Files
cbsnexora-backend/fineract-core
niteshandClaude Sonnet 5 14df914b9a
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feat(clients): dual-OTP verified contact changes with customer notification
Mobile number and email address changes now require OTP verification on
both the old and new destination (staff-entered) before the update is
accepted, at both client creation and edit time — closing a gap where an
unverified wrong number/email could never be corrected later. Every
mobile/email/address change also emails the customer at their pre-change
address so an unauthorized change is never silent.

- New ClientContactOtpService (+Impl) mirrors the existing login OTP
  services, reusing OtpLog with a CLIENT_CONTACT_CHANGE purpose.
- New sibling API resources for edit (/clients/{id}/contact-verification/otp)
  and create (/clients/contact-verification/otp, no clientId yet).
- ClientWritePlatformServiceJpaRepositoryImpl / AddressWritePlatformServiceImpl
  gate the actual field change on verified OTPs and fire
  ClientChangeNotificationService afterwards; the notification recipient is
  always snapshotted before any mutation so a same-request mobile+email
  change can't accidentally alert the new (unverified-by-its-real-owner)
  address instead of the old one.
- ClientDataValidator validates OTP id format only (ignoreIfNull) —
  enforcement lives solely in the write-service's diff-gated calls, since
  edit-client always PUTs the full client object regardless of what changed.
- 0420 migration seeds 8 CLIENTKYC action permissions
  (GenerateAadhaarOtp/VerifyAadhaar/VerifyPan/VerifyCin/VerifyDin/
  VerifyGstin/UploadCkyc/CompleteRekyc) that were referenced by existing
  command handlers but never seeded, causing a 404 for every user including
  Super User.

Co-Authored-By: Claude Sonnet 5 <noreply@anthropic.com>
2026-07-26 14:36:48 +05:30
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