niteshandClaude Sonnet 5
1e903232f0
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Gap-period interest is earned at the linked account's rate, not the FD's -- folding it onto the FD's own balance meant "Re-Invest Maturity Amount" silently carried savings interest into the new FD term as if it were FD interest, and "Re-Invest Principal Only" paid it out through the FD's own closure math instead of it already being where it belongs. Now posted directly onto the linked account as its own INTEREST_POSTING transaction; the FD's balance is left untouched, so every closure type renews/transfers its real maturity amount. Renewal Preview updated to match (projectedBalance is now just the FD's own balance) and now also returns the linked account's own account number, so staff can see exactly where the gap interest is about to land before confirming. Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>