@InterestPauseFeature Feature: Loan interest pause on repayment schedule @TestRailId:C3475 Scenario: S1 - pause calculation within same period, interestRecalculation = true When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin sets the business date to "1 February 2024" And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 February 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 17.01 | 0 | 0 | 84.94 | When Loan Pay-off is made on "01 February 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3476 Scenario: S2 - pause calculation between two periods, interestRecalculation = true When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin sets the business date to "1 February 2024" And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount And Create an interest pause period with start date "10 February 2024" and end date "10 March 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "10 February 2024" to "10 March 2024" Then LoanBalanceChangedBusinessEvent is created on "01 February 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 66.69 | 16.88 | 0.13 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 49.96 | 16.73 | 0.28 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.24 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.42 | 16.82 | 0.19 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.42 | 0.1 | 0.0 | 0.0 | 16.52 | 0.0 | 0.0 | 0.0 | 16.52 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.57 | 0 | 0 | 101.57 | 17.01 | 0 | 0 | 84.56 | When Loan Pay-off is made on "01 February 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3477 Scenario: Backdated pause after the repayment When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin sets the business date to "1 March 2024" And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 34.02 | 0 | 0 | 68.03 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false | And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 March 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 34.02 | 0 | 0 | 67.93 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.62 | 0.39 | 0.0 | 0.0 | 66.95 | false | true | When Loan Pay-off is made on "01 March 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3478 Scenario: Multiple pause When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin sets the business date to "1 March 2024" And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 34.02 | 0 | 0 | 68.03 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false | And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 March 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 34.02 | 0 | 0 | 67.93 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.62 | 0.39 | 0.0 | 0.0 | 66.95 | false | true | And Create an interest pause period with start date "10 March 2024" and end date "20 March 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "10 March 2024" to "20 March 2024" Then LoanBalanceChangedBusinessEvent is created on "01 March 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.19 | 16.76 | 0.25 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.47 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.66 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.66 | 0.1 | 0.0 | 0.0 | 16.76 | 0.0 | 0.0 | 0.0 | 16.76 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.81 | 0 | 0 | 101.81 | 34.02 | 0 | 0 | 67.79 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.62 | 0.39 | 0.0 | 0.0 | 66.95 | false | true | When Loan Pay-off is made on "01 March 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3479 Scenario: Interest accrual pause between two periods - UC2 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan And Create an interest pause period with start date "10 February 2024" and end date "10 March 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "10 February 2024" to "10 March 2024" Then LoanBalanceChangedBusinessEvent is created on "02 January 2024" Then Loan term variations has 1 variation, with the following data: | Term Type Id | Term Type Code | Term Type Value | Applicable From | Decimal Value | Date Value | Is Specific To Installment | Is Processed | | 11 | loanTermType.interestPause | interestPause | 10 February 2024 | 0.0 | 10 March 2024 | false | | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.69 | 16.88 | 0.13 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 49.96 | 16.73 | 0.28 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.24 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.42 | 16.82 | 0.19 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.42 | 0.1 | 0.0 | 0.0 | 16.52 | 0.0 | 0.0 | 0.0 | 16.52 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.57 | 0 | 0 | 101.57 | 0.0 | 0 | 0 | 101.57 | When Admin sets the business date to "12 February 2024" When Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "12 February 2024" with 0.01 EUR transaction amount When Admin sets the business date to "15 March 2024" When Admin runs inline COB job for Loan When Admin sets the business date to "5 April 2024" When Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Repayment | 0.01 | 0.01 | 0.0 | 0.0 | 0.0 | 99.99 | false | false | | 11 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 16 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 02 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "5 April 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3480 Scenario: Early repayment and interest pause When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin sets the business date to "14 January 2024" And Customer makes "AUTOPAY" repayment on "14 January 2024" with 17.01 EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 14 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 67.0 | 16.23 | 0.78 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.38 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.66 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.85 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.85 | 0.1 | 0.0 | 0.0 | 16.95 | 0.0 | 0.0 | 0.0 | 16.95 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.0 | 0 | 0 | 102.0 | 17.01 | 17.01 | 0 | 84.99 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 14 January 2024 | Repayment | 17.01 | 16.77 | 0.24 | 0.0 | 0.0 | 83.23 | false | false | And Create an interest pause period with start date "15 January 2024" and end date "25 January 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 January 2024" to "25 January 2024" Then LoanBalanceChangedBusinessEvent is created on "14 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 14 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 66.82 | 16.41 | 0.6 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.2 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.48 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.67 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.67 | 0.1 | 0.0 | 0.0 | 16.77 | 0.0 | 0.0 | 0.0 | 16.77 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.82 | 0 | 0 | 101.82 | 17.01 | 17.01 | 0 | 84.81 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 14 January 2024 | Repayment | 17.01 | 16.77 | 0.24 | 0.0 | 0.0 | 83.23 | false | false | When Loan Pay-off is made on "14 January 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3624 Scenario: Verify repayment in the middle of interest pause period - UC1 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 April 2025 | 1000 | 27 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 18 | MONTHS | 1 | MONTHS | 18 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "15 April 2025" and end date "25 April 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 April 2025" to "25 April 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "20 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 18 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 946.07 | 53.93 | 14.25 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 2 | 31 | 01 June 2025 | | 899.18 | 46.89 | 21.29 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 3 | 30 | 01 July 2025 | | 851.23 | 47.95 | 20.23 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 4 | 31 | 01 August 2025 | | 802.2 | 49.03 | 19.15 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 5 | 31 | 01 September 2025 | | 752.07 | 50.13 | 18.05 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 6 | 30 | 01 October 2025 | | 700.81 | 51.26 | 16.92 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 7 | 31 | 01 November 2025 | | 648.4 | 52.41 | 15.77 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 8 | 30 | 01 December 2025 | | 594.81 | 53.59 | 14.59 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 9 | 31 | 01 January 2026 | | 540.01 | 54.8 | 13.38 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 10 | 31 | 01 February 2026 | | 483.98 | 56.03 | 12.15 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 11 | 28 | 01 March 2026 | | 426.69 | 57.29 | 10.89 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 12 | 31 | 01 April 2026 | | 368.11 | 58.58 | 9.6 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 13 | 30 | 01 May 2026 | | 308.21 | 59.9 | 8.28 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 14 | 31 | 01 June 2026 | | 246.96 | 61.25 | 6.93 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 15 | 30 | 01 July 2026 | | 184.34 | 62.62 | 5.56 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 16 | 31 | 01 August 2026 | | 120.31 | 64.03 | 4.15 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 17 | 31 | 01 September 2026 | | 54.84 | 65.47 | 2.71 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 18 | 30 | 01 October 2026 | | 0.0 | 54.84 | 1.23 | 0.0 | 0.0 | 56.07 | 0.0 | 0.0 | 0.0 | 56.07 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 215.13 | 0.0 | 0.0 | 1215.13 | 0.0 | 0.0 | 0.0 | 1215.13 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | And Customer makes "AUTOPAY" repayment on "20 April 2025" with 68.18 EUR transaction amount When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 18 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 20 April 2025 | 941.57 | 58.43 | 9.75 | 0.0 | 0.0 | 68.18 | 68.18 | 68.18 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | | 898.82 | 42.75 | 25.43 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 3 | 30 | 01 July 2025 | | 850.86 | 47.96 | 20.22 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 4 | 31 | 01 August 2025 | | 801.82 | 49.04 | 19.14 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 5 | 31 | 01 September 2025 | | 751.68 | 50.14 | 18.04 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 6 | 30 | 01 October 2025 | | 700.41 | 51.27 | 16.91 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 7 | 31 | 01 November 2025 | | 647.99 | 52.42 | 15.76 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 8 | 30 | 01 December 2025 | | 594.39 | 53.6 | 14.58 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 9 | 31 | 01 January 2026 | | 539.58 | 54.81 | 13.37 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 10 | 31 | 01 February 2026 | | 483.54 | 56.04 | 12.14 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 11 | 28 | 01 March 2026 | | 426.24 | 57.3 | 10.88 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 12 | 31 | 01 April 2026 | | 367.65 | 58.59 | 9.59 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 13 | 30 | 01 May 2026 | | 307.74 | 59.91 | 8.27 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 14 | 31 | 01 June 2026 | | 246.48 | 61.26 | 6.92 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 15 | 30 | 01 July 2026 | | 183.85 | 62.63 | 5.55 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 16 | 31 | 01 August 2026 | | 119.81 | 64.04 | 4.14 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 17 | 31 | 01 September 2026 | | 54.33 | 65.48 | 2.7 | 0.0 | 0.0 | 68.18 | 0.0 | 0.0 | 0.0 | 68.18 | | 18 | 30 | 01 October 2026 | | 0.0 | 54.33 | 1.22 | 0.0 | 0.0 | 55.55 | 0.0 | 0.0 | 0.0 | 55.55 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 214.61 | 0.0 | 0.0 | 1214.61 | 68.18 | 68.18 | 0.0 | 1146.43 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 20 April 2025 | Repayment | 68.18 | 58.43 | 9.75 | 0.0 | 0.0 | 941.57 | false | false | | 26 April 2025 | Accrual | 0.71 | 0.0 | 0.71 | 0.0 | 0.0 | 0.0 | false | false | | 27 April 2025 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false | | 28 April 2025 | Accrual | 0.71 | 0.0 | 0.71 | 0.0 | 0.0 | 0.0 | false | false | | 29 April 2025 | Accrual | 0.7 | 0.0 | 0.7 | 0.0 | 0.0 | 0.0 | false | false | | 30 April 2025 | Accrual | 0.71 | 0.0 | 0.71 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "01 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3625 Scenario: Verify a few repayments in the middle of interest pause period - UC2 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_SARP_TILL_PRECLOSE | 01 April 2025 | 1000 | 36 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 240 | DAYS | 15 | DAYS | 16 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "15 April 2025" and end date "05 May 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 April 2025" to "05 May 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "20 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 16 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 15 | 16 April 2025 | | 942.24 | 57.76 | 13.0 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 2 | 15 | 01 May 2025 | | 871.48 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 3 | 15 | 16 May 2025 | | 810.31 | 61.17 | 9.59 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 4 | 15 | 31 May 2025 | | 751.7 | 58.61 | 12.15 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 5 | 15 | 15 June 2025 | | 692.22 | 59.48 | 11.28 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 6 | 15 | 30 June 2025 | | 631.84 | 60.38 | 10.38 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 7 | 15 | 15 July 2025 | | 570.56 | 61.28 | 9.48 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 8 | 15 | 30 July 2025 | | 508.36 | 62.2 | 8.56 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 9 | 15 | 14 August 2025 | | 445.23 | 63.13 | 7.63 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 10 | 15 | 29 August 2025 | | 381.15 | 64.08 | 6.68 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 11 | 15 | 13 September 2025 | | 316.11 | 65.04 | 5.72 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 12 | 15 | 28 September 2025 | | 250.09 | 66.02 | 4.74 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 13 | 15 | 13 October 2025 | | 183.08 | 67.01 | 3.75 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 14 | 15 | 28 October 2025 | | 115.07 | 68.01 | 2.75 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 15 | 15 | 12 November 2025 | | 46.04 | 69.03 | 1.73 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 16 | 15 | 27 November 2025 | | 0.0 | 46.04 | 0.69 | 0.0 | 0.0 | 46.73 | 0.0 | 0.0 | 0.0 | 46.73 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 108.13 | 0.0 | 0.0 | 1108.13 | 0.0 | 0.0 | 0.0 | 1108.13 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | And Customer makes "AUTOPAY" repayment on "20 April 2025" with 70.76 EUR transaction amount When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 May 2025" with 70.76 EUR transaction amount When Admin sets the business date to "10 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 16 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 15 | 16 April 2025 | 20 April 2025 | 942.24 | 57.76 | 13.0 | 0.0 | 0.0 | 70.76 | 70.76 | 0.0 | 70.76 | 0.0 | | 2 | 15 | 01 May 2025 | 01 May 2025 | 871.48 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | 70.76 | 0.0 | 0.0 | 0.0 | | 3 | 15 | 16 May 2025 | | 810.31 | 61.17 | 9.59 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 4 | 15 | 31 May 2025 | | 751.7 | 58.61 | 12.15 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 5 | 15 | 15 June 2025 | | 692.22 | 59.48 | 11.28 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 6 | 15 | 30 June 2025 | | 631.84 | 60.38 | 10.38 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 7 | 15 | 15 July 2025 | | 570.56 | 61.28 | 9.48 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 8 | 15 | 30 July 2025 | | 508.36 | 62.2 | 8.56 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 9 | 15 | 14 August 2025 | | 445.23 | 63.13 | 7.63 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 10 | 15 | 29 August 2025 | | 381.15 | 64.08 | 6.68 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 11 | 15 | 13 September 2025 | | 316.11 | 65.04 | 5.72 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 12 | 15 | 28 September 2025 | | 250.09 | 66.02 | 4.74 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 13 | 15 | 13 October 2025 | | 183.08 | 67.01 | 3.75 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 14 | 15 | 28 October 2025 | | 115.07 | 68.01 | 2.75 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 15 | 15 | 12 November 2025 | | 46.04 | 69.03 | 1.73 | 0.0 | 0.0 | 70.76 | 0.0 | 0.0 | 0.0 | 70.76 | | 16 | 15 | 27 November 2025 | | 0.0 | 46.04 | 0.69 | 0.0 | 0.0 | 46.73 | 0.0 | 0.0 | 0.0 | 46.73 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 108.13 | 0.0 | 0.0 | 1108.13 | 141.52 | 0.0 | 70.76 | 966.61 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 1.0 | 0.0 | 1.0 | 0.0 | 0.0 | 0.0 | false | false | | 20 April 2025 | Repayment | 70.76 | 57.76 | 13.0 | 0.0 | 0.0 | 942.24 | false | false | | 01 May 2025 | Repayment | 70.76 | 70.76 | 0.0 | 0.0 | 0.0 | 871.48 | false | false | | 06 May 2025 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | false | | 07 May 2025 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | false | | 08 May 2025 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false | false | | 09 May 2025 | Accrual | 0.88 | 0.0 | 0.88 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "10 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3626 Scenario: Verify charge with repayment, payout refund and CBR in the middle of interest pause period - UC3 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_REST_FREQUENCY_DATE | 01 April 2025 | 1000 | 27 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "15 April 2025" and end date "25 April 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 April 2025" to "25 April 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "20 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 834.21 | 165.79 | 14.25 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 2 | 31 | 01 June 2025 | | 672.94 | 161.27 | 18.77 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 3 | 30 | 01 July 2025 | | 508.04 | 164.9 | 15.14 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 4 | 31 | 01 August 2025 | | 339.43 | 168.61 | 11.43 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 5 | 31 | 01 September 2025 | | 167.03 | 172.4 | 7.64 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 6 | 30 | 01 October 2025 | | 0.0 | 167.03 | 3.76 | 0.0 | 0.0 | 170.79 | 0.0 | 0.0 | 0.0 | 170.79 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 70.99 | 0.0 | 0.0 | 1070.99 | 0.0 | 0.0 | 0.0 | 1070.99 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | And Admin adds "LOAN_NSF_FEE" due date charge with "20 April 2025" due date and 25 EUR transaction amount When Admin sets the business date to "21 April 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "21 April 2025" with 800 EUR transaction amount When Admin sets the business date to "22 April 2025" And Admin runs inline COB job for Loan And Customer makes "PAYOUT_REFUND" transaction with "AUTOPAY" payment type on "22 April 2025" with 400 EUR transaction amount and self-generated Idempotency key When Admin sets the business date to "23 April 2025" And Admin runs inline COB job for Loan And Admin makes Credit Balance Refund transaction on "23 April 2025" with 164.19 EUR transaction amount When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 22 April 2025 | 828.65 | 171.35 | 9.75 | 0.0 | 25.0 | 206.1 | 206.1 | 206.1 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | 21 April 2025 | 648.61 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | 180.04 | 180.04 | 0.0 | 0.0 | | 3 | 30 | 01 July 2025 | 21 April 2025 | 468.57 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | 180.04 | 180.04 | 0.0 | 0.0 | | 4 | 31 | 01 August 2025 | 21 April 2025 | 288.53 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | 180.04 | 180.04 | 0.0 | 0.0 | | 5 | 31 | 01 September 2025 | 22 April 2025 | 108.49 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | 180.04 | 180.04 | 0.0 | 0.0 | | 6 | 30 | 01 October 2025 | 22 April 2025 | 0.0 | 108.49 | 1.06 | 0.0 | 0.0 | 109.55 | 109.55 | 109.55 | 0.0 | 0.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 10.81 | 0.0 | 25.0 | 1035.81 | 1035.81 | 1035.81 | 0.0 | 0.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 20 April 2025 | Accrual | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | false | false | | 21 April 2025 | Repayment | 800.0 | 765.25 | 9.75 | 0.0 | 25.0 | 234.75 | false | false | | 22 April 2025 | Payout Refund | 400.0 | 234.75 | 1.06 | 0.0 | 0.0 | 0.0 | false | false | | 22 April 2025 | Accrual | 1.06 | 0.0 | 1.06 | 0.0 | 0.0 | 0.0 | false | false | | 23 April 2025 | Credit Balance Refund | 164.19 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false | Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3627 Scenario: Verify repayment with reversed charge-off in the middle of interest pause period - UC4 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_ACCRUAL_ACTIVITY_POSTING | 01 April 2025 | 1000 | 17 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "15 April 2025" and end date "25 April 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 April 2025" to "25 April 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "20 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 833.94 | 166.06 | 8.97 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 2 | 31 | 01 June 2025 | | 670.72 | 163.22 | 11.81 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 3 | 30 | 01 July 2025 | | 505.19 | 165.53 | 9.5 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 4 | 31 | 01 August 2025 | | 337.32 | 167.87 | 7.16 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 5 | 31 | 01 September 2025 | | 167.07 | 170.25 | 4.78 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 6 | 30 | 01 October 2025 | | 0.0 | 167.07 | 2.37 | 0.0 | 0.0 | 169.44 | 0.0 | 0.0 | 0.0 | 169.44 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 44.59 | 0.0 | 0.0 | 1044.59 | 0.0 | 0.0 | 0.0 | 1044.59 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | And Customer makes "AUTOPAY" repayment on "20 April 2025" with 300 EUR transaction amount When Admin sets the business date to "21 April 2025" And Admin runs inline COB job for Loan And Admin does charge-off the loan on "21 April 2025" When Admin sets the business date to "22 April 2025" And Admin runs inline COB job for Loan And Admin does a charge-off undo the loan When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 20 April 2025 | 831.11 | 168.89 | 6.14 | 0.0 | 0.0 | 175.03 | 175.03 | 175.03 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | | 668.08 | 163.03 | 12.0 | 0.0 | 0.0 | 175.03 | 124.97 | 124.97 | 0.0 | 50.06 | | 3 | 30 | 01 July 2025 | | 502.51 | 165.57 | 9.46 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 4 | 31 | 01 August 2025 | | 334.6 | 167.91 | 7.12 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 5 | 31 | 01 September 2025 | | 164.31 | 170.29 | 4.74 | 0.0 | 0.0 | 175.03 | 0.0 | 0.0 | 0.0 | 175.03 | | 6 | 30 | 01 October 2025 | | 0.0 | 164.31 | 2.33 | 0.0 | 0.0 | 166.64 | 0.0 | 0.0 | 0.0 | 166.64 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 41.79 | 0.0 | 0.0 | 1041.79 | 300.0 | 300.0 | 0.0 | 741.79 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.48 | 0.0 | 0.48 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.47 | 0.0 | 0.47 | 0.0 | 0.0 | 0.0 | false | false | | 20 April 2025 | Repayment | 300.0 | 293.86 | 6.14 | 0.0 | 0.0 | 706.14 | false | false | | 21 April 2025 | Charge-off | 741.79 | 706.14 | 35.65 | 0.0 | 0.0 | 0.0 | true | false | | 26 April 2025 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false | | 27 April 2025 | Accrual | 0.34 | 0.0 | 0.34 | 0.0 | 0.0 | 0.0 | false | false | | 28 April 2025 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false | | 29 April 2025 | Accrual | 0.33 | 0.0 | 0.33 | 0.0 | 0.0 | 0.0 | false | false | | 30 April 2025 | Accrual | 0.34 | 0.0 | 0.34 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "01 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3628 Scenario: Verify MIR with backdated repayment in the middle of interest pause period - UC5 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin set "LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_FULL" loan product "MERCHANT_ISSUED_REFUND" transaction type to "LAST_INSTALLMENT" future installment allocation rule When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_FULL | 01 April 2025 | 1000 | 9.9 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "15 April 2025" and end date "25 April 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 April 2025" to "25 April 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "20 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 749.98 | 250.02 | 5.15 | 0.0 | 0.0 | 255.17 | 0.0 | 0.0 | 0.0 | 255.17 | | 2 | 31 | 01 June 2025 | | 501.12 | 248.86 | 6.31 | 0.0 | 0.0 | 255.17 | 0.0 | 0.0 | 0.0 | 255.17 | | 3 | 30 | 01 July 2025 | | 250.03 | 251.09 | 4.08 | 0.0 | 0.0 | 255.17 | 0.0 | 0.0 | 0.0 | 255.17 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.03 | 2.1 | 0.0 | 0.0 | 252.13 | 0.0 | 0.0 | 0.0 | 252.13 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 17.64 | 0.0 | 0.0 | 1017.64 | 0.0 | 0.0 | 0.0 | 1017.64 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.28 | 0.0 | 0.28 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.28 | 0.0 | 0.28 | 0.0 | 0.0 | 0.0 | false | false | When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "20 April 2025" with 600 EUR transaction amount and system-generated Idempotency key When Admin sets the business date to "30 April 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "21 April 2025" with 350 EUR transaction amount When Admin sets the business date to "1 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 21 April 2025 | 748.36 | 251.64 | 3.53 | 0.0 | 0.0 | 255.17 | 255.17 | 255.17 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | | 510.34 | 238.02 | 0.51 | 0.0 | 0.0 | 238.53 | 186.61 | 186.61 | 0.0 | 51.92 | | 3 | 30 | 01 July 2025 | 20 April 2025 | 255.17 | 255.17 | 0.0 | 0.0 | 0.0 | 255.17 | 255.17 | 255.17 | 0.0 | 0.0 | | 4 | 31 | 01 August 2025 | 20 April 2025 | 0.0 | 255.17 | 0.0 | 0.0 | 0.0 | 255.17 | 255.17 | 255.17 | 0.0 | 0.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 4.04 | 0.0 | 0.0 | 1004.04 | 952.12 | 952.12 | 0.0 | 51.92 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.28 | 0.0 | 0.28 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.28 | 0.0 | 0.28 | 0.0 | 0.0 | 0.0 | false | false | | 20 April 2025 | Merchant Issued Refund | 600.0 | 600.0 | 0.0 | 0.0 | 0.0 | 400.0 | false | false | | 20 April 2025 | Interest Refund | 2.12 | 2.12 | 0.0 | 0.0 | 0.0 | 397.88 | false | false | | 21 April 2025 | Repayment | 350.0 | 346.47 | 3.53 | 0.0 | 0.0 | 51.41 | false | false | | 26 April 2025 | Accrual | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false | | 27 April 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false | | 28 April 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false | | 29 April 2025 | Accrual | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false | | 30 April 2025 | Accrual Adjustment | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | When Admin set "LP2_ADV_PYMNT_INTEREST_DAILY_EMI_ACTUAL_ACTUAL_INTEREST_REFUND_FULL" loan product "MERCHANT_ISSUED_REFUND" transaction type to "NEXT_INSTALLMENT" future installment allocation rule When Loan Pay-off is made on "01 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3629 Scenario: Verify repayment with Goodwill Credit the middle of interest pause period for multidisbursal loan with downpayment - UC6 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_RECALCULATION_DAILY_EMI_360_30_MULTIDISBURSE_AUTO_DOWNPAYMENT | 01 April 2025 | 700 | 25 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 150 | DAYS | 15 | DAYS | 10 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "700" amount and expected disbursement date on "01 April 2025" And Admin successfully disburse the loan on "01 April 2025" with "700" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "10 April 2025" and end date "05 May 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "10 April 2025" to "05 May 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "12 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 11 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 0 | 01 April 2025 | 01 April 2025 | 525.0 | 175.0 | 0.0 | 0.0 | 0.0 | 175.0 | 175.0 | 0.0 | 0.0 | 0.0 | | 2 | 15 | 16 April 2025 | | 472.36 | 52.64 | 2.92 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 3 | 15 | 01 May 2025 | | 416.8 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 4 | 15 | 16 May 2025 | | 364.42 | 52.38 | 3.18 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 5 | 15 | 31 May 2025 | | 312.66 | 51.76 | 3.8 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 6 | 15 | 15 June 2025 | | 260.36 | 52.3 | 3.26 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 7 | 15 | 30 June 2025 | | 207.51 | 52.85 | 2.71 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 8 | 15 | 15 July 2025 | | 154.11 | 53.4 | 2.16 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 9 | 15 | 30 July 2025 | | 100.16 | 53.95 | 1.61 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 10 | 15 | 14 August 2025 | | 45.64 | 54.52 | 1.04 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 11 | 15 | 29 August 2025 | | 0.0 | 45.64 | 0.48 | 0.0 | 0.0 | 46.12 | 0.0 | 0.0 | 0.0 | 46.12 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 700.0 | 21.16 | 0.0 | 0.0 | 721.16 | 175.0 | 0.0 | 0.0 | 546.16 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false | | 01 April 2025 | Down Payment | 175.0 | 175.0 | 0.0 | 0.0 | 0.0 | 525.0 | false | false | | 02 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | And Customer makes "GOODWILL_CREDIT" transaction with "AUTOPAY" payment type on "12 April 2025" with 25 EUR transaction amount and self-generated Idempotency key When Admin sets the business date to "30 April 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "30 April 2025" with 170 EUR transaction amount When Admin sets the business date to "10 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 11 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 0 | 01 April 2025 | 01 April 2025 | 525.0 | 175.0 | 0.0 | 0.0 | 0.0 | 175.0 | 175.0 | 0.0 | 0.0 | 0.0 | | 2 | 15 | 16 April 2025 | 30 April 2025 | 472.36 | 52.64 | 2.92 | 0.0 | 0.0 | 55.56 | 55.56 | 0.0 | 55.56 | 0.0 | | 3 | 15 | 01 May 2025 | 30 April 2025 | 416.8 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | 55.56 | 55.56 | 0.0 | 0.0 | | 4 | 15 | 16 May 2025 | 30 April 2025 | 361.24 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | 55.56 | 55.56 | 0.0 | 0.0 | | 5 | 15 | 31 May 2025 | | 311.69 | 49.55 | 6.01 | 0.0 | 0.0 | 55.56 | 3.32 | 3.32 | 0.0 | 52.24 | | 6 | 15 | 15 June 2025 | | 259.12 | 52.57 | 2.99 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 7 | 15 | 30 June 2025 | | 206.0 | 53.12 | 2.44 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 8 | 15 | 15 July 2025 | | 152.33 | 53.67 | 1.89 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 9 | 15 | 30 July 2025 | | 98.1 | 54.23 | 1.33 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 10 | 15 | 14 August 2025 | | 43.3 | 54.8 | 0.76 | 0.0 | 0.0 | 55.56 | 0.0 | 0.0 | 0.0 | 55.56 | | 11 | 15 | 29 August 2025 | | 0.0 | 43.3 | 0.19 | 0.0 | 0.0 | 43.49 | 25.0 | 25.0 | 0.0 | 18.49 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 700.0 | 18.53 | 0.0 | 0.0 | 718.53 | 370.0 | 139.44 | 55.56 | 348.53 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false | | 01 April 2025 | Down Payment | 175.0 | 175.0 | 0.0 | 0.0 | 0.0 | 525.0 | false | false | | 02 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.36 | 0.0 | 0.36 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.37 | 0.0 | 0.37 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Goodwill Credit | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false | | 30 April 2025 | Repayment | 170.0 | 167.08 | 2.92 | 0.0 | 0.0 | 332.92 | false | false | | 06 May 2025 | Accrual | 0.23 | 0.0 | 0.23 | 0.0 | 0.0 | 0.0 | false | false | | 07 May 2025 | Accrual | 0.23 | 0.0 | 0.23 | 0.0 | 0.0 | 0.0 | false | false | | 08 May 2025 | Accrual | 0.23 | 0.0 | 0.23 | 0.0 | 0.0 | 0.0 | false | false | | 09 May 2025 | Accrual | 0.23 | 0.0 | 0.23 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "10 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3630 Scenario: Verify repayment with 2nd disbursement the middle of interest pause period for multidisbursal loan - UC7 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE | 01 April 2025 | 1000 | 33 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "700" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "15 April 2025" and end date "25 April 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 April 2025" to "25 April 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "20 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 584.04 | 115.96 | 12.19 | 0.0 | 0.0 | 128.15 | 0.0 | 0.0 | 0.0 | 128.15 | | 2 | 31 | 01 June 2025 | | 471.95 | 112.09 | 16.06 | 0.0 | 0.0 | 128.15 | 0.0 | 0.0 | 0.0 | 128.15 | | 3 | 30 | 01 July 2025 | | 356.78 | 115.17 | 12.98 | 0.0 | 0.0 | 128.15 | 0.0 | 0.0 | 0.0 | 128.15 | | 4 | 31 | 01 August 2025 | | 238.44 | 118.34 | 9.81 | 0.0 | 0.0 | 128.15 | 0.0 | 0.0 | 0.0 | 128.15 | | 5 | 31 | 01 September 2025 | | 116.85 | 121.59 | 6.56 | 0.0 | 0.0 | 128.15 | 0.0 | 0.0 | 0.0 | 128.15 | | 6 | 30 | 01 October 2025 | | 0.0 | 116.85 | 3.21 | 0.0 | 0.0 | 120.06 | 0.0 | 0.0 | 0.0 | 120.06 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 700.0 | 60.81 | 0.0 | 0.0 | 760.81 | 0.0 | 0.0 | 0.0 | 760.81 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false | | 02 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | And Customer makes "AUTOPAY" repayment on "20 April 2025" with 170 EUR transaction amount When Admin sets the business date to "22 April 2025" And Admin runs inline COB job for Loan When Admin successfully disburse the loan on "22 April 2025" with "300" EUR transaction amount When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | | | | | 22 April 2025 | | 300.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 832.32 | 167.68 | 12.95 | 0.0 | 0.0 | 180.63 | 128.15 | 128.15 | 0.0 | 52.48 | | 2 | 31 | 01 June 2025 | | 673.43 | 158.89 | 21.74 | 0.0 | 0.0 | 180.63 | 41.85 | 41.85 | 0.0 | 138.78 | | 3 | 30 | 01 July 2025 | | 511.32 | 162.11 | 18.52 | 0.0 | 0.0 | 180.63 | 0.0 | 0.0 | 0.0 | 180.63 | | 4 | 31 | 01 August 2025 | | 344.75 | 166.57 | 14.06 | 0.0 | 0.0 | 180.63 | 0.0 | 0.0 | 0.0 | 180.63 | | 5 | 31 | 01 September 2025 | | 173.6 | 171.15 | 9.48 | 0.0 | 0.0 | 180.63 | 0.0 | 0.0 | 0.0 | 180.63 | | 6 | 30 | 01 October 2025 | | 0.0 | 173.6 | 4.77 | 0.0 | 0.0 | 178.37 | 0.0 | 0.0 | 0.0 | 178.37 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 81.52 | 0.0 | 0.0 | 1081.52 | 170.0 | 170.0 | 0.0 | 911.52 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false | | 02 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.64 | 0.0 | 0.64 | 0.0 | 0.0 | 0.0 | false | false | | 20 April 2025 | Repayment | 170.0 | 161.66 | 8.34 | 0.0 | 0.0 | 538.34 | false | false | | 22 April 2025 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 838.34 | false | false | | 26 April 2025 | Accrual | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false | | 27 April 2025 | Accrual | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false | | 28 April 2025 | Accrual | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false | | 29 April 2025 | Accrual | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false | | 30 April 2025 | Accrual | 0.76 | 0.0 | 0.76 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "01 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3631 Scenario: Verify charge with repayment, payout refund and CBR in the middle of interest pause period for loan with LAST_INSTALLMENT strategy - UC8 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_IR_DAILY_TILL_REST_FREQUENCY_DATE_LAST_INSTALLMENT | 01 April 2025 | 1000 | 27 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount And Admin runs inline COB job for Loan And Create an interest pause period with start date "15 April 2025" and end date "25 April 2025" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 April 2025" to "25 April 2025" Then LoanBalanceChangedBusinessEvent is created on "01 April 2025" When Admin sets the business date to "20 April 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 834.21 | 165.79 | 14.25 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 2 | 31 | 01 June 2025 | | 672.94 | 161.27 | 18.77 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 3 | 30 | 01 July 2025 | | 508.04 | 164.9 | 15.14 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 4 | 31 | 01 August 2025 | | 339.43 | 168.61 | 11.43 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 5 | 31 | 01 September 2025 | | 167.03 | 172.4 | 7.64 | 0.0 | 0.0 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | | 6 | 30 | 01 October 2025 | | 0.0 | 167.03 | 3.76 | 0.0 | 0.0 | 170.79 | 0.0 | 0.0 | 0.0 | 170.79 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 70.99 | 0.0 | 0.0 | 1070.99 | 0.0 | 0.0 | 0.0 | 1070.99 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | And Admin adds "LOAN_NSF_FEE" due date charge with "20 April 2025" due date and 25 EUR transaction amount When Admin sets the business date to "21 April 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "21 April 2025" with 800 EUR transaction amount When Admin sets the business date to "22 April 2025" And Admin runs inline COB job for Loan And Customer makes "PAYOUT_REFUND" transaction with "AUTOPAY" payment type on "22 April 2025" with 400 EUR transaction amount and self-generated Idempotency key When Admin sets the business date to "23 April 2025" And Admin runs inline COB job for Loan And Admin makes Credit Balance Refund transaction on "23 April 2025" with 160.75 EUR transaction amount When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 22 April 2025 | 830.61 | 169.39 | 10.65 | 0.0 | 25.0 | 205.04 | 205.04 | 205.04 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | 22 April 2025 | 720.14 | 110.47 | 0.0 | 0.0 | 0.0 | 110.47 | 110.47 | 110.47 | 0.0 | 0.0 | | 3 | 30 | 01 July 2025 | 21 April 2025 | 540.1 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | 180.04 | 180.04 | 0.0 | 0.0 | | 4 | 31 | 01 August 2025 | 21 April 2025 | 360.06 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | 180.04 | 180.04 | 0.0 | 0.0 | | 5 | 31 | 01 September 2025 | 21 April 2025 | 180.02 | 180.04 | 0.0 | 0.0 | 0.0 | 180.04 | 180.04 | 180.04 | 0.0 | 0.0 | | 6 | 30 | 01 October 2025 | 21 April 2025 | 0.0 | 180.02 | 0.0 | 0.0 | 0.0 | 180.02 | 180.02 | 180.02 | 0.0 | 0.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 10.65 | 0.0 | 25.0 | 1035.65 | 1035.65 | 1035.65 | 0.0 | 0.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 05 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 06 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 07 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 08 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 09 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 10 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 11 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 12 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 13 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 14 April 2025 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false | | 20 April 2025 | Accrual | 25.0 | 0.0 | 0.0 | 0.0 | 25.0 | 0.0 | false | false | | 21 April 2025 | Repayment | 800.0 | 800.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false | | 22 April 2025 | Payout Refund | 400.0 | 200.0 | 10.65 | 0.0 | 25.0 | 0.0 | false | false | | 22 April 2025 | Accrual | 0.9 | 0.0 | 0.9 | 0.0 | 0.0 | 0.0 | false | false | | 23 April 2025 | Credit Balance Refund | 160.75 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false | Then Loan status will be "OVERPAID" Then Loan has 3.6 overpaid amount When Admin makes Credit Balance Refund transaction on "01 May 2025" with 3.6 EUR transaction amount Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3393 Scenario: Interest pause with same period - UC1 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan # --- set and check interest pause period --- # And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "02 January 2024" Then Loan term variations has 1 variation, with the following data: | Term Type Id | Term Type Code | Term Type Value | Applicable From | Decimal Value | Date Value | Is Specific To Installment | Is Processed | | 11 | loanTermType.interestPause | interestPause | 05 February 2024 | 0.0 | 10 February 2024 | false | | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 0.0 | 0 | 0 | 101.95 | When Admin sets the business date to "15 February 2024" When Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "15 February 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3394 Scenario: Interest pause between two periods - UC2 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan # --- set and check interest pause period --- # And Create an interest pause period with start date "10 February 2024" and end date "10 March 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "10 February 2024" to "10 March 2024" Then LoanBalanceChangedBusinessEvent is created on "02 January 2024" Then Loan term variations has 1 variation, with the following data: | Term Type Id | Term Type Code | Term Type Value | Applicable From | Decimal Value | Date Value | Is Specific To Installment | Is Processed | | 11 | loanTermType.interestPause | interestPause | 10 February 2024 | 0.0 | 10 March 2024 | false | | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.69 | 16.88 | 0.13 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 49.96 | 16.73 | 0.28 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.24 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.42 | 16.82 | 0.19 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.42 | 0.1 | 0.0 | 0.0 | 16.52 | 0.0 | 0.0 | 0.0 | 16.52 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.57 | 0 | 0 | 101.57 | 0.0 | 0 | 0 | 101.57 | When Admin sets the business date to "5 April 2024" When Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 16 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 02 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "5 April 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3395 Scenario: Backdated interest pause after the repayment - UC3 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan When Admin sets the business date to "1 March 2024" And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 34.02 | 0 | 0 | 68.03 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false | # --- set and check interest pause period --- # And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 March 2024" When Admin sets the business date to "5 March 2024" When Admin runs inline COB job for Loan Then Loan term variations has 1 variation, with the following data: | Term Type Id | Term Type Code | Term Type Value | Applicable From | Decimal Value | Date Value | Is Specific To Installment | Is Processed | | 11 | loanTermType.interestPause | interestPause | 05 February 2024 | 0.0 | 10 February 2024 | false | | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 34.02 | 0 | 0 | 67.93 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.62 | 0.39 | 0.0 | 0.0 | 66.95 | false | true | | 01 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 03 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "5 March 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3396 Scenario: Multiple interest pauses - UC4 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan When Admin sets the business date to "1 March 2024" And Customer makes "AUTOPAY" repayment on "01 February 2024" with 17.01 EUR transaction amount And Customer makes "AUTOPAY" repayment on "01 March 2024" with 17.01 EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 34.02 | 0 | 0 | 68.03 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.52 | 0.49 | 0.0 | 0.0 | 67.05 | false | false | # --- set and check interest pause period --- # And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 March 2024" Then Loan term variations has 1 variation, with the following data: | Term Type Id | Term Type Code | Term Type Value | Applicable From | Decimal Value | Date Value | Is Specific To Installment | Is Processed | | 11 | loanTermType.interestPause | interestPause | 05 February 2024 | 0.0 | 10 February 2024 | false | | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 34.02 | 0 | 0 | 67.93 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.62 | 0.39 | 0.0 | 0.0 | 66.95 | false | true | # --- set and check 2nd interest pause period --- # And Create an interest pause period with start date "10 March 2024" and end date "20 March 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "10 March 2024" to "20 March 2024" Then LoanBalanceChangedBusinessEvent is created on "01 March 2024" Then Loan term variations has 2 variation, with the following data: | Term Type Id | Term Type Code | Term Type Value | Applicable From | Decimal Value | Date Value | Is Specific To Installment | Is Processed | | 11 | loanTermType.interestPause | interestPause | 05 February 2024 | 0.0 | 10 February 2024 | false | | | 11 | loanTermType.interestPause | interestPause | 10 March 2024 | 0.0 | 20 March 2024 | false | | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 01 February 2024 | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | 01 March 2024 | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 17.01 | 0.0 | 0.0 | 0.0 | | 3 | 31 | 01 April 2024 | | 50.19 | 16.76 | 0.25 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.47 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.66 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.66 | 0.1 | 0.0 | 0.0 | 16.76 | 0.0 | 0.0 | 0.0 | 16.76 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.81 | 0 | 0 | 101.81 | 34.02 | 0 | 0 | 67.79 | When Admin sets the business date to "5 April 2024" When Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Repayment | 17.01 | 16.43 | 0.58 | 0.0 | 0.0 | 83.57 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Repayment | 17.01 | 16.62 | 0.39 | 0.0 | 0.0 | 66.95 | false | true | | 01 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 03 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 22 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 26 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 30 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 02 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 03 April 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "5 April 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3397 Scenario: Backdated interest pause outcomes with Accrual Adjustment - UC5 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan When Admin sets the business date to "15 February 2024" When Admin runs inline COB job for Loan # --- set and check interest pause period --- # And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "15 February 2024" Then Loan term variations has 1 variation, with the following data: | Term Type Id | Term Type Code | Term Type Value | Applicable From | Decimal Value | Date Value | Is Specific To Installment | Is Processed | | 11 | loanTermType.interestPause | interestPause | 05 February 2024 | 0.0 | 10 February 2024 | false | | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.97 | 16.6 | 0.41 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.35 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.63 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.82 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.82 | 0.1 | 0.0 | 0.0 | 16.92 | 0.0 | 0.0 | 0.0 | 16.92 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.97 | 0 | 0 | 101.97 | 0.0 | 0 | 0 | 101.97 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | When Admin sets the business date to "16 February 2024" When Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 15 February 2024 | Accrual Adjustment | 0.1 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "16 February 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3402 Scenario: Backdated interest pause after the early repayment - UC6 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan When Admin sets the business date to "15 January 2024" And Customer makes "AUTOPAY" repayment on "15 January 2024" with 15 EUR transaction amount When Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.53 | 16.47 | 0.54 | 0.0 | 0.0 | 17.01 | 15.0 | 15.0 | 0.0 | 2.01 | | 2 | 29 | 01 March 2024 | | 67.01 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.39 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.67 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.86 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.86 | 0.1 | 0.0 | 0.0 | 16.96 | 0.0 | 0.0 | 0.0 | 16.96 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100.0 | 2.01 | 0.0 | 0.0 | 102.01 | 15.0 | 15.0 | 0.0 | 87.01 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Repayment | 15.0 | 15.0 | 0.0 | 0.0 | 0.0 | 85.0 | false | false | # --- set and check interest pause period --- # And Create an interest pause period with start date "14 January 2024" and end date "20 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "14 January 2024" to "20 February 2024" Then LoanBalanceChangedBusinessEvent is created on "15 January 2024" When Admin sets the business date to "5 March 2024" When Admin runs inline COB job for Loan Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.22 | 16.78 | 0.23 | 0.0 | 0.0 | 17.01 | 15.0 | 15.0 | 0.0 | 2.01 | | 2 | 29 | 01 March 2024 | | 66.38 | 16.84 | 0.17 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 49.77 | 16.61 | 0.4 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.05 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.23 | 16.82 | 0.19 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.23 | 0.09 | 0.0 | 0.0 | 16.32 | 0.0 | 0.0 | 0.0 | 16.32 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100.0 | 1.37 | 0.0 | 0.0 | 101.37 | 15.0 | 15.0 | 0.0 | 86.37 | When Admin sets the business date to "5 March 2024" When Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Repayment | 15.0 | 15.0 | 0.0 | 0.0 | 0.0 | 85.0 | false | false | | 15 January 2024 | Accrual Adjustment | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 01 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 04 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "5 March 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3403 Scenario: Early repayment before interest pause - UC7 When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin sets the business date to "14 January 2024" And Customer makes "AUTOPAY" repayment on "14 January 2024" with 17.01 EUR transaction amount Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 14 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 67.0 | 16.23 | 0.78 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.38 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.66 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.85 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.85 | 0.1 | 0.0 | 0.0 | 16.95 | 0.0 | 0.0 | 0.0 | 16.95 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.0 | 0 | 0 | 102.0 | 17.01 | 17.01 | 0 | 84.99 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 14 January 2024 | Repayment | 17.01 | 16.77 | 0.24 | 0.0 | 0.0 | 83.23 | false | false | And Create an interest pause period with start date "15 January 2024" and end date "25 January 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "15 January 2024" to "25 January 2024" Then LoanBalanceChangedBusinessEvent is created on "14 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | 14 January 2024 | 83.23 | 16.77 | 0.24 | 0.0 | 0.0 | 17.01 | 17.01 | 17.01 | 0.0 | 0.0 | | 2 | 29 | 01 March 2024 | | 66.82 | 16.41 | 0.6 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.2 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.48 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.67 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.67 | 0.1 | 0.0 | 0.0 | 16.77 | 0.0 | 0.0 | 0.0 | 16.77 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.82 | 0 | 0 | 101.82 | 17.01 | 17.01 | 0 | 84.81 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 14 January 2024 | Repayment | 17.01 | 16.77 | 0.24 | 0.0 | 0.0 | 83.23 | false | false | When Loan Pay-off is made on "14 January 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3404 Scenario: Interest pause that overlaps a few installments - UC8 When Admin sets the business date to "2 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin runs inline COB job for Loan And Create an interest pause period with start date "01 February 2024" and end date "01 March 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "01 February 2024" to "01 March 2024" Then LoanBalanceChangedBusinessEvent is created on "02 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.55 | 16.45 | 0.56 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.54 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 49.92 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.2 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.38 | 16.82 | 0.19 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.38 | 0.1 | 0.0 | 0.0 | 16.48 | 0.0 | 0.0 | 0.0 | 16.48 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.53 | 0 | 0 | 101.53 | 0.0 | 0.0 | 0 | 101.53 | When Admin sets the business date to "5 March 2024" When Admin runs inline COB job for Loan Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false | | 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 06 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 14 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 18 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 19 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 20 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 22 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 23 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 25 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 26 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 28 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 29 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 31 January 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false | | 02 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 03 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | | 04 March 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false | When Loan Pay-off is made on "5 March 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3668 Scenario: Verify interest pause period is forbidden for loan with zero interest rate- UC1 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 April 2025 | 1000 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | And Admin runs inline COB job for Loan And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | When Loan Pay-off is made on "01 April 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3669 Scenario: Verify interest pause period is forbidden for loan with zero interest rate with repayment trns - UC2 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 April 2025 | 1000 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 May 2025" with 250.0 EUR transaction amount When Admin sets the business date to "01 June 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 June 2025" with 250.0 EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 01 May 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | 01 June 2025 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 500.0 | 0.0 | 0.0 | 500.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 01 May 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false | | 01 June 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false | When Admin sets the business date to "05 June 2025" And Admin runs inline COB job for Loan And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" And Admin is not able to add an interest pause period with start date "10 May 2025" and end date "20 May 2025" And Admin is not able to add an interest pause period with start date "25 April 2025" and end date "05 May 2025" And Admin is not able to add an interest pause period with start date "25 May 2025" and end date "03 June 2025" And Admin is not able to add an interest pause period with start date "25 June 2025" and end date "05 July 2025" Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 01 May 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | 01 June 2025 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 500.0 | 0.0 | 0.0 | 500.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 01 May 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false | | 01 June 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false | Then LoanScheduleVariationsAddedBusinessEvent is not raised on "05 June 2025" When Loan Pay-off is made on "05 June 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3670 Scenario: Verify interest pause period is forbidden for paid-off loan with zero interest rate - UC3 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 April 2025 | 1000 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 May 2025" with 250.0 EUR transaction amount When Admin sets the business date to "01 June 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 June 2025" with 250.0 EUR transaction amount When Admin sets the business date to "01 July 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 July 2025" with 250.0 EUR transaction amount When Admin sets the business date to "01 August 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 August 2025" with 250.0 EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 01 May 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | 01 June 2025 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 3 | 30 | 01 July 2025 | 01 July 2025 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 4 | 31 | 01 August 2025 | 01 August 2025 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 1000.0 | 0.0 | 0.0 | 0.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 01 May 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false | | 01 June 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false | | 01 July 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false | | 01 August 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false | When Admin sets the business date to "05 August 2025" And Admin runs inline COB job for Loan And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" due to inactive loan status Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 01 May 2025 | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | 01 June 2025 | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 3 | 30 | 01 July 2025 | 01 July 2025 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | | 4 | 31 | 01 August 2025 | 01 August 2025 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 1000.0 | 0.0 | 0.0 | 0.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 01 May 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 750.0 | false | false | | 01 June 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false | | 01 July 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false | | 01 August 2025 | Repayment | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false | Then LoanScheduleVariationsAddedBusinessEvent is not raised on "05 August 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3671 Scenario: Verify interest pause period is forbidden for multidisbursal loan with zero interest rate - UC4 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSE | 01 April 2025 | 1000 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "800" EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 600.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | | 2 | 31 | 01 June 2025 | | 400.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | | 3 | 30 | 01 July 2025 | | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 800.0 | 0.0 | 0.0 | 0.0 | 800.0 | 0.0 | 0.0 | 0.0 | 800.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false | When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan And Customer makes "AUTOPAY" repayment on "01 May 2025" with 200.0 EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 01 May 2025 | 600.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | | 2 | 31 | 01 June 2025 | | 400.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | | 3 | 30 | 01 July 2025 | | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 800.0 | 0.0 | 0.0 | 0.0 | 800.0 | 200.0 | 0.0 | 0.0 | 600.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false | | 01 May 2025 | Repayment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false | And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" And Admin is not able to add an interest pause period with start date "10 May 2025" and end date "20 May 2025" And Admin is not able to add an interest pause period with start date "25 April 2025" and end date "05 May 2025" When Admin sets the business date to "05 May 2025" And Admin runs inline COB job for Loan When Admin successfully disburse the loan on "05 May 2025" with "200" EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | 01 May 2025 | 600.0 | 200.0 | 0.0 | 0.0 | 0.0 | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | | | | 05 May 2025 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 2 | 31 | 01 June 2025 | | 533.33 | 266.67 | 0.0 | 0.0 | 0.0 | 266.67 | 0.0 | 0.0 | 0.0 | 266.67 | | 3 | 30 | 01 July 2025 | | 266.66 | 266.67 | 0.0 | 0.0 | 0.0 | 266.67 | 0.0 | 0.0 | 0.0 | 266.67 | | 4 | 31 | 01 August 2025 | | 0.0 | 266.66 | 0.0 | 0.0 | 0.0 | 266.66 | 0.0 | 0.0 | 0.0 | 266.66 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 200.0 | 0.0 | 0.0 | 800.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false | | 01 May 2025 | Repayment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 600.0 | false | false | | 05 May 2025 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | false | And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" And Admin is not able to add an interest pause period with start date "10 May 2025" and end date "20 May 2025" And Admin is not able to add an interest pause period with start date "25 April 2025" and end date "05 May 2025" Then LoanScheduleVariationsAddedBusinessEvent is not raised on "05 May 2025" When Loan Pay-off is made on "05 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3672 Scenario: Verify interest pause period is forbidden for charged-off loan with zero interest rate - UC5 When Admin sets the business date to "01 April 2025" When Admin creates a client with random data When Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALCULATION_DAILY_TILL_PRECLOSE | 01 April 2025 | 1000 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | And Admin successfully approves the loan on "01 April 2025" with "1000" amount and expected disbursement date on "01 April 2025" When Admin successfully disburse the loan on "01 April 2025" with "1000" EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | When Admin sets the business date to "01 May 2025" And Admin runs inline COB job for Loan When Admin adds "LOAN_SNOOZE_FEE" due date charge with "01 May 2025" due date and 20 EUR transaction amount Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 20.0 | 0.0 | 270.0 | 0.0 | 0.0 | 0.0 | 270.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 20.0 | 0.0 | 1020.0 | 0.0 | 0.0 | 0.0 | 1020.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" And Admin is not able to add an interest pause period with start date "10 May 2025" and end date "20 May 2025" And Admin is not able to add an interest pause period with start date "25 April 2025" and end date "05 May 2025" Then LoanScheduleVariationsAddedBusinessEvent is not raised on "01 May 2025" When Admin sets the business date to "02 May 2025" When Customer makes "MERCHANT_ISSUED_REFUND" transaction with "AUTOPAY" payment type on "02 May 2025" with 125 EUR transaction amount and system-generated Idempotency key Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 20.0 | 0.0 | 270.0 | 125.0 | 0.0 | 125.0 | 145.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 20.0 | 0.0 | 1020.0 | 125.0 | 0.0 | 125.0 | 895.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 May 2025 | Merchant Issued Refund | 125.0 | 105.0 | 0.0 | 20.0 | 0.0 | 895.0 | false | false | And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" And Admin is not able to add an interest pause period with start date "10 May 2025" and end date "20 May 2025" And Admin is not able to add an interest pause period with start date "25 April 2025" and end date "05 May 2025" Then LoanScheduleVariationsAddedBusinessEvent is not raised on "02 May 2025" When Admin sets the business date to "05 May 2025" And Admin does charge-off the loan on "05 May 2025" Then Loan Repayment schedule has 4 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 April 2025 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 30 | 01 May 2025 | | 750.0 | 250.0 | 0.0 | 20.0 | 0.0 | 270.0 | 125.0 | 0.0 | 125.0 | 145.0 | | 2 | 31 | 01 June 2025 | | 500.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 3 | 30 | 01 July 2025 | | 250.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | | 4 | 31 | 01 August 2025 | | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | 0.0 | 0.0 | 0.0 | 250.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 1000.0 | 0.0 | 20.0 | 0.0 | 1020.0 | 125.0 | 0.0 | 125.0 | 895.0 | Then Loan Transactions tab has the following data: | Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed | | 01 April 2025 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false | | 02 May 2025 | Merchant Issued Refund | 125.0 | 105.0 | 0.0 | 20.0 | 0.0 | 895.0 | false | false | | 05 May 2025 | Charge-off | 895.0 | 895.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false | And Admin is not able to add an interest pause period with start date "15 April 2025" and end date "25 April 2025" And Admin is not able to add an interest pause period with start date "10 May 2025" and end date "20 May 2025" And Admin is not able to add an interest pause period with start date "25 April 2025" and end date "05 May 2025" Then LoanScheduleVariationsAddedBusinessEvent is not raised on "05 May 2025" When Loan Pay-off is made on "05 May 2025" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C3722 Scenario: Verify that the repayment schedule calculated correctly when interest pause added on the 1st day of the first installment When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount When Admin sets the business date to "02 January 2024" And Create an interest pause period with start date "02 January 2024" and end date "10 January 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "02 January 2024" to "10 January 2024" Then LoanBalanceChangedBusinessEvent is created on "02 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.42 | 16.58 | 0.43 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.9 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.28 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.56 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.75 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.75 | 0.1 | 0.0 | 0.0 | 16.85 | 0.0 | 0.0 | 0.0 | 16.85 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.9 | 0 | 0 | 101.9 | 0 | 0 | 0 | 101.9 | When Loan Pay-off is made on "02 January 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C4146 Scenario: Verify interest pause deletion When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 0 | 0 | 0 | 101.95 | When Delete the interest pause period Then LoanScheduleVariationsDeletedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | When Loan Pay-off is made on "01 January 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met @TestRailId:C4147 Scenario: Verify interest pause update When Admin sets the business date to "1 January 2024" And Admin creates a client with random data And Admin creates a fully customized loan with the following data: | LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | | LP2_ADV_CUSTOM_PMT_ALLOC_PROGRESSIVE_LOAN_SCHEDULE_HORIZONTAL | 01 January 2024 | 100 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | | | | 0.0 | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 67.05 | 16.52 | 0.49 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.43 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.71 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.9 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.9 | 0.1 | 0.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | 17.0 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 2.05 | 0 | 0 | 102.05 | 0 | 0 | 0 | 102.05 | And Admin successfully approves the loan on "1 January 2024" with "100" amount and expected disbursement date on "1 January 2024" And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount And Create an interest pause period with start date "05 February 2024" and end date "10 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause from "05 February 2024" to "10 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.95 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.33 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.61 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.8 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.8 | 0.1 | 0.0 | 0.0 | 16.9 | 0.0 | 0.0 | 0.0 | 16.9 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.95 | 0 | 0 | 101.95 | 0 | 0 | 0 | 101.95 | When Update the interest pause period with start date "10 February 2024" and end date "25 February 2024" Then LoanScheduleVariationsAddedBusinessEvent is created for interest pause update from "05 February 2024" and "10 February 2024" to "10 February 2024" and "25 February 2024" Then LoanBalanceChangedBusinessEvent is created on "01 January 2024" Then Loan Repayment schedule has 6 periods, with the following data for periods: | Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | | | 1 | 31 | 01 February 2024 | | 83.57 | 16.43 | 0.58 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 2 | 29 | 01 March 2024 | | 66.78 | 16.79 | 0.22 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 3 | 31 | 01 April 2024 | | 50.16 | 16.62 | 0.39 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 4 | 30 | 01 May 2024 | | 33.44 | 16.72 | 0.29 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 5 | 31 | 01 June 2024 | | 16.63 | 16.81 | 0.2 | 0.0 | 0.0 | 17.01 | 0.0 | 0.0 | 0.0 | 17.01 | | 6 | 30 | 01 July 2024 | | 0.0 | 16.63 | 0.1 | 0.0 | 0.0 | 16.73 | 0.0 | 0.0 | 0.0 | 16.73 | Then Loan Repayment schedule has the following data in Total row: | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding | | 100 | 1.78 | 0 | 0 | 101.78 | 0 | 0 | 0 | 101.78 | When Loan Pay-off is made on "01 January 2024" Then Loan is closed with zero outstanding balance and it's all installments have obligations met