RBI 2026 ECL framework (para 82) — regulatory minimum provisioning floor by product category and stage. Seeded from the RBI Directions; read-only.
| Product Category | {{ row.productCategory }} | Stage | {{ stageLabels[row.stage] ?? row.stage }} | Duration in Stage 3 | {{ durationLabel(row) }} | Secured Floor (%) | {{ row.securedFloorPct }} | Unsecured Floor (%) | {{ row.unsecuredFloorPct }} |
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