Demand liabilities

Repayable on demand

Time liabilities

Repayable on maturity

Held with other banks

{{ bankingAssetsNet ? 'Reduces the base below' : 'More than we owe banks — base unchanged' }}

NDTL — the base

Demand + time, net of bank balances

@if (activeTab === 'demand') {

Money the bank must repay whenever a customer asks for it.

@for (item of demandLiabilities; track item.sl) { } @empty { }

#	Liability Item	Item	Opening	Current	Change	Status
{{ item.sl }}	{{ item.name }} {{ item.sub }}	{{ item.code }}	{{ item.opening }}	{{ item.current }}	{{ item.change }}	{{ item.status }}
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin → RBI Reserve Configuration.
Total Demand Liabilities ({{ demandLiabilities.length }} accounts)			{{ totalOf(demandLiabilities, 'openingValue') }}	{{ totalOf(demandLiabilities, 'currentValue') }}	{{ totalChange(demandLiabilities) }}

} @if (activeTab === 'time') {

Money the bank repays only when the deposit matures.

@for (item of timeLiabilities; track item.sl) { } @empty { }

#	Liability Item	Item	Opening	Current	Change	Status
{{ item.sl }}	{{ item.name }} {{ item.sub }}	{{ item.code }}	{{ item.opening }}	{{ item.current }}	{{ item.change }}	{{ item.status }}
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin → RBI Reserve Configuration.
Total Time Liabilities ({{ timeLiabilities.length }} accounts)			{{ totalOf(timeLiabilities, 'openingValue') }}	{{ totalOf(timeLiabilities, 'currentValue') }}	{{ totalChange(timeLiabilities) }}

} @if (activeTab === 'assets') {

What the bank keeps with other banks. This comes off what it owes them — and only off that, so where it is the larger of the two the base is left as it is.

@for (item of bankingAssets; track item.sl) { } @empty { }

#	Asset Item	Item	Opening	Current	Change	Status
{{ item.sl }}	{{ item.name }} {{ item.sub }}	{{ item.code }}	{{ item.opening }}	{{ item.current }}	{{ item.change }}	{{ item.status }}
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin → RBI Reserve Configuration.
Total Assets with Banking System {{ bankingAssetsNet ? '( Deducted from NDTL )' : '( Netted against item I, which is smaller — no deduction )' }}			{{ totalOf(bankingAssets, 'openingValue') }}	{{ totalOf(bankingAssets, 'currentValue') }}	{{ totalChange(bankingAssets) }}

} @if (activeTab === 'slr') {

Cash, bank balances and securities the bank holds against its SLR requirement.

@for (item of liquidAssets; track item.sl) { } @empty { }

#	Liquid Asset	Item	Category	Opening	Current	Change	Status
{{ item.sl }}	{{ item.name }} {{ item.sub }}	{{ item.code }}	{{ item.category }}	{{ item.opening }}	{{ item.current }}	{{ item.change }}	{{ item.status }}
No accounts are mapped to this head, so the return reports nothing under it. Map them in Admin → RBI Reserve Configuration.
Total Liquid Assets (SLR Eligible)				{{ totalOf(liquidAssets, 'openingValue') }}	{{ totalOf(liquidAssets, 'currentValue') }}	{{ totalChange(liquidAssets) }}

How the SLR ratio is worked out

Assets we hold

{{ liquidAssets.length }} categories

NDTL base

as at {{ baseDateStr || '—' }}

SLR held

{{ slrActualPercent }}%

minimum {{ slrRate }}%

}

Are we meeting the requirement?

Charged on the NDTL of {{ money(baseNdtl) }} as at {{ baseDateStr || reportingDateStr }}

@for (r of positionRatios(); track r.name) {

held {{ money(r.maintained) }} · {{ r.met ? '+' + money(r.surplus) : 'short ' + money(r.shortfall) }}

}

Total Reserve

CRR + SLR required

@if (activeTab === 'held') {

Where the cash reserve is held, with each account's balance on the business date {{ position?.onDate || '—' }}. The requirement below is charged on {{ position?.baseDate || '—' }}, a fortnight back — RBI's lag is a rule, so today's own liabilities settle nothing yet.

@if (position) {

@for (r of positionRatios(); track r.name) {

Required{{ money(r.required) }} Maintained{{ money(r.maintained) }} {{ r.met ? 'Surplus' : 'Shortfall' }} {{ money(r.met ? r.surplus : r.shortfall) }}

}

@for (a of position.accounts; track a.glAccountId) { }

#	Account	Form 1 head	Balance today
{{ $index + 1 }}	{{ a.name }} {{ a.glCode }}	{{ a.item }} · {{ a.head }} @if (!a.countsTowardMaintained) { not counted on the return }	{{ money(a.balance) }}

} }

Demand & Time Liabilities