2929 lines
378 KiB
Gherkin
2929 lines
378 KiB
Gherkin
@CapitalizedIncomeFeature
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Feature: Capitalized Income
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@TestRailId:C3635
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Scenario: As a user I want to add capitalized income to a progressive loan after disbursement for multidisbursal loan with downpayment - UC1
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 2 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 0 | 01 January 2024 | 01 January 2024 | 675.0 | 225.0 | 0.0 | 0.0 | 0.0 | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 |
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| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 2 | 30 | 31 January 2024 | | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 | 0.0 | 0.0 | 0.0 | 775.0 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 0.0 | 0.0 | 0.0 | 1000.0 | 225.0 | 0.0 | 0.0 | 775.0 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
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| 01 January 2024 | Down Payment | 225.0 | 225.0 | 0.0 | 0.0 | 0.0 | 675.0 | false |
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| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 775.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 100.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
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@TestRailId:C3637
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Scenario: As a user I want to add capitalized income to a progressive loan after disbursement - UC2
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 1 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
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| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 100.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
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@TestRailId:C3638
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Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount amount for multidisbursal progressive loan - UC3
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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When Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "600" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount
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When Admin sets the business date to "3 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 03 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 835.65 | 164.35 | 5.72 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 2 | 29 | 01 March 2024 | | 670.45 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 3 | 31 | 01 April 2024 | | 504.29 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 4 | 30 | 01 May 2024 | | 337.16 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 5 | 31 | 01 June 2024 | | 169.06 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 169.06 | 0.99 | 0.0 | 0.0 | 170.05 | 0.0 | 0.0 | 0.0 | 170.05 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 20.4 | 0.0 | 0.0 | 1020.4 | 0.0 | 0.0 | 0.0 | 1020.4 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false |
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| 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false |
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| 03 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "03 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 200.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
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@TestRailId:C3639
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Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount for progressive loan - UC4
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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Then Capitalized income with payment type "AUTOPAY" on "02 January 2024" is forbidden with amount "200" while exceed approved amount
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@TestRailId:C3640
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Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount for multidisbursal progressive loan - UC5
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_CAPITALIZED_INCOME | 1 January 2024 | 1000.0 | 0 | FLAT | SAME_AS_REPAYMENT_PERIOD | EQUAL_INSTALLMENTS | 30 | DAYS | 30 | DAYS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "500" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin successfully disburse the loan on "2 January 2024" with "300" EUR transaction amount
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Then Capitalized income with payment type "AUTOPAY" on "2 January 2024" is forbidden with amount "300" while exceed approved amount
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@TestRailId:C3641
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Scenario: Verify validation of capitalized income amount with disbursement amount within approved amount after undo disbursement - UC6
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
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Then Loan Repayment schedule has 1 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
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| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 100.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
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When Admin successfully undo disbursal
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Then Loan status will be "APPROVED"
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When Admin sets the business date to "3 January 2024"
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And Admin successfully disburse the loan on "3 January 2024" with "800" EUR transaction amount
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "3 January 2024" with "200" EUR transaction amount
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Then Loan Repayment schedule has 1 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 03 January 2024 | | 800.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 03 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 03 February 2024 | | 0.0 | 1000.0 | 5.83 | 0.0 | 0.0 | 1005.83 | 0.0 | 0.0 | 0.0 | 1005.83 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 5.83 | 0.0 | 0.0 | 1005.83 | 0.0 | 0.0 | 0.0 | 1005.83 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 03 January 2024 | Disbursement | 800.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false |
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| 03 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "03 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 200.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
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@TestRailId:C3642
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Scenario: Verify capitalized income amount with disbursement amount calculation within approved amount amount for multidisbursal loan after undo disbursement - UC7
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When Admin sets the business date to "1 January 2024"
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And Admin creates a client with random data
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And Admin creates a fully customized loan with the following data:
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| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy | charge calculation type | charge amount % |
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| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_MULTIDISBURSAL_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 6 | MONTHS | 1 | MONTHS | 6 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION | LOAN_DISBURSEMENT_CHARGE | 2 |
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And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
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And Admin successfully disburse the loan on "1 January 2024" with "600" EUR transaction amount
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Then Loan status will be "ACTIVE"
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When Admin sets the business date to "2 January 2024"
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And Admin successfully disburse the loan on "2 January 2024" with "200" EUR transaction amount
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "200" EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 600.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 02 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | | 835.69 | 164.31 | 5.76 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 2 | 29 | 01 March 2024 | | 670.49 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 3 | 31 | 01 April 2024 | | 504.33 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 4 | 30 | 01 May 2024 | | 337.2 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 5 | 31 | 01 June 2024 | | 169.1 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
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| 6 | 30 | 01 July 2024 | | 0.0 | 169.1 | 0.99 | 0.0 | 0.0 | 170.09 | 0.0 | 0.0 | 0.0 | 170.09 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 1000.0 | 20.44 | 0.0 | 0.0 | 1020.44 | 0.0 | 0.0 | 0.0 | 1020.44 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
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| 01 January 2024 | Disbursement | 600.0 | 0.0 | 0.0 | 0.0 | 0.0 | 600.0 | false |
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| 02 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 800.0 | false |
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| 02 January 2024 | Capitalized Income | 200.0 | 200.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
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And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
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| Type | Account code | Account name | Debit | Credit |
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| ASSET | 112601 | Loans Receivable | 200.0 | |
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| LIABILITY | 145024 | Deferred Capitalized Income | | 200.0 |
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When Admin successfully undo disbursal
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Then Loan status will be "APPROVED"
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When Admin sets the business date to "3 January 2024"
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And Admin successfully disburse the loan on "3 January 2024" with "500" EUR transaction amount
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And Admin sets the business date to "4 January 2024"
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And Admin successfully disburse the loan on "4 January 2024" with "200" EUR transaction amount
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And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "4 January 2024" with "300" EUR transaction amount
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Then Loan Repayment schedule has 6 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 03 January 2024 | | 500.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 04 January 2024 | | 200.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 03 February 2024 | | 835.67 | 164.33 | 5.74 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 2 | 29 | 03 March 2024 | | 670.47 | 165.2 | 4.87 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 3 | 31 | 03 April 2024 | | 504.31 | 166.16 | 3.91 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 4 | 30 | 03 May 2024 | | 337.18 | 167.13 | 2.94 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 5 | 31 | 03 June 2024 | | 169.08 | 168.1 | 1.97 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
| 6 | 30 | 03 July 2024 | | 0.0 | 169.08 | 0.99 | 0.0 | 0.0 | 170.07 | 0.0 | 0.0 | 0.0 | 170.07 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 20.42 | 0.0 | 0.0 | 1020.42 | 0.0 | 0.0 | 0.0 | 1020.42 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 03 January 2024 | Disbursement | 500.0 | 0.0 | 0.0 | 0.0 | 0.0 | 500.0 | false |
|
|
| 04 January 2024 | Disbursement | 200.0 | 0.0 | 0.0 | 0.0 | 0.0 | 700.0 | false |
|
|
| 04 January 2024 | Capitalized Income | 300.0 | 300.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "04 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 300.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 300.0 |
|
|
|
|
@TestRailId:C3646
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then make a full repayment - amortization in case of loan close event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "2 January 2024" with 1000.17 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Repayment | 1000.17| 1000.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
And LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024"
|
|
|
|
@TestRailId:C3647
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then overpay loan - amortization in case of loan close event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "2 January 2024" with 1100 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 0.17 | 0.0 | 0.0 | 1000.17 | 1000.17 | 1000.17 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Repayment | 1100.0 | 1000.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Accrual | 0.17 | 0.0 | 0.17 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
And LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024"
|
|
|
|
@TestRailId:C3651
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then write off loan - amortization in case of loan close event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 1005.81 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
And Admin does write-off the loan on "02 January 2024"
|
|
Then Loan status will be "CLOSED_WRITTEN_OFF"
|
|
Then Loan Repayment schedule has 1 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 900.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 02 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 02 January 2024 | 0.0 | 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 1000.0 | 5.81 | 0.0 | 0.0 | 1005.81 | 0.0 | 0.0 | 0.0 | 0.0 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 02 January 2024 | Close (as written-off) | 1005.81| 1000.0 | 5.81 | 0.0 | 0.0 | 0.0 | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | e4 | Written off | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "02 January 2024"
|
|
|
|
@TestRailId:C3648
|
|
Scenario: Verify capitalized income: daily amortization - Capitalized Income type: interest
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
And Loan Capitalized Income Amortization Transaction Created Business Event is created on "31 March 2024"
|
|
|
|
@TestRailId:C3649
|
|
Scenario: Verify capitalized income: daily amortization - Capitalized Income type: fee
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_FEE | 01 January 2024 | 200 | 0 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
And Admin sets the business date to "01 April 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 | 0.0 | 0.0 | 0.0 | 50.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 0.0 | 0.0 | 0.0 | 150.0 | 0.0 | 0.0 | 0.0 | 150.0 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.0 | 0.54 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.0 | 0.55 | 0.0 | 0.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.55 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.55 | |
|
|
And Loan Capitalized Income Amortization Transaction Created Business Event is created on "31 March 2024"
|
|
|
|
@TestRailId:C3661
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off the loan with "delinquent" reason - amortization in case of loan charge-off event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "03 February 2024"
|
|
And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024"
|
|
|
|
@TestRailId:C3662
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off a fraud loan - amortization in case of loan charge-off event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "03 February 2024"
|
|
And Admin does charge-off the loan on "03 February 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744037 | Credit Loss/Bad Debt-Fraud | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | 744037 | Credit Loss/Bad Debt-Fraud | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024"
|
|
|
|
@TestRailId:C3663
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then charge-off the loan - amortization in case of loan charge-off event
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "03 February 2024"
|
|
And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024"
|
|
|
|
@TestRailId:C3664
|
|
Scenario: As a user I want to add capitalized income to a progressive loan after disbursement and then undo the charge-off transaction with "delinquent" reason - amortization in case of loan charge-off event should also be reversed
|
|
When Admin sets the business date to "1 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_ZERO_INTEREST_CHARGE_OFF_DELINQUENT_REASON_INTEREST_RECALC_CAPITALIZED_INCOME | 01 January 2024 | 1000 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 1 | MONTHS | 1 | MONTHS | 1 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "1 January 2024" with "1000" amount and expected disbursement date on "1 January 2024"
|
|
And Admin successfully disburse the loan on "1 January 2024" with "900" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "2 January 2024"
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "2 January 2024" with "100" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "02 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
Then Admin can successfully set Fraud flag to the loan
|
|
When Admin sets the business date to "03 February 2024"
|
|
And Admin does charge-off the loan with reason "DELINQUENT" on "03 February 2024"
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 100.0 | 0.0 | 100.0 | 0.0 | 0.0 | 0.0 | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
Then LoanCapitalizedIncomeAmortizationTransactionCreatedBusinessEvent is raised on "03 February 2024"
|
|
Then Admin does a charge-off undo the loan
|
|
Then Loan Transactions tab has a "CHARGE_OFF" transaction with date "03 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 1000.0 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 4.58 |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 1000.0| |
|
|
| INCOME | 404001 | Interest Income Charge Off | 4.58 | |
|
|
| ASSET | 112601 | Loans Receivable | 1000.0| |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 4.58 | |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 1000.0 |
|
|
| INCOME | 404001 | Interest Income Charge Off | | 4.58 |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 900.0 | 0.0 | 0.0 | 0.0 | 0.0 | 900.0 | false |
|
|
| 02 January 2024 | Capitalized Income | 100.0 | 100.0 | 0.0 | 0.0 | 0.0 | 1000.0 | false |
|
|
| 03 February 2024 | Accrual | 4.58 | 0.0 | 4.58 | 0.0 | 0.0 | 0.0 | false |
|
|
| 03 February 2024 | Charge-off | 1004.58| 1000.0 | 4.58 | 0.0 | 0.0 | 0.0 | true |
|
|
Then Reversed loan capitalized income amortization transaction has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | | 100.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 100.0 | |
|
|
| EXPENSE | 744007 | Credit Loss/Bad Debt | 100.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 100.0 |
|
|
|
|
@TestRailId:C3673
|
|
Scenario: Verify capitalized income: repayment schedule - UC1: Simple loan - full payment
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
# --- First repayment ---
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
# --- Second repayment ---
|
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When Admin sets the business date to "01 March 2024"
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And Admin runs inline COB job for Loan
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And Customer makes "AUTOPAY" repayment on "01 March 2024" with 50.58 EUR transaction amount
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Then Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
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| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 101.16 | 0.0 | 0.0 | 50.59 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
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| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
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| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
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| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
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# --- Third repayment ---
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And Admin sets the business date to "01 April 2024"
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And Admin runs inline COB job for Loan
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And Customer makes "AUTOPAY" repayment on "01 April 2024" with 50.59 EUR transaction amount
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Then Loan status will be "CLOSED_OBLIGATIONS_MET"
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Then Loan Repayment schedule has 3 periods, with the following data for periods:
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| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
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| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
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| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
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| 3 | 31 | 01 April 2024 | 01 April 2024 | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 50.59 | 0.0 | 0.0 | 0.0 |
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And Loan Repayment schedule has the following data in Total row:
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| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
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|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 151.75 | 0.0 | 0.0 | 0.0 |
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And Loan Transactions tab has the following data:
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| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
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| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
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| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
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| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
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| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
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| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 March 2024 | Capitalized Income Amortization | 0.54 | 0.0 | 0.54 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 March 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Repayment | 50.59 | 50.3 | 0.29 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 April 2024 | Accrual | 0.01 | 0.0 | 0.01 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
@TestRailId:C3674
|
|
Scenario: Verify capitalized income: repayment schedule - UC2: loan - early payoff
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
# --- First repayment ---
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
# --- Early pay-off ---
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Pay-off is made on "01 March 2024"
|
|
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 01 March 2024 | 0.0 | 50.3 | 0.0 | 0.0 | 0.0 | 50.3 | 50.3 | 50.3 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.46 | 0.0 | 0.0 | 151.46 | 151.46 | 50.3 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Repayment | 100.88 | 100.29 | 0.59 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 17.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
@TestRailId:C3675
|
|
Scenario: Verify capitalized income: repayment schedule - UC3: loan - charge-off
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
And Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
And Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
# --- First repayment ---
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Customer makes "AUTOPAY" repayment on "01 February 2024" with 50.58 EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
# --- Charge off ---
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin does charge-off the loan on "01 March 2024"
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.0 | 0.0 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Charge-off | 101.17 | 100.29 | 0.88 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Amortization | 17.0 | 0.0 | 17.0 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
@TestRailId:C3665
|
|
Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj < Bal - UC4
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
# Journal entry checks for initial transactions
|
|
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | | 100.0 |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
When Admin sets the business date to "01 February 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
# Journal entry check for repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
# Journal entry check for accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.87 | |
|
|
| INCOME | 404000 | Interest Income | | 0.87 |
|
|
# Journal entry check for final capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.83 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.83 | |
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
# Journal entry check for March repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.99 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.59 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount
|
|
# Journal entry check for final capitalized income adjustment
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
When Admin sets the business date to "01 April 2024"
|
|
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 40.54 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
| 01 April 2024 | Repayment | 40.54 | 40.3 | 0.24 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Accrual | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Capitalized Income Amortization | 39.17 | 0.0 | 39.17 | 0.0 | 0.0 | 0.0 | false |
|
|
# Journal entry check for final repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 40.3 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.24 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 40.54 | |
|
|
# Journal entry check for final accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.83 | |
|
|
| INCOME | 404000 | Interest Income | | 0.83 |
|
|
# Journal entry check for final capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 39.17 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 39.17 | |
|
|
# Journal entry check for final capitalized income adjustment
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
|
|
@TestRailId:C3707
|
|
Scenario: Verify Capitalized Income Adjustment with partial amortization and allocation strategy - Credit Adj > Bal - UC5
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
# Journal entry checks for initial transactions
|
|
Then Loan Transactions tab has a "DISBURSEMENT" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 100.0 | |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | | 100.0 |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME" transaction with date "01 January 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | 50.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | | 50.0 |
|
|
When Admin sets the business date to "01 February 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
# Journal entry check for February repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
# Journal entry check for February accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.87 | |
|
|
| INCOME | 404000 | Interest Income | | 0.87 |
|
|
# Journal entry check for February capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 February 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 0.83 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 0.83 | |
|
|
When Admin sets the business date to "01 March 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
# Journal entry check for March repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.99 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.59 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 50.58 | |
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "10" EUR transaction amount
|
|
# Journal entry checks for Capitalized Income Adjustment
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
When Admin sets the business date to "15 March 2024"
|
|
# Journal entry checks for Capitalized Income Adjustment
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "15 March 2024" with "5" EUR transaction amount
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 5.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | |
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
| 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false |
|
|
When Admin sets the business date to "01 April 2024"
|
|
And Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 April 2024" with 35.52 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.58 | 49.99 | 0.59 | 0.0 | 0.0 | 50.3 | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 10.0 | 10.0 | 0.0 | 0.0 | 0.0 | 40.3 | false |
|
|
| 15 March 2024 | Capitalized Income Adjustment | 5.0 | 5.0 | 0.0 | 0.0 | 0.0 | 35.3 | false |
|
|
| 01 April 2024 | Repayment | 35.52 | 35.3 | 0.22 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Accrual | 0.81 | 0.0 | 0.81 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 April 2024 | Capitalized Income Amortization | 34.17 | 0.0 | 34.17 | 0.0 | 0.0 | 0.0 | false |
|
|
# Journal entry check for final April repayment
|
|
Then Loan Transactions tab has a "REPAYMENT" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 35.3 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.22 |
|
|
| LIABILITY | 145023 | Suspense/Clearing account | 35.52 | |
|
|
# Journal entry check for final April accrual
|
|
Then Loan Transactions tab has a "ACCRUAL" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112603 | Interest/Fee Receivable | 0.81 | |
|
|
| INCOME | 404000 | Interest Income | | 0.81 |
|
|
# Journal entry check for final April capitalized income amortization
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_AMORTIZATION" transaction with date "01 April 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| INCOME | 404000 | Interest Income | | 34.17 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 34.17 | |
|
|
# Journal entry checks for Capitalized Income Adjustments - INTACT
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 10.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 10.0 | |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "15 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 5.0 |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 5.0 | |
|
|
Then Loan status will be "CLOSED_OBLIGATIONS_MET"
|
|
|
|
@TestRailId:C3702
|
|
Scenario: Verify Capitalized Income adjustment reverse replay with backdated repayment transaction
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "50" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.71 | 0.29 | 0.0 | 0.0 | 100.29 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.71 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.29 |
|
|
| INCOME | 404000 | Interest Income | 33.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | |
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 33.72 EUR transaction amount and system-generated Idempotency key
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Repayment | 33.72 | 33.72 | 0.0 | 0.0 | 0.0 | 116.28 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 50.0 | 49.13 | 0.87 | 0.0 | 0.0 | 67.15 | false | true |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 49.13 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.87 |
|
|
| INCOME | 404000 | Interest Income | 33.0 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 17.0 | |
|
|
|
|
@TestRailId:C3703
|
|
Scenario: Verify Capitalized Income adjustment reverse replay with backdated charge
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 151 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "151" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "51" EUR transaction amount
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 March 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 March 2024" with "51" EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.12 | 0.88 | 0.0 | 0.0 | 100.88 | false | false |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 50.12 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.88 |
|
|
| INCOME | 404000 | Interest Income | 33.6 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 17.4 | |
|
|
When Admin adds "LOAN_SNOOZE_FEE" due date charge with "01 February 2024" due date and 10 EUR transaction amount
|
|
Then Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 51.0 | 51.0 | 0.0 | 0.0 | 0.0 | 151.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Accrual | 0.02 | 0.0 | 0.02 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 30 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 31 January 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 02 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 03 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 04 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 05 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 06 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 07 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 08 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 09 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 10 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 11 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 12 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 13 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 14 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Accrual | 0.04 | 0.0 | 0.04 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 15 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 16 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 17 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 18 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 19 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 20 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 21 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 22 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 23 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 24 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 25 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 26 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 27 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 28 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Accrual | 0.03 | 0.0 | 0.03 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 29 February 2024 | Capitalized Income Amortization | 0.56 | 0.0 | 0.56 | 0.0 | 0.0 | 0.0 | false | false |
|
|
| 01 March 2024 | Capitalized Income Adjustment | 51.0 | 50.04 | 0.88 | 0.08 | 0.0 | 100.96 | false | true |
|
|
Then Loan Transactions tab has a "CAPITALIZED_INCOME_ADJUSTMENT" transaction with date "01 March 2024" which has the following Journal entries:
|
|
| Type | Account code | Account name | Debit | Credit |
|
|
| ASSET | 112601 | Loans Receivable | | 50.04 |
|
|
| ASSET | 112603 | Interest/Fee Receivable | | 0.96 |
|
|
| INCOME | 404000 | Interest Income | 33.6 | |
|
|
| LIABILITY | 145024 | Deferred Capitalized Income | 17.4 | |
|
|
|
|
@TestRailId:C3712
|
|
Scenario: Verify Capitalized Income Adjustment validation - Total adjustment amount cannot exceed original transaction amount
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
# Try to adjust more than original capitalized income amount (50 EUR) - should fail
|
|
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "60" EUR transaction amount
|
|
|
|
@TestRailId:C3713
|
|
Scenario: Verify Capitalized Income Adjustment validation - Adjustment transaction date cannot be earlier than original transaction date
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
# Try to adjust with date earlier than original transaction (31 December 2023) - should fail
|
|
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "31 December 2024" with "60" EUR transaction amount
|
|
|
|
@TestRailId:C3714
|
|
Scenario: Verify Capitalized Income Adjustment validation - Multiple adjustments cannot exceed original amount
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "30" EUR transaction amount
|
|
When Admin sets the business date to "01 March 2024"
|
|
# Try to add another adjustment that would exceed total
|
|
And Admin adds invalid capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 Marcj 2024" with "25" EUR transaction amount
|
|
|
|
@TestRailId:C3715
|
|
Scenario: Verify Capitalized Income Adjustment - Balance cannot go negative, set to zero instead
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
When Admin sets the business date to "01 February 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 February 2024" with 50.58 EUR transaction amount and system-generated Idempotency key
|
|
When Admin sets the business date to "02 February 2024"
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 50.58 | 0.0 | 0.0 | 101.17 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
When Admin sets the business date to "01 March 2024"
|
|
When Customer makes "REPAYMENT" transaction with "AUTOPAY" payment type on "01 March 2024" with 50.89 EUR transaction amount and system-generated Idempotency key
|
|
When Admin sets the business date to "02 March 2024"
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "02 March 2024" with "50" EUR transaction amount
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | 01 February 2024 | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 2 | 29 | 01 March 2024 | 01 March 2024 | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 50.58 | 0.0 | 0.0 | 0.0 |
|
|
| 3 | 31 | 01 April 2024 | 02 March 2024 | 0.0 | 50.3 | 0.01 | 0.0 | 0.0 | 50.31 | 50.31 | 50.31 | 0.0 | 0.0 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.47 | 0.00 | 0.00 | 151.47 | 151.47 | 50.31 | 0.0 | 0.0 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
| 01 February 2024 | Repayment | 50.58 | 49.71 | 0.87 | 0.0 | 0.0 | 100.29 | false |
|
|
| 01 February 2024 | Accrual | 0.87 | 0.0 | 0.87 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 February 2024 | Capitalized Income Amortization | 0.83 | 0.0 | 0.83 | 0.0 | 0.0 | 0.0 | false |
|
|
| 01 March 2024 | Repayment | 50.89 | 50.3 | 0.59 | 0.0 | 0.0 | 49.99 | false |
|
|
| 02 March 2024 | Capitalized Income Adjustment | 50.0 | 49.99 | 0.01 | 0.0 | 0.0 | 0.0 | false |
|
|
|
|
@TestRailId:C3716
|
|
Scenario: Verify Capitalized Income/Adjustment validation - Transaction date can't be in a future
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "50" EUR transaction amount
|
|
# try do add capitalized income with future date
|
|
Then Capitalized income with payment type "AUTOPAY" on "01 February 2024" is forbidden with amount "20" due to future date
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
Then Loan status will be "ACTIVE"
|
|
When Admin sets the business date to "01 February 2024"
|
|
Then Capitalized income with payment type "AUTOPAY" on "01 March 2024" is forbidden with amount "20" due to future date
|
|
# try do add capitalized income adjustment with future date
|
|
Then Capitalized income adjustment with payment type "AUTOPAY" on "01 March 2024" is forbidden with amount "20" due to future date
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 February 2024" with "30" EUR transaction amount
|
|
Then Capitalized income adjustment with payment type "AUTOPAY" on "01 April 2024" is forbidden with amount "10" due to future date
|
|
|
|
@TestRailId:C3717
|
|
Scenario: Verify Capitalized Income validation while run COB at first day of loan
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 150 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "150" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.29 | 49.71 | 0.87 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.3 | 49.99 | 0.59 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.3 | 0.29 | 0.0 | 0.0 | 50.59 | 0.0 | 0.0 | 0.0 | 50.59 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.75 | 0.00 | 0.00 | 151.75 | 0.0 | 0.0 | 0.0 | 151.75 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.55 | 0.0 | 0.55 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|
|
@TestRailId:C3718
|
|
Scenario: Verify Capitalized Income Adjustment validation while run COB at first day of loan
|
|
When Admin sets the business date to "01 January 2024"
|
|
And Admin creates a client with random data
|
|
When Admin creates a fully customized loan with the following data:
|
|
| LoanProduct | submitted on date | with Principal | ANNUAL interest rate % | interest type | interest calculation period | amortization type | loanTermFrequency | loanTermFrequencyType | repaymentEvery | repaymentFrequencyType | numberOfRepayments | graceOnPrincipalPayment | graceOnInterestPayment | interest free period | Payment strategy |
|
|
| LP2_ADV_PYMNT_INTEREST_DAILY_EMI_360_30_INTEREST_RECALC_DAILY_CAPITALIZED_INCOME_ADJ_CUSTOM_ALLOC | 01 January 2024 | 200 | 7 | DECLINING_BALANCE | DAILY | EQUAL_INSTALLMENTS | 3 | MONTHS | 1 | MONTHS | 3 | 0 | 0 | 0 | ADVANCED_PAYMENT_ALLOCATION |
|
|
And Admin successfully approves the loan on "01 January 2024" with "200" amount and expected disbursement date on "01 January 2024"
|
|
And Admin successfully disburse the loan on "01 January 2024" with "100" EUR transaction amount
|
|
And Admin adds capitalized income with "AUTOPAY" payment type to the loan on "01 January 2024" with "50" EUR transaction amount
|
|
And Admin adds capitalized income adjustment with "AUTOPAY" payment type to the loan on "01 January 2024" with "40" EUR transaction amount
|
|
And Admin runs inline COB job for Loan
|
|
Then Loan Repayment schedule has 3 periods, with the following data for periods:
|
|
| Nr | Days | Date | Paid date | Balance of loan | Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| | | 01 January 2024 | | 100.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| | | 01 January 2024 | | 50.0 | | | 0.0 | | 0.0 | 0.0 | | | |
|
|
| 1 | 31 | 01 February 2024 | | 100.06 | 49.94 | 0.64 | 0.0 | 0.0 | 50.58 | 40.0 | 40.0 | 0.0 | 10.58 |
|
|
| 2 | 29 | 01 March 2024 | | 50.06 | 50.0 | 0.58 | 0.0 | 0.0 | 50.58 | 0.0 | 0.0 | 0.0 | 50.58 |
|
|
| 3 | 31 | 01 April 2024 | | 0.0 | 50.06 | 0.29 | 0.0 | 0.0 | 50.35 | 0.0 | 0.0 | 0.0 | 50.35 |
|
|
And Loan Repayment schedule has the following data in Total row:
|
|
| Principal due | Interest | Fees | Penalties | Due | Paid | In advance | Late | Outstanding |
|
|
| 150.0 | 1.51 | 0.00 | 0.00 | 151.51 | 40.0 | 40.0 | 0.0 | 111.51 |
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
When Admin sets the business date to "02 January 2024"
|
|
And Admin runs inline COB job for Loan
|
|
And Loan Transactions tab has the following data:
|
|
| Transaction date | Transaction Type | Amount | Principal | Interest | Fees | Penalties | Loan Balance | Reverted | Replayed |
|
|
| 01 January 2024 | Disbursement | 100.0 | 0.0 | 0.0 | 0.0 | 0.0 | 100.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income | 50.0 | 50.0 | 0.0 | 0.0 | 0.0 | 150.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Adjustment | 40.0 | 40.0 | 0.0 | 0.0 | 0.0 | 110.0 | false | false |
|
|
| 01 January 2024 | Capitalized Income Amortization | 0.11 | 0.0 | 0.11 | 0.0 | 0.0 | 0.0 | false | false |
|
|
|