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GET /fixeddepositaccounts/{id}/renewal-preview -- shown in the FD
Dashboard's Payment dialog before staff confirm a late renewal, so they see
the actual numbers (linked account's rate, gap days, gap-interest amount,
projected new balance) instead of confirming blind. Shares its calculation
with the posting path (creditGapInterest) via a new computeGapInterestAmount
helper, so the previewed number is exactly what gets credited.
Also fixes fdAccount.getLinkedAccountId() returning null for an account
confirmed to have linked_account_id set in the database -- every caller
that needs the FD's Deposit Account Link now reads it fresh via SQL
(resolveLinkedAccountId) instead of that stale JPA entity accessor.
Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>