Regulatory & Compliance

CRR / SRR

₹ 20.14 Cr

8% Within Limits

CRAR %

21%

Healthy (Min 9%)

DICSC

	Freeze	Inop.	Rectified
Aadhaar	2,000	1,000	1,100
PAN	3,000	2,000	2,200
Mobile	2,000	—	100

Interbank Exposure — 20%

Yes Bank3%Maintain

IDBI11%Exceed

Other Bank6%Exceed

Financial Health

Net Worth

₹ 342 Cr

CD Ratio

65%

Working Capital

₹ 210 Cr

Per Employee Profit

₹ 10 Lakh

Advance < 25 Lakh

55%

Deposits & Advances

Deposits vs Advances

Total Deposits

₹ 3,264.42 Cr

Total Advances

₹ 4,162.65 Cr

Priority Sector Lending (PSL)

65%

Weaker Section

15%

MSME

Portfolio Quality

Decay Analysis

Moderate

TSWM

Active

Risk & NPA Monitoring

Gross NPA

Above Threshold

RBI norm: < 5%

Net NPA

Within Limits

RBI norm: < 3%

Risk-wise Analysis

Low Risk 62%

Medium Risk 25%

High Risk 13%

Overall: Stable

Alerts & Notifications

Gross NPA at 7% — above RBI threshold of 5%. Immediate review required.

IDBI interbank exposure at 11% — exceeds single-party limit.

DICSC data synced successfully today.

RBI circular pending review — compliance action due by month end.

Analytics