Details

Short Name: {{ loanProduct.shortName }}

Fund Name: {{ loanProduct.fundName }}

Include in Customer Loan Counter: {{ loanProduct.includeInBorrowerCycle ? 'Yes' : 'No' }}

Start Date: {{ loanProduct.startDate | dateFormat }}

Close Date: {{ loanProduct.closeDate | dateFormat }}

Description: {{ loanProduct.description }}

Currency

Currency: {{ loanProduct.currency.name }}

Decimal Places: {{ loanProduct.currency.decimalPlaces }}

Currency in multiples of: {{ loanProduct.currency.inMultiplesOf }}

Installment in multiples of: {{ loanProduct.installmentAmountInMultiplesOf }}

Terms

Principal: {{ loanProduct.principal + ' (Min: ' + (loanProduct.minPrincipal ? loanProduct.minPrincipal : loanProduct.principal) + ', Max: ' + (loanProduct.maxPrincipal ? loanProduct.maxPrincipal : loanProduct.principal) + ')' }}

Allow Approved / Disbursed Amounts Over Applied: {{ loanProduct.allowApprovedDisbursedAmountsOverApplied ? 'Yes' : 'No' }}

Over Applied Amount: {{ loanProduct.overAppliedNumber }} % {{ loanProduct.overAppliedNumber }} {{ loanProduct.currencyCode }}

Number of Repayments: {{ loanProduct.numberOfRepayments + ' (Min: ' + (loanProduct.minNumberOfRepayments ? loanProduct.minNumberOfRepayments : loanProduct.numberOfRepayments) + ', Max: ' + (loanProduct.maxNumberOfRepayments ? loanProduct.maxNumberOfRepayments : loanProduct.numberOfRepayments) + ')' }}

Linked to floating interest rates: {{ loanProduct.isLinkedToFloatingInterestRates ? 'Yes' : 'No' }}

Nominal interest rate: {{ loanProduct.interestRatePerPeriod + ' (Min: ' + (loanProduct.minInterestRatePerPeriod ? loanProduct.minInterestRatePerPeriod : loanProduct.interestRatePerPeriod) + ', Max: ' + (loanProduct.maxInterestRatePerPeriod ? loanProduct.maxInterestRatePerPeriod : loanProduct.interestRatePerPeriod) + ')' + ' ' + loanProduct.interestRateFrequencyType.value }}

Floating Lending Interest Rate: {{ loanProduct.floatingRateName }} Interest Rate Differential: {{ loanProduct.interestRateDifferential }} Floating Interest Rate Calculation Allowed: {{ loanProduct.isFloatingInterestRateCalculationAllowed ? 'Yes' : 'No' }} Floating Interest Rate: {{ loanProduct.defaultDifferentialLendingRate + ' (Min: ' + (loanProduct.minDifferentialLendingRate ? loanProduct.minDifferentialLendingRate : loanProduct.defaultDifferentialLendingRate) + ', Max: ' + (loanProduct.maxDifferentialLendingRate ? loanProduct.maxDifferentialLendingRate : loanProduct.defaultDifferentialLendingRate) + ')' }}

Terms vary based on loan cycle: {{ loanProduct.useBorrowerCycle ? 'Yes' : 'No' }}

Principal by loan cycle

Condition	{{ variation.valueConditionType.value }}	Loan Cycle	{{ variation.borrowerCycleNumber }}	Minimum	{{ variation.minValue }}	Default	{{ variation.defaultValue }}	Maximum	{{ variation.maxValue }}

Number of Repayments by loan cycle

Condition	{{ variation.valueConditionType.value }}	Loan Cycle	{{ variation.borrowerCycleNumber }}	Minimum	{{ variation.minValue }}	Default	{{ variation.defaultValue }}	Maximum	{{ variation.maxValue }}

Nominal Interest Rate by loan cycle

Condition	{{ variation.valueConditionType.value }}	Loan Cycle	{{ variation.borrowerCycleNumber }}	Minimum	{{ variation.minValue }}	Default	{{ variation.defaultValue }}	Maximum	{{ variation.maxValue }}

Repay Every: {{ loanProduct.repaymentEvery + ' ' + loanProduct.repaymentFrequencyType.value }}

Minimum days between disbursal and first repayment date: {{ loanProduct.minimumDaysBetweenDisbursalAndFirstRepayment }}

Settings

Amortization: {{ loanProduct.amortizationType.value }}

Is Equal Amortization: {{ loanProduct.isEqualAmortization ? 'Yes' : 'No' }}

Interest Method: {{ loanProduct.interestType.value }}

Interest Calculation Period: {{ loanProduct.interestCalculationPeriodType.value }}

Allow Partial Interest Calculation with same as repayment: {{ loanProduct.allowPartialPeriodInterestCalcualtion ? 'Yes' : 'No' }}

Repayment Strategy: {{ loanProduct.transactionProcessingStrategyName }}

Grace on principal payment: {{ loanProduct.graceOnPrincipalPayment }}

Grace on interest payment: {{ loanProduct.graceOnInterestPayment }}

Interest free period: {{ loanProduct.graceOnInterestCharged }}

Arrears tolerance: {{ loanProduct.inArrearsTolerance }}

Days in year: {{ loanProduct.daysInYearType.value }}

Days in month: {{ loanProduct.daysInMonthType.value }}

Allow fixing of the installment amount: {{ loanProduct.canDefineInstallmentAmount ? 'Yes' : 'No' }}

Number of days a loan may be overdue before moving into arrears: {{ loanProduct.graceOnArrearsAgeing }}

Maximum number of days a loan may be overdue before becoming a NPA (non performing asset): {{ loanProduct.overdueDaysForNPA }}

Account moves out of NPA only after all arrears have been cleared: {{ loanProduct.accountMovesOutOfNPAOnlyOnArrearsCompletion ? 'Yes' : 'No' }}

Principal Threshold (%) for Last Instalment: {{ loanProduct.principalThresholdForLastInstallment }}

Variable Installments allowed: {{ loanProduct.allowVariableInstallments ? 'Yes' : 'No' }}

Variable Installments: {{ '(Min: ' + loanProduct.minimumGap + ', Max: ' + (loanProduct.maximumGap ? loanProduct.maximumGap : loanProduct.minimumGap) + ')' }}

Allowed to be used for providing Topup Loans: {{ loanProduct.canUseForTopup ? 'Yes' : 'No' }}

Interest Recalculation

Recalculate Interest: {{ loanProduct.isInterestRecalculationEnabled ? 'Yes' : 'No' }}

Pre-closure interest calculation rule: {{ loanProduct.interestRecalculationData.preClosureInterestCalculationStrategy.value }} Advance payments adjustment type: {{ loanProduct.interestRecalculationData.rescheduleStrategyType.value }} Interest recalculation compounding on: {{ loanProduct.interestRecalculationData.interestRecalculationCompoundingType.value }}

Frequency for compounding: {{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyType.value }} {{ 'on ' + loanProduct.interestRecalculationData.recalculationCompoundingFrequencyNthDay?.value }} {{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyWeekday?.value }} {{ 'on day ' + loanProduct.interestRecalculationData.recalculationCompoundingFrequencyOnDay }}

Frequency Interval for compounding: {{ loanProduct.interestRecalculationData.recalculationCompoundingFrequencyInterval }}

Frequency for recalculate Outstanding Principal: {{ loanProduct.interestRecalculationData.recalculationRestFrequencyType.value }} {{ 'on ' + loanProduct.interestRecalculationData.recalculationRestFrequencyNthDay?.value }} {{ loanProduct.interestRecalculationData.recalculationRestFrequencyWeekday?.value }} {{ 'on day ' + loanProduct.interestRecalculationData.recalculationRestFrequencyOnDay }}

Frequency Interval for recalculation: {{ loanProduct.interestRecalculationData.recalculationRestFrequencyInterval }}

Rest Frequency Date: {{ loanProduct.interestRecalculationData.recalculationRestFrequencyDate }}

Is Arrears recognization based on original schedule: {{ loanProduct.isArrearsBasedOnOriginalSchedule ? 'Yes' : 'No' }}

Guarantee Requirements

Place Guarantee Funds On-Hold: {{ loanProduct.holdGuaranteeFunds ? 'Yes' : 'No' }}

Mandatory Guarantee(%): {{ loanProduct.productGuaranteeData.mandatoryGuarantee }}

Minimum Guarantee from Own Funds(%): {{ loanProduct.productGuaranteeData.minimumGuaranteeFromOwnFunds }}

Minimum Guarantee from Guarantor Funds(%): {{ loanProduct.productGuaranteeData.minimumGuaranteeFromGuarantor }}

Loan Tranche Details

Enable Multiple Disbursals: {{ loanProduct.multiDisburseLoan ? 'Yes' : 'No' }}

Maximum Tranche count: {{ loanProduct.maxTrancheCount }}

Maximum allowed outstanding balance: {{ loanProduct.outstandingLoanBalance }}

Disallow Expected Disbursements: {{ loanProduct.disallowExpectedDisbursements ? 'Yes' : 'No' }}

Configurable Terms and Settings

Allow overriding select terms and settings in loan accounts: {{ loanProduct.allowAttributeConfiguration ? 'Yes' : 'No' }}

Amortization: {{ loanProduct.allowAttributeOverrides.amortizationType ? 'Yes' : 'No' }} Interest method: {{ loanProduct.allowAttributeOverrides.interestType ? 'Yes' : 'No' }} Repayment strategy: {{ loanProduct.allowAttributeOverrides.transactionProcessingStrategyId ? 'Yes' : 'No' }} Interest calculation period: {{ loanProduct.allowAttributeOverrides.interestCalculationPeriodType ? 'Yes' : 'No' }} Arrears tolerance: {{ loanProduct.allowAttributeOverrides.inArrearsTolerance ? 'Yes' : 'No' }} Repaid every: {{ loanProduct.allowAttributeOverrides.repaymentEvery ? 'Yes' : 'No' }} Moratorium: {{ loanProduct.allowAttributeOverrides.graceOnPrincipalAndInterestPayment ? 'Yes' : 'No' }} Number of days a loan may be overdue before moving into arrears: {{ loanProduct.allowAttributeOverrides.graceOnArrearsAgeing ? 'Yes' : 'No' }} Delinquency Bucket: {{ loanProduct.delinquencyBucket.id ? 'Yes' : 'No' }}

Charges

Name	{{ charge.name + ', ' + charge.currency.displaySymbol }}	Type	{{ charge.chargeCalculationType.value }}	Amount	{{ charge.amount }}	Collected On	{{ charge.chargeTimeType.value }}

Overdue Charges

Name	{{ overdueCharge.name + ', ' + overdueCharge.currency.displaySymbol }}	Type	{{ overdueCharge.chargeCalculationType.value }}	Amount	{{ overdueCharge.amount }}	Collected On	{{ overdueCharge.chargeTimeType.value }}

Accounting

Type: {{ loanProduct.accountingRule.value }}

Assets / Liabilities

Fund source: ({{loanProduct.accountingMappings.fundSourceAccount.glCode}}) {{ loanProduct.accountingMappings.fundSourceAccount.name }}

Assets

Loan portfolio: ({{loanProduct.accountingMappings.loanPortfolioAccount.glCode}}) {{ loanProduct.accountingMappings.loanPortfolioAccount.name }}

Interest Receivable: ({{loanProduct.accountingMappings.receivableInterestAccount.glCode}}) {{ loanProduct.accountingMappings.receivableInterestAccount.name }} Fees Receivable: ({{loanProduct.accountingMappings.receivableInterestAccount.glCode}}) {{ loanProduct.accountingMappings.receivableInterestAccount.name }} Penalties Receivable: ({{loanProduct.accountingMappings.receivablePenaltyAccount.glCode}}) {{ loanProduct.accountingMappings.receivablePenaltyAccount.name }}

Transfer in suspense: ({{loanProduct.accountingMappings.transfersInSuspenseAccount.glCode}}) {{ loanProduct.accountingMappings.transfersInSuspenseAccount.name }}

Income

Income from Interest: ({{loanProduct.accountingMappings.interestOnLoanAccount.glCode}}) {{ loanProduct.accountingMappings.interestOnLoanAccount.name }} Income from fees: ({{loanProduct.accountingMappings.incomeFromFeeAccount.glCode}}) {{ loanProduct.accountingMappings.incomeFromFeeAccount.name }} Income from penalties: ({{loanProduct.accountingMappings.incomeFromPenaltyAccount.glCode}}) {{ loanProduct.accountingMappings.incomeFromPenaltyAccount.name }} Income from Recovery Repayments: ({{loanProduct.accountingMappings.incomeFromRecoveryAccount.glCode}}) {{ loanProduct.accountingMappings.incomeFromRecoveryAccount.name }}

Expenses

Losses written off: ({{loanProduct.accountingMappings.writeOffAccount.glCode}}) {{ loanProduct.accountingMappings.writeOffAccount.name }} Goodwill credit: ({{loanProduct.accountingMappings.goodwillCreditAccount.glCode}}) {{ loanProduct.accountingMappings.goodwillCreditAccount.name }}

Liabilities

Over payment liability: ({{loanProduct.accountingMappings.overpaymentLiabilityAccount.glCode}}) {{ loanProduct.accountingMappings.overpaymentLiabilityAccount.name }}

Advanced Accounting Rules

Fund Sources for Payment Channels

Payment Type	{{ paymentFundSource.paymentType.name }}	Fund Source	{{ paymentFundSource.fundSourceAccount.name }}

Fees to Specific Income Accounts

Fees	{{ feesIncome.charge.name }}	Income Account	{{ feesIncome.incomeAccount.name }}

Penalties to Specific Income Accounts

Penalty	{{ penaltyIncome.charge.name }}	Income Account	{{ penaltyIncome.incomeAccount.name }}

{{ loanProduct.name }}