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- Accounts move ACTIVE -> MATURED (nightly Post DDS Interest job) -> CLOSED on maturity payout, or to PREMATURE_CLOSED on early closure; both close the account themselves. Open-account queries treat MATURED as open; migration 0628 brings existing accounts into line. - Interest counts the opening day, runs through the day before the job date, and stops the day before maturity or closure; agent top-up counts the closing day. - Calculation runs are applied as generated and empty runs are not saved. - GET /dds/parties/summary adds up each agent's book (accounts, matured, premature closed, balance, collected, in arrears) with a partial index on collections (0627). - Approvals: commission slab review data, and a pending premature closure shows what it will pay out rather than the bare balance. Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>