Details

Short Name: {{ loanProduct.shortName }}

Fund Name: {{ loanProduct.fundId | find:loanProductsTemplate.fundOptions:'id':'name' }}

Include in Customer Loan Counter: {{ loanProduct.includeInBorrowerCycle ? 'Yes' : 'No' }}

Start Date: {{ loanProduct.startDate }}

Close Date: {{ loanProduct.closeDate }}

Description: {{ loanProduct.description }}

Currency

Currency: {{ loanProduct.currencyCode | find:loanProductsTemplate.currencyOptions:'code':'name' }}

Decimal Places: {{ loanProduct.digitsAfterDecimal }}

Currency in multiples of: {{ loanProduct.inMultiplesOf }}

Installment in multiples of: {{ loanProduct.installmentAmountInMultiplesOf }}

Terms

Principal: {{ loanProduct.principal + ' (Min: ' + (loanProduct.minPrincipal ? loanProduct.minPrincipal : loanProduct.principal) + ', Max: ' + (loanProduct.maxPrincipal ? loanProduct.maxPrincipal : loanProduct.principal) + ')' }}

Allow Approved / Disbursed Amounts Over Applied: {{ loanProduct.allowApprovedDisbursedAmountsOverApplied ? 'Yes' : 'No' }}

Over Applied: {{ loanProduct.overAppliedNumber }} % {{ loanProduct.overAppliedNumber }} {{ loanProduct.currencyCode }}

Number of Repayments: {{ loanProduct.numberOfRepayments + ' (Min: ' + (loanProduct.minNumberOfRepayments ? loanProduct.minNumberOfRepayments : loanProduct.numberOfRepayments) + ', Max: ' + (loanProduct.maxNumberOfRepayments ? loanProduct.maxNumberOfRepayments : loanProduct.numberOfRepayments) + ')' }}

Linked to floating interest rates: {{ loanProduct.isLinkedToFloatingInterestRates ? 'Yes' : 'No' }}

Nominal interest rate: {{ loanProduct.interestRatePerPeriod + ' (Min: ' + (loanProduct.minInterestRatePerPeriod ? loanProduct.minInterestRatePerPeriod : loanProduct.interestRatePerPeriod) + ', Max: ' + (loanProduct.maxInterestRatePerPeriod ? loanProduct.maxInterestRatePerPeriod : loanProduct.interestRatePerPeriod) + ')' + ' ' + (loanProduct.interestRateFrequencyType | find:loanProductsTemplate.interestRateFrequencyTypeOptions:'id':'value') }}

Floating Lending Interest Rate: {{ loanProduct.floatingRatesId | find:loanProductsTemplate.floatingRateOptions:'id':'name' }} Interest Rate Differential: {{ loanProduct.interestRateDifferential }} Floating Interest Rate Calculation Allowed: {{ loanProduct.isFloatingInterestRateCalculationAllowed ? 'Yes' : 'No' }} Floating Interest Rate: {{ loanProduct.defaultDifferentialLendingRate + ' (Min: ' + (loanProduct.minDifferentialLendingRate ? loanProduct.minDifferentialLendingRate : loanProduct.defaultDifferentialLendingRate) + ', Max: ' + (loanProduct.maxDifferentialLendingRate ? loanProduct.maxDifferentialLendingRate : loanProduct.defaultDifferentialLendingRate) + ')' }}

Terms vary based on loan cycle: {{ loanProduct.useBorrowerCycle ? 'Yes' : 'No' }}

Principal by loan cycle

Condition	{{ variation.valueConditionType \| find:loanProductsTemplate.valueConditionTypeOptions:'id':'value' }}	Loan Cycle	{{ variation.borrowerCycleNumber }}	Minimum	{{ variation.minValue }}	Default	{{ variation.defaultValue }}	Maximum	{{ variation.maxValue }}

Number of Repayments by loan cycle

Condition	{{ variation.valueConditionType \| find:loanProductsTemplate.valueConditionTypeOptions:'id':'value' }}	Loan Cycle	{{ variation.borrowerCycleNumber }}	Minimum	{{ variation.minValue }}	Default	{{ variation.defaultValue }}	Maximum	{{ variation.maxValue }}

Nominal Interest Rate by loan cycle

Condition	{{ variation.valueConditionType \| find:loanProductsTemplate.valueConditionTypeOptions:'id':'value' }}	Loan Cycle	{{ variation.borrowerCycleNumber }}	Minimum	{{ variation.minValue }}	Default	{{ variation.defaultValue }}	Maximum	{{ variation.maxValue }}

Repay Every: {{ loanProduct.repaymentEvery + ' ' + (loanProduct.repaymentFrequencyType | find:loanProductsTemplate.repaymentFrequencyTypeOptions:'id':'value') }}

Minimum days between disbursal and first repayment date: {{ loanProduct.minimumDaysBetweenDisbursalAndFirstRepayment }}

Settings

Amortization: {{ loanProduct.amortizationType | find:loanProductsTemplate.amortizationTypeOptions:'id':'value' }}

Is Equal Amortization: {{ loanProduct.isEqualAmortization ? 'Yes' : 'No' }}

Interest Method: {{ loanProduct.interestType | find:loanProductsTemplate.interestTypeOptions:'id':'value' }}

Interest Calculation Period: {{ loanProduct.interestCalculationPeriodType | find:loanProductsTemplate.interestCalculationPeriodTypeOptions:'id':'value' }}

Allow Partial Interest Calculation with same as repayment: {{ loanProduct.allowPartialPeriodInterestCalcualtion ? 'Yes' : 'No' }}

Repayment Strategy: {{ loanProduct.transactionProcessingStrategyId | find:loanProductsTemplate.transactionProcessingStrategyOptions:'id':'name' }}

Grace on principal payment: {{ loanProduct.graceOnPrincipalPayment }}

Grace on interest payment: {{ loanProduct.graceOnInterestPayment }}

Interest free period: {{ loanProduct.graceOnInterestCharged }}

Arrears tolerance: {{ loanProduct.inArrearsTolerance }}

Days in year: {{ loanProduct.daysInYearType | find:loanProductsTemplate.daysInYearTypeOptions:'id':'value' }}

Days in month: {{ loanProduct.daysInMonthType | find:loanProductsTemplate.daysInMonthTypeOptions:'id':'value' }}

Allow fixing of the installment amount: {{ loanProduct.canDefineInstallmentAmount ? 'Yes' : 'No' }}

Number of days a loan may be overdue before moving into arrears: {{ loanProduct.graceOnArrearsAgeing }}

Maximum number of days a loan may be overdue before becoming a NPA (non performing asset): {{ loanProduct.overdueDaysForNPA }}

Delinquency Bucket: {{ loanProduct.delinquencyBucketId ? 'Yes' : 'No' }}

Account moves out of NPA only after all arrears have been cleared: {{ loanProduct.accountMovesOutOfNPAOnlyOnArrearsCompletion ? 'Yes' : 'No' }}

Principal Threshold (%) for Last Instalment: {{ loanProduct.principalThresholdForLastInstallment }}

Variable Installments allowed: {{ loanProduct.allowVariableInstallments ? 'Yes' : 'No' }}

Variable Installments: {{ '(Min: ' + loanProduct.minimumGap + ', Max: ' + (loanProduct.maximumGap ? loanProduct.maximumGap : loanProduct.minimumGap) + ')' }}

Allowed to be used for providing Topup Loans: {{ loanProduct.canUseForTopup ? 'Yes' : 'No' }}

Interest Recalculation

Recalculate Interest: {{ loanProduct.isInterestRecalculationEnabled ? 'Yes' : 'No' }}

Pre-closure interest calculation rule: {{ loanProduct.preClosureInterestCalculationStrategy | find:loanProductsTemplate.preClosureInterestCalculationStrategyOptions:'id':'value' }} Advance payments adjustment type: {{ loanProduct.rescheduleStrategyMethod | find:loanProductsTemplate.rescheduleStrategyTypeOptions:'id':'value' }} Interest recalculation compounding on: {{ loanProduct.interestRecalculationCompoundingMethod | find:loanProductsTemplate.interestRecalculationCompoundingTypeOptions:'id':'value' }}

Frequency for compounding: {{ loanProduct.recalculationCompoundingFrequencyType | find:loanProductsTemplate.interestRecalculationFrequencyTypeOptions:'id':'value' }} {{ loanProduct.recalculationCompoundingFrequencyNthDayType | find:loanProductsTemplate.interestRecalculationNthDayTypeOptions:'id':'value' }} {{ loanProduct.recalculationCompoundingFrequencyDayOfWeekType | find:loanProductsTemplate.interestRecalculationDayOfWeekTypeOptions:'id':'value' }} {{ loanProduct.recalculationCompoundingFrequencyOnDayType }}

Frequency Interval for compounding: {{ loanProduct.recalculationCompoundingFrequencyInterval }}

Frequency for recalculate Outstanding Principal: {{ loanProduct.recalculationRestFrequencyType | find:loanProductsTemplate.interestRecalculationFrequencyTypeOptions:'id':'value' }} {{ loanProduct.recalculationRestFrequencyNthDayType | find:loanProductsTemplate.interestRecalculationNthDayTypeOptions:'id':'value' }} {{ loanProduct.recalculationRestFrequencyDayOfWeekType | find:loanProductsTemplate.interestRecalculationDayOfWeekTypeOptions:'id':'value' }} {{ loanProduct.recalculationRestFrequencyOnDayType }}

Frequency Interval for recalculation: {{ loanProduct.recalculationRestFrequencyInterval }}

Rest Frequency Date: {{ loanProduct.recalculationRestFrequencyDate }}

Is Arrears recognization based on original schedule: {{ loanProduct.isArrearsBasedOnOriginalSchedule ? 'Yes' : 'No' }}

Guarantee Requirements

Place Guarantee Funds On-Hold: {{ loanProduct.holdGuaranteeFunds ? 'Yes' : 'No' }}

Mandatory Guarantee(%): {{ loanProduct.mandatoryGuarantee }}

Minimum Guarantee from Own Funds(%): {{ loanProduct.minimumGuaranteeFromOwnFunds }}

Minimum Guarantee from Guarantor Funds(%): {{ loanProduct.minimumGuaranteeFromGuarantor }}

Loan Tranche Details

Enable Multiple Disbursals: {{ loanProduct.multiDisburseLoan ? 'Yes' : 'No' }}

Maximum Tranche count: {{ loanProduct.maxTrancheCount }}

Maximum allowed outstanding balance: {{ loanProduct.outstandingLoanBalance }}

Disallow Expected Disbursements: {{ loanProduct.disallowExpectedDisbursements ? 'Yes' : 'No' }}

Configurable Terms and Settings

Allow overriding select terms and settings in loan accounts: {{ loanProduct.allowAttributeConfiguration ? 'Yes' : 'No' }}

Amortization: {{ loanProduct.allowAttributeOverrides.amortizationType ? 'Yes' : 'No' }} Interest method: {{ loanProduct.allowAttributeOverrides.interestType ? 'Yes' : 'No' }} Repayment strategy: {{ loanProduct.allowAttributeOverrides.transactionProcessingStrategyId ? 'Yes' : 'No' }} Interest calculation period: {{ loanProduct.allowAttributeOverrides.interestCalculationPeriodType ? 'Yes' : 'No' }} Arrears tolerance: {{ loanProduct.allowAttributeOverrides.inArrearsTolerance ? 'Yes' : 'No' }} Repaid every: {{ loanProduct.allowAttributeOverrides.repaymentEvery ? 'Yes' : 'No' }} Moratorium: {{ loanProduct.allowAttributeOverrides.graceOnPrincipalAndInterestPayment ? 'Yes' : 'No' }} Number of days a loan may be overdue before moving into arrears: {{ loanProduct.allowAttributeOverrides.graceOnArrearsAgeing ? 'Yes' : 'No' }}

Charges

Name	{{ charge.name + ', ' + charge.currency.displaySymbol }}	Type	{{ charge.chargeCalculationType.value }}	Amount	{{ charge.amount }}	Collected On	{{ charge.chargeTimeType.value }}

Overdue Charges

Name	{{ overdueCharge.name + ', ' + overdueCharge.currency.displaySymbol }}	Type	{{ overdueCharge.chargeCalculationType.value }}	Amount	{{ overdueCharge.amount }}	Collected On	{{ overdueCharge.chargeTimeType.value }}

Accounting

Type: {{ accountingRuleData[loanProduct.accountingRule-1] }}

Assets / Liabilities

Fund source: {{ loanProduct.fundSourceAccountId | find:loanProductsTemplate.accountingMappingOptions.assetAndLiabilityAccountOptions:'id':'name' }}

Assets

Loan portfolio: {{ loanProduct.loanPortfolioAccountId | find:loanProductsTemplate.accountingMappingOptions.assetAccountOptions:'id':'name' }}

Interest Receivable: {{ loanProduct.receivableInterestAccountId | find:loanProductsTemplate.accountingMappingOptions.assetAccountOptions:'id':'name' }} Fees Receivable: {{ loanProduct.receivableFeeAccountId | find:loanProductsTemplate.accountingMappingOptions.assetAccountOptions:'id':'name' }} Penalties Receivable: {{ loanProduct.receivablePenaltyAccountId | find:loanProductsTemplate.accountingMappingOptions.assetAccountOptions:'id':'name' }}

Transfer in suspense: {{ loanProduct.transfersInSuspenseAccountId | find:loanProductsTemplate.accountingMappingOptions.assetAccountOptions:'id':'name' }}

Income

Income from Interest: {{ loanProduct.interestOnLoanAccountId | find:loanProductsTemplate.accountingMappingOptions.incomeAccountOptions:'id':'name' }} Income from fees: {{ loanProduct.incomeFromFeeAccountId | find:loanProductsTemplate.accountingMappingOptions.incomeAccountOptions:'id':'name' }} Income from penalties: {{ loanProduct.incomeFromPenaltyAccountId | find:loanProductsTemplate.accountingMappingOptions.incomeAccountOptions:'id':'name' }} Income from Recovery Repayments: {{ loanProduct.incomeFromRecoveryAccountId | find:loanProductsTemplate.accountingMappingOptions.incomeAccountOptions:'id':'name' }}

Expenses

Losses written off: {{ loanProduct.writeOffAccountId | find:loanProductsTemplate.accountingMappingOptions.expenseAccountOptions:'id':'name' }} Goodwill credit: {{ loanProduct.goodwillCreditAccountId | find:loanProductsTemplate.accountingMappingOptions.expenseAccountOptions:'id':'name' }}

Liabilities

Over payment liability: {{ loanProduct.overpaymentLiabilityAccountId | find:loanProductsTemplate.accountingMappingOptions.liabilityAccountOptions:'id':'name' }}

Advanced Accounting Rules

Fund Sources for Payment Channels

Payment Type	{{ paymentFundSource.paymentTypeId \| find:loanProductsTemplate.paymentTypeOptions:'id':'name' }}	Fund Source	{{ paymentFundSource.fundSourceAccountId \| find:loanProductsTemplate.accountingMappingOptions.assetAccountOptions:'id':'name' }}

Fees to Specific Income Accounts

Fees	{{ feesIncome.chargeId \| find:loanProductsTemplate.chargeOptions:'id':'name' }}	Income Account	{{ feesIncome.incomeAccountId \| find:loanProductsTemplate.accountingMappingOptions.incomeAccountOptions.concat(loanProductsTemplate.accountingMappingOptions.liabilityAccountOptions):'id':'name' }}

Penalties to Specific Income Accounts

Penalty	{{ penaltyIncome.chargeId \| find:loanProductsTemplate.penaltyOptions:'id':'name' }}	Income Account	{{ penaltyIncome.incomeAccountId \| find:loanProductsTemplate.accountingMappingOptions.incomeAccountOptions:'id':'name' }}

{{ loanProduct.name }}