📊 {{ analysis.bureau }}

Credit Bureau Report & Risk Intelligence

📄 {{ data.fileName }}

@if (data.wasParsedFromFile) { } @else { }

Applicant: {{ analysis.applicantName }}

Report Date: {{ analysis.reportDate }}

Bureau Source: {{ analysis.bureau }}

@if (activeTab === 'overview') {

{{ analysis.score }} / 900

{{ analysis.band }} Risk

{{ analysis.writtenOffAccounts > 0 || analysis.totalOverdueAmt > 0 ? '⚠️' : '🛡️' }} Underwriting Intelligence Summary

₹{{ analysis.totalCurrentBalance | number: '1.0-0' }} Total Current Exposure

{{ analysis.activeAccounts }} / {{ analysis.totalAccounts }} Active Tradelines

₹{{ analysis.totalOverdueAmt | number: '1.0-0' }} Total Overdue

Score Impacting Factors

@for (factor of analysis.scoreFactors; track factor; let i = $index) {

}

} @if (activeTab === 'accounts') {

Credit Accounts Count

Total Reported Accounts{{ analysis.totalAccounts }}

Active Tradelines{{ analysis.activeAccounts }}

Closed Accounts{{ analysis.closedAccounts }}

SF/WD/WO Accounts{{ analysis.writtenOffAccounts }}

Balance & Exposure

Total Current Balance₹{{ analysis.totalCurrentBalance | number: '1.0-0' }}

Secured Accounts Exposure₹{{ analysis.securedAmt | number: '1.0-0' }}

Unsecured Accounts Exposure₹{{ analysis.unsecuredAmt | number: '1.0-0' }}

Total Overdue Amount₹{{ analysis.totalOverdueAmt | number: '1.0-0' }}

Credit Tradelines Summary

@for (acc of analysis.accounts; track acc.accountNo) { }

Lender Name	Account Type	Account No.	Ownership	Date Opened	Sanction Amt	Current Balance	Overdue Amt	Status
{{ acc.lender }}	{{ acc.accountType }}	{{ acc.accountNo }}	{{ acc.ownership }}	{{ acc.dateOpened }}	₹{{ acc.sanctionedAmt \| number: '1.0-0' }}	₹{{ acc.currentBalance \| number: '1.0-0' }}	₹{{ acc.overdueAmt \| number: '1.0-0' }}	{{ acc.status }}

Tradeline Details

@for (acc of analysis.accounts; track acc.accountNo) {

{{ acc.accountType }} — {{ acc.lender }}

Account Number: {{ acc.accountNo }}
Ownership: {{ acc.ownership }}
Date Opened: {{ acc.dateOpened }}
Date Reported: {{ acc.dateReported }}
Sanctioned Amount: ₹{{ acc.sanctionedAmt | number: '1.0-0' }}
Current Balance: ₹{{ acc.currentBalance | number: '1.0-0' }}
Amount Overdue: ₹{{ acc.overdueAmt | number: '1.0-0' }}
Rate of Interest: {{ acc.rateOfInterest > 0 ? acc.rateOfInterest + '%' : '-' }}

}

} @if (activeTab === 'dpd') {

@if (analysis.accounts.length > 0) {

Payment Behaviour (On-time vs Late Months)

}

Month-by-Month Payment History (DPD Grid)

@for (acc of analysis.accounts; track acc.accountNo) {

{{ acc.lender }} · {{ acc.accountType }} ({{ acc.accountNo }})

@for (m of monthHeaders; track m) { } @for (row of acc.dpdGrid; track row.year) { @for (c of row.cells; track $index) { } }

Year	{{ m }}
{{ row.year }}	{{ c.dpd === null ? '—' : c.dpd }}

}

} @if (activeTab === 'enquiries') {

{{ analysis.enquiriesLast7Days }} Last 7 Days

{{ analysis.enquiriesLast30Days }} Last 30 Days

{{ analysis.enquiriesLast90Days }} Last 90 Days

{{ analysis.enquiriesLast180Days }} Last 180 Days

Credit Bureau Enquiries List

@if (analysis.enquiries.length > 0) {

@for (enq of analysis.enquiries; track enq.ern) { }

ERN (Ref No)	Credit Institution Name	Application Date	Purpose / Search Type	Amount Applied	Tenure
{{ enq.ern }}	{{ enq.institution }}	{{ enq.date }}	{{ enq.purpose }}	₹{{ enq.amountApplied \| number: '1.0-0' }}	{{ enq.durationMonths > 0 ? enq.durationMonths + ' mos' : '-' }}

} @else {

No recent credit enquiries found in this report.

}