Balance & Minimum Balance
Minimum Opening Balance
Enforce Minimum Balance
Minimum Balance (₹) * PENAL CHARGE APPLIES ON BREACH
Balance Frequency @for (balanceFrequency of periodFrequencyData; track balanceFrequency.id) { {{ balanceFrequency.value }} }
Apply Withdrawal Fee for Transfers
Lock-in Period
Enable Lock-in Period
@if (CurrentProductSettingsForm.value.enableLockinPeriod) {
Frequency * Type * @for (type of lockinPeriodFrequencyTypeData; track type) { {{ type.value | translateKey: 'catalogs' }} }
}
Additional Rules
Account Closed with Zero Balance in Day Closing
Overdraft (OD) Facility
@if (!CurrentProductSettingsForm.value.allowOverdraft) {

Overdraft is not allowed on this product. Tick "Is Overdraft Allowed" on the Terms tab to set the OD limits.

}
@if (CurrentProductSettingsForm.value.allowOverdraft) {
End OD Once Fully Repaid (One-time OD only)

At day-end, withdraws the OD sanction when the debit balance is cleared to zero. Only the OD ends, not the account. Leave off for a regular OD: a customer who uses it and repays the same day would lose it.

}
@if (CurrentProductSettingsForm.value.allowOverdraft) {
Maximum OD Limit (₹) Highest per account Enter the maximum OD limit Minimum OD Limit (₹) Lowest per account @if (CurrentProductSettingsForm.get('odMinLimit')?.hasError('exceedsMax')) { Cannot exceed the maximum OD limit } @else { Cannot be negative }
OD Security Type @for (option of odSecurityTypeOptions; track option.value) { {{ option.label }} }

{{ selectedSecurityTypeHint }}

Sanction Validity @for (option of odValidityOptions; track option.value) { {{ option.label }} }
Excess Drawing (Over Limit) Allow withdrawal beyond the sanctioned limit @if (!CurrentProductSettingsForm.value.odExcessAllowed) {

Off: a withdrawal that would cross the limit is refused.

} @else {
Maximum Excess (% of limit) Beyond this, refused Enter above 0% and up to 25% Penal Charge on Excess (% p.a.) Only on the excess amount Enter above 0% and up to 50%
@if (excessExample) {

{{ excessExample }}

} }

Each account is sanctioned its own limit within this range, valid for the period above. The OD interest rate is set on the Terms tab.

}