Deposit Interest & TDS

Interest each customer earned this year, and whether TDS has to be deducted on it · Showing: {{ scopeLabel }}
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How to read this page
  1. Every customer with an account is listed. Each account is either Tracked — its interest counts toward the TDS limit — or Not tracked. Open a row () to see which account is which, and why.
  2. Only fixed and recurring deposits are tracked. Savings interest is shown for information but never attracts TDS.
    3. @if (rules) {
  3. A customer's tracked interest for the whole year, across every branch, is checked against the limit: ₹{{ rules.general | number: '1.0-0' }}, or ₹{{ rules.senior | number: '1.0-0' }} for a senior citizen (60+).
  4. Once over the limit, TDS is {{ rules.rate | number: '1.0-2' }}% of the whole year's interest — {{ rules.rateNoPan | number: '1.0-2' }}% if no PAN is on record.
    5. }
  5. A customer who has submitted Form 15G/15H is not deducted, even over the limit.
  6. The TDS figures here are worked out by this report from the interest actually posted. They are not debited from the customer's account automatically.
}
{{ summary.deductees | number }}
Customers · {{ summary.trackedCustomers | number }} with an FD/RD being tracked
₹{{ summary.applicableInterest | number: '1.0-0' }}
FD / RD interest — counts toward the limit
₹{{ summary.exemptInterest | number: '1.0-0' }}
Savings interest — shown only, no TDS
{{ summary.crossed | number }}
Customers over the limit
₹{{ summary.totalTds | number: '1.0-0' }}
TDS to be deducted
@if (summary.nearThreshold || summary.declarations || summary.noPan) {
@if (summary.nearThreshold) { } @if (summary.declarations) { {{ summary.declarations | number }} with 15G/15H — ₹{{ summary.tdsSaved | number: '1.0-0' }} not deducted } @if (summary.noPan) { {{ summary.noPan | number }} FD/RD customers without PAN — higher rate applies }
}
@if (canSelectBranch) { } @if (hasFilters) { }
@for (row of pagedRows; track trackRow($index, row)) { @if (isExpanded(row)) { } } @if (visibleRows.length === 0) { }
Customer Branch Accounts FD / RD interest this year Limit Status TDS
{{ row.deductee.name }}
ID {{ row.deductee.customerId }} · @if (row.panOnRecord) { PAN {{ row.deductee.pan }} } @else { no PAN } @if (row.band === 'SENIOR') { Senior 60+ }
{{ row.branchCode || '—' }} @if (row.trackedAccounts) { {{ row.trackedAccounts }} tracked } @if (untrackedOf(row).length) { {{ untrackedOf(row).length }} not tracked } ₹{{ row.tdsApplicableInterest | number: '1.0-0' }} @if (row.exemptInterest) {
+ ₹{{ row.exemptInterest | number: '1.0-0' }} savings (no TDS)
} 		₹{{ row.threshold | number: '1.0-0' }} {{ statusOf(row).label }} @if (row.schedule.totalTds) { ₹{{ row.schedule.totalTds | number: '1.0-0' }}
@ {{ row.rateApplied * 100 | number: '1.0-0' }}%
} @else if (row.tdsSaved) { ₹{{ row.tdsSaved | number: '1.0-0' }} saved } @else { — }
Accounts of {{ row.deductee.name }}
@for (a of row.accounts; track a.accountNo) { }
Account no. Type Tracked for TDS? Interest this year Postings Last posted
{{ a.accountNo }} {{ accountTypeLabel[a.type] }} @if (a.tracked) { Yes } @else { No } {{ a.reason }} ₹{{ a.interest | number: '1.2-2' }} {{ a.postings }} {{ a.lastPostedOn ? (a.lastPostedOn | date: 'd MMM y') : 'No interest posted yet' }}
@if (row.trackedAccounts) {
How the TDS is worked out, quarter by quarter
@for (note of row.schedule.notes; track note) {
{{ note }}
} @if (row.schedule.lines.length) { @for (line of row.schedule.lines; track line.quarter) { }
Quarter Interest in quarter Total so far TDS this quarter Return due
{{ line.label }} @if (line.thresholdCrossedHere) { limit crossed here } @if (line.declarationActive) { 15G/15H active } ₹{{ line.interest | number: '1.0-0' }} ₹{{ line.cumInterest | number: '1.0-0' }} of ₹{{ row.threshold | number: '1.0-0' }} @if (line.tds !== 0) { ₹{{ line.tds | number: '1.0-0' }} } @else { — } {{ line.dueDate }}
} @else {
No interest has been posted on the tracked deposits this year yet.
} @if (row.paidWithoutDeduction) {
Paid without deduction because of 15G/15H: ₹{{ row.paidWithoutDeduction | number: '1.0-0' }} — still reported in {{ statute.statement }}
} } @else {
This customer has no fixed or recurring deposit, so nothing here counts toward TDS. Savings interest is shown for information only.
} @if (row.jointHeldInterest) {
₹{{ row.jointHeldInterest | number: '1.0-0' }} of interest is on joint deposits where this customer is not the first-named holder, so it is counted under that holder instead.
}
@if (loading) { Loading… } @else if (selectedTab === 'paying') { No customer needs TDS deducted for these filters. Check the "No TDS" tab. } @else { No customers match these filters. }
@if (visibleRows.length > 0) {
Showing {{ rangeStart | number }}–{{ rangeEnd | number }} of {{ visibleRows.length | number }} customers
@if (pageCount > 1) {
Page {{ currentPage + 1 | number }} of {{ pageCount | number }}
}
}