Asset Liability Management — Structural Liquidity

{{ bank.name }} · {{ bank.formCode }} · {{ bank.quarter }} · As on {{ bank.asOnDate }}

14d Tolerance {{ gap14dPct.toFixed(2) }}% / -{{ bank.tolerance14d }}%
{{ totalGapPct.toFixed(1) }}%
Net Gap / Outflow
NDTL
₹ {{ bank.ndtl / 100 | number: '1.2-2' }} Cr
Net Demand & Time Liabilities
Total Outflows
₹ {{ totalOutflow / 100 | number: '1.2-2' }} Cr
All maturity buckets
Total Inflows
₹ {{ totalInflow / 100 | number: '1.2-2' }} Cr
Net: {{ totalGap >= 0 ? '+' : '' }}{{ totalGap / 100 | number: '1.2-2' }} Cr

RBI Tolerance Limits — Cumulative Gap

RBI MD: {{ bank.rbiCircular }}
  Cumulative Gap up to 14 days {{ gap14dPct.toFixed(2) }}% limit -{{ bank.tolerance14d }}% {{ gap14dWithinTolerance ? 'WITHIN' : 'BREACH' }}
  Cumulative Gap up to 30 days {{ gap28dPct.toFixed(2) }}% limit -{{ bank.tolerance28d }}% {{ gap28dWithinTolerance ? 'WITHIN' : 'BREACH' }}

Bucket-wise Mismatch Heatmap

{{ b.code }}
{{ bucketGapPct(b).toFixed(1) }}%
{{ b.label }}

Reporting Snapshot

Reporting Bank
{{ bank.name }}
Branch
{{ bank.branch }}
Principal Officer
{{ bank.principalOfficer }}
Form Code
{{ bank.formCode }}
Report Ref No
{{ bank.reportRefNo }}
User Code
{{ bank.userCode }}

Statement of Structural Liquidity — Maturity Ladder

Bucket Time Period Outflow (Liab) Inflow (Assets) Gap Gap % Status
{{ b.code }} {{ b.label }} {{ b.outflow | number: '1.2-2' }} {{ b.inflow | number: '1.2-2' }} {{ bucketGap(b) >= 0 ? '+' : '' }}{{ bucketGap(b) | number: '1.2-2' }} {{ bucketGapPct(b) >= 0 ? '+' : '' }}{{ bucketGapPct(b).toFixed(2) }}% SURPLUS DEFICIT BALANCED
TOTAL {{ totalOutflow | number: '1.2-2' }} {{ totalInflow | number: '1.2-2' }} {{ totalGap >= 0 ? '+' : '' }}{{ totalGap | number: '1.2-2' }} {{ totalGapPct >= 0 ? '+' : '' }}{{ totalGapPct.toFixed(2) }}%

Cumulative Position

Through Bucket Cum. Outflow Cum. Inflow Cum. Gap Cum. Gap %
{{ b.code }} — {{ b.label }} {{ cumulativeOutflow(i) | number: '1.2-2' }} {{ cumulativeInflow(i) | number: '1.2-2' }} {{ cumulativeGap(i) >= 0 ? '+' : '' }}{{ cumulativeGap(i) | number: '1.2-2' }} {{ cumulativeGapPct(i) >= 0 ? '+' : '' }}{{ cumulativeGapPct(i).toFixed(2) }}%

Monthly Asset / Liability Snapshot — FY {{ bank.fiscalYear }}

Month Liabilities (₹ Lakh) Assets (₹ Lakh)
Reserve/Prov Borrowings FDs Total Liab Cash Investments Other Assets Total Assets
{{ m.month }} {{ m.reserveProv | number: '1.2-2' }} {{ m.borrowings | number: '1.2-2' }} {{ m.fds | number: '1.2-2' }} {{ monthTotalLiab(m) | number: '1.2-2' }} {{ m.cashOnHand | number: '1.2-2' }} {{ m.investments | number: '1.2-2' }} {{ m.otherAssets | number: '1.2-2' }} {{ monthTotalAssets(m) | number: '1.2-2' }}
AVERAGE {{ avg('reserveProv') | number: '1.2-2' }} {{ avg('borrowings') | number: '1.2-2' }} {{ avg('fds') | number: '1.2-2' }} {{ avg('reserveProv') + avg('borrowings') + avg('fds') | number: '1.2-2' }} {{ avg('cashOnHand') | number: '1.2-2' }} {{ avg('investments') | number: '1.2-2' }} {{ avg('otherAssets') | number: '1.2-2' }} {{ avg('cashOnHand') + avg('investments') + avg('otherAssets') | number: '1.2-2' }}

{{ bank.formCode }} — Statement of Structural Liquidity

{{ bank.name }} — {{ bank.branch }}
  As On {{ bank.asOnDate }}   {{ bank.quarter }}   Ref: {{ bank.reportRefNo }}

A. NDTL & Reference

Net Demand & Time Liabilities (NDTL) (₹ Lakhs) {{ bank.ndtl | number: '1.2-2' }}
RBI Master Direction {{ bank.rbiCircular }}

B. Maturity Ladder (₹ in Lakhs)

Bucket Time Period Outflows Inflows Mismatch Cum. Mismatch Cum. % of Outflow
{{ b.code }} {{ b.label }} {{ b.outflow | number: '1.2-2' }} {{ b.inflow | number: '1.2-2' }} {{ bucketGap(b) >= 0 ? '+' : '' }}{{ bucketGap(b) | number: '1.2-2' }} {{ cumulativeGap(i) >= 0 ? '+' : '' }}{{ cumulativeGap(i) | number: '1.2-2' }} {{ cumulativeGapPct(i) >= 0 ? '+' : '' }}{{ cumulativeGapPct(i).toFixed(2) }}%
TOTAL {{ totalOutflow | number: '1.2-2' }} {{ totalInflow | number: '1.2-2' }} {{ totalGap >= 0 ? '+' : '' }}{{ totalGap | number: '1.2-2' }}

C. RBI Tolerance Compliance

Cumulative Negative Gap up to 14 days {{ gap14dPct.toFixed(2) }}% Limit: -{{ bank.tolerance14d }}% {{ gap14dWithinTolerance ? 'WITHIN' : 'BREACH' }}
Cumulative Negative Gap up to 30 days {{ gap28dPct.toFixed(2) }}% Limit: -{{ bank.tolerance28d }}% {{ gap28dWithinTolerance ? 'WITHIN' : 'BREACH' }}
Certified by
{{ bank.principalOfficer }}
Principal Officer — {{ bank.name }}
Submitted under
{{ bank.rbiCircular }}
RBI Master Direction on Asset Liability Management