.25 | 0.0 | 0.0 | 95.25 | true | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.68 | 0.0 | 0.68 | 0.0 | 0.0 | 0.0 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | | 54.75 | | ASSET | 112603 | Interest/Fee Receivable | | 0.25 | | INCOME | 404000 | Interest Income | 0.94 | | | LIABILITY | 145024 | Deferred Capitalized Income | 54.06 | | | ASSET | 112601 | Loans Receivable | 54.75 | | | ASSET | 112603 | Interest/Fee Receivable | 0.25 | | | INCOME | 404000 | Interest Income | | 0.94 | | LIABILITY | 145024 | Deferred Capitalized Income | | 54.06 | @TestRailId:C3708 Scenario: Verify capitalized income reversed after repayment - UC1 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "1 January 2024" with "150" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount Then Loan status will be "ACTIVE" And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount When Admin sets the business date to "2 January 2024" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | ASSET | 112601 | Loans Receivable | 50.0 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 | And Admin sets the business date to "01 February 2024" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 | | 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | | 0.55 | | LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | | And Admin sets the business date to "15 February 2024" And Admin runs inline COB job for Loan When Customer undo "1"th "Capitalized Income" transaction made on "01 January 2024" Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | true | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 50.0 | 0.58 | 0.0 | 0.0 | 50.0 | false | true | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization Adjustment | 24.75 | 0.0 | 24.75 | 0.0 | 0.0 | 0.0 | false | false | And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION_ADJUSTMENT" transaction with date "15 February 2024" which has the following Journal entries: | Type | Account code | Account name | Debit | Credit | | INCOME | 404000 | Interest Income | 24.75 | | | LIABILITY | 145024 | Deferred Capitalized Income | | 24.75 | And Admin sets the business date to "16 February 2024" And Admin runs inline COB job for Loan And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "16 February 2024" with "50" EUR transaction amount Then Loan Repayment schedule has 3 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 33.72 | 0.0 | 0.0 | 0.0 | | | | 16 February 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 2 | 29 | 01 March 2024 | | 58.43 | 58.43 | 0.43 | 0.0 | 0.0 | 58.86 | 16.86 | 16.86 | 0.0 | 42.0 | | 3 | 31 | 01 April 2024 | | 0.0 | 58.43 | 0.34 | 0.0 | 0.0 | 58.77 | 0.0 | 0.0 | 0.0 | 58.77 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 150.0 | 1.35 | 0.0 | 0.0 | 151.35 | 50.58 | 16.86 | 0.0 | 100.77 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | true | false | | 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 50.58 | 50.0 | 0.58 | 0.0 | 0.0 | 50.0 | false | true | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Capitalized Income Amortization Adjustment | 24.75 | 0.0 | 24.75 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual Adjustment | 0.41 | 0.0 | 0.41 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | Then LoanCapitalizedIncomeAmortizationAdjustmentTransactionCreatedBusinessEvent is raised on "15 February 2024" Then Customer is forbidden to undo "1"th "Capitalized Income" transaction made on "01 January 2024" due to transaction type is non-reversal