Depositor Education and Awareness Fund (DEAF)

RBI Master Direction on DEAF, 2014 · Returns & refund register
Bank DEAF Code{{ formII.bankDeafCode }}
Sponsor Bank{{ formII.sponsorBankName }}
@if (activeTab === 'dashboard') {
₹{{ totalWithFund | number: '1.2-2' }}
Total with Fund
{{ totalAccountsWithFund | number }} accounts
₹{{ transferredThisMonth | number: '1.2-2' }}
Transferred this Month
{{ accountsTransferredThisMonth | number }} accounts
₹{{ refundedThisCycle | number: '1.2-2' }}
Claims Paid (refunded)
{{ refundAccountsThisCycle | number }} accounts
{{ accountsCrossing10Y | number }}
Crossing 10y this Cycle
eligible to transfer
{{ pendingClaims | number }}
Refund Claims Pending
awaiting RBI settlement
Form I — Online Submission
Last filed: 15 Jan 2026 · Cycle: {{ formI.monthYear }}
Next due: 15 Feb 2026
Form II — Physical Hardcopy
Last filed: 15 Jan 2026 · Cycle: {{ formII.monthYear }}
Next due: 15 Feb 2026
Annex 4 — Refund Claim
Cycle: {{ refund.month }} {{ refund.year }}
Pending claims: {{ pendingClaims }}
} @if (activeTab === 'form1' || activeTab === 'form2') { @let _form = activeTab === 'form1' ? formI : formII;
@if (activeTab === 'form1') {

Form I — Monthly Return of Unclaimed Deposits Transferred to DEAF

Filed online with RBI by 15th of the succeeding month

} @else {

Form II — Position with the Fund (snapshot)

Original hardcopy submitted to RBI by 15th of the succeeding month

}
{{ _form.bankName }}
{{ _form.bankDeafCode }}
{{ _form.remittedThroughSponsor === 'Y' ? 'Yes' : 'No' }}
{{ _form.sponsorBankName }}
{{ _form.monthYear }}
{{ _form.dateOfTransfer }}
@for (r of _form.rows; track r.sl) { }
Sr.No Particulars Interest Bearing Deposits (a) Non-Interest Bearing Deposits (b) Other Credits (c) Total (d) = (a)+(b)+(c)
No. of A/c Amount No. of A/c Amount No. of A/c Amount No. of A/c Amount
{{ r.sl }} {{ r.particulars }} {{ r.ibdAccounts | number }} {{ r.ibdAmount | number: '1.2-2' }} {{ r.nibdAccounts | number }} {{ r.nibdAmount | number: '1.2-2' }} {{ r.ocAccounts | number }} {{ r.ocAmount | number: '1.2-2' }} {{ r.totalAccounts | number }} {{ r.totalAmount | number: '1.2-2' }}
{{ _form.officer }}
{{ _form.officerDesignation }}
{{ _form.auditor }}
{{ _form.auditorAddress }}
} @if (activeTab === 'refund') {

Annex 4 — Monthly Return claiming refund from DEA Fund

Submitted by 15th of succeeding month for the cycle to which the claim pertains

{{ refund.bankName }}
{{ refund.bankDeafCode }}
{{ refund.currentAcWithRbi }}
{{ refund.sponsorBank }}
{{ refund.month }} {{ refund.year }}
@for (r of refund.rows; track r.slNo) { }
Sr.No Interest Bearing Deposits Non-Interest Bearing Deposits Other Credits Grand Total
Principal Interest Total No. of A/c Amount No. of A/c Amount No. of A/c Amount
{{ r.slNo }} {{ r.ibdPrincipal | number: '1.2-2' }} {{ r.ibdInterest | number: '1.2-2' }} {{ r.ibdTotal | number: '1.2-2' }} {{ r.nibdAccounts | number }} {{ r.nibdAmount | number: '1.2-2' }} {{ r.ocAccounts | number }} {{ r.ocAmount | number: '1.2-2' }} {{ r.grandTotalAccounts | number }} {{ r.grandTotalAmount | number: '1.2-2' }}
Note: No individual customer/depositor wise details should be furnished. In case of refund of part amount by the depositor whose unclaimed amount/inoperative deposit had been transferred to the Fund, the bank shall claim the entire amount transferred to the Fund in respect of such depositor, along with interest payable, if any.
{{ refund.firstSignatory }}
{{ refund.firstDesignation }}
{{ refund.secondSignatory }}
{{ refund.secondDesignation }}
{{ refund.auditor }}
} @if (activeTab === 'eligible') {

Accounts Register

Inoperative / unclaimed accounts crossing 10y, transferred, claimed and refunded

@for (a of filteredAccounts; track a.acNo) { } @empty { }
A/c No Customer Type Branch Opened Last Txn Inactive Bucket Principal Interest Total Status
{{ a.acNo }} {{ a.customerName }} {{ a.acType }} {{ a.branch }} {{ a.openedDate }} {{ a.lastTxnDate }} {{ a.inactiveYears }}y {{ a.bucket }} {{ a.principal | number: '1.2-2' }} {{ a.interest | number: '1.2-2' }} {{ a.total | number: '1.2-2' }} {{ statusLabel(a.status) }}
No accounts match the filters.
}
{{ toastMsg }}