RBI Compliance Rules -- Reference

Every rule enforced on the RBI Eligibility Checklist, with its underlying regulation and exact wording.

@for (rule of rules; track rule.code) {
{{ rule.title }}
{{ rule.checkType === 'AUTO' ? 'Automatic' : 'Manual' }} {{ rule.blockLevel === 'HARD' ? 'Legal Prohibition -- No Override' : 'Policy -- Override Allowed' }}

{{ rule.rbiReference }}

{{ rule.statement }}

}

Priority Sector Lending -- Category Reference

@for (category of pslCategories; track category.code) { {{ category.name }} }

Loan-to-Value Cap Reference

Collateral Value Band Max LTV
Gold Loan Loan amount up to ₹2.5 lakh 85%
Loan amount ₹2.5 lakh -- ₹5 lakh 80%
Loan amount above ₹5 lakh 75%
Housing Loan Property value below ₹30 lakh 90%
Property value ₹30 lakh and above 80%
Shares / Debentures Held in physical form (min. 50% margin) 50%
Held in demat form (min. 25% margin) 75%