I want us to standardize on being "release ready". That is, we agree to do our best to keep incomplete features off `develop` and to keep the build passing. As part of this change I also want to update the [VERSIONS section in the README](https://github.com/apache/fineract/blob/d093a089c9c13051eb8922100e38e44a3933fd9c/README.md#versions) to more accurately reflect how we do releases today.