8521 lines
1.0 MiB
Plaintext
8521 lines
1.0 MiB
Plaintext
@CapitalizedIncomeFeature
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Feature: Capitalized Income
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@TestRailId:C3635
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Scenario: As a user I want to add capitalized income to a progressive loan after disbursement for multidisbursal loan with downpayment - UC1
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 2 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 0 | 01 January 2024 | 01 January 2024 | 675.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 |
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| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 2 | 30 | 31 January 2024 | | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 225.0 | 0.0 | 0.0 | 775.0 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
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| 01 January 2024 | Down Payment | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 | 675.0 | false |
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| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 775.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 100.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
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And Deferred Capitalized Income contains the following data:
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| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
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| 100.0 | 0.0 | 100.0 | 0.0 | 0.0 |
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When Loan Pay-off is made on "02 January 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C3637
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Scenario: As a user I want to add capitalized income to a progressive loan after disbursement - UC2
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 1 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
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| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 100.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
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When Loan Pay-off is made on "02 January 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C3638
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Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal progressive loan - UC3
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "600" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount
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When Admin sets the business date to "3 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 03 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 835.65 | 164.35 | 5.72 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 2 | 29 | 01 March 2024 | | 670.45 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 3 | 31 | 01 April 2024 | | 504.29 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 4 | 30 | 01 May 2024 | | 337.16 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 5 | 31 | 01 June 2024 | | 169.06 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 169.06 | 0.99 | 0.0 | 0.0 | 170.05 | 0.0 | 0.0 | 0.0 | 170.05 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 20.4 | 0.0 | 0.0 | 1020.4 | 0.0 | 0.0 | 0.0 | 1020.4 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false |
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| 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false |
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| 03 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "03 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 200.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
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When Loan Pay-off is made on "03 January 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C3639
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Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount for progressive loan - UC4
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
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When Loan Pay-off is made on "02 January 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C3640
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Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount for multidisbursal progressive loan - UC5
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
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Then Capitalized income with payment type "AUTOPAY" on "2 January 2024" is forbidden with amount "300" while exceed approved amount
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When Loan Pay-off is made on "02 January 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C3641
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Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount after undo disbursement - UC6
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 1 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
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| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 100.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
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When Admin successfully undo disbursal
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Then Loan status will be "APPROVED"
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When Admin sets the business date to "3 January 2024"
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And Admin successfully disburse the loan on "3 January 2024" with "800" EUR transaction amount
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount
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Then Loan Repayment schedule has 1 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 03 January 2024 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 03 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 03 February 2024 | | 0.0 | 1000.0 | 5.83 | 0.0 | 0.0 | 1005.83 | 0.0 | 0.0 | 0.0 | 1005.83 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 5.83 | 0.0 | 0.0 | 1005.83 | 0.0 | 0.0 | 0.0 | 1005.83 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 03 January 2024 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false |
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| 03 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "03 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 200.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
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When Loan Pay-off is made on "03 January 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C3642
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Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan after undo disbursement - UC7
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "600" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 835.69 | 164.31 | 5.76 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 2 | 29 | 01 March 2024 | | 670.49 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 3 | 31 | 01 April 2024 | | 504.33 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 4 | 30 | 01 May 2024 | | 337.2 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 5 | 31 | 01 June 2024 | | 169.1 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 169.1 | 0.99 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 20.44 | 0.0 | 0.0 | 1020.44 | 0.0 | 0.0 | 0.0 | 1020.44 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false |
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| 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false |
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| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
|
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| ASSET | 112601 | Loans Receivable | 200.0 | |
|
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| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
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When Admin successfully undo disbursal
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Then Loan status will be "APPROVED"
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "500" EUR transaction amount
|
|
And Admin sets the business date to "4 January 2024"
|
|
And Admin successfully disburse the loan on "4 January 2024" with "200" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "300" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 03 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 03 February 2024 | | 835.67 | 164.33 | 5.74 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 2 | 29 | 03 March 2024 | | 670.47 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 3 | 31 | 03 April 2024 | | 504.31 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 4 | 30 | 03 May 2024 | | 337.18 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 5 | 31 | 03 June 2024 | | 169.08 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 6 | 30 | 03 July 2024 | | 0.0 | 169.08 | 0.99 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 20.42 | 0.0 | 0.0 | 1020.42 | 0.0 | 0.0 | 0.0 | 1020.42 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 03 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false |
|
|
| 04 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false |
|
|
| 04 January 2024 | Capitalized Income | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "04 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 300.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 300.0 |
|
|
|
|
When Loan Pay-off is made on "04 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3720
|
|
Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan - UC8
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "700" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 700.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 752.14 | 147.86 | 5.21 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
|
|
| 2 | 29 | 01 March 2024 | | 603.46 | 148.68 | 4.39 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
|
|
| 3 | 31 | 01 April 2024 | | 453.91 | 149.55 | 3.52 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
|
|
| 4 | 30 | 01 May 2024 | | 303.49 | 150.42 | 2.65 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
|
|
| 5 | 31 | 01 June 2024 | | 152.19 | 151.3 | 1.77 | 0.0 | 0.0 | 153.07 | 0.0 | 0.0 | 0.0 | 153.07 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 152.19 | 0.89 | 0.0 | 0.0 | 153.08 | 0.0 | 0.0 | 0.0 | 153.08 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 900.0 | 18.43 | 0.0 | 0.0 | 918.43 | 0.0 | 0.0 | 0.0 | 918.43 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 700.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 200.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
|
|
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR transaction amount due to exceed approved amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3721
|
|
Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount for multidisbursal loan with undo last disbursal - UC9
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "150" EUR transaction amount
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "250" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "50" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 150.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 03 January 2024 | | 250.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 03 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 793.84 | 156.16 | 5.4 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 |
|
|
| 2 | 29 | 01 March 2024 | | 636.91 | 156.93 | 4.63 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 |
|
|
| 3 | 31 | 01 April 2024 | | 479.07 | 157.84 | 3.72 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 |
|
|
| 4 | 30 | 01 May 2024 | | 320.3 | 158.77 | 2.79 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 |
|
|
| 5 | 31 | 01 June 2024 | | 160.61 | 159.69 | 1.87 | 0.0 | 0.0 | 161.56 | 0.0 | 0.0 | 0.0 | 161.56 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 160.61 | 0.94 | 0.0 | 0.0 | 161.55 | 0.0 | 0.0 | 0.0 | 161.55 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 950.0 | 19.35 | 0.0 | 0.0 | 969.35 | 0.0 | 0.0 | 0.0 | 969.35 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false |
|
|
| 03 January 2024 | Disbursement | 250.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 03 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 950.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 150.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 150.0 |
|
|
Then Admin fails to disburse the loan on "03 January 2024" with "100" EUR transaction amount due to exceed approved amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "03 January 2024" is forbidden with amount "100" while exceed approved amount
|
|
# --- undo last disbursement --- #
|
|
And Admin sets the business date to "4 January 2024"
|
|
When Admin successfully undo last disbursal
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false |
|
|
| 03 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 700.0 | false |
|
|
And Admin successfully disburse the loan on "4 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 150.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 03 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 752.04 | 147.96 | 5.09 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 |
|
|
| 2 | 29 | 01 March 2024 | | 603.38 | 148.66 | 4.39 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 |
|
|
| 3 | 31 | 01 April 2024 | | 453.85 | 149.53 | 3.52 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 |
|
|
| 4 | 30 | 01 May 2024 | | 303.45 | 150.4 | 2.65 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 |
|
|
| 5 | 31 | 01 June 2024 | | 152.17 | 151.28 | 1.77 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 152.17 | 0.89 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 900.0 | 18.31 | 0.0 | 0.0 | 918.31 | 0.0 | 0.0 | 0.0 | 918.31 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false |
|
|
| 03 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 700.0 | false |
|
|
| 04 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false |
|
|
| 04 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
Then Admin fails to disburse the loan on "04 January 2024" with "200" EUR transaction amount due to exceed approved amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "04 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3723
|
|
Scenario: Verify capitalized income with disbursement amount calculation within approved amount for multidisbursal loan with undo capitalized income - UC10
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "150" EUR transaction amount
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "250" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 150.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 03 January 2024 | | 250.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 752.07 | 147.93 | 5.13 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 |
|
|
| 2 | 29 | 01 March 2024 | | 603.4 | 148.67 | 4.39 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 |
|
|
| 3 | 31 | 01 April 2024 | | 453.86 | 149.54 | 3.52 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 |
|
|
| 4 | 30 | 01 May 2024 | | 303.45 | 150.41 | 2.65 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 |
|
|
| 5 | 31 | 01 June 2024 | | 152.16 | 151.29 | 1.77 | 0.0 | 0.0 | 153.06 | 0.0 | 0.0 | 0.0 | 153.06 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 152.16 | 0.89 | 0.0 | 0.0 | 153.05 | 0.0 | 0.0 | 0.0 | 153.05 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 900.0 | 18.35 | 0.0 | 0.0 | 918.35 | 0.0 | 0.0 | 0.0 | 918.35 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | false |
|
|
| 03 January 2024 | Disbursement | 250.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 150.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 150.0 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 150.0 | 0.0 | 150.0 | 0.0 | 0.0 |
|
|
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR transaction amount due to exceed approved amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
And Admin sets the business date to "4 January 2024"
|
|
# -- undo last disbursal -- #
|
|
When Admin successfully undo last disbursal
|
|
# -- undo capitalized income -- #
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "02 January 2024"
|
|
And Admin successfully disburse the loan on "4 January 2024" with "200" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "200" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 751.98 | 148.02 | 5.02 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 |
|
|
| 2 | 29 | 01 March 2024 | | 603.33 | 148.65 | 4.39 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 |
|
|
| 3 | 31 | 01 April 2024 | | 453.81 | 149.52 | 3.52 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 |
|
|
| 4 | 30 | 01 May 2024 | | 303.42 | 150.39 | 2.65 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 |
|
|
| 5 | 31 | 01 June 2024 | | 152.15 | 151.27 | 1.77 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 152.15 | 0.89 | 0.0 | 0.0 | 153.04 | 0.0 | 0.0 | 0.0 | 153.04 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 900.0 | 18.24 | 0.0 | 0.0 | 918.24 | 0.0 | 0.0 | 0.0 | 918.24 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Reverted |
|
|
| 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 650.0 | true | true |
|
|
| 04 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 900.0 | false | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 200.0 | 0.0 | 200.0 | 0.0 | 0.0 |
|
|
Then Admin fails to disburse the loan on "04 January 2024" with "300" EUR transaction amount due to exceed approved amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "300" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "04 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3730
|
|
Scenario: Verify capitalized income amount with disbursement amount calculation within approved over applied amount with percentage type for multidisbursal loan - UC11
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
|
|
And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1169.98 | 230.02 | 8.09 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 2 | 29 | 01 March 2024 | | 938.69 | 231.29 | 6.82 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 3 | 31 | 01 April 2024 | | 706.06 | 232.63 | 5.48 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 4 | 30 | 01 May 2024 | | 472.07 | 233.99 | 4.12 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 5 | 31 | 01 June 2024 | | 236.71 | 235.36 | 2.75 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 236.71 | 1.38 | 0.0 | 0.0 | 238.09 | 0.0 | 0.0 | 0.0 | 238.09 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1400.0 | 28.64 | 0.0 | 0.0 | 1428.64 | 0.0 | 0.0 | 0.0 | 1428.64 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | false |
|
|
| 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1400.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 200.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
|
|
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR trn amount with total disb amount "1400" and max disb amount "1500" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
When Admin successfully undo disbursal
|
|
Then Loan status will be "APPROVED"
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "1000" EUR transaction amount
|
|
And Admin sets the business date to "4 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "500" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 03 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 03 February 2024 | | 1253.55 | 246.45 | 8.66 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 2 | 29 | 03 March 2024 | | 1005.75 | 247.8 | 7.31 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 3 | 31 | 03 April 2024 | | 756.51 | 249.24 | 5.87 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 4 | 30 | 03 May 2024 | | 505.81 | 250.7 | 4.41 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 5 | 31 | 03 June 2024 | | 253.65 | 252.16 | 2.95 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 6 | 30 | 03 July 2024 | | 0.0 | 253.65 | 1.48 | 0.0 | 0.0 | 255.13 | 0.0 | 0.0 | 0.0 | 255.13 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1500.0 | 30.68 | 0.0 | 0.0 | 1530.68 | 0.0 | 0.0 | 0.0 | 1530.68 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 03 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 04 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
Then Admin fails to disburse the loan on "04 January 2024" with "100" EUR trn amount with total disb amount "1100" and max disb amount "1500" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "100" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "04 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3764
|
|
Scenario: Verify capitalized income with disbursement amount within approved over applied amount with flat type with undo last disbursal for multidisbursal loan - UC12
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
|
|
And Admin successfully disburse the loan on "2 January 2024" with "800" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1671.34 | 328.66 | 11.48 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 2 | 29 | 01 March 2024 | | 1340.95 | 330.39 | 9.75 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 3 | 31 | 01 April 2024 | | 1008.63 | 332.32 | 7.82 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 4 | 30 | 01 May 2024 | | 674.37 | 334.26 | 5.88 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 5 | 31 | 01 June 2024 | | 338.16 | 336.21 | 3.93 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 338.16 | 1.97 | 0.0 | 0.0 | 340.13 | 0.0 | 0.0 | 0.0 | 340.13 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 2000.0 | 40.83 | 0.0 | 0.0 | 2040.83 | 0.0 | 0.0 | 0.0 | 2040.83 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | false |
|
|
| 02 January 2024 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 200.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
|
|
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR trn amount with total disb amount "2000" and max disb amount "2000" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "101" while exceed approved amount
|
|
When Admin successfully undo last disbursal
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "600" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 03 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1504.13 | 295.87 | 10.24 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
|
|
| 2 | 29 | 01 March 2024 | | 1206.79 | 297.34 | 8.77 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
|
|
| 3 | 31 | 01 April 2024 | | 907.72 | 299.07 | 7.04 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
|
|
| 4 | 30 | 01 May 2024 | | 606.91 | 300.81 | 5.3 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
|
|
| 5 | 31 | 01 June 2024 | | 304.34 | 302.57 | 3.54 | 0.0 | 0.0 | 306.11 | 0.0 | 0.0 | 0.0 | 306.11 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 304.34 | 1.78 | 0.0 | 0.0 | 306.12 | 0.0 | 0.0 | 0.0 | 306.12 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1800.0 | 36.67 | 0.0 | 0.0 | 1836.67 | 0.0 | 0.0 | 0.0 | 1836.67 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | false |
|
|
| 03 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1800.0 | false |
|
|
Then Admin fails to disburse the loan on "03 January 2024" with "201" EUR trn amount with total disb amount "1801" and max disb amount "2000" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "03 January 2024" is forbidden with amount "300" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "03 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3765
|
|
Scenario: Verify capitalized income with disbursement amount within approved over applied amount with percentage type with undo disbursal for single disbursal loan - UC13
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "400" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1169.98 | 230.02 | 8.09 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 2 | 29 | 01 March 2024 | | 938.69 | 231.29 | 6.82 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 3 | 31 | 01 April 2024 | | 706.06 | 232.63 | 5.48 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 4 | 30 | 01 May 2024 | | 472.07 | 233.99 | 4.12 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 5 | 31 | 01 June 2024 | | 236.71 | 235.36 | 2.75 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 236.71 | 1.38 | 0.0 | 0.0 | 238.09 | 0.0 | 0.0 | 0.0 | 238.09 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1400.0 | 28.64 | 0.0 | 0.0 | 1428.64 | 0.0 | 0.0 | 0.0 | 1428.64 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1400.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 400.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 400.0 |
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
When Admin successfully undo disbursal
|
|
Then Loan status will be "APPROVED"
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "1000" EUR transaction amount
|
|
And Admin sets the business date to "4 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "500" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 03 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 03 February 2024 | | 1253.55 | 246.45 | 8.66 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 2 | 29 | 03 March 2024 | | 1005.75 | 247.8 | 7.31 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 3 | 31 | 03 April 2024 | | 756.51 | 249.24 | 5.87 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 4 | 30 | 03 May 2024 | | 505.81 | 250.7 | 4.41 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 5 | 31 | 03 June 2024 | | 253.65 | 252.16 | 2.95 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 6 | 30 | 03 July 2024 | | 0.0 | 253.65 | 1.48 | 0.0 | 0.0 | 255.13 | 0.0 | 0.0 | 0.0 | 255.13 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1500.0 | 30.68 | 0.0 | 0.0 | 1530.68 | 0.0 | 0.0 | 0.0 | 1530.68 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 03 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 04 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "100" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "04 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3766
|
|
Scenario: Verify capitalized income with adjustment amount with disbursement amount within approved over applied amount with flat type for single disbursal loan - UC14
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "2000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1500" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "400" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1587.86 | 312.14 | 11.01 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 2 | 29 | 01 March 2024 | | 1273.97 | 313.89 | 9.26 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 3 | 31 | 01 April 2024 | | 958.25 | 315.72 | 7.43 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 4 | 30 | 01 May 2024 | | 640.69 | 317.56 | 5.59 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 5 | 31 | 01 June 2024 | | 321.28 | 319.41 | 3.74 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 321.28 | 1.87 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1900.0 | 38.9 | 0.0 | 0.0 | 1938.9 | 0.0 | 0.0 | 0.0 | 1938.9 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1900.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 400.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 400.0 |
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "200" EUR transaction amount
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1900.0 | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1700.0 | false |
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3776
|
|
Scenario: Verify capitalized income amount with disbursement amount calculation within approved over applied amount with percentage type for multidisbursal loan - UC15
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1300" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "400" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1169.98 | 230.02 | 8.09 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 2 | 29 | 01 March 2024 | | 938.69 | 231.29 | 6.82 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 3 | 31 | 01 April 2024 | | 706.06 | 232.63 | 5.48 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 4 | 30 | 01 May 2024 | | 472.07 | 233.99 | 4.12 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 5 | 31 | 01 June 2024 | | 236.71 | 235.36 | 2.75 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 236.71 | 1.38 | 0.0 | 0.0 | 238.09 | 0.0 | 0.0 | 0.0 | 238.09 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1400.0 | 28.64 | 0.0 | 0.0 | 1428.64 | 0.0 | 0.0 | 0.0 | 1428.64 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1400.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 400.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 400.0 |
|
|
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR trn amount with total disb amount "1200" and max disb amount "1500" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
When Admin successfully undo disbursal
|
|
Then Loan status will be "APPROVED"
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "1000" EUR transaction amount
|
|
And Admin sets the business date to "4 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "500" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 03 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 03 February 2024 | | 1253.55 | 246.45 | 8.66 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 2 | 29 | 03 March 2024 | | 1005.75 | 247.8 | 7.31 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 3 | 31 | 03 April 2024 | | 756.51 | 249.24 | 5.87 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 4 | 30 | 03 May 2024 | | 505.81 | 250.7 | 4.41 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 5 | 31 | 03 June 2024 | | 253.65 | 252.16 | 2.95 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 6 | 30 | 03 July 2024 | | 0.0 | 253.65 | 1.48 | 0.0 | 0.0 | 255.13 | 0.0 | 0.0 | 0.0 | 255.13 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1500.0 | 30.68 | 0.0 | 0.0 | 1530.68 | 0.0 | 0.0 | 0.0 | 1530.68 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 03 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 04 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
Then Admin fails to disburse the loan on "04 January 2024" with "100" EUR trn amount with total disb amount "1100" and max disb amount "1500" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "100" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "04 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3777
|
|
Scenario: Verify capitalized income with disbursement amount within approved over applied amount with flat type with undo last disbursal for multidisbursal loan - UC16
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_FLAT_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1500" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "600" EUR transaction amount
|
|
And Admin successfully disburse the loan on "2 January 2024" with "400" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1671.34 | 328.66 | 11.48 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 2 | 29 | 01 March 2024 | | 1340.95 | 330.39 | 9.75 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 3 | 31 | 01 April 2024 | | 1008.63 | 332.32 | 7.82 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 4 | 30 | 01 May 2024 | | 674.37 | 334.26 | 5.88 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 5 | 31 | 01 June 2024 | | 338.16 | 336.21 | 3.93 | 0.0 | 0.0 | 340.14 | 0.0 | 0.0 | 0.0 | 340.14 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 338.16 | 1.97 | 0.0 | 0.0 | 340.13 | 0.0 | 0.0 | 0.0 | 340.13 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 2000.0 | 40.83 | 0.0 | 0.0 | 2040.83 | 0.0 | 0.0 | 0.0 | 2040.83 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 600.0 | 600.0 | 0.0 | 0.0 | 0.0 | 1600.0 | false |
|
|
| 02 January 2024 | Disbursement | 400.0 | 0.0 | 0.0 | 0.0 | 0.0 | 2000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 600.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 600.0 |
|
|
Then Admin fails to disburse the loan on "02 January 2024" with "200" EUR trn amount with total disb amount "1600" and max disb amount "2000" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "101" while exceed approved amount
|
|
When Admin successfully undo last disbursal
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 03 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1504.19 | 295.81 | 10.31 | 0.0 | 0.0 | 306.12 | 0.0 | 0.0 | 0.0 | 306.12 |
|
|
| 2 | 29 | 01 March 2024 | | 1206.84 | 297.35 | 8.77 | 0.0 | 0.0 | 306.12 | 0.0 | 0.0 | 0.0 | 306.12 |
|
|
| 3 | 31 | 01 April 2024 | | 907.76 | 299.08 | 7.04 | 0.0 | 0.0 | 306.12 | 0.0 | 0.0 | 0.0 | 306.12 |
|
|
| 4 | 30 | 01 May 2024 | | 606.94 | 300.82 | 5.3 | 0.0 | 0.0 | 306.12 | 0.0 | 0.0 | 0.0 | 306.12 |
|
|
| 5 | 31 | 01 June 2024 | | 304.36 | 302.58 | 3.54 | 0.0 | 0.0 | 306.12 | 0.0 | 0.0 | 0.0 | 306.12 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 304.36 | 1.78 | 0.0 | 0.0 | 306.14 | 0.0 | 0.0 | 0.0 | 306.14 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1800.0 | 36.74 | 0.0 | 0.0 | 1836.74 | 0.0 | 0.0 | 0.0 | 1836.74 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 600.0 | 600.0 | 0.0 | 0.0 | 0.0 | 1600.0 | false |
|
|
| 03 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1800.0 | false |
|
|
Then Admin fails to disburse the loan on "03 January 2024" with "201" EUR trn amount with total disb amount "1201" and max disb amount "2000" due to exceed max applied amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "03 January 2024" is forbidden with amount "300" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "03 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3778
|
|
Scenario: Verify capitalized income with disbursement amount within approved over applied amount with percentage type with undo disbursal for single disbursal loan - UC17
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1200" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "400" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1169.98 | 230.02 | 8.09 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 2 | 29 | 01 March 2024 | | 938.69 | 231.29 | 6.82 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 3 | 31 | 01 April 2024 | | 706.06 | 232.63 | 5.48 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 4 | 30 | 01 May 2024 | | 472.07 | 233.99 | 4.12 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 5 | 31 | 01 June 2024 | | 236.71 | 235.36 | 2.75 | 0.0 | 0.0 | 238.11 | 0.0 | 0.0 | 0.0 | 238.11 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 236.71 | 1.38 | 0.0 | 0.0 | 238.09 | 0.0 | 0.0 | 0.0 | 238.09 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1400.0 | 28.64 | 0.0 | 0.0 | 1428.64 | 0.0 | 0.0 | 0.0 | 1428.64 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1400.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 400.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 400.0 |
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
When Admin successfully undo disbursal
|
|
Then Loan status will be "APPROVED"
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin successfully disburse the loan on "3 January 2024" with "1000" EUR transaction amount
|
|
And Admin sets the business date to "4 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "500" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 03 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 04 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 03 February 2024 | | 1253.55 | 246.45 | 8.66 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 2 | 29 | 03 March 2024 | | 1005.75 | 247.8 | 7.31 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 3 | 31 | 03 April 2024 | | 756.51 | 249.24 | 5.87 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 4 | 30 | 03 May 2024 | | 505.81 | 250.7 | 4.41 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 5 | 31 | 03 June 2024 | | 253.65 | 252.16 | 2.95 | 0.0 | 0.0 | 255.11 | 0.0 | 0.0 | 0.0 | 255.11 |
|
|
| 6 | 30 | 03 July 2024 | | 0.0 | 253.65 | 1.48 | 0.0 | 0.0 | 255.13 | 0.0 | 0.0 | 0.0 | 255.13 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1500.0 | 30.68 | 0.0 | 0.0 | 1530.68 | 0.0 | 0.0 | 0.0 | 1530.68 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 03 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 04 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
Then Capitalized income with payment type "AUTOPAY" on "04 January 2024" is forbidden with amount "100" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "04 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3779
|
|
Scenario: Verify capitalized income with adjustment amount with disbursement amount within approved over applied amount with flat type for single disbursal loan - UC18
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1800" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1500" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "400" EUR transaction amount
|
|
Then Loan Repayment schedule has 6 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 400.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1587.86 | 312.14 | 11.01 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 2 | 29 | 01 March 2024 | | 1273.97 | 313.89 | 9.26 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 3 | 31 | 01 April 2024 | | 958.25 | 315.72 | 7.43 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 4 | 30 | 01 May 2024 | | 640.69 | 317.56 | 5.59 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 5 | 31 | 01 June 2024 | | 321.28 | 319.41 | 3.74 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
| 6 | 30 | 01 July 2024 | | 0.0 | 321.28 | 1.87 | 0.0 | 0.0 | 323.15 | 0.0 | 0.0 | 0.0 | 323.15 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1900.0 | 38.9 | 0.0 | 0.0 | 1938.9 | 0.0 | 0.0 | 0.0 | 1938.9 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1900.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 400.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 400.0 |
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "200" EUR transaction amount
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 400.0 | 400.0 | 0.0 | 0.0 | 0.0 | 1900.0 | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1700.0 | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 400.0 | 0.0 | 200.0 | 200.0 | 0.0 |
|
|
Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3646
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then make a full repayment - amortization in case of loan close event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "2 January 2024" with 1000.17 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Repayment | 1000.17| 1000.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 100.0 | 100.0 | 0.0 | 0.0 | 0.0 |
|
|
And LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024"
|
|
|
|
@TestRailId:C3647
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then overpay loan - amortization in case of loan close event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "2 January 2024" with 1100 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Repayment | 1100.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
And LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024"
|
|
|
|
When Admin makes Credit Balance Refund transaction on "02 January 2024" with 99.83 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3651
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then write off loan - amortization in case of loan close event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
And Admin does write-off the loan on "02 January 2024"
|
|
Then Loan status will be "CLOSED_WRITTEN_OFF"
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 0.0 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Close (as written-off) | 1005.81| 1000.0 | 5.81 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | e4 | Written off | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024"
|
|
|
|
@TestRailId:C3648
|
|
Scenario: Verify capitalized income: daily amortization - Capitalized Income type: interest
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 50.0 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Capitalized Income Amortization Transaction Created Business Event is created on "31 March 2024"
|
|
|
|
When Loan Pay-off is made on "01 April 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3649
|
|
Scenario: Verify capitalized income: daily amortization - Capitalized Income type: fee
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_FEE | 01 January 2024 | 200 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
And Loan Capitalized Income Amortization Transaction Created Business Event is created on "31 March 2024"
|
|
|
|
When Loan Pay-off is made on "01 April 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3661
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off the loan with "delinquent" reason - amortization in case of loan charge-off event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "26 January 2024"
|
|
And Admin does charge-off the loan with reason "DELINQUENT" on "26 January 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 83.33 | 0.0 | 83.33 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Accrual | 3.69 | 0.0 | 3.69 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 16.67 | 0.0 | 16.67 | 0.0 | 0.0 | 0.0 | false |
|
|
# --- check CIA journal entries for before and after charge-off trn processed --- #
|
|
Then Loan Transactions tab has 2 a "CAPITALIZED_INCOME_AMORTIZATION" transactions with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 83.33 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 83.33 | |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 16.67 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 16.67 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "26 January 2024"
|
|
|
|
When Loan Pay-off is made on "26 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3662
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off a fraud loan - amortization in case of loan charge-off event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "26 January 2024"
|
|
And Admin does charge-off the loan on "26 January 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744037 | Credit Loss/Bad Debt-Fraud | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 83.33 | 0.0 | 83.33 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Accrual | 3.69 | 0.0 | 3.69 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 16.67 | 0.0 | 16.67 | 0.0 | 0.0 | 0.0 | false |
|
|
# --- check CIA journal entries for before and after charge-off trn processed --- #
|
|
Then Loan Transactions tab has 2 a "CAPITALIZED_INCOME_AMORTIZATION" transactions with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 83.33 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 83.33 | |
|
|
| EXPENSE | 744037 | Credit Loss/Bad Debt-Fraud | | 16.67 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 16.67 | |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 100.0 | 83.33 | 0.0 | 0.0 | 16.67 |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "26 January 2024"
|
|
|
|
When Loan Pay-off is made on "26 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3663
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off the loan - amortization in case of loan charge-off event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "26 January 2024"
|
|
And Admin does charge-off the loan with reason "DELINQUENT" on "26 January 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 83.33 | 0.0 | 83.33 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Accrual | 3.69 | 0.0 | 3.69 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 16.67 | 0.0 | 16.67 | 0.0 | 0.0 | 0.0 | false |
|
|
# --- check CIA journal entries for before and after charge-off trn processed --- #
|
|
Then Loan Transactions tab has 2 a "CAPITALIZED_INCOME_AMORTIZATION" transactions with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 83.33 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 83.33 | |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 16.67 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 16.67 | |
|
|
And Deferred Capitalized Income contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 100.0 | 83.33 | 0.0 | 0.0 | 16.67 |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "26 January 2024"
|
|
|
|
When Loan Pay-off is made on "26 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3664
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then undo the charge-off transaction with "delinquent" reason - amortization in case of loan charge-off event should also be reversed
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "26 January 2024"
|
|
And Admin does charge-off the loan with reason "DELINQUENT" on "26 January 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 83.33 | 0.0 | 83.33 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Accrual | 3.69 | 0.0 | 3.69 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 16.67 | 0.0 | 16.67 | 0.0 | 0.0 | 0.0 | false |
|
|
Then Loan Transactions tab has 2 a "CAPITALIZED_INCOME_AMORTIZATION" transactions with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 83.33 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 83.33 | |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 16.67 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 16.67 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "26 January 2024"
|
|
Then Admin does a charge-off undo the loan
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "26 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
| ASSET | 112601 | Loans Receivable | 1000.0| |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 4.58 | |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 1000.0 |
|
|
| INCOME | 404001 | Interest Income Charge Off | | 4.58 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 83.33 | 0.0 | 83.33 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Accrual | 3.69 | 0.0 | 3.69 | 0.0 | 0.0 | 0.0 | false |
|
|
| 26 January 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | true |
|
|
Then Reversed loan capitalized income amortization transaction has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 16.67 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 16.67 | |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 16.67 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 16.67 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 100.0 | 83.33 | 16.67 | 0.0 | 0.0 |
|
|
|
|
When Loan Pay-off is made on "26 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3673
|
|
Scenario: Verify capitalized income: repayment schedule - UC1: Simple loan - full payment
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
# --- First repayment ---
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
# --- Second repayment ---
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 March 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 101.16 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
# --- Third repayment ---
|
|
And Admin sets the business date to "01 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 April 2024" with 50.59 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 01 April 2024 | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 50.59 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 151.75 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Repayment | 50.59 | 50.3 | 0.29 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
@TestRailId:C3674
|
|
Scenario: Verify capitalized income: repayment schedule - UC2: loan - early payoff
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
# --- First repayment ---
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
# --- Early pay-off ---
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Pay-off is made on "01 March 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 01 March 2024 | 0.0 | 50.3 | 0.0 | 0.0 | 0.0 | 50.3 | 50.3 | 50.3 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.46 | 0.0 | 0.0 | 151.46 | 151.46 | 50.3 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Repayment | 100.88 | 100.29 | 0.59 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
@TestRailId:C3675
|
|
Scenario: Verify capitalized income: repayment schedule - UC3: loan - charge-off
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
# --- First repayment ---
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
# --- Charge off ---
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin does charge-off the loan on "01 March 2024"
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Charge-off | 101.17 | 100.29 | 0.88 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 16.48 | 0.0 | 16.48 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "01 March 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3665
|
|
Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj < Bal - UC4
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
# Journal entry checks for initial transactions
|
|
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | | 100.0 |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
When Admin sets the business date to "01 February 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
# Journal entry check for repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
# Journal entry check for accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.87 | |
|
|
| INCOME | 404000 | Interest Income | | 0.87 |
|
|
# Journal entry check for final capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 17.58 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 17.58 | |
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
# Journal entry check for March repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.99 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.59 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount
|
|
# Journal entry check for final capitalized income adjustment
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
When Admin sets the business date to "01 April 2024"
|
|
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 40.54 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
| 01 April 2024 | Repayment | 40.54 | 40.3 | 0.24 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Accrual | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Capitalized Income Amortization | 22.42 | 0.0 | 22.42 | 0.0 | 0.0 | 0.0 | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 40.0 | 0.0 | 10.0 | 0.0 |
|
|
# Journal entry check for final repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 40.3 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.24 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 40.54 | |
|
|
# Journal entry check for final accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.83 | |
|
|
| INCOME | 404000 | Interest Income | | 0.83 |
|
|
# Journal entry check for final capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 22.42 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 22.42 | |
|
|
# Journal entry check for final capitalized income adjustment
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
|
|
@TestRailId:C3707
|
|
Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj > Bal - UC5
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
# Journal entry checks for initial transactions
|
|
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | | 100.0 |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
When Admin sets the business date to "01 February 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
# Journal entry check for February repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
# Journal entry check for February accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.87 | |
|
|
| INCOME | 404000 | Interest Income | | 0.87 |
|
|
# Journal entry check for February capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 17.58 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 17.58 | |
|
|
When Admin sets the business date to "01 March 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
# Journal entry check for March repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.99 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.59 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount
|
|
# Journal entry checks for Capitalized Income Adjustment
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 17.58 | 22.42 | 10.0 | 0.0 |
|
|
When Admin sets the business date to "15 March 2024"
|
|
# Journal entry checks for Capitalized Income Adjustment
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 March 2024" with "5" EUR transaction amount
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 5.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
| 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 17.58 | 17.42 | 15.0 | 0.0 |
|
|
When Admin sets the business date to "01 April 2024"
|
|
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 35.52 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
| 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false |
|
|
| 01 April 2024 | Repayment | 35.52 | 35.3 | 0.22 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Accrual | 0.81 | 0.0 | 0.81 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Capitalized Income Amortization | 17.42 | 0.0 | 17.42 | 0.0 | 0.0 | 0.0 | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 35.0 | 0.0 | 15.0 | 0.0 |
|
|
# Journal entry check for final April repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 35.3 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.22 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 35.52 | |
|
|
# Journal entry check for final April accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.81 | |
|
|
| INCOME | 404000 | Interest Income | | 0.81 |
|
|
# Journal entry check for final April capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 17.42 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 17.42 | |
|
|
# Journal entry checks for Capitalized Income Adjustments - INTACT
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 5.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | |
|
|
|
|
@TestRailId:C3702
|
|
Scenario: Verify Capitalized Income adjustment reverse replay with backdated repayment transaction
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "50" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.71 | 0.29 | 0.0 | 0.0 | 100.29 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.29 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 50.0 | |
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 33.72 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 33.72 | 33.72 | 0.0 | 0.0 | 0.0 | 116.28 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.13 | 0.87 | 0.0 | 0.0 | 67.15 | false | true |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.13 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 50.0 | |
|
|
|
|
When Loan Pay-off is made on "01 March 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3703
|
|
Scenario: Verify Capitalized Income adjustment reverse replay with backdated charge
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 151 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "151" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "51" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "51" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.57 | 0.0 | 0.57 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.57 | 0.0 | 0.57 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.57 | 0.0 | 0.57 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.12 | 0.88 | 0.0 | 0.0 | 100.88 | false | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 51.0 | 0.0 | 0.0 | 51.0 | 0.0 |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 50.12 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.88 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 51.0 | |
|
|
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "01 February 2024" due date and 10 EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.57 | 0.0 | 0.57 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.57 | 0.0 | 0.57 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.57 | 0.0 | 0.57 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.04 | 0.88 | 0.08 | 0.0 | 100.96 | false | true |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 50.04 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.96 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 51.0 | |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 51.0 | 0.0 | 0.0 | 51.0 | 0.0 |
|
|
|
|
When Loan Pay-off is made on "01 March 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3712
|
|
Scenario: Verify Capitalized Income Adjustment validation - Total adjustment amount cannot exceed original transaction amount
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
# Try to adjust more than original capitalized income amount (50 EUR) - should fail
|
|
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "60" EUR transaction amount
|
|
|
|
When Loan Pay-off is made on "01 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3713
|
|
Scenario: Verify Capitalized Income Adjustment validation - Adjustment transaction date cannot be earlier than original transaction date
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
# Try to adjust with date earlier than original transaction (31 December 2023) - should fail
|
|
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "31 December 2024" with "60" EUR transaction amount
|
|
|
|
When Loan Pay-off is made on "01 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3714
|
|
Scenario: Verify Capitalized Income Adjustment validation - Multiple adjustments cannot exceed original amount
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "30" EUR transaction amount
|
|
When Admin sets the business date to "01 March 2024"
|
|
# Try to add another adjustment that would exceed total
|
|
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "25" EUR transaction amount
|
|
|
|
When Loan Pay-off is made on "01 March 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3715
|
|
Scenario: Verify Capitalized Income Adjustment - Balance cannot go negative, set to zero instead
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "01 February 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 17.58 | 32.42 | 0.0 | 0.0 |
|
|
When Admin sets the business date to "01 March 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.89 EUR transaction amount and system-generated Idempotency key
|
|
When Admin sets the business date to "02 March 2024"
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 March 2024" with "50" EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 02 March 2024 | 0.0 | 50.3 | 0.01 | 0.0 | 0.0 | 50.31 | 50.31 | 50.31 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.47 | 0.00 | 0.00 | 151.47 | 151.47 | 50.31 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.89 | 50.3 | 0.59 | 0.0 | 0.0 | 49.99 | false |
|
|
| 02 March 2024 | Capitalized Income Adjustment | 50.0 | 49.99 | 0.01 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 March 2024 | Accrual | 0.6 | 0.0 | 0.6 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 March 2024 | Capitalized Income Amortization Adjustment | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 0.0 | 0.0 | 50.0 | 0.0 |
|
|
|
|
@TestRailId:C3716
|
|
Scenario: Verify Capitalized Income/Adjustment validation - Transaction date can't be in a future
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "50" EUR transaction amount
|
|
# try do add capitalized income with future date
|
|
Then Capitalized income with payment type "AUTOPAY" on "01 February 2024" is forbidden with amount "20" due to future date
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
Then Capitalized income with payment type "AUTOPAY" on "01 March 2024" is forbidden with amount "20" due to future date
|
|
# try do add capitalized income adjustment with future date
|
|
Then Capitalized income adjustment with payment type "AUTOPAY" on "01 March 2024" is forbidden with amount "20" due to future date
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "30" EUR transaction amount
|
|
Then Capitalized income adjustment with payment type "AUTOPAY" on "01 April 2024" is forbidden with amount "10" due to future date
|
|
|
|
When Loan Pay-off is made on "01 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3717
|
|
Scenario: Verify Capitalized Income validation while run COB at first day of loan
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3718
|
|
Scenario: Verify Capitalized Income Adjustment validation while run COB at first day of loan
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 0.11 | 9.89 | 40.0 | 0.0 |
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3704
|
|
Scenario: Verify Capitalized Income adjustment reverse - UC1
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "40" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 40.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 40.0 | |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 10.0 | 0.0 | 40.0 | 0.0 |
|
|
When Admin sets the business date to "02 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer undo "1"th capitalized income adjustment on "02 March 2024"
|
|
When Admin sets the business date to "03 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | true | false |
|
|
| 01 March 2024 | Capitalized Income Amortization Adjustment | 22.97 | 0.0 | 22.97 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 24.07 | 0.0 | 24.07 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 40.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 40.0 | |
|
|
| ASSET | 112601 | Loans Receivable | 40.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 40.0 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 50.0 | 34.07 | 15.93 | 0.0 | 0.0 |
|
|
|
|
When Loan Pay-off is made on "03 March 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3705
|
|
Scenario: Verify Capitalized Income adjustment reverse - UC2
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "10 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "10 January 2024" with "40" EUR transaction amount
|
|
When Admin sets the business date to "11 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 40.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 40.0 | |
|
|
And Customer undo "1"th capitalized income adjustment on "11 January 2024"
|
|
When Admin sets the business date to "12 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | true | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.06 | 0.0 | 0.06 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 1.03 | 0.0 | 1.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 40.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 40.0 | |
|
|
| ASSET | 112601 | Loans Receivable | 40.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 40.0 |
|
|
|
|
When Loan Pay-off is made on "12 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3706
|
|
Scenario: Verify Capitalized Income adjustment reverse - UC3
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "90" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "60" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "10 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "10 January 2024" with "55" EUR transaction amount
|
|
When Admin sets the business date to "11 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 90.0 | 0.0 | 0.0 | 0.0 | 0.0 | 90.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 60.0 | 60.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Adjustment | 55.0 | 54.75 | 0.25 | 0.0 | 0.0 | 95.25 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization Adjustment | 0.93 | 0.0 | 0.93 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 54.75 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.25 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 55.0 | |
|
|
Then Customer is forbidden to undo "1"th "Capitalized Income" transaction made on "01 January 2024" due to adjustment exists
|
|
And Customer undo "1"th capitalized income adjustment on "11 January 2024"
|
|
When Admin sets the business date to "12 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 90.0 | 0.0 | 0.0 | 0.0 | 0.0 | 90.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 60.0 | 60.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.65 | 0.0 | 0.65 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.66 | 0.0 | 0.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Adjustment | 55.0 | 54.75 | 0.25 | 0.0 | 0.0 | 95.25 | true | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization Adjustment | 0.93 | 0.0 | 0.93 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 2.25 | 0.0 | 2.25 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "10 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 54.75 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.25 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 55.0 | |
|
|
| ASSET | 112601 | Loans Receivable | 54.75 | |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.25 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 55.0 |
|
|
|
|
When Loan Pay-off is made on "12 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3756
|
|
Scenario: Verify Capitalised Income Adjustment reversed on same biz date when added - UC4
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
|
|
| 2 | 29 | 01 March 2024 | | 33.53 | 33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0 | 33.73 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 100.0 | 1.17 | 0.00 | 0.00 | 101.17 | 0.0 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "100" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
When Admin sets the business date to "03 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "03 January 2024" with "100" EUR trn amount with "01 January 2024" date for capitalized income
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Adjustment | 100.0 | 99.92 | 0.08 | 0.0 | 0.0 | 100.08 | false | false |
|
|
# -- undo Capitalized Income Adjustment transaction at the same biz date when it was added -- #
|
|
When Customer undo "1"th "Capitalized Income Adjustment" transaction made on "03 January 2024"
|
|
When Admin sets the business date to "05 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 133.72 | 66.28 | 1.17 | 0.0 | 0.0 | 67.45 | 0.0 | 0.0 | 0.0 | 67.45 |
|
|
| 2 | 29 | 01 March 2024 | | 67.05 | 66.67 | 0.78 | 0.0 | 0.0 | 67.45 | 0.0 | 0.0 | 0.0 | 67.45 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 67.05 | 0.39 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 200.0 | 2.34 | 0.00 | 0.00 | 202.34 | 0.0 | 0.0 | 0.0 | 202.34 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Adjustment | 100.0 | 99.92 | 0.08 | 0.0 | 0.0 | 100.08 | true | false |
|
|
| 03 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 1.1 | 0.0 | 1.1 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "05 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3708
|
|
Scenario: Verify capitalized income reversed after repayment - UC1
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "150" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
And Admin sets the business date to "14 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "01 January 2024"
|
|
And Admin sets the business date to "15 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | true | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 50.0 | 0.58 | 0.0 | 0.0 | 50.0 | false | true |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual Adjustment | 0.4 | 0.0 | 0.4 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization Adjustment | 24.18 | 0.0 | 24.18 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION_ADJUSTMENT" transaction with date "14 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | 24.18 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 24.18 |
|
|
And Admin sets the business date to "16 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "16 February 2024" with "50" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 33.72 | 0.0 | 0.0 | 0.0 |
|
|
| | | 16 February 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 2 | 29 | 01 March 2024 | | 58.43 | 58.43 | 0.43 | 0.0 | 0.0 | 58.86 | 16.86 | 16.86 | 0.0 | 42.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 58.43 | 0.34 | 0.0 | 0.0 | 58.77 | 0.0 | 0.0 | 0.0 | 58.77 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.35 | 0.0 | 0.0 | 151.35 | 50.58 | 16.86 | 0.0 | 100.77 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | true | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 50.0 | 0.58 | 0.0 | 0.0 | 50.0 | false | true |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual Adjustment | 0.4 | 0.0 | 0.4 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization Adjustment | 24.18 | 0.0 | 24.18 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
Then LoanCapitalizedIncomeAmortizationAdjustmentTransactionCreatedBusinessEvent is raised on "14 February 2024"
|
|
Then Customer is forbidden to undo "1"th "Capitalized Income" transaction made on "01 January 2024" due to transaction type is non-reversal
|
|
|
|
When Loan Pay-off is made on "16 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3737
|
|
Scenario: Verify overpayment amount when capitalized income transactions are reversed and replayed - basic flow
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1200" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "5 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "5 January 2024" with "200" EUR transaction amount
|
|
Then Loan has 1213.88 outstanding amount
|
|
# Make overpayment
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "5 January 2024" with 1300 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan has 0 outstanding amount
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 05 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | false |
|
|
| 05 January 2024 | Repayment | 1300.0 | 1200.0 | 0.75 | 0.0 | 0.0 | 0.0 | false |
|
|
| 05 January 2024 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 200.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | false |
|
|
# Undo capitalized income - should trigger reverse-replay
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "05 January 2024"
|
|
Then Loan has 0 outstanding amount
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1200.0 | true | false |
|
|
| 05 January 2024 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 200.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Repayment | 1300.0 | 1000.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | true |
|
|
| 05 January 2024 | Capitalized Income Amortization Adjustment | 200.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan status will be "OVERPAID"
|
|
Then Loan has 299.25 overpaid amount
|
|
|
|
When Admin makes Credit Balance Refund transaction on "5 January 2024" with 299.25 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3739
|
|
Scenario: Verify multiple capitalized income transactions reversal with overpayment - selective middle transaction reversal
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1600 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1600" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "5 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "5 January 2024" with "100" EUR transaction amount
|
|
When Admin sets the business date to "10 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "10 January 2024" with "150" EUR transaction amount
|
|
When Admin sets the business date to "15 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "15 January 2024" with "200" EUR transaction amount
|
|
Then Loan has 1466.08 outstanding amount
|
|
# Overpay the loan
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "15 January 2024" with 1500 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 05 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1100.0 | false |
|
|
| 10 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 1250.0 | false |
|
|
| 15 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1450.0 | false |
|
|
| 15 January 2024 | Repayment | 1500.0 | 1450.0 | 2.96 | 0.0 | 0.0 | 0.0 | false |
|
|
| 15 January 2024 | Accrual | 2.96 | 0.0 | 2.96 | 0.0 | 0.0 | 0.0 | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 450.0 | 0.0 | 450.0 | 0.0 | 0.0 | 0.0 | false |
|
|
# Undo middle capitalized income transaction
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "10 January 2024"
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1100.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income | 150.0 | 150.0 | 0.0 | 0.0 | 0.0 | 1250.0 | true | false |
|
|
| 15 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1300.0 | false | false |
|
|
| 15 January 2024 | Accrual | 2.96 | 0.0 | 2.96 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 450.0 | 0.0 | 450.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Repayment | 1500.0 | 1300.0 | 2.82 | 0.0 | 0.0 | 0.0 | false | true |
|
|
| 15 January 2024 | Capitalized Income Amortization Adjustment | 150.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual Adjustment | 0.14 | 0.0 | 0.14 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan status will be "OVERPAID"
|
|
Then Loan has 197.18 overpaid amount
|
|
|
|
When Admin makes Credit Balance Refund transaction on "15 January 2024" with 197.18 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3740
|
|
Scenario: Verify capitalized income reversal with partial repayment when loan transitions from active to overpaid state
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1800 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1800" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "5 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "5 January 2024" with "500" EUR transaction amount
|
|
Then Loan has 1517.15 outstanding amount
|
|
# Partial payment
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "5 January 2024" with 1200 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan has 305.78 outstanding amount
|
|
# Undo capitalized income - this should cause overpayment
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "05 January 2024"
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | true | false |
|
|
| 05 January 2024 | Repayment | 1200.0 | 1000.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | true |
|
|
| 05 January 2024 | Accrual | 0.75 | 0.0 | 0.75 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan has 0.0 outstanding amount
|
|
And Loan has 199.25 overpaid amount
|
|
|
|
When Admin makes Credit Balance Refund transaction on "5 January 2024" with 199.25 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3741
|
|
Scenario: Verify backdated disbursement with capitalized income and overpayment reverse-replay
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1200" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "10 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "10 January 2024" with "200" EUR transaction amount
|
|
# Overpay current balance
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "10 January 2024" with 750 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false |
|
|
| 10 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 700.0 | false |
|
|
| 10 January 2024 | Repayment | 750.0 | 700.0 | 0.85 | 0.0 | 0.0 | 0.0 | false |
|
|
| 10 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 200.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | false |
|
|
# Backdated disbursement should trigger reverse-replay
|
|
When Admin successfully disburse the loan on "5 January 2024" with "300" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false | false |
|
|
| 05 January 2024 | Disbursement | 300.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false | true |
|
|
| 10 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 200.0 | 0.0 | 200.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Repayment | 750.0 | 748.87 | 1.13 | 0.0 | 0.0 | 251.13 | false | true |
|
|
And Loan has 255.09 outstanding amount
|
|
|
|
When Loan Pay-off is made on "10 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3742
|
|
Scenario: Verify capitalized income amortization reversal when multiple payments create complex overpayment scenario
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 2000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "2000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1500" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "5 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "5 January 2024" with "300" EUR transaction amount
|
|
# First partial payment
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "5 January 2024" with 900 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "8 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "8 January 2024" with "200" EUR transaction amount
|
|
# Second payment that causes overpayment
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "8 January 2024" with 1200 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 05 January 2024 | Capitalized Income | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 1800.0 | false |
|
|
| 05 January 2024 | Repayment | 900.0 | 898.87 | 1.13 | 0.0 | 0.0 | 901.13 | false |
|
|
| 08 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1101.13 | false |
|
|
| 08 January 2024 | Repayment | 1200.0 | 1101.13 | 0.51 | 0.0 | 0.0 | 0.0 | false |
|
|
| 08 January 2024 | Accrual | 1.64 | 0.0 | 1.64 | 0.0 | 0.0 | 0.0 | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 500.0 | 0.0 | 500.0 | 0.0 | 0.0 | 0.0 | false |
|
|
# Undo first capitalized income
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "05 January 2024"
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 1500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 1800.0 | true | false |
|
|
| 05 January 2024 | Repayment | 900.0 | 898.87 | 1.13 | 0.0 | 0.0 | 601.13 | false | false |
|
|
| 08 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 801.13 | false | false |
|
|
| 08 January 2024 | Accrual | 1.64 | 0.0 | 1.64 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 500.0 | 0.0 | 500.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Repayment | 1200.0 | 801.13 | 0.34 | 0.0 | 0.0 | 0.0 | false | true |
|
|
| 08 January 2024 | Capitalized Income Amortization Adjustment | 300.0 | 0.0 | 300.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual Adjustment | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan has 0.0 outstanding amount
|
|
And Loan has 398.53 overpaid amount
|
|
|
|
When Admin makes Credit Balance Refund transaction on "08 January 2024" with 398.53 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3743
|
|
Scenario: Verify Capitalized income and Caplitalized income adjustment - Accounting and repayment schedule handling in case of loan is overpaid (Capitalized Income Scenarios - UC9)
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "150" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 March 2024" with 50.58 EUR transaction amount
|
|
When Admin sets the business date to "01 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 April 2024" with 60.6 EUR transaction amount
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan has 10.01 overpaid amount
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 01 April 2024 | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 50.59 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 151.75 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 50.3 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.29 |
|
|
| LIABILITY | l1 | Overpayment account | | 10.01 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 60.6 | |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Repayment | 60.6 | 50.3 | 0.29 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
When Admin sets the business date to "05 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin makes Credit Balance Refund transaction on "05 April 2024" with 10.01 EUR transaction amount
|
|
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 01 April 2024 | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 50.59 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 151.75 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "05 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | l1 | Overpayment account | 10.01 | |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | | 10.01 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Repayment | 60.6 | 50.3 | 0.29 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 April 2024 | Credit Balance Refund | 10.01 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
When Admin sets the business date to "15 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 April 2024" with "15" EUR transaction amount
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan has 15 overpaid amount
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 01 April 2024 | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 50.59 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 151.75 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | l1 | Overpayment account | | 15.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 15.0 | |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Repayment | 60.6 | 50.3 | 0.29 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 April 2024 | Credit Balance Refund | 10.01 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 April 2024 | Capitalized Income Adjustment | 15.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 April 2024 | Capitalized Income Amortization Adjustment | 15.0 | 0.0 | 15.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Admin makes Credit Balance Refund transaction on "15 April 2024" with 15 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@Skip @TestRailId:C3744
|
|
Scenario: Verify Capitalized income and Caplitalized income adjustment - Accounting and repayment schedule handling in case of loan is overpaid (Capitalized Income Scenarios - UC10)
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "150" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 March 2024" with 50.58 EUR transaction amount
|
|
When Admin sets the business date to "01 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 April 2024" with 40.59 EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan has 10 outstanding amount
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 40.59 | 0.0 | 0.0 | 10.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 141.75 | 0.0 | 0.0 | 10.0 |
|
|
And Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 40.59 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 40.59 | |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Repayment | 40.59 | 40.59 | 0.0 | 0.0 | 0.0 | 9.71 | false | false |
|
|
When Admin sets the business date to "02 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
When Admin sets the business date to "15 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 April 2024" with "15" EUR transaction amount
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan has 5 overpaid amount
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 15 April 2024 | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 50.59 | 0.0 | 10.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 151.75 | 0.0 | 10.0 | 0.0 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 9.71 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.29 |
|
|
| LIABILITY | l1 | Overpayment account | | 5.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 15.0 | |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Repayment | 40.59 | 40.59 | 0.0 | 0.0 | 0.0 | 9.71 | false | false |
|
|
| 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 April 2024 | Capitalized Income Adjustment | 15.0 | 9.71 | 0.29 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 April 2024 | Capitalized Income Amortization Adjustment | 15.0 | 0.0 | 15.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Admin makes Credit Balance Refund transaction on "15 April 2024" with 5 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3745
|
|
Scenario: Verify Capitalized income and Caplitalized income adjustment - Accounting and repayment schedule handling in case of loan is overpaid (Capitalized Income Scenarios - UC11)
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "200" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 March 2024" with 50.58 EUR transaction amount
|
|
When Admin sets the business date to "15 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "15 March 2024" with 50.59 EUR transaction amount
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan has 0.16 overpaid amount
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 15 March 2024 | 0.0 | 50.3 | 0.13 | 0.0 | 0.0 | 50.43 | 50.43 | 50.43 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.59 | 0.0 | 0.0 | 151.59 | 151.59 | 50.43 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has a "REPAYMENT" transaction with date "15 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 50.3 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.13 |
|
|
| LIABILITY | l1 | Overpayment account | | 0.16 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.59 | |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Repayment | 50.59 | 50.3 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 9.34 | 0.0 | 9.34 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin makes Credit Balance Refund transaction on "15 March 2024" with 0.16 EUR transaction amount
|
|
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 15 March 2024 | 0.0 | 50.3 | 0.13 | 0.0 | 0.0 | 50.43 | 50.43 | 50.43 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.59 | 0.0 | 0.0 | 151.59 | 151.59 | 50.43 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has a "CREDIT_BALANCE_REFUND" transaction with date "15 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | l1 | Overpayment account | 0.16 | |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | | 0.16 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Repayment | 50.59 | 50.3 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 9.34 | 0.0 | 9.34 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Credit Balance Refund | 0.16 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
When Admin sets the business date to "16 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "16 March 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
# TODO doublecheck
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| | | 16 March 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 100.3 | 0.28 | 0.0 | 0.0 | 100.58 | 50.43 | 50.43 | 0.0 | 50.15 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 200.0 | 1.74 | 0.0 | 0.0 | 201.74 | 151.59 | 50.43 | 0.0 | 50.15 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "16 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
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| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Repayment | 50.59 | 50.3 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Capitalized Income Amortization | 9.34 | 0.0 | 9.34 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 March 2024 | Credit Balance Refund | 0.16 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | false | false |
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| 16 March 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | false | false |
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When Loan Pay-off is made on "16 March 2024"
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Then Loan is closed with zero outstanding balance and it's all installments have obligations met
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@TestRailId:C3746
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Scenario: Verify Capitalized income and Caplitalized income adjustment - Accounting and repayment schedule handling in case of loan is overpaid (Capitalized Income Scenarios - UC12)
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "200" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
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Then Loan status will be "ACTIVE"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
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When Admin sets the business date to "2 January 2024"
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And Admin runs inline COB job for Loan
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Then Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
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| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
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| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
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Then Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
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Then Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
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| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 50.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
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When Admin sets the business date to "01 February 2024"
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And Admin runs inline COB job for Loan
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And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
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When Admin sets the business date to "01 March 2024"
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And Admin runs inline COB job for Loan
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And Customer makes "AUTOPAY" repayment on "01 March 2024" with 50.58 EUR transaction amount
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When Admin sets the business date to "15 March 2024"
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And Admin runs inline COB job for Loan
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And Customer makes "AUTOPAY" repayment on "15 March 2024" with 50.59 EUR transaction amount
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Then Loan status will be "OVERPAID"
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And Loan has 0.16 overpaid amount
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And Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
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| 3 | 31 | 01 April 2024 | 15 March 2024 | 0.0 | 50.3 | 0.13 | 0.0 | 0.0 | 50.43 | 50.43 | 50.43 | 0.0 | 0.0 |
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And Loan Repayment schedule has the following data in Total row:
|
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 150.0 | 1.59 | 0.0 | 0.0 | 151.59 | 151.59 | 50.43 | 0.0 | 0.0 |
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And Loan Transactions tab has a "REPAYMENT" transaction with date "15 March 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | | 50.3 |
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| ASSET | 112603 | Interest/Fee Receivable | | 0.13 |
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| LIABILITY | l1 | Overpayment account | | 0.16 |
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| LIABILITY | 145023 | Suspense/Clearing account | 50.59 | |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
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| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
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| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
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| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Repayment | 50.59 | 50.3 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 9.34 | 0.0 | 9.34 | 0.0 | 0.0 | 0.0 | false | false |
|
|
When Admin sets the business date to "16 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "16 March 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
# TODO doublecheck
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| | | 16 March 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 100.3 | 0.28 | 0.0 | 0.0 | 100.58 | 50.59 | 50.59 | 0.0 | 49.99 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 200.0 | 1.74 | 0.0 | 0.0 | 201.74 | 151.75 | 50.59 | 0.0 | 49.99 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "16 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Repayment | 50.59 | 50.3 | 0.13 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 9.34 | 0.0 | 9.34 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 49.84 | false | false |
|
|
|
|
When Loan Pay-off is made on "16 March 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3747
|
|
Scenario: Verify Capitalized Income Amortization validation while run COB a month after Capitalized Income trn - UC1
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "01 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3748
|
|
Scenario: Verify Capitalized Income Amortization while run COB a month after Capitalized Income with Adjustment trns - UC2
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "01 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3749
|
|
Scenario: Verify backdated Capitalized Income Amortization while add Capitalised Income trn with a month earlier date - UC3
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
|
|
| 2 | 29 | 01 March 2024 | | 33.53 | 33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0 | 33.73 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 100.0 | 1.17 | 0.00 | 0.00 | 101.17 | 0.0 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.31 | 49.98 | 0.6 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.31 | 0.29 | 0.0 | 0.0 | 50.6 | 0.0 | 0.0 | 0.0 | 50.6 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.76 | 0.00 | 0.00 | 151.76 | 0.0 | 0.0 | 0.0 | 151.76 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.58 | 0.0 | 17.58 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "02 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3750
|
|
Scenario: Verify backdated Capitalized Income Amortization while add Capitalised Income and Adjustment trns with earlier date - UC4
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 66.86 | 33.14 | 0.58 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
|
|
| 2 | 29 | 01 March 2024 | | 33.53 | 33.33 | 0.39 | 0.0 | 0.0 | 33.72 | 0.0 | 0.0 | 0.0 | 33.72 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 33.53 | 0.2 | 0.0 | 0.0 | 33.73 | 0.0 | 0.0 | 0.0 | 33.73 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 100.0 | 1.17 | 0.00 | 0.00 | 101.17 | 0.0 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "40" EUR transaction amount
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.07 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.07 | 0.29 | 0.0 | 0.0 | 50.36 | 0.0 | 0.0 | 0.0 | 50.36 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.52 | 0.00 | 0.00 | 151.52 | 40.0 | 40.0 | 0.0 | 111.52 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.08 | 0.0 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 3.44 | 0.0 | 3.44 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "02 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3751
|
|
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date - UC5
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 133.72 | 66.28 | 1.16 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
|
|
| 2 | 29 | 01 March 2024 | | 67.07 | 66.65 | 0.79 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 67.07 | 0.39 | 0.0 | 0.0 | 67.46 | 0.0 | 0.0 | 0.0 | 67.46 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 200.0 | 2.34 | 0.00 | 0.00 | 202.34 | 0.0 | 0.0 | 0.0 | 202.34 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.77 | 0.0 | 17.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "02 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3752
|
|
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date after Adjustment trn - UC6
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 300 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "300" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 133.48 | 66.52 | 0.92 | 0.0 | 0.0 | 67.44 | 40.0 | 40.0 | 0.0 | 27.44 |
|
|
| 2 | 29 | 01 March 2024 | | 66.82 | 66.66 | 0.78 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 66.82 | 0.39 | 0.0 | 0.0 | 67.21 | 0.0 | 0.0 | 0.0 | 67.21 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 200.0 | 2.09 | 0.00 | 0.00 | 202.09 | 40.0 | 40.0 | 0.0 | 162.09 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 160.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.3 | 0.0 | 0.3 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.33 | 0.0 | 17.33 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "02 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3753
|
|
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income with Adjustment trns with earlier date after Adjustment trn - UC7
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 300 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "300" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "70" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "60" EUR trn amount with "02 January 2024" date for capitalized income
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 70.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 145.83 | 74.17 | 0.02 | 0.0 | 0.0 | 74.19 | 74.19 | 74.19 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 73.02 | 72.81 | 1.38 | 0.0 | 0.0 | 74.19 | 25.81 | 25.81 | 0.0 | 48.38 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 73.02 | 0.43 | 0.0 | 0.0 | 73.45 | 0.0 | 0.0 | 0.0 | 73.45 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 220.0 | 1.83 | 0.00 | 0.00 | 221.83 | 100.0 | 100.0 | 0.0 | 121.83 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 70.0 | 70.0 | 0.0 | 0.0 | 0.0 | 180.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 60.0 | 59.98 | 0.02 | 0.0 | 0.0 | 120.02 | false | false |
|
|
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.08 | 0.0 | 0.08 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 3.55 | 0.0 | 3.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "02 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3754
|
|
Scenario: Verify Capitalized Income Amortization while run COB a month after Capitalized Income with Adjustment trns for multidisbursl loan - UC8
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.62 | 0.0 | 0.62 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 3.41 | 0.0 | 3.41 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "01 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3755
|
|
Scenario: Verify Capitalized Income Amortization while add additional Capitalized Income trn with earlier date for multidisbursl loan - UC9
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 133.72 | 66.28 | 1.16 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
|
|
| 2 | 29 | 01 March 2024 | | 67.07 | 66.65 | 0.79 | 0.0 | 0.0 | 67.44 | 0.0 | 0.0 | 0.0 | 67.44 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 67.07 | 0.39 | 0.0 | 0.0 | 67.46 | 0.0 | 0.0 | 0.0 | 67.46 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 200.0 | 2.34 | 0.00 | 0.00 | 202.34 | 0.0 | 0.0 | 0.0 | 202.34 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 200.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.85 | 0.0 | 0.85 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 17.03 | 0.0 | 17.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.31 | 0.0 | 0.31 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 17.77 | 0.0 | 17.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
When Loan Pay-off is made on "02 February 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3735
|
|
Scenario: Verify Capitalized Income business events
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "90" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "60" EUR transaction amount
|
|
And Admin sets the business date to "02 January 2024"
|
|
Then LoanCapitalizedIncomeTransactionCreatedBusinessEvent is raised on "01 January 2024"
|
|
When Admin runs inline COB job for Loan
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "01 January 2024"
|
|
And Loan status will be "ACTIVE"
|
|
When Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "10" EUR transaction amount
|
|
And Admin sets the business date to "03 January 2024"
|
|
Then LoanCapitalizedIncomeAdjustmentTransactionCreatedBusinessEvent is raised on "02 January 2024"
|
|
When Admin runs inline COB job for Loan
|
|
And Admin sets the business date to "04 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer undo "1"th capitalized income adjustment on "02 January 2024"
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "01 January 2024"
|
|
And Admin sets the business date to "05 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
|
|
When Loan Pay-off is made on "05 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3758
|
|
Scenario: Verify validation of capitalized income amount with disbursement amount not exceed approved over applied amount for multidisbursal progressive loan - failed scenario
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
|
|
Then Capitalized income with payment type "AUTOPAY" on "2 January 2024" is forbidden with amount "300" while exceed approved amount
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3759
|
|
Scenario: Verify validation of capitalized income amount with disbursement amount not exceed approved over applied amount for multidisbursal progressive loan - successful scenario
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "200" EUR transaction amount
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3782
|
|
Scenario: Verify that Capitalized Income Amortization Adjustment is created when a Capitalized Income Adjustment overpays the loan
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 10000 | 10 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 4 | MONTHS | 1 | MONTHS | 4 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "10000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "500" EUR transaction amount
|
|
Then Loan Repayment schedule has 4 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 1129.66 | 370.34 | 12.5 | 0.0 | 0.0 | 382.84 | 0.0 | 0.0 | 0.0 | 382.84 |
|
|
| 2 | 29 | 01 March 2024 | | 756.23 | 373.43 | 9.41 | 0.0 | 0.0 | 382.84 | 0.0 | 0.0 | 0.0 | 382.84 |
|
|
| 3 | 31 | 01 April 2024 | | 379.69 | 376.54 | 6.3 | 0.0 | 0.0 | 382.84 | 0.0 | 0.0 | 0.0 | 382.84 |
|
|
| 4 | 30 | 01 May 2024 | | 0.0 | 379.69 | 3.16 | 0.0 | 0.0 | 382.85 | 0.0 | 0.0 | 0.0 | 382.85 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1500.0 | 31.37 | 0.0 | 0.0 | 1531.37 | 0.0 | 0.0 | 0.0 | 1531.37 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 500.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 500.0 |
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 4.13 | 0.0 | 4.13 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 4.13 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 4.13 | |
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 4.13 | 0.0 | 4.13 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.4 | 0.0 | 0.4 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 4.13 | 0.0 | 4.13 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 4.13 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 4.13 | |
|
|
And Customer makes "AUTOPAY" repayment on "3 January 2024" with 1100 EUR transaction amount
|
|
Then Loan Repayment schedule has 4 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 03 January 2024 | 1117.97 | 382.03 | 0.81 | 0.0 | 0.0 | 382.84 | 382.84 | 382.84 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 03 January 2024 | 735.13 | 382.84 | 0.0 | 0.0 | 0.0 | 382.84 | 382.84 | 382.84 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | | 362.09 | 373.04 | 9.8 | 0.0 | 0.0 | 382.84 | 334.32 | 334.32 | 0.0 | 48.52 |
|
|
| 4 | 30 | 01 May 2024 | | 0.0 | 362.09 | 3.02 | 0.0 | 0.0 | 365.11 | 0.0 | 0.0 | 0.0 | 365.11 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1500.0 | 13.63 | 0.0 | 0.0 | 1513.63 | 1100.0 | 1100.0 | 0.0 | 413.63 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 4.13 | 0.0 | 4.13 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.4 | 0.0 | 0.4 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 4.13 | 0.0 | 4.13 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 January 2024 | Repayment | 1100.0 | 1099.19 | 0.81 | 0.0 | 0.0 | 400.81 | false |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "2 January 2024" with "497" EUR transaction amount
|
|
Then Loan status will be "OVERPAID"
|
|
And Loan has 0 outstanding amount
|
|
And Loan has 96.33 overpaid amount
|
|
Then Loan Repayment schedule has 4 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 1000.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 1117.56 | 382.44 | 0.4 | 0.0 | 0.0 | 382.84 | 382.84 | 382.84 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 03 January 2024 | 734.99 | 382.57 | 0.27 | 0.0 | 0.0 | 382.84 | 382.84 | 382.84 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 03 January 2024 | 352.15 | 382.84 | 0.0 | 0.0 | 0.0 | 382.84 | 382.84 | 382.84 | 0.0 | 0.0 |
|
|
| 4 | 30 | 01 May 2024 | 03 January 2024 | 0.0 | 352.15 | 0.0 | 0.0 | 0.0 | 352.15 | 352.15 | 352.15 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1500.0 | 0.67 | 0.0 | 0.0 | 1500.67 | 1500.67 | 1500.67 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 1000.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 500.0 | 500.0 | 0.0 | 0.0 | 0.0 | 1500.0 | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 4.13 | 0.0 | 4.13 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.4 | 0.0 | 0.4 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 4.13 | 0.0 | 4.13 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 497.0 | 496.6 | 0.4 | 0.0 | 0.0 | 1003.4 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization Adjustment | 5.26 | 0.0 | 5.26 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 January 2024 | Repayment | 1100.0 | 1003.4 | 0.27 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 January 2024 | Accrual | 0.27 | 0.0 | 0.27 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION_ADJUSTMENT" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | 5.26 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 5.26 |
|
|
|
|
When Admin makes Credit Balance Refund transaction on "03 January 2024" with 96.33 EUR transaction amount
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3899
|
|
Scenario: Verify available disbursement amount should consider calculation with capitalized income
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
# Available amount = 1000 - 500 - 0 - 0 = 500
|
|
And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan's available disbursement amount is "500.0"
|
|
When Admin sets the business date to "2 January 2024"
|
|
# Available amount = 1000 - 500 - 200 - 0 = 300
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
|
|
Then Loan's available disbursement amount is "300.0"
|
|
# This should succeed as 300 <= 300
|
|
When Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
|
|
# Available amount = 1000 - 800 - 200 - 0 = 0
|
|
Then Loan's available disbursement amount is "0.0"
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3913
|
|
Scenario: Verify available disbursement amount calculation with multiple capitalized income transactions
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 2000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "2000" amount and expected disbursement date on "1 January 2024"
|
|
# Available amount = 2000 - 1000 - 0 - 0 = 1000
|
|
And Admin successfully disburse the loan on "1 January 2024" with "1000" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan's available disbursement amount is "1000.0"
|
|
When Admin sets the business date to "2 January 2024"
|
|
# Available amount = 2000 - 1000 - 300 - 0 = 700
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "300" EUR transaction amount
|
|
Then Loan's available disbursement amount is "700.0"
|
|
When Admin sets the business date to "3 January 2024"
|
|
# Available amount = 2000 - 1000 - 300 - 200 - 0 = 500
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount
|
|
Then Loan's available disbursement amount is "500.0"
|
|
# Available amount = 2000 - 1000 - 500 - 0 = 500
|
|
When Admin successfully disburse the loan on "3 January 2024" with "400" EUR transaction amount
|
|
# Available amount = 2000 - 1400 - 500 - 0 = 100
|
|
Then Loan's available disbursement amount is "100.0"
|
|
When Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "100" EUR transaction amount
|
|
# Available amount = 2000 - 1400 - 600 - 0 = 0
|
|
Then Loan's available disbursement amount is "0.0"
|
|
|
|
When Loan Pay-off is made on "03 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3914
|
|
Scenario: Verify available disbursement amount calculation after capitalized income adjustment
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
# Available amount = 1000 - 600 - 0 - 0 = 400
|
|
And Admin successfully disburse the loan on "1 January 2024" with "600" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan's available disbursement amount is "400.0"
|
|
When Admin sets the business date to "2 January 2024"
|
|
# Available amount = 1000 - 600 - 300 - 0 = 100
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "300" EUR transaction amount
|
|
Then Loan's available disbursement amount is "100.0"
|
|
# Add capitalized income adjustment to increase available amount
|
|
When Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "2 January 2024" with "150" EUR transaction amount
|
|
# Available amount = 1000 - 600 - (300-150) - 0 = 250
|
|
Then Loan's available disbursement amount is "250.0"
|
|
When Admin successfully disburse the loan on "2 January 2024" with "250" EUR transaction amount
|
|
# Available amount = 1000 - 850 - 150 - 0 = 0
|
|
Then Loan's available disbursement amount is "0.0"
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C3915
|
|
Scenario: Verify available disbursement amount calculation with over applied amount configuration
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_MULTIDISB_OVER_APPLIED_PERCENTAGE_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 10 |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1200" amount and expected disbursement date on "1 January 2024"
|
|
# With 10% over applied: max disbursable = 1000 * 1.10 = 1100
|
|
# But available amount = 1200 - 700 - 0 - 0 = 500
|
|
And Admin successfully disburse the loan on "1 January 2024" with "700" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan's available disbursement amount is "500.0"
|
|
When Admin sets the business date to "2 January 2024"
|
|
# Available amount = 1200 - 700 - 200 - 0 = 300
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
|
|
Then Loan's available disbursement amount is "300.0"
|
|
# This should succeed as total = 700 + 300 + 200 = 1200
|
|
When Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
|
|
# Available amount = 1200 - 900 - 300 - 0 = 0
|
|
Then Loan's available disbursement amount is "0.0"
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4005
|
|
Scenario: Verify capitalized income transaction creation with classification field set
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount and "capitalized_income_transaction_classification_value" classification
|
|
Then Loan Repayment schedule has 2 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 0 | 01 January 2024 | 01 January 2024 | 675.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 2 | 30 | 31 January 2024 | | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 225.0 | 0.0 | 0.0 | 775.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 01 January 2024 | Down Payment | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 | 675.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 775.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
And Loan Transactions tab has a "Capitalized Income" transaction with date "02 January 2024" which has classification code value "capitalized_income_transaction_classification_value"
|
|
And Deferred Capitalized Income contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 100.0 | 0.0 | 100.0 | 0.0 | 0.0 |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "50" EUR transaction amount
|
|
And Loan Transactions tab has a "Capitalized Income Adjustment" transaction with date "02 January 2024" which has classification code value "capitalized_income_transaction_classification_value"
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4008
|
|
Scenario: Verify Capitalized income amortization allocation mappings
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 250 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "250" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.66 | 0.0 | 1.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 1.11 |
|
|
|
|
When Loan Pay-off is made on "03 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4020
|
|
Scenario: Verify Capitalized income amortization allocation mappings when capitalized income transaction is reversed
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 350 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "350" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 350.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 2.77 | 0.0 | 2.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 2.22 |
|
|
When Customer undo "1"th "Capitalized Income" transaction made on "01 January 2024"
|
|
When Admin sets the business date to "4 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | true | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 300.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 2.77 | 0.0 | 2.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.05 | 0.0 | 0.05 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 1.12 | 0.0 | 1.12 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
| 03 January 2024 | AM_ADJ | 1.1 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 2.22 |
|
|
| 03 January 2024 | AM | 2.22 |
|
|
When Admin sets the business date to "5 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | true | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 300.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 2.77 | 0.0 | 2.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.05 | 0.0 | 0.05 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 1.12 | 0.0 | 1.12 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.05 | 0.0 | 0.05 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 2.23 | 0.0 | 2.23 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
| 03 January 2024 | AM_ADJ | 1.1 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 2.22 |
|
|
| 03 January 2024 | AM | 2.22 |
|
|
| 04 January 2024 | AM | 2.23 |
|
|
|
|
When Loan Pay-off is made on "05 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4021
|
|
Scenario: Verify Capitalized income amortization allocation mappings when capitalized income adjustment occurs
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 250 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "250" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
When Admin sets the business date to "3 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.66 | 0.0 | 1.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 1.11 |
|
|
When Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 January 2024" with "40" EUR transaction amount
|
|
When Admin sets the business date to "4 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.66 | 0.0 | 1.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 210.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
| 03 January 2024 | AM_ADJ | 0.34 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 1.11 |
|
|
| 03 January 2024 | AM | 1.11 |
|
|
When Admin sets the business date to "5 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.66 | 0.0 | 1.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 210.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 1.21 | 0.0 | 1.21 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
| 03 January 2024 | AM_ADJ | 0.34 |
|
|
| 04 January 2024 | AM | 0.1 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 1.11 |
|
|
| 03 January 2024 | AM | 1.11 |
|
|
| 04 January 2024 | AM | 1.11 |
|
|
And Admin adds capitalized income adjustment of capitalized income transaction made on "02 January 2024" with "AUTOPAY" payment type to the loan on "04 January 2024" with "60" EUR transaction amount
|
|
When Admin sets the business date to "6 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.66 | 0.0 | 1.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 210.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 1.21 | 0.0 | 1.21 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Adjustment | 60.0 | 59.89 | 0.11 | 0.0 | 0.0 | 150.11 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization Adjustment | 0.14 | 0.0 | 0.14 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
| 03 January 2024 | AM_ADJ | 0.34 |
|
|
| 04 January 2024 | AM | 0.1 |
|
|
| 05 January 2024 | AM | 0.11 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 1.11 |
|
|
| 03 January 2024 | AM | 1.11 |
|
|
| 04 January 2024 | AM | 1.11 |
|
|
| 05 January 2024 | AM_ADJ | 0.25 |
|
|
When Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "05 January 2024" with "10" EUR transaction amount
|
|
When Admin sets the business date to "7 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 250.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 1.66 | 0.0 | 1.66 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 210.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.77 | 0.0 | 0.77 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 1.21 | 0.0 | 1.21 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Adjustment | 60.0 | 59.89 | 0.11 | 0.0 | 0.0 | 150.11 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization Adjustment | 0.14 | 0.0 | 0.14 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 140.11 | false | false |
|
|
| 06 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization Adjustment | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.55 |
|
|
| 02 January 2024 | AM | 0.55 |
|
|
| 03 January 2024 | AM_ADJ | 0.34 |
|
|
| 04 January 2024 | AM | 0.1 |
|
|
| 05 January 2024 | AM | 0.11 |
|
|
| 06 January 2024 | AM_ADJ | 0.97 |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "02 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 02 January 2024 | AM | 1.11 |
|
|
| 03 January 2024 | AM | 1.11 |
|
|
| 04 January 2024 | AM | 1.11 |
|
|
| 05 January 2024 | AM_ADJ | 0.25 |
|
|
| 06 January 2024 | AM | 0.43 |
|
|
|
|
When Loan Pay-off is made on "05 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4041
|
|
Scenario: Verify Capitalized Income amortization allocation mapping when already amortized amount is greater than should be after capitalized income adjustment
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 30 | DAYS | 1 | DAYS | 30 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "200" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "1" EUR transaction amount
|
|
When Admin sets the business date to "15 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.03 |
|
|
| 02 January 2024 | AM | 0.04 |
|
|
| 03 January 2024 | AM | 0.03 |
|
|
| 04 January 2024 | AM | 0.03 |
|
|
| 05 January 2024 | AM | 0.04 |
|
|
| 06 January 2024 | AM | 0.03 |
|
|
| 07 January 2024 | AM | 0.03 |
|
|
| 08 January 2024 | AM | 0.04 |
|
|
| 09 January 2024 | AM | 0.03 |
|
|
| 10 January 2024 | AM | 0.03 |
|
|
| 11 January 2024 | AM | 0.04 |
|
|
| 12 January 2024 | AM | 0.03 |
|
|
| 13 January 2024 | AM | 0.03 |
|
|
| 14 January 2024 | AM | 0.04 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 1.0 | 0.47 | 0.53 | 0.0 | 0.0 |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 January 2024" with "0.7" EUR transaction amount
|
|
When Admin sets the business date to "16 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.03 |
|
|
| 02 January 2024 | AM | 0.04 |
|
|
| 03 January 2024 | AM | 0.03 |
|
|
| 04 January 2024 | AM | 0.03 |
|
|
| 05 January 2024 | AM | 0.04 |
|
|
| 06 January 2024 | AM | 0.03 |
|
|
| 07 January 2024 | AM | 0.03 |
|
|
| 08 January 2024 | AM | 0.04 |
|
|
| 09 January 2024 | AM | 0.03 |
|
|
| 10 January 2024 | AM | 0.03 |
|
|
| 11 January 2024 | AM | 0.04 |
|
|
| 12 January 2024 | AM | 0.03 |
|
|
| 13 January 2024 | AM | 0.03 |
|
|
| 14 January 2024 | AM | 0.04 |
|
|
| 15 January 2024 | AM_ADJ | 0.17 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 1.0 | 0.3 | 0.0 | 0.7 | 0.0 |
|
|
When Admin sets the business date to "25 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.03 |
|
|
| 02 January 2024 | AM | 0.04 |
|
|
| 03 January 2024 | AM | 0.03 |
|
|
| 04 January 2024 | AM | 0.03 |
|
|
| 05 January 2024 | AM | 0.04 |
|
|
| 06 January 2024 | AM | 0.03 |
|
|
| 07 January 2024 | AM | 0.03 |
|
|
| 08 January 2024 | AM | 0.04 |
|
|
| 09 January 2024 | AM | 0.03 |
|
|
| 10 January 2024 | AM | 0.03 |
|
|
| 11 January 2024 | AM | 0.04 |
|
|
| 12 January 2024 | AM | 0.03 |
|
|
| 13 January 2024 | AM | 0.03 |
|
|
| 14 January 2024 | AM | 0.04 |
|
|
| 15 January 2024 | AM_ADJ | 0.17 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 1.0 | 0.3 | 0.0 | 0.7 | 0.0 |
|
|
|
|
When Loan Pay-off is made on "25 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4042
|
|
Scenario: Verify Capitalized Income amortization allocation mapping when after capitalized income adjustment and charge-off
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 30 | DAYS | 1 | DAYS | 30 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "200" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "1" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 1.0 | 1.0 | 0.0 | 0.0 | 0.0 | 101.0 | false |
|
|
When Admin sets the business date to "15 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 January 2024" with "0.3" EUR transaction amount
|
|
When Admin sets the business date to "16 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 1.0 | 1.0 | 0.0 | 0.0 | 0.0 | 101.0 | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 06 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 14 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 15 January 2024 | Capitalized Income Adjustment | 0.3 | 0.3 | 0.0 | 0.0 | 0.0 | 100.7 | false |
|
|
| 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.03 |
|
|
| 02 January 2024 | AM | 0.04 |
|
|
| 03 January 2024 | AM | 0.03 |
|
|
| 04 January 2024 | AM | 0.03 |
|
|
| 05 January 2024 | AM | 0.04 |
|
|
| 06 January 2024 | AM | 0.03 |
|
|
| 07 January 2024 | AM | 0.03 |
|
|
| 08 January 2024 | AM | 0.04 |
|
|
| 09 January 2024 | AM | 0.03 |
|
|
| 10 January 2024 | AM | 0.03 |
|
|
| 11 January 2024 | AM | 0.04 |
|
|
| 12 January 2024 | AM | 0.03 |
|
|
| 13 January 2024 | AM | 0.03 |
|
|
| 14 January 2024 | AM | 0.04 |
|
|
| 15 January 2024 | AM | 0.01 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 1.0 | 0.48 | 0.22 | 0.3 | 0.0 |
|
|
And Admin does charge-off the loan on "16 January 2024"
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan marked as charged-off on "16 January 2024"
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 1.0 | 1.0 | 0.0 | 0.0 | 0.0 | 101.0 | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 06 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 07 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 08 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 09 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 12 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 13 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false |
|
|
| 14 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false |
|
|
| 15 January 2024 | Capitalized Income Adjustment | 0.3 | 0.3 | 0.0 | 0.0 | 0.0 | 100.7 | false |
|
|
| 15 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false |
|
|
| 16 January 2024 | Charge-off | 101.08 | 100.7 | 0.38 | 0.0 | 0.0 | 0.0 | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.2 | 0.0 | 0.2 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 01 January 2024 | AM | 0.03 |
|
|
| 02 January 2024 | AM | 0.04 |
|
|
| 03 January 2024 | AM | 0.03 |
|
|
| 04 January 2024 | AM | 0.03 |
|
|
| 05 January 2024 | AM | 0.04 |
|
|
| 06 January 2024 | AM | 0.03 |
|
|
| 07 January 2024 | AM | 0.03 |
|
|
| 08 January 2024 | AM | 0.04 |
|
|
| 09 January 2024 | AM | 0.03 |
|
|
| 10 January 2024 | AM | 0.03 |
|
|
| 11 January 2024 | AM | 0.04 |
|
|
| 12 January 2024 | AM | 0.03 |
|
|
| 13 January 2024 | AM | 0.03 |
|
|
| 14 January 2024 | AM | 0.04 |
|
|
| 15 January 2024 | AM | 0.01 |
|
|
| 16 January 2024 | AM | 0.02 |
|
|
| 16 January 2024 | AM | 0.2 |
|
|
And Deferred Capitalized Income by external-id contains the following data:
|
|
| Amount | Amortized Amount | Unrecognized Amount | Adjusted Amount | Charged Off Amount |
|
|
| 1.0 | 0.5 | 0.0 | 0.3 | 0.2 |
|
|
|
|
When Loan Pay-off is made on "16 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4095
|
|
Scenario: Verify GL entries for Capitalized Income Amortization - UC1: Amortization for Capitalized Income with NO classification rule
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_PROGRESSIVE_ADV_PMNT_ALLOCATION_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC_CLASSIFICATION_INCOME_MAP | 01 January 2024 | 350 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "350" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4096
|
|
Scenario: Verify GL entries for Capitalized Income Amortization - UC2: Amortization for Capitalized Income with classification rule: capitalized_income_transaction_classification_value
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_PROGRESSIVE_ADV_PMNT_ALLOCATION_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC_CLASSIFICATION_INCOME_MAP | 01 January 2024 | 350 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "350" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount and "capitalized_income_transaction_classification_value" classification
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 744008 | Recoveries | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
|
|
When Loan Pay-off is made on "02 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4097
|
|
Scenario: Verify GL entries for Capitalized Income Amortization - UC3: Amortization for Capitalized Incomes with NO classification and with classification rule: capitalized_income_transaction_classification_value
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_PROGRESSIVE_ADV_PMNT_ALLOCATION_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC_CLASSIFICATION_INCOME_MAP | 01 January 2024 | 350 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "350" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "02 January 2024" with "20" EUR transaction amount and "capitalized_income_transaction_classification_value" classification
|
|
When Admin sets the business date to "03 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 20.0 |
|
|
| ASSET | 112601 | Loans Receivable | 20.0 | |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 744008 | Recoveries | | 0.22 |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.77 | |
|
|
|
|
When Loan Pay-off is made on "03 January 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4114
|
|
Scenario: Verify Capitalized Income journal entries values when backdated new capitalized income with no classification and capitalized income adjustment for existing one with classification occurs on the same day
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_PROGRESSIVE_ADV_PMNT_ALLOCATION_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC_CLASSIFICATION_INCOME_MAP | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount and "capitalized_income_transaction_classification_value" classification
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Loan Transactions tab has a "Capitalized Income" transaction with date "01 January 2024" which has classification code value "capitalized_income_transaction_classification_value"
|
|
Then LoanCapitalizedIncomeTransactionCreatedBusinessEvent is raised on "01 January 2024"
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "25" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 125.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 25.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 25.0 | |
|
|
When Admin sets the business date to "15 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 125.0 | false | false |
|
|
| 01 April 2024 | Accrual | 2.04 | 0.0 | 2.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 April 2024 | Capitalized Income Amortization | 25.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "14 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 744008 | Recoveries | | 25.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 25.0 | |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 14 April 2024 | AM | 25.0 |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "30" EUR transaction amount
|
|
When Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "5" EUR transaction amount
|
|
When Admin sets the business date to "16 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 125.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 30.0 | 30.0 | 0.0 | 0.0 | 0.0 | 155.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 April 2024 | Accrual | 2.04 | 0.0 | 2.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 April 2024 | Capitalized Income Amortization | 25.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 April 2024 | Capitalized Income Amortization | 25.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for the "1"th "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 14 April 2024 | AM | 25.0 |
|
|
| 15 April 2024 | AM_ADJ | 5.0 |
|
|
And Loan Amortization Allocation Mapping for the "2"th "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 15 April 2024 | AM | 30.0 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "15 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 30.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 5.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 30.0 | |
|
|
| INCOME | 744008 | Recoveries | 5.0 | |
|
|
|
|
When Loan Pay-off is made on "16 April 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|
|
|
|
@TestRailId:C4115
|
|
Scenario: Verify Capitalized Income journal entries values when backdated new capitalized income and capitalized income adjustment for existing one occurs on the same day, no classification
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
Then Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
Then LoanCapitalizedIncomeTransactionCreatedBusinessEvent is raised on "01 January 2024"
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "25" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 125.0 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 25.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 25.0 | |
|
|
When Admin sets the business date to "15 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 125.0 | false | false |
|
|
| 01 April 2024 | Accrual | 2.04 | 0.0 | 2.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 April 2024 | Capitalized Income Amortization | 25.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "14 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 25.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 25.0 | |
|
|
And Loan Amortization Allocation Mapping for "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 14 April 2024 | AM | 25.0 |
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "1 January 2024" with "30" EUR transaction amount
|
|
When Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "5" EUR transaction amount
|
|
When Admin sets the business date to "16 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 25.0 | 25.0 | 0.0 | 0.0 | 0.0 | 125.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 30.0 | 30.0 | 0.0 | 0.0 | 0.0 | 155.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 April 2024 | Accrual | 2.04 | 0.0 | 2.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 April 2024 | Capitalized Income Amortization | 25.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 April 2024 | Capitalized Income Amortization | 25.0 | 0.0 | 25.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Amortization Allocation Mapping for the "1"th "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 14 April 2024 | AM | 25.0 |
|
|
| 15 April 2024 | AM_ADJ | 5.0 |
|
|
And Loan Amortization Allocation Mapping for the "2"th "CAPITALIZED_INCOME" transaction created on "01 January 2024" contains the following data:
|
|
| Date | Type | Amount |
|
|
| 15 April 2024 | AM | 30.0 |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "15 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 30.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 5.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 30.0 | |
|
|
| INCOME | 404000 | Interest Income | 5.0 | |
|
|
|
|
When Loan Pay-off is made on "16 April 2024"
|
|
Then Loan is closed with zero outstanding balance and it's all installments have obligations met
|