Capital to Risk-Weighted Assets Ratio · RBI Master Circular
| # | Capital Item | Account Code | Category | Previous (₹ Cr) | Current (₹ Cr) | Change (₹ Cr) |
|---|---|---|---|---|---|---|
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| Total Tier 1 Capital (CET1 + AT1) | 7,961.20 | 8,284.80 | +323.60 | |||
| # | Capital Item | Account Code | Previous (₹ Cr) | Current (₹ Cr) | Change (₹ Cr) |
|---|---|---|---|---|---|
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| Total Tier 2 Capital | 1,484.60 | 1,556.00 | +71.40 | ||
| # | Exposure Category | Account Code | Risk Weight | Gross Exposure (₹ Cr) | RWA (₹ Cr) |
|---|---|---|---|---|---|
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| Total Credit Risk RWA | 47,820.40 | ||||
| # | Risk Component | Account Code | Approach | Capital Charge (₹ Cr) | RWA (₹ Cr) |
|---|---|---|---|---|---|
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| Total Market Risk RWA | 7,005.00 | ||||
| # | Parameter | Value |
|---|---|---|
| 01 |
Gross Income Average (3-year)
Average of last 3 years positive gross income
|
₹{{ opRiskGrossIncome | number: '1.2-2' }} Cr |
| 02 |
Alpha Factor
Fixed multiplier as per Basel III BIA
|
{{ opRiskAlpha }}% |
| 03 |
Capital Charge
Gross Income × Alpha
|
₹{{ opRiskCapitalCharge | number: '1.2-2' }} Cr |
| 04 |
RWA (Capital Charge × 12.5)
{{ opRiskCapitalCharge }} × 12.5 = {{ opRiskRWA }}
|
₹{{ opRiskRWA | number: '1.2-2' }} Cr |
| Total Operational Risk RWA | 3,595.60 | |