@for (amortizationType of amortizationTypeData; track amortizationType) { {{ 'labels.inputs.products.loan.amortizationType.' + amortizationType.value | translate }} }

{{ 'labels.inputs.products.loan.Amortization' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

@for (interestType of interestTypeData; track interestType) { {{ interestType.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Interest Method' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

@for ( interestCalculationPeriodType of interestCalculationPeriodTypeData; track interestCalculationPeriodType ) { {{ interestCalculationPeriodType.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Interest calculation period' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

{{ 'labels.inputs.products.loan.Is Equal Amortization?' | translate }}

@if (loanProductSettingsForm.value.interestCalculationPeriodType === 1) {

{{ 'labels.inputs.Calculate interest for exact days in partial period' | translate }}

}

@for (loanScheduleType of loanScheduleTypeData; track loanScheduleType) { {{ loanScheduleType.value | translateKey: 'catalogs' }} }

@for ( transactionProcessingStrategy of transactionProcessingStrategyData; track transactionProcessingStrategy ) { {{ transactionProcessingStrategy.name | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Repayment strategy' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

@if (isAdvancedTransactionProcessingStrategy) {

@for (loanScheduleProcessingType of loanScheduleProcessingTypeData; track loanScheduleProcessingType) { {{ loanScheduleProcessingType.value | translateKey: 'catalogs' }} }

}

Allowed pending EMI amount

@for (daysInYearType of daysInYearTypeData; track daysInYearType) { {{ daysInYearType.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Days in year' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

@if (useDaysInYearCustomStrategy) {

@for (daysInYearCustomStrategy of daysInYearCustomStrategyOptions; track daysInYearCustomStrategy) { {{ daysInYearCustomStrategy.value | translateKey: 'catalogs' }} }

}

@for (daysInMonthType of daysInMonthTypeData; track daysInMonthType) { {{ daysInMonthType.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Days in month' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

{{ 'labels.inputs.Allow fixing of the installment amount' | translate }}

Cheque Book Issue Enabled

YES

NO

Cheque Validation Required

YES

NO

Is First Cheque Book Free

YES

NO

Cheque Printing Account Type

Savings Bank

Current Account

Cash Credit

Overdraft

Allow Withdrawal Slip Usage

YES

NO

Maintain Cheque Book Stock Registry

YES

NO

Free Cheque Books Per Year

Allow Credit By Cheque Number

YES

NO

Credit Cheque Validation Required

YES

NO

Grace Days For Stock Statement

Account Type Active For Transactions

YES

NO

Sub Type Activity Enabled

YES

NO

Account Opening Charges

Maximum Gold Loan Limit

Last Account Number Opened

Customer Termination Allowed

YES

NO

Charges For Cash Credit Above Limit

Death Interest GL Account

Starting Ledger Number

Ending Ledger Number

Current Ledger Number

Remittance Account Number

Is Non Resident Indian Account

YES

NO

Debit Clearing GL Account

Missed Call Alert Service Active

YES

NO

Standing Instruction Charge GL Account

Standing Instruction Debit Charge Skip Option

Skip Always

Skip on First Failure

Never Skip

Retry after 24 Hours

Opening Balance Multiplier For Remittance Charges

Drawing Power And Limit Generation Procedure

Normal D.P. Entry Is Considered

Against F.D. Interest with Certificate Wise Interest Rate

Based on Asset Value

Monthly Stock Statement Basis

Advances Interest Calculation Method

Debit Closing Balance Considered as Product

Against Interest Calculation Enabled

YES

NO

Day Wise Against Clearing Interest Rounding

YES

NO

Interest Calculation One Fourth Method

0 (Standard)

1 (Custom A)

2 (Custom B)

Against Clearing Interest Procedure Type

Normal Against Clearing Interest

Consider Debit Closing Amount For Against Clearing

YES

NO

Interest Rounding Method

All Int. Round

Nearest Rupee

Round Up

Round Down

Penalty Interest Calculation Enabled

YES

NO

Penalty Interest Calculation Method

Daywise ( 36500 )

Penalty Interest Procedure Number

On Debit, Penalty Product is Closing Balance

Limit is Considered for Penalty Product

Overdrawn Interest Calculation Method

Overdrawn = Balance - Limit

Overdrawn = Balance - D.P.

Don't Calculate

Calculate Overdrawn Interest After Renewal

YES

NO

Interest On Credit Balance

YES

NO

Penalty Interest Date Different Than Regular Interest

YES

NO

Fixed Deposit Overdraft Certificate Sort Order

Order on Interest Rate

Order on Drawing Power

Use Document Submission Date For Interest

YES

NO

Loan Management System Renewal Penalty Active

YES

NO

Minimum Normal Interest Amount

Minimum Interest Calculation Method

Flat Amount

Percentage of Balance

Tier Based

Minimum Against Clearing Interest Amount

Limit Increase Upto Interest Amount In Interest Calculation

YES

NO

Minimum Penalty Interest Amount

Days For Limit Increase Upto Interest Amount

Additional Interest Rate For Fixed Deposit Overdraft

Consider DD/Payorder In Against Clearing Interest Calculation

YES

NO

Grace Days After Renewal Date

Apply Undebited Interest Concept Enabled

YES

NO

Interest Register Print Format Type

Interest Amount with Opening Balance

Interest Only

Full Ledger Format

Normal Grace Days After Overdue

Allow Against Clearing Entry

YES

NO

Allow No Balance Entry

YES

NO

Fixed Deposit Overdraft Penalty Interest Combined With Normal Interest

YES

NO

Allow No Balance Entry With Password

YES

NO

Undebited Simple Interest Account Wise

YES

NO

Daily Interest Calculation Enabled

YES

NO

Daily Interest Calculation Start Date

Non Performing Asset Penal Interest Rate Update

YES

NO

Non Performing Asset Penal Interest Rate

Fixed Deposit Overdraft Penal Interest Rate Update In Branch Process

YES

NO

Add Penal Interest Rate

Penal Charge Method

RBI Compliant Penal Charges (Non-Compounding)

Legacy Penal Interest (Compounding)

Is Floating Rate Loan? (Individual)

Foreclosure Charges Applicable

YES

NO

RBI: No charges for Floating Rate Loans to Individuals

Enable Key Fact Statement (KFS)

Calculate APR

Loan Product Category (RBI Reporting)

Personal/Consumer Loan (Code 02)

Housing/Mortgage Loan (Code 15)

Business/Commercial Loan (Code 50)

Vehicle/Auto Loan (Code 04)

Selecting a category will auto-fill the credit bureau account types below.

CIBIL Account Type

CIBIL Commercial Account Type

Highmark Account Type

Highmark Commercial Account Type

Experian Account Type

Experian Commercial Account Type

Equifax Account Type

Equifax Commercial Account Type

@for (delinquencyBucket of delinquencyBucketData; track delinquencyBucket) { {{ delinquencyBucket.name }} } @if (loanProductSettingsForm.controls.delinquencyBucketId) { } @if (loanProductSettingsForm.value.delinquencyBucketId) {

{{ 'labels.inputs.Enable installment level Delinquency' | translate }}

}

{{ 'labels.inputs.Account moves out of NPA only after all arrears have been cleared' | translate }}

{{ 'labels.inputs.Principal Threshold (%) for Last Instalment' | translate }}

{{ 'labels.inputs.Are Variable Installments allowed?' | translate }}

@if (loanProductSettingsForm.value.allowVariableInstallments) {

{{ 'labels.inputs.Minimum gap between Installments' | translate }}

{{ 'labels.inputs.Minimum gap between Installments' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

{{ 'labels.inputs.Maximum gap between Installments' | translate }}

{{ 'labels.inputs.Maximum gap between Installments' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

}

{{ 'labels.inputs.Allowed to be used for providing Topup Loans' | translate }}

@if (loanProductSettingsForm.value.isInterestRecalculationEnabled) {

{{ 'labels.inputs.Pre-closure interest calculation rule' | translate }}

@for ( preClosureInterestCalculationStrategy of preClosureInterestCalculationStrategyData; track preClosureInterestCalculationStrategy ) { {{ preClosureInterestCalculationStrategy.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Pre-closure interest calculation rule' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

{{ 'labels.inputs.Advance payments adjustment type' | translate }}

@for (rescheduleStrategyType of rescheduleStrategyTypeData; track rescheduleStrategyType) { {{ rescheduleStrategyType.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Advance payments adjustment type' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

{{ 'labels.inputs.Interest recalculation compounding on' | translate }}

@for ( interestRecalculationCompoundingType of interestRecalculationCompoundingTypeData; track interestRecalculationCompoundingType ) { {{ interestRecalculationCompoundingType.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Interest recalculation compounding on' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

@if ( loanProductSettingsForm.value.interestRecalculationCompoundingMethod !== 0 && loanProductSettingsForm.value.recalculationCompoundingFrequencyType !== 1 ) {

{{ 'labels.inputs.Frequency Interval for compounding' | translate }}

{{ 'labels.inputs.Frequency Interval for compounding' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

} @if (loanProductSettingsForm.value.recalculationRestFrequencyType !== 1) {

{{ 'labels.inputs.Frequency Interval for recalculation' | translate }}

{{ 'labels.inputs.Frequency Interval for recalculation' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

} @if (loanProductSettingsForm.value.interestRecalculationCompoundingMethod !== 0) {

@for ( interestRecalculationFrequencyType of interestRecalculationFrequencyTypeData; track interestRecalculationFrequencyType ) { {{ interestRecalculationFrequencyType.value }} }

@if (loanProductSettingsForm.value.recalculationCompoundingFrequencyType === 4) {

@for ( interestRecalculationNthDayType of interestRecalculationNthDayTypeData; track interestRecalculationNthDayType ) { {{ interestRecalculationNthDayType.value | translateKey: 'catalogs' }} }

} @if ( (loanProductSettingsForm.value.recalculationCompoundingFrequencyType === 4 && loanProductSettingsForm.value.recalculationCompoundingFrequencyNthDayType !== -2) || loanProductSettingsForm.value.recalculationCompoundingFrequencyType === 3 ) {

@for ( interestRecalculationDayOfWeekType of interestRecalculationDayOfWeekTypeData; track interestRecalculationDayOfWeekType ) { {{ interestRecalculationDayOfWeekType.value | translateKey: 'catalogs' }} }

} @if ( loanProductSettingsForm.value.recalculationCompoundingFrequencyType === 4 && loanProductSettingsForm.value.recalculationCompoundingFrequencyNthDayType === -2 ) {

@for ( interestRecalculationOnDayType of interestRecalculationOnDayTypeData; track interestRecalculationOnDayType ) { {{ interestRecalculationOnDayType }} }

} }

{{ 'labels.inputs.Frequency for recalculate Outstanding Principal' | translate }}

@for ( interestRecalculationFrequencyType of interestRecalculationFrequencyTypeData; track interestRecalculationFrequencyType ) { {{ interestRecalculationFrequencyType.value | translateKey: 'catalogs' }} }

{{ 'labels.inputs.Frequency for recalculate Outstanding Principal' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

@if (loanProductSettingsForm.value.recalculationRestFrequencyType === 4) {

@for ( interestRecalculationNthDayType of interestRecalculationNthDayTypeData; track interestRecalculationNthDayType ) { {{ interestRecalculationNthDayType.value | translateKey: 'catalogs' }} }

} @if ( (loanProductSettingsForm.value.recalculationRestFrequencyType === 4 && loanProductSettingsForm.value.recalculationRestFrequencyNthDayType !== -2) || loanProductSettingsForm.value.recalculationRestFrequencyType === 3 ) {

@for ( interestRecalculationDayOfWeekType of interestRecalculationDayOfWeekTypeData; track interestRecalculationDayOfWeekType ) { {{ interestRecalculationDayOfWeekType.value | translateKey: 'catalogs' }} }

} @if ( loanProductSettingsForm.value.recalculationRestFrequencyType === 4 && loanProductSettingsForm.value.recalculationRestFrequencyNthDayType === -2 ) {

@for ( interestRecalculationOnDayType of interestRecalculationOnDayTypeData; track interestRecalculationOnDayType ) { {{ interestRecalculationOnDayType }} }

}

{{ 'labels.inputs.Is Arrears recognization based on original schedule' | translate }}?

@if (loanProductSettingsForm.value.loanScheduleType === 'PROGRESSIVE') {

{{ 'labels.inputs.Do not calculate interest on past due principal balances' | translate }}

}

{{ 'labels.inputs.Allow accrual posting in arrears' | translate }}

{{ 'labels.inputs.Post compounding as transaction' | translate }}

}

@if (loanProductSettingsForm.value.holdGuaranteeFunds) {

{{ 'labels.inputs.Mandatory Guarantee(%)' | translate }} {{ 'labels.commons.is' | translate }} {{ 'labels.commons.required' | translate }}

{{ 'labels.inputs.Minimum Guarantee from Own Funds(%)' | translate }}

{{ 'labels.inputs.Minimum Guarantee from Guarantor Funds(%)' | translate }}

}

{{ 'labels.inputs.Allow overriding select terms and settings in loan accounts' | translate }}

@if (loanProductSettingsForm.value.allowAttributeConfiguration) {

Allowed pending EMI amount

{{ 'labels.inputs.Number of days a loan may be overdue before moving into arrears' | translate }}

}

{{ 'labels.inputs.products.loan.Amortization' | translate }} & {{ 'labels.inputs.Interest Method' | translate }}

{{ 'labels.inputs.Loan Schedule' | translate }}

Cheque Book Settings

Additional Product Settings

Interest Related Parameters

RBI Compliance & KFS Settings

Credit Bureau Settings (CIBIL/Highmark)

{{ 'labels.inputs.Moratorium' | translate }}

{{ 'labels.inputs.Number of days a loan may be overdue before moving into arrears' | translate }}

{{ 'labels.inputs.Variable Installments' | translate }}

{{ 'labels.heading.Interest Recalculation' | translate }}

{{ 'labels.heading.Guarantee Requirements' | translate }}

{{ 'labels.inputs.Configurable Terms and Settings' | translate }}